;d[l4 kmfOgfG; sDkgL lnld6]8

-;fljssf] jN8{ dr]{G6 a}+lsË P08 kmfOgfG; ln=_

Samriddhi Finance Company Limited

-g]kfn /fi6« a}+saf6 …u Ú ju{sf] Ohfhtkqk|fKt ;+:yf_

/lhi68{ s]lGb|o sfof{no, x]6f}+8f !, dsjfgk'/

kmf]g g+= M +=)%&–%@%!)) k\mofS; g+= )%&— %@#@@(

E-mail: info@sfcl.com.np www.sfcl.com.np

sf]

æxsk|b z]o/ lgisfzg ;DaGwL Joj:yf tyf ljj/0fx?Æ

xfn sfod r'Qmf k'FhL ?=!*,!(,*),#))÷– sf] Ps z]o/ a/fa/ b'O{ z]o/ -!M@_ -cyf{t\ ljBdfg ! lsQf ;fwf/0f z]o/ a/fa/ gofF @ lsQf ;fwf/0f z]o/_ sf]

cg'kftdf ;fljssf z]o/wgLx?sf]nfuL ?=#^,#(,^),^))÷– a/fa/ k|lt z]o/ ?=!))÷—c+lst b/sf #^,#(,^)^ lsQf xsk|b ;fwf/0f z]o/ lgisfzg ug{sf] nflu

k|sflzt .

ljj/0f ljut tyf cfufdL # jif{sf] g]6jy{;DaGwL ljj/0f

jf:tljs ckl/is[t k|If]lkt

cf=j= cf=j= cf=j= cf=j= cf=j= cf=j= cf=j=

)&#÷)&$ )&$÷)&% )&%÷)&^ )&^÷)&& )&&÷)&* )&*÷)&( )&(÷)*)

k|lt z]o/ v'b ;DklQ -?=_ -@#=)!_ %=&@ %$=)* &)=&* (#=&!% !)$=%* !!(=$*

k|lt z]o/ cfDbfgL -?=_ (=$@ @*=*( #=)@ !^=(%( !)=()^ !)=(&* !%=))!

;+lrt gfkmf -gf]S;fg_ ?=

xhf/df

-@(*,^%@_ -@%%,*@*_ -#!$,)$(_ -@*(,(!*_ -!^@,!(%_ -(@,*!@_ !,((^

b/vf:t;fy k|ltz]o/ ?=!))÷sf b/n] zt k|ltzt e'QmfgL dfu ul/Psf]

lwtf]kq lgisfzg tyf laqmL k|aGwssf] pb\3f]if0fM

xfdLnfO{ lgisfzgstf{ ;+ul7t ;+:yf tyf o;sf ;+:yfks÷;~rfnsx?n] pknAw u/fPsf] ljj/0f tyf hfgsf/Lx?sf] cfwf/df To; ;+:yfsf] Joj:yfksLo,

k|fljlws / cfly{s kIfsf] ljZn]if0ffTds cWoogaf6 xfdL ;Gt'i6 x'g'sf] ;fy} æxsk|b z]o/ lgisfzg ;DaGwL JoJf:yf tyf ljj/0fx?Æ df n]lvPsf cfly{s

ljj/0fx? / cGo hfgsf/L tYout, k"0f{ / ;xL b]lvPsf]n] nufgLstf{x?nfO{ nufgL ;DaGwL lg0f{o lng d2t k'Ug] s'/f k|lt ljZj:t eO{ xfdLn] of] æxsk|b z]o/

lgisfzg ;DaGwL Aoa:yf tyf ljj/0fx?Æ :jLs[ltsf nflu g]kfn lwtf]kq af]8{df ælwtf]kq ;DaGwL P]g, @)^#Æ / ælwtf]kq btf{ tyf lgisfzg lgodfjnL,@)&#Æ

cg'?ksf] of]Uotf k'u]sf] k|ltj4tfkq -8\o" 8]lnh]G; ;l6{lkms]6_ k|:t't u/]sf 5f}+ .

lwtf]kqsf] nufgLdf x'g ;Sg] hf]vLdaf/] nufgLstf{ :jo+n] ljrf/ ug{'kg]{5 . o; sDkgLn] ug]{ ePsf] sfddf lglxt ;Defljt hf]lvdx? af/] o; ljj/0fsf] bkmf

-y_ df pNn]v ul/Psf] 5 .

qm]l86 /]l6Ë ;DaGwL ljj/0f M

o; æxsk|b z]o/ lgisfzg ;DaGwL Aoa:yf tyf ljj/0fx?Æ cg';f/ lgisfzg ul/g] xsk|b ;fwf/0f z]o/sf]nfuL æqm]l86 /]l6Ë lgodfjnL, @)^*Æ sf] lgod

# df ePsf] Aoa:yf adf]lhd g]kfn lwtf]kq af]8{af6 cg'dlt k|fKt qm]l86 /]l6Ë ;+:yf O{qmf g]kfn ln= l8NnLahf/, sf7df8f}+af6 qm]l86 /]l6Ë u/fO{ æO{qmf

Pglk cfO{lkcf] u|]8 %Æ k|df0fkq k|fKt u/]sf] 5 . æO{qmf Pglk cfO{lkcf] u|]8 %Æ n] sdhf]/ (Poor Fundamentals) cfwf/x? hgfpFb5 . Oqmf g]kfnn]

! b]lv % KjfOG6 u|]l8Ë k|bfg ub{5 . h;df u|]8 ! n] alnof cfwf/ hgfpF5 eg] u|]8 % n] sdhf]/ cfwf/x? hgfpF5 . u|]8 @, # / $ df k|of]u ul/g] + (Plus)lrGxn] o; ;d"xsf t'ngfTds ;sf/fTds l:yltnfO{ hgfpF5 .

qm]l86 /]l6Ë u|]8 k|bfg u/]sf] ldlt M @)&^÷!!÷!$ -km]a|c/L @^, @)@)_ ut] .

;fy} qm]l86 /]l6Ë axfn /xg] cjlw qm]l86 /]l6Ë k|bfg u/]sf] ldltaf6 !@ dlxgf ;Dd /xg] 5 .

g]kfn lwtf]kq af]8{jf6 :jLs[t ePsf] ldlt M @)&&÷)%÷)@

xsk|b z]o/ lgisfzg v'Nnf x'g] ldlt M @)&&÷)^÷!^ xsk|b z]o/ lgisfzg aGb x'g] ldlt M @)&&÷)&÷)^ -a}lsË ;do kZrft\_

lwtf]kq lgisfzg tyf laqmL k|aGws

la=cf]=s]= Soflk6n dfs]{6 lnld6]8

Y Ans, bf];|f] tNnf,sf7df8f}+ Knfhf,

sdnfbL, sf7df8f}+ .

kmf]g g+= )!–$!^*&)! ˆofS; g+=)!–$!^*^#(

Email: info@bokcapital.com.np

web: www.bokcapital.com.np

sDkgL P]g, @)^# cGtu{t ;+:yflkt / ;~rflnt Pj+ a}+s tyf ljQLo ;+:yf;DaGwL P]g, @)&# cg';f/ g]kfn /fi6« a}+saf6 …uÚ ju{sf] ljQLo Joj;fo ug{ Ohfhtkqk|fKt ;+:yf

1

s_ ;+ul7t ;+:yfsf] gfd M ;d[l4 kmfOgfG; sDkgL lnld6]8 -;flas MjN8{ dr]{G6 a}+lsË P08 kmfOgfG; ln=_

Samriddhi Finance Company Limited (Former MWorld Merchant

Banking and Finance Ltd.)

v_ ;+ul7t ;+:yfsf] /lhi68{ sfof{no M o; ljQLo ;+:yfsf] /lhi68{ -s]Gb|Lo_ sfof{no dsjfgk'/ lhNnf, x]6f}+8f g=kf= j8f

g+= ! df /x]sf] 5 .

u_ sf/f]jf/ :yfg M o; ljQLo ;+:yfsf] sf/f]jf/ ug]{ d'Vo :yfg dsjfgk'/ lhNnf, x]6f}+8f g=kf= j8f g+= ! df /x]sf] 5 /

cfjZostf cg';f/ g]kfn /fi6« a}+ssf] :jLs[lt lnO{ zfvf, pkzfvf jf cGo sfof{no vf]nL sf/f]af/ ug{ ;lsg]5 .

s]Gb|Lo tyf zfvf sfof{nox?sf] gfdM

l;=g+= 7]ufgf

!= s]Gb|Lo sfof{no, x]6f}+8f–!, dsjfgk'/ .

@= zfvf sfof{no, k'tnL;8s, sf7df8f}+ .

#= Zffvf sfof{no, a'6jn, ?kGb]xL .

3_ ;+ul7t ;+:yfsf] ;+lIfKt kl/ro / p2]Zo M

!_ sDkgLsf] ;+lIfKt kl/ro M

;d[l4 kmfOgfG; sDkgL lnld6]8 -;flassf] jN8{ dr]{G6 a}+lsË P08 kmfOgfG; ln=_ tTsfnLg sDkgL P]g, @)%#

adf]lhd ldlt @)%&÷)#÷)* ut] sDkgL /lhi6«f/sf] sfof{nodf btf{ ePsf] xf] . o; ljQLo ;+:yfn] g]kfn /fi6«

a}+saf6 ldlt @)%*÷)$÷!* ut] …uÚ ju{ /fli6«o :t/df ljQLo sf/f]af/ ug]{ Ohfhtkqk|fKt u/L ldlt

@)%*÷)$÷@^ b]lv cfkm\gf] ljQLo sf/f]af/ ;+rfng ul//x]sf] 5 . o; ljQLo ;+:yfsf] sf7df8f}+ lhNnf sf=d=g=kf=

j8f g+= @*, k'tnL;8s / ?kGb]xL lhNnf a'6jn p=d=g=kf= j8f g+= &, cd/kydf u/L @ -b'O{_ j6f zfvf

sfof{nox? /x]sf 5g\ . of] sDkgLsf zfvfx? g]kfnsf] d'Vo Jofkfl/s If]qdf cj:yLt /x]sf] x'Fbf pQm If]qdf 5l/P/

lgis[o /x]sf] k'FhLnfO{ lgIf]ksf] ?kdf ;+sng u/L b]zsf] pBf]u, Jofkf/ tyf ;]jfd'ns Pj+ cGo If]qx?df nufgL

u/L b]zsf] cfly{s ljsf;df of]ubfg k'¥ofpg] p2]Zon] :yfkgf ePsf] xf] .

