COLF BLANK FORM

A sales officer will contact you via call or email to inform you of your COL account number or status of your application.

TO OPEN A COL ACCOUNT

Other Educational Resources

STEP 1: Choose the Type of Account

• EIP Account Easy Investment Program Long Term & Cost Averaging Method Minimum Initial Deposit: Php 5,000 • Trading Account Market Timing Streaming Data Minimum Initial Deposit: Php 25,000

STEP 2: Forms and Requirements

• Fill out our Application Forms Customer Account Information Form Specimen Signature Card Online Trading Securities Agreement •Additional Requirements Photocopy of 1 valid Philippines gov’t issued ID Billing statement (waived for personal appearance) • For Foreign Citizens Call our hotline at 6-515-888 for further instructions

STEP 3: Submission

• Submit the complete requirements to: 2403-B , East Tower, Philippine Stock Exchange Center, Exchange Road, Pasig City 1605 Philippines

STEP 4: Funding your COL account

• Online Bills Payment BPI - www.bpiexpressonline.com BDO - www.mybdo.com.ph Metrobank - www.metrobank.com.ph • Over-the-counter Bills Payment BPI, BDO or Metrobank branches • Business Center Cashier

Once funded, your COL username and password will be emailed to you after 24 hours. You may already start investing in the stock market.

• PSE Primer – download a PSE ebook at www.colfinancial.com

•Demo Account – 7-day free trial at www.colfinancial.com

• Youtube Videos – http://www.youtube.com & type COL Financial

Contact Us

Hotline – 6-515-888 Fax – 636-3512

Email – [email protected]

DEPOSIT INSTRUCTIONS

• Checks: Payable to: COL FINANCIAL GROUP, INC. • Overseas Remittance: Contact our helpdesk for further details

BPI

• Online Bills Payment 1. Log into your BPI ExpressOnline account 2. Under Payments & Reloading, click Bills Payments then click Enroll all

other Bills 3. Enter your BPI number and Joint Account Indicator No. 4. Under Bill Information, select COL Financial Group, Inc. (COL) as the

enrollee merchant 5. Enter your COL account no. on the space under Reference No. 6. Click Submit 7. To Fund – under Payments & Reloading, click Bills Payment then click

Pay Bills Today 8. Under Pay, choose your COL account, enter the amount & choose

your BPI account

BDO • Online Bills Payment

1. Log on to at https://www.mybdo.com.ph 2. Click the Add Company/Biller icon 3. Fill-out the Enrollment Details and choose the Channels or electronic

banking services where you may want to pay your bills in the future. Click Submit.

4. Click OK when the confirmation dialogue box appears 5. Click the Pay Bills icon 6. Fill-out the Payment Details, choose your Payment Schedule, click

Submit 7. Click OK when the confirmation dialogue box appears

Metrobank • Online Bills Payment

1. Log into your Metrobank account 2. Under eBanking Solutions, click Pay Bills 3. Under Special Bill, select COL Financial Group, Inc. (COL) 4. Enter your 8-digit COL account no. under Account No. 5. Choose your Metrobank account 6. Enter the amount and select Immediate Payment

• Over-the-counter Bills Payment Get a Payment Slip and fill out the necessary details: Company: COL Financial Group, Inc. Subscriber no./Reference no.: 8-digit COL account number Subscriber’s name: COL primary account holder’s name

Last Name

First Name

Middle Name

Gender

Date of Birth (Month/Day/Year)

Place of Birth (Town/City/Province)

Citizenship

Tel. No. / Mobile No.

Facsimile No.

TIN or SSS / GSIS No.

Name of Employer / Business

Employment Status

Office Tel. No.

Office Address

r Male r Female

r Employed r Retired r Unemployed

r Self-employed r Others ______________

TIN SSS / GSIS No.

Are you a corporate officer or

director of a PSE-listed

company?

Are you an officer or employee

of another Broker / Dealer?

Other Brokers where you have

an account.

1.

