-
CC XU TH MI TRONG THANH TON DI NG
C HI V THCH THC CHO CC T CHC TI CHNH
H Ni, thng 5/2013
-
NI DUNG
Tng quan xu hng th trng thanh ton di ng trn th gii
C hi v thch thc i vi h tng thanh ton di ng ca Vit Nam
nh hng thanh ton di ng cho Vit Nam
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QU TRNH PHT TRIN CA THANH TON IN T
THANH TON DI NG
L
XU TH CA TNG LAI
Tin mt
Internet
ATM/POS/Kiosk
Mobile
NFC
mPOS
1000 nm
trc cng
nguyn
Khong
nm 1967
Khong
thp nin
1980s
Nm 1999
Nm 2004
Nm 2004
-
QU TRNH PHT TRIN CA THANH TON IN T
CNG NGH THANH TON
LNH VC V HNH THC THANH TON
SMS/USSD Mobile wallet QR Code NFC mPOS
Chuyn tin C2C Offline payment Online payment Ticketing
Mobile Billing Khc
-
M HNH THNH CNG TRN TH GII
SQUARE
(Pay with Square)
MASTERCARD
PAYPASS PAYPAL
p dng ti hn 700,000
VCNT trn th gii, trong
ch yu tp trung ti Chu u,
M, Canada, c
Ngun:http://nfctimes.com
p dng cho khong 75,000 n
v chp nhn th nh.
Doanh s thanh ton di ng ca
Square tng t 2 t la (2011)
ln 10 t la. (2012)
Ngun: businessinsider.com 3/2013
p dng ti khong 3,000 a
im, bao gm c Home Depot,
Abercombie & Fitch , Hollister
Paypal x l khong 14 t
la gi tr giao dch thanh ton di
ng trong nm 2012.
Ngun: businessinsider.com 3/2013
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M HNH THNH CNG TRN TH GII
NTT DOCOMO
(Osaifu-Keitai - 2004) LEVELUP
p dng cho 560 nghn ca hng ti Nht Bn
v hn 17 triu ngi dng.
NTT Docomo k tho thun hp tc vi
MasterCard cho php V Osaifu-Keitai chp
nhn thanh ton ti khong 500 nghn ca hng
chp nhn thanh ton PayPass ti 41 quc gia
trn th gii (10/2012 )
Ngun: http://www.nfcworld.com 10/2012
p dng cng ngh QR Code cho thanh ton
di ng ti khong 6,000 doanh nghip nh.
Hin c khong 500 nghn ngi dng vi
gi tr giao dch bnh qun thng khong 5
triu la (12/2012)
Ngun: http://gigaom.com/ 12/2012
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TIN LI NHANH
CHNG GI R
P NG
NHIU NHU
CU
C HI V THCH THC
BO MT TIU CHUN M HNH
KINH DOANH
THI QUEN
S DNG
C HI
THCH THC
-
THANH TON DI NG L XU TH CA TNG LAI
-
NI DUNG
C hi v thch thc i vi h tng thanh ton di ng Vit Nam
Tng quan xu hng th trng thanh ton di ng trn th gii
nh hng thanh ton di ng cho Vit Nam
-
C HI
Dch
v
ph
i ti ch
nh
Truy vn thng tin ti khon
Dch
v
ti ch
nh
Truy vn lch s giao dch
Xem thng tin t gi
Tm kim a im ATM/PGD
Chuyn khon
Np tin dch v tr trc
Thanh ton ha n
Tit kim online
Nhiu dch v tin ch khc
Kh nng ng dng nhiu dch v
-
C HI
Mng li giao dch khng
dng tin mt, chp nhn
th pht trin rng khp
> 14,448 ATM
> 105,000 POS
> 54,9 triu th
H tng vin thng di
ng bao ph ton quc
21% ngi dn dng in thoi
thng minh
5% ngi dn dng my tnh bng
17 triu thu bao 3G
32 triu ngi s dng Internet
Ngun: Ericsson ConsumerLab
Ngun: Cc Vin thng 3/2013
Ngun: Bo co Hi th & NHNN 2012
17% website TMT B2C chp nhn
TTTT Ngun: Bo co TMT 2012
> 90% ngn hng c Internet banking
-
Khung php l cho TMT Vit Nam
Ngun: Bo co TMT 2012
Ngh nh 101/2012/N-CP v
Thanh ton khng dng tin mt
TC NG THC Y THNG
MI DI NG PHT TRIN
im mi: Quy nh r cc i tng iu
chnh trong hot ng TMT gm:
Thng nhn, c nhn, t chc VN hot
ng TMT trong lnh th VN.
Thng nhn, c nhn t chc nc
ngoi hot ng TMT trong lnh th
VN.
Thng nhn, c nhn, t chc hot ng
TMT ngoi lnh th VN nhng la
chn p dng lut VN
C HI
-
VIT NAM ANG NG TRC C HI LN PHT TRIN
LN SNG THANH TON DI NG TRN
TH GII S SM N VIT NAM
-
THCH THC
LA CHN HNG I PH HP?
Chun ha cho ton th trng
Bo mt
Thng ip
Qun l ri ro
Ph hp vi iu kin vi m
v v m
Ph hp vi trnh v thi quen tiu dng
1
2
3
-
THCH THC
NH HNG
CA CHNH
PH
CHNH SCH ?
THNG T
HNG DN
THC HIN
XY DNG
CHNH SCH
H TR PHT
TRIN
-
NI DUNG
nh hng thanh ton di ng cho Vit Nam
Tng quan xu hng th trng thanh ton di ng trn th gii
C hi v thch thc i vi h tng thanh ton di ng ca Vit Nam
-
TRUNG GIAN THANH TON PHI NG VAI TR TRUNG TM
TRONG VIC THC Y V CHUN HA TH TRNG
Pht trin gii php ton
din p ng nhu cu
ca th trng.
Phi hp vi ngn hng
xy dng mt chun kt
ni, nghip v cho ton th
trng.
Phi hp vi doanh nghip
xy dng cc chun giao
tip v thanh ton di ng
ph hp vi doanh nghip.
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NH HNG CHIN LC N U XU HNG V THANH
TON DI NG TI VIT NAM
2
Hng ti nn tng thanh ton
ton din
1
Phi hp vi ngn hng hon thin
chun thanh ton trn nn tng di
ng ti Vit Nam
Chun cng ngh thanh ton
Chun quy trnh thanh ton
H tr mi loi hnh dch v thanh ton trn
nn tng di ng
Tng thch vi cc nn tng nh hnh
v c chun ha 3
T vn NHNN chun ha v mt
chnh sch cho th trng thanh
ton di ng
-
GII PHP CA SMARTLINK SN PHM MOBILE BANKING
Knh MOBILE xut hin theo
ng xu th pht trin knh thanh
ton di ng trn th gii
Tnh nng t c bn ti nng cao p ng nhu cu ngn hng
a dng tnh nng
H tr a dng thit b di ng trn th trng Thit b h tr ln
Nhn din thng hiu ngn hng cao Thng hiu
Bo mt bng ch k in t, SSL 128, m ho RSA, AES, 3DES,
xc thc nhiu yu t Bo mt cao
Smartlink Mobile Banking
-
GII PHP CA SMARTLINK SN PHM MOBILE BANKING
Trin khai dch v nhanh chng
Chi ph u t h thng hiu qu
Vn hnh dch v chuyn nghip
Nng cao thng hiu cho ngn hng
a dng dch v cho khch hng
LI CH
DCH V
-
CC XU TH MI TRONG THANH TON DI NG
C HI V THCH THC CHO CC T CHC TI CHNH
H Ni, thng 5/2013
