Boomers Expo

August 29 & September 1, 2010 Longmont Times-Call Publication 1

2 Longmont Times-Call Publication August 29 & September 1, 2010

Cover Design by Kathy DepperschmidtCheck out the Boomers & Beyond magazines online at

w w w. t i m e s c a l l . c o m / m a g a z i n e s . a s p

Kristi Ritter

Summer Stair

Contributing Writers

Specialty Publications [email protected], 303-684-5275

Specialty Publications Associate [email protected], 720-494-5429

Kate Frasure, Kendall Schoemann andAli Wald

Keep aging eyes healthy

Retired teacher keeps activities going

Top five travel places in Colorado

Maintaining strong relationships

Retirement planning a challenge in economy

Downsizing your home

Tips for the sandwich generation

Keep your mind sharp

Boomers give back by teaching English

Adults get hip in dance classes

Protect yourself from ID theft

Home and auto insurance for seniors

Feldenkrais Method teaches movement

Caregivers help at home

Recognize signs of hearing loss

Stay active and healthy

Taxes after retirement

Staying safe online

5

6

8

10

10

11

12

13

14

15

16

17

18

19

20

21

22

23

Show us how you want to live

we’ll show you a home made for living.

��

www.LiveBoulderCreek.com

Low-Maintenance Communities

PATIO HOMES Shadow Grass Park

1534 Moonlight Dr, Longmont, CO 80504��

Right Sized Homes �� Lifestyle Living

COTTAGE PATIO HOMES Erie Village

�� !�� "�� #��#�$�%��

A Place to Hang Your Hopes �� Dreams

TOWNHOMES Kingsbridge

��!� ��&�� '&� '�&� �&� �� !��!�"�!�� #��&��$��

Get In Here �� Get More Out Of Life

BM-153000


SPONSORED BY

Thursday, Sept. 2, 2010 • 9 a.m. to 4 p.m.Radisson Conference Center

1850 Industrial Circle, Longmont • Behind the Radisson HotelThe Boomers & Beyond Expo is a one-day

event that is designed to provide adults age55 and older and their families withinformation and services that will assist themin maintaining an active, informed and healthylifestyle.

AARPAARP is dedicated to enhancing quality

of life for all as we age.

Ahlberg Funeral ChapelSince 1958, a full service family-owned

mortuary and crematory for your everyneed. We care, we listen, we provide.

Alpine Clinic of ChiropracticCompassionate and caring chiropractic

care. Corrective physical therapy and spinaldecompression. Great for sciatica anddegenerative disc disease.

Applewood Living CenterRehabilitation and skilled nursing

f a c i l i t y.

Boulder Creek Life and HomeBoulder Creek provides a unique living

experience designed around how peopleaspire to live.

Cinnamon Park Assisted LivingCinnamon Park is designed for seniors

who need a supportive setting that main-tains their independence and choices in life.

City of Longmont AffordableHousing Programs

For income-qualifying seniors, the City ofLongmont’s Affordable Housing Programsoffers down payment assistance and afford-able and accessible homes for purchase.

City of Longmont Senior ServicesProviding information, referral, recre-

ation, and wellness services and programsto adults 55 and older in Longmont.

Compassionate ChiropracticWhisper-soft force, powerful results, new

unique adjusting techniques with no twist-ing, popping or cracking. Energy balancingwork.

Connelly ChiropracticA purpose to educate and adjust as many

families as possible toward optimal healththrough natural chiropractic care.

Country FinancialHelping people achieve financial security

by providing insurance and financialservices to meet their individual goals.

Foothills Gardens of MemoryCemetery under new ownership serving

Longmont and surrounding area since 1959with beautiful mountain views. Newoptions soon, including cremation choices.

Front Range Eye PhysiciansCommitted to providing comprehensive

eye care including laser, other surgeriesand treatments. The staff cares for eachpatient.

Hearing HealthCare CentersHearing HealthCare Centers has been

helping Boulder County hear better formore than 26 years by proving hearing test-ing, hearing aid fittings and services, aswell as hearing protection and assistive lis-tening devices.

Hearing Rehab CenterHearing Rehab Center is Colorado’s pre-

miere audiology provider, is family ownedand operated with 12 locations to servecustomers.

Hearts & Homes for SeniorsProvides free of charge individualized

guidance and coaching in selecting assistedliving or Alzheimer’s dementia care. Savestime and stress, and increases peace of mind.

Hover Community Inc.A nonprofit senior living community

comprised of Hover Manor IndependentApartments and Beatrice Hover AssistedLiving.

Howe Mortuary and Cremation ServicesThe Howe family has been the area’s

premiere funeral and cremation serviceprovider since 1898.

Kaiser Senior Advantage

Life Care CenterLongmont’s premiere skilled nursing fa-

cility offering inpatient and outpatient re-habilitation, long-term care, memory careand respite.

Liquor MartLiquor Mart became the first retail liquor

store in Boulder in 1968. The store stocksmore than 1,500 domestic and imported beerproducts, more than 70 brands of keg beer,virtually every type of liquor and more than6,000 varieties of wine.

Longmont ClinicA cornerstone in our community for

more than 100 years, Longmont Clinic is acomplete medical center known for greatdoctors and exceptional care.

Longmont United HospitalExpert caregivers, compassionate healing

and innovative technology. In 2009/2010,HealthGrades recognized LUH as No. 1 in thenation for Outstanding Patient Experience.

Vendors • Free Seminars • Giveaways • Free Admission


Free SeminarsMarc Carlson, Hopp & Associates, P.C.

Wills, trusts and estate planning, probateand estate administration, gifts and tax plan-ning, asset protection, revocable living trusts.

Medically Based FitnessProvides physical therapy and exercise

programs for aging adults. The staff workswith many diverse people and conditions.

Nature’s RiteBringing natural product solutions to

common but difficult needs of an agingpopulation.

Peaks Care Center and Frontier TherapyCenter of Longmont

Providing 24-hour nursing care for eachresident and therapy so they can return totheir home environment.

Premier Senior Products - Raeann LarsenSenior insurance specialist helps plan for

Medicare supplement products. Insurancesupplement for medical, vision and dental,as well as final expense products.

Santelli Healing CenterFocusing on treating the stresses com-

promising the immune system, while find-ing the course of the symptoms the healinghas within a person.

Schultz National Properties,Re/Max Traditions

Schultz International Properties are

believers on excellence and knowledge inthis every changing world. Certified inter-nal property specialist (CIPS) and memberof NAR and FIABSI.

Skin Care Specialists

Medical and cosmetic dermatology cen-ter and spa helps ensure lifelong health andwell-being for patients of all ages. Offeringboard certified dermatologists, along with ateam of dedicated professionals.

Shadow Grass Park New Home CommunityLow-maintenance, single family homes

offered by Boulder Creek Life and Home,Shadow Creek Homes, Stallings Construc-tion and New Town Builders.

The VistasOffering independent living, assisted liv-

ing, memory care, spacious one or two bed-room, mountain views, activities, greatfood and caring staff.

9:15 a.m. Medically Based Fitness Balance & Fall Prevention

10:15 a.m. Life Care Centers Alzheimers11:15 a.m. Country Financial Your Retirement Paycheck

12:15 p.m. Dr. Felicia Santelli The Body as You’ve NeverUnderstood it Before

1:15 p.m. Hearts & Homes for Seniors How to Choose BetweenCare in My Current Home andMoving into a Community

2:15 p.m. Senior Housing Options Discover Assisted Living

Arapahoe Room

Apache Room

10:15 a.m. The Vistas Staying Fit After 50

11:15 a.m. Dr. Leigh Charley Decreasing the Effects of Aging

Allergies, Anti-aging, Asthma, Children’s health,

Depression, Emotions,

Headaches, Pain, Skin problems,

Women’s health, Weight management

and many more conditions

Front Front Range Eye Range Eye PhysiciansPhysicians

1319 Vivian St.Longmont

303-772-3611

Our Doctors are dedicated to providing quality, caring, professional eye care. We pride ourselves in our excellent customer service, commitment to new technology and highly trained staff.

Our care extends from routine eye examination to

surgical procedures.Accepting most insurance,

Visa and Mastercard

Dale S. Johnson, M.D., Mohammad Karbassi, M.D.

Sara Heffl er O.D.

