cdfa annual conference 7-8 September 2011

CDFA member survey 2011 Preliminary findings

Harry GlavanPolicy & Research Manager, CDFA

Conference Sponsor:

Presentation agenda

CDFA annual survey of members

Where CDFIs operate

Markets CDFIs serve

CDFI lending activity

Capital and revenue

Implications

Participating members

CDFI loan portfolio outstanding

CDFI markets served

Micro SMECivil

Society

Consumer Home Imp’t

Business Personal

Loan number & value by market

CDFI geographic scope

Consumer loan portfolio

NO

DA

TA

Consumer loan supply and demand

Consumer avg loan size by CDFI

£1500

Avg: £540

Home Improvement loan stats

 Value Number

Portfolio

£ 42,000,000 3,200

Applications £ 29,000,000 1,600

Agreements £ 12,000,000 1,100

Disbursals £ 4,800,000 500

Home Imp’t avg loan size by CDFI

£45k

Personal customer demographics

Civil Society loan portfolio

NO

DA

TA

Civil Society loan supply and demand

Civil Society avg loan size by CDFI

£1.2m

Avg: £150,000

Micro loan portfolio

NO

DA

TA

Micro loan supply and demand

Micro avg loan size by CDFI

Avg: £11,200

SME loan portfolio

NO

DA

TA

SME loan conversion rate

SME average loan size by CDFI

Avg: £37,000

Enterprise customer company structure

Unincorporated 37%

For Profit34%

Enterprise customer demographics

Capital for lending

Capital for lending 2011

Other loans 6%

Trusts 10%

Other 6%DWP 4%

Revenue for operations

Grants for operations 2011

Un- ID

’d 7%

ERDF 6%

Donations 5%

Trusts 5%Other 4%

Community Investment Tax Relief