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Banking Related Acts
1. Negotiable Instrument Act–1881
2. The Bankers’Books Evidence Act–1891
3. The ReserveBank of India Act–1934
4. The Industrial Finance Corporation of India Act–1948
5. The Banking Companies (Legal Practitioner Clients’ Accounts) Act–1949
6. The Industrial Disputes (Banking and Insurance Companies) Act–1949
7. The Banking Regulation(Companies) Rules–1949
8. The Banking Regulation Act–1949
9. The State Financial Corporations Act–1951
10. The Reserve Bank of India (Amendment and Misc. Provisions) Act–1953
11. The Industrial Disputes (Banking Companies) Decision Act–1955
12. The State Bank of India Act–1955
13. The State Bank of India (Subsidiary Banks) Act-1959
14. The Subsidiary Banks General Regulation–1959
15. The Deposit Insurance and Credit Guarantee Corporation Act–1961(DICGC)
16. The Banking Companies (Acquisition and Transfer of Undertakings) Act–1970
17. The Regional Rural Banks Act–1976
18. The Banking Companies (Acquisition and Transfer of Undertakings) Act–1980
19. The Export-Import Bank of India Act–1981
20. The National Bank for Agriculture and Rural Development Act–1981
21. Chit Fund Act–1982
22. Sick Industrial Companies (Special Provisions)Act–1985
23. The National Housing Bank Act–1987
24. SIDBI Act–1988
25. The Special Court (trial of Offences relating to Transactions in Securities) Act–1992
26. The Industrial Finance Corporation (Transfer of Undertakings and Repeal) Act–1993
27. Industrial Reconstruction Bank (Transfer of Undertaking & Appeal) Act–1997
28. The Securitisation and Reconstruction of Financial Assets and Enforcement of Security
Interest Act–(SARFASI-2002)
29. Industrial Development Bank (Transfer of Undertaking & Repeal) Act–2003
30. Credit Information Companies (Rules & Regulation) Act–2005
31. The Industrial Finance Corporation of India Act–1948
32. The Banking Companies (Legal Practitioner Clients’ Accounts) Act–1949
33. The Industrial Disputes (Banking and Insurance Companies) Act–1949
34. The State Financial Corporations Act–1951
35. The Reserve Bank of India (Amendment and Misc. Provisions) Act–1953
36. The Industrial Disputes (Banking Companies) Decision Act–1955
37. The State Bank of India Act–1955
38. The State Bank of India (Subsidiary Banks) Act-1959
39. The Subsidiary Banks General Regulation–1959
40. The Deposit Insurance and Credit Guarantee Corporation Act–1961
41. The National Bank for Agriculture and Rural Development Act–1981
42. Chit Fund Act–1982
43. Shipping Development Fund Committee (Abolition)Act–1985
44. Sick Industrial Companies (Special Provisions)Act–1985
45. The National Housing Bank Act–1987
46. The Special Court (trial of Offences relating to Transactions in Securities) Act–1992
47. The Industrial Finance Corporation (Transfer of Undertakings and Repeal) Act–1993
48. Industrial Reconstruction Bank (Transfer of Undertaking & Appeal) Act–1997
49. SIDBI General Regulations, 1990
50. Banking Regulation (Companies) Rules 1949
51. The Nationalised Banks (Management and Misc. Provisions)Scheme,1970
52. NABARD General Regulations 1982
53. Banking Companies (Period of Preservation of Records) Rules, 1985
54. Banking Companies (Regulation)Rules,1985
55. NABARD Bonds Regulations — 1988
56. The Banking Ombudsman Scheme, 2006
57. Factoring Act Rules, 2011
58. SARFAESI (Central registry) Rules,2011
59. Banker’s Books Evidence Act, 1891
60. Banking Regulation Act, 1949