2.

CitisecOnline.com, Inc.2401-B East Tower, Philippine Stock Exchange Centre

Exchange Road, Ortigas Center, Pasig City, 1605 Philippines

Customer Service Hotline (632) 6-333-777 • Fax No. (632) 6-363-512

Email Address: [email protected]

(Please select one)

r INDIVIDUAL r JOINT OR r OTHERS ACCOUNT NO. ________________

Please fill up clearly in BLOCK LETTERS and affix signature(s).

Customer Account Information Form

r Filipino r Other _______________

r Yes r No

If yes, specify company name ___________________________

r Yes r No

If yes, specify company name and provide a consent letter from

employer. ___________________________________________

r Male r Female

r Employed r Retired r Unemployed

r Self-employed r Others ______________

TIN SSS / GSIS No.

1.

2.

r Filipino r Other _______________

r Yes r No

If yes, specify company name ___________________________

r Yes r No

If yes, specify company name and provide a consent letter from

employer. ___________________________________________

COL FINANCIAL GROUP, INC.2401-B East Tower, Philippine Stock Exchange Centre


Customer Service Hotline +632 651 5888 • Fax No. +632 636 3512


PERSONAL INFORMATION PRIMARY ACCOUNT HOLDER SECONDARY ACCOUNT HOLDER

ADDITIONAL INFORMATION PRIMARY ACCOUNT HOLDER SECONDARY ACCOUNT HOLDER

DISCLOSURES PRIMARY ACCOUNT HOLDER SECONDARY ACCOUNT HOLDER

Email Address

Civil Status

Residential Address

r Single r Separated

r Married r Widowed

r Single r Separated

r Married r Widowed

Name of Spouse (if applicable)

On February 1, 2007, the Securities and Exchange Commission granted COL Financial Group, Inc. (formerly “CitisecOnline.com, Inc.”)

(“COL”) exemptive relief from SRC Rule 30.2-2 and SRC Rule 52.1-8. Hence, all confirmation invoices, monthly statement of account

and all other communications shall be sent via electronic mail to customer’s email address.

CUSTOMER BANK ACCOUNT DETAILS

Bank Account Name

Bank Name

Bank Account Number

Bank Address

APPLICATION REQUIREMENTS

FOR COL’S USE ONLY

Processed By: Approved By:

I/We confirm that all the information given in this CAIF are true and correct. COL is hereby authorized to verify the same from

whatever sources it may consider appropriate. Any misrepresentation made on the submitted documents is sufficient ground for

legal action against me/us and the rejection of this application. Should this application be denied, COL has no obligation on its part

to furnish the reason for such rejection.

Signature(s)

Primary Account Holder DatePPPPP

Secondary Account Holder DatePPPPP

Assets

Net Worth

Annual Income

Source(s) of Income

Investment Experience

A. BASIC REQUIREMENTS:

1. Minimum cash/check deposit payable to COL Financial Group, Inc. for opening of the following accounts:

• Regular Trading Account - Php 25,000; and

• Easy Investment Program (EIP) Account - Php 5,000;

2. Photocopy of one (1) identity document issued by the Philippine Government e.g. passport, driver’s license, SSS/GSIS ID,

Professional Regulation Commission (PRC) ID, and Comelec Voter’s ID. (Please present original for verification);

3. Two (2) copies of Specimen Signature Cards; and

4. Online Securities Trading Agreement duly signed.

B. ADDITIONAL REQUIREMENTS FOR THE FOLLOWING:

1. Without face-to-face opening of account - a latest copy of any of the following documents must be submitted:

• Public Utility Bill, Credit Card Statement or Bank Statement.

2 Resident Foreigners - include a photocopy of:

a. Alien certificate of registration (ACR) issued by the Bureau of Immigration; OR

b. A Certification to engage in business or working permit issued by the Department of Labor & Employment (DOLE).

3. Non-Resident Foreigners - include the following:

a. Proof of Income certified by Employer; AND

b. Identity Documents authenticated by Philippine Embassy or Consulate.

