Factsheet - September 2015 New€¦ · Sept. 30, ‘14 - Sept. 30, ‘15 Sept. 30, ‘13 - Sept. 30, ‘14 Sept. 28, ‘12 - Sept. 30, ‘13 1 year 3 years 5 years (CAGR) Current

1

Lumpsum Performance

NAV as on Sept. 30, ‘15

(`)

12 month performance till last calendar quarter Since Inception

Scheme / BenchmarkSept. 30, ‘14

- Sept. 30, ‘15

Sept. 30, ‘13 -

Sept. 30, ‘14

Sept. 28, ‘12 -

Sept. 30, ‘131

year3

years5

years(CAGR)

Current Value of `10,000

Fund Manager : Sujoy DasReligare Invesco Short Term Fund 1,931.8245 9.40% 8.16% 6.65% 9.40% 8.06% 8.57% 8.03% 19,318

Religare Invesco Short Term Fund - Plan B 1,924.8511 9.42% 8.16% 6.07% 9.42% 7.87% 8.31% 7.98% 19,249

Religare Invesco Short Term Fund - Direct Plan 1,985.5851 10.57% 9.41% - 10.57% - - - -

CRISIL Short Term Bond Fund Index - 9.90% 10.12% 7.73% 9.90% 9.24% 8.74% 8.28% 19,715

CRISIL 1 Year T-Bill Index1 - 8.86% 8.35% 5.66% 8.86% 7.61% 7.27% 6.38% 16,952

Religare Invesco Active Income Fund 1,689.1434 10.19% 7.18% 6.54% 10.19% 7.95% 8.58% 6.63% 16,891

Religare Invesco Active Income Fund - Direct Plan 1,722.0295 11.24% 7.79% - 11.24% - - - -

CRISIL Composite Bond Fund Index - 12.56% 11.61% 3.48% 12.56% 9.13% 8.49% 7.59% 18,179

CRISIL 10 year Gilt Index1 - 13.76% 6.85% 2.43% 13.76% 7.57% 6.77% 6.73% 17,021

Religare Invesco Active Income Fund - Plan B2 1,509.0247 9.65% 6.95% 5.87% 9.65% 7.48% 8.14% 5.67% 15,372

CRISIL Composite Bond Fund Index - 12.56% 11.61% 3.48% 12.56% 9.13% 8.49% 7.12% 17,095

CRISIL 10 year Gilt Index1 - 13.76% 6.85% 2.43% 13.76% 7.57% 6.77% 5.54% 15,222

Religare Invesco Gilt Fund - Short Duration Plan 1,607.9439 8.59% 8.57% 14.34% 8.59% 10.48% 8.70% 6.41% 16,079

Religare Invesco Gilt Fund - Short Duration Plan - Direct Plan 1,623.6437 8.86% 8.84% - 8.86% - - - -

I-Sec Si-BEX - 9.91% 8.93% 7.11% 9.91% 8.64% 8.26% 8.14% 18,198


Religare Invesco Gilt Fund - Long Duration Plan 1,540.4062 12.94% 10.21% 2.24% 12.94% 8.36% 7.16% 5.81% 15,404

Religare Invesco Gilt Fund - Long Duration Plan - Direct Plan 1,580.8779 13.99% 11.13% - 13.99% - - - -

CRISIL 10 year Gilt Index - 13.76% 6.85% 2.43% 13.76% 7.57% 6.77% 6.30% 15,951

Additional Benchmark^ - N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A.

Religare Invesco Overnight Fund 1,685.9024 7.70% 8.39% 9.37% 7.70% 8.48% 8.21% 6.70% 16,859

Religare Invesco Overnight Fund - Direct Plan 1,694.7008 7.80% 8.56% - 7.80% - - - -

CRISIL Liquid Fund Index - 8.56% 9.49% 8.54% 8.56% 8.86% 8.60% 7.66% 18,118

CRISIL 91 Day T-Bill Index1 - 8.50% 9.38% 7.83% 8.50% 8.57% 7.93% 6.53% 16,646

Past performance may or may not be sustained in future. Returns are of Growth Option.

Fund Manager : Nitish SikandReligare Invesco Credit Opportunities Fund 1,661.7535 9.00% 9.71% 9.34% 9.00% 9.35% 9.39% 8.69% 16,618

Religare Invesco Credit Opportunities Fund - Regular Plan 1,574.5744 7.97% 8.30% 7.74% 7.97% 8.00% 8.26% 7.73% 15,746

Religare Invesco Credit Opportunities Fund - Direct Plan 1,673.4335 9.27% 10.00% - 9.27% - - - -



Religare Invesco Medium Term Bond Fund 1,459.2457 9.31% 8.88% 6.13% 9.31% 8.09% - 8.27% 14,592

Religare Invesco Medium Term Bond Fund - Direct Plan 1,484.1001 9.90% 9.46% - 9.90% - - - -

CRISIL Short Term Bond Fund Index - 9.90% 10.12% 7.73% 9.90% 9.24% - 8.98% 15,051

CRISIL 1 Year T-Bill Index1 - 8.86% 8.35% 5.66% 8.86% 7.61% - 7.45% 14,077

Religare Invesco Bank Debt Fund 1,234.2947 8.26% 8.38% - 8.26% - - - -

Religare Invesco Bank Debt Fund - Direct Plan 1,268.8632 9.35% 9.47% - 9.35% - - - -

CRISIL Short Term Bond Fund Index - 9.90% 10.12% - 9.90% - - - -

CRISIL 1 Year T-Bill Index1 - 8.86% 8.35% - 8.86% - - - -

Religare Invesco Gold Exchange Traded Fund 2,509.9818 -2.16% -11.88% -5.86% -2.16% -6.72% 5.39% 7.49% 14,940

Price of Gold - -1.20% -11.08% -4.99% -1.20% -5.84% 6.41% 8.52% 15,755

Religare Invesco Gold Fund@ 8.6821 -3.44% -10.54% -7.09% -3.44% -7.07% - -3.63% 8,682

Religare Invesco Gold Fund - Direct Plan@ 8.7432 -3.18% -10.31% - -3.18% - - - -

Price of Gold - -1.20% -11.08% -4.99% -1.20% -5.84% - -2.67% 9,017

Religare Invesco Corporate Bond Opportunities Fund - Regular Plan 1,112.2619 10.36% - - - - - - -

Religare Invesco Corporate Bond Opportunities Fund - Direct Plan 1,121.2447 11.19% - - - - - - -

32.5% of CRISIL AAA Long Term Bond Index; 32.5% of CRISIL AAA Short Term Bond Index; 17.5% of CRISIL AA Long Term Bond Index; 17.5% of CRISIL AA Long Term Bond Index

- 11.30% - - - - - - -

Additional Benchmark - N.A. N.A. N.A. N.A. N.A. N.A. N.A. N.A.


Fund Manager : Krishna Cheemalapati & Nitish SikandReligare Invesco Ultra Short Term Fund 2,006.4753 8.82% 9.23% 8.53% 8.82% 8.86% 9.06% 8.33% 20,065

Religare Invesco Ultra Short Term Fund - Regular Plan 1,888.2366 8.11% 8.29% 7.05% 8.11% 7.82% 8.14% 7.57% 18,882

Religare Invesco Ultra Short Term Fund - Direct Plan 2025.4224 9.10% 9.79% - 9.10% - - - -


CRISIL 91 Day T-Bill Index1 - 8.50% 9.38% 7.83% 8.50% 8.57% 7.93% 6.46% 17,243


Returns above 1 year are CAGR. CAGR - Compounded Annualised Growth Rate

2


(`)



- Sept. 30, ‘15

Sept. 30, ‘13 -

Sept. 30, ‘14

Sept. 28, ‘12 -

Sept. 30, ‘13

1 year

3 years

5 years

(CAGR)Current Value of `10,000

Fund Manager : Vetri Subramaniam & Vinay PahariaReligare Invesco Tax Plan 35.34 13.38% 67.22% 0.59% 13.38% 23.96% 13.40% 15.50% 35,340

Religare Invesco Tax Plan - Direct Plan 36.59 15.43% 68.89% - 15.43% - - - -

S&P BSE 100 - 0.77% 40.05% 0.38% 0.77% 12.29% 5.55% 8.20% 19,945

CNX NIFTY1 - -0.20% 38.87% 0.56% -0.20% 11.68% 5.68% 8.26% 20,041

Religare Invesco Business Leaders Fund 20.52 9.56% 46.44% 2.23% 9.56% 17.90% 9.10% 12.47% 20,520

Religare Invesco Business Leaders Fund - Direct Plan 21.24 11.67% 47.90% - 11.67% - - - -

CNX NIFTY - -0.20% 38.87% 0.56% -0.20% 11.68% 5.68% 9.64% 17,552

S&P BSE Sensex1 - -1.79% 37.41% 3.27% -1.79% 11.69% 5.44% 9.23% 17,161


Fund Manager : Vetri Subramaniam & Amit GanatraReligare Invesco Growth Fund 23.04 12.06% 52.75% 3.84% 12.06% 21.10% 11.19% 10.78% 23,040

Religare Invesco Growth Fund - Direct Plan 23.85 14.11% 54.47% - 14.11% - - - -

S&P BSE 100 - 0.77% 40.05% 0.38% 0.77% 12.29% 5.55% 7.41% 17,902

CNX NIFTY1 - -0.20% 38.87% 0.56% -0.20% 11.68% 5.68% 7.52% 18,053

Religare Invesco Contra Fund 30.43 11.26% 83.80% -8.44% 11.26% 23.19% 12.05% 14.02% 30,430

Religare Invesco Contra Fund - Direct Plan 31.41 13.07% 85.70% - 13.07% - - - -

S&P BSE 500 - 3.19% 44.92% -2.57% 3.19% 13.34% 5.62% 9.07% 20,876

CNX NIFTY1 - -0.20% 38.87% 0.56% -0.20% 11.68% 5.68% 8.88% 20,579


Fund Manager : Vetri SubramaniamReligare Invesco Dynamic Equity Fund 21.83 9.37% 40.76% 7.14% 9.37% 18.13% 10.05% 10.25% 21,830

Religare Invesco Dynamic Equity Fund - Direct Plan 22.61 11.49% 42.22% - 11.49% - - - -

S&P BSE 100 - 0.77% 40.05% 0.38% 0.77% 12.29% 5.55% 5.26% 15,065

CNX NIFTY1 - -0.20% 38.87% 0.56% -0.20% 11.68% 5.68% 5.43% 15,261


Fund Manager : Vinay PahariaReligare Invesco Mid Cap Fund 33.85 15.85% 92.62% -3.66% 15.85% 28.99% 16.61% 15.51% 33,850

Religare Invesco Mid Cap Fund - Direct Plan 35.10 18.18% 94.75% - 18.18% - - - -

CNX Midcap Index - 13.72% 63.17% -10.69% 13.72% 18.28% 7.21% 11.65% 25,396

CNX NIFTY1 - -0.20% 38.87% 0.56% -0.20% 11.68% 5.68% 8.47% 19,884

Religare Invesco Mid N Small Cap Fund 34.97 16.37% 87.34% 1.51% 16.37% 30.26% 17.41% 18.05% 34,970

Religare Invesco Mid N Small Cap Fund - Direct Plan 36.14 18.41% 89.33% - 18.41% - - - -

CNX MIDCAP Index - 13.72% 63.17% -10.69% 13.72% 18.28% 7.21% 11.00% 21,979

CNX NIFTY1 - -0.20% 38.87% 0.56% -0.20% 11.68% 5.68% 7.82% 17,652


Lumpsum Performance


(`)

7 Days3

15 Days3

1 Month3

3 Months3

6 Months3

12 month performance till last calendar quarter

1 year

3 years

5 years

Since Inception

Scheme / Benchmark

Sept. 30, ‘14 -

Sept. 30, ‘15

Sept. 30, ‘13 -

Sept. 30, ‘14

Sept. 28, ‘12 -

Sept. 30, ‘13(CAGR)

Current Value of `10,000

Religare Invesco Liquid Fund

2,001.8048 8.46% 8.03% 7.83% 7.94% 8.27% 8.67% 9.36% 8.96% 8.67% 9.00% 9.06% 8.13% 20,018

Religare Invesco Liquid Fund - Regular Plan

1,870.1594 7.85% 7.44% 7.24% 7.33% 7.45% 7.54% 8.00% 7.51% 7.54% 7.68% 7.90% 7.31% 18,702

Religare Invesco Liquid Fund - Direct Plan

2,005.33 8.53% 8.10% 7.90% 8.01% 8.35% 8.74% 9.44% - 8.74% - - - -

CRISIL Liquid Fund Index

- 11.07% 9.58% 8.22% 7.92% 8.12% 8.56% 9.49% 8.54% 8.56% 8.86% 8.60% 7.65% 19,236

CRISIL 91 Day T-Bill Index1

- 12.09% 9.64% 8.41% 8.04% 8.13% 8.50% 9.38% 7.83% 8.50% 8.57% 7.93% 6.43% 17,389


Returns above 1 year are CAGR. CAGR - Compounded Annualised Growth Rate

3 For 1,2,3 Note on Direct Plan and Disclaimer, refer page no. 38

Lumpsum Performance


(`)



- Sept. 30, ‘15

Sept. 30, ‘13 -

Sept. 30, ‘14

Sept. 28, ‘12 -

Sept. 30, ‘13

1 year

3 years

5 years

(CAGR)Current Value of `10,000

Fund Manager : Amit Ganatra

Religare Invesco Banking Fund 33.33 17.61% 54.02% -13.06% 17.61% 16.28% 8.40% 18.15% 33,330

Religare Invesco Banking Fund - Direct Plan 34.50 19.87% 55.65% - 19.87% - - - -

CNX Bank Index - 11.85% 60.04% -15.97% 11.85% 14.51% 6.84% 18.01% 33,059

CNX NIFTY1 - -0.20% 38.87% 0.56% -0.20% 11.68% 5.68% 9.83% 19,677


Fund Manager : Amit Ganatra & Pranav Gokhale

Religare Invesco PSU Equity Fund 13.28 7.01% 53.59% -18.29% 7.01% 10.27% 1.73% 4.95% 13,280

Religare Invesco PSU Equity Fund - Direct Plan 13.70 8.82% 55.05% - 8.82% - - - -

S&P BSE PSU Index - -13.98% 42.90% -26.44% -13.98% -3.35% -8.21% -5.29% 7,269

CNX NIFTY1 - -0.20% 38.87% 0.56% -0.20% 11.68% 5.68% 8.02% 15,726


Fund Manager : Pranav Gokhale

Religare Invesco Infrastructure Fund 12.98 5.87% 99.35% -17.14% 5.87% 20.40% 7.29% 3.37% 12,980

Religare Invesco Infrastructure Fund - Direct Plan 13.44 7.95% 101.46% - 7.95% - - - -

CNX Infrastructure Index - -6.48% 41.45% -15.37% -6.48% 3.80% -5.35% -7.91% 5,229

CNX NIFTY1 - -0.20% 38.87% 0.56% -0.20% 11.68% 5.68% 4.65% 14,294

Religare Invesco Arbitrage Fund4 18.3982 8.00% 8.41% 7.56% 8.00% 7.99% 8.26% 7.50% 18,398

Religare Invesco Arbitrage Fund4 - Direct Plan 18.7073 8.54% 9.08% - 8.54% - - - -


CNX NIFTY1 - -0.20% 38.87% 0.56% -0.20% 11.68% 5.68% 8.21% 19,445

Religare Invesco AGILE Tax Fund 10.00 7.41% 13.95% 1.99% 7.41% 7.66% 4.67% 0.00% 10,000

CNX NIFTY - -0.20% 38.87% 0.56% -0.20% 11.68% 5.68% 6.89% 16,559

S&P BSE Sensex1 - -1.79% 37.41% 3.27% -1.79% 11.69% 5.44% 6.78% 16,425

Religare Invesco Nifty Exchange Traded Fund 815.7805 0.29% 39.59% 1.20% 0.29% 12.29% - 9.67% 14,879

CNX Nifty - -0.20% 38.87% 0.56% -0.20% 11.68% - 9.01% 14,498

S&P BSE Sensex1 - -1.79% 37.41% 3.27% -1.79% 11.69% - 8.70% 14,319


Fund Manager : Neelesh Dhamnaskar

Religare Invesco Pan European Equity Fund@ 9.2719 -4.62% - - -4.62% - - - -

Religare Invesco Pan European Equity Fund - Direct Plan@ 9.4462 -3.56% - - -3.56% - - - -

MSCI Europe-ND -2.92% - - -2.92% - - - -

Religare Invesco Global Equity Income Fund@ 10.0673 0.19% - - 0.19% - - - -

Religare Invesco Global Equity Income Fund - Direct Plan@ 10.2516 1.44% - - 1.44% - - - -

MSCI World Index - ND 0.79% - - 0.79% - - - -


Fund Manager : Sujoy Das, Nitish Sikand & Pranav Gokhale

Religare Invesco Monthly Income Plan (MIP) Plus5 1,439.6141 7.21% 8.70% 1.85% 7.21% 5.87% 6.83% 7.07% 14,396

Religare Invesco Monthly Income Plan (MIP) Plus5 - Direct Plan 1,460.2152 7.75% 9.31% - 7.75% - - -

(65%)CRISIL MIP Blended Fund Index; (35%)price of gold - 6.55% 6.17% 0.33% 6.55% 4.23% 7.64% 7.87% 12,628



Fund Manager : Sujoy Das & Pranav Gokhale

Religare Invesco Monthly Income Plan5 1,482.9377 9.60% 10.04% 6.35% 9.60% 8.65% 7.50% 7.66% 14,829

Religare Invesco Monthly Income Plan5 - Direct Plan 1,517.1756 10.50% 11.24% - 10.50% - -

CRISIL MIP Blended Index - 10.72% 15.45% 3.20% 10.72% 9.66% 8.27% 8.53% 15,480



Returns above 1 year are CAGR. CAGR - Compounded Annualised Growth RateReligare Invesco Monthly Income Plan (MIP) Plus - An open ended income scheme. Monthly income is not assured and is subject to availability of distributable surplus. The term ‘Plus’ has been used in terms of the asset allocation and not in terms of returns/yield. Religare Invesco Monthly Income Plan - An open ended income scheme. Monthly income is not assured and is subject to availability of distributable surplus. @Fund of Funds Schemes - The investor will bear the recurring expenses of the scheme, in addition to the expenses of underlying scheme.