NEW PATIENTS WELCOME

NNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEWWWWWWWWWWWWWWWWWWWWWWWWWWWWWWWWWWW PPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPPAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAATTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTIIIIIIIIIIIIIIIIIIIIIIIEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEENNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNNTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTTSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSWWWWWWWWWWWWWWWWWWWWWWWWWWWWWWWWWWWEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEELLLLLLLLLLLLLLLLLLLLLLLLLLLLLCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCCOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMMEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEEE

Serving Longmont and surrounding communities since 1977

d

gg,,, ,,,

eesessssssssssnnnttt

373 Main St. • Longmont

303.776.2920Mon. - Fri. 9:30-6 • Sat. 10-5 | Convenient Parking In Back

BM-1

5304

2

Addiction Walker

’

Traveler Professional

Voted BestShoe Store2006-2010


Keep aging eyes sharpArticle Resource Association

Growing older and getting reading glass-es seem to go hand in hand, just like get-ting gray hair or wrinkles as you age. Butthat doesn’t have to be the case if you takesteps to care for your eyes as you age.

Presbyopia, a natural effect of aging,happens to just about everyone around theage of 40, even if you have had laser eyesurgery. As you age, the lens in each of youreyes begins to lose its ability to change fo-cus quickly on an object or page of text,causing blurred vision at reading distance.Chances are that you know several peoplewho have this condition, and you may de-velop it yourself, now or in the future.

Some simple, yet often overlooked stepscan help you take care of your eyesight asyou age.

• During prolonged intervals in front ofa TV, computer or other electronic device,try blinking more often than you mightnormally. Every so often, look away fromthe device and focus on a distant object.

• Be sure to have adequate light whilereading. A simple lamp may not do thetrick, causing you to strain your eyes.

• Maintain a healthy diet. Contrary topopular belief, carrots are not the best veg-etable for your eyes: spinach and otherdark, leafy greens contain high amounts oflutein and zeaxanthin, beneficial antioxi-dants for vision.

• Visit your eye care professional regu-l a r l y.

Beyond a healthy lifestyle, there are solu-tions to common age-related vision prob-lems. With presbyopia, bifocals or readingglasses (for contact lens wearers) are acommon solution. However, reading glass-es can be cumbersome and easily mis-placed, and bifocals require you to use amagnification lens intended for readinganytime you look down, which can makemundane tasks as simple as walking downstairs unnecessarily difficult.

Bausch + Lomb’s Multi-Focal contactlenses are designed with All-Distance Op-tics, a technology that delivers sharp, clearvision wherever you choose to focus. By us-ing a gradual power shift across the entirelens, your eyes effortlessly adjust from up-close reading to mid-range computer workto distance vision while driving. There’s noneed to reach for glasses to accommodate aquick change in distance.

Multi-Focal contact lenses mean youdon’t have to sacrifice convenience forclear, crisp vision.

Grand Views at…

2310 9th Avenue • Longmontwww.vistasinlongmont.com

2310 9thhh AAAAvvveenue • Longmont

INDEPENDENT LIVING • ASSISTED LIVING • MEMORY CARE

BM-152973

Longmont 275 Main St., Ste 206

303-682-2440

Boulder4790 Table Mesa Dr,

303-447-2873

AGE WITH CONFIDENCE!EXERCISE & PHYSICAL THERAPY CAN CHANGE YOUR LIFE!

We can help you stay healthy, active, and independent!Weight Loss

Exercise ProgramsPersonal TrainingPhysical TherapyWomen's Health

Dr y Needling

Pelvic RehabMen & Women of al l ages

Aerobic & Strength TestingPrivate Gym S etting

Exercise Physiologists

1527

62

Insurance SpecialistsPREMIER SENIOR PRODUCTS

pMedicare Supplements

Life InsuranceDental • Vision

Final Expense Multiple Companies

RAEANN LARSEN303-665-8315

Serving Longmont, Louisville/Superior, Lafayette, Erie and

Carbon Valley

TROY LARSEN720-838-6560

(The Insurance Annex)Serving All of

Northern Colorado

Please Stop By Our Booth at the Boomers & Beyond Expo!

BM-152811


Thriving in Life

By Kristi Ritter

Photos by Paul Litman

Longmont Times-Call

Re t i r e dteacherthrives atpresentingactivities forseniors

When Donna Stang was 7 years old, she told herparents she wanted to be a teacher. Her passion forbecoming a teacher even flowed over to her sum-mer breaks, when she’d erase all the answers out ofher work books and then ask her friends over toplay school. Of course, Stang played the teacher,and although her friends expressed their disinter-est in school time, they listened intently.

Stang followed her dream and started as a fifthgrade teacher where she had grown up in SouthDakota. But the classroom teaching didn’t lastlong, as she was asked to fill in for a physical edu-cation teacher on maternity leave. She loved it, andinstead of returning to her fifth grade class thenext year, she took over as the physical educationand health teacher, as well as coaching.

When she moved to Colorado 40 years ago, shestarted as a teacher at Niwot Elementary, only to bebumped after almost three years to a teacher witht e n u re .

That’s when she explored her options, and end-ed up landing a job with Life Care Center in Long-mont as the social services director, and later theadmissions and marketing director. A new passionfell over her.

“I fell in love with the senior population,” Stangsays. “I even worked with a lady who was 105years old.”

After three years at Life Care, the opportunityarose for her to return to teaching at Niwot Ele-mentary. Since it was her passion in life, Stang re-turned for 12 years to the school before retiring in2002.

Retirement didn’t suit Stang well, who has al-

ways been blessed with good health and a lot ofenergy. She dabbled in community after schoolprograms, filled the roles as a temporary reception-ist and even worked at the copy center at the St.Vrain Valley School District.

Donna Stang, The Vistas activities coordinator,watches a game of Rummbikub being played by MarvPeterson, his wife Peggy, and friends. Top: DonnaStang congratulates and high fives Viola Bath whileplaying a game of dominos with Stang and MargeSisson, at left.


In early 2009, Stang returned to seniorliving and accepted a job at The Vistas inLongmont as the activities director. Withher passion for life, intensive energy andteaching background, it was the perfect fit.

As the activities director, Stang coordi-nates programs for all divisions of The Vis-tas, including assisted living, memory careand independent living.

“I’ve turned to a lot of people for pro-gram ideas, as I’m always trying to meet thefive different needs for residents each week,which include mental, physical, social,emotional and spiritual,” she says. “I try tomake people learn a new activity everymonth.”

Stang seems to be never short on ideas,throwing in trivia, word searches and cardsto keep people sharp, while not forgettingsome type of entertainment weekly. Danc-ing tends to be a favorite among the crowd,even for Stang. “I dance with every resi-dent, even if they are wheelchair bound.”

Physical fitness is available five days aweek to residents and varies immensely, in-cluding tai chi, yoga, stretching, weightbands and walking around the pond next toThe Vistas. “It’s a quarter mile around thepond, and we call ourselves the GoldenSneakers Club,” she says. The residentseven play the Wii, which Stang admits thefavorite game is bowling.

“Ninety to 95 percent of our physical fit-

ness activities are done in chairs, so itmakes it doable for anyone,” she says.

By far the biggest social activity for resi-dents at The Vistas is the ice cream parlor,which serves up root beer floats, bananasplits and ice cream cones.

Stang enjoys the opportunity to also getresidents out and about in the community,whether it’s to the theater, the fair and evenshopping. “My goal is to keep the commu-nication open and find out what the resi-dents want to do,” she says.

With all of those activities and filling theneeds of so many people, it’s amazing tomany how energetic Stang has beenthroughout her life.

“From the time I was a little girl I’ve had

this amazing energy and love of people,”she says. “It’s such a joy to work with myresidents. I feel so blessed to be a part ofthis journey in their lives.”

Residents love her too, often describingher as “gently persuasive,” making sure ev-eryone gets in their activities. Stang alsogets compliments on her fashion savvysense and vibrant smile, making her easilyapproachable by the residents.

While there are many rewards to her job,there are also challenges of trying to meetall the needs for the residents, especiallythose in memory care. “Trying to get a widevariety of activities monthly is a challenge,”she says. “But I thrive from any challenge.”

Donna Stang,second fromright, and hergroup ofvolunteers,from left, MarvPeterson, hiswife Peggy, andBeatty Morganhelp make rootbeer floats forsome of theresidents atThe Vistas.

• Rehab SpecialistsFor all your therapy needs...Physical, Occupational, & Speech Therapies

• Accepting Medicare & Most Insurances

(HMOs)

• Private Rooms - Newly remodeled!

• Short Term & Long-Term Stays

ApplewoodLiving Center

“A Rehab and Skilled Nursing Facility”

1800 Stroh Pl. • 303.776.6081 “The Choice of Longmont”

R h b SS i li tt

We are here when you need us...

BM-1

5300

6

We have more than 50

physicians practicing

in 20 different medical

specialties, along with an

Urgent Care department

that is open 7 days a week.

We’re here …

�� !��"!��"�"�

A Complete Medical Center.

whenever you need us.

We’re here to help you ...live your life

to its fullest.

