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Bill Assistance Program Overview

Bill Assistance Program Overview...Bill Assistance Program Overview. Agenda. 2/2/2021 2 TIMELINE ASSIS TANCE PROGRAM. BENEFIT CALCULATOR. PAYMENT AGREEMENTS. OUTREACH. Timeline. 2/2/2021

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Page 1: Bill Assistance Program Overview...Bill Assistance Program Overview. Agenda. 2/2/2021 2 TIMELINE ASSIS TANCE PROGRAM. BENEFIT CALCULATOR. PAYMENT AGREEMENTS. OUTREACH. Timeline. 2/2/2021

Bill Assistance Program Overview

Page 2: Bill Assistance Program Overview...Bill Assistance Program Overview. Agenda. 2/2/2021 2 TIMELINE ASSIS TANCE PROGRAM. BENEFIT CALCULATOR. PAYMENT AGREEMENTS. OUTREACH. Timeline. 2/2/2021

Agenda

22/2/2021

TIMELINE AS SIS TANCE

P ROGRAM

BENEFIT

CALCULATORPAYMENT

AGREEMENTS

OUTREACH

Page 3: Bill Assistance Program Overview...Bill Assistance Program Overview. Agenda. 2/2/2021 2 TIMELINE ASSIS TANCE PROGRAM. BENEFIT CALCULATOR. PAYMENT AGREEMENTS. OUTREACH. Timeline. 2/2/2021

Timeline

32/2/2021

Imple me nt As sis tance

P rog ram (4/1/2021)

P rog ram Filing for Approval

(Fe b)

S tipula ted Agree me nt-Te rm S he e t

(Fall)

S pe cial P ublic

Mee ting (6/9/2020)

P ublic Health

Eme rg e ncy (3/8/2020)

Page 4: Bill Assistance Program Overview...Bill Assistance Program Overview. Agenda. 2/2/2021 2 TIMELINE ASSIS TANCE PROGRAM. BENEFIT CALCULATOR. PAYMENT AGREEMENTS. OUTREACH. Timeline. 2/2/2021

Objective• Ke e p custome rs

conne cte d.

• Relie ve de bt and the refore stre s s .

• Help a s ma ny custome rs in ne e d.

42/2/2021

Page 5: Bill Assistance Program Overview...Bill Assistance Program Overview. Agenda. 2/2/2021 2 TIMELINE ASSIS TANCE PROGRAM. BENEFIT CALCULATOR. PAYMENT AGREEMENTS. OUTREACH. Timeline. 2/2/2021

Big HEARTS ynopsis of Ca s ca de ’s Bill As sis ta nce P rog ram

52/2/2021

Page 6: Bill Assistance Program Overview...Bill Assistance Program Overview. Agenda. 2/2/2021 2 TIMELINE ASSIS TANCE PROGRAM. BENEFIT CALCULATOR. PAYMENT AGREEMENTS. OUTREACH. Timeline. 2/2/2021

Program Design• Ope n to all eligible

Ca s ca de residentialcustome rs .

• 1% of Retail Re ve nue s .

• Funding will a s sis t with de bt relie f.

• P ortion of funds to promote a vaila bility.

62/2/2021

$707,517

Page 7: Bill Assistance Program Overview...Bill Assistance Program Overview. Agenda. 2/2/2021 2 TIMELINE ASSIS TANCE PROGRAM. BENEFIT CALCULATOR. PAYMENT AGREEMENTS. OUTREACH. Timeline. 2/2/2021

Assistance Needed• Funds distributed to

customers experiencing hardship.

• Assistance doesn’t replace Community Action Agencies.

• Operates through September 2022 or until funds depleted.

• Assistance not to exceed $1,500 or result in an account credit.

72/2/2021

Page 8: Bill Assistance Program Overview...Bill Assistance Program Overview. Agenda. 2/2/2021 2 TIMELINE ASSIS TANCE PROGRAM. BENEFIT CALCULATOR. PAYMENT AGREEMENTS. OUTREACH. Timeline. 2/2/2021

Eligibility Requirements• Minimum burde n and

ba rrie rs to pa rticipate .• Simple prog ram

structure .• Doe s n’t dis qualify

custome rs from othe r a s sis ta nce .

• Existing a s sis ta nce prog rams not impa cte d by this prog ram.

82/2/2021

S elf- Ce rtifyRe side ntial Customer

Up to 300% FP L

Low-Income Auto- Apply

Page 9: Bill Assistance Program Overview...Bill Assistance Program Overview. Agenda. 2/2/2021 2 TIMELINE ASSIS TANCE PROGRAM. BENEFIT CALCULATOR. PAYMENT AGREEMENTS. OUTREACH. Timeline. 2/2/2021

Opportunities to Receive AssistanceAutoma tic Hards hip Gra ntCustome rs with a history of low-income prog ram eligibility (pre vious 24- months ) will automatically re ceive a one -time g rant e qual to their outsta nding bala nce including current cha rg e s .

Fina nc ia l Hards hip Gra ntCustome rs who verbally e xpre s s fina ncial ha rds hip will re ceive a s sis ta nce ba s e d on be ne fit calc ulator to dete rmine g rant a mount.

92/2/2021

Page 10: Bill Assistance Program Overview...Bill Assistance Program Overview. Agenda. 2/2/2021 2 TIMELINE ASSIS TANCE PROGRAM. BENEFIT CALCULATOR. PAYMENT AGREEMENTS. OUTREACH. Timeline. 2/2/2021

Benefit CalculatorS ynopsis of Inne rworking s

102/2/2021

Page 11: Bill Assistance Program Overview...Bill Assistance Program Overview. Agenda. 2/2/2021 2 TIMELINE ASSIS TANCE PROGRAM. BENEFIT CALCULATOR. PAYMENT AGREEMENTS. OUTREACH. Timeline. 2/2/2021

Household Adjuster• Adjusts Fe de ral

P ove rty Le vel (FP L) up to 300%.

