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Enterprise Support Programme Catalogue
Business Startup
Business Development
Employee Training
Special
Enterprise Support
Business
Start-up
Consultancy
Financing
Incubation
Promotion
Programme Details
Programme Benefits
• Helps in assessing and making successful investments by providing professional assessment, technical feasibility, profitability and financial viability.
• Supports ONLY new Ideas, or Expansion projects
Programme Duration
• The programme targets 20 beneficiaries only.
Provided Support
• Tamkeen covers 25% and BDB covers 25% (a total of 50% of cost) up to BD 5,000 only once feasibility study draft is provided to BDB.
Feasibility Study Partially contributes to finance business owners and entrepreneurs who need to develop a feasibility study through co-financing professional consultancy firm’s fees. Consultants who will conduct the study must confirm to the scheme’s requirements
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Registration Contact
Eligibility Criteria
Owner’s Nationality: Bahraini Nationality. If partnership: Any nationality with the majority Bahraini ownership (51%) Status: Active CR in Bahrain Tenure: Start-ups (under 1 year) or existing enterprises (Expansion projects only) Type: Private Sector
Required Documents
• Original Application Form • Passport Copy • Smart Card Copy • CR copy (if available) • Memorandum & Article of Association (if
available) • Power of Attorney (if available)
• 6 months bank statement (if available) • Audit Report / In-house financials (if
available) • Preliminary Business Plan (if available) • Latest copy of SIO Payment (if available) • Bahrainisation calculator (if available) • 6 months electricity bills (if available)
Application Information
Organization: Bahrain Development Bank
Location: Diplomatic Area
Period: 8:00 am - 4:00 pm
Contact numbers: Bedoor Kamal Telephone: 17511134 – 17511111 Email: [email protected]
Website: www.bdh-bh.com
Programme Details
Programme Benefits
• Finance Structure Finance Up To BD 5,000 & up to 3 years
Programme Duration
• Repayment Period: Maximum 3 years
Provided Support
• Profit subsidy subsidise 50% of the profit • Grace period: up to 4 months (depending on the bank’s approval)
Women Entrepreneurship –
Ebdaa Bank
This programme is initiated by HRH Princess Sabeeka bint Ibrahim Al Khalifa to support women in their micro enterprises in getting Affordable Financing. It supports businesses done at home or existing enterprises looking to expand.
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Registration Contact
Eligibility Criteria
• Owner’s Nationality: Bahraini • Status: Active • Base: Bahrain ONLY • Bahrainisation Quota: Required • Type: Private Sector • Gender: Females only
Required Documents
Individuals • Copy of Smart Card • Copy of Passport • 3 months bank statement • CR owners: • Copy of Smart Card • Copy of passport
Businesses • Copy of CR • 6 months bank statement • Guarantor: • Copy of Smart Card • Copy of Passport • 3 months bank statement
Application Information
Organisation: Ebdaa Bank
Location: All Branches
Period: 7.30 am – 3:30 pm
Contact numbers:
Hamad town: 17440551 Sanabis: 17381000 Mobile:38885657 e-Mail: [email protected]
Website: www.ebdaabank.com
Programme Details
Programme Benefits
• Finance Structure: BD 5,000 – BD 500,000 • Grace Period: up to 2 years – subject to the bank approval
Programme Duration
• Repayment period:up to 10 years
Provided Support
• Principal guarantee: 50% (Cap of BD 125,000) • Profit subsidy:50% of 8% profit rate (4%)
Bahrain Development Bank
This scheme is Shari’a compliant specifically designed to support enterprises in developing their business to achieve higher levels of success. It excludes the following: • Personal vehicles • Real estate • Construction
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Registration Contact
Eligibility Criteria
• Owner: Any Nationality • Status: Active CR registered with the Ministry of Industry & Commerce, Bahrain • Bahrainisation Quota: Required • Type: Private Sector
Required Documents
• Copy of CR/ license & constitutive documents (copy of Partnership Agreement Memorandum & Article of Association)
• Copy of owner Smart Card • Quotations of Assets to be purchased • Business Plan for amount between BD50,000- BD100,000 • Feasibility Study for amount equal or above BD100,000
Application Information
Organization: Bahrain Development Bank
Location: All Branches
Period: Depends on Branch timing
Contact numbers: Main:17511111, Sitra: 17120000,
Hamad Town: 17417777, Isa Town: 17687125 or 126 or 129 e-Mail: [email protected]
Website: www.bdb-bh.com
Programme Details
Programme Benefits
• Get subsidized rent for a period of 3 years.
Programme Duration
• 3 years
Provided Support
• Tamkeen will partly subsidize the rent of the incubator for three years (Incubator unit: BD 2/m² and business unit BD 2/m² for the 1st year and BD1/m² for the 2nd and 3rd year)
Business Incubator scheme
This programme is in partnership with Bahrain Development Bank to support enterprises in getting locations for their business for very attractive subsidised rent at the Bahrain Incubator Centre. The rent will cover Electricity & Water, Meeting room, Library, Advisory unit and the cost of some entrepreneurial training courses.
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Registration Contact
Eligibility Criteria
• Owner’s Nationality: Bahraini • Status: Active • Base: Bahrain ONLY • Tenure: Under formation or new (less than 1 year). • Bahrainisation Quota: Required • Type: Private Sector excluding real estate, construction, contracting, trading and storage activities • The application need to satisfy the selection criteria of the BBIC
Required Documents
• Copy of Smart Card and passport • Personal details and background (CV) • Copy of CR or no objection letter from ministry of industry & commerce • Copy of industrial license (for manufacturing firms) • Business plan • 6 months bank statement and audited financial report (if any) • For companies: memorandum/article of association and the signatory authorisation letter (if any) • Copy of guarantor letter (if any)
Application Information
Organization: Bahrain Development Bank
Location: All Branches
Period: Depends on Branch timing
Contact numbers: Sarah Al Sharaf Telephone: 17511027 e-Mail::[email protected]
Website: www.bbicbahrain.com ; www.bdb-bh.com
Programme Details
Programme Benefits
Offer productive families the opportunity to promote their products and services in shopping malls.