4

Lumpsum PerformanceScheme Name Date of Allotment

Religare Invesco Corporate Bond Opportunities Fund 4th September, 2014

Religare Invesco Global Equity Income Fund 5th May, 2014

Religare Invesco Pan European Equity Fund 31st January, 2014

Religare Invesco Bank Debt Fund 29th December, 2012

Religare Invesco Gold Fund 5th December, 2011

Religare Invesco Nifty Exchange Traded Fund 13th June, 2011

Religare Invesco Medium Term Bond Fund 30th December, 2010

Religare Invesco Monthly Income Plan (MIP) Plus 1st June, 2010

Religare Invesco Monthly Income Plan 1st June, 2010

Religare Invesco Gold Exchange Traded Fund 12th March, 2010

Religare Invesco PSU Equity Fund 18th November, 2009

Religare Invesco Credit Opportunities Fund 28th August, 2009

Religare Invesco Business Leaders Fund 21st August, 2009

Religare Invesco Banking Fund 14th July, 2008

Religare Invesco Mid N Small Cap Fund 17th March, 2008

Scheme Name Date of Allotment

Religare Invesco AGILE Tax Fund 10th March, 2008

Religare Invesco Gilt Fund 9th February, 2008

Religare Invesco Infrastructure Fund 21st November, 2007

Religare Invesco Dynamic Equity Fund 4th October, 2007

Religare Invesco Overnight Fund 14th September, 2007

Religare Invesco Growth Fund 9th August, 2007

Religare Invesco Active Income Fund 2nd August, 2007

Religare Invesco Arbitrage Fund 30th April, 2007

Religare Invesco Mid Cap Fund 19th April, 2007

Religare Invesco Contra Fund 11th April, 2007

Religare Invesco Short Term Fund 24th March, 2007

Religare Invesco Ultra Short Term Fund 18th January, 2007

Religare Invesco Tax Plan 29th December, 2006

Religare Invesco Liquid Fund 17th November, 2006

No. of Schemes managed by respective Fund ManagersVetri Subramaniam 5 Sujoy Das 7

Vinay Paharia 4 Nitish Sikand 9 & FMPs

Amit Ganatra 4 Krishna Cheemalapati 2

Pranav Gokhale 7 Neelesh Dhamnaskar 2

Table I

AuM REPORT FOR THE QUARTER ENDED (30/09/2015)

Asset class wise disclosure of AAUM

Category Average AUM for the Quarter (Rs. in Lakhs)

Income 1,180,745.18

Equity (other than ELSS) 209,020.78

Balanced 0.00

Liquid 717,336.24

Gilt 13,059.99

Equity - ELSS 25,787.38

GOLD ETF 3,937.69

Other ETF 149.14

Fund of Fund investing overseas 9,314.35

Total 2,159,350.75

Table II

AuM REPORT FOR THE QUARTER ENDED (30/09/2015)

Disclosure of percentage of AUM by geography

Geographical Spread % of Total AUM as on the last day of the Quarter

Top 5 Cities 53.19%

Next 10 Cities 26.58%



Others 2.89%

Total 100.00%

Assets Under Management

Notes

Returns for Religare Invesco Nifty Exchange Traded Fund are calculated after considering dividend reinvestment of Rs. 5 per unit on record date - December 26, 2012 at ex-dividend NAV of Rs. 591.3176 per unit. For calculating returns since inception of all schemes except open ended debt schemes, Religare Invesco Gold Exchange Traded Fund and Religare Invesco Nifty Exchange Traded Fund, NAV as on the date of allotment is taken as Rs. 10/-. For calculating returns since inception for Religare Invesco Gold Exchange Traded Fund, NAV as on the date of allotment is taken as Rs.1,680.0014/- and for Religare Invesco Nifty Exchange Traded Fund, NAV as on the date of allotment is taken as Rs. 548.28/-. For calculating returns since inception for open ended debt schemes NAV as on the date of allotment is taken as Rs. 1,000/*. Face Value per unit is Rs. 10/- for all schemes except for open ended debt schemes and Religare Invesco Gold Exchange Traded Fund where Face Value per unit is Rs. 1,000/*- and Rs. 100/- respectively.

September 30 and September 29 being non business days, performance as on September 28 has been given, wherever applicable.

The performance of Religare Invesco Fixed Maturity plans (FMPs) is not given above, as FMPs are close-ended schemes of varying maturities and performance of FMPs may or may not be strictly comparable with open-ended debt schemes. Since inception returns are given only in respect of schemes which have completed 3 years. *Returns are compounded annualised returns(CAGR) & Date of Allotment is deemed to be date of allotment. Since inception returns for Direct Plan is not given as it has not completed 3 years.

1 Additional Benchmark. 2 In case of Religare Invesco Active Income Fund- Plan B, Date of Allotment: August 02, 2007, there were few instances where there were no investors in the Growth option of the said scheme(s)/plan(s) (for which performance data is given) for certain period of time and hence there was no NAV during that period. Subsequently, when new investors came, the units were allotted at Rs.10/- per unit. Hence since inception returns are calculated by taking weighted average of returns for the period when NAV of the Scheme was available. Further current value of Rs.10,000/- is based on NAV as on September 30, 2015 (end date) and start date is June 05, 2010, the date on which units were allotted at Rs.10/- when new investor subscribed. 3Returns less than one year : Simple Annualised. 4 Religare Invesco Arbitrage Fund performance is not strictly comparable with that of its additional benchmark since the scheme does not take directional call in equity markets but is Ltd. to availing arbitrage opportunities etc.5 Religare Invesco Monthly Income Plan (MIP) Plus and Religare Invesco Monthly Income Plan performance may or may not be strictly comparable with that of its additional benchmark in view of hybrid nature of the scheme where a portion of scheme’s investments are made in equity instruments and Gold ETFs (applicable only for Religare Invesco MIP Plus). ^Additional benchmark is similar to fund benchmark.

#The Face value of Religare Invesco Short Term Fund, Religare Invesco Credit Opportunities Fund, Religare Invesco Medium Term Bond Fund, Religare Invesco Monthly Income Plan, Religare Invesco Monthly Income Plan (MIP) Plus, Religare Invesco Gilt fund - Long Duration Plan, Religare Invesco Gilt Fund- Short Duration Plan and Religare Invesco Active Income Fund has been changed from Rs. 10/- to Rs. 1,000/- w.e.f. close of business hours on April 18, 2013 and the Face value of Religare Invesco Liquid Fund, Religare Invesco Ultra Short Term and Religare Invesco Overnight Fund has been changed from Rs. 10/- to Rs. 1,000/- w.e.f. close of business hours on February 25, 2011.

Decimals have been rounded off.


SIP Performance(Rs. 10,000 invested on the first business day of every month)

Fund Manager : Vetri Subramaniam & Vinay PahariaReligare Invesco Tax Plan

SIPInvestment

Total amountinvested (`)

Scheme S&P BSE 100 CNX Nifty1

Market value (`) SIP Returns (%) XIRR Market value (`) SIP Returns (%) XIRR Market value (`) SIP Returns (%) XIRR1 Year 120,000 122,773 4.33% 113,966 -9.23% 113,491 -9.94%3 Years 360,000 529,933 26.84% 425,393 11.16% 420,797 10.42%5 Years 600,000 1,020,477 21.40% 782,787 10.59% 774,864 10.18%Since Inception 1,050,000 2,409,383 18.30% 1,616,979 9.61% 1,603,898 9.43%Religare Invesco Business Leaders Fund

SIPInvestment


Scheme CNX Nifty S&P BSE Sensex1

Market value (`) SIP Returns (%) XIRR Market value (`) SIP Returns (%) XIRR Market value (`) SIP Returns (%) XIRR1 Year 120,000 119,884 -0.18% 113,491 -9.94% 112,710 -11.11%3 Years 360,000 476,025 19.04% 420,797 10.42% 416,077 9.65%5 Years 600,000 891,115 15.83% 774,864 10.18% 766,932 10.61%Since Inception 740,000 1,150,904 14.18% 9,95,970 9.53% 984,221 9.14%Fund Manager : Vetri Subramaniam & Amit GanatraReligare Invesco Growth Fund

SIPInvestment



Market value (`) SIP Returns (%) XIRR Market value (`) SIP Returns (%) XIRR Market value (`) SIP Returns (%) XIRR1 Year 120,000 121,074 1.67% 113,966 -9.23% 113,491 -9.94%3 Years 360,000 497,152 22.17% 425,393 11.16% 420,797 10.42%5 Years 600,000 941,648 18.09% 782,787 10.59% 774,864 10.18%Since Inception 980,000 1,858,489 15.24% 1,478,586 9.84% 1,466,334 9.64%Religare Invesco Contra Fund

SIPInvestment



Market value (`) SIP Returns (%) XIRR Market value (`) SIP Returns (%) XIRR Market value (`) SIP Returns (%) XIRR1 Year 120,000 120,354 0.55% 115,540 -6.85% 113,491 -9.94%3 Years 360,000 534,372 27.46% 440,509 13.58% 420,797 10.42%5 Years 600,000 1,006,917 20.85% 804,695 11.70% 774,864 10.18%Since Inception 1,020,000 2,182,605 17.32% 1,593,747 10.23% 1,543,041 9.50%Fund Manager : Vetri SubramaniamReligare Invesco Dynamic Equity Fund

SIPInvestment



Market value (`) SIP Returns (%) XIRR Market value (`) SIP Returns (%) XIRR Market value (`) SIP Returns (%) XIRR1 Year 120,000 122,263 3.53% 113,966 -9.23% 113,491 -9.94%3 Years 360,000 471,772 18.40% 425,393 11.16% 420,797 10.42%5 Years 600,000 904,792 16.46% 782,787 10.59% 774,864 10.18%Since Inception 960,000 1,744,997 14.55% 1,442,750 9.96% 1,430,097 9.75%Fund Manager : Vinay PahariaReligare Invesco Mid Cap Fund2

SIPInvestment


Scheme CNX Midcap CNX Nifty1

Market value (`) SIP Returns (%) XIRR Market value (`) SIP Returns (%) XIRR Market value (`) SIP Returns (%) XIRR1 Year 120,000 121,636 2.55% 127,791 12.35% 113,491 -9.94%3 Years 360,000 624,989 39.45% 529,726 26.85% 420,797 10.42%5 Years 600,000 1,204,040 28.32% 930,433 17.61% 774,864 10.18%Since Inception - - - - - - -Religare Invesco Mid N Small Cap Fund3

SIPInvestment


Scheme CNX Midcap CNX Nifty1

Market value (`) SIP Returns (%) XIRR Market value (`) SIP Returns (%) XIRR Market value (`) SIP Returns (%) XIRR1 Year 120,000 122,190 3.42% 121,774 2.76% 113,491 -9.94%3 Years 360,000 574,775 32.94% 504,274 23.20% 420,797 10.42%Since Inception - - - - - - -Fund Manager : Amit GanatraReligare Invesco Banking Fund

SIPInvestment


Scheme CNX Bank CNX Nifty1

Market value (`) SIP Returns (%) XIRR Market value (`) SIP Returns (%) XIRR Market value (`) SIP Returns (%) XIRR1 Year 120,000 118,539 -2.26% 113,617 -9.75% 113,491 -9.94%3 Years 360,000 476,249 19.08% 460,836 16.74% 420,797 10.42%5 Years 600,000 891,802 15.87% 857,106 14.25% 774,864 10.18%Since Inception 870,000 1,645,057 17.23% 1,560,379 15.80% 1,295,361 10.78%


SIP Performance(Rs. 10,000 invested on the first business day of every month)

Fund Manager : Amit Ganatra & Pranav GokhleReligare Invesco PSU Equity Fund

SIPInvestment


Scheme S&P BSE PSU CNX Nifty1

Market value (`) SIP Returns (%) XIRR Market value (`) SIP Returns (%) XIRR Market value (`) SIP Returns (%) XIRR1 Year 120,000 117,325 -4.12% 102,331 -26.19% 113,491 -9.94%3 Years 360,000 451,832 15.35% 348,468 -2.11% 420,797 10.42%5 Years 600,000 764,297 9.62% 550,797 -3.36% 774,864 10.18%Since Inception 710,000 904,469 8.10% 629,564 -4.01% 943,905 9.53%

Fund Manager : Pranav GokhleReligare Invesco Infrastructure Fund4

SIPInvestment


Scheme CNX Infrastructure CNX Nifty1

Market value (`) SIP Returns (%) XIRR Market value (`) SIP Returns (%) XIRR Market value (`) SIP Returns (%) XIRR1 Year 120,000 113,394 -10.09% 106,046 -20.90% 113,491 -9.94%3 Years 360,000 526,287 26.33% 378,298 3.25% 420,797 10.42%Since Inception - - - - - - -Religare Invesco Arbitrage Fund

SIPInvestment


Scheme Crisil Liquid Fund Index CNX Nifty1

Market value (`) SIP Returns (%) XIRR Market value (`) SIP Returns (%) XIRR Market value (`) SIP Returns (%) XIRR1 Year 120,000 124,947 7.77% 125,380 8.45% 113,491 -9.94%3 Years 360,000 406,508 8.07% 411,559 8.90% 420,797 10.42%5 Years 600,000 737,374 8.19% 748,843 8.80% 774,864 10.18%Since Inception 1,02,000 1,423,345 7.67% 1,448,764 8.07% 1,541,907 9.49%

Past performance may or may not be sustained in future. Returns are of growth option. The returns are calculated by XIRR approach assuming investment of Rs. 10,000/- on the 1st working day of every month. XIRR helps in calculating return on investments given an initial and final value and a series of cash inflows and outflows with the correct allowance for the time impact of the transactions. Load is not taken into consideration.1Additional Benchmark. 2Returns for other periods not available as the Scheme was close-ended and re-opened for purchase on April 20, 2010, first SIP installment is taken as May 1, 2010. 3Returns for other periods not available as the Scheme was close-ended and re-opened for purchase on March 18, 2011, first SIP installment is taken as April 1, 2011. 4Returns for other periods not available as the Scheme was close-ended and re-opened for purchase on November 23, 2010, first SIP installment is taken as December 1, 2010. Please refer relative performance table for non SIP returns. SIP doesn’t ensure profit or gurantee protection against loss in a declining market.

7

Market Update

Macro Economic Review

The Reserve Bank of India (RBI) surprised the markets by delivering a larger-than-expected rate cut of 50 bps, taking the repo rate to 6.75%, in its fourth Bi-monthly Monetary Policy review. RBI chose to ‘frontload’ policy cuts and maintained an accommodative stance, given that most of the conditions that were laid out in its August policy were met. The Central Bank however, highlighted that even as there has been modest pick-up in domestic growth in 1HFY16, underlying economic activity has remained weak owing to (1) weakening global demand weighing on exports and hence domestic industrial growth, (2) rainfall deficiency and (3) lack of durable signs of pick-up in the private investment cycle. It also marked down its FY2016 GDP forecast to 7.4% from 7.6% and cited comfort on inflation trajectory on account of (1) proactive food price management, (2) weak domestic demand and (3) weak outlook for global commodities. RBI revised down its January 2016 CPI projection to 5.8%.

WPI inflation for August continued its downward trajectory and stood at -4.95% versus -4.1% in July and 3.85% a year ago. August ‘15 was the 10th straight month during which producer price inflation stayed in a negative growth zone due to a sustained fall in global mineral and other commodity prices and weakness in pricing power for manufacturing companies. The sharp deceleration was driven by contraction in energy (petrol and diesel) and manufactured goods (chemicals and base metals). Primary articles inflation stood at -3.7%, helped by lower food inflation (-1.1%) even as vegetables registered a sharp sequential increase. Core inflation fell further to -1.87% from -1.41% in the previous month.

August CPI inflation printed at a nine-month low of 3.66%, although there was a sharp uptick in vegetable prices (8.5% MoM) and pulses (3.5% MoM - pulses contributed 58 basis to the overall inflation). On the other hand, core inflation eased to 4.1% from 4.3% in July, highlighting the weak underlying momentum in domestic demand. The dis-inflationary force is more pronounced in WPI than CPI as it has larger weight of international commodities, whose prices have been falling consistently. Core inflation has also been in the negative territory for the past six months, which indicates moderation in domestic demand along with fall in commodity prices.

July IIP growth came in at 4.2%, showing continued improvement over June, with higher capital goods growth of 10.6% supporting the IIP numbers. Growth in capital goods was likely due to infrastructure projects undertaken by the government. Consumer durables also showed good growth at 11.4% on a favourable base, while non-durables led the decline at -4.6%. Cumulatively, the IIP registered a growth of 3.5 % during April to July, 2015-16 over corresponding period of previous year.

