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8/14/2019 Expense and Budget 08
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Instructions
You may move from worksheet to worksheet by clicking on the dark blue buttonslocated at the top of each worksheet or the blue tabs at the bottom of this workbook.
Enter data in only the white cells with gray borders: Current MoUse the drop down boxes to chart different time periods (Current Month, Prior Month, Yearly, Jan, Feb, etc.) Prior Mont
Aug To Da
January
Create a quick and easy budget by filling out the white cells on the "Quick Budget" sheet. Enter the "Frequency" by using the drop down menu Februaryprovided in each cell. The Monthly/Yearly figures are calculated for you and compared to your Tracking (actual) figures on the "Comparison" sheet. MarchMake sure "Use this budget for comparison purposes" is selected. (If this box is not selected, the "Budget By Month" figures will be used for Aprilcomparison purposes instead.) May
June
JulyUse the "Budget By Month" sheet to create a budget with greater detail. Select your first budget month by using the drop down box in August
the "Income" section. To unhide future months, click the grey button at the top of the sheet labeled "Click here then Ctrl+Shift+0". SeptemberMake sure "Use this budget for comparison purposes" is selected if you are building 'a budget by month. (If this box is not selected, Octoberthe "Quick Budget" sheet figures will be used for comparison purposes instead.) November
December
Use this sheet to track your actual income and spending. Select your first tracking month by using the drop down box in the "Income" section.These figures will be compared to your budgeted figures on the "Comparison" page.
Use this sheet to monitor how well you are sticking to your budget. Compare different time periods by using the drop down box above the"Income" section
We've provided this sheet for those interested in tracking their spending on a daily basis. This simple record goes a long way in helpingyou stick to your budget. Your savings can be invested in a better way and which will help you when you are in need!
Benefits to you
Quick Budget
Budget by Month
Tracking
Comparison
Daily Spending
Questions?Email at : [email protected]
Budget Planner - Overview / Help
400
Quick
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Often people find it difficult to manage their resources or fail to manage their income and expenditure leading to a life which no longer lead theirfamily or society in a happy and healthy situation. It can grow up as a social problem. Especially people work in Gulf Countries will have aBig "0" balance once they retire or lose their job. We believe this can help you in this situation to manage your funds and help you lead a
Disciplined Life.
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Chart:
Frequency Amount Monthly Yearly
Total Income (net) 6008.00 72096.00
1 Salary/Wages Monthly 4600.00 4600.00 55200.00
1 Salary/Wages (Spouse) Monthly 1200.00 1200.00 14400.00
1 Other Monthly 208.00 208.00 2496.00
1 Other Monthly 0.00 0.00
1 Other Monthly 0.00 0.00
5456.00 65472.00
Transportation 1095.00 13140.00