Programme Duration
• One Year
Provided Support
• Tamkeen will cover the total cost of renting a booth in a shopping mall for one year. • It will also offer brochures, rollup, business cards, shopping bags and invoice notepads for those
businesses. • Tamkeen will pay BD 150 in advance to purchase the required raw materials to prepare the
products or services
Mantoojati With Mantoojati, Tamkeen will offer an opportunity to productive families to promote their products free of charge in well known shopping malls for a whole year.
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Registration Contact
Eligibility Criteria
• The applicant should have a clean bank records(at least for a year) • Pass the personal interview related to the programme. • Complete the training course of 10 days and pass the training course (no less than 60%) • The business has to be a product / a crafts / a handicraft
Required Documents
• Application form • Copy of the Smart Card and passport of the applicant • Photo of the business products
Application Information
Organization: Family Bank
Location: All Branches
Period: Depends on Branch timing
Contact numbers:
Fatima Al Ansari Email: [email protected] Tel: (+973) 17 366 176 Fax: (+973) 17 366 188
Website: www.familybankbh.com
Mohasaba Scheme
Business Development
Enterprise Support Development
Agency
Finance Scheme
Programme Details
Programme Benefits
• The cost of getting accounting services for much lower costs from one of the top accounting agencies in Bahrain (KPMG Fakhro, BDO , and Ernst & Young).
• The cost of getting auditing services for much lower costs from one of the top auditing firms in Bahrain.
• The customer only has to pay BD 500 to get the service for 2 years (BD 250 for accounting, BD 250 for auditing) or just BD 250 for 2 years auditing service only.
Programme Duration
2 years
Provided Support
• Tamkeen covers up to BD 4,000 out of a total of BD 4,500 of the total account and auditing costs • Tamkeen will subsidise up to BD 300 grant to purchase the appropriate accounting software (for
the accounting beneficiaries only
Mohasaba / Auditing Scheme
This programmes is targeting business that do not have an accounting or auditing system in place. The main purpose of this programme is to create awareness about the importance of the accounting system and auditing to businesses. This programmes offers 2 years support for accounting and auditing services, or auditing only for those companies with an existing functional accounting system. Service provider managing the accounting services must be different than the service provider that will produce the audited financial statements
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Registration Contact
Eligibility Criteria
Nationality: Any Status: Active CR Base: Bahrain ONLY BH Quota: Required Type: Private Sector
Required Documents
• Copy of the CR or/and License • Copy of owner Smart Card • Copy of guarantor letter (if any) • For companies: memorandum/article of
association and the signatory authorisation letter (if any)
• LMRA Latest Bahrainisation Certificate Calculator • LMRA Latest Fees Invoices & Receipt (suspended
until further notice) • 3 months bank statements • Latest electricity bill
Application Information
Organization: KPMG Fakhro, BDO , Ernst & Young Premises
Location: KPMG: 5th Floor, Chamber of Commerce Building, Manama BDO: 10th and 11th Floors, GBCORP Tower, Bahrain Financial Harbour E&Y: Sheraton Tower, 14th Floor, Government Road, Manama.
Period: Timings defer from company to another
Contact numbers:
KPMG Fakhro: Telephone: 17222349/348, 39634242 e-Mail: [email protected] Ernst & Young: Telephone: 17535455- Direct 17512850 e-Mail: [email protected]
BDO : Telephone: 17530077/ 17101362 e-Mail: [email protected], [email protected]
Website: www.tamkeen.bh
Programme Details
Programme Benefits
• The company can benefit from the scheme every two years. • The main CR and any branches within can benefit utilise the same balance, provided that the
documents are submitted for each
Programme Duration
• 2 years (renewable upon request and approval)
Provided Support
• Small Enterprises: 80% coverage of the total cost, up to BD 15,000 • Medium & Large Enterprises: 80% coverage of the total cost, up to BD 20,000
Istishara
Istishara scheme will provide your business with a consultancy service that will help you acquire the key tools to improve productivity. The consultancy will analyse your business needs, provide solutions to challenges and offer recommendations to improve overall efficiency. - feasibility study, -business plan, - business strategy, -marketing strategy
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Registration Contact
Eligibility Criteria
• Active CR in Bahrain
• Private Sector
• NGO’s are not covered under this scheme.
Required Documents
•Copy of main & sub form
•CR certificate by MOIC copy(Medical clinics from MOH, Education Institutions, license by MOE)
•Loan balance letter from BDB if CR under mortgage
•Authorized person’s Smart card of passport copy
•Letter of undertaking from owners/ directors in case of multiple owners
Article of Association
Last month bank statement and electricity bills
•Small Businesses: Internal financials/ audited financials for the last fiscal year.
•Medium/large businesses: Audited financials for last fiscal year.
•Sign undertaking & approval from Mohasaba scheme or any other 3rd party
Application Information
Organization: Tamkeen
Location: Tamkeen customer service center, Seef Mall, ground floor, near gate 10.
Period: 8:00 am – 4:00 pm
Contact numbers: Telephone: 17565393 – 80001008 - 17383333
e-Mail: [email protected]
Website: www.tamkeen.bh
Programme Details
Programme Benefits
• The company gets the opportunity to improve policies and procedures to help reduce costs at the same time.
• The main CR and any branches within can benefit utilise the same balance, provided that the documents are submitted for each.
• The company can benefit from the scheme every two years.