Exports declined by 20.7% YoY to $21.3 billion in August 2015; the steepest fall over past five months while imports decreased by 9.95%. Biggest contributor to decline was petroleum products (48% and 42% decline in exports and imports respectively). While oil imports declined, non-oil increased by 7%, and gold imports rose sharply by 140% to $4.96 bln.Cumulative decline of exports and imports for the period April-August 2016 was -16.17% and -11.61% respectively. With decline in exports, trade deficit for August was $12.47 billion compared with $12.8 billion in the previous month and $10.7 billion last year.

India’s fiscal deficit narrowed to $56.3 bln during April-August, or 66.5% of the full-year target. Gross tax collections grew at a very strong 40% YoY rate in August vs 18% YoY between April-July. While the strength was across the board, big standout was the corporate and personal income tax growth in direct taxes. Between April - July, direct tax collections were flat YoY. However, August saw 50% YoY growth with corporate tax collections growing 39% and personal income tax collections growing 57%. The fiscal deficit remained under check even as expenditure was steady at 41.2% of the budget estimates given the decent amount of tax collections in August. However, it seems unlikely for the government to meet the direct tax collection target for the third year running (FY16 target is Rs. 7.98 lakh crore against the collections so far in the current fiscal of Rs. 2.87 lakh crore)

India’s current account deficit for Q1, FY16 came in at $6.2 bln (at 1.2% of GDP), helped mainly by lower commodity prices, leading to a larger absolute decline in merchandise imports relative to merchandise exports. The capital account surplus declined to $18.1 bln in 1QFY16 compared to $30.7 bln in 4QFY15. India emerged as the most favoured destination for FDI in 2015 so far, as inflows during January-June stood at $31 bln, ahead of China’s $28 bln and the US’s $27 bln. However, the capital account surplus got depleted due to FPI outflows. Overall, the Balance of Payments was surplus by $11.4 bln compared to $30 bln in 4QFY15.

Money Supply growth fell marginally to 11.2%, deposit growth decreased to 11.6% while credit growth remained muted at 9.6% due to poor credit off-take by the corporates, given the tepid investments as well as the corporate preference for debt markets. India’s Foreign Exchange Reserves increased to $352.02 bln.

Weakness in monsoons persisted even in September and the overall rainfall deficit this season has been 14% as per IMD. The month of September alone witnessed 24% deficiency in rainfall vs 22% deficiency in August. Overall reservoir storage was at 23% below normal. The weak monsoon would impact crop output in the rain-dependent kharif season even if there is last-minute precipitation as a late withdrawal, if monsoons can increase the moisture content in soil that is crucial for sowing winter crops.

Equity Market

The Sensex rose by about 0.5% by September ‘15 month end, masking the severe intra month two-way moves in the market. But in comparison to the rest of the world, the Indian markets fared much better. In September ‘15, MSCI India was the

8

Market Update Cont’d...

third best-performing Emerging market. On the Year to date basis too, India is the third best performing emerging market,

behind Hungary and Russia. The MSCI All Country world index was down 3.6% for the month with widespread losses across

developed and emerging markets.

The souring of global risk appetite was reflected in the flows. Foreign Portfolio Investors (FPIs) continued to remain net

sellers for the second consecutive month (at US$894 mn) in the cash market. Domestic Mutual Funds (DMFs) were buyers

(at US$1.3 bln) for the 17th month in a row while the insurance companies also continued to remain buyers for the second

month in a row (at US$271 mn). Year to date, FPIs have bought US$3.6 bln and US$6.3 bln in the cash and debt markets,

respectively. Year to date, Domestic Institutional Investors (DIIs) have bought stock worth US$8.2 bln.

Even as the Indian market is underpinned by strong macroeconomic fundamentals, its outlook for near term growth continues

to remain sluggish. These supportive fundamentals when combined with policy actions, market forces and a more supportive

global environment would over time enable growth acceleration. Our key take-away from here thus is: Investors need to be

patient.

Equity markets need the fuel of earnings growth to generate returns. By many measures, current profits are depressed

relative to their long term averages. In other words, profits as a percentage of revenues and GDP are at subdued levels. Over

the longer term, we recognize the potential for mean reversion in profits. Currently, a number of industries are struggling

from lower capacity utilization and high interest rates. As and when the economy moves into higher gear, there is scope

for profits to recover to historical averages. This mean reversion in profits will be led largely by the cyclical sectors - such

as Industrials, Financials, Consumer Discretionary and also Materials. Currently, our preferred areas based on valuations

and growth are Financials and Consumer Discretionary. Industrials, presently, are not very attractive given their elevated

valuations and with recovery in the investment cycle likely to be slow. As for Materials sector, the recovery is largely linked to

global economic trends, while the balance sheets in the Metals sector, in particular, are quite stressed.

Having said that - we believe there is more alpha potential in getting the stock selection right in light of present valuations

and the challenging macro environment. Our portfolio is more balanced today reflecting the bottom up conviction on specific

companies rather than sector considerations.

Investors should remember that while there is scope for mean reversion in profits - valuations are not a static measure and

they too tend to fluctuate. Our comfort zone for equity valuations is in the range of plus or minus 10% of the long term

average valuations (P/E), while the attractive zone would be when valuations are below average. In the early part of 2015,

valuations were at over 30% premium to the long term average trailing P/E multiple. At month end, the market was at an

11% premium to its long term average, and during the month it did dip within the comfort zone. We believe valuations in the

comfort zone make the case constructive for equity investors. The risk–reward looks more reasonable today than it did at the

start of the year. We suggest investors think long term and remain patient.

Fixed Income Market

The RBI’s sharp 50 bps repo rate reduction took most market participants by surprise. While many in the market were trying

to guesstimate the next move of the RBI Governor based on his previous hawkish stance; what failed to draw their attention

was the protracted lower growth numbers and the government’s resolve to maintain fiscal deficit and lower inflation. Also

with a stable to appreciating domestic currency, the Indian rupee, there is a strong support to the positive sentiment in the

market.

The RBI Governor now has shifted his focus on demand revival amidst entrenched slowdown in both domestic and global

economy. The US Fed, however, continues to reel under the fear of repercussion of higher rates and is dragging its feet on

the rate hike decision. Slowdown in China and drop in global prices of metal and crude oil seem to be weighing heavy on the

minds of the US central bankers.

The market yields in India have still not reflected the drop in the repo rates and are slowly adjusting to the new benchmark.

The incremental demand for gilts post the enhanced limits for FPIs is expected to keep the market yields soft over the

months.

Slow adjustment of market yields to the new benchmark yields gives opportunity to the investors to invest in the market. The

Government’s announcement of its intent to consider bringing down the administered rates of the small saving schemes, such

as PPF, EPF etc. should also work in favour of bringing down the yields of long bonds as it will offer a huge flexibility to the

banks to lower the deposit rates and also the base rates on their lending.

Over the next few quarters the market is expected to move in tune with the RBI’s decisions on interest rates, which is largely

expected to be dovish and we may thus see continuation of the rate reduction cycle. As CPI undershoots RBI’s projection,

further repo rate reductions can be expected sooner than later in order to improve the purchasing power. RBI Governor might

be seen to reduce rates and try to improve the purchasing power within the economy in order to improve growth environment

amidst excess capacity and lower inflation.

Sovereign segment is expected to out-perform in this environment.

In this scenario investors are recommended to get invested in income and gilt funds with fund duration longer than their

individual investment horizon as the market braces for capital appreciation over the next few years.


Portfolio (as on 30th September, 2015)

Company % of Net Assets


Equity & Equity Related Instruments 97.63

HDFC Bank Ltd. 8.61

Tata Consultancy Services Ltd. 6.37

Maruti Suzuki India Ltd. 5.87

Infosys Ltd. 5.44

Housing Development Finance Corp. Ltd. 4.45

Hero MotoCorp. Ltd. 4.40

Hindustan Petroleum Corporation Ltd. 4.12

HCL Technologies Ltd. 3.31

Dish TV India Ltd. 3.21

Idea Cellular Ltd. 3.16

Axis Bank Ltd. 3.15

Aditya Birla Nuvo Ltd. 3.06

Divi’s Laboratories Ltd. 2.62

The Federal Bank Ltd. 2.36

Lupin Ltd. 2.35

Kotak Mahindra Bank Ltd. 2.28

Shriram Transport Finance Company Ltd. 2.16

LIC Housing Finance Ltd. 2.15

IDFC Ltd. 2.12

Gujarat State Petronet Ltd. 1.83

Sanofi India Ltd. 1.80

Power Grid Corporation of India Ltd. 1.78

Bharat Petroleum Corporation Ltd. 1.69

D.B.Corp. Ltd. 1.55

Coromandel International Ltd. 1.48

Gateway Distriparks Ltd. 1.39

Ambuja Cements Ltd. 1.39

Cipla Ltd. 1.38

Voltas Ltd. 1.38

VA Tech Wabag Ltd. 1.23

Redington (India) Ltd. 1.22

IPCA Laboratories Ltd. 1.18

Supreme Industries Ltd. 1.10

Bharat Forge Ltd. 1.05

City Union Bank Ltd. 0.90

Ortel Communications Ltd. 0.72

VIP Industries Ltd. 0.72

Grindwell Norton Ltd. 0.70

Oberoi Realty Ltd. 0.55

Pennar Engineered Building Systems Ltd. 0.52

PI Industries Ltd. 0.44

Balrampur Chini Mills Ltd. 0.40

Syngene International Ltd. 0.03

Cash & Cash Equivalent 2.37

Total 100.00

Dividend Distribution5

Dividend Option31-Dec-14 2.10 20.9727-Dec-13 0.90 14.4630-Mar-11 0.75 12.3720-Jan-11 2.00 14.40Direct Plan - Dividend Option31-Dec-14 2.30 21.2427-Dec-13 1.00 14.56

Record Date Rate

(`/ Unit)

Cum-Dividend

NAV p.u. (`)

5Past performance may or may not be sustained in future. Dividend is on face value of `10/- per unit. After the payment of dividend, the per unit NAV will fall to the extent of dividend payout and applicable statutory levy, if any. The above table does not include the details of all the dividends declared in the scheme.

4Sector Classification as recommended by AMFI.

Key Facts

Load StructureEntry Load1 NilExit Load2 Nil

Minimum Investment` 500/- & in multiples of` 500/- thereafter

Additional Purchase` 500/- & in multiples of` 500/- thereafter

Date of Allotment 29th December, 2006

NAV p.u. (`) As on 30th September, 2015Growth 35.34 Dividend 19.97

Direct PlanGrowth 36.59 Dividend 20.31

Portfolio Turnover Ratio(1 Year) 0.40

Risk Ratios Standard Deviation 0.86%Sharpe Ratio 0.05Beta 0.77Based on 6 years, daily datapoints (Risk-free rate of 7.04%based on 91 days MIBOR)

Tracking Error5.22% (annualised)Based on 1 year, daily data points

Expense Ratio3

Regular 2.55%Direct 1.03%

Benchmark IndexS&P BSE 100

AAuM for the month endingSeptember 2015: ` 245.95 croresAuM as on30th September, 2015: ` 253.67 crores

Fund Manager & Experience Vetri SubramaniamTotal Experience 22 Years Experience in managing this fund: Since December 16, 2008

Vinay PahariaTotal Experience 12 YearsExperience in managing this fund:Since June 28, 2010

Investment Objective

To generate long term capital growth from a diversified portfolio of predominantly equity and equity related securities.

BanksSoftware

FinanceAuto

PharmaceuticalsPetroleum Products

Media & EntertainmentTelecom - Services

ServicesIndustrial Products

GasPower

FertilisersTransportation

CementConstruction ProjectEngineering Services

TradingConsumer Durables

ConstructionFerrous Metals

PesticidesConsumer Non Durables 0.40%

0.44%0.52%0.55%0.72%1.22%1.23%1.38%1.39%1.39%1.48%1.78%1.83%

2.84%3.06%3.16%

5.48%5.82%

9.38%10.27%10.88%

15.12%17.31%

Sector Classification4

Religare Invesco Tax Plan(An Open-Ended Equity Linked Savings Scheme with a lock-in period of 3 years )

Suitable for Investors who are seeking*� capital appreciation over long-term� investment in equity and equity-related instruments

*Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

Investors understand that their principal will be at moderately high risk




Equity & Equity Related Instruments 95.70Aditya Birla Nuvo Ltd. 5.56





D.B.Corp. Ltd. 3.60


IDFC Ltd. 3.41

Indusind Bank Ltd. 3.39


Voltas Ltd. 3.08



The Ramco Cements Ltd. 2.94






Cyient Ltd. 2.15


Britannia Industries Ltd. 1.98


Ashoka Buildcon Ltd. 1.85




Rallis India Ltd. 1.54

Wonderla Holidays Ltd. 1.53

Greenply Industries Ltd. 1.53



HT Media Ltd. 1.13

V-Mart Retail Ltd. 1.11

Gujarat Gas Ltd. 1.03

Transport Corporation Of India Ltd. 0.85

Geojit BNP Paribas Financial Services Ltd. 0.84


ESAB India Ltd. 0.53


The Great Eastern Shipping Company Ltd. 0.50


Eros International Media Ltd. 0.46

FAG Bearings India Ltd. 0.44

Pantaloons Fashion & Retail India Ltd. 0.20



Total 100.00

Key Facts

Load StructureEntry Load1 NilExit Load2 If redeemed/switched-out on

or before 1 year from the date of allotment : 1%

If redeemed/switched-out after 1 year from the date of allotment : Nil

Switch between the Plans under the Scheme, please refer page no. 38.

Minimum Investment` 5,000/- & in multiples of` 1/- thereafter

Additional Purchase` 1,000/- & in multiples of` 1/- thereafter

Date of Allotment 17th March, 2008


Direct PlanGrowth Option 36.14 Dividend Option 32.76


Risk RatiosStandard Deviation 0.88%Sharpe Ratio 0.08Beta 0.71Based on 6 years, daily datapoints (Risk-free rate of 7.04%based on 91 days MIBOR)


Expense Ratio3


Benchmark IndexCNX Mid Cap Index


Fund Manager & ExperienceVinay PahariaTotal Experience 12 Years Experience in managing this fund: Since May 14, 2008


To provide long term capital appreciation by investing in a portfolio that is predominantly constituted of equity and equity related instruments of mid and small cap companies.

Religare Invesco Mid N Small Cap Fund(An Open-Ended Equity Scheme)



FinanceBanks

Media & EntertainmentIndustrial Products

PharmaceuticalsServices

Construction ProjectGas

PesticidesPetroleum Products

CementFertilisers

Consumer DurablesTransportation

SoftwareConsumer Non Durables

Engineering ServicesAuto

TradingHotels, Resorts & Other

Recreational ActivitiesRetailing

Ferrous MetalsConstruction 0.50%

0.52%1.30%

1.53%1.67%1.73%1.80%1.98%2.15%

2.71%2.72%

2.73%2.94%3.03%

4.46%4.46%

4.93%5.56%

7.88%8.14%

10.79%10.99%11.16%


Record Date Rate

(`/ Unit)Cum-Dividend

NAV p.u. (`)

5Past performance may or may not be sustained in future. Dividend is on face value of `10/- per unit. After the payment of dividend, the per unit NAV will fall to the extent of dividend payout and applicable statutory levy, if any.

Dividend Option08-Aug-14 2.50 26.91Direct Plan - Dividend Option08-Aug-14 2.55 27.30


Suitable for Investors who are seeking*� capital appreciation over long-term� investment predominantly in equity and equity-related

instruments of Mid and Small Cap companies





To generate capital appreciation through investment in equity and equity related instruments. The Scheme will seek to generate capital appreciation through means of contrarian investing.




HDFC Bank Ltd. 6.96

Infosys Ltd. 6.65


Axis Bank Ltd. 5.70




IDFC Ltd. 4.76








Mahindra & Mahindra Ltd. 2.82

MRF Ltd. 2.79

ITC Ltd. 2.66


Voltas Ltd. 1.95


Tata Motors Ltd. 1.91

JSW Steel Ltd. 1.91


Sector Classification4 Dividend Distribution5

Dividend Option12-Mar-10 2.00 13.487-Sep-09 1.20 13.12

Record Date Rate

(`/ Unit)

Cum-Dividend

NAV p.u. (`)



AutoFinance

BanksSoftware

Petroleum ProductsPharmaceuticals

Media & EntertainmentPower

Construction ProjectGas

Consumer Non DurablesCement

Telecom - ServicesAuto AncillariesFerrous Metals

Consumer DurablesServices

Industrial Capital GoodsFertilisers

ConstructionOil

Trading Hotels, Resorts And Other

Recreational ActivitiesTransportation 0.11%

0.50%0.91%1.19%1.40%1.53%1.75%1.76%1.85%

2.34%2.79%2.85%

3.41%3.70%3.75%3.75%3.92%

6.06%6.07%

7.53%12.59%12.65%

13.81%14.66%

Key Facts







Date of Allotment 11th April, 2007


Direct PlanDirect Plan - Growth 31.41 Direct Plan - Dividend 24.27




Expense Ratio3





Amit GanatraTotal Experience 11 YearsExperience in managing this fund:Since August 14, 2012

Religare Invesco Contra Fund(An Open-Ended Equity Scheme)


Bharat Heavy Electricals Ltd. 1.75



Max India Ltd. 1.52



Oil India Ltd. 1.19

Torrent Power Ltd. 1.07

Balrampur Chini Mills Ltd. 1.04


D.B.Corp. Ltd. 0.82


Cyient Ltd. 0.47




HT Media Ltd. 0.38


Sun TV Network Ltd. 0.28

Birla Corporation Ltd. 0.15

Noida Toll Bridge Company Ltd. 0.11

Cash & Cash Equivalent -10.87

Total 100.00


Suitable for Investors who are seeking*� capital appreciation over long-term� investment in equity and equity-related instruments

through means of contrarian investing






Equity & Equity Related Instruments 96.07HDFC Bank Ltd. 9.19


Infosys Ltd. 8.20





Axis Bank Ltd. 4.38


Reliance Industries Ltd. 2.83

Sun Pharmaceuticals Industries Ltd. 2.75

ITC Ltd. 2.54



Tata Motors Ltd. 2.26

Lupin Ltd. 2.17

Cipla Ltd. 2.15

Key Facts







Date of Allotment 21st August, 2009






Expense Ratio3


Benchmark IndexCNX Nifty


Fund Manager & Experience Vetri SubramaniamTotal Experience 22 Years Experience in managing this fund: Since August 21, 2009Vinay PahariaTotal Experience 12 Years Experience in managing this fund: Since June 23, 2014


To generate long term capital appreciation by investing in equity and equity related instruments including equity derivatives of companies which in our opinion are leaders in their respective industry or industry segment.

