Corporate Documents - PAYE Umbrella Companies … Documents or IES The Hassle Free, Compliant Umbrella Company for Agencies & Contractors. “We have used the employee/PAYE management

Call us on 01206 713 680 or visit the website at www.contractorumbrella.com

Corporate DocumentsforAGENCIES

The Hassle Free, CompliantUmbrella Company for

Agencies & Contractors.

“We have used the employee/PAYE management services of Contractor Umbrella for approximately two years. We

utilise a good number of short term and long term contract staff to fulfil our resource requirements for projects with our

customers. During this time we have found ContractorUmbrella to be very efficient processing our temp/contract staff payroll and flexible dealing with our needs. We are very happy to recommend Contractor Umbrella as a suitable agency for

any firm looking to outsource their payroll processing and to manage their contractor employment requirements.”

Director · Themis Consulting

Contents

About ContractorUmbrella Ltd.

ContractorUmbrella Details

Certificate of Incorporation

VAT Certificate

ContractorUmbrella Ltd Employers Liability Certificate

ContractorUmbrella Ltd Professional Indemnity Certificate

Professional Indemnity & Combined Liability Policy Schedule

PAYE Confirmation Letter from Kingston Smith

Contact Details

A Word from our Managing Director

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Call us on 01206 713 680

ContractorUmbrella is one of the largest & most respected Umbrella Companies in the UK.

Established in 2002, ContractorUmbrella is now recognised as being one of the market lead-ers with several thousand satisfied clients. ContractorUmbrella is committed to customer service and is the only company of its type to offer a full money backed service guarantee, fixed margin and no entry or exit fees for contractors.

The hassle-free, “Straight Talking” umbrella company that provides the employment solu-tion for UK Project-based Contractors & Freelancers. Independently voted as the Best Um-brella Company by readers of Contractor UK.

As one of the most trusted Umbrella Companies in the UK, we guarantee contractors total peace of mind, absolute compliance and complete security. We are one of the longest standing and most respected umbrella companies in the UK, but you don’t need to take our word for it, take a look at some of our employee testimonials.

Why would you go anywhere else?

About...ContractorUmbrella Ltd.

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Company Details

Registered Office Address:ContractorUmbrella Ltd. 12 St Peter’s Court, St Peter’s Street, Colchester, Essex, CO1 1WD.

All correspondence should be forwarded to the address above.

Contractor Already Registered: 01206 713 684New Business Enquiries: 01206 713 680(Mon-Fri 8.30am to 5.00pm)

General: [email protected]: [email protected]: [email protected]

Fax: 01206 768 588

Business Directors: Lisa Keeble / Simon Dolan / Lucy Smith

PAYE Reference: 419/GZ23909

VAT Number: 780351338

Company Number: 4324081

Bank Details: Please make payments by bank transfer (BACS) to:

Account Name: Contractor Umbrella Ltd.Bank Address: Barclays Bank Plc, 9 High Street, Colchester, Essex, CO1 1DA

Sort Code: 20-22-69Account Number: 93181103Currency: GBP

Swift Code: BARCGB22IBAN Number: GB76BARC20226993181103

To ensure payments for your contractors are not delayed, please email a remittance advice for all bank transfers to [email protected].

About...

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Certificate of Incorporation

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Certificate of Registration for VAT

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Royal & Sun Alliance Insurance plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority as an insurance company and to undertake insurance mediation under Registration No. 202323. You can check this on the Financial Services Register by visiting the FCA's website www.fca.gov.uk/register/home.do or by contacting the FCA on 0800 111 6768.

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EMPLOYERS LIABILITY

INSURANCE CERTIFICATE (Where required by regulation 5 of the Employers’ Liability (Compulsory Insurance) Regulations 1998 (the Regulations), one of more copies of this Certificate must be displayed at each place of business at which the policy holder employs persons covered by the policy)

Policy Number : RTT271389 To be Quoted on All Correspondence Name of Policy Holder : Contractor Umbrella Ltd Including all subsidiary companies if applicable, except any specifically excluded below. Date of Commencement of Insurance Policy : 22nd December 2016 Date of Expiry of Insurance Policy : 21st December 2017 We hereby certify that subject to paragraph 2:-

the policy to which this certificate relates satisfies the requirements of the relevant law applicable in Great Britain, Northern Ireland, the Isle of Man, the Island of Jersey, the Island of Guernsey and the Island of Alderney, or to offshore installations in territorial waters around Great Britain and its Continental Shelf (b); and