@_ sDkgLsf] p2]Zo M

g]kfn /fi6« a}+s P]g, @)%*, k|rlnt a}+s tyf ljQLo ;+:yf ;DjGwL P]g, @)&#, sDkgL P]g @)^# tyf cGo

k|rlnt sfg'gsf] clwgdf /xL ljQLo sf/f]af/ ug]{ o; ljQLo ;+:yfsf] d'Vo p2]Zox? b]xfo adf]lhd x'g]5 M

-s_ ljQLo ;+:yfsf lgIf]kstf{ tyf z]o/wgLsf] xs lxtsf] ;+/If0f / ;Da4{g ub}{ ;j{;fwf/0fnfO{ u'0f:tl/o

tyf e/kbf]{ ljQLo ;]jf pknAw u/fpg],

-v_ s[lif, pBf]u, ;]jf, Jofkf/ tyf cGo Joj;flos ?kn] ;+efJo b]lvPsf pTkfbgzLn Joj;fosf] :yfkgf,

ljsf;, lj:tf/ / Ifdtf Pj+ pTkfbsTj a[l4sfnfuL cfjZos ljQLo ;fwg cfGtl/s tyf jfXo >f]taf6

h'6fO{ b]zsf] cf}Bf]lus, Jofkfl/s Pj+ s[lif If]qsf] ljsf;df ultlzntf Nofpg ;xof]u k'¥ofpg],

-u_ pknJw ;Lk, >d tyf k'FhLnfO{ plrt kl/rfng u/L u|fdL0f tyf zx/L If]qdf pTkfbg Pjd\ /f]huf/Ld"ns

Joj;fosf] :yfkgf, ;~rfng, ljsf;, lj:tf/ Pjd\ k|j4{g ug]{ / ;f] sfo{sf] nflu cfaZos ljQLo ;fwg,

k|fljlws tyf Joj:yfksLo k/fdz{ ;]jf, tflnd tyf k|ljlw pknJw u/fO{ ul/jL lgjf/0fsfnfuL ;lqmo

?kdf ;+nUg eO{ ;xof]u k'¥ofpg], /

-3_ d'n'sdf 5l/P/ /x]sf] k'F+hLnfO{ PsLs[t u/L ;+:yfut nufgL tyf :j:Yo k|lt:kwf{sf] dfWodaf6 ljQLo

dWo:ytfsf] ;]jf pknJw u/fpg] .

ª_ z]o/ k'FhLsf] ;+/rgf M

c_ clws[t k'FhL M ljQLo ;+:yfsf] clws[t k'FhL ¿= *),)),)),)))÷– -cIf]/]kL c;L s/f]8 ?k+}ofF dfq_ /x]sf] 5 . ;f]

k'FhLnfO{ k|lt z]o/ ?= !))÷– b/sf *),)),))) -c;L nfv_ yfg ;fwf/0f z]o/x?df ljefhg ul/Psf] 5 .

cf_ hf/L k'FhL M ljQLo ;+:yfsf] tt\sfn hf/L ug]{ z]o/ k'FhL ¿= %$,%(,$),())÷– -cIf]/]kL rf}jGg s/f]8 pgfG;fl¶

nfv rfln; xhf/ gf};o dfq_ x'g]5 . pQm k'FhLnfO{ ?= !))÷— b/sf %$,%(,$)( -rf}jGg nfv pgfG;fl¶ xhf/

rf/ ;o gf}_ yfg ;fwf/0f z]o/x?df ljefhg ul/Psf] 5 .

O_ r'Qmf k'FhL M xfn ljQLo ;+:yfsf] r'Qmf k'FhL ¿= !*,!(,*),#))÷– -cIf]/]kL c7f/ s/f]8 pGgfO; nfv c;L xhf/

tLg ;o ?k+}ofF dfq_ /x]sf] 5 . o; ljj/0fdfkm{t xsk|b z]o/ lgisfzg u/L afF8kmfF6 u/]kZrft\ ljQLo ;+:yfsf]

r'Qmf kF'hL ¿= %$,%(,$),())÷– -cIf]/]kL rf}jGg s/f]8 pgG;fl7 nfv rfln; xhf/ gf} ;o dfq_ x'g]5 .

2

r_ xsk|b z]o/ lgisfzg ug{'k"j{ / lgisfzg kZrft\ x'g] ;+ul7t ;+:yfsf] r'Qmf k'FhLsf] ;+/rgf M

xsk|b z]o/ lgisfzg ug'{ k"j{sf] r'Qmf k'FhLsf] ;+/rgf M

;d"x Zf]o/wgL z]o/ lsQf k'FhL ;+/rgf r'Qmf /sd -¿=_ e'QmfgL k|ltzt

…sÚ ;+:yfks z]o/wgLx? !),*),#%@ %(=#&% !),*),#%,@))÷– Zft k|ltzt

…vÚ ;j{;fwf/0f z]o/wgLx? &,#(,$%! $)=^#% &,#(,$%,!))÷– Zft k|ltzt

hDdf !*,!(,*)# !))% !*,!(,*),#))÷–

xsk|b z]o/ lgisfzg u/L afF8kmFf6 u/] kZrft x'g] r'Qmf k'FhLsf] ;+/rgf M

;d"x Zf]o/wgL z]o/ lsQf k'FhL ;+/rgf r'Qmf /sd -?=_ e'QmfgL k|ltzt

s ;+:yfks z]o/wgLx? #@,$!,)%^ %(=#&% #@,$!,)%,^))÷– Zft k|ltzt

v ;j{;fwf/0f z]o/wgLx? @@,!*,#%# $)=^#% @@,!*,#%,#))÷– Zft k|ltzt

hDdf %$,%(,$)( !))% %$,%(,$),())÷–

k|jGwkq / lgodfjnLdf pNn]v ul/Psf] ;F:yfsf] k'FhL ;+/rgf cGtu{t ;F:yfks / ;j{;fwf/0f z]o/sf] cg'kft ^)M$) /x]sf] /

;f]lx adf]lhd g} ;'?jftdf k'FhL afF8kmfF8 ePsf] tyf ljut jif{x?df af]g; ;]o/ dfkm{t k' FhL j[l4 x'b} hfbf s]lx lsQf z]o/x?

km|ofS;g (Fraction) df /xg uO{ xfn ;F:yfks / ;j{;fwf/0f ;d'xsf z]o/ :fF/rgf %(=#& % / $)=^# % sfod /xg uPsf]

x'Fbf of] ;+/rgfnfO{ cfp+bf] ;fwf/0f ;efaf6 kfl/t u/fO{ k|aGwkq / lgodfjnL df klg tbg';f/ ;F;f]wg ul/ ldnfg ul/g] elg

;+rfns ;ldltsf] ldlt @)&&÷)$÷!* sf] #*) cf}+ a}7sn] lg0f{ofy{ kf/Lt u/]sf] Joxf]/f cjut u/fpFb5f}+ .

5_ xfnsf z]o/wgLx?sf] ;d"x v'Ng] u/L ;+:yfksx?sf] xsdf lghx?sf] gfd, 7]ufgf tyf lnPsf] z]o/ ;+Vof tyf ;+:yfut

;+:yfksx?sf] xsdf pQm ;+:yfsf] ;~rfnsx?sf] gfd tyf 7]ufgf -k|fs[lts JolQm gv'n];Dd_ M

-s_ ;+:yfksx?sf] gfd 7]ufgf tyf xfn lnPsf] z]o/ lsQfM

qm=;+= ;+:yfkssf] gfd 7]ufgf z]o/ ;+Vof s}lkmot

1 e]if /fh nf]xgL sfo{ljgfos g=kf= j8f g+= %, nlntk'/ 1,53,933

2 uf]lkgL ;+h]n dWok'/ l7dL g=kf= j8f g+= #, eQmk'/ 1,36,077

3 pdf nfld5fg] dWok'/ l7dL g=kf= j8f g+= #, eQmk'/ 1,11,813

4 ljb'iff cf]emf sfo{ljgfos g=kf= j8f g+= %, nlntk'/ 69,273

5 efis/ Gof}kfg] sf=d=g=kf=,cgfdgu/ 46,180

6 lblnk kf}8]n sf=d=g=kf=, cgfdgu/ 46,180

7 x]df s'df/L nf]xgL sf=d=g=kf= j8f g+= #$ afg]Zj/ 32,327

8 dw' ;'bg s+;fsf/ x]6f}+8f p=d=g=kf= j8f g+= #, dsjfgk'/ 32,326

9 1fg]Gb| >]i7 x]6f}+8f p=d=g=kf= j8f g+= #, dsjfgk'/ 30,787

10 gL/f uf]vf{nL x]6f}+8f p=d=g=kf= j8f g+= $, dsjfgk'/ 30,787

11 s]zj bf; >]i7 x]6f}+8f p=d=g=kf= j8f g+= #, dsjfgk'/ 30,787

12 eujfg bf; dfgGw/ x]6f}+8f p=d=g=kf= j8f g+= !, dsjfgk'/ 30,787

13 ljho ;fu/ >]i7 x]6f}+8f p=d=g=kf= j8f g+= !, dsjfgk'/ 19,396

14 ;/nf zdf{ sf=d=g=kf= j8f g+= (, alQ;k'tnL,

sf7df8f}+

15,394

15 ljgf]b s'df/ >]i7 x]6f}+8f p=d=g=kf= j8f g+= #, dsjfgk'/ 9,237

16 /fh k|;fb >]i7 x]6f}+8f p=d=g=kf= j8f g+= !, dsjfgk'/ 15,394

17 1fg s[i0f k|hfktL x]6f}+8f p=d=g=kf= j8f g+= !, dsjfgk'/ 4,618

18 lj/Ëgf dxh{g nlntk'/ @% e}+;]kf6L 10,775

19 l6sf lgwL nf]xgL nlntk'/ @% e}+;]kf6L 15,087

20 lbks d'8e/L x]6f}+8f p=d=g=kf= j8f g+= !), dsjfgk'/ 6,158

3

21 gf/fo0f lgwL nf]xgL dWok'/ l7dL !!, u¶f3/, eQmk'/ 4,736

22 df]xg s[i0f >]i7 x]6f}+8f p=d=g=kf= j8f g+= $, dsjfgk'/ 4,618

23 lagLt dl0f pkfWofo afg]Zj/ !), sf7df8f} 13,854

24 lty{ k|wfg x]6f}+8f p=d=g=kf= j8f g+= $, dsjfgk'/ 13,854

25 /l~ht sf]O/fnf sf=d=g=kf= & rfjxLn sf7df8f}+ 9,236

26 dgf]h tfd|fsf/ kf6g, nlntk'/ 9,236

27 kjg s'df/ sfsL{ sf7df8f}+ !), afg]Zj/ 15,394

28 /fd k|;fb e';fn sf7df8f}+ #%, sf]6]Zj/, 8,397

29 3gZofd pkfWofo bfª x]s'nL j8f g+= (, 1

30 ;]S;k]o/ j}B ;fg]kf j8f g+= @, nlntk'/ 15,394

31 pDd]b l;x h}g /fhlj/fh, ;Kt/L 15,394

32 k|r08 axfb'/ hf]zL x]6f}+8f p=d=g=kf= j8f g+= @, dsjfgk'/ 15,394

33 ;'gLtf cfrfo{ x]6f}+8f p=d=g=kf= j8f g+= %, dsjfgk'/ 15,394

34 k|df]b s'df/ dxf;]7 x]6f}+8f p=d=g=kf= j8f g+= %, dsjfgk'/ 15,394

35 d's'Gb k|;fb kf}8]n x]6f}+8f p=d=g=kf= j8f g+= $, dsjfgk'/ 4,618

36 ljho nfn >]i7 x]6f}+8f p=d=g=kf= j8f g+= $, dsjfgk'/ 4,618

37 euL/y zdf{ v/]n x]6f}+8f p=d=g=kf= j8f g+= $, dsjfgk'/ 4,618

38 ljs' nfn >]i7 x]6f}+8f p=d=g=kf= j8f g+= !), dsjfgk'/ 8,397

39 ;'Gb/ /fh dfgGw/ x]6f}+8f p=d=g=kf= j8f g+= !, dsjfgk'/ 4,619

40 /fd >]i7 x]6f}+8f p=d=g=kf= j8f g+= $, dsjfgk'/ 5,038

41 Hof]lt /Tg ah|rfo{ x]6f}+8f p=d=g=kf= j8f g+= !, dsjfgk'/ 4,618

42 jf;'b]j ltdN;Lgf x]6f}+8f p=d=g=kf= j8f g+= !!, dsjfgk'/ 4,618

43 zzL k|wfg x]6f}+8f p=d=g=kf= j8f g+= $, dsjfgk'/ 4,619

44 ljho s'df/ >]i7 x]6f}+8f p=d=g=kf= j8f g+= $, dsjfgk'/ 9,236

45 lj/]Gb| k|;fb 9'+ufgf x]6f}+8f p=d=g=kf= j8f g+= %, dsjfgk'/ 1,847

46 ;"o{ eQm >]i7 sf=d=g=kf= !#, sf7df8f}+ 15,394

47 lbks clwsf/L e/tk'/ d=g=kf–!(, lrtjg 4,500

hDdf

!),*),#%@

-v_ ;+:yfut ;+:yfksx?sf] xsdf pQm ;+:yfsf] ;~rfnsx?sf] gfd tyf 7]ufgfM ;+:yfut ;+:yfks

gePsf] .

