District Profile Appendix -1

2 SOIL & CLIMATE

SOUTH 24 PARGANAS I State - WEST BENGALDistrict - I Division - PRESIDENCY

1. PHYSICAL & ADMINISTRATIVE FEATURESTotal Geographical Area (Sq.km)

No. of Sub Divisions

No. of Blocks

No. of Villages (Inhabited)

No. of Panchayats

3 LAND UTILISATION [halTotal Area Reported 948710Forest Land 426300Area Not Available for Cultivation 143323Barren & Unculturable Land 70Permanent Pasture and Grazing Land 23Land under Miscellaneous Tree Crops 2557Cultivable Wasteland 1344Current Fallow 16685Other Fallow 7Net Sown Area 358401Total or Gross Cropped Area 587196Area Cultivated More than Once 218205Cropping Inensity [GCAINSA] 159

6. WORKERS PROFILE [In 000]Cultivators

Of the above, Small/Marginal Farmers

Agricultural Labourers

Workers engaged in Household Industries

Workers engaged in Allied Agro-activities

Other workers

8. HOUSEHOLDS [In ·000]

Agro-climatic Zone GANGETIC ALLUVIAL AND COASTAL SALINE

Climate MOIST SUB TO DRY SUB HUMID

Soil Type SALINE. ALLUVIAL

BPL Households

10. VILLAGE-LEVEL INFRASTRUCTURE [Nos]

Villages Electrified

Villages having Agriculture Power Supply

Villages having Post Offices

Villages having Banking Facilities

Villages having Primary Schools

Villages having Primary Health Centres

Villages having Potable Water Supply

Villages connected with Paved Approach Roads

13. IRRIGATION COVERAGE [Ha]Total Area Available for Irrigation (NIA + Fallow)

Irrigation Potential Created

Net Irrigated Area(Total area irrigated at least once)

Area irrigated by Canals / Channels

Area irrigated by Wells

Area irrigated by Tanks

Area irrigated by Other Sources

Irrigation Potential Utilized (Gross Irrigated Area)

15. AGRO-PROCESSING UNITS

Food (Rice/Flour/Dal/OiliTea/Coffee)

Type of Processing Activity No of units Cap.[MT]

Sugarcane (Gur/Khandsari/Sugar) NA NA

Fruit (Pulp/Juice/Fruit drink) NA NA

Animal feed (Cattle/Poultry/Fishmeal) NA NA

17 ANIMAL POPULATION AS PER CENSUS 2007 [In ·000]

Category of animal Total Male Female

Cattle - Cross bred NA NA NA

Cattle - Indigenous 1103 183 394Buffaloes 11 8 3Sheep - Cross bred 227 NA NA

Sheep - Indigenous NA NA NA

Goat 902 NA NA

Pig - Cross bred NA NA NA

Pig - Indigenous 25 NA NA

Horse/Donkey/Camel NA NA NA

Poultry - Cross bred NA NA NA

Poultry - Indigenous 5025 NA NA

9960

292086312

4 RAINFALL & GROUND WATERNormal 1 Actual

2011-12 2012·13 2013·1415791 1268 1200 1406

Rainfall [in mm]1

Variation from Normal ·311 ·379 ·173

Availability of Ground Water Net annual recharge Net annual draft Balance[Ham] NA 1 NA NA NA NA

5 DISTRIBUTION OF LAND HOLDINGHolding Area

Classification of HoldingNos. % to Total ha. % to Total

<- 1 ha 538339 86 230047 63>1 to <-2 ha 75421 12 110816 30>2 ha 10355 2 27347 7Total 624115 100 368210 100

7 DEMOGRAPHIC PROFILE [In 000]

NA

Category Total Male Female Rural Urban

Population 8153 4183 3970 6065 20882218 1145 1073 2052 167

Scheduled Tribe (2001 Census) 85 43 42 79 6Literate 6406 3544 2862 4064 1670BPL families % (2001 census) 34.79% NA NA NA NA

362325584136

1160

1631

Fertiliser/Seed/Pesticide Outlets [Nos] 5890 Agriculture Pumpsets[Nos] 4956Total N/P/K Consumption [MT] 64900 Pumpsets Energised [Nos] 1514