Programme Duration
• 2 years
Provided Support
• Tamkeen covers 80% of total cost, up to BD 15,000 for small enterprises and 80% of total cost, up to BD 20,000 for medium & large enterprises
Jawda
Jawda Scheme is a co-financing scheme enabling all business entities in Bahrain inclusive of the large establishments to have well defined processes, procedures and product standards in place. Jawda scheme will also help the business entities to use certification as a marketing tool, examine existing productivity levels, establish new methods to determine improvements in specific areas of business and enhance establishment’s presence in the international market.
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Registration Contact
Eligibility Criteria
• Owner’s Nationality: Any Nationality • Status: Active • Base: Bahrain ONLY • Tenure: Start-up or Existing • Bahrainisation Quota: Required • Type: Private Sector • NGO’s are not covered under this scheme
Required Documents
• Copy of main & sub form • Copy of CR certificate by MOIC (Medical
clinics from MOH/ unit number, Education Institutions, license by MOE/unit number)
• Loan balance letter from BDB • Authorized person’s Smart Card copy • Undertaking from owners/ directors in case
of multiple owners • Article of Association
• Last month bank statement. (Can be waived if audited financials are submitted).
• Last month’s electricity bills • Small Businesses: Internal financials/
audited financials for the last fiscal year. • Medium/large businesses: Audited financials
for last fiscal year. • Sign undertaking & approval from Mohasaba
scheme or 3rd party
Application Information
Organization: Tamkeen
Location: Tamkeen customer service center, Seef Mall, ground floor, near gate 10.
Period: 8:00 am – 4:00 pm
Contact numbers: Telephone: 17565393 – 80001008 - 17383333
e-Mail: [email protected]
Programme Details
Programme Benefits
• The company gets the opportunity to improve productivity and reduce costs at the same time. • The main CR and any branches within can benefit utilise the same balance, provided that the
documents are submitted for each. • The company can benefit from the scheme every two years.
Programme Duration
• 2 years
Provided Support
• Tamkeen covers 80% of total cost, up to BD 15,000 for small enterprises and 80% of total cost, up to BD 20,000 for medium & large enterprises
Techania Techania scheme allows you to reduce costs and to increase productivity by supporting you to acquire high-end technology that will benefit your business. It provides support for devices directly related to your business activity, and does not cover investments in working capital such as rents, wages, expenses or e-Procurement and cars.
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Registration Contact
Eligibility Criteria
• Owner’s Nationality: Any Nationality • Status: Active • Base: Bahrain ONLY • Tenure: Start-up or Existing • BH Quota: Required • Type: Private Sector • NGO’s are not covered under this scheme
Required Documents
• Copy of main & sub form • Copy of CR certificate by MOIC (Medical
clinics from MOH/ unit number, Education Institutions, license by MOE/unit number)
• Loan balance letter from BDB • Authorised person’s Smart Card copy • Undertaking from owners/ directors in case
of multiple owners • Article of Association
• Last month bank statement. (Can be waived
if audited financials are submitted). • Last month’s electricity bills • Small Businesses: Internal financials/
audited financials for the last fiscal year. • Medium/large businesses: Audited financials
for last fiscal year. • Sign undertaking & approval from Mohasaba
scheme or 3rd party
Application Information
Organization: Tamkeen
Location: Tamkeen customer service center, Seef Mall, ground floor, near gate 10.
Period: 8:00 am – 4:00 pm
Contact numbers: Telephone: 17565393 – 80001008 - 17383333
e-Mail: [email protected]
Tarweej Tarweej scheme will cover participation in Local and Regional Trade Exhibitions through the provision of space covering the cost of space rental as well as the design and installation of stands. It can either be within or outside of Tamkeen’s pavilion. It covers: -participation cost, travel tickets, accommodation, shipment
Programme Details
Programme Benefits
• The company can benefit from the scheme every two years. • The main CR and any branches within can benefit utilise the same balance, provided that the
documents are submitted for each.
Programme Duration
• 2 Years
Provided Support
• Small Enterprises: 80% coverage of the total cost, up to BD 15,000 • Medium & Large Enterprises: 80% coverage of the total cost, up to BD 20,000
Registration Contact
Eligibility Criteria
Owner’s Nationality: Any Nationality Status: Active Base: Bahrain ONLY Tenure: Start-up or Existing BH Quota: Required Type: Private Sector NGO’s are not covered under this scheme
Required Documents
• Copy of main & sub form • Copy of CR certificate by MOIC (Medical
clinics from MOH/ unit number, Education Institutions, license by MOE/unit number)
• Loan balance letter from BDB • Authorised person’s Smart Card copy • Undertaking from owners/ directors in case
of multiple owners • Article of Association
• Last month bank statement. (Can be waived if audited financials are submitted).
• Last month’s electricity bills • Small Businesses: Internal financials/ audited
financials for the last fiscal year. • Medium/large businesses: Audited financials
for last fiscal year. • Sign undertaking & approval from Mohasaba
scheme or 3rd party
Application Information
Organization: Tamkeen
Location: Tamkeen customer service center, Seef Mall, ground floor, near gate 10.
Period: 8:00 am – 4:00 pm
Contact numbers: Telephone: 17565393 – 80001008 - 17383333
e-Mail: [email protected]
Programme Details
Programme Benefits
• The company can apply for branding development, advertising campaigns, public relations services, or artwork implementations all at a lower cost subsidised by Tamkeen.
• The company can benefit from the scheme every two years. • The main CR and any branches within can benefit utilise the same balance, provided that the
documents are submitted for each.
Programme Duration
• 2 Years
Provided Support
• Small Enterprises: 80% coverage of the total cost, up to BD 15,000 • Medium & Large Enterprises: 80% coverage of the total cost, up to BD 20,000
Tasweeq This unique scheme will provide your business with marketing consultancy service that will help you to create products and services awareness expand market reach, promote enterprise competiveness in the market, and deliver unique selling proposition to prospective customers.