(a) the minimum amount of cover provided by this policy is no less than £5 million (c)

Signed on behalf of Royal & Sun Alliance Insurance plc (Authorised Insurer) A P Brown UK Chief Executive, Royal & Sun Alliance Insurance plc NOTES

Where the employer is a company to which regulation 3(2) of the Regulations applies, the certificate shall state in a prominent place, either that the policy covers the holding company and all its subsidiaries, or that the policy covers the holding company and all its subsidiaries except any specifically excluded by name, or that the policy covers the holding company and only the named subsidiaries.

(b) Specify applicable law as provided for in regulation 4(6) of the Regulations. (c) See regulation 3(1) of the Regulations and delete whichever of paragraphs 2(a) or 2(b) does not apply. Where 2(b) is

applicable, specify the amount of cover provided by the relevant policy.” paragraph 2(b) does not apply and is deleted. THIS IS YOUR CERTIFICATE OF EMPLOYERS’ LIABILITY INSURANCE. A copy of this certificate must be displayed at all places where you employ persons covered by the policy. THE EMPLOYERS’ LIABILITY COMPULSORY INSURANCE) (AMENDMENT) REGULATIONS 2008 permits the display of this certificate in an electronic form, provided persons covered by this policy have reasonable access to it. The employer is strongly encouraged to retain all records related to this Insurance.

Employers Liability Insurance Certificate

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PROFESSIONAL INDEMNITY INSURANCE

POLICY CERTIFICATE Policy Number: To be Quoted on All Correspondence RKL35736 Name of Insured: Contractor Umbrella Ltd Principal Address: 12 St. Peters Court Middleborough Colchester Essex CO1 1WD Period of Insurance: From: 22nd December 2016

To: 21st December 2017

Limit of Indemnity: £5,000,000 Any one claim and in all Policy Excess: £500 each and every claim, increasing to £1,000 for claims made

against the company General Enquiries and Notice of: Caunce O’Hara & Company Ltd Claims to 11th Floor 82 King Street Manchester M2 4WQ Tel – 0161 833 2100 Fax – 0161 839 2100 Email – [email protected] Signed: Signed under delegated authority scheme agreement given by Royal & Sun Alliance Insurance plc to Caunce O'Hara & Company Ltd dated 11th March 2008 Date of Issue: 13/12/2016

Professional Indemnity Insurance Certificate

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Contractor U mbrell a Ltd13/12/2016

Combined Liability Insurance Schedule You should read this Schedule in conjunction with Your Policy Wording.

These details are a record of the information You have supplied to Us and the cover You have selected.

It is essential that You read all of the clauses applying to Your Policy as these contain important information that is specific to Your Policy and will affect Your Policy cover.

Policy Number: RKL35736 Professional Indemnity RTT271389 Combined Liability

Your Details Insured: Contractor Umbrella Ltd

Address: 12 St. Peters Court Middleborough Colchester Essex CO1 1WD

Business: 1) Specialist Services to Freelance Contractors 2) IT Contractors, Engineers and all other Professions and Trades (other than excluded categories as detailed on the policy)

Your Policy Dates Period of Insurance: From: 22nd December 2016

To: 21st December 2017

(both dates inclusive and any subsequent period for which a premium is accepted by the underwriter)

Your Premium Information Premium: £13,369.60

Insurance Premium Tax: £1,336.96 Total Amount Due: £14,706.56

Reason for Issue: Renewal

Professional Indemnity & Combined Liability Policy Schedule

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13/12/2016

Liabilities Insurance Section 1

Professional Indemnity Included

Limit of Indemnity any one Claim and in the aggregate including Defence Costs:

£5,000,000

Your Excess each and every Claim:

£500

Your Excess increases to £1,000 for Claims made against the Company

Section 2

Employers’ Liability Included

Limit of Indemnity any one occurrence (Onshore):

£10,000,000

Limit of Indemnity any one occurrence (Offshore):

£5,000,000

Limit of Indemnity any one occurrence (Terrorism):

