FUND DETAILS

FUND CODES

MONTHLY RETURNS OF BRIDGING INCOME RSP FUND REFERENCE SERIES OF CLASS F (%)

COMPOUNDED RETURNS OF BRIDGING INCOME RSP FUND (%)

BRIDGINGINCOME RSP FUND 0.70 1.30 2.05 4.28 8.62 8.23 8.02

MANAGER

Bridging Finance Inc.

FUND OBJECTIVE

The investment objectiveof the Fund is to provide investors with long-term capital growth.

BRIDGING INCOME RSP FUNDPerformance as of February 28, 2019

WHY INVEST

• Unique portfolio diversifier – Provides a portfolioof short-term bridging loans which are difficult

to source and manage on a direct basis.

• Preservation of capital – Primary goal is preservation of capital with consistent yield.• Higher return potential – Loan portfoliomay offer higher rates of interest compared to traditional

income investments.

• Low correlation strategy – To traditional asset classes and public markets.• Experienced credit team – Managerhasextensive experience in credit analysis and

managing credit risk.

• Framework for risk oversight on process, loans and controls – Periodic operational review,

standardizedportfoliomonitoring.

• Eligible for RRSP, RSP, RESP, LIRA, RIF, LIF and TFSA.

1 MTH YTD 3 MTH 6 MTH 1 YR 3 YR INCEPTIONDATE*

Class A BFI 706R

Class F BFI 707R

TOP 10 INVESTMENTS

Issuer Bridging Income RSP Fund

Fund Type Investment Trust

Fund Status OM, Exempt Market, Continuous Offering

*Inception Date

Registered Tax Plan Status

February 27, 2015

Eligible for RSP, RESP, LIRA, RIF, LIF and TFSA.

Min. Initial Investment $5,000 accredited1

$150,000 non-accredited2

Min. Subsequent Investment

$5,000

Valuations Monthly

Redemptions Monthly (30 days notice)

Management Fee Class A Units: 2% Class F Units: 1%

Performance Fee See Offering Memorandum

Risk Tolerance Medium

Distributions Annually

Hurdle Rate Target Minimum Yield plus 2%

JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC YTD

2019 0.60 1.30

2018 0.73 0.62 0.68 0.70 0.71 0.63 0.66 0.72 0.69 0.67 0.82 0.73 8.67

2017 0.50 0.50 0.59 0.60 0.62 0.74 0.63 0.72 0.72 0.69 0.69 0.74 8.01

2016 0.56 0.53 0.54 0.58 0.58 0.69 0.66 0.67 0.56 0.74 0.70 0.71 7.77

2015 0.66 0.53 0.67 0.31 0.86 0.73 0.67 0.62 0.57 0.46 6.25

0.70

1 Health Care Private Debt Facility

3 Private Debt Facility4

Infrastructure

Private Debt Facility

5

Chemicals

Private Debt Facility

6 Private Debt Facility

7

FirstNations Accounts Receivable

8 FirstNations Accounts Receivable9

10

Providing working capital to a healthcare companyfor growth and an acquisition strategy.

Providing capital to a company that provides rail maintenance services.

Providing capital to a financing company for speciality luxury project.

Provided a term loan to bring a major rail infrastructure project to completion.

Providing capital to a First Nation for a housing project.Provided a term loan to facilitate vertical integration

through an acquisition of a competitor.

2 Private Debt Facility

Providing working capital for a company involved with P3 infrastructure, LEEDand green energy projects.

Financial Services

Providing a facility to fully capitalize a majormanufacturing project in Eastern Canada.

Infrastructure

Service

FirstNations Accounts Receivable Provided a term loan to support working capital needs.

Private Debt Facility

Service Provided a term loan to develop and run a manufacturing facility.

BRIDGINGFINANCE INVESTMENTTEAM

DavidSharpe,ChiefExecutive OfficerDavidistheChief Executive Officer,responsible forthestrategicdirectionofthefirmandensuring sustainable growthisachieved. Davidhas25 yearsoffinancial services industry experience, inrolessuchasGeneral Counsel, ChiefComplianceOfficerandChiefRiskOfficerforleading financialorganizations,andpreviously wastheheadofinvestigations fortheMutual FundDealers AssociationofCanada.DavidisChairEmeritusofFirst NationsUniversity ofCanada.Davidwasa memberoftheBoardofGovernorsforcloseto7yearsandservedasBoardChair. HeisaBoardmemberofthe EconomicDevelopment Corporationfor Eabametoong(FortHope)First Nation. Heisalsoamemberoftheboardof TrusteesofQueen's University andisVice-ChairoftheDean'sCouncilatQueen's University, FacultyofLaw. DavidisamemberoftheMohawksoftheBayofQuinte(Tyendinaga). Davidisalawyerandhasbeenamemberofthe LawSocietyof Upper Canadasince1997.HehasanLLBfromQueen’sUniversity, anLLMinSecurities LawfromOsgoodeHallLawSchoolandaMastersofBusiness Administration fromtheRichardIvey SchoolofBusiness, University ofWestern Ontario. Davidhasalsoreceivedthe Professional DirectorCertificationfromthe Johnson-Shoyama GraduateSchoolofPublicPolicyattheUniversity ofSaskatchewan/University ofRegina. In2015,DavidwasnamedtotheDiversity 50in Canada.