Salesman/Referred By: Date Opened:

r <500,000 r <1 Million r <5 Million

r <10 Million r Over 10 Million



r <500,000 r <1 Million r Over 1 Million

r Salary r Business r Investments

r Retirement r Others _________________

_______ Capital Preservation_______ Long-term Investment_______ Growth_______ Speculation

r None r Limited r Good r Extensive

Investment Objectives

(List 1-4 in order of priority)





r Salary r Business r Investments

r Retirement r Others _________________

_______ Capital Preservation_______ Long-term Investment_______ Growth_______ Speculation

ACCOUNT TYPE (Please select one)

r EIP r REGULAR r PCG r OTHERS _______________________

r <500,000 r <1 Million r Over 1 Million

FINANCIAL &INVESTMENT PROFILE

PRIMARY ACCOUNT HOLDER SECONDARY ACCOUNT HOLDER

MAILING OF INVOICES, MONTHLY STATEMENT OF ACCOUNT AND OTHER COMMUNICATIONS

r None r Limited r Good r Extensive

I/We (the “Client”) hereby formalize and confirm the opening of an Online Securities Trading Account (“OSTA”) with COL FINANCIALGROUP, INC.(“COL”) and agree to be bound by the following terms and conditions:

1. ONLINE BROKERAGE SERVICE

COL, a Securities and Exchange Commission (“SEC”) licensed broker in securities providing clients with online brokerage services,shall act as broker for the sale and/or purchase of securities listed in the Philippine Stock Exchange (“PSE”).

2. COL AS ATTORNEY-IN-FACT

For the purpose of selling, buying, or performing other acts stated herein, Client hereby irrevocably appoints and constitutes COL, itsofficers, employees, agents, or successors-in-interest and/or assigns, as the true and lawful attorney-in-fact with full power andauthority to execute buy or sell orders, lend or borrow securities, execute bills of sale, receipts, assignments of all rights, title andinterests to the purchaser/s thereof, and to deliver or accept delivery of the corresponding stock certificates, and to do all other actswhich COL may do or cause to be done in accordance with the powers herein conferred, all of which are hereby deemed ratified inall respects for this purpose. COL shall be entitled to rely on any instruments, notices and communications which COL believes tohave originated from the Client and Client shall be bound thereby.

3. ONLINE SECURITIES TRADING ACCOUNT (OSTA)

Client’s “OSTA” will enable Client to personally execute buying and selling of stocks listed in the PSE via the internet and theelectronic facility services of COL subject to the prevailing rules of the PSE, the regulations of the SEC and other government agenciesand to the terms and conditions and limitations provided in this Agreement. Client agrees to place a minimum deposit of PhP25,000.00for regular trading account or PhP5,000.00 for an EIP account.

4. TRADING FEES

In consideration of the foregoing, Client hereby agrees to pay COL the following:4.1 Commission at the rate of 1/4 of 1% of the amount purchased or sold via the internet. For buy or sell orders executed through

a broker over the phone, the commission rate shall be 1/2 of 1%. In no case, however, shall the commission be less than theamount of PhP20.00 per executed order. Client acknowledges that the commission rate is set solely by COL and agrees thatCOL may change the commission structure at any time upon reasonable notice given;

4.2 Transfer or settlement fees;4.3 Depository or custodianship fees;4.4 Transaction fees;4.5 Documentary stamps tax and stock transaction tax; and4.6 VAT on commission, and other levies and duties thereon.

5. PAYMENTS AND WITHDRAWALS

5.1 All payments shall be made by cash, checks, bank drafts or telegraphic transfers, which shall either be delivered to COL’s officeor deposited and credited to a designated bank account of COL, as the case may be. The OSTA shall not be credited with anydeposited funds until COL receives cleared funds in the amount stated in the deposit form, less bank charges, if any.

