Burlington County Municipal Joint Insurance Fund

17th Annual 2008 Safety Kickoff

and 2007 Awards Ceremony

February 7, 2008

Burlington County Municipal Joint Insurance Fund

Door PrizeAnd the winner is....

Purpose of Today’s Meeting

• Introduce 2008 Executive Safety Committee

• Thank Safety and Claims Coordinators

• Tell You How We’re Doing

• Highlight 2008 JIF Safety Initiatives

• Introduce 2008 Safety Incentive Program

• Present 2007 Safety Incentive Awards

Thank YouFund Professionals

• Commerce Risk Control Services– Safety Director

• Scibal Associates– Claims Administrator

• CSG/CHN– Managed Care Provider

• AJG Risk Management Services Inc.– Administrator

WelcomeDoug Cramer, Chair

Executive Safety Committee

Administrator - Tabernacle Township

Introducing2008 Executive Safety Committee

• Doug Cramer, Tabernacle Township, Chairman • Steve Corcoran, Delanco Township • Kathy Burger, Medford Township• Debbie Fourre, Mount Laurel Township• Meghan Jack, Riverside Township• Barbara Sheipe, Beverly City• John Collom, Bordentown City• Mike Avalone, Commerce Insurance• Steve Walsh, EJA & Associates• John Wagner, Hardenbergh Insurance

2008 Safety Coordinators• Amanda Somes, Bass River Township• Barbara Sheipe, Beverly City• James Lynch, Bordentown City• Glenn McMahon, Chesterfield Township• George Sacalis, Delanco Township• Edward Bart, Delran Township• Robert Hess, Edgewater Park Township• David Lebak, Florence Township• Ed Ruggiano, Hainesport Township• Maryann Regn, Lumberton Township

Safety First In All We Do!

2008 Safety Coordinators• Sean Gable, Mansfield Township• Kathy Burger, Medford Township• Patricia Halbe, Mount Laurel• Eric March, Riverside Township• Norm Welsh, Shamong Township• Chuck Oatman, Southampton Township• Paul Keller, Springfield Township• William Lowe, Tabernacle Township• Wiley Johnson, Westampton Township

Safety First In All We Do!

2008 Claims Coordinators

• Amanda Somes, Bass River Township• Trudi Desjardins, Beverly City• Grace Archer, Bordentown City• Glenn McMahon, Chesterfield Township• Karen Zimmerman, Delanco Township• Helene Hark, Delran Township• Deborah Cunningham, Edgewater Park Township• Janice Carey, Florence Township• Ed Ruggiano, Hainesport Township• Maryann Regn, Lumberton Township

Report all claims promptly!

2008 Claims Coordinators

• Linda Semus, Mansfield Township• Robin Fichmann, Medford• Linda Lewis, Mount Laurel Township• Barbara Casperite, Riverside Township• Barbara Valenzano, Shamong Township• Michael McFadden, Southampton Township• Judith Schetler, Springfield Township • Lisa Love, Tabernacle Township• Marion Karp, Westampton Township

Report all claims promptly!

Special Gift

Please be sure to pick up your Lapel Pins!

Safety Coordinators

&

Claims Coordinators

http://www.pgiproducts.com/ViewLarger.asp?SKU=PA00022

http://www.pgiproducts.com/ViewLarger.asp?SKU=PA00041

Safety Calendars

• Increase safety awareness

• Encourage safe behavior

• Post prominently in all work areas

2008 JIFJIF

Keeps the JIF safety message visible all year long!Keeps the JIF safety message visible all year long!

Optional Safety Budget

• Members will be reimbursed for safety related expenditures.

• Updated in monthly Agenda Packet.

• You cannot claim your allowance in advance.

• You must claim all of your funds by November 30, 2008.

$27,900

BIG Increase in 2008!

