Capstream Overview A Presentation to Clients and Business Partners

Capstream OverviewA Presentation to Clients and Business Partners

August 2006

Capstream Inc.

> Capstream Inc. provides operating solutions and business support services to Canadian wealth management firms

> Capstream principals have significant operating and technology expertise and strong relationships across the Canadian wealth management spectrum

> Capstream provides its solutions and services in conjunction with strategic partners and proven suppliers

Capstream is a privately owned Canadian corporationCAPSTREAM OVERVIEW | PRESENTATION TO CLIENTS AND BUSINESS

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Capstream Mission

Capstream’s mission is to enable and elevate the offerings of Canadian wealth management firms

Enable > Tailor solutions to remove traditional operational barriers to entry for independent firms and promising start-ups> Ensure that solutions put forward are aligned to our client’s strategic goals> Allow our clients more time to focus on their core competencies

Elevate> Provide the solutions and expertise to help our client differentiate product and service offerings> Look for opportunities to enhance the quality of our client’s offeringCAPSTREAM OVERVIEW | PRESENTATION TO CLIENTS AND BUSINESS

PARTNERS 3

The Changing Support Environment

> Rapid technological advancement and standardization has enabled the development of smaller, more flexible service providers to the wealth management industry

> The emergence of smaller service providers has further commoditized many of the support components, eroding many of the traditional barriers to entry that existed only a few years ago

> It is now possible to integrate the various operational support components required to run a wealth management firm into a comprehensive, cost-effective solution

CAPSTREAM OVERVIEW | PRESENTATION TO CLIENTS AND BUSINESS PARTNERS

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Why We Exist

> We believe that many wealth management firms are not well-served by the large, traditional service providers. There is an opportunity to present a more comprehensive, cost-effective support offering using specialized, integrated operational and technology providers

> Capstream has an important role to play in identifying, validating and implementing an integrated network of specialized operational and technology service providers

> Capstream can provide the required expertise to assist firms through their most important operational initiatives


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Our Business Model

1. Partner with prominent providers of business strategy and advisory services to wealth management firms

2. Provide operating solutions and ongoing support through a network of flexible, proven providers

3. Provide business support services through a network of senior subject matter experts


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Capstream Operating Solutions

1. Customer Relationship Management (“CRM”) powered by salesforce.com, a leading CRM platform provider

2. Document Management provided through AJD Data Services, a leading electronic image storage provider

3. Investment Fund Support, including fund valuation and transfer agency services provided by KeiDATA BackOffice Solutions

4. Data Management services provided through partnership with AJD Data Services and mBOS Systems


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Capstream Business Support Services

On a fixed-cost project basis, Capstream will provide:1. Project Management2. Operations Outsourcing Management3. Process Design and Re-engineering4. Technology Implementation5. Operations and Technology Strategy6. Vendor Selection Management


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Target Market for Capstream Services

> IC/PM firms> Exempt product sponsors (e.g. Family Offices)> Mutual fund sponsors> Non-bank IDA firms> MFDA dealers


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Strategic Partnerships

> Capstream will work closely with HighView Financial Group Inc. to provide comprehensive solutions to Business Partners

> HighView will rely on Capstream to deliver and operate required infrastructure components for wealth management firms and programs


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HighView Financial Group Inc.

> HighView Financial Group provides strategic solutions and expertise to the independent Canadian wealth management industry

> HighView principals have directed strategy at some of Canada’s largest wealth management firms

> HighView’s underlying businesses are focused in three core areas: Strategy, Support and Capital

> www.highviewfin.com


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Target Business Partners

Capstream will provide solutions, services and sales support in conjunction with the product and service offerings of:

> Custodians> Trust Companies> Product/Program Designers> Back Office Service Providers> Technology Providers> Professional Services Firms


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Value Proposition to Business Partners

> Capstream/HighView services can be white-labeled as part of a product or service offering put forward by a Business Partner

> Capstream will take responsibility for the identification, implementation and ongoing functioning of key operational components

> Capstream can introduce its network of relationships to offerings in which it participates


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Contact Us


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Documents

Capstream Overview A Presentation to Clients and Business Partners