Certified Seeds Supplied [MT] 2832Agro Service Centres [Nos]

5(Mechanical Hubs)

Pesticides Consumed [MT] 127 Soil Testing Centres [Nos] 1Agriculture Tractors [Nos] 296 Plantation nurseries [Nos] 6Power Tillers [Nos] NA Farmers' Clubs [Nos] 223

Threshers/Cutters [Nos] NA Krishi Vigyan Kendras[Nos] 2

Anganwadis NADispensaries/Family WelfareCentres

2086

Primary Health Centres 254 Hospitals

Primary Health Sub-Centres 1068 Hospital Beds783284 12 INFRASTRUCTURE & SUPPORT SERVICES FOR AGRICULTURE

NA

63

2045

NA

NA

Rural/Urban Mandi/Haat [Nos] 304 Wholesale Market [Nos] 7Length of Pucca Road [Km] 12996 Godown [Nos] 5Length of Railway Line [Km] Godown Capacity[MT] 156350Public Transport Vehicle [Nos] 202178 Cold Storage [Nos] 3Goods Transport Vehicle [Nos] 14862 Cold Store Capacity[MT] 4956

126074

110460 14 INFRASTRUCTURE FOR STORAGE TRANSPORT & MARKETING44900

NIL

1961058438

16568816 AREA, PRODUCTION & YIELD OF MAJOR CROPS

912009·10 2010·11 Avg. Yield

CropArea (ha) Prod. (MT) Area (ha) Prod. (MT) Ikg/ha]

Total Cereals 387938 905885 374900 863700 2304.00Total Pulses 14200 10300 15800 14600 921.00Total Oilseed 13579 13156 13579 13156 919.00Total Fibre 1186 7220 1382 15230 10324 bales

Total Miscallaneous Crops & 70697 95228 NA NA 1045.39Total 487600 1031789

18. INFRASTRUCTURE FOR DEVELOPMENT OF ALLIED ACTIVITIESVeterinary Hospitals/Dispensaries [Nos] 56 Animal Markets [Nos] Nil

Disease Diagnostic Centres [Nos] Milk Collection Centres [Nos]137

Artificial Insemination Centers [Nos] 372 Fishermen Societies [Nos]

Animal Breeding Farms [Nos] 121 Fish seed farms [Nos] 11Animal Husbandry Tng Centres [Nos] 2 Fish Markets [Nos]

Dairy Cooperative Societies [Nos] 90 Poultry hatcheries [Nos]

Improved Fodder Farms [Nos] NIL Slaughter houses [Nos]

19 MILK FISH EGG PRODUCTION & THEIR PER CAPITA AVAILABILITY

Fish Production [MT] 215619 Per cap avail. [gm/day] 35Egg Production [Lakh Nos] 4999 Per cap avail. [nos/p.a.] 36Milk Production ['000 MT] 177 Per cap avail. [gm/day] 4Meat Production [MT] Per cap avail. [gm/day] 38

Sources (f not mentioned againstthe respective item):

Item Nos. 1, 6, 9 & 10 - census 2001; Item No: r-census 2011, Item Nos. 2, 3, 5, 12, 13 & 14 - Dept. of kJr/District Statistical Handtook 2008lDistrict DisasterManagemoot Plan 2012.; Item No.4 - Dept. of Ag:.fNater Resources; Item No. 8 - BPL Survey 2002; Item No. 15 - District Ind Cootre/Dir. of Em. & Stat.; Item No. 16 -Economic Review 2011-12, Item No. 17 - District Statistical Handtook 2008; Item Nos. 18 & 19 - Dir. of Animal Hus.lDistrict Statistical Handtook 2008

36

185042

Banking Profile Appendix - 2SOUTH 24 PARGANAS I State - WEST BENGAL Lead Bank- UNITED BANK OF INDIADistrict -

1 NETWORK & OUTREACH (As on 31/03/2015)

No. of No. of Branches No. of non-fonnal agencies assoiated Per Branch OutreachAgency

Banks/Soc. Total Rural Semi-urban Urban mFls/mFOs SHGs/JLGs BCs/BFs Villages Households