MEDFORD TOWNSHIP

Digital Camera for Accident

Investigations

MEDFORD & RIVERSIDE TOWNSHIPS

CPR Training - Books & Cards for

Employees

FLORENCE TOWNSHIP

Hearing Test for Employees who use a

Wood Chipper

MT. LAUREL TOWNSHIP

Spill Preparedness

&

Control Kits

What’s New…Helping Towns Help Themselves

• EPL Plan of Risk Management

– Trained 718 Managers & Supervisors in South Jersey – One More Session – March 26, 2008 – Wildwood & Ocean City

– Don’t Do It, Don’t Take It –

Training DVD – Distributed

November 27, 2007

• JIF & MEL Websites –

BURLCOJIF.ORG & NJMEL.ORG

That All Sounds Good …

Can we go home now?

Because we have a lot to tell you!

Tell you what’s ahead!

And feed You!

Celebrate Our Successes!

Safety Programs

Safety First, Last, and Always

Door Prize• And the winner is....

Let’s Eat!

17th Annual 2008 Safety Kickoff

and 2007 Awards Ceremony

February 7, 2008

Burlington County Municipal Joint Insurance Fund


Joanne Hall Safety Director

Commerce Risk Control Services

BURLCO JIF Safety Breakfast

• Successes from 2007

• Noteworthy Trends

• 2008 Safety Game Plan

• 2007 Awards Presentation

2007 Highlights

Challenged members to “Go for the Gold!”

– Revised the SIP program

– Raised the bar –75% of available points to qualify

– More size categories

– Involved more departments

– Bigger monetary rewards

• Special Recognition Awards

How Did YOU Do?

Safety Improvement Objectives

Safety Committees

Hazard Correction and Inspection Programs

Training

Job Site Observations

Prompt Claims Reporting & Transitional Duty

Accident Reporting & Investigation

SIP Results

89% of the Members Qualified

for SIP Awards

1 Gold

3 Qualifiers

7 Bronze

5 Silver

16 out of 18 members!

Revised Safety Coordinator Handbook

• Resource for Safety Coordinators– “What’s in this Section”– Safety Coordinator Action Items

• Includes 2008 revised JIF Safety Policy

• Includes all inspection & report forms

• Entire manual provided on CD and available on JIF website

SafetyCoordinator’s

Handbook

Playground Inspection Kits

• Provided to every member to help comply with NJ regs.

• New Playground Inspection Class offered through the MSI

Arc Flash Bulletins & Labels

To help members comply with the NEC marking requirement for arc

flash hazard protection

Other 2007 Highlights

• Regional Training Sessions

• Executive Safety Committee

• Help with written programs & PEOSH issues

• Safety Director Bulletins

New MEL Initiatives: On Line Safety Videos & Training

• MSI Video Library – over 600 titles

• Storm Water Management Training

• Crossing Guards

• Urban Driving

• “Survival Driving”

• Don’t Do It – Don’t Take It

• On-line videos “for members only”

http://www.njmel.org/images/video/crossinggurard420.wmv

Password = “mel”

NJMEL.ORGOn-Line Safety Videos

MSI Learning Management

System Website

On-line registration for MSI Classes Order videos on lineTrack MSI learning history Record external (non-MSI) learning eventsPlanning & Recordkeeping toolTelephone HELP Line: 1-866-661-5120

Improved MSI Training

MORE CLASSES: MSI conducted over 1300 classes in

2007 and MSI registrations topped 27,000 statewide!!

MEL Video Library: More New Titles were added

Class Updates and Revisions for 2008

– Jetter / Rodder

– Heavy Equipment

– Ladder and Fall Prevention

– Leaf Vac

– Sanitation & Refuse Collection

– Accident Investigation

More New MSI Classes in 2008!