h_ lgisfzg ul/g] xsk|b z]o/ ;+Vof tyf To;sf] cg'kft M ;+:yfsf] xfn sfod r'Qmf s'n ;fwf/0f z]o/ ;+Vof !*,!(,*)# -c7f/ nfv pGgfO; xhf/ cf7 ;o ltg_ lsQfsf] ! z]o/

a/fa/ @ z]o/ -!M@_ sf] cg'kftdf cyf{t ljBdfg ! lsQf ;fwf/0f z]o/ a/fa/ b'O{ lsQf ;fwf/0f z]o/sf] b/n] k|lt z]o/

?=!))÷— c+lst b/n] hDdf #^,#(,^)^ -5lQ; nfv pgGrfln; xhf/ 5 ;o 5_ lsQf xsk|b ;fwf/0f z]o/ lgisfzg

ul/g]5 .

em_ xsk|b z]o/ lgisfzg ug]{ ;DaGwdf ;fwf/0f ;efn] u/]sf] lg0f{o tyf ;fwf/0f ;ef ;DkGg ePsf] ldlt M

xsk|b z]o/ lgisfzg ug]{ ;DaGwdf ;+:yfsf] c7f/f}+ -!*cf}+_ jflif{s ;fwf/0f ;efn] u/]sf] lg0f{o M ;fwf/0f ;efsf] laz]if

k|:tfj g+= @ adf]lhd xfn sfod r'Qmf k'FhLdf x'g] z]o/ ;+Vofsf] @)) k|ltzt cyf{t ?= #^,#(,^),^)) a/fa/sf]

#^,#(,^)^ lsQf xsk|b z]o/ hf/L ug]{ egL lg0f{ofy{ k]z ePsf] ljz]if k|:tfj ;efn] ;j{;Ddltn] kfl/t u¥of] .

xsk|b z]o/ lgisfzg ug]{ ;DaGwdf ;fwf/0f ;ef ;DkGg ePsf] ldlt M

@)&^ kf}if @( ut], d+unaf/, c7f/f}+ ;fwf/0f ;ef .

4

~f_ ;~rfns tyf sfo{sf/L k|d'vsf] gfd, 7]ufgf, z}lIfs of]Uotf tyf cg'ej M !_ ljlQo ;+:yfsf] ;~rfns ;ldltdf xfn lgDg adf]lhdsf ;~rfnsx?sf] k|ltlglwTj /x]sf] 5 .

l;=

g+=

gfd

kb

pd]/

-aif{_

/fli6«otf

7]ufgf z}lIfs

of]Uotf

Jofkf/÷Joa;fodf cg'ej

!

>L ljgf]b

s'df/ ;'j]bL

cWoIf

-;j{;fw/0f_ #& jif{ g]kfnL

/fKtL–$, lrtjg

xfn gfufh{'g

g=kf= j8f g+= (,

sf7df8f}

Pd=lj=P;=

Pd=P

Pn=Pn=aL=

-s_ cWoIf k|aGw ;~rfns – l6d

Ph's]zg P08 dfOu|];g sG;N6

k|f= ln=

-v_ ;~rfns – l;l8Pd

OGe]i6d]G6 sDkgL k|f=ln=

-u_ ;~rfns–:jfjnDaL

OGe]i6d]G6 k|f=ln=

-3_ cWoIfM l6d :s"n ckm

Nofª\uj]h k|f=ln

-ª_ ;b:o – /f]6/L Sna ckm

dxfaf}4,nlntk'/

=@= >L la/Ëgf

dxh{g

;~rfns

-;+:yfks_

#( jif{ g]kfnL

7]rf] uf=lj=;= !,

nlntk'/

Pd=lj=P;=

-s_k|wfgfWofks – ;'b]zf :s'n

#= >L lzj nfn

k'/L

;~rfns

-;j{;fwf/0f_ #( jif{ g]kfnL

ltnfxf/–*, kj{t

xfn df]bL uf=kf=

j8f g+= ^ kj{t

Pd=lj=P;= -s_ cWoIf – l;l8Pd OGe]i6d]G6

sDkgL k|f=ln=

-v_ ;b:o – /f]6/L Sna ckm

dxfaf}4

-u_ k|f]k|fO6/ – k'/L :6f]/

$= >L s'df/

>]i7

;~rfns

-:jtGq_ ^% jif{ g]kfnL

eb|k'/ g=kf= j8f

g+= –*, emfkf

xfn sf=d=g=kf=

j8f g+= #@,

sf7df8f}

Pd=lj=P= -s_ k"j{ ;x–;lrj – g]kfn

;/sf/

-v_ k"j{ ;~rfns – k"jf{~rn

u|fld0f ljsf; a}+s

u_ ;b:o – g]kfn rf6{8{

PsfpG6]G6;\ ;+:yf

%= lbks

clwsf/L

;~rfns

-;+:yfks_

$@ jif{ g]kfnL

e/tk'/ d=g=kf–

!(,lrtjg

xfnMrGb|flu/L–

!$,sf7df8f}+

Pd=lj=P;= -s_ k|aGw ;~rfns –/fO6

OG6/g]zgn 6«]8;{ k|f=ln

-v_ ;~rfns – /fO6\; ;Knfo;{

k|f=ln

-u_ ;~rfns –l;l8Pd OGe]i6d]G6

s=k|f=ln

-3_;~rfns –l8nfO6 g]kfn

O08li6«h k|f=ln

@_ ljlQo ;+:yfsf] k|d'v sfo{sf/L clws[t;DaGwL ljj/0f M

Gffd 7]ufgf z}lIfs of]Uotf cg'ej

>L k'ik k|;fb >]i7 nlntk'/ d=g=kf= j8f

g+= #, nlntk'/

jfl0fHo zf:qdf

:gftsf]Q/

ljut #) jif{ b]lv g]kfn a}+s lnld6]8df pRr

Joj:yfksLo kbdf /xL sfo{ u/]sf] tyf xfn >L

;d[l4 kmfOgfG; sDkgL lnld6]8df k|d'v

sfo{sf/L clws[tsf] ?kdf axfn /x]sf] .

6_ ;~rfns ;ldltsf] agf}6 M

!= ;+:yfsf] ;~rfnsx?sf] lgo'lQm / lgjf{rg k|rlnt a}+s tyf ljlQo ;+:yf ;DaGwL sfg'g tyf ;+:yfsf]

k|aGwkq tyf lgodfjnLsf] clwgdf /xL jflif{s ;fwf/0f ;efaf6 x'g]5 .

t/ Joj;flos ljz]if1 ;~rfnssf] lgo'lQm ;~rfns ;ldltn] ug]{5 .

5

@= o; ;+:yfdf & hgfsf] ;~rfns ;ldlt x'g]5 . ;f] ;ldltdf ;d"xut k|ltlglwTj b]xfo adf]lhd x'g]5 .

;+:yfks ;d"xaf6 lgjf{lrt $

;j{;fwf/0f ;d"xsf z]o/wgLx?af6 lgjf{lrt @

:jtGq ;~rfns !

hDdf &

gf]6M xfn o; ljQLo ;+:yfdf % hgfsf] ;~rfns ;ldlt /x]sf] 5 . ;fy} ;+:yfsf] ;+:yfks z]o/ :jfldTj

kl/jt{g eP/ gof ;+:yfks z]o/wgLx? cfO{ afFsL kbx?df ;~rfnsx?sf] lgo'lQm x'g] qmddf /x]sf] 5 .

7_ lng'kg]{ Go"gtd z]o/ ;+Vof / b/vf:t ;fy k7fpg'kg]{ k]ZsL /sdM

xsk|b z]o/ lgisfzg k|of]hgsf]nfuL ljQLo ;+:yfn] xsk|b z]o/sf] lgisfzg k"j{ ;fj{hlgs ;"rgf dfkm{t\

hfgsf/L u/fPsf] ldlt;Dd sfod ePsf ;fljs z]o/wgLx?n] dfq cfˆgf] sfod xs cg';f/ Ps z]o/ a/fa/ b'O{

z]o/ -!M@_ sf] cg'kftdf k|lt z]o/ ?=!))÷—sf b/n] x'Fg cfpg] Psd'i6 gub /sd jf ;f] a/fa/sf] /sd

lgisfzg a}+sdf hDdf u/]sf] ef}r/÷r]s÷a}+s 8«fˆ6 ;+nUg u/L cfj]bg lbg ;Sg]5g \ . ;fy} ;fljssf z]o/wgLn]

cfkm'n] kfpg] xsk|b z]o/sf] cfwf/df vl/b÷b/vf:t ug{ kfpg] eGbf a9L z]o/ vl/bsf nflu b/vf:t lbg gldNg]

t/ vl/b÷b/vf:t ug{ kfpg] eGbf sd z]o/ vl/bsf nflu b/vf:t lbg rfx]df ;f] cg';f/ cfj]bg lbg ;Sg]5g\ /

o;/L cfkm\gf] xs eGbf sd xsk|b z]o/ vl/bsf nflu cfj]bg lbg] z]o/wgLx?sf] xsdf b/vf:tdf dfu u/]

adf]lhd g} xsk|b z]o/ afF8kmfF8 ul/g]5 .

8_ ;fljssf z]o/wgLx?n] xsk|b z]o/ vl/bsf nflu b/vf:t glbO{ afFsL /xg uPsf z]o/x?sf] ljqmL ug]{ ;DaGwL

Joj:yf M

xsk|b z]o/ v'Nnf cjlwdf ;Dk"0f{ z]o/ laqmL geO{ z]o/ afFsL /xg uPdf To;/L afFsL /xg uPsf z]o/x?sf]

;DaGwdf ;+zf]lwt ælwtf]kq lgisfzg tyf afF8kmfF8 lgb]{lzsf @)&$Æ sf] clwgdf /lx ;~rfns ;ldltn] cToGt

kf/bzL{ tl/sfåf/f -h:t} lnnfd a9fa9_ laqmL ul/g]5 . o;/L laqmL ubf{ vl/b ug{ rfxg] nufgLstf{x? ;a}nfO{

;dfg cj;/ k|bfg ul/g]5 .