61. Banking Companies (Legal Practitioners’ Clients’ Account) Act, 1949
62. Banking Regulation (Companies) Rules, 1949
63. Banking Companies (Acquisition and Transfer of Undertaking) Act, 1969
64. Debts Recovery Appellate Tribunal (Procedure) Rules,1994
65. Foreign Contribution (Regulation) Act, 1976
66. Foreign Exchange Management Act, 1999
67. Indian Partnership Act, 1932
68. Indian Stamp Act, 1899
69. Indian Trusts Act, 1882
70. Limitation Act, 1963
71. Recovery of Debts due to Banks and Financial Institutions Act,1993
72. Reserve Bank of India Act — 1934
Fortune /Forbes / World /Asia-pacific/Britain -2015
World Billioniers list 2015 tops – CHINA
FORBES 50 power full women list – india women 6 people
Arundhati bahattchary(SBI)
CHANDA KOCHAR(ICICI)
AKHILA SRINIVASAN (SHRIRAM CAPITAL)
Kiran mazumdar shah(biocoin)
Shikashama(AXIS)
Ushasnagwan(LIC)
FORBES most powerful person – 2015 — Modi- 15
FORBES -Bussiness person of year 2014 – LARRY PAGE
FORTUNE -500 india biggest country — IOC
Fortune Magazine’s 40 under 40– 2014
1. Travis Kalanick-Uber
2. Brian Chesky–Airbnb
3. Mark Zuckerberg–Facebook
#Wealth-X list-2015 under 40 age billioners
Top__Arun Pudur (INDIA)– cel frame
# FORTUNE_The 100 Best Workplaces for Millennials in 2015 Top-5
1. Power home remodelling group
2. David weekly homes
3. Allied wallet
4. Pinnacle finance partner
5. Acuity
#Fortune 500 companies _ 2015
1. Wall mart
2. Exxon mobile
3. Chevron
4. Bershire hathway
5. Apple
#FORTUNE WORLD’S GREATEST LEADERS-2015
1. TIM COOK
2. MARIO DRAGHI
3. XIJIPING
4. POPE FRANCIS
5. NARENDRA MODI
# FORTUNE 100 Best Companies to Work For.*Top -5
1. Google
2. The boston consulting group
3. ACUITY
4. SAS instutite
5. Robert.w.baird
Top countries with number of Forbes Global 2000 companies in 2015
Rank– country– no of companies — TOP company
1. United States 579 Berkshire Hathaway
2. China 232 ICBC
3. Japan 218 Toyota Motor
4. UK 94 HSBC
5. South Korea 66 Samsung Electronics
6. France 61 AXA
7. India 56 Reliance Industries
8. Canada 52 Royal Bank of Canada
9. Taiwan 47 Hon Hai Precision
10. Germany 45 Volkswagen Group
#FORTUNE – MISCELLENOUS
Forbes Global 2000 companies in 2015–USA
FORTUNE 100 Best Companies to Work For– GOOGLE
FORTUNE WORLD’S GREATEST LEADERS-2015–TIM COOK
FORTUNE Worlds Billonier list 2015 tops –CHINA
Fortune 500 companies _ 2015–wall mart
FORTUNE_The 100 Best Workplaces for Millennials in 2015_ power home remodelling
group
Fortune Magazine’s 40 under 40– 2015 __Travis Kalanick-Uber
#FORBES – MISCELLENOUS
Richest person on the planet_2015– BILL GATES
Richest Women In The World 2015–Christy Walton(WALMART)
The World’s Richest BILLIONIER 2015 — BILL GATES
The World’s Youngest Billionaires under 40–2015 —Evan Spiegel & Bobby Murphy–
Snapchat cofounders
The World’s Highest-Paid Superstars Of 2015–Floyd Mayweather
FORBES ASIA RICHEST PERSON -2015 —Wang Jianlin, chairman of the Dalian Wanda
Group
The World’s Highest-Paid Athletes– 2015 —Floyd Mayweather
Asia’s 50 Power Businesswomen–2015–Lucy Peng(ALIBABA)
FORBES india rich list 2015 — Dilip sangavi
Top 20 Richest Indian Celebrity in 2015–salman khan
TIMES
Richest woman in Britain 2015–Kirsty Bertarelli
TIMES–Britain richest sportsperson 2015 —Lewis hamilton
Wealth-X list-2015 under 40 age billionaires –Arun Pudur (INDIA)– cel frame
luxury publishing group Huran Report– world richest countries –USA,CHINA,INDIA
Most 5 influential medicine makers 2015