• Bloodborne Pathogen Train-the-Trainer

• Playground Safety Inspection

• Seasonal Public Works Operations

• Advanced Safety Leadership Program


CLAIMS REVIEWNoteworthy Trends

Loss Trends

• 2007 New Metrics for better benchmarking

• Enables us to set strategic plans– Focus on trends and types of losses – Justify areas that need more training – Measure results – Compare “apples and apples”

2007 Claim Frequency

Auto11%

GL17%

Property19%

WC53%

2007 Claim Costs

Auto2%

GL7% Property

13%

WC78%

Workers’ Compensation Claims Trends

Department 2004 2005 2006 2007

Public Works Dept. 40 42 40 51

Police Dept. 47 34 46 64

All Other Depts. 22 29 32 34

Police Generate 40% of Workers Compensation Claims!

Police Ad Hoc Committee

• Provide direction and leadership on Police related safety issues

• Encourage Accreditation Process

• Members of Ad Hoc Committee

– Lumberton - Chief Marc Sano

– Medford - Chief Jim Kehoe

Police Ad Hoc Initiatives

• Crossing Guard Safety Initiative

• Driver Review Panels

• Sleep Deprivation Study

• Police Liability Seminars

Law EnforcementAccreditation Program

• Administered by NJ Association of Chiefs of Police• Participation is encouraged by JIF / MEL• $500 Application Fee waived for JIF members• JIF will reimburse 50% of Accreditation & Re-accreditation

fee upon completion• Up to $1,000 Reimbursement of Fee Available from

the MEL• 5% liability discount will be offered to

agencies who complete the program

Four Members Pursuing Accreditation

• Lumberton • Medford• Mount Laurel• Riverside

In Process

Workers CompensationLost Time Accident Frequency Rate

3.61

2.57

1.84

2.222.09

1.31

2.09 2.16

02000 2001 2002 2003 2004 2005 2006 2007

MEL Average

= 2.55

Workers’ Compensation Benchmarks

2005 2006 2007

Lost Time Accident Frequency 1.31 2.09 2.16

JIF Loss Ratio (Valued as of 12/31/07) 68.8% 69.1% 62.5%

Early indication that LTAF Rate is creeping up

Loss Ratio shows Fund is still financially sound

NEED TO GET BACK TO BASICS

Most Frequent Types of Injuries

• Strains & Sprains - 21%

• “Struck” or “Injured By” – 20%

• Slip, trips and falls – 12%

• Cuts, punctures, scrapes – 11 %

• Motor Vehicle Accidents – 7%

Strains & Sprains

• Most Frequent and Costly types of Claims– 21% of Claims and 37% of dollar losses

– Affects ALL Departments

• What Can YOU Do?1. Modify tasks that involve extremely heavy loads

2. Job Site Observations

3. Use Your Safety Money

4. Provide Training

5. Investigate Every Accident.

Slips, Trips & Falls

• Very Frequent and Costly Types of Claims– 12% of Claims and 21% of dollar losses

– Especially Police, Public Works and Admin

• What Can You Do?1. Housekeeping

2. Right shoes / Boots For The Job

3. Frequent Worksite Inspections

4. Training – New Ladder Safety Program

5. Investigate Every Accident


3.63.8

4.7

3.8

0

2

4

6

2004 2005 2006 2007

Auto LiabilityClaims per 100 Vehicles

Most Frequent Types of Auto Claims

Backing23%

Rear-ended26%

Fixed Objects14% Intersections

26%

Passing or Turning

13%

Motor Vehicle Crashes

• Impacts three lines of coverage: Auto, Workers Comp & Property Claims

• What Can YOU Do?1. Select good drivers & supervise them2. Written fleet safety program 3. Inspect & maintain vehicles4. Provide driver training5. Investigate every accident 6. Establish an accident review panel

General LiabilityClaims

RSW22%

Struck By or Against

19%

Police10%

Slip, Trip, Fall49%

16 18

8

24

24

General Liability & Property Claims

• Many claims involve street sign & roadway conditions

• What can You do?

1.Make sure you have an effective Roadway, Sign & Walkway Program

2.Frequent inspections

3.Training for employees

4.Maintain complaint log – take care of issues

5.Investigate accidents


2008 Game Plan

2008 Challenge

SAFETY INCENTIVE PROGRAM• Have 100% of Members Qualify for an

Incentive Award in 2008 – Move more members toward Gold!

