ASSET QUALITY RATIOS:

Parameter 3-Nov 3-Dec Mar-13 Mar-14

2.Gross NPA322.12 353.2 484.93 680.1

3.NPA provisions

4.Net NPA (2-3)

64.34 101.79 158.15 256.6

1.45 1.29 1.47 1.91

Industry Avg.

1.Gross loans or Gross Credit

5. Net loan or credit (1-3)

6. Gross NPA ratio (Gross NPA to Gross Credit)= 2/1 (%)

7. Net NPA ratio (Net NPA to Net Credit) = 4/5 (%)

8.Povision Coverage Ratio (PCR) = 3/2 (%)*

SUMMARY P&L PARAMETERS:

Parameter 3-Nov 3-Dec

1.Interest income

Growth (%)

2. Interest expenditure

3. Net interest income (NII) (1-2)

4. Non interest income

5. Total Operating income (1+4)

6. Net operating income(3+4)

7. Operating expenditure

8. Operating profit (6-7)

9. Provisions & contingencies

10. Profit after tax (8-9)

SUMMARY P&L PARAMETERS:

Mar-13 Mar-14

SUMMARY P&L PARAMETERS:

Parameter 3-Nov 3-Dec Mar-13 Mar-14

2,217.70 3,270.37 4,242.43 5,115.96

Growth (%) 32% 23%17%

1,450.84

2,353.25

3,083.96 3,832.26

Growth (%) 38% 24% 20%

-6% -1% -2%

Growth (%)

264.33

350.15

452.56 564.45

Growth (%) 25% 23% 20%

57% 46% 37%

Growth (%)

51% 45% 54%

Growth (%)

1.Interest income

2. Interest expenditure

3. Net interest income (NII) (1-2)

4. Non interest income

5. Total Operating income (1+4)

6. Net operating income(3+4)

430.61 541.56 762.2 1,010.37

Growth (%) 20% 29% 25%

30% 16% 29%

Growth (%)

184.99

223.99 298.51 408.2

Growth (%) 17% 25% 27%

13% -9% 3%

Growth (%)

7. Operating expenditure

8. Operating profit (6-7)

9. Provisions & contingencies

10. Profit after tax (8-9)

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