Commercial Banks 17 329 236 85 8 NA NA 663 #REF' 4523

Regional Rural Bank 1 73 65 6 2 NA NA 240 #REF' 20384

District Central Coop. Bank 1 10 8 2 NA NA #REF' 148800

Coop. Agr. & Rural Dev. Bank 2 2 2 NA NA #REF' 744000

Primary Agr. Coop. Society 260 NA NA #REF' #DIV/O'

Others 5 26 2 10 14 NA NA #REF' 57231

All Agencies 286 440 313 101 26 440 NA 903 #REF! 33822 DEPOSITS OUTSTANDING

No. of accounts Amount of Deposit [~ '000]Agency

31-Mar-13 31-Mar-14 31-Mar-15 Growth(%) Share(%) 31-Mar-13 31-Mar-14 31-Mar-15 Growth(%) Share(%)

Commercial Banks NA NA NA NA NA 111746300 110656400 134618700 21.65% 85.98%

Regional Rural Bank NA NA NA NA NA 8304900 10477300 10273000 -1.95% 6.56%

Cooperative Banks NA NA NA NA NA 3454400 3160300 3188600 0.90% 2.04%

Others NA NA NA NA NA 8822800 9378500 8483000 -9.55% 5.42%

All Agencies NA NA NA NA NA 132328400 133672500 156563300 17.12% 100.00%

3 LOANS & ADVANCES OUTSTANDINGNo. of accounts Amount of Loans & Advances [( '000]

Agency31-Mar-13 31-Mar-14 31-Mar-15 Growth(%) Share(%) 31-Mar-13 31-Mar-14 31-Mar-15 Growth(%) Share(%)

Commercial Banks NA NA NA NA NA 52288400.00 50264200.00 60331800.00 20.03% 82.83%

Regional Rural Bank NA NA NA NA NA 4106000.00 4922800.00 5124000.00 4.09% 7.03%

Cooperative Banks NA NA NA NA NA 1538700.00 1529300.00 2205200.00 44.20% 3.03%

Others NA NA NA NA NA 2385900.00 6085800.00 5178600.00 -14.91% 7.11%

All Agencies NA NA NA NA NA 60319000.00 62802100.00 72839600.00 15.98% 100.00%

4 CD-RATIO 5 PERFORMANCE UNDER FINANCIAL INCLUSION (No of Ales)CD Ratio

Agency31-Mar-13 31-Mar-14 31-Mar-15

Commercial Banks 47 45 34

Regional Rural Bank 49 47 50

Cooperative Banks 45 48 61

Others 27 65 66

All Agencies 46 47 53

During 2014-15 CumulativeAgency

Deposit Credit Deposit Credit

Commercial Banks NA NA NA NA

Regional Rural Bank NA NA NA NA

Cooperative Banks NA NA NA NA

Others NA NA NA NA

All Agencies NA NA NA NA

6 PERFORMANCE TO FULFILL NATIONAL GOALS (As on 31/03/2015)Priority Sector Loans Loans to Agr. Sector Loans to Weaker Sections Loans under DRI Scheme Loans to Women

AgencyAmount ~.'OOO]

% of TotalAmount ~.'OOO] % of Total Loans Amount ~.'OOO]

% of TotalAmount ~.'OOO]

% of Total Amount % of TotalLoans Loans Loans [~.'OOO] Loans

Commercial Banks 14936300.00 24.76% 8335500 55.81% NA NA

Regional Rural Bank 3557500.00 69.43% 2112400 59.38% NA NA

Cooperative Banks #DIV/O' NA NA

Others 3314700 64.01% 2570300 77.54% NA NA

All Agencies #DIV/O' 154343 #DIV/O' 1483.00 #DIV/O' NA NA

I 2012-13 2013-14 2014-15Average

Ach'mentAgency Target [~.'OOO]

r~.'OOOlAch'ment [%]

Target [~.'OOO]Ach'ment

Ach'ment [%] Target [VOOO]Ach'ment Ach'ment Ach[%] in

[~.'OOO] [VOOO] [%] last 3 years

Commercial Banks 22641000.00 13443300.00 59.38% 26232600.00 28388600.00 108.22% 29286300.00 14936300.00 51.00% 72.87%

Regional Rural Bank 5707100.00 3698800.00 64.81% 7297400.00 7165000.00 98.19% 7411500.00 3557500.00 48.00% 70.33%