• Find ways to maintain program integrity, yet reduce the amount of paperwork

• Have all members use 100% of their safety money to help build a Safety Culture

How Did Your Town Spend the SIP Bonus Money?

Medford• Used funds to comply with Suggestions for

Improvement• Safety Incentive Awards for employees (lunch bag

coolers, ice scraper and mugs)• Bought new flashlights for PW employees• New “rules” sign for skate park

JIF

How Did Your Town Spend the SIP Bonus Money?

Mount Laurel• Held a great “Kick Off” safety lunch

Edgewater Park• Bought new reflective safety jackets and shirts

for Public Works Dept.

2008 Challenge

SAFETY TRAINING • Improve overall attendance at Regional

Training sessions to at least 80%• Increase MSI class enrollments to at least

750 • Get more members using the MSI LMS for

registering, planning and recording their safety training

• Encourage members to use the free on-line resources for Training & Tool Box meetings available at NJMEL.org website

2008 Challenge

MANAGEMENT SYSTEMS• 100% of Members adopt the revised 2008 Safety

Policy by Resolution – New Policy to be Distributed in March

• 100% of members submit Safety Contracts and meaningful Safety Improvement Objectives on time

• Make Safety Committees purposeful and productive!

2008 Challenge

WHEN ACCIDENTS DO OCCUR:

Learn from mistakes….

• 100% Timely Reporting (3 DAYS or less)

• Transitional Duty to get injured workers back to work

• Effective accident investigation and review process in every member town

• Let’s keep an eye on that LTAF rate!

Safety Contract and Safety Improvement Objectives

Municipal Safety Contract must be signed by the elected officials and each

participating department

Due by Friday March 3, 2008

2008 SIP Important Dates

Mid-Year Report: June 2, 2008

Year-End Report: December 1, 2008

Special Recognition Award Nominations:

November 3, 2008

BURLCO JIF 2008 Regional Training Dates

• Indoor Air Quality: January 29, 2008

• Safety Coordinator Workshop: Today!• “What’s Hot?” Regulatory & Hazard

Inspection Workshop: May 15, 2008

• Police Chief Round Table: June 11, 2008

• DPW Supt. Round Table: September 16, 2007New Training Venue

Kenneth G. Street Community Center, Hainesport

Review of Last Year’s SAFETY INCENTIVE

PROGRAM

What You Did to Qualify in 2007

Safety ContractSafety Improvement Objectives Department Summary ReportsSafety Committee MeetingsJob Site ObservationsSafety Inspections Roadway, Sign & Walkway Program

What You Did to Qualify in 2007

Follow-up on SFIsRegional Training WorkshopsMSI / Technical Safety TrainingTool box meetings / VideosPrompt Claims ReportingTransitional DutyAccident Investigation and Review

Special Recognition Awards

There were 9 nominations for

Special Recognition Awards.


2007 Safety Incentive Program

The Results are in!

Qualifying Tiers

JIF

Gold Qualifiers - >95% of Available Points

Silver Qualifiers - >90% of Available Points

Bronze Qualifiers - >85% of Available Points

Qualifiers – 75% of Available Points

The Rewards

JIF

LEVEL SCORE % of Based Earned

Small Medium Large X-Large

GOLD >95% 130% $1,300 $1,625 $1,950 $2,275

SILVER >90% 120% 1,200 1,500 1,800 2,100

BRONZE >85% 110% 1,100 1,375 1,650 1,925

QUALIFIER >75% 100% 1,000 1,250 1,500 1,750

Exceptional Performance Awards

• And the winner is....