5.2 Any request for cash or stock withdrawals from the Client’s OSTA shall be made in writing and delivered personally or sent toCOL’s office by messenger or by telefax. A request sent by fax to deposit any cash credit on Client’s OSTA with a particular bankof Client’s choice indicating therein the name of the bank and account number shall be subject to COL’s approval, provided,that Client shall assume all the risk or loss that may result thereto.

6. PURCHASE OF STOCKS

6.1 To process orders to purchase stocks, Client’s OSTA must have available funds equal to or greater than the purchase price ofthe stocks prior to the transaction date. Any order inadvertently accepted and/or executed without sufficient funds in theOSTA shall be subject to cancellation or liquidation at COL’s discretion. Client shall be responsible for all orders, includingthose which exceed the available funds in the OSTA.

6.2 Upon execution of the purchase, Client’s OSTA shall be debited the amount equivalent to the sum of the purchase price andthe applicable commission, plus all other incidental expenses.

6.3 Client hereby agrees that all securities which were purchased shall be lodged by COL with the Philippine Depository and TrustCorporation and, in the absence of any written instructions to the contrary, securities purchased shall be registered in COL’sname as street certificates.

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ONLINE SECURITIES TRADING AGREEMENT

COL FINANCIAL GROUP, INC.2401-B East Tower, Philippine Stock Exchange Centre


Customer Service Hotline +632 651 5888 • Fax No. +632 636 3512


7. NO SHORT SALE OF SECURITIES

Short sale of securities is not allowed and Client hereby agrees not to place any short sale orders. Any short sale inadvertentlyaccepted and/or executed by the online system without the corresponding stock position in the OSTA shall be subject to cancellationor liquidation at COL’s discretion. Client shall be responsible for all orders, including those which exceed the available stock positionsin the OSTA.

8. ONLINE TRANSACTIONS

8.1 All orders for the purchase or sale of stocks using COL’s online services and the OSTA shall be deemed authorized andexecuted with the understanding that an actual purchase or sale is intended and that it is Client’s obligation prior to anypurchase or sale to verify from the OSTA the stock position and available funds.

8.2 Client hereby agrees that while online orders are usually routed to the stock exchange within seconds from the placing of theorders, certain orders, at COL’s sole discretion, may be subjected to manual review and entry which may possibly cause delayin the processing of orders. It is likewise understood that Client shall receive the price at which the order is executed in thestock exchange which may be different from the price at which the stock is trading at the time of the order and when it isentered into COL’s online system.

9. WARRANTIES

9.1 Client represents and warrants that: (i) Client shall use COL’s service only in accordance with the terms and conditions of thisAgreement; (ii) Client shall be the only authorized user of the service under this Agreement; and, (iii) Client shall be solelyresponsible under any and all circumstances for the use and confidentiality of the User ID and trading password.

9.2 Client agrees to enter online orders using the Client’s own internet software and agrees that all orders entered via the internetare the Client’s sole responsibility and that such orders executed through COL are unsolicited. Client agrees to protect theUser ID and trading password and shall maintain the security of whatever system is used to connect to the internet. Clientacknowledges that COL has done everything reasonable to provide secure transactions over the internet and shall not beresponsible for any security failure of the internet.

9.3 Client acknowledges that COL offers various ways of accessing the OSTA, including telephone and online services. Clientundertakes to exert reasonable efforts in using these alternate methods to communicate with COL in the event that Clientexperiences problems in communicating with COL.

10. ASSUMPTION OF RISKS

10.1 Client agrees to fully accept the risk for all online orders entered and the trading decisions attendant thereto. Clientacknowledges that entering an order with COL, whether online or otherwise, does not guarantee execution of the order, andagrees therefore that COL shall not be responsible for any order that is not executed.

10.2 Client shall make his own investment judgments and decisions without reliance on COL and shall assume full and exclusiveresponsibility for all transactions in the OSTA. Client agrees that COL shall have no liability in connection with any thetransactions in and for the OSTA and investment decisions.