Religare Invesco Business Leaders Fund(An Open-Ended Equity Scheme)


Dividend Option28-Nov-14 2.00 18.3022-Oct-10 1.20 13.47

Direct Plan - Dividend Option28-Nov-14 2.20 18.63

Record Date Rate


NAV p.u. (`)



Banks

Software

Auto

Finance

Pharmaceuticals

Petroleum Products

Power

Consumer Non Durables

Cement

Industrial Products

Telecom - Services

Minerals/Mining

Media & Entertainment

Industrial Capital Goods

Ferrous Metals

Fertilisers

Consumer Durables 0.43%0.52%

1.00%1.15%

1.67%1.75%

2.02%2.10%

2.47%3.49%

3.77%4.41%

8.82%9.96%

14.41%17.63%

20.46%


Coal India Ltd. 1.75

Dr. Reddy’s Laboratories Ltd. 1.74


JSW Steel Ltd. 1.00



Zee Entertainment Enterprises Ltd. 0.95

United Breweries Ltd. 0.95

D.B.Corp. Ltd. 0.72


Cummins India Ltd. 0.67


AIA Engineering Ltd. 0.46

Thermax Ltd. 0.46

Bata India Ltd. 0.43

Cash & Cash Equivalent 3.93Total 100.00


Suitable for Investors who are seeking*� capital appreciation over long-term� investment in equity and equity-related instruments including

equity derivatives of companies which in our opinion are leaders in their respective industry or industry segment






Equity & Equity Related Instruments 69.56Reliance Industries Ltd. 9.12HDFC Bank Ltd. 7.47ICICI Bank Ltd. 6.77Maruti Suzuki India Ltd. 6.21Yes Bank Ltd. 4.10Axis Bank Ltd. 3.74Wockhardt Ltd. 3.58Tata Global Beverages Ltd. 3.23Housing Development Finance Corp. Ltd. 2.79Eicher Motors Ltd. 1.80Siemens Ltd. 1.49The Karnataka Bank Ltd. 1.30Vedanta Ltd. 1.18Sun Pharmaceuticals Industries Ltd. 1.15Aurobindo Pharma Ltd. 1.15Dewan Housing Finance Corporation Ltd. 1.04Indian Oil Corporation Ltd. 0.95L&T Finance Holdings Ltd. 0.95Biocon Ltd. 0.91Cipla Ltd. 0.82Bharat Forge Ltd. 0.67JSW Steel Ltd. 0.65UPL Ltd. 0.62Century Textiles & Industries Ltd. 0.55Oracle Financial Services Software Ltd. 0.47SRF Ltd. 0.47Shriram Transport Finance Company Ltd. 0.46LIC Housing Finance Ltd. 0.42Britannia Industries Ltd. 0.42Tata Chemicals Ltd. 0.41The South Indian Bank Ltd. 0.38Adani Ports and Special Economic Zone Ltd. 0.37Oriental Bank of Commerce 0.36

Andhra Bank 0.36Bajaj Finance Ltd. 0.34Cadila Healthcare Ltd. 0.32Rural Electrification Corporation Ltd. 0.29Adani Power Ltd. 0.28Hexaware Technologies Ltd. 0.24Page Industries Ltd. 0.23Reliance Power Ltd. 0.21SKS Microfinance Ltd. 0.20Sun TV Network Ltd. 0.18Hindustan Petroleum Corporation Ltd. 0.15JSW Energy Ltd. 0.12Ultratech Cement Ltd. 0.10NCC Ltd. 0.09Housing Development and Infrastructure Ltd. 0.07The Federal Bank Ltd. 0.07Castrol India Ltd. 0.06IRB Infrastructure Developers Ltd. 0.05Coal India Ltd. 0.04Glenmark Pharmaceuticals Ltd. 0.03Larsen & Toubro Ltd. 0.03UCO Bank 0.02Ashok Leyland Ltd. 0.02Dabur India Ltd. 0.02NTPC Ltd. 0.02Indiabulls Real Estate Ltd. 0.01Bharti Airtel Ltd. 0.01Tata Communications Ltd. *0.00

Fixed Deposits 21.99Indusind Bank Ltd. 14.78HDFC Bank Ltd. 7.21

Derivatives, Cash & Cash Equivalent 8.45

Total 100.00

Key Facts


or before 15 days from the date of allotment : 0.50%

If redeemed/switched-out after 15 days from the date of allotment : Nil





NAV p.u. (`) As on 30th September, 2015Growth 18.3982 Dividend 12.6264 Bonus 12.2658 Annual Bonus 18.3982

Direct PlanGrowth 18.7073 Dividend 12.9285 Bonus 12.4715 Annual Bonus 18.7071


Expense Ratio3


Benchmark IndexCRISIL Liquid Fund Index


Fund Manager & ExperiencePranav GokhaleTotal Experience 11 Years Experience in managing this fund: Since April 01, 2011


To generate income through arbitrage opportunities emerging out of mis-pricing between the cash market and the derivatives market and through deployment of surplus cash in fixed income instruments.

Religare Invesco Arbitrage Fund(An Open-Ended Equity Scheme)


BanksPetroleum Products

AutoPharmaceuticals

FinanceConsumer Non DurablesIndustrial Capital Goods

Non - Ferrous MetalsSoftware

Textile ProductsIndustrial Products

CementFerrous Metals

PowerPesticidesChemicals

TransportationMedia & Entertainment

ConstructionConstruction Project

Minerals/MiningTelecom - Services 0.01%

0.04%

0.12%0.13%

0.18%0.37%

0.41%0.62%

0.64%0.65%

0.65%

0.67%0.70%

0.71%1.18%

1.49%3.67%

6.49%7.97%

8.03%10.27%

24.57%



Dividend Option8-Sep-15 0.07 12.644417-Aug-15 0.04 12.63566-Jul-15 0.09 12.63404-Jun-15 0.09 12.6555

Direct Plan - Dividend Option8-Sep-15 0.07 12.941417-Aug-15 0.04 12.92756-Jul-15 0.09 12.91654-Jun-15 0.09 12.9309

Record Date Rate(`/ Unit)

Cum-DividendNAV p.u. (`)

4Past performance may or may not be sustained in future. Dividend is on face value of `10/- per unit. After the payment of dividend, the per unit NAV will fall to the extent of dividend payout and applicable statu-tory levy, if any. The above table does not include the details of all the dividends declared in the scheme.

The Scheme is having exposure to Stock Futures (Short) against the above Equity Stocks and the Gross Exposure Derivatives is 69.90% of Net Assets.*<0.01%


Suitable for Investors who are seeking*� income over medium-term� income through opportunities emerging out of mis-pricing

between cash and derivatives markets and through deployment of surplus cash in fixed income instruments

Investors understand that their principal will be at moderately low risk




To generate long term capital growth from a diversified portfolio of predominantly equity and equity related securities.



Equity & Equity Related Instruments 96.35HDFC Bank Ltd. 8.16Infosys Ltd. 7.47Maruti Suzuki India Ltd. 6.60Housing Development Finance Corp. Ltd. 6.58Tata Consultancy Services Ltd. 6.49Axis Bank Ltd. 5.22Kotak Mahindra Bank Ltd. 4.32HCL Technologies Ltd. 3.45ITC Ltd. 3.13Bharat Petroleum Corporation Ltd. 3.08Idea Cellular Ltd. 2.78Hero MotoCorp. Ltd. 2.78LIC Housing Finance Ltd. 2.51Cipla Ltd. 2.47Power Grid Corporation of India Ltd. 2.17Lupin Ltd. 2.08Ambuja Cements Ltd. 2.07Coal India Ltd. 1.83IDFC Ltd. 1.71Sun Pharmaceuticals Industries Ltd. 1.70






Voltas Ltd. 1.43

JSW Steel Ltd. 1.33



United Breweries Ltd. 1.16



Marico Ltd. 0.85

AIA Engineering Ltd. 0.68

Thermax Ltd. 0.58



Yes Bank Ltd. 0.01Cash & Cash Equivalent 3.65Total 100.00


Dividend Option26-Mar-15 8.50 21.2630-Dec-10 1.25 13.76

Direct Plan - Dividend Option26-Mar-15 8.50 21.75

Record Date Rate

(`/ Unit)



Key Facts







Date of Allotment 9th August, 2007






Expense Ratio3




Fund Manager & ExperienceVetri SubramaniamTotal Experience 22 Years Experience in managing this fund: Since November 9, 2010

Amit GanatraTotal Experience 11 Years Experience in managing this fund: Since June 23, 2014

Cum-Dividend

NAV p.u. (`)

Religare Invesco Growth Fund(An Open-Ended Diversified Equity Scheme)

BanksSoftware

FinanceAuto

PharmaceuticalsConsumer Non Durables

Petroleum ProductsIndustrial ProductsTelecom - Services

PowerCement

Minerals/MiningIndustrial Capital Goods

Construction ProjectFerrous Metals

Media & EntertainmentTransportation

Engineering Services 0.47%1.10%1.30%1.33%1.43%1.58%1.83%2.07%2.17%2.78%2.80%

4.62%5.15%

9.19%9.37%

12.35%17.40%

19.40%


Suitable for Investors who are seeking*� capital appreciation over long-term� investment in diversified portfolio of equity and equity-

related instruments





To provide long term capital appreciation by investing in a portfolio that is predominantly constituted of equity and equity related instruments of Mid Cap companies.









D.B.Corp. Ltd. 3.65



Voltas Ltd. 3.29








IDFC Ltd. 2.79

Cyient Ltd. 2.64







Britannia Industries Ltd. 1.91




Rallis India Ltd. 1.44

HT Media Ltd. 1.29




V-Mart Retail Ltd. 1.14



Transport Corporation Of India Ltd. 0.94

Balmer Lawrie & Company Ltd. 0.86

FAG Bearings India Ltd. 0.72


ESAB India Ltd. 0.61


The Great Eastern Shipping Company Ltd. 0.51


Eros International Media Ltd. 0.51

Pantaloons Fashion & Retail India Ltd. 0.20




Dividend Option6-Feb-15 2.90 27.6824-Sep-10 2.70 15.65

Direct Plan - Dividend Option6-Feb-15 2.90 28.34

Record Date Rate


NAV p.u. (`)



Key Facts













Expense Ratio3


Benchmark IndexCNX Mid Cap Index


Fund Manager & ExperienceVinay PahariaTotal Experience 12 Years Experience in managing this fund: Since December 16, 2008

Media & EntertainmentFinance

BanksIndustrial Products

PharmaceuticalsConstruction Project

TransportationGas

PesticidesServicesCement

Petroleum ProductsConsumer Durables

SoftwareFertilisers

Hotels, Resorts And OtherRecreational Activities

Consumer Non DurablesEngineering Services

TradingRetailing

AutoFerrous Metals

Construction 0.51%0.52%

1.03%1.33%

1.75%1.87%1.91%

2.06%2.19%

2.64%2.81%

3.00%3.04%

4.12%4.70%4.97%5.14%

5.67%7.77%

8.72%9.36%

10.11%11.23%

Religare Invesco Mid Cap Fund(An Open-Ended Equity Scheme)



instruments of Mid Cap companies






Equity & Equity Related Instruments 85.99Maruti Suzuki India Ltd. 8.96


HDFC Bank Ltd. 7.66


Axis Bank Ltd. 6.73

Lupin Ltd. 5.89





Cipla Ltd. 5.11


Sun Pharmaceuticals Industries Ltd. 4.03


Indian Oil Corporation Ltd. 2.02


Fixed Deposit 1.03Bank Of Nova Scotia 0.88

HDFC Bank Ltd. 0.15


Key Facts







Date of Allotment 04th October, 2007






Expense Ratio3






To generate long term capital growth from a focused portfolio of predominantly equity and equity related securities.

Religare Invesco Dynamic Equity Fund(An Open-Ended Equity Scheme)



Pharmaceuticals

Banks

Petroleum Products

Software

Auto

Telecom - Services

Finance

Media & Entertainment

Industrial Products 2.60%

5.25%

5.37%

5.59%

8.96%

12.43%

14.38%

14.39%

17.02%


Dividend Option21-Sep-15 0.13 19.1820-Aug-15 0.14 19.7115-Jul-15 0.13 20.0115-Jun-15 0.13 18.89Direct Plan - Dividend Option21-Sep-15 0.13 19.1420-Aug-15 0.14 19.6515-Jul-15 0.13 19.9115-Jun-15 0.13 18.77

Record Date Rate


NAV p.u. (`)



Suitable for Investors who are seeking*� capital appreciation over long-term� investment in focused portfolio of equity and equity-related

instruments







HDFC Bank Ltd. 29.68

ICICI Bank Ltd. 11.85



Axis Bank Ltd. 8.96

IDFC Ltd. 7.35



Max India Ltd. 2.40



Repco Home Finance Ltd. 1.30


Shriram City Union Finance Ltd. 0.98

Bank of Baroda 0.48


Total 100.00

Key Facts







Date of Allotment 14th July, 2008






Expense Ratio3


Benchmark IndexCNX Bank Index


Fund Manager & ExperienceAmit GanatraTotal Experience 11 Years Experience in managing this fund: Since November 9, 2010


To generate long term capital growth from a portfolio of equity and equity related securities of companies engaged in the business of banking and financial services.

Religare Invesco Banking Fund(An Open-Ended Banking Sector Scheme)




Dividend Option3-May-13 2.50 17.7929-Jan-10 2.50 14.183-Jul-09 0.75 12.78Direct Plan - Dividend Option3-May-13 2.50 17.79

Record Date Rate

(`/ Unit)


Cum-Dividend

NAV p.u. (`)

Finance

Banks

26.90%

68.67%



instruments of companies engaged in the business of banking and financial services

Investors understand that their principal will be at high risk





Equity & Equity Related Instruments 98.44Power Grid Corporation of India Ltd. 8.40Idea Cellular Ltd. 6.08Bharat Heavy Electricals Ltd. 4.88Gujarat State Petronet Ltd. 4.53Larsen & Toubro Ltd. 4.17Bharat Forge Ltd. 3.52J.Kumar Infraprojects Ltd. 3.20AIA Engineering Ltd. 3.16Ambuja Cements Ltd. 3.05Kalpataru Power Transmission Ltd. 2.90The Ramco Cements Ltd. 2.89Grasim Industries Ltd. 2.76Voltas Ltd. 2.69Cummins India Ltd. 2.50Gujarat Pipavav Port Ltd. 2.50Ashoka Buildcon Ltd. 2.44Gateway Distriparks Ltd. 2.39Balmer Lawrie & Company Ltd. 2.27Torrent Power Ltd. 2.19Amara Raja Batteries Ltd. 2.19

Petronet LNG Ltd. 2.14Pennar Engineered Building Systems Ltd. 2.10Grindwell Norton Ltd. 2.08VA Tech Wabag Ltd. 2.08Gujarat Gas Ltd. 2.03IDFC Ltd. 2.01Supreme Industries Ltd. 1.90CESC Ltd. 1.84NTPC Ltd. 1.68Noida Toll Bridge Company Ltd. 1.59Thermax Ltd. 1.55Coal India Ltd. 1.54Birla Corporation Ltd. 1.37Jindal Steel & Power Ltd. 1.30Nesco Ltd. 1.03Sadbhav Engineering Ltd. 0.95Bharat Petroleum Corporation Ltd. 0.95ESAB India Ltd. 0.84NRB Bearing Ltd. 0.75


Total 100.00



Key Facts







Date of Allotment 21st November, 2007






Expense Ratio3


Benchmark IndexCNX Infrastructure Index


Fund Manager & Experience

Pranav GokhaleTotal Experience 11 Years Experience in managing this fund: Since August 14, 2012


To provide long term capital appreciation by investing in a portfolio that is predominantly constituted of equity and equity related instruments of infrastructure companies.