Beat the Three Year JIF Average Loss Ratio (66.6%)

• Florence (60.0%)• Riverside (59.7%)• Lumberton (39.7%)• Delanco (34.1%)• Tabernacle ( 28.4%)• Springfield (24.8%)

Fund Years 2005 – 2007 - As of 12/31/07

Beat the Three Year JIF Average Loss Ratio (66.6%)

• Southampton (21.6%)• Beverly (21.3%)• Westampton (19.4%)• Delran (17.2%)• Mansfield (11.4%)• Shamong (4.3%)

Fund Years 2005 – 2007 - As of 12/31/07

GreatJob!

BURLCO Near the Top

November 30, 2007

2007 2006 2005 TOTAL LOST TIME LOST TIME LOST TIME RATE

FUND FREQUENCY FREQUENCY FREQUENCY 2007 - 2005MORRIS 1.58 1.92 2.36 2.07BERGEN 2.01 2.25 2.11 2.13CENTRAL 2.01 2.19 2.16 2.10BURLINGTON 2.14 2.09 1.31 1.31NJ PUBLIC HOUSING 2.24 2.54 2.91 2.52ATLANTIC 2.28 3.16 3.53 3.00N.J .U.A. 2.29 2.14 1.99 2.15TRI-COUNTY 2.59 2.92 2.54 2.68MONMOUTH 2.66 2.44 2.76 2.64SUBURBAN MUNICIPAL 2.79 2.22 2.01 2.33SOUTH BERGEN 2.94 3.45 3.75 3.42CAMDEN 2.96 2.67 3.28 2.89PROF MUN MGMT 3.25 3.24 2.35 2.94OCEAN 3.48 2.86 3.20 3.17SUBURBAN ESSEX 3.65 2.60 2.73 2.83

AVERAGE 2.59 2.58 2.60 2.55

2007 LOST TIME ACCIDENT FREQUENCY ALL JIFs

Zero Lost Time Accidentsin 2007

• Delanco• Edgewater

Park• Hainesport• Shamong

Zero Lost Time

• Southampton• Springfield• Tabernacle• Westampton

Significant Reduction in Lost Time Accident Rate

• Edgewater Park– 9.09 in 2006

– “0” in 2007

GoodJob!

Best Claims Reporting Record

Bass RiverChesterfieldDelancoHainesportSpringfieldTabernacle

BEST

Less than 3 days to Report!

Modified DutyWork Days Used

• Delran Township

• Lumberton TownshipBEST

100% of Available Days Used!


Special Recognition Award Winners

Recognition Plaque plus Lunch!

TabernacleWilliam Lowe, Safety Coordinator, Tabernacle Twp. nominated:

Ms. Lisa Love

For her passion and dedication in carrying out her duties as Claims Coordinator for Tabernacle Township often times without regard to duty hours or weekends.

LisaLove

Special Recognition Award Winners

Recognition Plaque plus Lunch!

Mt. LaurelPat Halbe, Safety Coordinator, Mount Laurel Twp. Nominated

Mr. Ken Morrison

For the pro–active approach he has taken in identifying and correcting potential risks, as well as the completion of JSOs and inspections since being appointedTownship Safety Officer.

KenMorrison

Special Recognition Award Honorable Mention

Keep Up the Good Work!

•Medford Township:Police Dept. - “Tip of the week”Administration - Increased Visibility Door

Fire Dept. – Increased visibility “Turnout Gear”

•Delanco Township:Police Dept. - Procurement of “Special Use” vehicles

•Edgewater Park & Beverly: Joint Effort Brush & Tree Removal

2007 SIP Basic Qualifiers

• Beverly

• Lumberton

• Southampton

Members will receive notification of their awards by mail

2007 SIP Bronze Award Winners

• Delanco

• Delran

• Edgewater Park

• Florence


2007 SIP Bronze Award Winners

• Mansfield

• Mount Laurel

• Westampton


2007 SIP Silver Award Winners

• Hainesport• Medford• Riverside• Shamong• Springfield


2007 SIP Gold Award Winner


Tabernacle

New Kid on the Block

Bordentown City

2008 Safety Incentive Program

Good Luck!!!

Documents

Burlington County Municipal Joint Insurance Fund