BM-150021


Bear Lake. (Courtesy Estes ParkConvention & Visitors Bureau)

Breckenridge Main Street. (Courtesy BreckenridgeSki Resort/ Liam Doran)

Top five destinationsto travel in ColoradoBy Kendall Schoemann

Longmont Times-Call

Colorado is arguably the most naturallybeautiful state, with endless mountain peaks,placid lakes and breathtaking trails. Whetherit is a relaxing weekend away, a daringadventure or a family reunion, Colorado isthe ideal venue. The following stunningplaces are meant to be adored, explored andcherished. These sites and striking views areonly a short drive away.

Estes ParkWith such close proximity,

there is no excuse not to visitEstes Park. Tour the famousStanley Hotel, explore thesmall town charm and expe-rience Homestead Meadowsby horseback. Book a two-hour tour or opt for an entired a y.

Suzy Blackhurst, commu-nications coordinator for theEstes Park Convention &Visitors Bureau, encouragesvisitors to try something new.“Try touring a national forestin a chuck wagon or takephotography lessons from ap ro f e s s i o n a l , ” she says.

For low strenuous activi-ties she suggests a scenicdrive or a walk in the nation-al park, which is accessibleby wheelchair. “Walk downour beautiful river walk paththat takes you through thedowntown core,” she says.“Stop and grab a coffee or icetea.” Live entertainment is of-fered every Sunday afternoonby the Rocky Ridge MusicCenter. End your day watch-ing the final minutes of sun-set with a glass of wine onthe Riverwalk. www.estesparkcvb.com

Glenwood SpringsGlenwood Springs, home of the largest miner-

al hot springs pool in the world, is a stunningarea with a range of activities. Begin your staywith adventure, such as zip-lining, kayaking,paragliding or a visit to the Giant Canyon Swing.Recover with a dip in the Glenwood Hot Springspool and explore the ancient vapor caves.

Vicky Nash, public relations representative atResort Trends, says Glenwood Springs’ peak sea-sons are summer and fall. “Weekends fill up fast.For the best prices and availability, book a staySunday through Thursday,” she says.

Glenwood Springs in fall offers exquisite changing leaves, crisp mountain air, less crowds andbetter deals. Consider hiking the popular Hanging Lake trail, fly fishing or golfing. Scenic drives area great way to see the changing aspen leaves and mountain views. www.glenwood c h a m b e r. c o m

BreckenridgeBreckenridge is the ultimate small town with

plenty of winter charm. With four peaks, themountain offers superb skiing for the beginnerand the professional. A gondola connects thesnowy town to the powdery mountains. Sleigh-rides are a romantic way to stay warm and ex-plore a town full of character.

In addition to skiing and snow boarding, iceskating, dog sled tours, snowshoeing and sled-ding are fun winter activities. Relax with a spaday or fine dining and evening entertainment.w w w. g o b re c k . c o m

The Glenwood Hot Springs. (Courtesy GlenwoodHot Springs)


Pike’s PeakJoin the other

half million peo-ple who reachthe summit eachyear of the mostvisited mountainin North Ameri-ca. Driving frombase to peak andback takes ap-proximately twohours. Consider seeing everything the mountain has to offer with adownhill adventure.

While you are in the area, check out the Garden of the Gods visi-tor and nature center. Entrance is free, where you can enjoy hoursof nature walking, with Pikes Peak as your backdrop. Restaurants,shops and shows are also available. www.pikes-peak.com

Great SandDunesNationalPa r k

Home to thetallest sanddunes in NorthAmerica, theGreat SandDunes NationalPark near Moscaoffers reveredhistory andmodern activities. With its combination of dunes, creeks, moun-tains, a desert valley and rural pastures, it is important to plan yourstay accordingly for the heat.

Visit the dunes in the morning or evening to avoid the scorchingtemperatures. In the afternoon, hike the nearby shaded trails orcool off in Medano Creek at the base of the dunes. Nearby, the Zap-ata Falls are a popular attraction. If you are feeling daring,sandboarding, sledding and sand skiing can be an excitingadrenaline rush. www.nps.gov/grsa

Great Sand Dunes National Park & Preserve.(Courtesy National Parks Service)

Become the master of the grillNow is a perfect time to try your hand at mastering that

signature grilling recipe you’ve been working on, withoutsacrificing flavor or your arteries.

As celebrity chef Bobby Flay notes, just brush on a littleolive oil, sprinkle a little salt and pepper, and grill away. Thiswill allow the natural flavor of the food to come through.

Sharpening your barbecuing skills may also be just thereason you’ve been looking for to get that new grill. Youknow the one.

– Article Resource Association

Back Side of Pikes Peak. (Courtesy Kim Robideau)

Mike and Kristen Milburn Owners/Agents

303-651-9494750 17th Avenue - Longmont

FLAGSTAFF BENEFITS

GROUP INC.Serving Boulder County for 19 years!

We are here to help with all of your personal insurance needs.

*Long Term Care *Medicare Supplement plans *Life and Annuity *Medical Insurance

BM-152139

“Your Cemetery Choice For Beautiful Mountain Views”

Cemetery under new ownership with new options soon to be developed-

including cremation choices.

Serving Longmont and Surrounding Areas Since 1959

Carroll-Lewellen Funeral & Cremation Services 503 Terry Street, Longmont, Colorado 80501Phone: (303)776-4477 • Fax: (303)772-2275

BM-153008

Serving Longmont anSurrounding Areas Since

Offi ce Located At

Renewing hope.Restoring independence.

� Specialized rapid recovery program� Therapy available seven days a week� Inpatient or outpatient levels of care available� Physical, occupational and speech therapy� Emphasis on returning to home� Medicare/Medicaid certifi ed

2451 Pratt StreetLongmont, CO 80501

(303) 776-5000www.lcca.com/longmont

Let our Life Care familycare for your family.

08

-29

20

33

BM

-152

564


Maintaining a strong, intimaterelationship among each other

Five tips for retirementplanning in a

challenging economyArticle Resource Association

“What do I do now?” This is thequestion that is being asked by every-one from baby boomers on the cusp ofretirement to 20-somethings who havejust started their retirement savings.

“Challenging economic times call fora return to basic principles, like a com-mitment to personal savings, seekingprofessional advice to help investorsassess their personal situations, andemploying a holistic approach to retire-ment planning,” advises Christine Mar-cks, president of Prudential Retire-ment.

A thoughtful approach to preparingfor retirement is important for all indi-viduals, no matter how far off retire-ment might be. Prudential has devel-oped The Four Pillars of U.S. Retire-ment as a framework to discuss howAmericans can prepare for and live inretirement.

Here are five back-to-basics tips tohelp Americans get their retirementplans back on track in this challengingmarket:

1. Know the options and outcomesfor drawing your social security bene-fits. If you are nearing retirement, besure to understand your options andhow you can maximize your socialsecurity benefits.

2. Continue to leverage and maxi-mize your workplace-provided pro-grams. If you aren’t already, enroll inyour workplace-sponsored definedcontribution plan – 401(k), 403(b), etc.– if one is available. You should con-tribute at least enough to get the fullbenefit of a sponsor match.

3. Make the most of your personalsavings. Despite the uncertain econo-my, remain calm. Follow the basic prin-ciple of investment diversification,which continues to be an important el-ement of any financial plan.

4. Assess – and maybe reassess –your retirement choices. The currentdownturn may require you to re-ex-amine key retirement choices, such aswhen to retire or where to live. Atax-efficient approach to taking retire-ment income can play a big part in howlong your retirement assets will last.

5. Seek advice from a financial pro-fessional. If you don’t already have a fi-nancial advisor, a trusted friend or peercan be a good source for referrals.Schedule a time to have a conversationwith a professional who can provideyou with detailed advice about planningfor your future retirement.

Article Resource Association

Maintaining the spark in a years-long re-lationship has its challenges. Particularly inthis day and age, spouses sometimes onlysee each other for a few hours a day be-tween work, meetings, kids and other obli-gations.

Letting your relationship languish canhave dire consequences. The worst-casescenario might be separation, but even ifthings don’t go that far, partners can startto feel alienated, alone and unloved. Prob-lems really start when frustration builds upbut doesn’t get voiced and when subjectsthat are hard to talk about are left unat-tended.

These issues are only compoundedwhen one partner has a medical problemor health issues. Dealing with healthproblems can try even the most patientand loving relationships, though no oneis to blame. To keep your relationship’sflame burning, consider ways that youcan re-connect.

Save the DateDon’t just settle for the few hours a day

that you already see each other. Scheduletime when you can spend quality time to-gether and stick to it – no excuses. If youhaven’t been seeing eye-to-eye lately, trydoing something that requires input andcooperation from both partners. Try cook-ing a healthy, beautiful meal together from

scratch – ask each other to do taste tests,set a candlelit table and linger over thedinner that you’ve made for each other.If you’re able to do something moreactive, consider canoeing, simulatedrock-climbing or renting a tandem bicycle.