1. ANTHONY FACUI–USA
2. KIRAN AMZUMDAR SHAH-INDIA
3. SIR ANDREW WITTY–UK
4. ARTHUR D.LEWISON–USA
5. HEATHER BRESCH–USA
The top 10 most expensive cities in 2015 by WEALTH -X REPORT
1. Luanda, Angola
2. Hong Kong
3. Zurich, Switzerland
4. Singapore
5. Geneva, Switzerland
6. Shanghai, China
7. Beijing, China
8. Seoul, South Korea
9. Bern, Switzerland
10. N’Djamena, Chad
Least expensive cities in 2015
1. Bishkek, Kyrgyzstan
2. Windhoek, Namibia
3. Karachi, Pakistan
4. Tunis, Tunisia
5. Skopje, Macedonia
6. Banjul, Gambia
7. Minsk, Belarus
8. Cape Town, South Africa
9. Managua, Nicaragua
10. Tbilisi, Georgia
Foreign Investments and Indian Stock Market
The BSE and NSE
Most of the trading in the Indian stock market takes place on its two stock exchanges: the Bombay Stock
Exchange (BSE) and the National Stock Exchange (NSE). The BSE has been in existence since 1875. The
NSE, on the other hand, was founded in 1992 and started trading in 1994. However, both exchanges follow
the same trading mechanism, trading hours, settlement process, etc. At the last count, the BSE had about
4,700 listed firms, whereas the rival NSE had about 1,200. Out of all the listed firms on the BSE, only about
500 firms constitute more than 90% of its market capitalization; the rest of the crowd consists of highly illiquid
shares.
Almost all the significant firms of India are listed on both the exchanges. NSE enjoys a dominant share in
spot trading, with about 70% of the market share, as of 2009, and almost a complete monopoly in derivatives
trading, with about a 98% share in this market, also as of 2009. Both exchanges compete for the order flow
that leads to reduced costs, market efficiency and innovation. The presence of arbitrageurs keeps the prices
on the two stock exchanges within a very tight range.
Market Regulation
The overall responsibility of development, regulation and supervision of the stock market rests with the
Securities & Exchange Board of India (SEBI), which was formed in 1992 as an independent authority. Since
then, SEBI has consistently tried to lay down market rules in line with the best market practices.
Who Can Invest In India?
India started permitting outside investments only in the 1990s. Foreign investments are classified into two
categories: foreign direct investment (FDI) and foreign portfolio investment (FPI). All investments in which an
investor takes part in the day-to-day management and operations of the company, are treated as FDI,
whereas investments in shares without any control over management and operations, are treated as FPI.
1.INVESTORS & TYPES
A.FIIs__foreign institutional investor (FII) is a person or a group of people operating or registered in a
country that’s not their domicile. Foreign institutional investor groups often operate as hedge funds, pension
funds, insurance companies, and mutual funds.
FIIs are mostly associated with India, which has had, until recently, very restrictive laws on foreign
investment. FIIs in India are still regulated by India’s Securities and Exchange Board (which is similar to the
Securities and Exchange Commission in the United States). Foreign investment in India by FIIs has played a
substantial part in India’s economic growth. This was true even under India’s restrictive foreign investment
laws. Until recently, FII’s were limited as how much equity they could purchase in a domestic Indian
company. The interest was always less than 50%.