9_ xsk|b z]o/sf] cg'kft eGbf a9L z]o/ vl/b ug{ kfpg]÷gkfpg] ;DaGwL Joj:yf M

;fljssf z]o/wgLn] cfkm'n] kfpg] xsk|b z]o/sf] cfwf/df vl/b÷b/vf:t ug{ kfpg] eGbf a9L z]o/ vl/bsf nflu

b/vf:t lbg gldNg] t/ vl/b÷b/vf:t ug{ kfpg] eGbf sd z]o/ vl/bsfnflu b/vf:t lbg rfx]df ;f] cg';f/

cfj]bg lbg ;Sg]5g / o;/L cfkm\gf] xs eGbf sd xsk|b z]o/ vl/bsf nflu cfj]bg lbg] z]o/wgLx?sf] xsdf

b/vf:tdf dfFu u/] adf]lhd g} xsk|b z]o/ afF8kmfF8 ul/g]5 . ;fy} pk/f]Qm cg'kftdf z]o/ hf/L ubf{

z]o/wgLx?sf] lx:;fdf v08Ls/0f xF'g uPdf z]o/wgLn] rfx]df vl08t z]o/nfO{ k"0f{ lsQfsf] ?kdf gk'u /sd

;d]t hDdf u/L dflyNnf] k"0f{ c+sdf xsk|b z]o/sf nflu cfj]bg lbg ;Sg]5g\ . o;/L z]o/ afF8kmfF6 ubf{ ;d"xut

36a9 gx'g] u/L afF8kmfF6 ul/g]5 . o;/L afF8kmfF6 ubf{ ljQLo ;+:yfsf] k'F+hL ;+/rgf kl/jt{g x'g] cj:yf cfPdf

sDkgLsf] k|aGwkq tyf lgodfjnLdf cfjZos ;+zf]wg u/L yk lwtf]kqx? af]8{df btf{ ug{ ljQLo ;+:yfsf] jflif{s

;fwf/0f ;efjf6 lg0f{o ul/g]5 .

6

0f_ ;+ul7t ;+:yfsf] n]vfk/LIf0f ePsf] kl5Nnf] tLg jif{ tyf cfufdL tLg jif{sf] k|If]lkt ljQLoljj/0fsf ;fy} g]6jy{sf]

ljj/0f M

jf;nft

-?= xhf/df_

ckl/ is[t*

@)&#÷&$ @)&$÷&% @)&%÷&^ @)&^÷&& @)&&÷&* @)&*÷&( &(.*)

gub tyf gub ;dfg 27,999 34,518 130,326 189,523 330,715 339,839 566,364

g]kfn /fi6« a}+sdf /x]sf] df}Hbft tyf lng' kg]{ 82 82 82 14,569 35,500 110,000 192,500

a}+s÷ljQLo ;+:yfdf /x]sf] df}Hbft - - - - - -

8]l/e]l6e ljQLo pks/0f - - - - - -

cGo Jofkfl/s ;DklQ - - 40,000 130,500 151,000 217,500

shf{ tyf ;fk6L a}+s tyf ljQLo ;+:yfnfO{ - - - - - -

shf{ ;fk6L u|fxsnfO{ 2,292 1,807 603 18,254 1,081,250 2,227,050 3,706,230

lwtf]kqdf nufgL 426 655 994 210 20,000 32,000 45,216

o; jif{sf] cfos/ ;DklQ 2,130 2,132 2,132 2,132 14,107 11,182 44,634

;xfos sDkgLdf nufgL - - - - - -

;xof]uL sDkgLdf nufgL - - - - - -

nufgL ;DklQx? 40,334 58,796 58,796 58,796 - - -

;DdlQ tyf pks/0f 14,547 13,804 13,231 29,000 35,193 48,490 60,684

Voflt tyf cd"t{ ;DklQ - - - - - -

:yug s/ ;DklQ 13,393 1,705 3,607 3,607 - - -

cGo ;DklQ 2,858 3,833 1,833 5,382 1,000 10,000 1,000

s'n ;DklQ 104,059 117,332 211,604 361,473 1,648,265 2,929,561 4,834,128

bfloTj

a}s÷ljQLo ;+:yfnfO{ ltg{ afFsL - - - - - -

g]kfn /fi6« a}+snfO{ ltg{ afFsL - - - - - -

8]l/e]l6e ljQLo pks/0f - - - - - -

u|fxsaf6 lgIf]k 107,771 74,852 75,274 205,682 850,000 2,000,000 3,750,000

ltg{ afFsL ahf{ tyf ;fk6L - - - - - -

o; jif{sf] cfos/ bfloTj - - - 14,107 27,876 44,634

Joj:yf - - 672 - - -

:yug s/ bfloTj - - - - - -

cGo bfloTj 37,985 31,434 37,229 26,361 34,440 65,012 83,689

hf/L ul/Psf] C0fkq - - - - - -

;'/If0f g/flvPsf] ;xfos cfjlws bfloTj - - - - - -

s'n bfloTj 145,756 106,286 112,503 232,714 898,547 2,092,888 3,878,323

OlSj6L

z]o/ k'FhL 181,980 181,980 181,980 181,980 800,000 800,000 800,000

z]o/ lk|ldod 1,360 1,360 1,360 1,360 1,360 1,360 1,360

;l~rt d'gfkmf (298,652) (255,828) (314,049) (289,918) (162,195) (92,812) 1,996

hu]8fx? 73,615 83,534 229,810 235,337 110,554 128,125 152,449

z]o/ wgLx?nfO{ afF8kmfF8 of]Uo s'n OlSj6L (41,697) 11,046 99,101 128,758 749,719 836,673 955,805

u}/ lgolGqt :jfy{ - - - - - -

s'n OlSj6L (41,697) 11,046 99,101 128,758 749,719 836,673 955,805

s'n bfloTj / OlSj6L 104,059 117,332 211,604 361,473 1,648,265 2,929,561 4,834,128

k|lt z]o/ v'b ;DklQ (23.01) 5.72 54.08 70.75 93.71 104.58 119.48

;DklQ

jf:tljs cf=j= k |I f ]lkt cf=j=*

7

* n]vfk/LIf0f gePsf] t/ sDkgLsf] Joj:yfkgaf6 k|dfl0ft ePsf] .

Gf]kfn /fi6« a}+sn] ldlt @)&^÷)$÷!% ut] ;d:of u|it af6 km's'jf k|bfg ubf{ ;d:of u|it cj:yfaf6 km's'jf ePsf] b'O{ jif{leq

tf]lsP adf]lhdsf] Go"gtd r'Stf k'FhL sfod ug'{ kg]{5 eGg] zt{ pNn]v eP adf]lhd cfufdL–@ aif{ leqdf z]o/ kF'hL ? *)

s/f]8 k¥Kofpg'kg]{ tyf Gf]kfn /fi6« a}+ssf] lgb]{zgdf /fli6«o :t/sf] …uÚ au{sf] Ohfhtkq k|fKt ;F:yfsf] r'Stf ug'{kg]{ z]o/ k'FhL ?

*) s/f]8 /x]sf]n] ;f]xL Joj:yf adf]lhd k|yd k6ssf] hf/L xsk|b z]o/ xfn sfod r'Qmf k'FhL ?= !*,!(,*),#))÷– sf] Ps

z]o/ a/fa/ b'O{ z]o/ -!:@_ =cyf{t ljBdfg ! lsQf ;fwf/0f z]o/ a/fa/ gofF @ lsQf ;fwf/0f z]o/_ sf] cg'kftdf hf/L kZrft

;+:yfsf] r'Qmf k'FhL ¿= %$,%(,$),())÷–x'g uO{ cf=j=@)&&÷)&* leq ? *) s/f]8 z]o/ k'FhL k'Ug] kof{Kt cfwf/ /x]sf]] Joxf]/f

hfgsf/L u/fpb5f}+ .

gfkmf – gf]S;fg lx;fa

-?=xhf/df_

ckl/is[t*

@)&#÷&$ @)&$÷&% @)&%÷&^ @)&^÷&& @)&&÷&* @)&*÷&( )&(÷*)

Jofh cfDbfgL 4,412 51,524 9,506 38,783 106,746 273,500 483,448

Jofh vr{ 20,058 2,537 2,353 8,618 48,878 131,556 260,418

v'b Jofh cfDbfgL (15,646) 48,987 7,153 30,165 57,868 141,944 223,030

z'Ns tyf sldzg cfDbfgL 11 3 199 13,064 23,842 29,220

z'Ns tyf sldzg vr{ - - - - v'b z'Ns tyf sldzg

cfDbfgL

- 11 3 199 13,064 23,842 29,220

v'b Aofh, z'Ns tyf

sldzg cfDbfgL

- 48,998 7,156 30,364 70,932 165,786 252,250

v'b Jofkfl/s cfDbfgL - - - - - - -

cGo ;~rfng cfDbfgL 26 18 22 - - 880 1,243

hDdf ;~rfng cfDbfgL (15,620) 49,016 7,178 30,364 70,932 166,666 253,493

shf{sf] hf]lvd Joj:yf÷

v'b ;~rfng cfDbfgL 27,653 77,478 46,897 72,578 151,936 167,466 247,673

;~rfng vr{

sd{rf/L vr{ 5,105 5,334 5,441 22,276 29,710 32,671 35,928

cGo ;~rfng vr{ 8,764 7,200 8,783 14,180 24,347 26,782 29,460

X|f;s§L / kl/iff]wg 972 743 572 2,182 5,260 8,003 9,346

;~rfng gfkmf 12,812 64,201 32,100 33,940 92,618 100,010 172,938 u}/ ;~rfng cfDbfgL 4,333 - - 337 20,000 10,000 10,000 u}/ ;~rfng vr{ - 28,609 - - -

cfos/ cl3sf] gfkmf 17,145 64,201 3,491 34,276 112,618 110,010 182,938

af]g; 3,428 11,262 11,001 18,294

cfos/ vr{ - - - 14,107 11,182 44,634

rfn' s/ 2 - - - 14,107 11,182 44,634

:yug s/ 11,619 (2,003) - - - -

o; cjlwsf] gfkmf 17,143 52,582 5,494 30,849 87,250 87,827 120,010

gfkmf afF8kmf F8 17,143 52,582 5,495 30,849 87,250 87,827 120,010 a}ssf] z]o/wgL

u}/ lgolGqt :jfy{

o; cjlwsf] gfkmf 17,143 52,582 5,495 30,849 87,250 87,827 120,010

k|lt z]o/ cfDbfgL

cfwf/e't k|lt z]o/ cfDbfgL 9.42 28.89 3.02 16.96 10.91 10.98 15.00

8fOn'6]8 k|ltz]o/ cfDbfgL 9.42 28.89 3.02 16.96 10.91 10.98 15.00

k|If]lkt cf=j=*

(42,214) (81,005) (800) (5,820)

ljj/0f jf:tljs cf=j=

(43,273) (28,462) (39,719)

8

lgisfzg k"j{sf] k|lt z]o/ cfDbfgL sfod /fVg j[l4 x'g]] g]6jy{df !^=(& k|ltzt k|ltkmn a[l4 x'g' kg]{ b]lvG5 .