Power

Industrial Products

Construction Project

Cement

Transportation

Gas


Telecom - Services

Ferrous Metals

Construction

Auto Ancillaries

Engineering Services

Finance

Minerals/Mining

Commercial Services

Petroleum Products 0.95%

1.03%

1.54%

2.01%

2.08%

2.19%

3.20%

3.40%

6.08%

6.43%

8.70%

8.74%

10.08%

10.25%

14.76%

17.00%

Religare Invesco Infrastructure Fund(An Open-Ended Equity Scheme)


Suitable for Investors who are seeking*� capital appreciation over long-term� investment in equity and equity-related instruments of

infrastructure companies









State Bank of India 9.67




Coal India Ltd. 7.01

Oil India Ltd. 5.39


Bank of Baroda 3.06

Balmer Lawrie & Company Ltd. 3.03

Petronet LNG Ltd. 3.00

Gujarat Industries Power Company Ltd. 2.74

Container Corporation of India Ltd. 2.31

NTPC Ltd. 2.28

Repco Home Finance Ltd. 1.78

SJVN Ltd. 1.74

Indraprastha Gas Ltd. 1.71

Gujarat State Fertilizers & Chemicals Ltd. 1.34

Tourism Finance Corporation of India Ltd. 0.52



Total 100.00


Dividend Option26-Nov-10 1.10 11.22

Record Date Rate


NAV p.u. (`)



Key Facts







Date of Allotment 18th November, 2009






Expense Ratio3


Benchmark IndexS&P BSE PSU Index


Fund Manager & ExperienceAmit GanatraTotal Experience 11 YearsExperience in managing this fund:Since November 9, 2010

Pranav GokhleTotal Experience 11 Years Experience in managing this fund: Since September 28, 2015


To generate capital appreciation by investing in equity and equity related instruments of companies where the Central / State Government(s) has majority share holding or management control or powers to appoint majority of directors.

Power

Petroleum Products

Gas

Finance

Banks

Minerals/Mining

Oil

Transportation


Fertilisers 1.34%

4.72%

5.34%

5.39%

7.01%

12.73%

13.78%

14.11%

15.74%

18.25%

Religare Invesco PSU Equity Fund(An Open-Ended Equity Scheme)


Suitable for Investors who are seeking*� capital appreciation over long-term� investment in equity and equity-related instruments of

Government companies (PSU’s)




Key Facts







Date of Allotment 31st January, 2014



Expense Ratio3


Benchmark IndexMSCI Europe-ND


Fund Manager & ExperienceNeelesh DhamnaskarTotal Experience 9 Years Experience in managing this fund: Since January 31, 2014


To generate capital appreciation by investing predominantly in units of Invesco Pan European Equity Fund, an overseas equity fund which invests primarily in equity securities of European companies with an emphasis on larger companies. The Scheme may, at the discretion of Fund Manager, also invest in units of other similar Overseas Mutual Funds with similar objectives, strategy and attributes which may constitute a significant portion of its net assets.

Religare Invesco Pan European Equity Fund(An Open-Ended Fund of Funds Scheme)


Units of Overseas Mutual Fund 98.86Invesco Pan European Equity Fund Accumulated C 98.86


Total 100.00

Rating

The investor will bear the recurring expenses of the scheme, in addition to the expenses of underlying scheme.

Asset AllocationUnits of Overseas Mutual Fund 98.86%Cash & Cash Equivalent 1.14%


Suitable for Investors who are seeking*� capital appreciation over long-term� investment in units of invesco Pan European Equity Fund,

an overseas equity fund




Key Facts







Date of Allotment 5th May, 2014



Expense Ratio3


Benchmark IndexMSCI World Index - Net Dividend


Fund Manager & ExperienceNeelesh DhamnaskarTotal Experience 9 Years Experience in managing this fund: Since May 5, 2014


To provide capital appreciation and/or income by investing predominantly in units of Invesco Global Equity Income Fund, an overseas equity fund which invests primarily in equities of companies worldwide. The Scheme may, at the discretion of Fund Manager, also invest in units of other similar Overseas Mutual Funds with similar objectives, strategy and attributes which may constitute a significant portion of its net assets.

Religare Invesco Global Equity Income Fund(An Open-Ended Fund of Funds Scheme)


Overseas Mutual Fund Units 97.69Invesco Global Equity Income Fund Accumulated C 97.69


Total 100.00

Rating


Asset AllocationUnits of Overseas Mutual Fund 97.69%Cash & Cash Equivalent 2.31%


Suitable for Investors who are seeking*� capital appreciation and / or income over long-term� investment in units of Invesco Global Equity Income Fund,

an overseas equity fund



22 For 1,2,3,5, Note on Direct Plan and Disclaimer, refer page no. 38

Key Facts





Minimum InvestmentGrowth Option:` 5,000/- & in multiples of ` 1/- thereafter

Dividend Option:` 25,000/- & in multiples of ` 1/- thereafter

Additional Purchase` 1,000/- & in multiples of ` 1/- thereafter

Date of Allotment 01st June, 2010

NAV p.u. (`) As on 30th September, 2015Growth 1,439.6141 Dividend 1,127.2266

Direct PlanGrowth 1,460.2152 Monthly Dividend 1,062.6597

Expense Ratio3


Benchmark Index65% - CRISIL MIP Blended Fund Index35% - Price of Gold


Fund Manager & ExperienceDebt Investments:Sujoy DasTotal Experience 18 Years Experience in managing this fund: Since September 9, 2010

Equity Investments:Pranav GokhaleTotal Experience 11 Years Experience in managing this fund: Since August 14, 2012

Gold ETF Investments:Nitish SikandTotal Experience 14 Years Experience in managing this fund: Since August 14, 2012


To generate regular income through a portfolio of fixed income securities, Gold ETFs and equity & equity related instruments.


Equity & Equity Related Instruments 17.15HDFC Bank Ltd. 1.49Infosys Ltd. 1.45Housing Development Finance Corp. Ltd. 1.42Tata Consultancy Services Ltd. 1.40Axis Bank Ltd. 0.98Reliance Industries Ltd. 0.88Kotak Mahindra Bank Ltd. 0.73Maruti Suzuki India Ltd. 0.57Larsen & Toubro Ltd. 0.57LIC Housing Finance Ltd. 0.56ITC Ltd. 0.51Lupin Ltd. 0.49Power Grid Corporation of India Ltd. 0.44Hero MotoCorp Ltd. 0.43HCL Technologies Ltd. 0.41Shriram Transport Finance Company Ltd. 0.41D.B.Corp. Ltd. 0.35Bharat Forge Ltd. 0.35Idea Cellular Ltd. 0.34Hindustan Petroleum Corporation Ltd. 0.33Cipla Ltd. 0.32Gujarat State Petronet Ltd. 0.30Bharat Petroleum Corporation Ltd. 0.28PI Industries Ltd. 0.22Rallis India Ltd. 0.17Dr. Reddy’s Laboratories Ltd. 0.17

Rating Company % of Net Assets

Rating


Record Date Rate (`/Unit) Cum-Dividend NAV p. u. (`)

Individuals/HUF Others

Direct Plan - Dividend 29-Sep-15 12.19687578 N.A. 1068.300428-Aug-15 2.12284286 N.A. 1069.769030-Jul-15 0.95408868 N.A. 1068.150828-May-15 2.79437156 N.A. 1071.7125

Dividend 29-Sep-15 12.19664019 11.29995026 1132.200028-Aug-15 2.12273740 1.96667268 1134.070830-Jul-15 0.95396782 0.88383246 1132.734228-May-15 2.79430246 2.5888678 1137.25734Past performance may or may not be sustained in future. Dividend is on face value of `1000/- per unit. After the payment of dividend, the per unit NAV will fall to the extent of dividend payout and applicable statutory levy, if any. The above table does not include the details of all the dividends declared in the scheme.

Asset AllocationCorporate Debt 50.58%Equity Holdings 17.15%Exchange Traded Funds 13.35%Government Security 16.22%Cash & Cash Equivalent 2.70%

YTM5 8.83%Average Maturity 9.05 yearsModified Duration 4.71 years

JSW Steel Ltd. 0.17Petronet LNG Ltd. 0.17Sun Pharmaceuticals Industries Ltd. 0.16Coal India Ltd. 0.16Tata Motors Ltd. 0.15The Ramco Cements Ltd. 0.14Kalpataru Power Transmission Ltd. 0.14Dish TV India Ltd. 0.12AIA Engineering Ltd. 0.09Voltas Ltd. 0.09Oberoi Realty Ltd. 0.08Sadbhav Engineering Ltd. 0.07Coromandel International Ltd. 0.05

Corporate Debt 50.58Religare Finvest Ltd. ICRA AA- 29.59Rural Electrification CRISIL AAA 20.99 Corporation Ltd. Mutual Fund/Exchange Traded 13.35Fund Units Religare Invesco Gold Exchange 13.35Traded Fund

Government Security 16.228.17% GOI (MD 01/12/2044) Sovereign 10.568.60% GOI (MD 02/06/2028) Sovereign 5.65


Total 100.00

Religare Invesco Monthly Income Plan (MIP) Plus(An open ended income scheme. Monthly income is not assured and is subject to availability of distributable surplus. The term ‘Plus’ has been used in terms of the asset allocation and not in terms of returns/yield.)


Suitable for Investors who are seeking*� regular income over medium to long term� provide regular income by investing in fixed income

securities, Gold ETFs and equity & equity related instruments




Key Facts





Minimum InvestmentGrowth Option:` 5,000/- & in multiples of ` 1/- thereafter

Dividend Option:` 25,000/- & in multiples of ` 1/- thereafter

Additional Purchase` 1,000/- & in multiples of ` 1/- thereafter

Date of Allotment 1st June, 2010

NAV p.u. (`) As on 30th September, 2015Growth 1,482.9377 Dividend 1,127.7170 Direct PlanGrowth Option 1,517.1756 Dividend Option -

Expense Ratio3


Benchmark IndexCRISIL MIP Blended Fund Index


Fund Manager & ExperienceDebt Investments:Sujoy DasTotal Experience 18 Years Experience in managing this fund: Since September 16, 2010

Equity Investments:Pranav GokhaleTotal Experience 11 Years Experience in managing this fund: Since August 14, 2012


To generate regular income through a portfolio of predominantly high quality fixed income securities and with a small exposure to equity and equity related instruments.


Equity & Equity Related Instruments 21.90HDFC Bank Ltd. 1.97Housing Development Finance Corp. Ltd. 1.87Infosys Ltd. 1.85Tata Consultancy Services Ltd. 1.75Axis Bank Ltd. 1.31Reliance Industries Ltd. 1.10Kotak Mahindra Bank Ltd. 0.96LIC Housing Finance Ltd. 0.74Larsen & Toubro Ltd. 0.71Maruti Suzuki India Ltd. 0.70ITC Ltd. 0.65Lupin Ltd. 0.59Power Grid Corporation of India Ltd. 0.56HCL Technologies Ltd. 0.55Hero MotoCorp Ltd. 0.55Shriram Transport Finance Company Ltd. 0.52Bharat Forge Ltd. 0.44Idea Cellular Ltd. 0.43D.B.Corp. Ltd. 0.43Hindustan Petroleum Corporation Ltd. 0.42Cipla Ltd. 0.41Gujarat State Petronet Ltd. 0.37Bharat Petroleum Corporation Ltd. 0.33PI Industries Ltd. 0.28


Rating




Direct Plan - Dividend28-May-15 1.03201429 N.A. 1448.031230-Mar-15 16.33192084 N.A. 1477.963026-Feb-15 6.54180895 N.A. 1487.707129-Jan-15 2.02512816 N.A. 1486.9192

Dividend 30-Jul-15 13.41232121 12.42625752 1132.752328-May-15 1.03197251 0.95610376 1124.938730-Mar-15 16.33196266 15.145695 1154.476726-Feb-15 6.54176087 6.06660388 1164.8714


Asset AllocationCorporate Debt 9.95%Equity Holdings 21.90%Government Security 61.56%Cash & Cash Equivalent 6.59%


Rallis India Ltd. 0.22Dr. Reddy’s Laboratories Ltd. 0.22Petronet LNG Ltd. 0.21Sun Pharmaceuticals Industries Ltd. 0.21Coal India Ltd. 0.20JSW Steel Ltd. 0.20Tata Motors Ltd. 0.19The Ramco Cements Ltd. 0.18Kalpataru Power Transmission Ltd. 0.17Dish TV India Ltd. 0.15AIA Engineering Ltd. 0.11Voltas Ltd. 0.11Oberoi Realty Ltd. 0.10Sadbhav Engineering Ltd. 0.09Coromandel International Ltd. 0.06

Corporate Debt 9.95Rural Electrification CRISIL AAA 5.78 Corporation Ltd. Religare Finvest Ltd. ICRA AA- 4.17

Government Security 61.568.60% GOI (MD 02/06/2028) Sovereign 34.768.17% GOI (MD 01/12/2044) Sovereign 26.80


Total 100.00

Religare Invesco Monthly Income Plan(An open ended income scheme. Monthly income is not assured and is subject to availability of distributable surplus.)


Suitable for Investors who are seeking*� regular income over medium to long term� provide regular income by investing in high quality fixed

income securities and with a small exposure to equity and equity related instruments




Key Facts




Date of Allotment 17th November, 2006

NAV p.u. (`) As on 30th September, 2015Growth 2,001.8048 Daily Dividend 1,001.2154 Weekly Dividend 1,001.0867 Monthly Dividend 1,003.1757 Bonus 2,001.8077

Direct PlanGrowth 2,005.3300 Daily Dividend 1,000.7900 Weekly Dividend 1,001.0625 Monthly Dividend 1,003.1776 Bonus 2,005.4314

Regular PlanGrowth 1,870.1594 Weekly Dividend 1,001.1122

Expense Ratio3



AAuM for the month endingSeptember 2015: ` 6,313.56 croresAuM as on30th September, 2015: ` 4,325.64 crores

Fund Manager & ExperienceKrishna CheemalapatiTotal Experience 16 Years Experience in managing this fund: Since April 25, 2011

Nitish SikandTotal Experience 14 Years Experience in managing this fund: Since June 23, 2014


To provide reasonable returns, commensurate with low risk while providing a high level of liquidity,through a portfolio of money market and debt securities.


Money Market Instruments 87.84

Certificate of DepositCorporation Bank CRISIL A1+ 8.58

IDBI Bank Ltd. CRISIL A1+ 6.66

Vijaya Bank CARE A1+ 4.57

Punjab & Sind Bank ICRA A1+ 3.31

Axis Bank Ltd. CRISIL A1+ 2.87

Indusind Bank Ltd. CRISIL A1+ 2.18

Andhra Bank CARE A1+ 2.18

Andhra Bank CRISIL A1+ 2.18

IDBI Bank Ltd. ICRA A1+ 0.34

ICICI Bank Ltd. CRISIL A1+ 0.11

Commercial Paper

Reliance Infrastructure Ltd. IND A1+ 4.35

Adani Enterprises Ltd. BWR A1+ 3.43

Talwandi Sabo Power Ltd. CRISIL A1+ 3.43

Dewan Housing Finance CRISIL A1+ 3.33

Corporation Ltd.

Reliance Capital Ltd. CRISIL A1+ 2.88

Reliance Home Finance Ltd. CRISIL A1+ 2.53

Adani Ports and Special ICRA A1+ 2.30

Economic Zone Ltd.

Rural Electrification Corporation Ltd. CRISIL A1+ 2.28

Rashtriya Ispat Nigam Ltd. IND A1+ 2.28

Ballarpur Industries Ltd. IND A1+ 1.49

Sesa Resources Ltd. CRISIL A1+ 1.37

Bilt Graphic Paper Products Ltd. IND A1+ 1.36


Rating

Religare Invesco Liquid Fund(An Open-Ended Liquid Scheme)




Direct Plan - Monthly Dividend 29-Sep-15 4.99157404 4.62460228 1009.861028-Aug-15 4.51588911 NA 1009.202430-Jul-15 4.97705685 NA 1009.840929-Jun-15 5.21865404 NA 1010.1754

Monthly Dividend 29-Sep-15 4.94556871 NA 1009.797328-Aug-15 4.47544792 NA 1009.146430-Jul-15 4.93379415 NA 1009.781029-Jun-15 5.1740203 NA 1010.11364Past performance may or may not be sustained in future. Dividend is on face value of `1000/- per unit. After the payment of dividend, the per unit NAV will fall to the extent of dividend payout and applicable statutory levy, if any. The above table does not include the details of all the dividends declared in the scheme.

Rating Profile Maturity Profile< 31 days 25.53%31 - 90 days 69.83%91 - 180 days 4.62%Cash & Cash Equivalent 0.02%

YTM5 7.76%Average Maturity 50 daysModified Duration 47 days

A1+ 79.39%Fixed Deposits 12.14%Sovereign 8.45%Cash & Cash Equivalent 0.02%

Export Import Bank of India CRISIL A1+ 1.26

Indiabulls Ventures Ltd. BWR A1+ 1.15

Piramal Enterprises Ltd. ICRA A1+ 1.15

Afcons Infrastructure Ltd. CRISIL A1+ 1.15

Pantaloons Fashion & Retail India Ltd. ICRA A1+ 1.14

Jk Lakshmi Cement Ltd. CARE A1+ 0.92

Avanse Financial Services Ltd. CRISIL A1+ 0.57

Blue Star Ltd. CARE A1+ 0.57

Cox & Kings Ltd. CARE A1+ 0.57

Karvy Financial Services Ltd. ICRA A1+ 0.57

Housing Development Finance CRISIL A1+ 0.34

Corporation Ltd.

Steel Authority of India Ltd. CARE A1+ 0.12

Housing Development Finance ICRA A1+ 0.11

Corporation Ltd.