Cooperative Banks 4339000.00 2345200.00 54.05% 4822400.00 2141700.00 44.41% #DIV/O' #DIV/O'

Others 1816800.00 933300.00 51.37% 423800.00 626900.00 147.92% 5919000.00 3314700.00 56.00% 85.10%

All Agencies 34503900.00 20420600.00 59.18% 38776200.00 38322200.00 98.83% #DIV/O' #DIV/O'

8 SECTOR-WISE PERFORMANCE UNDER ANNUAL CREDIT PLANS

2012-13 2013-14 2014-15 AverageBroad Sector Ach'ment Ach'ment Ach'ment Ach'ment Ach[%] in

Target [~.'OOO][~.'OOO]

Ach'ment [%] Target [~.'OOO][~.'OOO]

Ach'ment [%] Target [VOOO][VOOO] [%] last 3 years

Crop Loan 12136100.00 5390000.00 44.41% 15712100.00 6173200.00 39.29% 21700932.00 6883200.00 31.72% 38.47%

Term Loan (Agr) 3961400.00 4141000.00 104.53% 8284100.00 6185200.00 74.66% 5559368.00 6145000.00 110.53% 96.58%

Total Agri. Credit 16097500.00 9531000.00 59.21% 23996200.00 12358400.00 51.50% 27260300.00 13028200.00 47.79% 52.83%

Non-Farm Sector 12553300.00 7038500.00 56.07% 10935800.00 21691300.00 198.35% 11381100.00 5918100.00 52.00% 102.14%

Other Priority Sector 5059300.00 3349300.00 66.20% 3844200.00 4272500.00 111.14% 3975400.00 2862200.00 72.00% 83.11%

Total Priority Sector 33710100.00 19918800.00 59.09% 38776200.00 38322200.00 98.83% 42616800.00 21808500.00 51.17% 69.70%

9 RECOVERY POSITION2012-13 2013-14 2014-15 Average

AgencyDemand [~ '000]

Recovery [{Recovery [%] Demand [~ '000]

Recovery [{Recovery [%] Demand ~ '000]

Recovery [~ Recovery Rec. [%] in

'000] '000] '000] [%] last 3 years

Commercial Banks 2659100.00 1494300.00 56.20% 1208100.00 718200.00 59.45% 1263800.00 730300.00 57.79% 57.81%

Regional Rural Bank 421400.00 250500.00 59.44% 1007400.00 620700.00 61.61% 872600.00 426600.00 48.89% 56.65%

Cooperative Banks 157500.00 62300.00 39.56% 586900.00 296500.00 50.52% 967400.00 581300.00 60.09% 50.05%

Others 56600.00 31900.00 56.36%

All Agencies 3294600.00 1839000.00 55.82% 2802400.00 1635400.00 58.36% 3103800.00 1738200.00 56.00% 56.73%

Sources: Lead Bank & SLBC

PLP 2016-17 SOUTH 24 PARAGANAS

Executive Summary

Shri Arvind Panagariya, Vice Chairman, NITI Aayog

"There can be little disagreement that the fastest relief to the poor in Indiawould come from productivity growth in agriculture. This is where nearly half of theworkforce is employed With the share of agriculture in the GDP at about 15 percentnow, this half of the workforce is also significantly poorer than the other half, employedin industry and services"

I. Theme of the PLP - 2016-17 : Accelerating the pace of capital formation in agricultureand allied sectorThe PLP is intended to provide insight on the potential for development in different sectors ofthe rural economy, a road map to banks for extending credit to important sectors/activities in thedistrict and for Government Departments and various developmental agencies operating in thedistrict to provide necessary infrastructure and linkage support for the development of varioussectors and also aiming convergence of their plans with those of banks thereby facilitatingincreased credit flow and overall development. The PLP projections given in this documentbased on the achievements during last 03 years will form the basis for banks in preparing AnnualCredit Plan.