11. NO INVESTMENT ADVICE

Client hereby acknowledges that COL will not provide legal, tax, or accounting advice or advice regarding the suitability or profitabilityof a security or investment. Client likewise acknowledges that COL’s employees are not authorized to give any such advice and thatClient will not solicit or rely upon any such advice from COL or any of its employees.

12. LIMITATION OF LIABILITY

12.1 Client hereby acknowledges that COL, its affiliates, directors, officers, employees, and agents shall not be liable for lossesresulting from a cause over which COL or its affiliates or partners do not have direct control including, but not limited to, thefailure of electronic or mechanical equipment or communication lines, telephone or other interconnection problems includingthe inability to connect with the internet service provider. Client agrees that COL shall not be responsible for any problems,technical or otherwise, that might prevent Client from entering orders or prevent COL from executing orders.

12.2 COL, its affiliates, directors, officers, employees, and agents shall not be responsible for any loss, damages, or litigation costsresulting from any error of fact or judgment, or from action taken or inaction or omission or default by COL, its affiliates,directors, officers, employees, and agents, or from any consequences whatsoever, save and except where such loss, damage orcost is suffered as a direct result of its gross negligence or willful misconduct.

12.3 Client agrees not to hold COL, its affiliates, directors, officers, employees, and agents liable whatsoever for losses or damagesresulting from any failure of electronic or mechanical equipment, software or systems malfunction, errors or delays and anyand all technical problems that may arise in the course of providing the online brokerage services. Furthermore, Client herebyagrees that COL may discontinue the online services provided herein without prior notice.

13. DELIVERY OF CERTIFICATES

Without abrogating any of COL’s rights under any other provision of this Agreement and subject to any indebtedness Client mayhave with COL, COL shall, upon appropriate demand, deliver the fully paid certificates of stock unless such delivery is prevented bycircumstances beyond the control of COL.

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14. CONFIRMATIONS AND ACCOUNT STATEMENTS

On February 1, 2007, the SEC granted COL exemptive relief from SRC Rule 30.2- 2 and SRC Rule 52.1-8. Accordingly, COL shallfurnish account statements and confirmations of all executed purchase and sale transactions on the day these are made by means ofelectronic mail sent to the email address appearing in COL’s records. These shall be binding if no written objection is made no laterthan 12 noon of the next business day. Client acknowledges that COL has the right to determine the validity of the objection to anysuch confirmation of transaction or account statement.

15. STOCK QUOTES AND RESEARCH INFORMATION

Client acknowledges that: (i) stock quotes, news and research information which include technical charts and financial data on listedsecurities displayed by COL are provided for informational purposes and for personal use only, and (ii) that these data are obtainedfrom sources believed to be reliable and that COL does not guarantee the accuracy of these quotes and information. Client agreesthat COL shall not be responsible for any loss or damage of whatever nature in connection with any trade made in reliance upon suchquotes or information.

16. SATISFACTION OF INDEBTEDNESS

Client agrees to satisfy, upon demand, any indebtedness, and to pay any debit balance remaining when the OSTA is closed, eitherpartially or totally.

17. LIENS

COL shall have a continuing security interest in all securities and other property held by or through COL or its affiliates, as security forall liabilities and performance of all obligations to COL. COL may apply or transfer securities and other property interchangeablybetween accounts in which Client may have an interest, at any time and without notice given. In the event of a breach or defaultunder this Agreement, COL shall have all rights and remedies available to a secured creditor under any applicable law, in addition toits rights and remedies under this Agreement.

18. DISCLOSURES TO ISSUERS, PSE AND SEC

Client and COL hereby undertake to strictly comply in a timely manner with all their respective disclosure obligations, whether in theform of sworn statements, notices or otherwise, as required under relevant laws, including, without limitation, Sections 18 and 19of the Securities Regulation Code (“SRC”) or amendments thereto, and its Implementing Rules and Regulations.