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Registration Contact
Eligibility Criteria
Owner’s Nationality: Any Nationality Status: Active Base: Bahrain ONLY Tenure: Start-up or Existing BH Quota: Required Type: Private Sector NGO’s are not covered under this scheme
Required Documents
• Copy of main & sub form • Copy of CR certificate by MOIC (Medical
clinics from MOH/ unit number, Education Institutions, license by MOE/unit number)
• Loan balance letter from BDB • Authorized person’s Smart Card copy • Undertaking from owners/ directors in case
of multiple owners • Article of Association
• Last month bank statement. (Can be waived if audited financials are submitted).
• Last month’s electricity bills • Small Businesses: Internal financials/ audited
financials for the last fiscal year. • Medium/large businesses: Audited financials
for last fiscal year. • Sign undertaking & approval from Mohasaba
scheme or 3rd party
Application Information
Organization: Tamkeen
Location: Tamkeen customer service center, Seef Mall, ground floor, near gate 10.
Period: 8:00 am – 4:00 pm
Contact numbers: Telephone: 17565393 – 80001008 - 17383333
e-Mail: [email protected]
Programme Details
Programme Benefits
• Draft and review of legal contracts
• Provision of legal templates
• Intellectual property fillings
• Statutory filings under corporate law
• Whatever your business requirement, you can benefit from experienced consultants who are specialised in each of these areas.
Programme Duration
Contract duration is 2 years
Provided Support
• The beneficiary covers 20% of the legal advice cost.
• Then Tamkeen support 30% of the cost of legal advice to the law office after verification and receipt of the payment invoice to the law office.
• Tamkeen will pay the remaining 50% after providing the conditional services or advice to the beneficiary enterprise.
Legal Scheme It is a co-financing scheme designed to aid in developing beneficiary enterprises through providing support for legal affairs
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Registration Contact
Eligibility Criteria
The licence shall be based in Bahrain •Active CR or valid licence •Pay the labour permit fees to LMRA. (If applicable) •Enterprise’s financial statements •Active bank account and an electricity and water subscription for the enterprise
•The required service shall be directly related to the business activities •Two years should pass before the enterprise ( and branches) can apply to benefit. •The subsidized fees and costs should not be paid before obtaining the Conditional approval •All payments by cheque or bank transfer .
Required Documents
• Form A.6 for Legal Scheme • Three local proposals (Proposals from legal firms
must include unit number and copies of the lawyer licenses)
• Company CR/ License • If "Under Mortgage" - letter from Bank • Authorized person Smart Card • Power of Attorney • Authorizer's person Smart Card • Bank Statement one month prior application
date
• Utility bill one month prior application • Copy of the Article of Association (For non-
Individual establishments) • Financial Statements, one of the following
options: • Last year's Audited Financials • Last year's In-house Financials • Mohasaba Approval + signed undertaking • Contract with Accounting Firm + signed
Undertaking • Newly established: Signed Undertaking
Application Information
Organization: Tamkeen Enterprise Development Support Office
Location: Floor 5, Meral Building, Building 2572, Road 2833, Block 428, Seef
Period: 7:30 am – 3:30 pm
Contact numbers: 17567526 - 38876952 [email protected]
Website: http://www.lf.bh/en/
Programme Details
Programme Benefits
• Finance Structure: BD 10,000 – BD 500,000 • Grace Period: according to the bank approval
Programme Duration
• Repayment period: Up to 10 years
Provided Support
• Principal guarantee: 50% (Cap of BD 125,000) • Profit subsidy: 50% of 8% profit rate (4%)
Kuwait Finance House
This scheme is Shari’a compliant specifically designed to support enterprises in developing their business to achieve higher levels of success. It excludes the following: - Personal vehicles - Real estate - Construction
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Registration Contact
Eligibility Criteria
Owner: Any nationality, within the age of 18 - 65 years Status: Active CR registered with the Ministry of Industry & Commerce, Bahrain. Tenure: Minimum 2 years in operation BH Quota: Required Type: Private Sector
Required Documents
• 12 months Bank statements Copy of owner Smart Card
• 6 months Electricity bills • Copy of CR/ license & constitutive
documents (Partnership Agreement Memorandum & Article of Association copy)
• Copy of owner Smart Card • LMRA Latest Bahrainisation Certificate
Calculator. • LMRA Latest Fees Invoices & Receipt
• Quotations of assets that need to be purchased.
• 2 year audited financial report for any finance amount equivalent or above BD 30,000 or as requested by the Bank.
• Business Plan for finance amount between BD 50,000 to BD 100,000
• Feasibility Study for amount equal or above BD 100,000
Application Information
Organization: Kuwait Finance House
Location: All Branches
Period: Open
Contact numbers: 77000700
Website: www.kfh.bh
Programme Details
Programme Benefits
• Finance Structure: BD 10,000 – BD 500,000 • Grace Period: according to the bank approval
Programme Duration
• Repayment period: Up to 10 years
Provided Support
• Principal guarantee: 50% (Cap of BD 125,000) • Profit subsidy: 50% of 8% profit rate (4%)
Khaleeji Commercial Bank
• This scheme is Shari’a compliant specifically designed to support enterprises in developing their business to achieve higher levels of success. It excludes the following:
• Personal vehicles • Real estate • Construction
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Registration Contact
Eligibility Criteria
• Owner: Any nationality, within the age of 18 - 65 years • Status: Active CR registered with the Ministry of Industry & Commerce, Bahrain. • Tenure: Minimum 2 years in operation • Bahrainisation Quota: Required • Type: Private Sector
Required Documents
• Bank statements for the period defined by Bank.
