Upload
lynne-lyons
View
217
Download
0
Tags:
Embed Size (px)
Citation preview
Commercial Banking
Presented by: Vidya Nallasivan, Rebecca Hunter, John Wooley, Nicholas Jones
Commercial Banking: Chase
● History
● What is commercial banking
● Profit Drivers
● Industry Trends Vidya John Rebecca Nicholas
History
Vidya John Rebecca Nicholas
1996: Chemical Bank of New York acquires Chase Manhattan Bank
2000: Chase acquires J.P. Morgan & Co., becoming JPMorgan Chase
2004: JPMorgan Chase acquires Bank One, moves to New York
Chase Commercial Bank
Vidya John Rebecca Nicholas
Client and community
focus
Middle market banking
($20M-50M)
Corporate client banking
$500M-2B)
What is Commercial Banking
Investment Banking
Asset Management
Commercial BankComme
rcial
2014
Commercial Banking Activities
Your Money
Loans
Relationships
Vidya John Rebecca Nicholas
Value Drivers Commercial Banking
• Real Estate Loans
• Securities
• Deposits
Vidya John Rebecca Nicholas
Assets and Liabilities
Assets
Cash and Balances
Securities
Net Loans & Leases
Vidya John Rebecca Nicholas
Assets and Liabilities
Vidya John Rebecca Nicholas
Assets
Vidya John Rebecca Nicholas
Liabilities
Liabilities
Deposits
Borrowings
Fed Funds Purchased
Vidya John Rebecca Nicholas
Liabilities
Vidya John Rebecca Nicholas
Liabilities
Vidya John Rebecca Nicholas
Liabilities
Vidya John Rebecca Nicholas
Net Income
• Net interest income • Non-interest income• Charge Offs and Allowance for loan lease
losses (ALLL)
Vidya John Rebecca Nicholas
Net Income
Vidya John Rebecca Nicholas
Net Income
Vidya John Rebecca Nicholas
Snapshot Analysis: Tear Sheets
Vidya John Rebecca Nicholas
Current Industry Trends
Vidya John Rebecca Nicholas
Commercial Banking
Vidya John Rebecca Nicholas