1 Auto Loan/Lease Monthly 365.00 365.00 4380.00
1 Insurance Monthly 280.00 280.00 3360.00
1 Petrol,Gas,Oil & Lub. Monthly 400.00 400.00 4800.00
1 Maintenance Monthly 50.00 50.00 600.00
0.08 Registration/Inspection Yearly 0.00 0.00
1 Train/Bus tickets Monthly 0.00 0.00 Bar Chart
1 Taxis Monthly 0.00 0.00 Quick Budget Pie Chart Balance
1 Other Monthly 0.00 0.00 Yearly TRUE Transportat $1,095 IncomeMonthly Home $2,050 Expense
Home 2050.00 24600.00 Weekly Utilities $429
1 Home Loan EMI Monthly 0.00 0.00 2 Health $237
1 Mortgage Monthly 850.00 850.00 10200.00 Entertainm $425
1 Maintenance Monthly 200.00 200.00 2400.00 Miscellane $1,2201 Insurance Monthly 0.00 0.00
0.08 Furniture Yearly 0.00 0.00
1 Household Supplies Monthly 50.00 50.00 600.00
1 Groceries Monthly 600.00 600.00 7200.00
1 Real Estate Tax Monthly 350.00 350.00 4200.00
1 Other Monthly 0.00 0.00
1 Other Monthly 0.00 0.00
Utilities 429.00 5148.00
1 Phone - Home Monthly 25.00 25.00 300.00
1 Phone - Cell Monthly 23.00 23.00 276.00
1 Cable TV Monthly 56.00 56.00 672.00
Quick Budget
Spending Total:
Income
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Budget
Budge
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$1,095$2,050
$429
$237 $425
$1,220
Transportation Home Utilities
Health Entertainment Miscellaneous
Column Z
$0 $1,000 $2,000$3,000 $4,000 $5,000 $6,000
$7,000
$5,456
$6,008
$552
Row 26 Row 25 Row 24
Da
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Spend
in
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Budget Summary
Spending Summary
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1 Gas Monthly 130.00 130.00 1560.00
1 Water Monthly 0.00 0.00
1 Electricity & Water Monthly 170.00 170.00 2040.00
1 Internet Monthly 25.00 25.00 300.00
1 Other Monthly 0.00 0.00
1 Other Monthly 0.00 0.00
Health 237.00 2844.00
1 Dental Monthly 100.00 100.00 1200.00
1 Medical Monthly 0.00 0.00
1 Medicines Monthly 15.00 15.00 180.00
1 Vision/contacts Monthly 15.00 15.00 180.00
1 Life Insurance Monthly 107.00 107.00 1284.001 Yoga/Fitness Club Monthly 0.00 0.00
1 Other Monthly 0.00 0.00
Entertainment 425.00 5100.00
1 Memberships Monthly 15.00 15.00 180.00
4.33 Dining out Weekly 60.00 260.00 3120.00
1 Events Monthly 25.00 25.00 300.00
1 Subscriptions,Newspaper Monthly 10.00 10.00 120.00
1 Movies Monthly 0.00 0.00
1 Music Monthly 0.00 0.00
4.33 Hobbies Weekly 0.00 0.00
0.08 Travel/ Vacation Yearly 300.00 25.00 300.00
1 Hair cutting Monthly 90.00 90.00 1080.00
1 Other Monthly 0.00 0.00
Miscellaneous 1220.00 14640.00
1 Laundry,Dry Cleaning Monthly 0.00 0.00
1 New Clothes Monthly 200.00 200.00 2400.00
1 Donations/Charity Monthly 600.00 600.00 7200.00
1 Child Care Monthly 0.00 0.00
1 Tuition Monthly 0.00 0.00
1 College Loans Monthly 0.00 0.00
1 Pocket Money Monthly 20.00 20.00 240.00
1 Gifts Monthly 200.00 200.00 2400.00
1 Credit Card Monthly 100.00 100.00 1200.00
1 Dog Monthly 100.00 100.00 1200.00
1 Other Monthly 0.00 0.001 Other Monthly 0.00 0.00
Daily
Weekly
Monthly
Semi-Annually
Quarterly
Yearly
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2
Chart:
Jun Jul Aug Sep Oct Err:502JantoD ate
Total Income (net) 6008.00 6008.00 6008.00 6008.00 6008.00 30040.0012016