But recently, India has changed its foreign investor laws to allow FIIs to own up to 100% of Indian companies
in certain industries. This change, made in 2014, brings India into conformance with other countries foreign
investment policies. Because of the change, India expects FIIs to make investments in India that will help its
economy double in size in 2015.
*Note_ FIIs need account on stock market to invest in india
B.FDI__FOREIGN DIRECT INVESTMENT
An investment made by a company or entity based in one country, into a company or entity based in another
country. Foreign direct investments differ substantially from indirect investments such as portfolio flows,
wherein overseas institutions invest in equities listed on a nation’s stock exchange. Entities making direct
investments typically have a significant degree of influence and control over the company into which the
investment is made. Open economies with skilled workforces and good growth prospects tend to attract
larger amounts of foreign direct investment than closed, highly regulated economies.
*Note_An example of foreign direct investment would be an INDIAN company taking a majority stake in a
company in China.
FDI Limititations__
Agriculture-100%
Asset Reconstruction Companies–100%
Civil Aviation–100%
Commodity Exchanges–49%
Courier Services–100%
Credit Information Companies–74%
Defence–49%
Insurance–49%
Multi Brand Retail–51%
Pension–26%
Petroleum and Natural Gas–49%
Power Exchanges–49%
Print Media–49%
Private Sector Banks–100%
Public Sector Banks–20%
Single Brand Retail–49%
Special Economic Zones–100%
Stock Exchanges/Clearing Corporations–49%
Tea Plantation–100%
Telecom–100%
Tourism–100%
*Note _ Railways — 49% & some categories -100% (Under proposal)
#RBI — Recently banned FDI in Tobacco.
NOTE
Automatic Route
FDI is allowed under the automatic route without prior approval either of the Government or the Reserve
Bank of India in all activities/sectors as specified in the consolidated FDI Policy, issued by the Government of
India from time to time.
Government Route
FDI in activities not covered under the automatic route requires prior approval of the Government which are
considered by the Foreign Investment Promotion Board (FIPB), Department of Economic Affairs.
C.ODI__OUTWARD DIRECT INVESTMENT
A business strategy where a domestic firm expands its operations to a foreign country either via a Green field
investment, merger/acquisition and/or expansion of an existing foreign facility. Employing outward direct
investment is a natural progression for firms as better business opportunities will be available in foreign
countries when domestic markets become too saturated.
Note_The increase of a nation’s outward direct investment can be seen as a proxy that the nation’s economy
is booming to the extent that sufficient risk capital is available for further ventures.
D.FPIs__Foreign portfolio investment
Foreign direct investment (FDI) involves establishing a direct business interest in a foreign country, such as
buying or establishing a manufacturing business, while foreign portfolio investment (FPI) is investing in
financial assets, such as stocks or bonds, in a foreign country. A number of other differences follow from the
basic difference in the nature of the two types of investments.
FPI typically has a shorter time frame for investment return than FDI. As with any equity investment, FPI
investors usually expect to quickly realize a profit on their investments. Unlike FDI, FPI doesn’t offer control
over the business entity in which the investment is made. Because securities are easily traded, the liquidity of
FPIs makes them much easier to sell than FDIs. FPIs are more accessible for the average investor than
FDIs, since they require much less investment capital.
When making foreign investments, investors have to consider economic factors as well as other risk factors,
such as political instability and currency exchange risk.
*Note _
Investment less than 10% –FPIs
greater than 10% — FDIs
E.QFIIs__QUALIFIED FOREIGN INSTITUTIONAL INVESTOR
A program that permits certain licensed international investors to participate in india stock exchanges.Prior to
QFII, foreign investors were not able to buy or sell shares on india stock exchanges because of india’s tight
capital controls. With the launch of the QFII program, licensed investors can buy and sell RUPPEE-
denominated “A” shares. Foreign access to these shares is limited by specified quotas that determine the
amount of money that the licensed foreign investors are permitted to invest in india’s capital markets.