• Re cog niz e s hous e hold siz e .

• S e rve custome rs outside of low-income prog rams .

112/2/2021

Hous e hold S ize

Fede ra l Pove rty

Guide line

Max. YrlyInc ome @ 300% FPL

Max. Mthly Inc ome @ 300% FPL

Hous e hold Adjus te r

1 $12,760 $38,280 $3,190 1.00

2 $17,240 $51,720 $4,310 1.35

3 $21,720 $65,160 $5,430 1.70

4 $26,200 $78,600 $6,550 2.05

5 $30,680 $92,040 $7,670 2.40

6 $35,160 $105,480 $8,790 2.76

7 $39,640 $118,920 $9,910 3.11

8 $44,120 $132,360 $11,030 3.46

9 $48,600 $145,800 $12,150 3.81

Page 12: Bill Assistance Program Overview...Bill Assistance Program Overview. Agenda. 2/2/2021 2 TIMELINE ASSIS TANCE PROGRAM. BENEFIT CALCULATOR. PAYMENT AGREEMENTS. OUTREACH. Timeline. 2/2/2021

Benefit Curve

0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

0% 75% 150% 225% 300%

BEN

EFIT

%

FPL %

• Adjusts benefits based on individual FPL%.

• Determines assistance amount.

• Relief amount rounded up to the nearest dollar.

122/2/2021

Page 13: Bill Assistance Program Overview...Bill Assistance Program Overview. Agenda. 2/2/2021 2 TIMELINE ASSIS TANCE PROGRAM. BENEFIT CALCULATOR. PAYMENT AGREEMENTS. OUTREACH. Timeline. 2/2/2021

Benefit Calculator Inputs

132/2/2021

Household Income

Household Size

Benefit Multiplier

Liability Amount

Relief Amount

Page 14: Bill Assistance Program Overview...Bill Assistance Program Overview. Agenda. 2/2/2021 2 TIMELINE ASSIS TANCE PROGRAM. BENEFIT CALCULATOR. PAYMENT AGREEMENTS. OUTREACH. Timeline. 2/2/2021

Benefit Calculator ExamplesSingle Customer Making $3k/mo. Family of 5 Making $4.2k/mo.

142/2/2021

Page 15: Bill Assistance Program Overview...Bill Assistance Program Overview. Agenda. 2/2/2021 2 TIMELINE ASSIS TANCE PROGRAM. BENEFIT CALCULATOR. PAYMENT AGREEMENTS. OUTREACH. Timeline. 2/2/2021

TPASynopsis of Cascade’s Time Payment Agreement Program

152/2/2021

Page 16: Bill Assistance Program Overview...Bill Assistance Program Overview. Agenda. 2/2/2021 2 TIMELINE ASSIS TANCE PROGRAM. BENEFIT CALCULATOR. PAYMENT AGREEMENTS. OUTREACH. Timeline. 2/2/2021

TPA Program

162/2/2021

All Residential & Small Commercial Customers Eligible.

Up to Two Broken or Renegotiated TPAs

Up to 24-months for Residential.

Up to 6-months for Small Commercial.

Page 17: Bill Assistance Program Overview...Bill Assistance Program Overview. Agenda. 2/2/2021 2 TIMELINE ASSIS TANCE PROGRAM. BENEFIT CALCULATOR. PAYMENT AGREEMENTS. OUTREACH. Timeline. 2/2/2021

TPA Residential ExamplesSingle Customer Making $3k/mo. Family of 5 Making $4.2k/mo.

172/2/2021

Page 18: Bill Assistance Program Overview...Bill Assistance Program Overview. Agenda. 2/2/2021 2 TIMELINE ASSIS TANCE PROGRAM. BENEFIT CALCULATOR. PAYMENT AGREEMENTS. OUTREACH. Timeline. 2/2/2021

OutreachSynopsis of Reaching Customers Experiencing Financial Hardship

182/2/2021

Page 19: Bill Assistance Program Overview...Bill Assistance Program Overview. Agenda. 2/2/2021 2 TIMELINE ASSIS TANCE PROGRAM. BENEFIT CALCULATOR. PAYMENT AGREEMENTS. OUTREACH. Timeline. 2/2/2021

Ways to Reach Customers

Calls – Texts - Emails Social Media – YouTube3M Door Stickers-Hangers

192/2/2021

Page 20: Bill Assistance Program Overview...Bill Assistance Program Overview. Agenda. 2/2/2021 2 TIMELINE ASSIS TANCE PROGRAM. BENEFIT CALCULATOR. PAYMENT AGREEMENTS. OUTREACH. Timeline. 2/2/2021

Other Ways to Reach CustomersFood Bank Partnerships Property-Owner Notice

Company Website & Bill Inserts-Onserts

202/2/2021

Page 21: Bill Assistance Program Overview...Bill Assistance Program Overview. Agenda. 2/2/2021 2 TIMELINE ASSIS TANCE PROGRAM. BENEFIT CALCULATOR. PAYMENT AGREEMENTS. OUTREACH. Timeline. 2/2/2021

ThanksAny que s tions ?You ca n re a ch us a t:‐ Daniel.Tillis @mdu.com‐ Micha el.P a rvine n@cng c.com‐ Chris tophe r.Mickels on@cng c.com

212/2/2021