;+:yfsf] ljQLo Joj:yf / ;a} bfloTj ;fl/;s]kl5 v'b afFsL x'g] v'b ;DklQ -g]6jy{_

-?= xhf/df_

ckl/is[t*

@)&#÷&$

r'Qmf kF'hL 181,980 181,980 181,980 181,980 800,000 800,000 800,000

hu]8f tyf sf]ifx? -223,677 -170,934 -82,879 -53,222 -50,281 36,673 155,805

hDdf -41,697 11,046 99,101 128,758 749,719 836,673 955,805

s'n g]6jy{ -41,697 11,046 99,101 128,758 749,719 836,673 955,805

z]o/ ;+Vof -xhf/df_ 1819 1819 1819 1,819 8,000 8,000 8,000

k|lt z]o/ cfDbfgL 9.42 28.89 3.02 16.96 10.91 10.98 15.0024% 12%

k |I f ]lkt cf=j=

100 100 100 100 100

93.71

)&(.*)@)&^÷&& @)&&÷&* @)&*÷&(

70.79

10%

119.48

100

13%

104.58

100

k|lt z]o/ g]6jy{ -¿=_

k|lt z]o/ r'QmfkF"hL -¿=_

g]6jy{df cf}ift k|ltkmn -

k|ltzt_

ljj/0f

af:tlas cf=j=

@)&$÷&% @)&%÷&^

-23.01 5.72 54.08

-41% 476% 6%

ljQLo k|If]k0fsf cfwf/ tyf tl/sf M

ckl/is[t*

!= s'n lgIf]kdf cf}ift j[l4b/ -k|ltztdf_ -37.29 -30.55 0.56 173.24 313.26 135.29 87.50

@= s'nshf{ tyf nufgLdf cf}ift j[l4b/ -k|ltztdf_ -5.71 -12.00 -19.00 2927.18 98.31 51.45 39.91

#= s'nshf{ tyf lgIf]k cg'kft -k|ltztdf_ 2.28 2.89 2.34 8.87 127.21 111.35 98.83

$= s'n cfodf cf}ift j[l4b/ -k|ltztdf_ -83.37 2.13 1.15 461.40 116.56 148.18 72.20

%= s'n vr{df cf}ift j[l4b/ -k|ltztdf_ 65.36 -10.53 11.44 175.57 128.95 83.94 68.41

^= ;~rfng vr{ tyf s'n cfDbfgL cg'kft -k|ltztdf_ 86.57 95.00 27.00 125.25 67.99 76.81 62.27

&= lgIf]ksf] cf}ift Jofhb/ -k|ltztdf_ 2.78 4.00 4.00 8.00 9.26 9.23 9.06

(= cfos/ Joj:yf -k|ltztdf_ 30 30 30 30 30 30 30

!)= j}wflgs t/ntf (SLR) 1.10% 1.41% 0.88% 30.07% 23.53% 15.85% 13.05%

!!= t/ntf (CRR) 0.08% 0.11% 0.11% 7.08% 4.18% 5.50% 5.13%

!@= kF'hL sf]if cg'kft (CAR) -29.67 -16.15 11.9 34.65 58.37 34.65 24.02

af:tlas cf=j= k|If]lkt cf=j=

ljj/0f

14.0016.80 14.21

)&(.*)@)&^÷&& @)&*÷&(

14.14

@)&&÷&*

*= shf{ tyf ;fk6sf] cf}ift Jofhb/ -k|ltztdf_

@)&#÷&$ @)&$÷&% @)&%÷&^

18.00 24.00 18.00

cfufdL jif{x?sf] k|If]lkt ljQLo ljj/0fx? Joj:yfkg4f/f tof/ u/L ;F:yfsf n]vfk/LIfs rf6{8{ PsfpG6]G6];\ >L z'hg s'df/

sfKfm\n] - z'hg sfKfm\n] Pn cf/ P;f]lzo6\;_ n] k'g/fjnf]sg u/L k|dfl0ft ug{'ePsf] 5 ÷xf] . oL ljj/0fx? cf}lrTok"0f{ /

oyfy{k/s /x]sf] ljQLo ;+:yfsf] pb\3f]if0f /x]sf] 5 . ;fy}, k|If]lkt ljQLo ljj/0fdf pNn]Vo km/s ePdf ;f]sf] sf/0f ;Dk"0f{

z]o/wgLx?nfO{ hfgsf/L u/fOg] 5 .

t_ ;+ul7t ;+:yfsf] kl5Nnf] jif{sf] n]vfk/LIf0f ePsf] jf;nft / gfkmf gf]S;fg lx;fjsf] ljj/0f M s_

jf;nft

- ?= xhf/df_

;DklQ jf:tljs ckl/is[t

cf=j= @)&%÷&^ cf=j= @)&^÷&&

gub tyf gub ;dfg 1,30,326 1,89,523

g]kfn /fi6« a}+sdf /x]sf] df}Hbft tyf lng' kg]{ 82 14,569

a}+s÷ljQLo ;+:yfdf /x]sf] df}Hbft - -

9

8]l/e]l6e ljQLo pks/0f - -

cGo Jofkfl/s ;DklQ - 40,000

shf{ tyf ;fk6L a}+s tyf ljQLo ;+:yfnfO{ - -

Shf{ ;fk6L u|fxsnfO{ 603 18,254

lwtf]kqdf nufgL 994 210

o; jif{sf] cfos/ ;DklQ 2,132 2,132

;xfos sDkgLdf nufgL - -

;xof]uL sDkgLdf nufgL - -

nufgL ;DklQx? 58,796 58,796

;DklQ tyf pks/0f 13,231 29,000

Voflt tyf cd"t{ ;DklQ - -

:yug s/ ;DklQ 3,607 3,607

cGo ;DklQ 1,833 5,382

s'n ;DklQ 2,11,604 3,61,473

bfloTj

a}s÷ljQLo ;+:yfnfO{ ltg{ afFsL - -

g]kfn /fi6« a}+snfO{ ltg{ afFsL - -

8]l/e]l6e ljQLo pks/0f - -

u|fxsaf6 lgIf]k 75,274 2,05,682

ltg{ afFsL ahf{ tyf ;fk6L - -

o; jif{sf] cfos/ bfloTj -

cGo Joj:yf 672

:yug s/ bfloTj - -

cGo bfloTj 37,229 26,361

hf/L ul/Psf] C0fkq - -

;'/If0f g/flvPsf] ;xfos cfjlws bfloTj - -

s'n bfloTj 1,12,503 2,32,714

OlSj6L

z]o/ k'FhL 1,81,980 1,81,980

z]o/ lk|ldod 1,360 1,360

;~lrt d'gfkmf (3,14,049) (2,89,918)

hu]8fx? 2,29,810 2,35,337

z]o/ wgLx?nfO{ afF8kmfF8 of]Uo s'n OlSj6L 99,101 1,28,758

u}/ lgolGqt :jfy{

s'n OlSj6L 99,101 1,28,758

s'n bfloTj / OlSj6L 2,11,604 3,61,473

;+efljt bfloTj / k|lta4tf

k|lt z]o/ v'b ;DklQ 54.08 70.75

10

gfkmf gf]S;fg lx;fa

-?= xhf/df_

-v_ lwtf]kq lgisfzg tyf afF8kmfF8 lgb]{lzsf, @)&$ sf] cg';'rL ! sf] bkmf %df “cfly{s jif{ ;dfKt ePkl5 xsk|b z]o/

lgisfzg ;DaGwL Joj:yf / ljj/0fx? k]z u/]df, cfly{s jif{ ;dfKt ePsf] ldltaf6 k]z u/]sf] ldlt;Dddf jf;nftsf] ldlt

kl5sf] 36gfsf] 5'§} hfgsf/L ljj/0fkqdf ;dfj]z ug'{kg]{ 5Æ eGg] Joa:yf ePsf]df cfly{s jif{ ;dfKt ePsf] ldltaf6 k]z

u/]sf] ldlt;Dddf jf;nftsf] ldlt kl5 tflTjs c;/ kfg]{ 36gf g36]sf] .

-u_ lwtf]kq lgisfzg tyf afF8kmfF8 lgb]{lzsf, @)&$ sf] cg';'rL ! sf] bkmf ^ df “lwtf]kq lgisfzg v'nf x'g' k"j{ :jLs[t

ePsf] xsk|b z]o/ lgisfzg ;DaGwL Joj:yf / ljj/0fx?df pNn]lvt ljj/0fdf ;DalGwt lgodg lgsfosf] lgodg

Joj:yf,lgb]{zg jf cGo s'g} sf/0f af6 Joj;fo ;Grfngsf] qmddf x'g] ;fdfGo kl/jt{g afx]s nufgLstf{sf lg0f{odf vf; c;/

kg]{ u/L tflTjs kl/jt{g ePdf To:tf] kl/jlt{t ljj/0f ;dfj]z u/L cfjZos ;'wf/ tyf ;+zf]wg ug'{kg]{ / To:tf] ;+zf]lwt xsk|b

z]o/ lgisfzg ;DaGwL Joj:yf / ljj/0fx? af]8{af6 :jLs[t u/fP/ dfq lgisfzg ;DalGw sfo{ z'? ug'{kg]{ 5Æ eGg] Joa:yf

ePsf]df nufgLstf{sf lg0f{odf vf; c;/ kg]{ u/L tflTjs kl/jt{g ePdf To:tf] kl/jlt{t ljj/0f ;dfj]z u/L cfjZos ;'wf/

tyf ;+zf]wg u/L ;~rfns ;ldlt af6 cfjZos lg0f{o u/fO{ hfgsf/L u/fO{g] / jf]8{af6 :jLs[t u/fP/ dfq lgisfzg ;DalGw

sfo{ z'? ul/g] 5 .

jf:tljs ckl/is[t

cf=j= @)&%÷&^ cf=j= @)&^÷&&

Jofh cfDbfgL 9,507 38,783

Jofh vr{ 2,353 8,618

v'b Jofh cfDbfgL 7,153 30,165

z'Ns tyf sldzg cfDbfgL 3 199

z'Ns tyf sldzg vr{ - -

v'b z'Ns tyf sldzg cfDbfgL 3 199

v'b Aofh, z'Ns tyf sldzg cfDbfgL 7,156 30,364

v'b Jofkfl/s cfDbfgL - -

cGo ;~rfng cfDbfgL 22 -

hDdf ;~rfng cfDbfgL 7,177 30,364

shf{sf] hf]lvd Joj:yf÷-lkmtf{_ tyf cGo gf]S;fgL (39,719) (42,214)

v'b ;~rfng cfDbfgL 46,897 72,578

;~rfng vr{

sd{rf/L vr{ 5,440 22,276

cGo ;~rfng vr{ 8,783 14,180

X|f;s§L / kl/iff]wg 572 2,182

;~rfng gfkmf 32,100 33,940

u}/ ;~rfng cfDbfgL - 337

u}/ ;~rfng vr{ 28,609 -

af]g; cl3sf] gfkmf 3,491 34,276

af]g; - 3,428

cfos/ cl3sf] gfkmf 3,491 30,849

cfos/ vr{ - -

rfn' s/ - -

:yug s/ (2,003) -

o; cjlwsf] gfkmf 5,495 30,849

gfkmf afF8kmfF8 5,495 -

a}ssf] z]o/wgL 5,495 30,849

u}/ lgolGqt :jfy{

o; cjlwsf] gfkmf 5,495 30,849

k|lt z]o/ cfDbfgL

cfwf/e't k|lt z]o/ cfDbfgL 3.02 16.95

8fOn'6]8 k|ltz]o/ cfDbfgL 3.02 16.95

11

y_ ;+ul7t ;+:Yffn] ug]{ ePsf] sfddf lglxt ;Defljt hf]lvdx? M

s_ gofF a}+s tyf ljQLo ;+:yfx?sf] k|j]zaf6 pTkGg x'g] k|lt:kwf{af6 x'g;Sg] hf]lvdx? .

v_ ;+:yfn] k|bfg u/]sf] shf{ tyf ;fk6 v/fa shf{df kl/0ft x'g uPdf x'g] hf]lvdx? .

u_ b]zsf] /fhg}lts cl:y/tfaf6 cfpg ;Sg] hf]lvdx? .