F.Participatory Notes_p-notes
Financial instruments used by investors or hedge funds that are not registered with the Securities and
Exchange Board of India to invest in Indian securities. Indian-based brokerages buy India-based securities
and then issue participatory notes to foreign investors. Any dividends or capital gains collected from the
underlying securities go back to the investors.
2.Depositary Receipt
Say if an Indian company wants to mobilize capital from abroad, can it do it? Even a novice will
instantaneously come up with an answer like ‘NO’. We have too many controls which will not allow raising of
capital abroad easily. This is what we ‘perceive.’ As we are liberalizing our economy, raising of capital from
outside the country is slowly enabled by the government. ADRs and GDRs are the result of such
liberalization.
A.ADR_American Depositary Receipt_
A negotiable certificate issued by a U.S. bank representing a specified number of shares (or one share) in a
foreign stock that is traded on a U.S. exchange. ADRs are denominated in U.S. dollars, with the underlying
security held by a U.S. financial institution overseas. ADRs help to reduce administration and duty costs that
would otherwise be levied on each transaction.
This is an excellent way to buy shares in a foreign company while realizing any dividends and capital gains in
U.S. dollars. However, ADRs do not eliminate the currency and economic risks for the underlying shares in
another country. For example, dividend payments in euros would be converted to U.S. dollars, net of
conversion expenses and foreign taxes and in accordance with the deposit agreement. ADRs are listed on
either the NYSE, AMEX or Nasdaq as well as OTC.
B.GDR_Global Depositary Receipt_
A bank certificate issued in more than one country for shares in a foreign company. The shares are held by a
foreign branch of an international bank. The shares trade as domestic shares, but are offered for sale globally
through the various bank branches.
A financial instrument used by private markets to raise capital denominated in either U.S. dollars or euros.
C.IDR__Indian Depository Receipts_
Indian Depository Receipt (IDR) is a financial instrument denominated in Indian Rupees in the form of a
depository receipt created by a Domestic Depository (custodian of securities registered with the Securities
and Exchange Board of India) against the underlying equity of issuing company to enable foreign companies
to raise funds from the Indian securities Markets
D.EDR_European Depositary Receipt _
A negotiable security (receipt) that is issued by a European bank, and that represents securities which trade
on exchanges outside of the bank’s home country. Abbreviated as “EDRs”, these securities are traded on
local exchanges and used by banks – and issuing companies in the U.S. and other countries – to attract
investment capital from the European region.
3.CITIZEN’s TYPES IN ABROAD
A.NRI_non-resident Indian_
NRI is a citizen of India who holds an Indian passport and has temporarily immigrated to another country for
six months or more for employment, residence, education or any other purpose.
the term non-resident refers only to the tax status of a person who, as per section 6 of the Income-tax Act of
1961, has not resided in India for a specified period for the purposes of the Income Tax Act.The rates of
income tax are different for persons who are “resident in India” and for NRIs. For the purposes of the Income
Tax Act, “residence in India” requires stay in India of at least 182 days in a calendar year or 365 days spread
out over four consecutive years. According to the act, any Indian citizen who does not meet the criteria as a
“resident of India” is a non-resident of India and is treated as NRI for paying income tax.
B.PIO__Person of indian origin is a person of Indian origin or ancestry but who is not a citizen of India and
is the citizen of another country. A PIO might have been a citizen of India and subsequently taken the
citizenship of another country, or have ancestors born in India or other states.
Other terms with vaguely the same meaning are overseas Indian and expatriate Indian. In common usage,
this often includes Indian-born individuals (and also people of other nations with Indian ancestry) who have
taken the citizenship of other countries.
Government of India considers anyone of Indian origin up to forty generations removed to be a PIO, with the
exception of those who were ever nationals of Afghanistan, Bangladesh, Bhutan, Nepal, Pakistan, or Sri
Lanka.The prohibited list periodically includes Iran as well.