Bills Rediscounting

Kotak Mahindra Bank Ltd. CRISIL A1+ 5.74

Treasury Bill

91 Days Tbill (MD 10/12/2015) Sovereign 4.70



Fixed Deposits 12.14

Vijaya Bank 5.20

HDFC Bank Ltd. 4.62

RBL Bank Ltd. 2.31


Total 100.00


Suitable for Investors who are seeking*� regular income over short term� provide reasonable returns with high liquidity by investing

in money market and debt securities

Investors understand that their principal will be at low risk



Key Facts




Date of Allotment 18th January, 2007

NAV p.u. (`) As on 30th September, 2015Growth 2,006.4753 Daily Dividend 1,001.7200 Weekly Dividend 1,028.9295 Monthly Dividend 1,027.9823 Discretionary Dividend 1,280.6357 Bonus 1,114.7105 Annual Bonus 2,006.4662

Direct PlanGrowth 2,025.4224 Daily Dividend 1,017.9037 Weekly Dividend 1,100.3489 Monthly Dividend 1,051.3722 Discretionary Dividend 1,346.1602 Bonus 1,125.2403

Regular PlanGrowth 1,888.2366 Daily Dividend 1,079.7800 Weekly Dividend 1,097.0808 Monthly Dividend 1,068.1624 Bonus 1,820.9505

Expense Ratio3




Fund Manager & ExperienceKrishna CheemalapatiTotal Experience 16 Years Experience in managing this fund: Since January 1, 2013

Nitish SikandTotal Experience 14 Years Experience in managing this fund: Since June 23, 2014


To provide liquidity and optimal returns to the investor by investing primarily in a mix of short term debt and money market instruments which results in a portfolio having marginally higher maturity and moderately higher credit risk as compared to a liquid fund at the same time maintaining a balance between safety and liquidity.

Religare Invesco Ultra Short Term Fund(An Open-Ended Debt Scheme)

Rating ProfileA1+ 44.14%AAA 22.77%AA+ 7.14%AA 6.06%AA- 6.05%A+ 4.88%A 1.46%Sovereign 3.58%Cash & Cash Equivalent 3.92%

Maturity Profile



Record Date Rate (`/Unit) Cum-Dividend NAV p. u. (`)Individuals/HUF Others

Direct Plan - Monthly Dividend 29-Sep-15 6.59683486 N.A. 1059.864828-Aug-15 4.95673702 N.A. 1058.152030-Jul-15 5.24190186 N.A. 1058.831229-Jun-15 5.43537911 N.A. 1058.3659Monthly Dividend 29-Sep-15 6.3667244 5.89862045 1036.177328-Aug-15 4.68538207 4.34094302 1034.685430-Jul-15 4.96496683 4.59995734 1035.331829-Jun-15 5.29875323 4.90918367 1035.0722Discretionary Dividend 16-Jan-12 N.A. 23.73203670 1031.443226-Sep-11 N.A. 2.558722200 1006.022621-Jul-11 N.A. 6.703310590 1008.8782Regular Plan - Monthly Dividend 29-Sep-15 4.3803381 N.A. 1073.596329-Jun-15 5.1729586 N.A. 1059.112028-May-15 4.43183055 N.A. 1058.171729-Apr-15 4.69642002 N.A. 1058.20454Past performance may or may not be sustained in future. Dividend is on face value of `1000/- per unit. After the payment of dividend, the per unit NAV will fall to the extent of dividend payout and applicable statutory levy, if any. The above table does not include the details of all the dividends declared in the scheme.



Rating


Certificate of Deposit Punjab National Bank CARE A1+ 4.30Canara Bank CRISIL A1+ 4.30IDBI Bank Ltd. CRISIL A1+ 2.19Canara Bank ICRA A1+ 2.18Punjab & Sind Bank ICRA A1+ 1.09

Commercial Paper Talwandi Sabo Power Ltd. CRISIL A1+ 4.59Shapoorji Pallonji and Company Private Ltd. ICRA A1+ 4.36S.D. Corporation Pvt. Ltd. CARE A1+ 3.25Reliance Infrastructure Ltd. IND A1+ 2.61Au Financiers (India) Ltd. IND A1+ 2.20Aadhar Housing Finance Ltd. CARE A1+ 2.17Ballarpur Industries Ltd. IND A1+ 2.10Eros International Media Ltd. CARE A1+ 2.09Tata Realty & Infrastructure Ltd. CARE A1+ 1.75Indiabulls Housing Finance Ltd. CRISIL A1+ 1.09Bilt Graphic Paper Products Ltd. IND A1+ 1.08Karvy Financial Services Ltd. ICRA A1+ 1.08Credit Suisse Fin (I) Pvt Ltd. CRISIL A1+ 1.04Orient Cement Ltd. CARE A1+ 0.65

Corporate Debt 48.37Rural Electrification Corporation Ltd. CRISIL AAA 5.90Power Finance Corporation Ltd. CRISIL AAA 4.01LIC Housing Finance Ltd. CRISIL AAA 3.37Cox & Kings Ltd. CARE AA 3.35Religare Finvest Ltd. ICRA AA- 3.34

IFMR Capital Finance Pvt Ltd. ICRA A+ 2.45Asian Satellite Broadcast Pvt Ltd. BWR A+ 2.42JSW Steel Ltd. CARE AA 2.25Power Grid Corporation of India Ltd. CRISIL AAA 2.25Dewan Housing Finance BWR AAA 2.24 Corporation Ltd. Aadhar Housing Finance Ltd. CARE AA+ 2.23Lafarge India Ltd. IND AA+ 2.22Dewan Housing Finance CARE AAA 2.22 Corporation Ltd. Indiabulls Housing Finance Ltd. CARE AAA 2.22Reliance Infrastructure Ltd. IND AA-(SO) 1.82Sahyadri Agencies Ltd. BWR A 1.46Reliance Inceptum Pvt Ltd. BWR AA+ 1.13Fullerton India Credit Co Ltd. ICRA AA+ 1.11Magma Fincorp Ltd. CARE AA- 0.89India Infoline Finance Ltd. BWR AA 0.45LIC Housing Finance Ltd. CARE AAA 0.45Shriram Transport Finance IND AA+ 0.44 Company Ltd. Steel Authority of India Ltd. IND AAA 0.12

Government Security 3.588.27% GOI (MD 09/06/2020) Sovereign 1.147.49% GOI (M/D 16/04/2017) Sovereign 1.118.40% GOI (MD 28/07/2024) Sovereign 0.468.15% GOI (MD 24/11/2026) Sovereign 0.457.68% GOI (MD 15/12/2023) Sovereign 0.42


Total 100.00


Suitable for Investors who are seeking*� regular income over short term� provide optimal returns while maintaining balance between

safety and liquidity by investing in a mix of short term debt and money market instruments



< 31 days 2.20%31 - 90 days 30.40%91 - 180 days 23.56%181 days - 1 year 7.43%1 - 2 years 20.45%2 - 3 years 7.51%3 - 5 years 3.19%5 - 10 years 0.89%10 - 15 years 0.45%Cash & Cash Equivalent 3.92%


Key Facts





NAV p.u. (`) As on 30th September, 2015Growth 1,931.8245 Daily Dividend 1,017.9159 Weekly Dividend 1,025.0805 Monthly Dividend 1,048.9559 Discretionary Dividend 1,254.2978

Direct PlanGrowth 1,985.5851 Daily Dividend 1,018.3058 Weekly Dividend 1,025.1391 Monthly Dividend 1,844.7539 Discretionary Dividend 1,401.0358 Bonus 1,985.2930

Plan BGrowth 1,924.8511 Daily Dividend 1,031.8000 Weekly Dividend 1,021.5702 Monthly Dividend 1,280.3809

Expense Ratio3


Benchmark IndexCRISIL Short Term Bond Fund Index


Fund Manager & ExperienceSujoy DasTotal Experience 18 Years Experience in managing this fund: Since September 9, 2010


To generate steady returns with a moderate risk for investors by investing in a portfolio of short-medium term debt and money market instruments.



Rating

Rating Profile Maturity ProfileAAA 62.55%A1+ 14.90%AA+ 7.80%AA 1.15%Sovereign 11.63%Cash & Cash Equivalent 1.97%

31 - 90 days 2.25%91 - 180 days 6.14%181 days - 1 year 28.92%1 - 2 years 10.68%2 - 3 years 1.23%3 - 5 years 16.37%5 - 10 years 29.24%10 - 15 years 1.81%> 15 years 1.39%Cash & Cash Equivalent 1.97%





Direct Plan - Monthly Dividend 29-Sep-15 12.80893769 11.86723752 1859.734428-Aug-15 10.93010964 10.12653892 1857.133130-Jul-15 17.57444793 16.28238759 1866.332428-May-15 5.21554932 4.83210646 1849.2211Monthly Dividend 29-Sep-15 6.58308652 6.09580841 1056.534528-Aug-15 5.5845541 5.17800939 1055.15230-Jul-15 8.61019596 7.97597228 1059.341128-May-15 2.3407174 2.16970995 1050.6608Plan B - Monthly Dividend 29-Apr-13 14.15411326 12.05962963 1086.388726-Mar-13 0.06962017 0.0596714 10.781327-Feb-13 0.01316549 0.01128417 10.717230-Jan-13 0.07628689 0.06538558 10.78894Past performance may or may not be sustained in future. Dividend is on face value of `1000/- per unit. Face value changed from Rs. 10/- to Rs. 1,000/- w.e.f. close of business hours on April 18, 2013. Dividend declared prior to face value change is on face value of `10/- per unit. After the payment of dividend, the per unit NAV will fall to the extent of dividend payout and applicable statutory levy, if any. The above table does not include the details of all the dividends declared in the scheme.

Religare Invesco Short Term Fund(An Open-Ended Income Scheme)

Corporate Debt 71.50

Housing Development Finance CRISIL AAA 16.54 Corporation Ltd. Power Finance Corporation Ltd. CRISIL AAA 16.21Rural Electrification CRISIL AAA 11.52 Corporation Ltd. LIC Housing Finance Ltd. CRISIL AAA 6.98Power Grid Corporation of CRISIL AAA 3.28 India Ltd. Reliance Inceptum Pvt Ltd. BWR AA+ 2.33Mahanagar Telephone CRISIL AAA 2.32 Nigam Ltd. Indiabulls Housing Finance Ltd. CARE AAA 2.30Sintex Industries Ltd. CARE AA+ 2.15Shriram Transport Finance IND AA+ 1.92 Company Ltd. Reliance Jio Infocomm Ltd. CRISIL AAA 1.84Capital First Ltd. CARE AA+ 1.37Cholamandalam Investment ICRA AA 1.15 and Finance Company Ltd. State Bank of India CRISIL AAA 0.57Axis Bank Ltd. ICRA AAA 0.46Export Import Bank of India CRISIL AAA 0.24

Nuclear Power Corporation Of CRISIL AAA 0.24 India Ltd. IDFC Ltd. ICRA AAA 0.05L&T Finance Ltd. CARE AA+ 0.02

Money Market Instruments 14.90Certificate of DepositCanara Bank CRISIL A1+ 2.87Vijaya Bank CARE A1+ 2.22Commercial PaperEssel Mining And Industries Ltd. ICRA A1+ 4.33Credit Suisse Fin (I) Pvt Ltd. CRISIL A1+ 3.22JM Financial Asset Reconstruction Co. Pvt Ltd. ICRA A1+ 2.25Government Security 11.638.40% GOI (MD 28/07/2024) Sovereign 4.067.72% GOI (MD 25/05/2025) Sovereign 3.497.68% GOI (MD 15/12/2023) Sovereign 1.619.20% GOI (MD 30/09/2030) Sovereign 1.397.88% GOI (MD 19/03/2030) Sovereign 0.498.60% GOI (MD 02/06/2028) Sovereign 0.368.83% GOI (MD 25/11/2023) Sovereign 0.24



Suitable for Investors who are seeking*� regular income over short to medium term� provide steady returns by investing in short-medium term

debt and money market instruments

Investors understand that their principal will be at moderate risk



Key Facts


or before 1 month from the date of allotment : 0.25%

If redeemed/switched-out after 1 month from the date of allotment : Nil




Date of Allotment 28th August, 2009

NAV p.u. (`) As on 30th September, 2015Growth 1,661.7535 Daily Dividend 1,000.2900 Monthly Dividend 1,018.0107 Discretionary Dividend 1,663.8945

Direct PlanGrowth 1,673.4335 Daily Dividend 1,000.2900 Monthly Dividend 1,018.0176 Discretionary Dividend 1,408.3855 Bonus 1,673.3833

Regular PlanGrowth 1,574.5744 Daily Dividend 1,002.0000 Monthly Dividend 1,021.3248 Bonus 1,661.7703

Expense Ratio3




Fund Manager & ExperienceNitish SikandTotal Experience 14 Years Experience in managing this fund: Since August 28, 2009


To generate high level of current income (vis-a-vis treasury bills) consistent with preservation of capital and maintenance of liquidity by investing primarily in investment-grade debt securities and money market instruments.

Religare Invesco Credit Opportunities Fund(An Open-Ended Income Scheme)

Rating Profile Maturity ProfileA1+ 77.19%A1 14.05%A+ 1.94%Mutual Fund Units 6.76%Cash & Cash Equivalent 0.06%

< 31 days 40.68%31 - 90 days 52.50%Mutual Fund Units 6.76%Cash & Cash Equivalent 0.06%





Direct Plan - Monthly Dividend 29-Sep-15 5.40767162 5.01010433 1025.237128-Aug-15 4.88309071 4.52408964 1024.510830-Jul-15 5.28503121 4.89648045 1025.067329-Jun-15 5.6003721 5.18863749 1025.5039Monthly Dividend 29-Sep-15 5.2464622 4.86074708 1025.013928-Aug-15 4.73654284 4.38831613 1024.307930-Jul-15 5.12829953 4.75127111 1024.850329-Jun-15 5.4379347 5.0381423 1025.279Discretionary Dividend 31-May-12 N.A. 0.25157612 10.3544Regular Plan - Monthly Dividend 29-Sep-15 4.88915756 4.52970738 1027.849228-Aug-15 4.41954078 4.09462093 1027.19930-Jul-15 4.76781702 4.41729494 1027.681229-Jun-15 5.02653255 4.65698335 1028.03944Past performance may or may not be sustained in future. Dividend is on face value of `1000/- per unit. Face value changed from Rs. 10/- to Rs. 1,000/- w.e.f. close of business hours on April 18, 2013. Dividend declared prior to face value change is on face value of `10/- per unit. After the payment of dividend, the per unit NAV will fall to the extent of dividend payout and applicable statutory levy, if any. The above table does not include the details of all the dividends declared in the scheme.



Commercial PaperAdani Transmission Ltd. IND A1+ 6.67Reliance Infrastructure Ltd. IND A1+ 6.21Adani Enterprises Ltd. BWR A1+ 5.85Bilt Graphic Paper Products Ltd. IND A1+ 5.18Manappuram Finance Ltd. CRISIL A1+ 5.04Eros International Media Ltd. CARE A1+ 3.37Indiabulls Ventures Ltd. BWR A1+ 3.37Arvind Ltd. CARE A1+ 3.36Edelweiss Commodities CRISIL A1+ 3.35 Services Ltd. Karvy Stock Broking Ltd. ICRA A1+ 3.33KEC International Ltd. ICRA A1 3.33Dewan Housing Finance CRISIL A1+ 3.20 Corporation Ltd. Karvy Financial Services Ltd. ICRA A1+ 3.01Parry Sugars Refinery CRISIL A1+ 2.51 India Pvt Ltd. Deepak Fertilizers and CARE A1+ 2.50 Petrochemicals Corporation Ltd. Janalakshmi Financial ICRA A1 2.49 Services Ltd. Magma ITL Finance Ltd. CARE A1+ 2.18Varroc Polymers Pvt Ltd. CRISIL A1 1.68Au Financiers (India) Ltd. IND A1+ 1.68HCL Infosystems Ltd. ICRA A1 1.68


Rating

Aadhar Housing Finance Ltd. CARE A1+ 1.68IL&FS Securities Service ICRA A1+ 1.68Ujjivan Financial Services Pvt Ltd. CRISIL A1 1.68TVS Credit Services ICRA A1+ 1.67Aarti Industries Ltd. IND A1+ 1.67Jindal Steel & Power Ltd. CRISIL A1 1.67JM Financial Asset ICRA A1+ 1.67 Reconstruction Co. Pvt Ltd. Inox Wind Ltd. CRISIL A1+ 1.67Sterling and Wilson Pvt Ltd. ICRA A1 1.51National Engineering CARE A1+ 1.33 Industries Ltd. Adani Gas Ltd. CARE A1+ 0.84IFMR Capital Finance Pvt Ltd. ICRA A1+ 0.83Cox & Kings Ltd. CARE A1+ 0.83Navin Fluorine International Ltd. CARE A1+ 0.67Ballarpur Industries Ltd. IND A1+ 0.67Indraprastha Medical ICRA A1+ 0.67 Corporation Ltd. Subros Ltd. ICRA A1+ 0.51Corporate Debt 1.94Samvardhana Motherson BWR A+ 1.94 International Ltd. Mutual Fund Units 6.76Religare Invesco Liquid Fund 6.76Cash & Cash Equivalent 0.06Total 100.00


Suitable for Investors who are seeking*� regular income over short to medium term� provide high level of current income (vis-à-vis treasury

bills) by investing in investment-grade low duration debt securities and money market instruments




Key Facts





NAV p.u. (`) As on 30th September, 2015Growth 1,459.2457 Monthly Dividend 1,014.4833 Quarterly Dividend 1,184.3215 Annual Dividend 1,220.5838 Bonus 1,459.4338

Direct PlanGrowth 1,484.1001 Monthly Dividend 1,185.5759 Quarterly Dividend 1,035.6420 Annual Dividend 1,137.7792 Bonus 1,483.2044

Expense Ratio3


Benchmark Index CRISIL Short Term Bond Fund Index


Fund Manager & ExperienceNitish SikandTotal Experience 14 Years Experience in managing this fund: Since December 30, 2010


To generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments.