Achievement during last three yearsAchievement (%) 2012-13 2012-13 2014-15Deposit 11.63 23.15 18.11Advance 18.82 20.16 -6.19GLC 47.03 52.21 43.54CD Ratio 34.17 34.27 27.22

Brief narration on specific characteristics of the district based on District ProfileSpreading over an area of 9960 sq. km the district of South 24 Parganas covers almost 9 per centof the total landmass of the state of West Bengal. Located between latitudes 20°20' Nand 20°06'

111

PLP 2016-17 SOUTH 24 PARAGANAS

N and longitudes 88°20' E and 88°60' E, the district is bounded to its due south by the Bay ofBengal, by Bangladesh across the Raimangal and Kalindi rivers to its east, by Polka and North24 Parganas districts to its north-west and north-east respectively and by the districts of Howrahand East Medinipur across the Bhagirathi river to its west.

Sectoral trends in credit flow for last three years and specifically thePerformance under the District Credit Plan (2014-15)The base PLP giving potentials for 5 years co-terminus with the 12th Five Year Plan i.e. 2012-2017 was prepared during 2013-14. Since cost of inputs, labour have increased, the scale offinance for crop loan and unit cost for investment credit have also gone upward, these attractsneed for revision on estimations for 2016-17. The potential credit plan for the whole district forthe year 2016-17 has been estimated at Rs. 570013.17 lakh.

Highlights of developments/initiatives having bearing on the flow of Credit/market makingrole of NABARD, innovative banking productsIntroduced

Overall achievement in ACP for the year 2014-15 was 52% (Agri & Allied - 48%, MSME-52%and OPS-72%). Initiatives are underway for flow of increased institutional credit to farmersthrough KCC from Banks (60430 KCCs have since been issued involving an amount ofRS.23845 lakh as on 31 March 2015), better and ready availability of standard agriculturalinputs, restoring soil fertility (South 24 Paraganas soil being saline), rain water harvesting,adoption of SRI technology in cultivation of paddy & wheat, cost effective farm mechanizationensuring better production as well as productivity. In this context, Bringing Green Revolution toEastern India (BGREI), GOI Programme has been promoted. National Fiber Mission, WSHGlaunched by Government of India assume added importance and is its 2nd phase now. As at theend of March 2015, 41308 SHGs have since been formed, out of which 34771 groups have beencredit linked. Further, nos of JLGs and 421 nos of Farmers Clubs have since been formed. 1FLC under BGVB in 10 blocks have since been operationalised.

Comments on Total Projections 2016-17The South 24 Paraganas district mainly depends on Agriculture. About 90-92% of the totalpopulation (35.98 lakhs) lives in villages and majority of these people depends on agricultureand allied activities. There exists immense potential under the various sectors in the district. Thetotal PLP projection for the year 2016-17 has been estimated at RS.570590 Lakh. Total broadsector and sub-sector wise break-up is given in the annexure.

The sector and sub-sector wise analysis of the projections made with justifications for variationform base PLP under the major activities under priority sector, for which bank loans aredisbursed normally in the district are as under:-

1. Crop LoanPaddy, wheat, Potatoes, Oilseeds (i.e. Mustard, Til etc.), Seasonal Vegetables viz Pulses,cabbages, cauliflower, Tomatoes, Brinjals etc. are financed under crop loan in the district. Ofthese paddy is the major crop. A projection of Rs. 221780 lakh has been made.

IV

PLP 2016-17 SOUTH 24 PARAGANAS

District Level Technical Committee fixes scales of finance for various crops every year. In themeeting of the DLTC held on 22.4.2015, scale of finance for various crops have been fixed. Thesame has been circulated amongst the banks of the district for adherence and to avoid under/overfinancing. Projection under crop loan is based on the revised guidelines of SOF of DLTC.

2. Water ResourcesMinor Irrigation is another major activity for which the district has immense potential. This hasfurther improved with the implementation of the "JAL DHARO JAL BHARO" programme ofthe State Govt through re-excavation of the existing water area which not only helps rise of watertable but provides more water for irrigation. However, the bank credit is yet to reach theexpected level of requirement. Pump set, Dugwell, Shallow Tube Wells, Low Lift Point are theactivities normally financed by the banks under this sector. A projection of RS.2565.79Iakhhas been made.

3. Farm MechanizationFarm Mechanization is a major activity under farm sector for which flow of bank credit isincreasing considerably. Tractors, power tillers, threshers, etc. are major items which arefinanced under this sector. A projection of Rs2980 lakh has been made. Adequate repairing Iservicing centers for the farm equipment and machineries may be created under the GovernmentSponsored programmes and with the direct bank loan.