The government issues a PIO Card to a PIO after verification of his or her origin or ancestry and this card
entitles a PIO to enter India without a visa. The spouse of a PIO can also be issued a PIO card though the
spouse might not be a PIO. This latter category includes foreign spouses of Indian nationals, regardless of
ethnic origin, so long as they were not born in, or ever nationals of, the aforementioned prohibited
countries.PIO Cards exempt holders from many restrictions that apply to foreign nationals, such as visa and
work permit requirements, along with certain other economic limitations.
C.OCI_Overseas Citizenship of India_
In response to persistent demands for “dual citizenship” particularly from the Diaspora in North America and
other developed countries and keeping in view the Government’s deep commitment towards fulfilling the
aspirations and expectations of Overseas Indians.
The Overseas Citizenship of India (OCI) Scheme was introduced by amending the Citizenship Act, 1955 in
August 2005. The Scheme was launched during the Pravasi Bharatiya Divas convention 2006 at Hyderabad.
The Scheme provides for registration as Overseas Citizen of India (OCI) of all Persons of Indian Origin
(PIOs) who were citizens of India on 26th January, 1950 or there after or were eligible to become citizens of
India on 26th January, 1950 except who is or had been a citizen of Pakistan, Bangladesh or such other
country as the Central Government may, by notification in the Official Gazette.
OCI is not to be misconstrued as ‘dual citizenship’. OCI does not confer political rights. The registered
Overseas Citizens of India shall not be entitled to the rights conferred on a citizen of India under article 16 of
the Constitution with regard to equality of opportunity in matters of public employment
1. Foreign Currency (Non-Resident) Account (Banks) Scheme _FCNR
NRIs (individuals / entities of Bangladesh / Pakistan nationality / ownership require prior
approval of RBI)
2. Non-Resident (External) Rupee Account Scheme [NRE Account]
NRIs (individuals / entities of Bangladesh / Pakistan nationality/ownership require prior
approval of RBI)
Non-Resident Ordinary Rupee Account Scheme [NRO Account]
Any person resident outside India (other than a person resident in Nepal and Bhutan). Individuals / entities of
Pakistan nationality / ownership, entities of Bangladesh2 ownership and erstwhile Overseas Corporate
Bodies5 require prior approval of the Reserve Bank.
4.ACCOUNTS
A.NOSTRO ACCOUNT_
A bank account held in a foreign country by a domestic bank, denominated in the currency of that country.
Nostro accounts are used to facilitate settlement of foreign exchange and trade transactions. The term is
derived from the Latin word for “ours.” Conversely, accounts that are held by the domestic bank in its home
country for foreign banks are called vostro accounts
For example, a U.S. bank may have nostro accounts with one or more Canadian banks. These accounts will
be denominated in Canadian dollars, which enables efficient settlement of transactions that are Canadian
dollar denominated. Nostro accounts also minimize the exposure of the U.S. bank to undue exchange rate
risk.
*Note_A nostro is our account of our money, held by the other bank
B.VOSTRO ACCOUNT_
The account that a correspondent bank, usually located in the United States or United Kingdom, holds on
behalf of a foreign bank. A vostro account is one in which the domestic bank (from the point of view of the
currency in which the account is held) acts as custodian or manages the account of a foreign counterpart.
Also known as a loro account.