• Copy of owner Smart Card • Latest Electricity bill • Copy of CR/ license & constitutive documents
(Partnership Agreement Memorandum & Article of Association copy)
• LMRA Latest Bahrainisation Certificate Calculator
• LMRA Latest Fees Invoices & Receipt • Quotations of assets that need to be
purchased (if any) • Audited or in-house financial statements
as requested by the Bank • Business Plan for finance amount above
BD 50,000
Application Information
Organization: Khaleeji Commercial Bank
Location: All Branches
Period: Open for registration
Contact numbers: 17540054
Website: http://www.khcbonline.com/
Programme Details
Programme Benefits
• Finance Structure: BD 5,000 – BD 500,000 • Grace Period: up to 2 years – subject to the bank approval
Programme Duration
• Repayment period:up to 10 years
Provided Support
• Principal guarantee: 50% (Cap of BD 125,000) • Profit subsidy:50% of 8% profit rate (4%)
Bahrain Development
Bank
This scheme is Shari’a compliant specifically designed to support enterprises in developing their business to achieve higher levels of success. It excludes the following: • Personal vehicles • Real estate • Construction
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Registration Contact
Eligibility Criteria
• Owner: Any Nationality • Status: Active CR registered with the Ministry of Industry & Commerce, Bahrain • Bahrainisation Quota: Required • Type: Private Sector
Required Documents
• Copy of CR/ license & constitutive documents (copy of Partnership Agreement Memorandum & Article of Association)
• Copy of owner Smart Card • Quotations of Assets to be purchased • Business Plan for amount between BD50,000- BD100,000 • Feasibility Study for amount equal or above BD100,000
Application Information
Organization: Bahrain Development Bank
Location: All Branches
Period: Depends on Branch timing
Contact numbers: Main:17511111, Sitra: 17120000,
Hamad Town: 17417777, Isa Town: 17687125 or 126 or 129 e-Mail:[email protected]
Website: www.bdb-bh.com
Programme Details
Programme Benefits
• Finance Structure: BD 5,000 – BD 500,000 • Grace Period: according to the bank approval
Programme Duration
• Repayment period:Up to 3 years
Provided Support
• Principal guarantee: 50% (Cap of BD 125,000) • Profit subsidy: 50% of 8% profit rate (4%)
Standard Chartered Bank
This scheme is Shari’a compliant, specifically designed to support enterprises in developing its business to achieve higher levels of success and excellence. It excludes the following:
• Personal vehicles • Real estate • Construction
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Registration Contact
Eligibility Criteria
Owner’s Nationality: Any Nationality Status: Active Base: Enterprises registered with the Ministry of Industry & Commerce Tenure: Minimum 2 years BH Quota: Required Type: Private Sector Age: Between 18 - 65 years
Required Documents
• Bank statements for the period defined by Bank
• Copy of owner Smart Card • Latest Electricity bills • Copy of CR/ license & constitutive documents
(Partnership Agreement Memorandum & Article of Association copy)
• LMRA Latest Bahrainisation Certificate Calculator.
• LMRA Latest Fees Invoices & Receipt • Quotations of assets that need to be
purchased (if any). • Audited financial report of in-house
statements as per Bank request
Application Information
Organisation: Standard Chartered Bank
Location: All Branches
Period:
Contact numbers: 80001017 - 17213846
Website: www.standardchartered.com/bh
Programme Details
Programme Benefits
• Finance Structure: BD 5,000 – BD 500,000 • Grace Period: up to 2 years – subject to the bank approval
Programme Duration
• Repayment period: Up to 10 years
Provided Support
• Principal guarantee: 50% (Cap of BD 125,000) • Profit subsidy :50% of 8% profit rate (4%)
Bahraini Saudi Bank
This scheme is Shari’a compliant, specifically designed to support enterprises in developing its business to achieve higher levels of success and excellence. It excludes the following:
• Personal vehicles • Real estate • Construction
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Registration Contact
Eligibility Criteria
Owner’s Nationality: Any Nationality Status: Active Base: Enterprises registered with the Ministry of Industry & Commerce Tenure: Minimum 2 years Bahrainisation Quota: Required Type: Private Sector Age: Between 18 - 65 years
Required Documents
• Bank statements for the period defined by Bank.
• Copy of owner Smart Card • Latest Electricity bills • Copy of CR/ license & constitutive
documents (Partnership Agreement Memorandum & Article of Association copy)
• LMRA Latest Bahrainisation Certificate Calculator.
• LMRA Latest Fees Invoices & Receipt • Quotations of assets that need to be
purchased (if any). • Audited financial report or In-House
statements as requested by the Bank. • Business Plan for finance amount above BD
50,000 if requested by the Bank
Application Information
Organization: Bahraini Saudi Bank
Location: All Branches
Period: Depends on the branch
Contact numbers: 17578999 [email protected]
Website: http://www.alsalambahrain.com/
Programme Details
Programme Benefits
• Finance Structure: BD 10,000 – BD 500,000 • Grace Period: subject to the bank approval
Programme Duration
• Repayment period: Up to 7 years
Provided Support
• Principal guarantee: 50% (Cap of BD 125,000) • Profit subsidy: 50% of 8% profit rate (4%)
Bahrain Islamic Bank
• This scheme is Shari’a compliant, specifically designed to support enterprises in developing its business to achieve higher levels of success and excellence.
• It excludes the financing for personal vehicles, or real estate
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Registration Contact
Eligibility Criteria
Owner’s Nationality: Any Nationality Status: Active Base: Enterprises registered with the Ministry of Industry & Commerce Tenure: Min. 2 year BH Quota: Required Type: Private Sector Age: Between 18 - 65 years
Required Documents
• 12 months Bank statements. • Copy of owner Smart Card • 6 months Electricity bills • Copy of CR/ license & constitutive
documents (Partnership Agreement Memorandum & Article of Association copy)
• LMRA Latest Bahrainisation Certificate Calculator.