3_ b]zsf] cfly{s cj:yfdf cfpg] ptf/–r9fjaf6 x'g;Sg] hf]lvdx? .

ª_ g]kfn ;/sf/ tyf g]kfn /fi6« a}+ssf] cfly{s tyf ljQLo gLlt lgoddf x'g] kl/jt{gaf6 >[hgf x'g;Sg]

hf]lvdx? .

r_ lgIf]k tyf shf{sf] Jofhb/df cfpg] kl/jt{gaf6 x'g;Sg] hf]lvdx? .

5_ k'FhL ahf/sf] cj:yfdf cfpg] ptf/–r9fjaf6 kg{;Sg] hf]lvdx? .

h_ cGt/fl{i6«o ahf/df x'g] dGbLaf6 g]kfnL ahf/df kg{;Sg] c;/af6 x'g;Sg] cfly{s

hf]lvdx? .

em_ b]zsf] df}lb|s gLlt nufot g]kfn /fi6« a}+sn] ug]{ lgod lgb]{zgsf] ck|Toflzt kl/jt{gaf6 l;h{gf x'g]

;Defljt hf]lvdx?

`_ b]zsf] j}b]lzs gLltdf x'g ;Sg] kl/jt{gaf6 pTkGg x'g;Sg] ;Defljt hf]lvdx? .

6_ lab]zL lalgdo sf/f]af/ ubf{ lalgdo b/df x'g] yk36af6 pTkGg x'g ;Sg] hf]lvdx? .

;+:yfsf] shf{ tyf nufgL v/fa eO{ x'g;Sg] hf]lvdx?sf]nfuL ;+:yfn] shf{ tyf nufgL hf]lvd sf]ifsf] Joj:yf ug]{5 .

;+:yfn] ljQ ahf/df x'g] k|lt:kwf{sf] nflu hgzlQm ljsf;df Wofg k'¥ofpg'sf] ;fy} cGo Joj;flos hf]lvdx?af6 ;[hgf

x'g;Sg] xfgL–gf]S;fgLsf] nfuL Joj:yfkg rgfvf] eO{ ;Defljt xflg–gf]S;fgL axg ug{ ;Ifd / k|lta4 5 .

lwtf]kqsf] d"No kl/jt{g ;DjGwL hf]lvd

?=!))÷— k|lt z]o/sf b/n] lgisfzg ul/Psf] z]o/ d"Non] ;"rLs/0f kZrft g]kfn :6s PS;r]~h lnld6]8df x'g]

sf/f]jf/ d"No ghgfpg] ePsf]n] z]o/ d"Nodf x'g ;Sg] kl/jt{gsf] hf]lvd /x]sf] 5 .

b_ z]o/ afF8kmfF8;DaGwL Joj:yf M

o; ljj/0f dfkm{t lgisfzg ul/g] xsk|b ;fwf/0f z]o/ lwtf]kq lgisfzg tyf afF8kmfF8 lgb{]lzsf, @)&$ n]

lgwf{l/t u/]sf] !% lbg leq xsk|b z]o/sf] afF8kmFf8 u/L afF8kmfF8 ePsf ;"rgf /fli6«o :t/sf] b}lgs klqsfdf

;"rgf k|sflzt ul/g]5 . ;fy} g]kfn :6s PS;r]~h lnld6]8df ;"rLs/0f eP kZrft l;l8P; P08 lSnol/Ë

lnld6]8df btf{ u/L afF8kmfF6 ePsf] xsk|b z]o/ ef}lts k|df0fkq /lxt u/L ljB'tLo ¿kdf z]o/wgLsf] l8Dof6

vftfdf hDdf u/L vl/b laqmLsf] Joj:yf ldnfOg]5 .

w_ ;+ul7t ;+:yfsf] k|aGwkq lgodfjnL, kl5Nnf] jif{sf] n]vf k/LIf0f ePsf] jf;nft, gfkmf gf]S;fg lx;fa, n]vf

k/LIf0f k|ltj]bg lg/LIf0f ug{ kfOg] ;do / :yfg M

sfof{no ;do leq lgDg lnlvt :yfgx?df a}+ssf] pk/f]Qm ljj/0fx? lg/LIf0f ug{ ;lsg]5 M

!= >L la=cf]=s]= Soflk6n dfs]{6 lnld6]8, sf7df8f}+ Knfhf, sdnfbL, sf7df8f+} .

@= >L ;d[l4 kmfOgfG; sDkgL lnld6]8, /lhi68{ s]Gb|Lo sfof{no, x]6f}+8f–!, dsjfgk'/ tyf zfvf sfof{nox?

k'tnL;8s sf7df8f}+ / j'6jn .

g_ lgisfzg x'g] lwtf]kq k|Tofe"lt u/]sf] eP ;f] sf] ljj/0f

lgisfzg x'g] lwtf]kq k|Tofe"lt gePsf] .

k_ z]o/ ;"rLs/0f u/fpg];DaGwL Joj:yf M

o; ljj/0f cg';f/ ;fljs z]o/wgLx?nfO{ hf/L ul/Psf xsk|b ;fwf/0f z]o/x? afF8kmfF8 u/] kZrft g]kfn lwtf]kq

af]8{sf] k|rlnt lwtf]kq lgisfzg lgb]{lzsfdf ePsf] Joj:yf cg';f/ g]kfn :6s PS;r]~h lnld6]8df k|rlnt

;"rLs/0f ;DaGwL Joj:yfdf ePsf] k|fjwfg cg';f/ ;"rLs/0f u/fO{ l;l8P; P08 lSnol/Ë lnld6]8df btf{ u/L

afF8kmfF6 ePsf] xsk|b z]o/ ef}lts k|df0fkq/lxt u/L ljB'tLo ¿kdf z]o/wgLsf] l8Dof6 vftfdf hDdf u/L vl/b

laqmLsf] Joj:yf ldnfOg]5 .

km_ ;+ul7t ;+:yfsf] sf/f]jf/df c;/ kg]{ s'g} ljjfb÷d'2f dfldnf eP ;f] sf] ljj/0f M

;+:yfsf] C0f c;'nL k|of]hgsf]nfuL ljleGg cbfntx?df d'2f sfod /x]sf] .

a_ xsk|b z]o/ vl/b ug{ rfxg] z]o/wgLx?n] kfngf ug{'kg{] d'Vo s'/fx? M

s_ o; ljj/0fkq cg';f/ hf/L ul/g] xsk|b z]o/sfnfuL z]o/wgLx?n] cfkm\gf] gfddf sfod z]o/sf] !M@

-ljBdfg ! lsQf z]o/ a/fa/ gofF+ @ lsQf z]o/sf] b/n]_ sf] cg'kftdf z]o/ vl/bsf nflu b/vf:t lbg

;Sg]5g\ . cfkm\gf] z]o/ cef}lts ?kdf wf/0f u/]sf z]o/wgLx?n] l;–cf:jf (CASBA) dfkm{t cfkm\gf]

vftf /x]sf] a}+saf6 jf l;l8P; P08 lSnol/Ë lnld6]8n] pknAw u/fPsf] d]/f] z]o/ (Mero Share) dfkm{t cfj]bg lbg] k|s[of ælwtf]kqsf] ;fj{hlgs lgisfzgsf] s]Gb|Ls[t ljB'tLo ;]jf sfo{ ;+rfng lgb]{lzsf,

12

@)&$Æ df ePsf] Joj:yf adf]lhd x'g]5 . ef}lts ?kdf z]o/ wf/0f u/]sf] z]o/wgLx?n] laqmL k|aGwsn]

tf]lsPsf] ;+sng s]Gb|af6 cfj]bg kmf/fd k|fKt u/L xsk|b z]o/sf] cfj]bg lbg ;Sg]5g\ .

v k|To]s z]o/wgLn] z]o/sf] xsk|b lgisfzgsfnfuL b/vf:t lb+bf sDkgLaf6 tf]lsPsf] lglb{i6 9fFrfdf cfkm\gf]

z]o/wgL g+=, lxtu|fxL kl/ro g+=, xfn sfod /x]sf] z]o/ ;+Vof, cfkm'n] vl/b ug{ kfpg] cyjf dfu]sf]

xsk|b z]o/ ;+Vof / ;f] a/fa/sf] /sd ;d]t v'nfO{ l/tk"j{s tf]lsP adf]lhdsf] 9fFrfdf cfj]bg lbg'kg]{5 .

u_ cfj]bsn] cfj]bg kmf/d a'emfpFbf b]xfosf s'/fx?df ljz]if Wofg lbO{ :ki6;+u cfj]bg

kmf/d e/L a'emfpg' kg]{5 M

s_ cfj]bssf] k"/f gfd -g]kfnL tyf c+u|]hL b'j}_,

v_ cfj]bssf] afa', cfdf tyf afh]sf] gfd,

u_ cfj]bs ljjflxt ePsf >Ldfg jf >LdtLsf] gfd,

3_ cfj]bssf] :yfoL 7]ufgf,

ª_ cfj]bssf] ;Dks{ 7]ufgf / 6]lnkmf]g jf df]afOn gDa/,

r_ cfj]bssf] vftf /x]sf] a}+s jf ljQLo ;+:yfsf] gfd, 7]ufgf tyf vftf gDa/,

5_ lwtf]kq cef}ltlss/0f ug]{ -l8Dof6_ vftf gDa/,

h_ cfj]bsn] lng rfx]sf] z]o/ ;+Vof tyf ;f] jfkt hDdf u/]sf] /sd,

em_ cfj]bssf] x:tfIf/ -gfjfnssf] xsdf cleefjssf] x:tfIf/_,

`_ cfj]bg kmf/fd /2 x'g ;Sg] sf/0f;DaGwL hfgsf/L,

6_ nufgLstf{sf] kl/rokqsf] Joj:yf ul/Psf]df To:tf] kl/rokq gDa/,

7_ cfj]bg kmf/fd a'emfPsf] ;+sng s]Gb|sf] gfd tyf 7]ufgf,

8_ cfj]bg kmf/fd a'emfPsf] ldlt

3_ xsk|b z]o/ vl/b ug{sf nfuL cfj]bg lb+bf cfk\mgf] gfddf btf{ /x]sf] z]o/ ;+Vof, z]o/ k|df0fkq gDa/,

z]o/wgL gDa/ tyf cfkm"n] lng rfx]sf] xsk|b z]o/ ;+Vof ;d]t vf]nL a}+sn] tf]lsPsf] 9fFrfsf] cfj]bg

kmf/fd e/L b/vf:t lbg' kg{]5 .