Get Away from it All

Take a vacation from it all, but don’tleave the intent to reconnect at home.Go to a place where you’ll be able to focuson each other, and where you’ll feel com-fortable talking about your relationship.Know what makes you come out of yourshell – maybe you feel more comfortableholding hands on a quiet beach, or maybeyou feel a stronger connection with yourpartner when you have to work together tofind your way through a new place.

Bring in Reinforcements

You might feel alone in losing the sparkin your relationship, but that could not befurther from the truth. If you’re sufferingfrom medical problems, look for relatedsupport groups where you can connectwith other individuals and couples whoare facing similar issues. They might haveinsights that you can benefit from, and youmight just be able to help someone else.You might also seek out a couples’ coun-selor who can help set you on a path toreconnection, or consult your doctor fors u p p o rt .


Downsize tofit your lifestyle

By Summer Stair

Longmont Times-Call

There are many reasons to downsize to a smaller home, but oneof the biggest reasons is for an easier lifestyle.

Nancy McBride, Realtor and senior real estate specialist atRe/Max Traditions in Longmont, says before making a decisionabout moving, first determine what you want out of the move.This can range from smaller square footage to take care of, less orno yard work, and a place where you can age in place.

Ideal things to look for in a home can include no stairs, with amaster bedroom and laundry room on the first floor. “Universaldesign can be important so you can age in place,” says CathyRivers, owner of Rivers Colorworks+Design in Lyons. “Thinkabout retro fitting and adapting spaces for future use.”

One of the hardest parts about downsizing to a smaller home isleaving homes where families were raised and are full of memo-ries. “There is not enough that can be said about the emotionalimpact, “ McBride says. “It is nice to know you won’t have asmany worries, but you are still leaving a home where there aretons of memories and emotional ties.”

While leaving a home you have lived in for a long time is hard,sometimes downsizing material possessions can be just as hard.Rivers recommends drawing out a floor plan and figuring outwhich pieces of furniture are going to fit. Those that don’t can begiven to family members or donated.

Once inventory has been taken and a suitable plan is set, thesorting begins. “The idea brings up a lot of anxiety, because peopleare often going through 40 years of memories,” Rivers says. “Onceyou start letting go of things it does get easier.”

Another design concept that helps when downsizing is maxi-mizing vertical space. Rivers suggests tall, accessible items, ratherthan short, wide pieces that take up more floor space.

Once a moving plan has been put into place it is just a matter offinding the perfect patio home or maintenance-free community.McBride says these communities are ideal and stress free, but un-fortunately can be expensive when homeowners are not gettingthe prices they once did for the larger homes they are selling.

BM

-151

857

Low-maintenance, single-family and custom homes are offered by Boulder Creek Life and Home, Shadow Creek Homes, Stallings

Construction, LLC, and New Town Builders. Nice wide sidewalks and a trail system will give the entire community a walk-able, village-like feel. All in a convenient location that’s getting everyone’s attention. It’s so close to everything, like the Ute Creek Public Golf Course,

Jim Hamm Nature Area, Union Reservoir and more!

BM- 152123

A Unique and Inspiring Memorial

1152152123BMM- BMBMBM-M-M

An inspiring tribute that is dignifi ed,eco-friendly and natural.

www.AerialTribute.com 877-215-1318 toll-free

Powered by the sun, a silent glider is used to release your loved one’s cremated remains

into a strong thermal of rising air – which carries them upward making them one

with nature and the sky.

Ascension Scattering


Helpful tips for thesandwich generationFamily Features

Twenty million American adults are caring for aging parents atthe same time they’re raising young children. Known as the sand-wich generation, they are feeling the stress.

A recent study of “sandwichers” reports that:

• 53 percent feel forced to choose between caring for their chil-dren or caring for their parents at least once a week

• 20 percent feel they must choose to care for one or the otherevery day of the week

The American Psychological Association’s 2007 Stress in Amer-ica survey found that mothers in the sandwich generation, ages 35to 54, feel more stress than any other age group as they try tomanage caring for growing children and aging parents.

The pressures of taking care of family members, as well as theworry over parents’ health, putting children through college andsaving for retirement takes a big toll. So what’s a sandwicher todo?

Involve the Whole FamilyIt’s common for one family member to assume responsibility

for older parents. But even the most take-charge, organized personwill need help. Getting siblings and other immediate family in-volved lightens the burden for everyone, and gives them a chanceto show their love for parents, too. Establish regular family meet-ings for those involved in providing care. Those that can’t be therein person can participate by phone or Web-cam.

• Keep a list of updates and concerns about health, finances,legal or housing issues.

• Talk about problems that may have come up with giving orgetting help. Discussing such issues helps avoid hurt feelings andgets problems solved.

• Focus on the task of caring for the parent, not dealing withold family hurts.

• Find a job for everyone. It’s important to get your spouse andchildren involved, too.

• Be specific about how your spouse can help.

• Check in with your spouse about his or her feelings.

• Be honest with your children about the situation.

• Ask them how they’d like to help out. Perhaps they’d like tomake cards or show off their newest treasures.

Cinnamon Park Assisted Living

www.seniorhousingoptions.org

• Non-profit• Serving Longmont for over 20 years• Accepts Medicaid HCBS• Wellness program• Home-like environment

A Senior Housing Options Residence

Longmont • 303-772-2882

BM-152143

36-1

5213

0

10 Things You Need to Know About the New Health Care Law:1. Helps 32 million more Americans get insurance.

2. Makes preexisting medical conditions a thing of the past.Insurers can’t use them to deny coverage for children from this year on or for adults starting in 2014.

3. Guarantees basic benefits for everyone in Medicare, makes preventive services free for most and gradually closes the “doughnut hole” in the Part D drug program.

4. Sets up a temporary program in July to help people with preexisting health conditions — who have been uninsured for atleast six months — obtain coverage.

5. Provides new benefits for most people who already have insurance, such as coverage for adult children until age 26.

6. Leaves medical decisions in the hands of your doctor and you.

7. Requires most people to have coverage by 2014 but offers subsidies for those with moderate or low income and makes more people eligible for Medicaid.

8. Establishes new long-term care insurance that lets you make contributions while you’re working in return for future cash benefits for help to remain in your home if you are sick or disabled.

9. Offers immediate tax credits to help small businesses buy insurance for employees.

10. Keeps Medicare financially sound for nearly 10 more years and reduces the U.S. deficit by an estimated $143 billion.

For more information,visit aarp.org/getthefacts. BM-153011


Tips for keeping your mind sharpArticle Resource Association

Most people focus on the physicalchanges that happen as you age – musclesdon’t bounce back the way they used to,hair becomes gray and skin begins to wrin-kle. But we often pass over one area that re-ally deserves our attention: the brain. Notonly can a healthy and active brain helpyou ward off disease, it can also help youlive a more satisfying life.

Researchers have long touted the bene-fits of continued learning and education foran aging mind. “New learning can lead toneurophysiological growth, similar to theway aerobics leads to stronger cardiovascu-lar health,” says Dr. Paul Nussbaum, clini-cal neuropsychologist and an authority onbrain research and aging. “Older adults canbenefit from being challenged, and shouldcontinue exploring the world and engagingin new pursuits.”

Nussbaum says there are many ways tokeep your mind active and sharp at anyage.

1. Brain workouts – Engage your braindaily. Working with numbers is a great op-tion. If numbers don’t appeal to you, quizyourself about historical events and check

your accuracy. Crossword puzzles andword finds are also practical.

2. Travel and explore – Stimulating yourmind with travel and learning experiencesis a great brain-health activity.

3. Read whatever you can – Books, news-papers and magazines – reading is a greatway to keep your brain active and mindsharp. Plus, depending on your interests,you might be able to learn something new.

4. Have quality conversation daily – En-gaging in social activity is a great way tokeep your brain active, plus it increasesquality of life.

5. Switch up your routine – A good wayto keep your mind sharp is to change upyour routine.

7. Get physically active – Moving yourbody and staying physically active can helpwith cognitive health.

BM

-152

862

1531 Skyway Dr., Unit A • Longmont1-888-465-4404

Show Special…Show Special…BBuy uy OOne ne GGet et OOne FREEne FREE

Natural Products for: Sleep Apnea Leg Cramps Restless Leg Syndrome Hemorrhoids Arthritis Back & Neck Pain Shingles & Eczema Osteoporosis

“Replace a handful of pills with some natural products”

��

��

��

BM-152129


Les Wright, left, tutors Freddy Martinez on English as a Second Language at the Intercambio facility inLongmont. (Paul Litman/Times-Call)

“The students are so eager, and you want to help them.It makes such a difference.”