• LMRA Latest Fees Invoices & Receipt • Quotations of assets that need to be
purchased.
• 2 year audited financial report for any finance amount equivalent or above BD 30,000 or as requested by the Bank.
• Business Plan for finance amount between BD 50,000 to BD 100,000.
• Feasibility Study for amount equal or above BD 100,000.
Application Information
Organisation: Bahrain Islamic Bank
Location: All Branches
Period: 7.30 am – 3.30 pm
Contact numbers: Telephone: 39442248 - 17546207 – 17515151 email: [email protected]
Website: www.bisb.com
Programme Details
Programme Benefits
- Finance Structure :BD 10,000 – BD 500,000
- Grace Period: up to 2 years – subject to the bank approval
Programme Duration
- Repayment period:Up to 10 years
Provided Support
- Principal guarantee : 50% (Cap of BD 125,000) - Profit subsidy:50% of 8% profit rate (4%)
BMI Bank This scheme is Shari’a compliant, specifically designed to support enterprises in developing its business to achieve higher levels of success and excellence. It excludes financing fore personal vehicles, or real estate.
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Registration Contact
Eligibility Criteria
• Owner’s Nationality: Any Nationality • Status: Active • Base: Enterprises registered with the Ministry of Industry & Commerce • Tenor: Minimum 2 years • Bahrainisation Quota: Required • Type: Private Sector • Age: Between 18 - 65 years
Required Documents
• Bank statements for the period requested by the Bank.
• Copy of owner Smart Card • Latest Electricity bill • Copy of CR/ license & constitutive
documents (Partnership Agreement Memorandum & Article of Association copy)
• LMRA Latest Bahrainisation Certificate Calculator.
• LMRA Latest Fees Invoices & Receipt • Quotations of assets that need to be
purchased (if any). • Audited financial report or In-house
statements as requested by the Bank. • Business Plan for finance amount above BD
50,000.
Application Information
Organization: BMI
Location: All Branches
Period: Depends on the branch timing
Contact numbers:
Ebrahim Jassim Telephone: 17133388 e-Mail: [email protected] Fax: 17131043
Website: www.bmibank.com.bh
Programme Details
Programme Benefits
• Finance Amount: Grameen finance: BD 500 – BD 3000 • Individual finance: BD 3000– BD 7000 • Grace period: No grace period, unless specified by the bank
Programme Duration
• Repayment Period: • Grameen finance: 2 years • Individual finance: 3 years
Provided Support
• Profit subsidy 50% subsidy of the profit (1% profit rate per month) • Principal guarantee 50% of collateral / guarantee value
Family Bank Supports Micro enterprises in getting Affordable Financing. The business owner may choose either Grameen (Village) financing or Individual financing depending on the amount required with 1%
profit rate per month.
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Registration Contact
Eligibility Criteria
Owner’s Nationality: Bahraini Status: Active CR for Individual Financing only Base: Bahrain ONLY Tenure: Start-up or Existing Bahrainisation Quota: Required Age: Between 21 - 58 years
Required Documents
• Grameen finance: NO CR required • Individual finance: • Active CR copy (if available) • Copy of Smart Card • Copy of passport • Owner's 3-6 months Bank Statement (if any) • Salary Slip (if any) • Any documents requested by the Bank • LMRA Latest Bahrainisation Certificate Calculator
Application Information
Organization: Family Bank
Location: Near Al Fateh Mosque, Manama
Period: 7:30 am – 3:00 pm
Contact numbers: Zoya Marhoon Telephone: 17366177 e-Mail: [email protected]
Website: www.familybankbh.com
Employees Training
Career Progression Programme
Talent Management
Employment Support
Programme Details
Programme Benefits
• That institutions can choose one of the budgets ((1,000, 1,500, or 2,000 BD) • One year (renewable for an additional year of 1,500 or 2,000 budget BD).
Programme Duration
• The training does not exceed 9 months
Provided Support
• Amount of the increase in the salary ranges between (50, 75, or 100 dinars) based on the budget used,(1,000, 1,500, or 2,000 dinars), respectively.
• Support the amount of the increase in salary for 12 months for employees who are nominated by their companies .
Career Progression Programme
This programme supports private sector enterprises to achieve higher productivity and improve the efficiency of their full time employees by including them in training programmes that best suit their needs.
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Registration Contact
Eligibility Criteria
• Employee’s Nationality: Bahraini • Employees Employment Contract: Full time employees • SIO : Required • Active CR
Required Documents
• Companies: • Copy of Employees’ smart card • Copy of Social Insurance • Registration form
• Training Providers: • Copy of CR • Copy of Smart Card of Authorised person • Training Specialty Form • Fill up Registration Form
Application Information
Organization: Tamkeen
Location: AMWAJ Island – 3rd Floor of Nuetel Building
Period: 7.30 am – 3.30 pm
Contact numbers:
For New Contract : Dr. Ehsan Ghurbal: 17383333, Email: [email protected], Fax: 16030422, For Existing contract: Sayed Zaher Al-Mosawi, Contact: 17530077- 39912373 Email: [email protected]
Website: www.tamkeen.bh
Programme Details
Programme Benefits
• Employees will be trained on different aspects such as enterprise management, strategic planning, leadership, and marketing management
• Two different training providers and awarding bodies: BIRD with Wilson Learning, and BIBF with ILM
• Training in either Arabic or English, as preferred by the trainee
Programme Duration
• 3 to 4 days
Provided Support
• Workshop costs: Tamkeen will cover the full cost
Talent Management workshops - Leadership
This programme aims to train current companies employees by enhancing their competencies in leadership. The programme targets 1,600 candidates for workshops, in both Arabic and English. Candidates may choose one of the following various training providers :
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Registration Contact
Eligibility Criteria
• Nationality: Bahraini • Status: Administrator, managers, and business owners. • Sector: private sector employees only • Interview: Must pass screening test.