*Note_A vostro is our account of other bank money, held by us
*** Note __ Simpley saying foregin invest
Defence Deals India 2014-15 with figures
*814 — ARITILLARY GUNS — buy & make –indigeniuos
*440 — HELICOPTER as per budget 2014-15
*300 — Spike anti-missile tanks — ISRAEL
*200 — SUKHOI -latest– RUSSIA– 5th generation
*197 — Light ultra helicopters –CHIRIOOK /APACHE –USA
*126 — MMRCA — france
*114 — DHANUSH GUNS–indigenious
*106 — PILATUS aircraft –Switzerland
*100 — MIG -21 J
*56 — Transport aircraft for india airforce
*36 — DASAULT RAFALE — ready to fly — FRANCE
*16 — Multi role Helicopter –BOEING –USA
*15 — Amphbious patrol aircraft –JAPAN
*6 — SUBMARINES — INS kolkatta, KAMROTA, KALYANI , VISHAPATNAM, VIKRANT ,
*INS ARIHANT –nuclear submarine
* INS VIKRMADITYA — air craft carrier
*4 — CHINTAL from india -to – afganistan
Recent Defence and Naval Exercises 2014 –
2015
AJAI__Indian army exciseAKRAMAN-2__ Indian army — RajasthanSARDAR VIJAY__Indian airforce exercise_rajasthanSARVADA VIJAY __ Indian army _ rajasthanFOAL EAGLE__South korea & USAGARUDA__India-france_ Air exerciseHAND-HAND _India & ChinaINDRA__India & russiaJIMEX __India & japanKOMADO-2014 –IndonesiaMALBAR –US & IndiaMARITIME-coperation — India & china & pakistanMILAN __India & 16 countiresMITRA SAKTHI__India & srilankaNASEEM AL-BAHR__India & omanPEACE ANGLE__Pakistan & ChinaTROPEX __ India naval exercise__ Indian ocean & Bay of bengal & Arbian seaSHATRUJEE__ India & USASHADE__Naval forces of india,japan,chinaSTART__Russia & USASIMBEX__ India & singapore
SURYA-KIRAN__India & nepalYUDH-ABHYAS__India & USVARUNA__India&France
Recent Defence and Naval Exercises 2014 –
2015AJAI__Indian army exciseAKRAMAN-2__ Indian army — RajasthanSARDAR VIJAY__Indian airforce exercise_rajasthanSARVADA VIJAY __ Indian army _ rajasthanFOAL EAGLE__South korea & USAGARUDA__India-france_ Air exerciseHAND-HAND _India & ChinaINDRA__India & russiaJIMEX __India & japanKOMADO-2014 –IndonesiaMALBAR –US & IndiaMARITIME-coperation — India & china & pakistanMILAN __India & 16 countiresMITRA SAKTHI__India & srilankaNASEEM AL-BAHR__India & omanPEACE ANGLE__Pakistan & ChinaTROPEX __ India naval exercise__ Indian ocean & Bay of bengal & Arbian seaSHATRUJEE__ India & USASHADE__Naval forces of india,japan,chinaSTART__Russia & USASIMBEX__ India & singaporeSURYA-KIRAN__India & nepalYUDH-ABHYAS__India & USVARUNA__India&France
Recent Committees – RBI 2014-15
Article Penned By M.r.Cool
1.Report of Committee on Data Standardization– P. Parthasarathi
2.Report of the Internal Working Group (IWG) to Revisit the Existing Priority Sector Lending Guidelines– Lily
Vadera
3.Report of the Committee on Capacity Building in Banks and non-Banks– G Gopalakrishna
4.Report of the Internal Working Group on Implementation of Counter-cyclical Capital Buffer– B. Mahapatra
5.Report of the Committee on Data and Information Management in the Reserve Bank of India–Shri
D.K.Mohanty
6.Estimates of Productivity Growth for the Indian Economy –B N Goldar
7.Report of The Committee to Review Governance of Boards of Banks in IndiA–P.J.Nayak
8.Report of the Working Group on Resolution Regime for Financial Institutions– Anand Sinha
9.Report of the GIRO Advisory Group–Umesh Bellur
10.Report of the Group on Enabling PKI in Payment System Applications–Anil Kumar Sharma
11.Report of the Working Group on Pricing of Credit–Shri Anand Sinha
12.Report of the Committee to Recommend Data Format for Furnishing of Credit Information to Credit
Information Companies–Aditya Puri
13.Implementation Group on OTC Derivatives Market Reforms–R. Gandhi
14.Report of the Committee on Financial Benchmarks–P. Vijaya Bhaskar
15.Report of the Technical Committee on Mobile Banking–B Sambamurthy