Rating

Religare Invesco Medium Term Bond Fund(An Open-Ended Income Scheme)

Corporate Debt 55.01Dewan Housing Finance BWR AAA 9.45 Corporation Ltd. Bilt Graphic Paper Products Ltd. IND A+ 9.39Janalakshmi Financial ICRA A 7.34 Services Ltd. Reliance Mediaworks Ltd. CARE AAA 6.54Jindal Saw Ltd. CARE AA- 5.71Bhanu Vyapaar Pvt Ltd. IND AA- 4.82Edelweiss Commodities CARE AA 4.68 Services Ltd. Grama Vidiyal Micro Finance Ltd. ICRA A 1.33Asirvad Microfinance Pvt Ltd. ICRA A 1.33Future Financial Services Pvt Ltd. ICRA A 1.33Arohan Financial Services Pvt Ltd. ICRA A 1.00Finolex Industries Ltd. IND AA- 0.88Sonata Finance Pvt Ltd. ICRA A 0.66

Record Date

Rating Profile Maturity ProfileA1+ 54.31%AAA 16.09%A 12.98%AA- 11.41%A+ 9.39%AA 4.68%AA+ 0.46%Cash & Cash Equivalent -9.32%

< 31 days 4.68%31 - 90 days 25.06%91 - 180 days 20.43%181 days - 1 year 25.39%1 - 2 years 33.76%Cash & Cash Equivalent -9.32%



Rate (`/Unit) Cum-Dividend NAV p. u. (`)


Direct Plan - Monthly Dividend 29-Sep-15 7.06397664 6.54463330 1194.466028-Aug-15 6.16981154 5.71620717 1193.228030-Jul-15 7.29177424 6.75568790 1194.781429-Jun-15 1.12286457 1.03994915 1186.2398Monthly Dividend29-Sep-15 5.83886096 5.40959348 1021.812528-Aug-15 5.17696210 4.79635677 1020.835230-Jul-15 5.73825948 5.31638766 1021.674329-Jun-15 6.04896750 5.60425300 1021.6308Direct Plan - Quarterly Dividend15-Sep-15 20.33180000 18.83690000 1057.955515-Jun-15 6.94820000 6.43740000 1044.148216-Mar-15 17.19730000 15.94810000 1055.355015-Dec-14 21.77970000 N.A. 1061.6211Quarterly Dividend 15-Sep-15 20.33180000 18.83690000 1205.898515-Jun-15 6.94820000 6.43740000 1189.535217-Jun-13 17.39434328 16.65892306 1048.744715-Mar-13 0.12988965 0.11132206 10.3858Direct Plan - Annual Dividend 16-Mar-15 43.54200000 40.37940000 1153.099518-Mar-14 105.39165439 N.A. 1172.148315-Mar-13 0.13785312 N.A. 11.1275Annual Dividend 16-Mar-15 17.77530000 16.48420000 1199.611418-Mar-14 11.72584987 N.A. 1099.410115-Mar-13 0.65716206 N.A. 11.100915-Mar-12 0.62976036 0.53977281 10.91044Past performance may or may not be sustained in future. Dividend is on face value of `1000/- per unit. Face value changed from Rs. 10/- to Rs. 1,000/- w.e.f. close of business hours on April 18, 2013. Dividend declared prior to face value change is on face value of ̀ 10/- per unit. After the payment of dividend, the per unit NAV will fall to the extent of dividend payout and applicable statutory levy, if any. The above table does not include the details of all the dividends declared in the scheme.


Suitable for Investors who are seeking*� regular income over medium term� provide regular income and capital appreciation by

investing in medium term debt and money market instruments having residual maturity upto 5 years



Bharat Forge Ltd. ICRA AA+ 0.44Housing Development CRISIL AAA 0.10 Finance Corporation Ltd. Shriram Equipment Finance IND AA+ 0.02 Company Ltd. Money Market Instruments 54.31Commercial PaperArvind Ltd. CARE A1+ 9.28Adani Gas Ltd. CARE A1+ 9.15SKS Microfinance Ltd. ICRA A1+ 8.60S.D. Corporation Pvt. Ltd. CARE A1+ 7.21Tata Realty & Infrastructure Ltd. ICRA A1+ 4.68Adani Enterprises Ltd. BWR A1+ 4.64Karvy Financial Services Ltd. ICRA A1+ 4.59Ballarpur Industries Ltd. IND A1+ 4.32Orient Cement Ltd. CARE A1+ 1.84Cash & Cash Equivalent -9.32Total 100.00


Key Facts

Load StructureEntry Load1 NilExit Load2 If redeemed/switched-out on or

before 1 year from the date of allotment : 1%





Date of Allotment 4th September, 2014

NAV p.u. (`) As on 30th September, 2015

Regular PlanGrowth 1,112.2619 Monthly Dividend 1,012.4838 Discretionary Dividend 1,112.2613

Direct PlanGrowth 1,121.2447 Monthly Dividend 1,012.2032

Expense Ratio3


Benchmark Index32.5% of CRISIL AAA Long Term Bond Index;32.5% of CRISIL AAA Short Term Bond Index;17.5% of CRISIL AA Long Term Bond Index; and17.5% of CRISIL AA Short Term Bond Index


Fund Manager & ExperienceNitish SikandTotal Experience 14 Years Experience in managing this fund: Since September 4, 2014


To generate returns and capital appreciation by predominantly investing in corporate debt securities of varying maturities across the credit spectrum.

Religare Invesco Corporate Bond Opportunities Fund(An Open-Ended Income Scheme)




Direct Plan - Monthly Dividend 29-Sep-15 6.07726637 NA 1019.973828-Aug-15 6.342207 NA 1022.321430-Jul-15 6.52058511 NA 1023.110729-Jun-15 5.84082551 NA 1017.708

Regular Plan - Monthly Dividend 29-Sep-15 5.36175172 4.96756019 1019.284328-Aug-15 5.9038132 5.46977108 1021.693730-Jul-15 6.05198377 5.60704883 1022.441329-Jun-15 5.36583163 4.97134285 1017.0310


Rating Profile Maturity ProfileAA 33.40%AA- 22.09%A 11.87%A+ 10.80%AA+ 8.74%Cash & Cash Equivalent 13.10%

181 days - 1 year 5.45%1 - 2 years 28.73%2 - 3 years 16.30%3 - 5 years 25.15%5 - 10 years 11.27%Cash & Cash Equivalent 13.10%




Janalakshmi Financial Services Ltd. ICRA A 11.87Inox Air Products Pvt. Ltd. CRISIL AA 11.27Arvind Lifestyle Brand Ltd. CARE A+(SO) 10.80JSW Steel Ltd. CARE AA 10.79India Infoline Finance Ltd. ICRA AA 5.87Indiabulls Housing Finance Ltd. CARE AA+ 5.50Ashok Leyland Ltd. ICRA AA- 5.49


Rating

SRF Ltd. IND AA 5.48Jindal Saw Ltd. CARE AA- 5.46Indian Hospitals Corp. Ltd. BWR AA- 5.45SREI Equipment Finance Ltd. CARE AA- 5.26Sintex Industries Ltd. CARE AA+ 3.23Finolex Industries Ltd. IND AA- 0.44



Suitable for Investors who are seeking*� income and capital appreciation over medium to long-term� provide returns and capital appreciation by investing in

corporate debt securities of varying maturities across the credit spectrum




Key Facts




Date of Allotment 9th February, 2008

NAV p.u. (`) As on 30th September, 2015Growth 1,607.9439 Weekly Dividend 1,053.4162 Monthly Dividend 1,139.1935 Bonus 1,607.8773

Direct PlanGrowth 1,623.6437 Weekly Dividend 1,057.7528 Monthly Dividend 1,129.1195 Bonus 1,623.5606

Expense Ratio3


Benchmark IndexI-Sec Si-BEX




To generate optimal returns by investing in a portfolio of securities issued and guaranteed by Central and State Government.


Government Security 22.39

8.60% GOI (MD 02/06/2028) Sovereign 22.39

Cash & Cash Equivalent 77.61*

Total 100.00

*This includes deployment of Rs. 1.81 crores in Collateralized Borrowing & Lending Obligation (CBLO).

Rating

Religare Invesco Gilt Fund - Short Duration Plan(An Open-Ended Dedicated Gilt Fund)


Record Date

Rate (`/Unit)

Cum-Dividend NAV p. u. (`)Individuals/HUF Others

Direct Plan - Monthly Dividend 29-Sep-15 4.95536361 NA 1134.219628-Aug-15 4.58425901 NA 1131.288130-Jul-15 4.76722941 NA 1129.817329-Jun-15 4.94533783 NA 1128.4666

Monthly Dividend 29-Sep-15 4.81732871 NA 1144.095528-Aug-15 4.45605154 NA 1141.154330-Jul-15 4.64177115 NA 1139.668129-Jun-15 4.84167947 NA 1138.3658



Maturity Profile10 - 15 years 22.39%Cash & Cash Equivalent 77.61%


Suitable for Investors who are seeking*� credit risk free returns over short to medium term� provide optimal returns by investing in securities issued

and guaranteed by Central and State Government with portfolio maturity of less than 3 years




Key Facts




Date of Allotment 09th February, 2008


Direct PlanGrowth 1,580.8779 Monthly Dividend 1,234.7887 Quarterly Dividend 1,121.2825 Annual Dividend 1,394.2943

Expense Ratio3


Benchmark IndexCRISIL 10 Year Gilt Index




To generate optimal returns by investing in a portfolio of securities issued and guaranteed by Central and State Government.


Government Security 98.128.17% GOI (MD 01/12/2044) Sovereign 55.497.88% GOI (MD 19/03/2030) Sovereign 18.528.60% GOI (MD 02/06/2028) Sovereign 9.668.40% GOI (MD 28/07/2024) Sovereign 8.938.13% GOI (MD 22/06/2045) Sovereign 3.869.20% GOI (MD 30/09/2030) Sovereign 1.66


Total 100.00

Rating

Religare Invesco Gilt Fund - Long Duration Plan(An Open-Ended Dedicated Gilt Fund)


Maturity Profile5 - 10 years 8.93%10 - 15 years 28.18%>15 years 61.01%Cash & Cash Equivalent 1.88%


Record Date

Rate (`/Unit)

Cum-Dividend NAV p. u. (`)Individuals/HUF Others

Direct Plan - Monthly Dividend 27-Jun-13 15.51513735 14.85916859 1040.909827-Feb-13 0.24276506 N.A. 10.4856

Monthly Dividend 29-Sep-15 6.80513055 N.A. 1066.498428-Aug-15 39.29759744 N.A. 1102.756329-Apr-15 3.88504603 N.A. 1101.485030-Mar-15 4.85543808 N.A. 1108.6434

Direct Plan - Quarterly Dividend 15-Dec-14 31.76200000 N.A. 1107.480115-Sep-14 4.53790000 4.34610000 1025.956815-Jun-14 26.77009693 N.A. 1053.947015-Mar-13 0.21566408 N.A. 10.4334

Quarterly Dividend 15-Mar-15 10.46030000 9.7005 1036.960215-Dec-14 47.72620000 N.A. 1084.828615-Sep-14 2.54710000 2.43940000 1004.373615-Jun-14 20.94104812 N.A. 1026.8726

Direct Plan - Annual Dividend 15-Mar-13 0.2369606 N.A. 11.5586

Annual Dividend 15-Mar-15 84.6599 78.51060000 1355.240715-Mar-12 0.64307184 0.55100000 11.350115-Mar-11 0.64684732 0.60240000 11.46754Past performance may or may not be sustained in future. Dividend is on face value of `1000/- per unit. Face value changed from Rs. 10/- to Rs. 1,000/- w.e.f. close of business hours on April 18, 2013. Dividend declared prior to face value change is on face value of `10/- per unit. After the payment of dividend, the per unit NAV will fall to the extent of dividend payout and applicable statutory levy, if any. The above table does not include the details of all the dividends declared in the scheme.


Suitable for Investors who are seeking*� credit risk free returns over medium to long-term� provide optimal returns by investing in securities issued

and guaranteed by Central and State Government with portfolio maturity of greater than 3 years




Key Facts

Load Structure

Entry Load1 Nil

Exit Load2 Nil

Minimum Investment

` 5,000/- & in multiples of ` 1/- thereafter

Additional Purchase

` 1,000/- & in multiples of ` 1/- thereafter

Date of Allotment

02nd August, 2007


Direct PlanGrowth 1,722.0295 Monthly Dividend 1,118.8277 Quarterly Dividend 1,069.4528 AnnualDividend 1,494.2934 Discretionary Dividend 1,376.7383 Bonus 1,279.3353

Plan BGrowth 1,509.0247 Monthly Dividend 1,363.9977

Expense Ratio3


Benchmark Index

CRISIL Composite Bond Fund Index


Fund Manager & Experience

Sujoy DasTotal Experience 18 Years Experience in managing this fund: Since September 9, 2010


To generate optimal returns while maintaining liquidity through active management of the portfolio by investing in debt and money market instruments. As the portfolio of the scheme will be actively managed, the Scheme may have a high turnover in order to achieve the investment objective.

Religare Invesco Active Income Fund(An Open-Ended Income Scheme)

Rating ProfileA1+ 8.08%AAA 13.80%Sovereign 79.64%Cash & Cash Equivalent -1.52%

Maturity Profile91 - 180 days 1.38%181 days - 1 year 6.70%5 - 10 years 17.75%10 - 15 years 45.37%> 15 years 30.32%Cash & Cash Equivalent -1.52%





Direct Plan - Monthly Dividend 29-Apr-15 0.75253194 0.69720293 1080.491926-Feb-15 4.86641826 4.51294605 1086.154329-Jan-15 20.04048574 18.58484464 1107.059130-Dec-14 18.39551377 17.05937039 1104.7929Monthly Dividend 30-May-13 24.84067055 21.16480139 1100.428729-Apr-13 14.20182075 12.10027173 1088.283227-Feb-13 0.07400647 0.063431 10.804830-Jan-13 0.12516763 0.10728137 10.8628Direct Plan - Annual Dividend 15-Mar-13 1.57136968 N.A. 13.9281Annual Dividend 15-Mar-12 0.81094060 N.A. 11.165115-Mar-11 0.39547700 N.A. 10.652715-Mar-10 0.01400000 0.01300000 10.0251Direct Plan - Quarterly Dividend 15-Sep-15 12.04740000 11.16160000 1067.588215-Mar-15 13.29650000 12.33070000 1061.993815-Dec-14 18.18220000 N.A. 1064.647615-Jun-14 44.50428966 N.A. 1059.4154Quarterly Dividend 15-Sep-15 12.04740000 11.16160000 1057.766515-Mar-15 10.99980000 10.20080000 1055.299915-Dec-14 18.11960000 N.A. 1060.301815-Jun-14 35.26639392 N.A. 1045.2556Discretionary Dividend 27-Jun-12 N.A. 0.45192015 10.6326Plan B - Monthly Dividend 30-Jul-12 0.07448179 0.063792 10.922528-Feb-12 0.11589883 0.09920477 10.635828-Oct-11 0.03707525 0.03177745 10.400928-Sep-11 0.04384749 0.03758136 10.4085Plan B - Quarterly Dividend 15-Mar-13 0.2299179 N.A. 10.322615-Sep-12 0.163937603 N.A. 10.278215-Jun-12 0.05728105 N.A. 10.116515-Mar-11 N.A. 0.12951819 10.4092Plan A - Discretionary Dividend 23-Jul-12 N.A. 0.05717367 10.11384Past performance may or may not be sustained in future. Dividend is on face value of `1000/- per unit. Face value changed from Rs. 10/- to Rs. 1,000/- w.e.f. close of business hours on April 18, 2013. Dividend declared prior to face value change is on face value of ̀ 10/- per unit. After the payment of dividend, the per unit NAV will fall to the extent of dividend payout and applicable statutory levy, if any. The above table does not include the details of all the dividends declared in the scheme.