Salary/Wages 4600.00 4600.00 4600.00 4600.00 4600.00 23000.009200
Salary/Wages (Spouse) 1200.00 1200.00 1200.00 1200.00 1200.00 6000.002400
Other 208.00 208.00 208.00 208.00 208.00 1040.00416
Other 0.000
Other 0.000
5691.00 0.00 0.00 0.00 0.00 5691.005691
Transportation 1095.00 0.00 0.00 0.00 0.00 1095.001095
Auto Loan/Lease 365.00 365.00365
Insurance 280.00 280.00280
Gas 400.00 400.00400
Maintenance 50.00 50.0050
Registration/Inspection 0.000
Bill's train pass 0.000
Budget by Chart:
Jane's bus pass 0.000
Month Err:502 Start Mth Pie
Other 0.000
FALSE 1 6 Tra
1 Yearly Err:502 Ho
Home 2200.00 0.00 0.00 0.00 0.00 2200.002200
2 Monthly (avg.) Err:502 UtilEMI 0.00
03 Weekly (avg.) Err:502 Hea
Mortgage 850.00 850.00850
4 Current Month Feb Ent
Maintenance 200.00 200.00200
5 January Jan Mis
Insurance 0.000
6 February Feb
Furniture 0.000
7 March Mar
Household Supplies 50.00 50.0050
8 April Apr
Groceries 600.00 600.00600
9 May May
Real Estate Tax 350.00 350.00350
10 June Jun
Clothing 150.00 150.00150
11 July Jul
Other 0.000
12 August Aug
13 September Sep
Utilities 439.00 0.00 0.00 0.00 0.00 439.00439
14 October Oct
Phone - Home 25.00 25.00 25 15 November Nov
Phone - Cell 23.00 23.0023
16 December Dec
Cable 56.00 56.0056
Gas 130.00 130.00130
Water 0.000
Electricity 180.00 180.00180
Internet 25.00 25.0025
Other 0.000
Other 0.000
Health 237.00 0.00 0.00 0.00 0.00 237.00237
Dental 100.00 100.00100
Medical 0.000
Medication 15.00 15.0015
Vision/contacts 15.00 15.0015
Life Insurance 107.00 107.00107
Other 0.000
Other 0.000
Entertainment 500.00 0.00 0.00 0.00 0.00 500.00500
Memberships 15.00 15.0015
Dining out 60.00 60.0060
Events 25.00 25.0025
Subscriptions 10.00 10.0010
Movies 0.000
Music 0.00 0Hobbies 0.00
0
Travel/ Vacation 300.00 300.00300
Hair Cutting 90.00 90.0090
Other 0.000
Miscellaneous 1220.00 0.00 0.00 0.00 0.00 1220.001220
Dry Cleaning 0.000
New Clothes 200.00 200.00200
Donations 600.00 600.00600
Child Care 0.000
Tuition 0.000
College Loans 0.000
Pocket Money 20.00 20.0020
Gifts 200.00 200.00200
Credit Card 100.00 100.00100
Dog 100.00 100.00100
Other 0.000
Other 0.000
Column AK
0 0 0 0 0 0000000000111111111111 111 111 11
Row 27 Row 26 Row 25
Spending Total:
Income
Budget By Month
Tra
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Quick
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JunJul
Aug SepOct
0500
1,0001,5002,0002,500
3,000
3,500
4,0004,500
5,000
5,500
6,000
6,500
Row 16
Row 8
Row 16
Row 8
Transportation Home Utilities Health
Entertainment Miscellaneous
Daily
Spen
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teaquickb
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Budget Summary
Spending Summary
Budget by Month
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Chart:
Jan Feb Mar Apr Jan to Date
Total Income (net) 0.00 0.00 0.00 0.00 0.00
3 Salary/Wages 0.00
4 Salary/Wages (Spouse) 0.00
5 Other 0.00
6 Other 0.00
7 Other 0.00
Total Spending: 0.00 0.00 0.00 0.00 0.00
Transportation 0.00 0.00 0.00 0.00 0.00
12 Auto Loan/Lease 0.00
13 Insurance 0.00
14 Petrol,Gas,Oil & Lub. 0.00
15 Maintenance 0.00
16 Registration/Inspection 0.00
17 Train/Bus tickets 0.00 3 Jan to Date First Tracking Month
18 Taxis 0.00 1 Feb 1 Budget B
