Synopsis of "Financial Services" By Paul Camilleri DV3600 u0950499

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We're almost constantly bombarded with someone else's idea of what to do with our money. Regardless of whether we are given all this 'free' advice over the radio, through television advertisements or via magazine and newspapers, the message is almost always the same - we don't know how to manage our money and somebody else can do a far better job! Some people will not give consideration as to how their money, now an investment of some sort or another, is actually going to be used. By and large, most people do not know and perhaps do not care if their 'investment' is being used to plant and grow new trees in the ever diminishing green belts of this world, or whether this same investment is being used to finance further oil exploration. Neither of the previous two examples serves well to illustrate the sheer breadth of possible investments on behalf of the 'investor'. To illustrate this further, consider the disparity between investments used to purchase clothing and medicine in third world countries in order to bring about a healthier and more productive yet self sustaining population, as opposed to arming disparate militia and allowing them to decimate one another. What if the new investor had a choice? How would the possibility of a choice in the matter of where an investment is actually going to be used affect the number of investments in a given financial sector. In addition, to what degree might such a choice be reflected in the overall amount to be invested along with the overall number of investments made? This new financial planning service is much the same as any other in almost all respects apart from one crucial element - that of choice as to where an investment is going to be used. The investor is shown the comparative benefits of blind investments relative to those investments made through choice. The biggest benefit shown is however not the fact that a choice is available, but the fact that, as with all investments, the risk is more readily assessed by the investor as opposed to a nameless collection of people. The investor is made to feel far more in control of risk factors and in return, the 'feel-good factor' with regard to the whole investment process is made apparent.