4. Plantation & Horticulture (including Sericulture)These activities are also having very much potential in the district as indicated through researchand field application that soil and weather of the district suits production of quality guava, litchi,chiku, mango etc ensuring higher returns to farmers. However, the flow of bank credit to theseactivities is not encouraging. A projection of RS.12593 lakh has been made.

5. Forestry and Wasteland DevelopmentThe district has a forest cover of 148350 ha including farm forestry by individuals which is about21.6% of the total geographical area. In view of the huge potential of Bamboo plantation in thedistrict, bankers may encourage financing Bamboo plantation in the district. The area is havingtremendous potential on forestry based processing industries in addition to cultivation ofmedicinal and aromatic plants. A projection of Rs.444 lakh has been made.

6. Animal HusbandryAnimal Husbandry is the major allied activity to which flow of bank credit is not very muchencouraging. Dairy, Poultry farming and rearing of Piggery/Sheep/Goats are the majorremunerative activities which are financed under this sector. In spite of this, achievement underthis sector is yet to reach the desired level. A projection of RS.11248 lakh, RS.213911akh &Rs.4878.07 lakh have been made for Dairy, Poultry & Piggery/Sheep/Goats/Piggery(SGP)respecti vel y.

7. Fisheries

v

PLP 2016-17 SOUTH 24 PARAOANAS

Fisheries is the major remunerative activities to which flow of bank credit is not very muchencouraging. In spite of this, achievement under this sector is yet to reach the desired level. Aprojection of RS.10258 lakh has been estimated for this sector.

8. Others (Bullock & Bullock with Cart)Under various government sponsored programmes financing bullock and cart is a major activity.There is considerable demand for the since average land holding of the district is small. Further,transport in rural areas is underdeveloped and bullock carts form major mode of transport foragriculture and other commodities. A projection of RS.2917 lakh have been estimated for thispurpose.

9. Agriculture infrastructureAbsence of adequate facilities for post-harvest storage, both for perishable and non-perishableagriculture produce, is one of the problems associated with the agricultural production. To ensurethat the benefits of various production and investment activities accrue to producers, it isessential to have adequate marketing facilities to fetch remunerative prices. Further, landdegradation is another major cause of soil erosion in the district which need to be arrested. Aprojection of RS.1 0 3 9 8.25 lakh have been made for agriculture infrastructure.

10. Ancillary ActivitiesIt is an activity which has more potential in the district. The district is mainly producing rice,wheat,maize and variety of pulses like masur, mung, gram, arahar, etc. The are good investmentopportunities are available in the areas of food processing industries more specifically fruit andvegetable processing, meat, fish and poultry processing. A projection of RS.3201 lakh has beenmade under this segment.

11. MSMEWith the shrinkage in the size of agricultural landholdings and its inability to support thelivelihood of increasing population, there is great scope for increase in OLC flow to the MSMEsector. MSME sector holds potential for creation of additional jobs. A projection ofRS.195743.26Iakh has been made under this sector.

12. Export CreditAn amount of Rs.640 lakh has been projected towards credit potential under export credit for 2016-17which is an emerging sector under revised norm.

13. Education and HousingEducation loan and housing is the major thrust areas where bank may think of increasing thecredit flow. This will in one way help in increasing CD ratio of the district. A projection ofRs25000 lakh and RS.34726 lakh respectively have been made under Education andHousing respectively.

14. Renewable Energy

VI

PLP 2016-17 SOUTH 24 PARAGANAS

The contribution of renewable energy to the power sector has increased and is expected toincrease in the future. MNRE is targeting a huge capacity of renewable energy in India and aimsto add almost four times the present capacity by 2017. The Ministry has since revised its targetof renewable energy capacity to 175000 MW till 2022, comprising 1,00,000 MW Solar, 60,000MW Wind, 10,000 MW Biomass and 5,000 MW Small Hydro as announced in Union Budget2015-16. Department of Financial Services has instructed to all Public Sector Banks toencourage home loan / home improvement loan seekers to install rooftop solar PV Plants andinclude cost of system in their home loan proposals. A projection of Rs. 226 lakh has beenmade under this segment.