Beverly Springer

Boomers findsatisfaction inteaching EnglishBy Ali Wald

Longmont Times-Call

Teaching English to immigrants has be-come a hobby that both Les Wright andBeverly Springer have become passionateabout. While they were both originally ner-vous to teach English, they are now confi-dent in their skills and love meeting withtheir students and helping them achievetheir goals. Both teach through Intercam-bio, an independent nonprofit organizationin Longmont that works to broaden oppor-tunities for immigrants through languageeducation and cultural exchange.

Springer and Wright started workingwith Intercambio for different reasons.While Wright has a strong passion for vol-unteering, he has always wanted to be ateacher. Finding the organization throughthe Longmont Rotary Club, he thought vol-unteering as an English teacher was a per-fect fit.

Springer, on the other hand, has previousteaching experience, and wanted to find away to get involved in the community.When she moved to Longmont with herhusband, she realized there was a large im-migrant population that she wanted to beinvolved with. “I wanted to be involved, tomeet them, to know them, to help them,”she says.

Both Wright and Springer agree thatteaching people who want to learn is morerewarding than teaching in a classroom fullof students who are there because theyhave to be.

“When you have a student that reallywants to learn, and is making an effort, itmakes you feel like it is really worth it,”Wright says.

Like Wright, Springer appreciates herstudents’ desire to learn. “The students areso eager, and you want to help them,” shesays. “It makes such a difference.”

Springer has been teaching for almosteight years now, and Wright just startedthis past spring. However, both are equallydedicated to their students. In order to bethe best teachers they can be, preparationand supplementation from the book thatIntercambio provides is necessary. “I wantto give it my 100 percent,” Wright saysabout his preparation and teaching. Beforeclass time, he goes over the lesson plan forthe day and creates flashcards and other

study tools in order to aid his student tothe best of his abilities.

Springer likes to supplement the bookthat Intercambio provides with otherthings, such as readings or lessons abouthealth and other aspects of life. “I n t e rc a m -bio likes you to bring in things that teachpeople to live healthy lives.”

Wright and his students get along welland have become close throughout the pastfew months. Springer has also formed rela-tionships with many of her students thatshe has taught throughout the years. Herfavorite part about teaching English is get-ting to know the students.

“They become your friends,” she says. “Itgives me a window into part of the commu-nity I might not have come into contactother wise.”

Come Out And See TheCome Out And See The“Little Plant Grower, Me!”weeeeeeeeeer, Me!weeeeeeeeeeeeeer, Me!,

HOBBY ACRES GARDEN CENTER, INC.HOBBBBYYBB ACAA RER S GAG RAA DEN CENTET R, INI C.

THE FLOWER KING

15591 North 107th Street(Hwy 287) Longmont

(303) 772-9586

TTeTeTerrrrrrifiifiifiificc c PPP P iririricececesss ononon SSS Somomomeee fofofofCoCoColololorararadododo’s’ssBeBeBeststst RR RoaoaoastststedededChilés!

He’s got

FANTASTIC DISCOUNTS on trees, shrubs, all remaining plants and soils!

BE-1

5281

0

BM-152865


While thisparticularhip-hop danceclass atMountainSideDanceAcademyincluded manyyounger faces,instructorCameronStevens hassays the classeshave attractedBoomersbecause it’s afun way forthem to besocial, learnsomething newand stay fit.(Paul Litman/Times- Call)

Hip-Hop MovesDance class offersBoomers a great wayto stay in shapeBy Kate Frasure

Longmont Times-Call

The sound of the beat rippling hip-hop songbellows into the halls of MountainSide DanceAcademy in Longmont. It would be expected thatthis class was full of hip-hops most prominentfollowers – teens – but this class is different. Theboomer generation of adults fills this studio,busting moves and laughing as they learn a newroutine from co-owner and director CameronStevens.

Stevens and lifelong friend Sarah Hoag startedthe academy in June 2009, priding themselves ona combination of positive teaching and high-quality dance instruction. They teach multiplestyles of dance, including jazz, tap, lyrical, balletand contemporary, to ages ranging from 21/2 toteens. However, the more intriguing class offeredis the adult hip-hop from 6:30 to 7:30 p.m. onMonday nights.

“It is a different dynamic teaching olderadults,” Stevens says. “The way you teach andtalk, you get to focus more on the dancing thandisciplining.”

The hip-hop class is more for fun Stevens says,and runs on the rule that what happens in hip-hop, stays in hip-hop.

“I like it a lot,” says adult student JenniferWallerstedt. “It is not the same as in the ’80swhen we used to do it the Michael Jackson way.”

After loosing 25 pounds, Wallerstedt found thehip-hop class on the Longmont website and de-cided to give it a try. Now she takes Steven’s hip-hop class with her 18 year-old daughter, Morgan.Wallerstedt and fellow dance mates each addtheir own attitude to the routines they learn.

“We high five each other when we get a moveright,” Wallerstedt says.

“It’s great to watch them become more com-fortable and confident,” Stevens says. Whileteaching a routine, she offers other options formore difficult moves.

The class is purely for fun and is a great way toget exercise without realizing it. “Adults can stepout of the box and try something new,” she says.“You just come in and try.”

MountainSide also offers a Zumba fitness classfor adults which fuses musical rhythm and movesinto a dynamic workout designed to be fun ande a s y.

Check out the offerings at MountainSide Dance Academyat 1822 Sunset Place in Longmont. Call 303-772-9672 orvisit http://mountainsidedance.com/.

Longmont Senior Services910 Longs Peak Ave.

303-651-8411

Longmont Senior Services

BM

-153

009

Creating...

a Vibrant Community in Which We All

Age Well...

Stay in touch while away! Log on to your E-Edition! An exact replica of the printed Times-Call newspaper.

www.TimesCall.com/E-Edition/SignUp.asp

or 303-684-5358

BM-152570

Get The


Discover what every senior should know about identity theftArticle Resource Association

If you don’t use credit and never go on-line, you don’t have to worry about identitytheft, right? Many seniors may feel thatphilosophy applies to them – and theycouldn’t be more wrong.

“Anyone with a social security numberneeds to be aware of the risk of identitytheft,” says Jennifer Leuer, general managerat ProtectMyID.com.

While identity theft can happen to any-one at any age, seniors may be at greaterrisk for a number of reasons, including:

• Many states display social securitynumbers on Medicare cards. Even if yourcard is never lost or stolen, enterprisingthieves may be able to snatch the numberwhen you show your card.

• Seniors may be less technologicallysavvy, and may be more likely to respond toscams because they haven’t researchedthem online.

• Seniors may feel less need to closelymonitor their credit reports and financialaccounts because they tend to use creditless. Identity thieves know that it may bemonths – or even years – before senior vic-tims check their credit reports and discoverthey’ve been defrauded.

• Seniors’ personal identifying informa-tion may be exposed to more peoplethrough extended caregiver networks,nursing homes, doctor’s offices and otherservice organizations.

• Seniors are more likely to trust official-looking e-mails and open unsolicited com-munications and click on links that couldlead to malware or phishing attacks.

Common forms of senior identity theftinclude check fraud, credit card fraud,phone or e-mail solicitations, social net-working schemes and social security fraud.

Fortunately, there are many ways seniorscan protect themselves, or adult childrencan help protect their aging parents, fromidentity theft.

• Never carry your social security cardwith you. If your Medicare card has yoursocial security number on it, make a photo-copy of the card and black out everythingbut the last four digits of your number witha permanent marker.

• Carry only the checks you will need fora specific use on any day.

• Pick up checks at the bank to avoidhaving them stolen from your mailbox. Bet-ter yet, set up direct deposit with the SocialSecurity Administration and any retirementaccounts that you regularly draw on suchas pensions or IRAs.

• Don’t mail bills or any documents withidentifying information from your homemailbox. Learn to pay bills online, if possi-ble, or mail bills and other paperwork froma secure mailbox at the post office.

• Know who to call. You can opt out ofcredit card offers – which thieves may useto steal your identity – by calling 888-567-8688. If you believe your social securitynumber may have been compromised, callthe Social Security Administration fraudline at 800-269-0271.

Visit us on the Web:www.ahlbergfuneralchapel.com

326 Terry St., Longmont, CO 80501303-776-2313

We Care,We Listen, We Provide

AHLBERG AHLBERG FUNERAL CHAPEL AND CREMATORY

are,,WWee LLiisstteenn,, WWWWWeee PPPPrrrrovvideeee,, ,,

Family-owned & operated• Offering Personalized Services:

Traditional & Non-Traditional,

Open houses, memorial gatherings, & receptions

• Cremation & Burial Services

• Handicap accessible facility

• Transfer arrangements

• Preplanning - Offering guaranteed contracts

BM

-153

010

luhcares.org 303.651.5111

Cardiac Care

Cancer Care

Bones, Joints and Muscle Care

Brain, Nervous System Care

Family Health Care

Medical Imaging (X-ray, MRI)

Patient Requested Lab Service(Low cost when you pay up front for lab services)

1950 Mountain View Avenue, Longmont

Caring Experience...

find-a-physicianluhcares.org 303.485.3553

The Birth Place, Women Services

BM-143419


Get the right auto,home insurance coverageArticle Resource

A ss o c i at i o n

Senior citizens cansave money andheadaches with foursimple insurance tips.These can help ensureyou’re adequately cov-ered and getting all eligi-ble discounts.