3_ xsk|b z]o/sfnfuL cfj]bg lb+bf cfkm'n]] lng rfx]sf] z]o/ ;+Vof jfkt k|lt z]o/ ?=!))÷— sf b/n] x'g]

Psd'i6 /sd tf]lsPsf] ;+sng s]Gb|x? Jff lgisfzg a}+ssf] vftfdf hDdf u/L ;f] sf] ;Ssn ef}r/ ;fy}

/fvL cfj]bg lbg' kg{]5 . ;fy} z]o/ cfj]bg lb+bf z]o/wgLx?n] cfj]bg lbg kfpg] z]o/ ;+Vof v08Ls/0f x'g

uPdf z]o/wgLn] vl08t z]o/nfO{ k"0f{ lsQfsf] ?kdf gk'u /sd ;d]t hDdf u/L dflyNnf] k"0f{ c+sdf

xsk|b z]o/sf nflu cfj]bg lbg ;Sg]5g\ .

ª_ ;+o"Qm gfddf /x]sf ;fljs z]o/wgLx?n] cfj]bg lb+bf ;+o'Qm ?kdf g} xsk|b z]o/ vl/bsf nflu b/vf:t

lbg' kg{]5 .

r_ xsk|b z]o/ afF8kmFf8 ubf{ h'g ;d"xsf] z]o/wgL xf] ;f] z]o/wgLnfO{ ;f]xL ;d"xsf] z]o/sf] cg'kftdf

afF8kmFf6 ul/g]5 .

5_ tf]lsPsf] ;doleq xsk|b z]o/ vl/bsf nflu cfj]bg k]z gug{] tyf b/vf:t ;fy z]o/ jfktsf] /sd

bflvnf gug{] ;fljs z]o/wgLx?n] kl5 xsk|b z]o/sf]nfuL s'g} lsl;dsf] bfjL ug{ kfpg] 5}g .

h_ afF8kmfF6 ePsf] z]o/ ;DalGwt z]o/wgLx?nfO{ lwtf]kqsf] k|df0fkq ljt/0f gu/L cef}lts ?kdf l8Dof6

vftfdf hDdf ug]{ Joj:yf ldnfOg]5 .

em_ k|To]s z]o/wgLn] ef}lts tyf cef}lts -l8Dof6_ ?kdf /x]sf] z]o/ cg';f/ xsk|b z]o/ ebf{ cfj]bssf] z]o/

ef}lts tyf cef}lts -l8Dof6_ h'g ?kdf sfod /x]sf] ePtfklg Pp6} cfj]bg kmf/d dfkm{t\ b/vf:t lbg

;Sg]5g\ .

`_ xsk|b z]o/ ;DaGwL s'g} ljjfb ePdf jf k/]df a}+ssf] ;~rfns ;ldltn] u/]sf] lg0f{o clGtd x'g]5 .

e_ cfˆgf] xs cGo JolQmnfO{ x:tfGt/0f ug]{ u/L dgf]gog u/]sf] cj:yfdf kfngf ug'{kg]{ s'/fx? M

xsk|b z]o/sf] nfuL sDkgLsf] k|aGwkq tyf lgodfjnLdf xs x:tfGt/0f ;DaGwL Joj:yf yk u/L ;+zf]wg ul/Psf] 5 .

xfn sfod z]o/wgLn] ælwtf]kq btf{ tyf lgisfzg lgodfjnL, @)&#Æ sf] lgod !( sf] ! adf]lhd xsk|b z]o/ vl/b ug{

g;s]df jf cfkm\gf] xs nfUg] z]o/ c?nfO{ laqmL ljt/0f jf xs x:tfGt/0f u/]sf] cj:yfdf lghsf] xs nfUg] ;Ddsf]

xsk|b z]o/ vl/b ug{ kfpg] 5g\ . pQm xsk|b z]o/sf] xs x:tfGt/0f ug{ b]xfoadf]lhdsf] lgj]bg ;DalGwt ;+ul7t ;+:yf

;dIf lbg] Joj:yf ug{'kg]{5 .

s_ ;flassf z]o/wgLx?n] xsk|b z]o/ vl/b ug{ xs cGo s'g} JolQmnfO{ x:tfGt/0f ug]{ ;DaGwL Joj:yf k|aGwkq,

lgodfjnLdf ePsf],

v_ dgf]gog eO{ z]o/sf] nfuL cfj]bg ubf{ lwtf]kq ahf/sf] sf/f]af/ OsfO{ cg';f/ x'g] Joj:yf ul/Psf],

u_ sDkgLsf] k|aGwkq, lgodfjnLdf ePsf] Joj:yf tyf ;DalGwt lgodgstf{n] :jfldTj ;Ldf tf]s]sf] cj:yfdf klxn]

lnPsf] jf kl5 u|x0f ul/g] z]o/ ;d]t s'n z]o/ ;+Vof ;f] ;Ldf ggf3\g] u/L dfq dgf]lgt x'g]n] z]o/sf nfuL

cfj]bg ug{ ;Sg] Joj:yf ul/Psf],

3_ ;+ul7t ;+:yfsf] k|aGwkq / lgodfjnLsf] Joj:yf cg';f/ :jfldTj tyf ;~rfns ;ldlt ;d"xs[t ul/Psf] ePsf

;f]xL ;d"xleq /xg] u/L dfq dgf]gog ug{ ;lsg] / dgf]gog u/]kl5 sDkgLsf] z]o/ :jfldTjsf] ;+/rgf /

;~rfns ;ldltsf] agf}6df kl/j{tg x'g] ePdf ;DalGwt P]g lgodn] tf]s]sf] :jfldTj l;dfleq /xg] u/L kl/jt{g

x'g] Joj:yf tyf dtflwsf/ ;DaGwL :ki6 Joj:yf ePsf],

13

8=_ k|rlnt sfg'g cg'?k dgf]gLt x'g] JolQm jf ;+:yf sfnf];"lrdf g/x]sf],

r_ k|rlnt sfg'g adf]lhd dgf]gLt x'g] JolQm jf ;+:yf cof]Uo gePsf],

5_ dgf]gLt btf{ Ps JolQmnfO{ dfq dgf]lgt ug{'kg]{5 . ;fy} ælwtf]kq btf{ tyf lgisfzg lgodfjnL, @)&#Æ sf] lgod

!( sf] # adf]lhd dgf]gogsf nflu lgj]bg lb+bf lgj]bgsf ;fy x:tfGt/0f u/L lnOg] lwtf]kqsf] r'Qmf /sdsf] Ps

k|ltzt /sdn] x'g cfpg] /sd dgf]gog ul/lbg] z]o/wgLn] a'emfPsf] z"Ns ;d]t ;dfj]z ul/Psf] x'g'kg]{5 .

d_ ;+ul7t ;+:yfsf] n]vfk/LIfs, sDkgL ;lrj, ljQLo ljj/0f k|If]k0f ug]{ ljz]if1, k|If]lkt ljj/0fsf] k|If]k0f÷cg'dfgsf] cfwf/

tyf tl/sf af/] k'g/fjnf]sg u/L ;Gt'i6 ePsf] /fo JoQm ug]{ ljz]if1, æxsk|b z]o/ lgisfzg;DaGwL Joj:yf tyf

ljj/0fx?Æ tof/ ug]{ ljz]if1 tyf lgisfzg tyf laqmL k|aGwssf] gfd 7]ufgf pNn]v ug'[kg]{ M

!= ;+:yfsf] cf=j= @)&%÷&^ sf] n]vfk/LIf0f sfo{ k|l;4 P08 Pzf]l;o6;\ rf6{8{ PsfpG6]G6;\ >L k|l;4 Gof}kfg] –nlntk'/n]

ug'{ePsf] 5 . ;fy} cf=j= @)&^÷&& sf] n]vfk/LIf0f sfo{ ug{sf nflu Pn cf/ P;f]l;P6\; rf6{8{ PsfpG6]G6;\ >L ;'hg

sfkm\n]nfO{ lgo'Qm ul/Psf] 5 .

@= ;+:yfsf] sDkgL ;lrjdf >L k'ik k|;fb >]i7 x'g'x'G5 .

#= ;+:yf sf] ljQLo ljj/0f k|If]k0f ljut aif{sf] sf/f]jf/sf] cfwf/df ljQLo ;+:yf cfkm}n] tof/ u/]sf] xf] . pQm k|If]lkt ljQLo

ljj/0fx? oyfy{k/s ePsf] Joxf]/f >L P s] hL P;f]l;o6\;, nlntk'/sf rf6{8 Psfp06]06 >L /fhf /fd s8]nn] k|dfl0ft

ug'{ ePsf] 5 .

$= of] æxsk|b z]o/ lgisfzg ;DaGwL Joj:yf tyf ljj/0fx?Æ Joj;flos ;+:yf la=cf]=s]= Soflk6n dfs]{6 lnld6]8, sf7df8f}+

Knfhf, sdnfbL, sf7df8f+}n] tof/ u/]sf] xf] .

%= o; xsk|b z]o/ lgisfzgsf nflu lwtf]kq lgisfzg tyf ljqmL k|aGwsdf g]kfn lwtf]kq af]8{af6 lgisfzg tyf laqmL

k|aGwssf] k|df0fkq k|fKt lwtf]kq Joj;foL la=cf]=s]= Soflk6n dfs]{6 lnld6]8, sf7df8f}+ Knfhf, sdnfbL, sf7df8f+} /x]s]f 5

.

o_ xsk|b z]o/ hf/L ug'{sf] p2]ZoM

!= xsk|b z]o/ hf/L ug'{sf] p2]Zo tyf of]hgf M

o; ljQLo ;+:yfnfO{ g]kfn /fi6« a}+s, a}+s tyf ljQLo ;+:yf lgodg ljefu, afn'jf6f/, sf7df8f}+sf] kqaf6 r'Qmf

k'FhL c;L s/f]8 k"/f u/L /fli6«o:t/sf] ljQ sDkgL x'g lgb]{zg u/]sf]n] lwtf]kq lgisfzg tyf afF8kmfF8 lgb]{lzsf,

@)&$ sf] bkmf !@ sf] pkbkmf -^_ adf]lhd Joj;fo ;Fu ;DalGwt lgodg Joj:yfsf sf/0fn] @)&^ kf}if @( ut]

;DkGg c7f/f}+ jflif{s ;fwf/0f ;efn] r'Qmf k'FhLsf] b'O{ ;o k|ltzt xsk|b z]o/ lgisfzg ug]{ lg0f{o u/]sf]n] ;f]xL

xsk|b z]o/ lgisfzgaf6 k|fKt x'g] k'FhL ?=#^,#(,^),^))÷– -cIf/]kL 5lQ; s/f]8 pgfGrfln; nfv ;f¶L xhf/ 5