15. OtherUnder this category i.e loans to SHGs/ JLGs, overdraft facility to PMJDY, loans to Statesponsored organizations for SC/ST, a projection of RS.8160 lakh has been made.

16. Social InfrastructureConsidering the huge population, the district has immense potential on setting up ofschools/colleges/pay & use toilets and drinking water projects. South 24 Paraganas suffers frompoor access to social services. There are uncovered areas where there is noschool/colleges/medical centres are there. School sanitation is required to be taken up vigorouslysince schools are expected to act as the nodal point to disseminate the message on sanitation. Aprojection of RS.8641akh has been made under this segment.

Area Development SchemesSeparate Chapter viz Chapter 12 deals with the possibilities area specific plan with respect toSouth 24 Paraganas scenario.

Vll

PLP 2016-17 SOUTH 24 PARAGANAS

Appendix A to Annexure 1

Broad Sector wise PLP Projections-2016-17(~Lakh)

Sr. Particulars PLP ProjectionsNo. 2016-17

A Farm Credit

i Crop Production, Maintenance and Marketing 221780.00

ii Term investment for Agriculture and Allied Activities (Agri., Term69274·66Loan)

SubTotal 291054·66

B Agriculture Infrastructure 10398.25

C Ancillary Activities 3201.00

I Credit Potential for Agriculture ( A +B +C ) 304653·91

II Micro, Small and Medium Enterprises (MSME) 195743·26

III Export Credit 640.00

IV Education Loan 25000.00

V Housing 34726.00

VI Renewable Energy 226.00

VII Others 8160.00

VIII Social Infrastructure involving bank credit 864·00

Total Priority Sector (I to VIII ) 570013·17

V111

PLP 2016-17 SOUTH 24 PARAGANAS

Appendix B to Annexure 1

Summary of Sector / Sub-sector wise PLP projections - 2016-17

(Uakh)

Sr. PLP

No. Particulars Projections2016-17

I Credit Potential for AgricultureA Farm Credit

i Crop Production, Maintenance and Marketing 221780.00

II Water Resources 2565·79... Farm Mechanisation 2980.00III

IV Plantation & Horticulture ( including sericulture) 12593·00

V Forestry & Waste Land Development 444·00

VI Animal Husbandry - Dairy 11248.00

Vll Animal Husbandry - Poultry 21391.00... Animal Husbandry - Sheep, Goat, Piggery etc . 4878.07Vlll

IX Fisheries ( Marine, Inland, Brackish water) 10258.00

X Others- Bullock, Bullock cart, etc. 2917·00

Sub Total 291054.86B Agriculture Infrastructure

i Construction of storage facilities (Warehouses, Market yards, Godowns,Silos, Cold Storage units j Cold storage chain) 7695·00

II Land Development, Soil conservation, Watershed development 1339·40... Others ( Tissue culture, Agri bio-technology, Seed production, Bio pesticides j

1363·85III fertilizers, Vermi composting)Sub Total 10398.25

C Ancillary activities

i Food and Agro processing 2783·25II Others ( Loans to Cooperative Societies of farmers for disposing of their 417·75

produce, Agri Clinics j Agri Business Centres, Loans to PACSjFSSj LAMPS,Loans to mFI for on-lending

Sub Total 3201.00

Total Agriculture 304654·11

II Micro, Small and Medium Enterprises

i MSME- Working capital 40048·56II MSME- Investment credit 155694·70

Total MSME 195743·26

IX

PLP 2016-17 SOUTH 24 PARAGANAS

III Export Credit 640.00

IV Education Loan 25000.00

V Housing 34726.00

VI Renewable Energy 226.00

VII Others (Loans to SHGsjJLGs, loans to state sponsored org.for SCjST,8160.00PMJDy)

VIII Social Infrastructure involving bank credit 864·00

Total Priority Sector 570013·37

x

PLP 2016-17 SOUTH 24 PARAGANAS

DISTRICT MAP

SOUTH 24 PARGANA

IV 0

ft F.ERENC~

1,.,~.(n.l.o~.180\.1t'1dAty

O'alt,et SOU(U,.,)'

Su~ dhd"on

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O,lIhCI l'ie~dQu.,ter.

Suo 0,.".10" He.dov.rt.t•

r

DISTRICT PROFILE

Xl