Required Documents
• Smart Card copy • Application Form • Updated Resume • Any relevant Certificates/ Achievements • Employer testimonial (letter of employment)
Application Information
Organization: Arabic workshops: BIRD English workshops: BIBF
Location: BIRD : Juffair BIBF : Juffair Dome
Period: 7:30 am - 4:30 pm
Contact numbers:
BIRD: Deena Al Murbati; Telephone: 36303330 e-Mail: [email protected] BIBF: Telephone: 17815615 e-Mail:
Website: www.birdc.com ; www.bibf.com
Programme Details
Programme Benefits
• Employees will be trained on different aspects such as HR management, performance management, training and development, recruitment, salaries and benefits, Bahrain labour law, and quality systems for HR management.
• Choose from two different training providers and awarding bodies: ( Wilson Learning from BIRD and DeakinPrime from Third Wave).
• Training in either Arabic or English, as preferred by the trainee
Programme Duration
• 3-4 days
Provided Support
• Tamkeen will cover the full cost
Talent Management
workshops - HR
Supports existing employees of enterprises by enhancing their competencies in the areas of HR. This programme targets 1,600 candidates for the workshops, both in Arabic and in English. Candidates may approach three different training providers:
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Registration Contact
Eligibility Criteria
• Nationality: Bahraini • Status: HR supervisors, professionals, managers, business owners • Sector: private sector companies only • Interview: Must pass screening test.
Required Document
• Smart Card copy • Application Form • Updated Resume • Any relevant Certificates/ Achievements • Employer testimonial (letter of employment)
Application Information
Organization: Arabic workshops: BIRD only English workshops: BIRD & 3rd wave
Location: BIRD : Juffair Third wave : Next to Beit Al Quran, 9th floor, Kingdom Tower
Period: Third wave : 8:30- 4:30 & BIRD: 7:30 - 4:30 pm
Contact numbers:
Deena Al Murbati; Telephone: 36303330 e-Mail: [email protected] Nooran AlDallal; Telephone: 17292436 - 36488786 e-Mail: [email protected]
Website: www.birdc.com
Programme Details
Programme Benefits
• Employees will be trained on different aspects such as enterprise management, strategic planning, leadership, and marketing management.
• Choose from two different training providers and awarding bodies: Al Moalem institute with ASMC and BIBF with CMI
• Training in either Arabic or English, as preferred by the trainee
Programme Duration
• 12 months
Provided Support
• Workshop costs: Tamkeen will cover the full cost •
Talent Management Certification -
Leadership
Supports existing employees of enterprises by enhancing their competencies in the areas of leadership. This programme targets 800 candidates for the certification, both in Arabic and in English. Candidates may approach three different training providers:
Continued >>
Registration Contact
Eligibility Criteria
Nationality: Bahraini Status: Administrator, managers, and business owners. Interview: Must pass screening test.
Required Documents
• Smart Card copy • Application Form • Updated Curriculum Vitae • Any relevant Certificates/ Achievements
Application Information
Organization: BIBF & Al Moalem
Location: Al Moalem: Al Hashimi Center, Jidhafs BIBF: next to Juffair Dome
Period: Al Moalem: 9.00 – 1.00 pm, 4.00 – 8.00 pm
Contact numbers:
BIBF: Sameera Ali Baba : 17815555 - 36684748 e-Mail: [email protected] Al Moalem: Aqeel Al A'ali 17554868 - 33366604 e-Mail: [email protected]
Website: www.bibf.com www.elmoalem.net
Programme Details
Programme Benefits
• Employees will be trained on different aspects such as HR management, performance management, training and development, recruitment, salaries and benefits, Bahrain labour law, and quality systems for HR management
• Can choose from two different training providers and awarding bodies: Golden Trust with IHRME, and BIBF with CIPD
• Provided in Arabic and in English.
Programme Duration
• 12 months
Provided Support
• Workshop costs: Tamkeen will cover the full cost
Talent Management
Certification - HR
Supports existing employees of enterprises by enhancing their competencies in the areas of HR. This programme targets 1,600 candidates for the workshops, both in Arabic and in English. Candidates may approach three different training providers:
Continued >>
Registration Contact
Eligibility Criteria
• Nationality: Bahraini • Status: HR supervisors, professionals, managers, business owners • Sector: private only • Interview: Must pass screening test.
Required Documents
• Smart Card copy • Application Form • Updated Curriculum Vitae • Any relevant Certificates/ Achievements • Employer testimonial (letter of employment)
Application Information
Organisation: BIBF & Golden Trust
Location: BIBF: next to Juffair Dome Golden Trust: Al fatah,juffair
Period: Golden Trust: 8.00 am – 4:30 pm
Contact numbers:
BIBF 17815555 e-Mail: Golden Trust Noora Al Mosawi, Mohammed al Sakran 17644955 -36644200-36644430 e-Mail: [email protected], [email protected],[email protected]
Website: www.bibf.com www.gtrust.org
Programme Details
Programme Benefits
• A job is guaranteed for those who successfully complete the training. • School Graduates will get BD 300 minimum salary • Diploma holders will get BD 350 minimum salary • Attain Edexcel Qualifications – BTEC Level 2 Certificate in Warehousing and Storage Principles (QCF)
Programme Duration
• 3 months class room training and 3 months on the job training
Provided Support
Tamkeen covers the following: • BD 200 wage subsidy during the 2 months on the job training • BD 200 wage subsidy for 10 months after successful completion of the programme
Warehouse Management
This programme will train 100 school graduates and 50 diploma holders to provide a pool of skilled labour force equipped with internationally recognized qualifications in warehouse management. Since the demand for supply and logistics sector in Bahrain is high, Tamkeen intends to train and develop Bahrainis to acquire qualifications in this field. This qualification provides a pre employment route as well as a foundation for those already working in a warehousing and storage facility within the logistics sector to progress to the higher qualifications.
