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Dollars into Difference
May 2015
WHERE DO WE WORK?
WHAT DO WE DO?
Mission: provide financing and consulting services that transform the lives of individuals and strengthen community prosperity.
We do this through:
•Small business loans
•New Markets Tax Credits
•ConsultingGolden Valley Natural
SMALL BUSINESS LOANS
Mandie Stuhan, Downtown Hound
• Nearly bankable businesses
• Term loans
• Lines of credit
• $1,000 – $1,000,000
• Start-ups
• Existing businesses
• Starting at 8%
HOW DOES IT WORK?
Montana CDC & the Client• Referral
• Initial consultation and application
• Underwriting
• Loan committee and approval
• Close and fund business Brad Bernhart, Earlywood Designs
WHAT DOES SUCCESS LOOK LIKE?
Clients Refinance with a Bank
• Runoff in 2014 was 39%
• Average refinance timeframe was 3 years
Casey and Flora Buoy, Alpine Granite Accents
CONSULTING
Mike McCue, Northwest Tower
• Business planning
• Accounting
• Cash flow management and projections
• Marketing plans
• Operations management
• Education and training
NEW MARKETS TAX CREDITS
-Visit us online at www.mtcdc.org
-Read our success stories
Missoula229 E. Main St.
Bozeman222 E. Main St.
406.728.9234
Learn More