19. DISPUTES

In case of any dispute arising from or in connection with this Agreement or its proper interpretation, Client shall first try to resolvethe same with COL amicably and in good faith. Should COL and Client fail to resolve any such dispute within two (2) months fromthe date of written notice by one party to the other, Client agrees that the exclusive venue for any suit arising from this Agreementshall be the proper courts of Pasig City, Philippines.

20. SUCCESSORS

Client hereby agrees that this Agreement and all the terms thereof shall be binding upon the Client’s heirs, executors, administrators,personal representatives, and assigns. This Agreement shall inure to the benefit of COL’s present organization and any successororganization, irrespective of any change or changes at any time in the personnel thereof, for any cause whatsoever.

21. APPLICABLE RULES AND REGULATIONS

21.1 All transactions in the OSTA, as executed by COL or its agents, including its subsidiaries and affiliates, shall be subject to theconstitution, rules, regulations, customs and usages of the PSE and its clearinghouse, if any.

21.2 The transactions shall likewise be subject to the provisions of all applicable laws, including the SRC or any amendmentsthereto, and all pertinent rules and regulations imposed and administered by the SEC and the PSE, among others.

22. ENTIRE AGREEMENT, WAIVERS, AMENDMENTS

22.1 This Agreement contains the entire understanding and agreement between the Client and COL concerning the subject matterof this Agreement. Client may not assign the rights and obligations hereunder without first obtaining the prior writtenconsent of COL.

22.2 COL may modify the terms of this Agreement at any time upon notice. The continued use of COL’s services following receiptof notice will constitute Client’s acceptance of the amendment. Should Client not accept the modification, Client must notifyCOL in writing and COL may then terminate the OSTA. Client, however, shall remain liable for all obligations and liabilitiesarising from the account up to and until the time of termination.

23. SEVERABILITY

If any provision of this Agreement is held to be invalid, void, or unenforceable by reason of any law, rule, administrative order, orjudicial decision, that determination shall not affect the validity of the remaining provisions of this Agreement.

24. CONDITIONS PRECEDENTS, EFFECTIVITY

Client acknowledges that this Agreement shall be effective upon the occurrence of all of the following conditions:a) Submission of all the forms and other documents requested by COL;b) Deposit of the Minimum Amount in the OSTA; andc) Approval by COL of the application.

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25. GOVERNING LAW

All matters pertaining to the interpretation and implementation of this Agreement and all disputes arising therefrom shall beexclusively governed by and construed in accordance with Philippine law.

26. CAPACITY TO CONTRACT

By signing below, Client hereby represents and warrants full legal capacity and authority to enter into and be bound by thisAgreement.

27. COSTS OF COLLECTION

Client authorizes COL to charge the OSTA for any reasonable direct or indirect costs of collection, including but not limited toattorney’s fees, court costs, interest, and other related expenses.

28. FORTUITOUS EVENTS

COL shall not be, and Client agrees not to hold, COL liable for losses caused directly or indirectly by government restrictions,exchange or market rulings, suspension or trading, war, strike, or other conditions beyond its control such as fortuitous events.

29. NOTICES

29.1 All notices to COL shall be sent to:2403-B East Tower, Philippine Stock Exchange CentreExchange Road, Ortigas Center, Pasig City, 1605 Philippines

29.2 Unless otherwise advised, all notices to the Client shall be sent to:

IN WITNESS WHEREOF, Client has hereunto set his hand this _______ day of _____________________ 201_ in Pasig City, Philippines.

INDIVIDUAL CLIENT/S:INDIVIDUAL CLIENT/S:INDIVIDUAL CLIENT/S:INDIVIDUAL CLIENT/S:INDIVIDUAL CLIENT/S: CLIENT CORPORACLIENT CORPORACLIENT CORPORACLIENT CORPORACLIENT CORPORATION:TION:TION:TION:TION:

By:Full Name and Signature (Primary) Full Name and Signature (Authorized Signatory)

Full Name and Signature (Secondary) Full Name and Signature (Authorized Signatory)

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