;o dfq_ lgDg adf]lhd pkof]u ul/g] 5 M

s|=;+= lzif{s k|ltzt /sd ?=

! shf{ tyf ;fk6 85.17 31,00,00,000/-

@ nufgL 5.50 2,00,00,000/-

# zfvf lj:tf/ 4.12 1,50,00,000/-

$ cGo 5.12 1,89,60,600/-

hDdf 100% 36,39,60,600/-

/_ xsk|b z]o/ laqmL v'Nnf cjlw M

o; ljj/0fåf/f lgisfzg ul/Psf] xsk|b ;fwf/0f z]o/sf] nflu cfj]bg lbg] Dofb xsk|b z]o/sf] laqmL v'NNff ePsf]

ldltn] slDtdf @! -PSsfO;_ lbg x'g]5 . xsk|b z]o/sf] lgisfzg tyf laqmL v'Nnf cjlw lwtf]kq btf{ tyf

lgisf;g lgodfjnL, @)&# sf] clwgdf /xL g]kfn lwtf]kq af]8{nfO{ hfgsf/L lbO{ a}+ssf] ;~rfns ;ldltsf] lg0f{o

adf]lhd clwstd !% lbg ;Dd yk ug{ ;Sg]5 .

n_ xsk|b z]o/ vl/bsfnfuL b/vf:t kfOg], /sd hDdf ug]{ / cfj]bg a'emfpg] :yfgx?sf ;fy} xsk|b z]o/

vl/bsf]nfuL tof/ ul/Psf] æxsk|b z]o/ lgisfzg ;DaGwL Joj:yf tyf ljj/0fx?Æ k|fKt ug{ jf x]g{ ;Sg] :yfgx? M

s_ ljj/0fkq tyf b/vf:t kmf/d k|fKt ug]{ / a'emfpg] :yfgM

qm=;+= sDkgLsf] gfd, 7]ufgf

!= la=cf]=s]= Soflk6n dfs]{6 ln=, sf7df8f}+ Knfhf, sdnfbL, sf7df8f}+ .**

@= ;d[l4 kmfOgfG; sDkgL ln=, s]Gb|Lo sfof{no, x]6f}8f–!, dsjfgk'/ .

14

#= s_ ;d[l4 kmfOgfG; sDkgL ln=, zfvf sfof{no, a'6jn, ?kGb]xL -pkTosf aflx/_ .

v_ ;d[l4 kmfOgfG; sDkgL ln=, zfvf sfof{no, k'tnL;8s, sf7df8f}+ -pkTosf leq_ .

**r]s tyf ef}r/af6 dfq b/vf:t a'lemlng] Joj:yf ul/Psf] 5 .

v_ b/vf:t kmf/d k|fKt ug]{ / a'emfpg] :yfgM

qm=;+= sDkgLsf] gfd, 7]ufgf

!= l;–cf:jf ;b:o a}+s tyf ljQLo ;+:yfx? / ltgsf zfvf sfof{nox? .

u_ dfly pNn]lvt :yfgx? afx]s cGo :yfgaf6 cfj]bg lbg rfxg]x?n] lwtf]kq lgisfzg aGb x'g'eGbf cl3sf]

ldltdf la=cf]=s]= Soflk6n dfs]{6 lnld6]8sf] gfddf lvlrPsf] Psfp06 k]oL r]s tyf 8«fˆ6sf ;fy lwtf]kqsf]

nfuL cfj]bg l;w} x'nfs jf s'l/o/af6 la=cf]=s]= Soflk6n dfs]{6 ln=, sdnfbL, sf7df8f}+df k7fpg ;lsg] 5 .

xsk|b z]o/ laqmL aGb ePsf] & lbg kl5 k|fKt 8«fˆ6 / cfj]bg kmf/dnfO{ afF8kmfF8df ;dfj]z ul/g] 5}g .

3_ lwtf]kq lgisfzgsf] qmddf af]8{af6 l:js[t xsk|b z]o/ lgisfzg ;DaGwL Joj:yf tyf ljj/0fx? nufgLstf{n]

;xh ?kdf x]g{ ;Sg] / pgLx?nfO{ ;"lrt lg0f{odf k'Ug ;xh ug]{ p2]Zon] lwtf]kq lgisfzg tyf laqmL

k|aGwssf] j]a;fO6 www.bokcapital.com.np / lgisfzg sDkgLsf] j]a;fO6 www.sfcl.com.np df /flvg]5 . ;f]sf] Ps k|lt af]8{sf] j]a;fO6df /fVg ;d]t pknAw u/fOg]5 .

ª_ xsk|b z]o/ lgisfzgsf] qmddf z]o/wgLsf] ;+Vof / 7]ufgfnfO{ cfwf/dfgL z]o/wgLx?sf] kxF'r x'g]u/L kof{Kt

dfqfdf ;+sng s]Gb| tf]lsg]5 . ;fy} b/vf:t kmf/dsf] xsdf cfj]bsx?n] la=cf]=s]= Soflk6n dfs]{6 ln=sf]

j]a;fO6 www.bokcapital.com.np / lgisfzg sDkgLsf] j]a;fO6 www.sfcl.com.np af6

8fpgnf]8 u/L e/]/ tf]lsPsf] ;+sng s]Gb|df a'emfpg ;lsg]5 . ;fy} nufgLstf{x?n] cfkm'n] cfj]bg lbg ;Sg]

clwstd xs ;DaGwL ljj/0f sDkgLsf] j]a;fO6 / la=cf]=s]= Soflk6n dfs]{6 ln=sf] j]a;fO6 dfkm{t\ x]g{

;lsg]5 .

j_ lgisfzg a}+s (Banker to the Issue) sf] gfd tyf 7]ufgf M

o; xsk|b lgisfzgsf] nflu b]xfosf a}+snfO{ lgisfzg a}+ssf] ?kdf lgo'Qm ul/Psf] 5 .

l;=g+= lgisfzg a}+ssf] gfd, 7]ufgf Vfftf g+ Vfftfsf] gfd

!= >L a}+s ckm sf7df08" lnld6]8,

sdnkf]v/L, sf7df8f}+ .

)^)))))^#$@)%@$ la=cf]=s]= Soflk6n – ;d[l4 kmfOgfG; sDkgL

ln=

z_ cfˆgf] Joj;fo;Fu ;DjlGwt P]g, lgod, sDkgL P]g tyf cGo lgodg lgsfon] lbPsf] lgb]{zgx?sf] k"0f{ kfngf

u/]sf] ;DaGwL pb\3f]if0f M

s_ ;+:yfn] cfkm"n] ug]{ Joj;fo;Fu ;DjGwLt P]g, lgod, a}+s tyf ljQLo ;+:yf ;DaGwL P]g, @)&#, sDkgL P]g,

@)^# tyf cGo lgodg lgsfon] lbPsf] lgb]{zgx?sf] k"0f{ ?kdf kfngf ul/Psf] 5, ;f]xL bfo/fleq /xL

cfˆgf] sf/f]jf/ ub}{ cfO/x]sf] 5 . ;fy}, o; ;+:yfsf ;~rfns Pj+ ;+:yfksx? sDkgL P]g, @)^#, a}+s tyf

ljQLo ;+:yf ;DaGwL P]g, @)&# tyf cGo k|rlnt g]kfn sfg"gdf ePsf] Joj:yf cg';f/ sfnf];"rLdf

;dfj]z g/xg'sf ;fy} cof]Uo g/x]sf] pb\3f]if0f ljQ sDkgLsf] /x]sf] 5 .

v_ o; ;fj{hlgs lgisfzgnfO{ Oqmf g]kfn lnld6]8n] sdhf]/ cfwf/x? (Fundamentals) hgfpg]

‘ICRANP IPO Grade 5’ k|bfg u/]sf] 5 . qm]l86 /]l6Ë u|]8 k|bfg u/]sf] ldlt M @)&^÷!!÷!$ -km]a|c/L

@^, @)@)_ ut] . ;fy} qm]l86 /]l6Ë axfn /xg] cjlw qm]l86 /]l6Ë k|bfg u/]sf] ldltaf6 !@ dlxgf ;Dd

/xg] 5 .

if_ kl5Nnf] # jif{sf] jflif{s tyf kl5Nnf] # dlxgfsf] dfl;s sf/f]jf/sf] clwstd, Go"gtd, clGtd ahf/ d"Nosf ;fy}

sf/f]jf/ ePsf] ;+Vof ;DaGwL ljj/0f M

kl5Nnf] # aif{df ePsf] z]o/ sf/f]af/sf] ljj/0f M

cf=j= clwstd z]o/

d'No -¿_

Go"gtd z]o/

d'No -¿_

clGtd ahf/

d'No -¿_

z]o/ sf/f]af/

;+Vof

@)&#÷)&$ 192 90 143 84588 @)&$÷)&% 182 98 99 278119 @)&%÷@)&^ 104 69 96 111468

15

kl5Nnf] # dlxgfdf ePsf] z]o/ sf/f]af/sf] ljj/0f M

dlxgf clwstd z]o/

d'No -¿_

Go"gtd z]o/

d'No -¿_

clGtd ahf/

d'No -¿_

z]o/ sf/f]af/

;+Vof

@)&& a}zfv 100 97 98 1576 @)&& h]i7 100 97 98 1576 @)&& cfiff9 105 98 98 2288

;_ o; æxsk|b z]o/ lgisfzg ;DaGwL Joa:yf tyf ljj/0fx?Æ df pNn]v ePsf] ljj/0fx? tYok"0f{ 5g\, ;f] df s'g}

km/s k/]df xfdL ;~rfnsx? k"0f{ ?kdf lhDd]jf/ x'g]5f}}+ egL ;lx5fk ug]{ ;~rfnsx?sf] gfd tyf b:tvt .

qm=;+= ;~rfnsx?sf] gfd Kfb b:tvt

!= >L ljgf]b s'df/ ;'j]bL cWoIf -;j{;fw/0f_

@= >L la/Ëgf dxh{g

;~rfns -;+:yfks_

#= >L lzjnfn k'/L ;~rfns -;j{;fwf/0f_

$=

lbks clwsf/L ;~rfns -;+:yfks_

%= >L s'df/ >]i7 ;~rfns -:jtGq_

;_ lgisfzg tyf laj|mL k|aGwssf] pb\3f]if0f

xfdLnfO{ lgisfzgstf{ ;+ul7t ;+:yf tyf o;sf ;+:yfks ;~rfnsx?n] pknAw u/fPsf] ljj/0f tyf hfgsf/Lx?sf]

cfwf/df o; ;+:yfsf] Joj:yfksLo, k|fljlws / cfly{s kIfsf] ljZn]if0ffTds cWoogjf6 xfdL ;Gt'i6 x'g'sf] ;fy} “xsk|b

z]o/ lgisfzg;DaGwL Joj:yf tyf ljj/0fx?” df n]lvPsf cfly{s ljj/0fx? / cGo hfgsf/L tYout, k"0f{ / ;xL

b]lvPsf]n] nufgLstf{x?nfO{ nufgL;DaGwL lg0f{o lng d2t k'Ug] s'/fk|lt ljZj:t eO{ xfdLn] of] “xsk|b z]o/ lgisfzg

;DaGwL Joj:yf tyf ljj/0fx?” :jLs[ltsf nflu g]kfn lwtf]kq af]8{df P]g / o; lgodfjnL cg'?ksf] of]Uotf k'u]sf]

k|ltj4tfkq -8\o" 8]lnh]G;\ ;l6{lkms]6_ k|:t't u/]sf 5f}+ .

16

17