“Home and auto in-surance needs change atevery stage of life,” saysCharles Valinotti, seniorvice president of QBE Regional Insurance, which underwritesproperty and casualty coverage through the General Casualty,Unigard, Farmers Union Insurance and QBE Agri brands. “Seniorsmay not realize that downsizing from a home to a condo or driv-ing less could have important implications for their insurance.”

Make Sure you Have Enough Contents CoverageIf you’ve moved from a home to a condo or apartment, there’s a

good chance you’re underinsured. While you may have movedmany of the same valuables with you, your rental or condo insur-ance policy probably carries much less contents coverage.

For example, a homeowners policy on a $200,000 house proba-bly carried about $150,000 in contents coverage. While most ofyour stuff is the same as it was in your house, the renters policyon your two-bedroom apartment may only come with $25,000 incontents coverage.

If your coverage isn’t enough to replace your home’s contentsin case of a total loss, talk to your agent about increasing your lim-its.

Schedule your Valuable Items or CollectionsThe average cost of a diamond ring is almost $4,000, but a stan-

dard homeowners policy would probably only cover $1,000 if it’slost or stolen. If you have antiques, china, silverware, jewelry orother valuable items or collections, ask your insurance agentabout scheduling it (also called floater or inland marine cover-age).

This coverage extends the limits on specific items, beyond whatyour standard policy includes. It also extends the causes of lossfrom “named perils” for reasons like fire, theft or lightning to an“open peril” basis, which includes dropping your diamond intothe running garbage disposal.

Take a Driver Safety CourseWhile some states mandate that drivers 55 and older take a

driver safety course, in other states it’s optional. While your statemight not require you to take a course, you may get a significantdiscount on your auto insurance for opting to take one.

Tell your Agent if you’re Driving LessMaybe you’ve stopped driving after dark. Or you now only

drive in town. If you’re driving a lot less these days, you may beable to change your driver status on your auto policy from prima-ry use to occasional use. And that could mean lower insurancerates.

BM-152128

We consider it our mission to help you make lasting improvements to your health.

For more information call C.J. Joplin-Jack, Medicare Sales303-338-3468, TTY 1-888-758-6054

Kaiser Permanente is a health plan with a Medicare contract. H0630_10081 (02/02/2010)

MATTHEW FEULA

303-485-8035

CHRISTINE MCDONALD, LUTCF

303-485-5935

What’s youridea of

FinancialSecurity?®

0810-262

DON’T MISS A BEAT.

LONGMONT1515 N Main St.

Ste. 15303-776-8748

BOULDER4800 Baseline Rd.

Ste. E108 303-499-3900

www.hearinghealthcarecenters.com

“Impacting the way you hear life”

BM-152126

“I ti th h lif ”


Methodreteachesbody throughmovementBy Summer Stair

Longmont Times-Call

After a car accident, Longmont residentCerina Freeheart didn’t know if she wouldever be pain free again. The accidentcaused damage to her sciatic nerve and thepain she felt limited her mobility, takingaway something that was extremely impor-tant to her – movement.

It didn’t take long for Freeheart to realizethat because of the pain, she could nolonger do the many physical activities sheloved, such as dancing and hiking. Evenwalking had become difficult, with any-thing more than a 15-minute walk causingsevere pain and making movement unbear-able.

After seeking help in several areas of ex-pertise with no luck, Freeheart remem-bered the Feldenkrais Method AwarenessThrough Movement classes she had takenat the Longmont Senior Center in 2007 and2008. The method focused on relearningmovement and she wondered if it couldhelp her. Desperate, she sought out GuildCertified Feldenkrais Practitioner AlWadleigh of Longmont Feldenkrais.

Freeheart began private lessons calledFunctional Integration, where Wadleigh us-es touch and movement to learn the body’shabits and then reteach the nervous systemand brain better movement.

The Feldenkrais Method is not a newidea and has been practiced since the early’70s, when Moshe Feldenkrais developed

the method of healing the body throughmovement. Feldenkrais discovered it whenhe healed an old soccer injury on himselfthat restricted his own ability to move.

Feldenkrais’ discoveries showed that asinfants, the body learns to move withoutexplanation or expectation. As we age, ourown habits of movement dictate whichjoints and muscles are used most oftencausing stiffness, pain or lack of flexibilityand strength. The method can help im-prove posture, flexibility and coordination,and can help eliminate restricted move-ment, chronic pain, tension, and neurologi-cal and developmental difficulties.

Focused on movement, learning andchange, the method is based on physics,neurology, physiology and martial arts.“Movement is the common thread betweenall the activities in your life...work, play,study, rest,” Wadleigh says. “There is noth-ing we do that doesn’t rely on movement. Itis a lot like the saying, ‘use it or lose it.’”

The body’s muscles and joints have de-veloped habitual habits as a person agesthat are not always beneficial to the body.

However, it can always be retaught throughsensing, learning, exploring and movingmuch like children do. Once retaught, thebody will learn more comfortable ways ofmoving, leading to an improved overallsense of well-being and health, Wadleighsays.

The Feldenkrais Method has completelychanged Freeheart’s life. After two-and-a-half months of Functional Integration, sheonly feels slight pain. “Every lesson hasbeen different and highly effective,” shesays. “By the fourth session, the fifth forsure, I was able to walk 1 mile. After eightsessions, I walked 4 miles. Now I’m work-ing toward dancing.”

Wadleigh is happy with Freeheart’sprogress and knows he couldn’t have doneit without her ability to help. “It takes bothpeople, it’s teamwork,” he says.

Al Wadleigh teaches Awareness Through Move-ment classes at the Longmont Senior Center forpeople 55 and older. The monthly classes are onTuesdays from 10 to 11 a.m. Registration is re-quired. For more information on LongmontFeldenkrais, visit www.achievingexcellence.com.

Al Wadleigh, a Feldenkrais Method practitioner, works with Cerina Freeheart in “reactivat-ing” certain body movements to help with healing. (Paul Litman/Times-Call)

Our Family Serving Yours - Four Generations”Geoffrey Howe • David Lynch • J. Charles Bowland

Serving Boulder, Weld and Larimer Counties”

439 Coffman St., Longmont • 303-776-2434 • www.howemortuary.com

Celebrating Lives,

Honoring Memories.BM-153012

• Wills, Trusts and Estate Planning • Probate and Estate Administration • Gift and Estate Tax Planning • LLC and Corporate Setup • Asset Protection • Special Needs Plannning

HOPP & ASSOCIATES, PC1002 17TH AVE. LONGMONT, CO 80501 • 303-776-4045 [email protected] • [email protected]

MARC CARLSON

BE-152864


Caregivers help make the transitionfrom hospital to home easierArticle Resource Association

Coming home from the hospital or othercare setting after an illness or surgery canbe worrisome for both patients and thefriends and family members who care forthem. Planning ahead can make the processmuch easier. The Centers for Medicare &Medicaid Services has advice that is usefulto the millions of Americans who are ac-tively involved in caregiving. Through itscaregiver initiative, Ask Medicare, CMS rec-ommends the following steps to prepare fora transition.

• Plan ahead. You can and should startthinking about the discharge process wellin advance, even as early as at the time ofadmission. CMS has a helpful checklist ofkey points in its Planning for Your Dis-charge guide, available at the Medicare Ba-sics link on the home page of the AskMedicare website at www.medicare.gov/ c a re g i v e r s .

• Get ready for new responsibilities. Talkto hospital staff about what you will needto do at home, who will show you how toproperly carry out any new tasks you willbe taking on, such as administering medi-

cation, using medical equipment, changingbandages or giving shots.

• Make needed changes to your home.You might need to rearrange your home tohave room for items such as a hospital bed,walker or a wheelchair. You might need toconsider installing a ramp in place of stairsso be sure to ask the hospital staff what willbe needed.

• Prepare for extra costs. The person youare caring for may need new medical ser-vices or medicines after coming home.Medicare may cover some of these costs,but not all.

• Keep a list of key contacts. Put contactinformation for doctors, pharmacists, homecare agency staff and others involved in thecare process where you can easily findthem.