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Registration Contact
Eligibility Criteria
• Nationality: Bahraini • Education: Secondary School graduates or diploma holders/ university graduates • Status: Job seeker or employees in warehousing • Test: Assessment test (English Language Test which will include Grammar, Reading, Writing,
Speaking and Listening skills and Aptitude test)
Required Documents
• Copy of Secondary School certificate or copy of diploma • Copy of Smart Card • Copy of Curriculum Vitae
Application Information
Organization: BIRD
Location: Juffair
Period: 8:30 am – 4 .30 pm
Contact numbers: 17727620 e-Mail: [email protected]
Website: www.birdc.com
Programme Details
Programme Benefits
• Guarantee a permanent contract for those who successfully complete the training BD 450 minimum salary once employed.
• Attain a Professional Certificate in Marketing qualification from Chartered Institute of Marketing (CIM), UK
Programme Duration
• 3 months class room training, 3 months on the job training
Provided Support
• BD 200 for on the job training 3 months training as a trainee stipend • On completion of permanent contract, Tamkeen pays BD 200 wage subsidy for 9 months
Apprenticeship scheme for Marketing
Professionals
Tamkeen has identified the need to place and train 400 business management, public relations and marketing university graduates (and related fields), with the aim to providing the labour market with a skilled workforce equipped with internationally recognized professional marketing qualifications. It is a 12 month model, wherein the initial 3 months are classroom-based training followed by 3 months on-job training at the employer premises.
Continued >>
Registration Contact
Eligibility Criteria
Nationality: Bahraini Education: BS graduates in business management, public relations, marketing (e.g. finance, Banking, Business Informatics, Management) fields or a holder of a CIM introductory certificate Status: Job seekers Screening process: English proficiency test, writing skills test, personality test, panel interview
Required Documents
• Copy of most recent academic qualification • Copy of Smart Card • Copy of passport • Copy of Curriculum Vitae • Two passport size photos
Application Information
Organization: Al Atheer Audit and Consulting
Location: Seef, Mohamed Jawad (Al Dar Tower), 9th floor, next to the Royal Charity Organisation
Period: 8:00 am – 5.00 pm
Contact numbers: 17382877 [email protected]
Website: www.alatheer.com
Programme Details
Programme Benefits
• Guaranteed job for those who successfully complete the training. • Certification: ACCA –Diploma in Accounting & Business under FIA, CIMA Diploma in Mgt Accounting
under CIMA,
Programme Duration
• 3 months class room training, 3 months on the job training
Provided Support
• BD 200 for on the job 3 months training as a trainee stipend • On completion of permanent contract, Tamkeen pays BD 200 wage subsidy for 9 months
Finance and Accountancy Professionals
In this programme, the training provider finds the candidate a job then starts the training. Tamkeen is targeting 400 Bahrainis, with the aim of providing the labour market with a skilled workforce equipped with internationally recognized professional qualifications in: Accounting, Investment Banking Operations, Financial Analysis, Compliance Operations, Auditing & Internal Audit, Islamic Banking Operations, Financial Retail Services, Credit Control & Analysis, Back Office Operations, etc.
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Registration Contact
Eligibility Criteria
Nationality : Bahraini Education: BS graduates (business management, finance and accountancy, other related fields) Status: Job seeker Screening process: Assessment test to measure applicant's English, IQ, basic accounting and business management skills Interview to measure applicant's personality, attitude, interest and English proficiency in listening and speaking
Required Documents
• BS certificate copy • Copy of Smart Card • Copy of Passport • Copy of Curriculum Vitae • Two passport size photos
Application Information
Organization: Ernst & Young
Location: Seef, Al Moayyed Tower ,36th Floor
Period: 8:00 am – 5:00 pm
Contact numbers: 17585323 e-Mail: [email protected]
Website: www.ey.com
Programme Details
Programme Benefits
The programme will allow Bahraini enterprises to post their job vacancies through a dedicated job portal for free.
Programme Duration
The programme is open.
Provided Support
Tamkeen will totally bear the cost of the vacancy placement package on behalf of each registered employer.
Online Job Vacancy Posting Subsidy
This service is provided to private sector employers who seek to recruit Bahraini job seekers.
Continued >>
Registration Contact
Eligibility Criteria
• Any commercial enterprise with CR and seek to recruit full-time Bahrainis
Required Documents
• CR Copy • Copy of Bahrainisation Calculator form • Supporting document
Application Information
Organization: Jobs4Bahrainis
Location: Applications are accepted on the website
Period: 2 years
Contact numbers: Not available
Website: Bahrainis.com4www.jobs
Special Programes
e-Tendering
Programme Details
Programme Benefits
• Participants will get trained on how to use the e-tendering for purchase and submission of bids
Programme Duration
• 1 day training
Provided Support
• 80% of training cost is covered by Tamkeen (BD 32 per participant)
e-Tendering Training
Tamkeen in association with the Tender Board brings enterprises a training programme that will enable you to register as a supplier/contractor, to participate in the tendering electronically through the e-Tendering portal www.tenderboard.gov.bh making the entire tendering process more transparent.
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Registration Contact
Eligibility Criteria
• Companies should be potential participants in government tenders. • Enterprise status: active CR • Enterprise location: Bahrain only
Required Documents
• Enterprise name • Active commercial registration copy • Enterprise contact numbers • Name of the participant (one participant from each enterprise)
Application Information
Organization: Al Nadeem and Tender board
Location: Tender Board: 7th Floor, Almoayyed Tower, Seef District
Period: 7 am to 2 pm
Contact numbers: 17566617 e-Mail: [email protected]
Website: www.tamkeen.bh
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