BUSINESS OWNERS POLICYA comprehensive policy providing liability, property, business interruption, and other ancillary coverages needed for medical practices, offices, clinics, and facilities.

A Business Owners Policy is a combination policy that brings together two types of coverages. First is property insurance which covers risks associated with your business’s premises, equipment, and vehicles. Additionally, it often includes any associated loss of business. Second is liability insurance which covers damage to people you deal with and damage to their property.

It’s important to note that liability insurance usually doesn’t cover risks related to professional services–meaning damages that result from you giving clients inaccurate advice.

Getting a business owners policy (BOP) means covering all these risks in one go, which reduces stress and brings peace of mind. The policy will usually be custom made to cover your specific needs, so pricing can vary significantly. But, it’s normally cheaper than buying separate policies for each element.

FEATURES✓ Package Policy✓ Group Exposure Modeling✓ Tailored Coverage

BENEFITS✓ Liability, Property, Business Income, Hired/Non-owned Auto, and Equipment✓ Coverage available for most classes and locations✓ Coverage specific to your operation and needs

https://sma.org/business-owners/

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Phone: 800-423-4992 Fax: (205) 945-1830Email: memberservices@sma.orgWeb: https://sma.org/feedback

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Southern Medical Association Member Benefits Package

Commercial Insurance

Medical Malpractice

Cyber Liability

Directors and Officers

Employment Practices Liability

Fiduciary Liability

Crime

Business Owners Policy

Workers Compensation

Equipment / Inland Marine

Business Auto

Hired and Non-Owned Auto

Excess Liability / Umbrella

Education

CME Accreditation Services

Southern Medical Journal

Annual Scientific Assembly

Physician-In-Training Competitions

Online CME

Clinical and Business Podcasts

Employee Benefits

Major Medical (Group)

Short Term Medical (Individual)

Medicare

Dental

Vision

Voluntary Worksite Benefits

Investments - IRA/Annuities

TPA Services - 401K Admsinistration

Identity Theft

Life (Group) Guarantee Issue Offering

Life (Individual)

Short Term & Long Term Disability

Practice Management

Virtual Primary Care (Telemedicine)

Dell Computer

Epocrates

Reception Room Magazines

Website Development

Payroll Management

Identity Theft