• Don’t be afraid to ask for help. If you’reoverwhelmed, don’t hesitate to ask a friendor family member to lend a hand. If paidhome health services are needed, you canlearn more about home health services inthe Medicare and Home Health Care book-let, which is also accessible at the AskMedicare website’s home page.

It’s also important to keep a file of re-sources on hand and to bookmark usefulwebsites, including Ask Medicare, theUnited Hospital Fund’s Next Step in Careinitiative at www.nextstepincare.org andAARP’s caregiving site at www.aarp.org/caregivers. More information can beaccessed through www.healthcare.gov, anew web portal offered by the Departmentof Health and Human Services.

Visit Our Booth

A Times-Call Umbrella or 3 Month Subscription to the Times-Call!

Enter for a Chance to WIN!

Name:___________________________________________________

Address__________________________________________________

City:_________________________________Zip:_________________

Phone:___________________________________________________

Email:____________________________________________________Your name will be entered into a drawing. No purchase necessary.

One entry per person. You will be informed by phone.

BO-152294

Order Online Your place or ours. Pick it up or have it delivered

to your dooryour door

www.liquormart.com303-449-3374 • 15th & Canyon • Downtown Boulder

Open Mon-Sat: 8am-11:45pm Sun: 10am-8pm

Sit back, relax and celebrate with friends

and family!

lii t

Come see us at the Boomer Expo for give aways and special offers!

BE-152861


Recognizing thesigns of hearing loss

Article Resource Association

If you couldn’t hear well, would you wait five to nine years orlonger to address the problem? Many people do just that. The av-erage age of first-time hearing aid users is 67, yet the Better Hear-ing Institute reports that nearly half of all people with hearing lossare younger than 55. Why the delay in seeking help?

“Many people with hearing difficulties aren’t even aware theyhave a problem,” says Dr. Barry Freeman, an audiologist at Starkey,a global hearing technology company. “Because the change hap-pens over time, treatment may be delayed until the problem is fair-ly significant. By getting your hearing checked early and regularly,you should be able to treat the problem and find a solution that al-lows you to enjoy all the sounds of life that you love.”

Freeman says the first step in treating hearing loss is to recog-nize its most common signs. If you or a loved one experiences thefollowing, it might be time to contact a hearing care professional.

• Turning up the volume of the TV or radio.• Problems hearing the doorbell or the telephone ringing.• Difficulty hearing people calling and talking from behind you

or in another room.• Asking people to repeat themselves or saying “what?” f re -

q u e n t l y.• Misunderstanding or “f o rg e t t i n g ” what has been said.• Often cupping hands behind the ears.

A Noisy WorldModern society has created a noisy world. From traffic to lawn

equipment to kitchen appliances, a number of different things wehear every day expose our ears to damaging levels of noise. By age20, we’ve lost the ability to perceive some of the sounds infantscan hear. By the time we reach 30 or 40, subtle but significant loss-es have begun to occur. Once we reach our 80s, more than half ofus suffer from significant hearing loss.

If you have a hearing problem, you aren’t alone. More than 31million Americans suffer from hearing loss according to the BetterHearing Institute. Unfortunately, 80 percent of them do not seekhelp. Take the first step for you or your family member and visit ahearing care professional in your area for a hearing evaluation.Your problem may be as simple as excessive earwax buildup or re-lated to other medical causes. If you are diagnosed with a hearingimpairment, you’ll find that there are now more options than everfor treating hearing loss and protecting your hearing in the future.

The Right SolutionEvery person has individual hearing needs and should work

with a hearing care professional to find the best solution to yourhearing problem. A professional can assess your hearing loss andfit you with the best hearing aid for your lifestyle. That means as-sessing both the style of the hearing aid, as well as the technologylevel, since there are a number of options for both.

The good news is modern hearing devices are nothing like thehearing aids of your parents’ generation. Today’s instruments aresleek, sophisticated pieces of equipment scientifically engineeredto deliver clear sound without constant manual adjustment.

Hearing is an incredibly important part of communication andquality of life. If you or a loved one is having trouble hearing, de-pression and frustration can occur. It’s important to get help today.

tel. 303.872.8250 www.frontrangeplasticsurgery.com

Offering trusted, quality plastic surgery care to make you look and feel your best.

Compassionate ChiropracticWhisper Soft Force, POWERFUL Results

303.652.67007916 Niwot Rd. #200Cottonwood Square

Niwot, Colorado

Specializing in Folks 42-62 Years of AgeSpace age technology

assesses your Nerve SystemLight force techniques

(no twisting, popping or cracking) correct the effects of STRESS! Dr. Leigh Charley

Chiropractor

The City of Longmont has programs to help qualifi ed residents improve their homes.

General Rehabilitation Program Architectural Barrier Removal Program

Emergency Grant Program Paint-a-Thon Program

For more information, visit www.ci.longmont.co.us/cdbg/housing/rehab.htm or contact Molly McElroy at 303.651.8530 or [email protected].

BM

-152

124


Simple ways to stayactive, healthyArticle Resource

A ss o c i at i o n

Yo u ’ve worked hard yourentire life to earn your retire-ment, and now you shouldenjoy it. But you won’t beable to actively socialize withfriends, family and neighbors,enjoy spending time on yourhobbies or taking trips to seethe grandchildren if you don’tmaintain good health and agood quality of life.

The average life expectancyis now 78 years, which offersplenty of time to enjoy yourgolden years. You don’t needto see a doctor every day tostay healthy. With the guid-ance of your physician, thereare many ways you can takecare of yourself at home. Hereare a few ideas you can tryyourself.

• Monitor the informationyour doctor wants to know.For example, an estimatedone-half of senior citizenssuffer from hypertension. TheLumiscope Blood PressureArm Monitor allows you to track your blood pressure at home.Daily monitoring can help you and your doctor bring your bloodpressure levels down to 120 or lower, which is recommended toavoid risks of stroke or heart attacks.

• Involve your friends, family and neighbors in a weekly yardgame of bocce ball, croquet, horseshoes or badminton. Not onlyare yard games good physical exercise, but the competition keepsyour mind sharp and social interaction balances out a well-rounded lifestyle.

• Get your hands dirty and plant a garden. Whether you fill in-door pots with beautiful, leafy houseplants or plant your entireoutdoor landscape in a field of colorful blooms, working withplants is fun and contributes to a sense of well-being. Plus, theplanting process involves a little muscle, helping you to keepyour body in good condition.

• Relive some of your childhood fun. Try a daily workout withthe Cory Everson trampoline. The trampoline provides a goodcardio and muscular workout complete with a stability bar to as-sist your balance. And you can exercise at your level, withoutoverexerting your muscles. Combine your workout with your fa-vorite tunes and revert to your bouncy youth.

• Join a book club and invite the members to your house.Whether you’re into mysteries, historical fiction, biographies orromance novels, stretch your imagination, share your thoughtsand engage your fellow book lovers in a good discussion.

Cory Everson Trampoline

The Lumiscope Blood Pressure ArmMonitor

Not Just Made, Made Just For You!™

®Craftsman-Direct Means Value

VERLO’S

LOW ESTPR ICESEVER

LABOR DAY

SALENOW T HRU L A BOR DAY!

Voted Boulder’s

BEST 11 Years in a Row!

Boulder Showroo� � 303-447-1154East of 30th St. on Valmont Rd.

3080 Valmont St � Boulder, CO 80301

Longmont Factory & Showroom303-651-9024

Across from Frontier Honda715 S Mai� � Longmont, CO 80501

e

L A BOR DAY!

’s

sw!

Register to win a $200 Gift Card at the Boomers Expo on September 2nd!

BM-152992

For aFree Hearing

ScreeningCall

303.485.9720

2350 17th Ave., #102Longmont, CO

36-1

5212

7

Navigate theAssisted Living/Alzheimer Maze

• Communities Pre-Screened• Free Guidance• Saves Time/Stress

“We put ourheart in fi nding

your home.”

Christine Miller, RNCertifi ed Senior Advisor

y ur hom

Chri t

BM

-152

122

Hearts andHomes for

Seniors303-519-1889

www.heartsandhomesforseniors.com


Tips help you understandtaxes after retirementArticle Resource Association

People shouldn’t lose sight of how the tax decisions they maketoday can affect their retirement plans tomorrow. If you are withinfive years of retirement, tax season should serve as a reminder thatit’s time to fine tune your future finances. For example, have youthought of how taxes will affect you after you say goodbye to thenine to five? Securing retirement income and understanding howtaxes apply to your money is crucial so you can afford to live thelife you want throughout your golden years.

“When you look at retirement assets through a tax lens, it be-comes clear that decisions regarding whether you have an appropri-ate level of guaranteed lifetime income, how to maximize socialsecurity, whether you should work in retirement and how youdeploy your assets are very much linked,” says Robert Fishbein,vice president and corporate counsel for Prudential Financial.