16.Report of the Technical Committee on Enabling Public Key Infrastructure (PKI) in Payment System
Applications– Anil Kumar Sharma
17.Report of the Expert Committee to Revise and Strengthen the Monetary Policy Framework–Urjit Patel
18.Committee on Comprehensive Financial Services for Small Businesses and Low Income Households–
Nachiket Mor
19.Additional views on the report received from two members of the Committee on Comprehensive Financial
Services for Small Businesses and Low Income Households–Smt. Shikha Sharma and Shri S S Mundra
20.Report of the Technical Committee to review the form of presentation of the Balance Sheet and Profit and
Loss Account–Y. H. Malegam
21.Report of the Committee on Capacity Building in Banks and non-Banks–G Gopalakrishna
22.The Internal Working Group on Implementation of Counter-cyclical Capital Buffer–B.Mahapatra
23.Committee on Data and Information Management in the Reserve Bank of India-D.K.Mohanty
24.Estimates of Productivity Growth for the Indian Economy– B N Goldar
25.The Committee to Review Governance of Boards of Banks in India– P.J.Nayak
26.Working Group on Resolution Regime for Financial Institution–Anand Sinha
27.GIRO Advisory Group–Umesh Bellur
28.Group on Enabling PKI in Payment System Applications– Anil Kumar Sharma
29.Working Group on Pricing of Credit– Anand Sinha
30.Committee to Recommend Data Format for Furnishing of Credit Information to Credit Information
Companies– Aditya Puri
31.Implementation Group on OTC Derivatives Market Reforms –R. Gandhi
32.Report of the Committee on Financial Benchmarks-P. Vijaya Bhaskar
33.Technical Committee on Mobile Banking–B Sambamurthy
34.Technical Committee on Enabling Public Key Infrastructure (PKI) in Payment System Applications–Anil
Kumar Sharma
35.Expert Committee to Revise and Strengthen the Monetary Policy Framework– Urjit Patel
36.Additional views on the report received from two members of the Committee on Comprehensive Financial
Services for Small Businesses and Low Income Households–Smt. Shikha Sharma and Shri S S Mundra
37.Committee on Comprehensive Financial Services for Small Businesses and Low Income Households–
Nachiket Mor
37.Working group on BPLR –Deepak mohanty
38.Task force on co-operative credit revivial –A.Vaidhynathan
39.Rules for NBFC — Usha thorat
40.Advisory committe on WAMS– waysand means –C.ramchandran
41.working group credit bureau information — N.H.Siddique
42.Working group on flow control of credit SSI –A.S.GANGULY
43.Standing committe on international fiancial standards & codes — y.v.reddy
44.Recommendation on development index — raghuramrajan
45.report on monetary policy frame work — Urjit patel
46.Financial inclusion –Nachiket more
47.Differentiated bank licenses–Usha Thorat& Nachiket Mor
48.New money aggregates –y.v.reddy
49.RBI panel recommended setting up of specialized banks to cater to low income households–Nachiket mor
50.New bank licence -Bimal jalan
51.Adopted CPI as a new measure of inflation–urjit patel
52.Benchmark floating rate interest (especially home loans)–Anand sinha
53.BASEL-3 norms –Raghuramrajan
54.Finacial inclusion & payment bank system & low -house hold (specialised banks–NACHIKET
55.Governance on board of banks–p.j nayak
56.Finacial benchmarks on indian banking system –vijaybhaskar
57.Transaction to poll-based system of indian currency–vijaybhaskar
58.Credit information companies—Aditya puri
59.willful defaulter–S.S.kholi
60.Treating customers fairly for better banking service –Damodhran
61.Easy ness of gold loans recommend 75% loan on gold–K.U.B.Rao
62.RBI commmitee on financial sector reforms–gopal krishna
63.RBI commitee on mobile banking–B.sambha murthy