£5,000,000

Section 3

Public Liability Included

Limit of Indemnity any one occurrence:

£5,000,000

Products Liability Included

Limit of Indemnity any one occurrence and in the aggregate in any one period of insurance

£1,000,000

Your Excess each and every occurrence in respect of Damage only: £250

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Additional Terms and Conditions

Allied Health Professionals Notwithstanding Exclusion 15; the Underwriters will indemnify the Assured in respect of any claim or loss alleging death or bodily injury to any person or physical loss or damage to property arising from treatment by Allied Health Professionals. "Allied Health Professionals" shall mean Art Therapists, Drama Therapist, Music Therapist, Chiropodists or Podiatrists, Foot care Assistants, Dietitian, Dietetic Assistant, Orthoptist, Occupational Therapist, Occupational Therapy Assistant, Rehabilitation Assistant, Technical Instructor, Physiotherapists, Physiotherapy Assistant, Prosthetist, Orthotist, Limited Orthotic Practitioners, Psychologist, Clinical Psychologist, Health Psychologist, Counselling Psychologist, Forensic Psychologist, Psychotherapist, Speech and Language Therapist, Speech and Language Therapy Assistant.

Director & Officers Extension Clause It is hereby understood and agreed that subject otherwise to its terms limitations and conditions this Insurance is extended to indemnify the Insured against liability at law for Damages in respect of claims first made against them during the Period of Insurance alleging Wrongful Acts committed by any Director or Officer of the Insured in the course of his duties as a Director or Officer of any Limited Liability Company where such position is held by reason of management or other services provided by the Insured. DEFINITIONS APPLICABLE TO THIS EXTENSION Wrongful Act shall mean any actual or alleged breach of trust, breach of duty, negligent act, error or omission or mis-statement or misleading statement or breach of warranty of authority or liability for wrongful trading under section 214 of the Insolvency Act 1986 or other act wrongfully committed or attempted by the Director or officer or any other matter claimed against them solely by reason of their capacities as Directors or Officers. Damages shall mean damages, judgements, settlements, costs and expenses incurred in the defence of actions, suits or proceedings and appeals therefrom but excluding fines or penalties imposed in a criminal suit or action or any other fines or penalties. EXCLUSIONS APPLICABLE TO THIS EXTENSION Any liability whatsoever arising out of any claim:- a) based upon or attributable to the Director or Officer gaining in fact any personal profit or advantage to which they were not legally entitled; b) for the return of any remuneration paid to the Director or Officer without the prior approval of the Shareholders if such payment shall be adjudicated to have been illegal; c) brought about or contributed to by the dishonesty of the Director or Officer where final

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13/12/2016

adjudication shall establish that their Wrongful Act(s) were committed with actual dishonest purpose or intent material to the cause of action so adjudicated; d) arising from Directorship or Officer positions in any Company which the Director or Officer (or their Spouse) has a financial interest exceeding 5% of the Company's paid up capital; e) directly or indirectly caused by or contributed to by or arising from seepage, pollution or contamination of any kind. LIMIT OF INDEMNITY. The Limit of Indemnity for claims falling to be dealt with under this extension will be: GBP 1,000,000 any one claim and in all, including costs and expenses. Any claims falling to be dealt with under this extension will be subject to a self-insured excess of: GBP 500 each and every claim, including costs and expenses.

Offshore Work Excluded

Jurisdiction Limits Worldwide excluding claims first brought in USA/Canada

Applicable Courts The Policy is subject to the law of England and Wales and will be interpreted accordingly and each party agrees to submit to the exclusive jurisdiction of the English Courts.

Information Seen By Underwriters Proposal form dated 01st November 2016

Subjectivity Subject always to the policy cover, terms, conditions and Exclusions

What is not covered your operation or administration of any pension or employee benefit scheme or trust fund, or the sale or purchase of or dealing in any stocks, shares or securities or the misuse of any information relating to them, or your breach of any legislation or regulation related to these activities unless arising directly from the breach of a duty of care by anyone supplied to a client by you under contract; your liability for any breach of any taxation, competition, restraint of trade or anti-trust legislation or regulation;

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13/12/2016

Insurers Standard Policy Wording In addition to the specific terms of your policy, the policy is also subject to the standard terms and conditions of the policy wording. It is important that you are also aware of these. If you are ever in any doubt with regard to any aspect of the policy wording, no matter how small, please raise this with us as soon as possible. Please note that whilst already provided, this document is also available on request at any time.