Here are Fishbein’s top tax considerations for those planning forre t i re m e n t .

Personal Income TaxMost people assume their personal income taxes will be lower af-

ter retirement because they won’t be generating as much incomeand, therefore, will be in a lower tax bracket. But due to the recenteconomic downturn and losses in retirement assets, the dismal per-sonal savings rate throughout the last decade and the decline of tra-ditional pension plans, and the increase in the full retirement ageunder social security for those born after 1954, many retirees arechoosing to take on part-time jobs.

Regardless of the reason for working in retirement, the incomeearned, combined with use of retirement savings, might create a sit-uation where you will be taxed at the same level or an even higherrate than when you were working full time. Keeping this in mind,it’s important to have both taxable and non-taxable retirement as-sets upon which you can draw in retirement so you can managetaxes and maximize your income in the long term.

State and Local TaxesT h e re ’s a reason, besides warm weather, that people retire in

states like Florida and Texas. Where you retire can have a signifi-cant impact on your after-tax income because state and local taxescan affect how long your retirement savings will last. Florida andTexas have a state income tax rate of zero, so they are attractive tomany retirees who want to maximize their retirement assets. Cali-fornia, on the other hand, has the highest state income tax; resi-dents there are taxed at 9.3 percent.

Future Tax RatesAnother thing to consider when figuring out your post-retire-

ment income is how federal and state taxes might change in the fu-ture. It’s hard to predict whether they will remain the same, be low-er or increase. A good indicator of future federal income taxes is tolook at history and take an educated guess. Doing so suggests thatrates are at historic lows right now, which likely means an increasein the near future. An indicator of future state taxes might be thecurrent budget position of the state, which, at the moment, sug-gests that many states may be looking to increase their income,sales and/or property taxes in the short term.

What does this mean for retirement planning, especially in thosecritical five year periods just before and just after retirement? Basi-cally, if federal or state taxes go up, your retirement savings and as-sets will be depleted sooner. You will have to save more to makeyour money last longer or you will have to adjust some of yourspending habits.

BM

-152

863

ALPINE CLINIC OF CHIROPRACTIC303.651.1810

1430 Nelson Road, Ste 202 • Longmont, CO 80501FOLLOW US AT WWW.ALPINECLINICOFCHIROPRACTIC.COM

Dr. Chad Mathey

A natural, non-invasive approach to health care.

Our not-for-profi t community has been serving seniors for 31 years in the tradition

set forth by the Hover family.Hover Manor Senior Independent Apts

1401 Elmhurst Dr., Longmont

Beatrice Hover Assisted Living

1380 Charles Dr., Longmont

303-772-9292www.hovercommunity.org

[email protected]

Terry E. Robinson, M.D.Terry E. Robinson, M.D.Board Certified Ophthalmologist,Board Certifi ed Ophthalmologist,

Eye Physician & SurgeonEye Physician & Surgeon

Se Habla Español

521 Main St. • Longmont, CO(303) 776-EYES (3937)(303) 776-EYES (3937)

BM

-153

045

Cataracts can happen at any age. However, they are the leading cause of treatable visual loss in adults 55 and older. Common symptoms are cloudy, fuzzy, foggy or filmy vision, colors that seem faded, glare from bright lights,

halos around lights, not being able to see well at night, double vision, and frequent changes in an eyeglass prescriptions.

If a person is older than 50 and experiencing change in his vision and has not had a recent eye exam, he should have a complete eye health exam by a medical doctor who is trained in all forms of eye disease and treatment.

Dr. Terry Robinson, M.D. is an expert with more than 29 years of experience in the removal of cataracts, performing the latest state-of-the-art no stitch cataract surgery, including multifocal and astigmism-correcting intraocular lenses and the newest glaucoma medical and laser treatments.


How to stay safe onlineArticle Resource Association

While Americans have been using the Internet for about 20years, it can still feel like the wild West. Despite many technologi-cal advances that reduce the risk of your identity being stolen, be-coming the victim of an Internet scam or having your privacy in-vaded by others on the Internet still occurs all too often.

Keeping your guard up is essential to avoiding trouble on theInternet. Here are some tips from FindLaw.com, the world’s lead-ing online legal resource, on how you can stay safe online.

Don’t Give Out Personal Information too EasilyAvoid giving out personal information such as your name,

address and telephone number on websites until you’ve readand understand their privacy policy.

Yo u ’re Being MonitoredBe careful of the e-mails you send and the websites you visit

while at work.

Don’t Reply to SpamEver get one of those strange, unexpected e-mails for real es-

tate, weight loss, work-at-home or investment opportunities?Your best bet is to delete those e-mails without opening them.Never reply to these e-mails, even to remove your name fromtheir lists.

Secured Websites OnlyBefore you purchase a product or service online with a credit

card, make sure the connection is secure or encrypted.

• Spacious moderndesign guestroomsfeaturing flat screen TVwith HD and plushbedding

• Indoor pool and hot tub

• State-of-the-artworkout facility

• The Bistro restaurantfeaturing the S bar

• Starbucks in theLobby

• Outdoor patio fordining and drinks Rates based on Availability. Valid until Dec. 31, 2010.

Reference promotional code LPR whenmaking reservations to receive $99 per

room per night.

Come visit the brand newCourtyard by Marriott Glenwood Springs!

105 Wulfsohn Road Glenwood Springs, CO 81601Phone 970.947.1300

www.marriott.com/egecy

Now Open!

DOOR PRIZE!DOOR PRIZE!Free Two Night Stay!Free Two Night Stay!

[email protected] [email protected]@remax.net [email protected]

Specializing in 2nd Homesand Retirement Homes.

Living in Costa Rica,Nicaragua and Belize, life canbe affordable and comfortable,

and full of potential.

Schlutz InternationalProperties TraditionsTTTTT di iii

BM-1

5299

0

Looking for the right person to walk your dog, mow your lawn

or remodel you bathroom?Check our the

professionals inthe Classifi ed

BUSINESS &SERVICE

DIRECTORYLook to the Classifi ed

section everyday in the Times-Call or check it

out on-line atwww.timescall.com

If you have a business, and it isn’t advertised in Business & Services Directory, how will potential customers know you’re out there? Invest in the success of your business today.

Call a Classifi ed Account Executive for details.

303-776-7440


Focused Therapy to Get You Back Home...ttoo GGGeett YYYoouuuu

Peace of mindFrontier Therapy Center of Longmont is a 21-bed, in-patient therapy center specializing in the needs of adults. Our unique environment offers the answers you need so you can return home with confidence.

We provide a transitional apartment and kitchenette to give patients the opportunity to function on their own or with the level of help they will receive once they return home. This allows patients and therapists to identify any areas of function that need to be addressed before the patient is discharged.

Our primary goal is to help patients optimize functional ability and maintain independence. We encour-age open communication among staff, therapists, families and patients. Upon admission, goals are identified so a treatment plan can be developed. Scheduled family conferences are also available.

P.R.O.S. - a professional approach to healing

Our team of dedicated professionals offers a unique blend of therapies we call P.R.O.S.: Physical, Restorative/Recreational, Occupa-tional and Speech therapy. Our experts will evaluate your needs to determine which therapy or combination is right for you.

The best recoveries are aided by the best facilities.Our industry-leading facility offers:

� �� Total gym� ��

lacirtcelednadnuosartlU�stimulation modalities

� ��

� ��™

� skcaptaehtsiom,htabnfifarap,looplrihW� ��ssage therapist� Beauty Salon� ��® Wii™ and Wii Fit™

� !�� "�� #� ��

All the comforts of home�� included and are covered under your �� rivate insurance plan.*

� $��"�� %�� !�� T.�. with free cable� $��"�� $��"�� & shower

* W� �� & We admit patients without regard to race, color, national origin, sex, sexual orientation, gender identity or condition of handicap.

1440 Coffman Street

Longmont, CO 80501

303.776.2814www.frontiertherapycenter.com

From left to right: Deanne McPherson

Michael Herrick, MAMandy Poulsen, PhD

in Occupational TherapyCraig Stephens, PhD in Physical Therapy

Wendi Barnett

Respiratory Program• Care for complex tracheostomy patients• Care for respiratory disorders (ie: COPD, Pneumonia, High Flow OZ)• 24 hour/ 7-day support from a licensed respiratory therapist• Educating and in-servicing to families & patients with a new tracheostomy• Nurses & CNAs skilled in the care of tracheostomy patients

Prehab - Comprehensive Pretreatment• Comprehensive consultative approach to treatment• Before (out pt), during (in pt), after (out pt) patient therapy• Higher treatment success rate and faster recovery• Patient process outlined so patient & families are more well informed

BM

-152563

Documents

Boomers Expo