19 Other 0.00 2 1 Current Month Feb 1 Jan Feb January FALS
20 1 2 Prior Month Jan 2 Feb Mar February
21 Home 0.00 0.00 0.00 0.00 0.00 3 Jan to Date Jan to Date 3 Mar Apr March
22 Home Loan EMI 0.00 4 January Jan 4 Apr May April
23 Mortgage 0.00 5 February Feb 5 May Jun May
24 Maintenance 0.00 6 March Mar 6 Jun Jul June25 Insurance 0.00 7 April Apr 7 Jul Aug July
26 Furniture 0.00 8 May May 8 Aug Sep August
27 Household Supplies 0.00 9 June Jun 9 Sep Oct September
28 Groceries 0.00 10 July Jul 10 Oct Nov October
29 Real Estate Tax 0.00 11 August Aug 11 Nov Dec November
30 Other 0.00 12 September Sep 12 Dec Jan December
31 Other 0.00 13 October Oct 13 Jan to Date January to Date
32 14 November Nov
33 Utilities 0.00 0.00 0.00 0.00 0.00 15 December Dec
34 Phone - Home 0.00
35 Phone - Cell 0.00
36 Cable TV 0.00
37 Gas 0.00
38 Water 0.00
39 Electricity & Water 0.00
40 Internet 0.00
41 Other 0.00
42 Other 0.00
43
44 Health 0.00 0.00 0.00 0.00 0.00
45 Dental 0.00
46 Medical 0.00
47 Medicines 0.00
48 Vision/contacts 0.00
49 Life Insurance 0.00
50 Yoga/Fitness Club 0.00
51 Other 0.00
52
53 Entertainment 0.00 0.00 0.00 0.00 0.00
54 Memberships 0.00
55 Dining out 0.00
56 Events 0.00
57 Subscriptions,Newspaper 0.00
58 Movies 0.00
59 Music 0.00
60 Hobbies 0.00
61 Travel/ Vacation 0.00
62 Hair cutting 0.00
63 Other 0.00
64
65 Miscellaneous 0.00 0.00 0.00 0.00 0.00
66 Laundry,Dry Cleaning 0.00
67 New Clothes 0.0068 Donations/Charity 0.00
69 Child Care 0.00
70 Tuition 0.00
71 College Loans 0.00
72 Pocket Money 0.00
73 Gifts 0.00
74 Credit Card 0.00
75 Dog 0.00
76 Other 0.00
77 Other 0.00
(5,456) (5,456) (5,456) (5,456)
Spending
Income
Tracking
Tracki
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Daily
Spend
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Quick
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Month
JanFeb
MarApr
0
0
0
0
0
0
1
1
1
1
1
Row 17
Row 8
Row 17
Row 8
Column AN
0 0 0 0 0 00000000001 11 111 11 11111 1 11 11 11
0
0
0
Row 28 Row 27 Row 26
Actuals by Month
Actual Income/Spend Summary
Comp
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Compare to Budget January
Budget Jan Actual Vs Budget
Total Income (net) 6,008 0 -6,008
3 Salary/Wages 4600 -4,600.00
4 Salary/Wages (Spouse) 1200 -1,200.00
5 Other 208 -208.00
6 Other 0 0.00
7 Other 0 0.00
Total Spending: 5,456 0 -5,456
Transportation 1,095 0 -1,095
12 Auto Loan/Lease 365.00 -365.00
13 Insurance 280.00 -280.00
14 Petrol,Gas,Oil & Lub. 400.00 -400.00
15 Maintenance 50.00 -50.00
16 Registration/Inspection 0.00 0.00
17 Train/Bus tickets 0.00 0.00
18 Taxis 0.00 0.00 4 Jan Budget By Month? 1 Pie Chart Ba
19 Other 0.00 0.00 2 1 Current Month Feb FALSE Budget Tracking Ba
20 1 2 Prior Month Jan Transporta 1095 0 In
21 Home 2,050 0 -2,050 3 Jan to Date Jan to Date Home 2050 0 Ex
22 Home Loan EMI 0.00 0.00 4 January Jan Utilities 429 0
23 Mortgage 850.00 -850.00 5 February Feb Health 237 0
24 Maintenance 200.00 -200.00 6 March Mar Entertainm 425 025 Insurance 0.00 0.00 7 April Apr Miscellane 1220 0
26 Furniture 0.00 0.00 8 May May
27 Household Supplies 50.00 -50.00 9 June Jun
28 Groceries 600.00 -600.00 10 July Jul
29 Real Estate Tax 350.00 -350.00 11 August Aug
30 Other 0.00 0.00 12 September Sep