NatashaSharpe, MBA,PhD,Chief Investment OfficerNatashaistheChief Investment OfficerofBridging FinanceInc.Natashawaspreviously theChiefCreditOfficerforSunLifeFinancialwhereshewas responsible forcreatingriskpolicyforthecompany’s$110-billion globalportfolioofmanagedassets.Priortothat,Natashaspentover 10 years at BMO Financial Group where she led various teams in risk assessment and corporate finance. In 2010, Natasha was named as one ofCanada’s Top 40 Under 40. Natasha is adirector of public, private, andnon-profitcompanies. Sheholdsa PhDanda Masters of Business AdministrationfromtheUniversity ofToronto.

GrahamMarr,PortfolioManager,Senior Managing DirectorGrahamparticipates inallaspectsofBridging Finance’sprivate investment management activities, including theorigination, evaluation andmonitoringof investments, aswellasoperations.Priortojoining Bridging Finance, GrahamworkedinKPMG’sTransactionsandAdvisory practiceintheareasof restructuring, corporatefinanceandduediligenceservices. GrahamisaChartered AccountantandisaCFACharterholder. Heisagraduate oftheHBAprogramattheRichardIveySchoolofBusiness, University ofWesternOntario.

Brian Champ, Head of Portfolio ManagementBrian participates in all aspects of Bridging Finance’s private investment management activities, including the origination, evaluation andmonitoring of investments, as well as operations. Prior to joining Bridging Finance, Brian wasa corporate banker and gained a wealth of experience in risk management and credit analysis. He was also a Director forBank of Montreal. Brian holds a BA (Hons) in Economics from the University of Toronto and is a CFA Charterholder.

Robb Cacovic,Senior Managing DirectorRobb participates in all aspects of Bridging Finance’s private investment management activities, including the origination, evaluation and monitoring of investments, as well as operations. Robb has over 15 years of commercial lending experience, both as an originator and risk adjudicator. Previously, Robb wasthe Sales Manager at TD Commercial Banking where he was accountable for the growth of a book of businessin excess of $2.3 Billion in commercial loans and deposits. Robb holds a BA (Economics) from the University of Victoria.

Dennis McCluskey, Senior AdvisorDennis has over 30 years of broad based large corporate and commercial lending experience, both as an originator, risk adjudicator andrestructuring specialist. Previously, Dennis wasthe Chief Risk Officer of Integrated Asset Management Corp. Prior to that, he wasthe President andCEO of CIT Business Credit Canada, Inc., which was a joint venture between CIT Group, Inc. and CIBC. Dennis also previously held senior head officemanagement positions at CIBC in risk management/credit and corporate finance. Dennis is a member of Bridging’s Credit Committee

and advises on all potential Bridging transactions.

WWW.BRIDGINGFINANCE.CA

1 For accredited investor requirements please consult a financial advisor or the Fund’s offering documents.2 Only for non-individuals, please see fund documents for details.

The Fund is generally exposed to the following risks. See the offering memorandum of the Fund for a description of these risks: Speculative Investments; Limited Operating History for the Partnership; Distributions and Allocations; Class Risk; Possible Loss of Limited Liability; Repayment of Certain Distributions; Limited Partners Not Entitled to Participate in Management; Dependence of Manager on Key Personnel; Reliance on the Manager; Possible Effect of Redemptions; Tax Liability; Charges to the Partnership; Potential Indemnification Obligations; Not a Public Mutual Fund; Changes in Investment Strategies; Valuation of the Partnership’s Investments; Lack of Independent Experts Representing Limited Partners; No Involvement of Unaffiliated Selling Agent; General Economic and Market Conditions; Illiquidity of Underlying Investments; Credit Risk; Impaired Loans; No Insurance; Joint Ventures and Co-Investments; Litigation; Fixed Income Securities; Equity Securities; Possible Correlation With Traditional Investments; Idle Cash; Currency Risk; Concentration.

The Bridging Income RSP Fund is offered on a private placement basis pursuant to an offering memorandum and is only available to investors who meet certain eligibility or minimum purchase amount requirements under applicable securities legislation. The offering memorandum contains important information about the Fund including its investment objective and strategies, purchase options, applicable management fees, performance fees, other charges and expenses, and should be read carefully before investing. Performance data represents past performance of the Fund and is not indicative of future performance. Data based on performance history of less than five years may not give prospective investors enough information to base investment decisions on. Please contact your own personal advisor on your particular circumstance. This communication does not constitute an offer to sell or solicitation to purchase securities of the Fund. The information contained herein does not constitute an offer or solicitation by anyone in the United States or in any other jurisdiction in which such an offer or solicitation is not authorized or to any person to whom it is unlawful to make such an offer or solicitation. Prospective investors who are not resident in Canada should contact their financial advisor to determine whether securities of the Fund may be lawfully sold in their jurisdiction.

Bridging Finance Inc. is the manager of the Bridging Income RSP Fund. March/2019