Retro Date Insurers will not make any payment for any claim made against the Insured arising from Business Activities performed prior to July 2002. It is noted that this Certificate will continue to provide past liability cover for contractors in respect or claims arising from contracts previously insured hereunder

Geographical Limits Worldwide excluding USA/Canada

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Kingston Smith LLP Chartered Accountants Devonshire House, 60 Goswell Road, London EC1M 7AD Telephone 020 7566 4000 Fax 020 7566 4010 [email protected] www.kingstonsmith.co.uk

Also at: Heathrow, Redhill, Romford, St Albans, West End (London)

Partners Sir Michael Snyder Martin Muirhead Steven Neal Julie Walsh Nicholas Brooks Martin Burchmore Nigel Birch Maureen Penfold Robert Surman Parveen Chadda Amanda Merron Adrian Houstoun Janice Riches Christopher Lane David Goodridge Keith Halstead Cliff Ireton Andrew Shaw Graham Tyler Paul Samrah Graham Morgan David Benton Christopher Hughes Jonathan Sutcliffe Jonathan Seymour David Montgomery Neil Finlayson Valerie Cazalet Brian R Pope Moira Hindson Esther Carder John Staniforth Heather Powell Silvia Vitiello Mike Hayes Marc Fecher Sandra De Lord Tim Stovold Mark Twum-Ampofo Daniel Martine Matthew Meadows James Cross Darren Jordan Thomas Moore Paul Spindler Lynne Rowland Tessa Park Richard Heap Ian Graham Anjali Kothari Jon Dawson Steven Rushmer Thomas Aslin Registered to carry out audit work and regulated for a range of investment business activities by The Institute of Charted Accountants in England and Wales Registered in England and Wales as a Limited Liability Partnership: No. OC317343 Registered office: Devonshire House, 60 Goswell Road, London EC1M 7AD

A member of KS International

10 February 2014 The Directors Contractor Umbrella Limited 12 St. Peters Court Colchester Essex CO1 1WD

Our ref: MJM/C1765/sf Your ref:

Dear Sirs We act as auditors of Contractor Umbrella Limited and can confirm that, based on our audit work and knowledge of our client, Contractor Umbrella processes all payments from agencies in respect of contractors through its payroll and the payments are therefore subject to deductions of tax and national insurance under PAYE. Yours faithfully

KINGSTON SMITH LLP

PAYE Confirmation Letter from Kingston Smith

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Contact Us

Agency Support By Telephone:Contractor already registered: 01206 713 684Potential new business: 01206 713 680 (Mon-Fri 8.30am to 5.00pm) By Email: General: [email protected] Contracts: [email protected] Remittance: [email protected] By Fax: 01206 768 588

Your Personal Contacts:

General Enquiries: Lucy Smith |Managing [email protected]: 01206 713 680

New Business Queries: Rhys Davies | Business Development [email protected]: 01206 713 680

Contract Queries: Dave Johnson | Operations [email protected]: 01206 761 326

Compliance Queries: Roger Westlake | Compliance [email protected]: 01206 761 326

12 St Peter’s Court, St Peter’s Street, Colchester, Essex, CO1 1WD Tel: 01206 761 326 www.contractorumbrella.com

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Thank you.

We hope this document provides you with all of the information you need to work with ContractorUmbrella Ltd, however if there is anything that you would like further clarification / information on then please do not hesitate to contact us using the details opposite.

Many thanks,

Lucy SmithManaging Director

12 St Peter’s Court, St Peter’s Street, Colchester, Essex, CO1 1WD Tel: 01206 761 326 www.contractorumbrella.com

“ContractorUmbrella stands tall in a tough industry. Never

a company to over-sell and under-deliver, they represent a

safe pair of hands for new and experienced contractors.

Attentive, timely, accurate and personal, the staff

exceed expectations. Their outstanding service raises the

confidence level in both the recruiter and the contractor;

prompt accurate payments, contractor concerns/queries

addressed diligently, courteously and without undue delay,

ContractorUmbrella represent the very best of professional

standards with a sincere, personal touch.”

John, Gloucester

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