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CRIO: Propery & Casualty

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Insurance Brokerage and Risk Management Consulting

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Who We Are

CRIO is a boutique insurance brokerage and risk management consulting firm that offers unique solutions to corporate

clients and high net worth individuals. As a closely-held, privately owned firm, we are focused on developing long-term

client relationships based on converting risk into opportunities that create long-term value. Our philosophy and distinctive

underwriting process follows a conceptual approach in which real service, creativity and transparency are key.

Our principals have over 50 years of diverse risk management and insurance brokerage experience, which we leverage to

your benefit. We understand risk management and insurance challenges faced by chief executive officers, chief financial

officers, corporate risk managers and other executives of corporations and high net worth individuals. Our team has the

expertise required to develop innovative solutions to the complex problems you face every day. Unlike many brokerage

firms where decisions and recommendations are driven by earnings expectations and higher cost structures, we have the

freedom and flexibility to focus solely on what is best for you.

CRIO is a part of the CRIO Group – a rapidly growing consortium of innovative insurance brokerage and risk management

consulting companies.

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Our Commitment to You

Be a proactive partner

Follow a conceptual approach where real service,

creativity and transparency are key

Our principals are engaged in all client relationships

Place your interests before our own

Provide innovative ideas and solutions

Invest time to understand your needs

Offer tailor-made solutions to fit your unique needs

Use a forward thinking approach to client

management

Keep you abreast of the latest insurance industry

developments and trends

Convert risk into opportunity - CRIO

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Our Focus We are constantly developing cutting-edge solutions to meet

your toughest risk management challenges. Our

sophisticated consulting and support services are designed

to help you effectively manage your risk in the ever changing

marketplace. Our goal is to provide you with creative risk

management solutions that are designed to fit your unique

objectives and are customized to your specific needs. We

have practice groups for the following market niches:

Commercial Real Estate

Commercial Multifamily

Hospitality and Leisure

Construction and Real Estate Development

Self Storage

Industrial and Logistics

Pharmaceuticals and Life Sciences

Waste and Recycling

Retail

Sports and Entertainment

Healthcare

Technology

Energy and Power

Financial Services

Professional Services

Government Agencies

Education

High Net Worth Individuals

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Customized Solutions

We are constantly developing unique solutions to meet the toughest risk management

challenges. Our goal is to convert risk into opportunity and provide you with creative risk

management solutions that are designed to fit your unique objectives. What you will

experience is highly professional approach from our proactive, transparent and motivated

team who will develop the best program for you.

We offer options that range from traditional insurance programs to sophisticated alternative

risk financing solutions. Regardless of whether you want to outsource all of your insurance

brokerage or risk management needs, to obtain help with a specific line of coverage or risk

management issue, or to have an independent third party keep your current broker in line,

we have the solution for you.

Insurance Brokerage

• Commercial Lines Insurance

• Private Client Insurance

Risk Management Consulting

• Claims Management

• Safety and Loss Prevention

• Captive Feasibility and Management

• Mergers & Acquisitions Due Diligence

• Program Audit

• Premium Allocation

• Outsourced Risk Management

• Flood Risk Management

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Insurance Brokerage

We believe that a successful insurance program begins with a close partnership between a

client and their insurance professional. By understanding your risk management and

insurance needs, we present your risk profile in the best possible light to the underwriters

that will be evaluating your risk. By thoroughly learning your philosophy towards risk

management, we are able to design a program with the most appropriate risk/reward

scenario.

Our marketing approach is to present your risk accurately and favorably to the insurance

markets. Our team maintains strong relationships with carriers and underwriters both

domestically and internationally, based on trust developed over years of collaborative

interaction. We make the best use of the global marketplace to obtain the most

advantageous terms, conditions and pricing. We serve both commercial and high net worth

private clients.

Property

Flood

Difference and Conditions

General Liability

Umbrella and Excess Liability

Workers' Compensation and Employer's Liability

Commercial Auto

Directors and Officers Liability

Errors and Omissions Liability

Employment Practices Liability

Crime and Fiduciary Liability

Kidnap and Ransom

Cyber Liability

Aviation

Marine

Environmental

Foreign Liability

Commercial Lines Insurance:

Private Client Insurance:

• Homeowners

• Auto

• Collections

• Aircraft

• Marine

• Workers' Compensation

• Kidnap and Ransom

• Umbrella

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Risk Management Consulting

We offer a wide range of value-added risk

management consulting services, which are

designed to help you enhance your risk

management program or overcome specific

challenges. Depending on the size and

sophistication of your risk management

team, our level of involvement can range

from serving as a complete outsourced

solution to supporting you on an as-needed

basis.

You will benefit from our added-value risk

management consulting services:

• Claims Management

• Safety and Loss Prevention

• Captive Feasibility and Management

• Mergers and Acquisitions

Due Diligence

• Program Audit

• Premium Allocation

• Outsourced Risk Management

• Flood Risk Management

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Licensing

CRIO is licensed in all 50 states and the

District of Columbia to sell property,

casualty, surety, marine and miscella-

neous lines of insurance.

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CRIO, Inc.1801 South Australian Avenue, Suite 102

West Palm Beach, FL 33409

Phone: (561) 616-8443 Fax: (561) 616-8859

Email: [email protected]

A Part of the CRIO Group

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