31 Other 0.00 0.00 13 October Oct
32 14 November Nov
33 Utilities 429 0 -429 15 December Dec
34 Phone - Home 25.00 -25.00
35 Phone - Cell 23.00 -23.00 Simple Budget 1
36 Cable TV 56.00 -56.00
37 Gas 130.00 -130.00
38 Water 0.00 0.0039 Electricity & Water 170.00 -170.00
40 Internet 25.00 -25.00
41 Other 0.00 0.00
42 Other 0.00 0.00
43
44 Health 237 0 -237
45 Dental 100.00 -100.00
46 Medical 0.00 0.00
47 Medicines 15.00 -15.00
48 Vision/contacts 15.00 -15.00
49 Life Insurance 107.00 -107.00
50 Yoga/Fitness Club 0.00 0.00
51 Other 0.00 0.00
52
53 Entertainment 425 0 -425
54 Memberships 15.00 -15.00
55 Dining out 260.00 -260.00
56 Events 25.00 -25.00
57 Subscriptions,Newspaper 10.00 -10.00
58 Movies 0.00 0.00
59 Music 0.00 0.00
60 Hobbies 0.00 0.00
61 Travel/ Vacation 25.00 -25.00
62 Hair cutting 90.00 -90.00
63 Other 0.00 0.00
64
65 Miscellaneous 1,220 0 -1,220
66 Laundry,Dry Cleaning 0.00 0.0067 New Clothes 200.00 -200.00
68 Donations/Charity 600.00 -600.00
69 Child Care 0.00 0.00
70 Tuition 0.00 0.00
71 College Loans 0.00 0.00
72 Pocket Money 20.00 -20.00
73 Gifts 200.00 -200.00
74 Credit Card 100.00 -100.00
75 Dog 100.00 -100.00
76 Other 0.00 0.00
77 Other 0.00 0.00
Tracking
Budget
0 1,0002,000 3,000 4,000 5,000 6,000 7,000
0
0
0
5,456
6,008
552
Expense Income Balance (Sav-ings)
Spending
Income
Comparison
Comp
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Tracki
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Quick
Budge
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Month
Budget Tracking
0
250
500
750
1000
1250
1500
1750
2000
2250
1095
0
2050
0
429
0
237
0
425
0
1220
0
Transportation Home Utilities
Health Entertainment Miscellaneous
TrackingBudget
Daily
Spend
ing
Spending Comparison
Tracking vs Budget Summary
Overvi
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8/14/2019 Expense and Budget 08
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1st 2nd 3rd 4th 5th 6th 7th 8th 9th 10th 11th 12th 13th 14th 15th 16th 17th 18th 19th 20th
Total Day's Spending: 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 75.57
Transportation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Auto Loan/Lease
Insurance
Petrol,Gas,Oil & Lub.
Maintenance
Registration/Inspection
Train/Bus tickets
Taxis
Other
Home 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 16.51
Home Loan EMI
Mortgage
Maintenance
Insurance
Furniture
Household Supplies
Groceries 16.51
Real Estate Tax
Other
Other
Utilities 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Phone - HomePhone - Cell
Cable TV
Gas
Water
Electricity & Water
Internet
Other
Other
Health 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Dental
Medical
Medicines
Vision/contactsLife Insurance
Yoga/Fitness Club
Other
Entertainment 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Memberships
Dining out
Events
Subscriptions,Newspaper
Movies
Music
Hobbies
Travel/ Vacation
Hair cuttingOther
Miscellaneous 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 59.06
Laundry,Dry Cleaning
New Clothes
Donations/Charity
Child Care
Tuition
College Loans
Pocket Money
Gifts 14.06
Credit Card
Dog
OtherPolice Check 45.00
Spending
Daily Spending Record
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