% of Net Assets

Corporate Debt 13.80Rural Electrification CRISIL AAA 7.91 Corporation Ltd. Power Finance Corporation Ltd. CRISIL AAA 5.12ICICI Bank Ltd. ICRA AAA 0.76Government Security 79.647.88% GOI (MD 19/03/2030) Sovereign 33.308.17% GOI (MD 01/12/2044) Sovereign 23.458.60% GOI (MD 02/06/2028) Sovereign 12.078.30% GOI (MD 31/12/2042) Sovereign 4.49

Rating CompanyCompany % of Net Assets

Rating

7.72% GOI (MD 25/05/2025) Sovereign 3.469.20% GOI (MD 30/09/2030) Sovereign 2.388.40% GOI (MD 28/07/2024) Sovereign 0.49Money Market Instruments 8.08Certificate of DepositCanara Bank CRISIL A1+ 1.38Commercial PaperCredit Suisse Fin (I) Pvt Ltd. CRISIL A1+ 6.70Cash & Cash Equivalent -1.52Total 100.00


Suitable for Investors who are seeking*� regular income over medium to long term� provide optimal returns while maintaining liquidity through

actively managed portfolio of debt and money market instruments




Key Facts

Load StructureEntry Load1 NilExit Load2 If redeemed/switched-out on or

before 1 year from the date of allotment : 1%






NAV p.u. (`) As on 30th September, 2015Growth 1,234.2947 Daily Dividend 1,003.7200 Monthly Dividend 1,011.8441 Bonus 1,234.2373

Direct PlanGrowth Option 1,268.8632 Daily Dividend Option 1,003.7200 Monthly Dividend Option 1,011.8716 Bonus 1,268.8562

Expense Ratio3


Benchmark IndexCRISIL Short Term Bond Fund Index




To generate optimal returns by investing in a portfolio of debt & money market instruments issued primarily by banks.

Religare Invesco Bank Debt Fund(An Open-Ended Debt Scheme)




Direct Plan - Monthly Dividend 29-Sep-15 7.482875 N.A. 1020.360328-Aug-15 6.37780525 N.A. 1018.830130-Jul-15 7.62729813 N.A. 1020.560529-Jun-15 0.53019757 N.A. 1010.7344

Monthly Dividend 29-Sep-15 6.84375177 6.34060536 1019.475428-Aug-15 5.7935781 5.36763888 1018.021430-Jul-15 6.89373241 6.38691132 1019.544628-May-15 2.74085192 2.53934732 1013.7948


Rating Profile Maturity Profile91 - 180 days 6.46%181 days - 1 year 32.91%1 - 2 years 4.12%2 - 3 years 8.09%5 - 10 years 37.21%10 - 15 years 4.13%>15 years 0.67%Cash & Cash Equivalent 6.41%YTM5 7.82%

Average Maturity 4.86 yearsModified Duration 3.20 years



Punjab National Bank CRISIL AAA 28.63

State Bank of India CRISIL AAA 22.97

Axis Bank Ltd. CRISIL AAA 12.67

Punjab National Bank ICRA AAA 8.20

IDBI Bank Ltd. CRISIL AA+ 8.09


Rating

State Bank of Mysore CRISIL AAA 4.12

Bank of Baroda CRISIL AAA 4.10

Government Security 4.80

7.88% GOI (MD 19/03/2030) Sovereign 4.13

9.20% GOI (MD 30/09/2030) Sovereign 0.67


Total 100.00

AAA 80.70%AA+ 8.09%Sovereign 4.80%Cash & Cash Equivalent 6.41%


Suitable for Investors who are seeking*� regular income over short to medium term� provide optimal returns by investing in debt and money

market instruments issued primarily by banks




Key Facts




Date of Allotment 14th September, 2007

NAV p.u. (`) As on 30th September, 2015Growth 1,685.9024 Daily Dividend Reinvestment 1,040.7715 Bonus 1,685.9183

Direct PlanGrowth 1,694.7008 Daily Dividend Reinvestment 1,000.0100 Bonus 1,694.7714

Expense Ratio3






To provide liquidity to the investors while mirroring overnight returns.

Religare Invesco Overnight Fund(An Open-Ended Liquid Scheme)

% of Net Assets

Rating

YTM5 6.60%Average Maturity 1 dayModified Duration 1 day

Company

Cash & Cash Equivalent 100.00*

Total 100.00

*This includes deployment of Rs. 35.27 crores in Collateralized Borrowing & Lending Obligation (CBLO).

% of Net Assets


Suitable for Investors who are seeking*� optimal returns over very short duration� mirroring overnight return by investing in CBLO, reverse

repos, debt and money market instruments

Investors understand that their principal will be at low risk



Key Facts


or before 6 months from the date of allotment : 2%

If redeemed/switched-out after 6 months but on or before 1 year from the date of allotment : 1%







Direct Plan:Growth 8.7432 Dividend 8.7414

Expense Ratio3


Benchmark IndexPrice of Gold




To provide returns that closely corresponds to returns provided by Religare Invesco Gold Exchange Traded Fund.


Asset AllocationExchange Traded Funds 99.83%Cash & Cash Equivalent 0.17%


Exchange Traded Funds 99.83Religare Invesco Gold Exchange Traded Fund 99.83


Total 100.00

Rating

Religare Invesco Gold Fund(An Open-Ended Fund of Funds Scheme)


Suitable for Investors who are seeking*� regular income and capital appreciation over medium

to long-term� investment in units of Religare Invesco Gold ETF, which in

turn invests in physical gold




Load StructureEntry Load1 NilExit Load2,2.1 Nil (For redemption in

Creation Unit size.)

Minimum Investment3

On Exchange : 1 Unit Directly with Mutual Fund : 1,000 Units and in multiples thereof.

Listing ExchangeNSE / BSE

NSE /BSE SymbolRELIGAREGO

BSE Code533172

ISININF205K01361


Pricing per Unit1 gram of gold (approx.)

NAV p.u. (`) As on 30th September, 2015Growth 2,509.9818

Expense Ratio3

1.00%


Benchmark IndexPrice of Gold


Fund Manager & ExperienceNitish SikandTotal Experience 14 Years Experience in managing this fund: Since March 12, 2010


To generate returns that closely correspond to the returns provided by investment in physical gold in the domestic market, subject to tracking error. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does notassure or guarantee any returns.



Gold 99.67

Gold 99.67


Total 100.00

Religare Invesco Gold Exchange Traded Fund(An Open-Ended Gold Exchange Traded Fund)

Key Facts

2.1 Please refer to Key Information Memorandum / Scheme Information Document for exit load applicable for redemption of units in other than creation unit size directly with the Mutual Fund. Exit Load charged, if any, will be credited back to the scheme, net of service tax. 3Investor can purchase units from stock exchange at traded price or subscribe the units through Mutual Fund in Creation unit size for Cash or by submitting Portfolio deposit and Cash Component at applicable NAV. 4Based on 1 year monthly data history.

Suitable for Investors who are seeking*� capital appreciation over long term� generate returns that closely correspond to the returns

provided by investment in physical gold in the domestic market, subject to tracking error





To generate returns whichclosely correspond to thereturns generated by securitiesas represented by CNX NiftyIndex, subject to tracking error,if any.



Equity & Equity Related Instruments 99.76Infosys Ltd. 8.17HDFC Bank Ltd. 7.41Housing Development Finance Corp. Ltd. 6.73ITC Ltd. 6.49ICICI Bank Ltd. 5.53Reliance Industries Ltd. 5.01Tata Consultancy Services Ltd. 4.66Larsen & Toubro Ltd. 4.23Sun Pharmaceuticals Industries Ltd. 3.33Axis Bank Ltd. 2.94State Bank of India 2.58Kotak Mahindra Bank Ltd. 2.34Maruti Suzuki India Ltd. 2.18Mahindra & Mahindra Ltd. 2.05Hindustan Unilever Ltd. 2.03Tata Motors Ltd. 1.99HCL Technologies Ltd. 1.92Dr. Reddy’s Laboratories Ltd. 1.85Lupin Ltd. 1.72Bharti Airtel Ltd. 1.64Indusind Bank Ltd. 1.64Coal India Ltd. 1.48Oil & Natural Gas Corporation Ltd. 1.45Wipro Ltd. 1.35Asian Paints Ltd. 1.34Tech Mahindra Ltd. 1.20

Cipla Ltd. 1.14

Bajaj Auto Ltd. 1.11

Hero MotoCorp Ltd. 1.03


Ultratech Cement Ltd. 0.97

Adani Ports and Special Economic Zone Ltd. 0.95

NTPC Ltd. 0.90

Yes Bank Ltd. 0.84

Grasim Industries Ltd. 0.78


Zee Entertainment Enterprises Ltd. 0.76

Bosch Ltd. 0.67


Bank of Baroda 0.61



Tata Steel Ltd. 0.50

GAIL (India) Ltd. 0.50

ACC Ltd. 0.44

Tata Power Company Ltd. 0.41

Punjab National Bank 0.35

Vedanta Ltd. 0.33

Hindalco Industries Ltd. 0.32

Cairn India Ltd. 0.31



Dividend Option26-Dec-12 5 596.3176

Record Date Rate


NAV p.u. (`)


Key Facts

Load StructureEntry Load1 NilExit Load2,2.1 Nil (For redemption in

Creation Unit size.)

Minimum Investment3

On Exchange : 1 Unit Directly with Mutual Fund : 5,000 Units and in multiples thereof.

Listing ExchangeNSE

NSE SymbolRELGRNIFTY

ISININF205K01DA9

Date of Allotment 13th June, 2011

Pricing per Unit1/10th of the value of S&P CNX Nifty (approx.)

NAV p.u. (`) As on 30th September, 2015Growth 808.9403

Expense Ratio3

0.10%


Benchmark IndexCNX Nifty


Fund Manager & ExperiencePranav GokhaleTotal Experience 11 Years Experience in managing this fund: Since June 13, 2011

Religare Invesco Nifty Exchange Traded Fund(An Open-Ended Exchange Traded Fund)



BanksSoftware

Consumer Non DurablesAuto

PharmaceuticalsFinance

Petroleum ProductsConstruction Project

CementPower

Telecom - ServicesOil

Minerals/MiningTransportation

Media & EntertainmentAuto Ancillaries

Industrial Capital GoodsNon - Ferrous Metals

Ferrous MetalsGas 0.50%

0.50%0.65%0.65%0.67%0.76%0.95%1.48%1.76%2.23%2.34%2.75%

4.23%5.78%

6.73%8.04%8.37%

9.86%17.29%

24.22%

2.1Please refer to Key Information Memorandum / Scheme Information Document for exit load applicable for redemption of units in other than creation unit size directly with the Mutual Fund. Exit Load charged, if any, will be credited back to the scheme, net of service tax. 3Investor can purchase units from stock exchange at traded price or subscribe the units through Mutual Fund in Creation unit size for Cash or by submitting Portfolio deposit and Cash Component at applicable NAV. 4Based on 1 year monthly data history.


Suitable for Investors who are seeking*� capital appreciation over long-term� generate returns that closely correspond to the returns

generated by securities represented by CNX Nifty Index, subject to tracking error, if any



38

1The upfront commission, if any, on investment made by the investor shall be paid by the investor directly to the Distributor, based on his assessment of various factors including the service rendered by the Distributor.2Exit load charged, if any, will be credited back to the scheme, net of service tax.3Does not include service tax on management fee accurued and additional TER charged on account of inflows from beyond top 15 cities.5YTM : Yield to maturity should not be construed as minimum return offered by Scheme.Note on Direct Plan : Pursuant to provisions of SEBI Circular No. CIR/IMD/DF/21/2012 dated September 13, 2012, a separate plan for direct investments (i.e. investments not routed through Distributor) under all Schemes of Religare Invesco Mutual Fund (except Exchange Traded Funds) was introduced with effect from January 1, 2013. Direct Plan under Religare Invesco Pan European Equity Fund, Religare Invesco Global Equity Income Fund and Religare Invesco Corporate Bond Opportunities Fund is available since inception. Direct Plan will have a lower expense ratio excluding distribution expenses, commission for distribution of Units etc.

Note on Exit Load Structure for Switch to & from Direct Plan within the Scheme : (a) For Switch to Direct Plan: Transaction not routed through Distributor: Nil; Transaction routed through Distributor: Applicable exit load. (b) For Switch from Direct Plan : Nil: It should be noted that if the Unit holder redeems /switches-out such switched units from existing / regular plan before completing specified exit load period from the date of original purchase, applicable exit load will be charged.

Disclaimer of IISL: The products on CNX Nifty Index is not sponsored, endorsed, sold or promoted by India Index Services & Products Ltd. (IISL). IISL does not make and expressly disclaims any representation or warranty, express or implied (including warranties of merchantability or fitness for particular purpose or use) regarding the advisability of investing in the products linked to CNX Nifty Index or particularly in the ability of the CNX Nifty Index to track general stock market performance in India. Please read the full Disclaimers in relation to the CNX Nifty Index in the Offer Document / Prospectus / Information Statement.

The information contained herein should not be altered in any way, transmitted to, copied or distributed, in part or in whole, to any other person or to the media or reproduced in any form, without prior written consent of Religare Invesco Asset Management Company Pvt. Ltd. (Religare Invesco AMC). Any information contained in this publication does not constitute and shall be deemed not to constitute an advice, an offer to sell/purchase or as an invitation or solicitation to do so for any security of any entity, and further Religare Invesco AMC/ affiliates / sponsors / trustee (Religare Invesco AMC Group) or their officers, employees, personnel, directors shall not be liable for any loss, damage, liability whatsoever for any direct or indirect loss arising from the use or access of any information that may be displayed in this publication from time to time. Recipients of the information contained herein should exercise due care and caution and read the scheme information documents/statement of additional information (including if necessary, obtaining the advice of tax / legal / accounting / financial / other professionals) prior to taking of any decision, acting or omitting to act, on the basis of the information contained herein.

MKT

G/F

S/09

15/C

3137

How to read FactsheetFund Manager : An employee of the asset management company such as a mutual fund or life insurer, who manages investments of the scheme. He is usually part of a larger team of fund managers and research analysts.

Application Amount for Fresh Subscription : This is the minimum investment amount for a new investor in a mutual fund scheme.

Minimum Additional Amount : This is the minimum investment amount for an existing investor in a mutual fund scheme.

Yield to Maturity : The Yield to Maturity or the YTM is the rate of return anticipated on a bond if held until maturity. YTM is expressed as an annual rate. The YTM factors in the bond’s current market price, par value, coupon interest rate and time to maturity.

SIP : SIP or systematic investment plan works on the principle of making periodic investments of a fixed sum. It works similar to a recurring bank deposit. For instance, an investor may opt for an SIP that invests Rs. 500 every 15th of the month in an equity fund for a period of three years.

NAV : The NAV or the net asset value is the total asset value per unit of the mutual fund after deducting all related and permissible expenses. The NAV is calculated at the end of every business day. It is the value at which the investor enters or exits the mutual fund.

Benchmark : A group of securities, usually a market index, whose performance is used as a standard or benchmark to measure investment performance of mutual funds, among other investments. Some typical benchmarks include the Nifty, Sensex, BSE 200, BSE 500, 10-Year Gsec.

Entry Load : A mutual fund may have a sales charge or load at the time of entry and/or exit to compensate the distributor/agent. Entry load is charged at the time an investor purchases the units of a mutual fund. The entry load is added to the prevailing NAV at the time of investment. For instance, if the NAV is Rs. 100 and the entry load is 1%, the investor will enter the fund at Rs. 101.

Note : SEBI, vide circular dated June 30, 2009 has abolished entry load and mandated that the upfront commission to distributors will be paid by the investor directly to the distributor, based on his assessment of various factors including the service rendered by the distributor

Exit Load : Exit load is charged at the time an investor redeems the units of a mutual fund. The exit load is deducted from the prevailing NAV at the time of redemption. For instance, if the NAV is Rs. 100 and the exit load is 1%, the redemption price would be Rs. 99 Per Unit.

Modified Duration : Modified duration is the price sensitivity and the percentage change in price for a unit change in yield.

Standard Deviation : Standard deviation is a statistical measure of the range of an investment’s performance. When a mutual fund has a high standard deviation, it means its range of performance is wide, implying greater volatility.

Sharpe Ratio : The Sharpe Ratio, named after its founder, the Nobel Laureate William Sharpe, is a measure of risk-adjusted returns. It is calculated using standard deviation and excess return to determine reward per unit of risk.

Beta : Beta is a measure of an investment’s volatility vis-à-vis the market. Beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 implies that the security’s price will be more volatile than the market.

AUM: AUM or assets under management refers to the recent / updated cumulative market value of investments managed by a mutual fund or any investment firm.

Holdings : The holdings or the portfolio is a mutual fund’s latest or updated reported statement of investments/securities. These are usually displayed in terms of percentage to net assets or the rupee value or both. The objective is to give investors an idea of where their money is being invested by the fund manager.

Nature of Scheme : The investment objective and underlying investments determine the nature of the mutual fund scheme. For instance, a mutual fund that aims at generating capital appreciation by investing in stock markets is an equity fund or growth fund. Likewise, a mutual fund that aims at capital preservation by investing in debt markets is a debt fund or income fund. Each of these categories may have sub-categories.

Rating Profile : Mutual funds invest in securities after evaluating their creditworthiness as disclosed by the ratings. A depiction of the mutual fund in various investments based on their ratings becomes the rating profile of the fund. Typically, this is a feature of debt funds.

� Agra : 0562 - 6459171 � Ahmedabad : 079 - 40300304 � Allahabad : 0532 - 6455816 � Bengaluru : 080 - 42941000 � Baroda : 0265 - 3297799� Bhopal : 0755 - 4253972� Bhubaneshwar : 09937082201 � Chandigarh : 0172 - 6451315 � Chennai : 044 - 64502421/22��Coimbatore : 09843555682� Dehradun : 0135 - 6453212

� Delhi : 011 - 43789000 � Hyderabad : 040 - 65444012 � Indore : 0731 - 4257351 � Jaipur : 0141 - 6451086 � Jalandhar : 0181 - 4626870� Jamshedpur : 09709099913� Kanpur : 0512 - 6451658 � Kochi : 0484 - 6453727 � Kolkata : 033 - 40639115� Lucknow : 0522 - 4000841 � Ludhiana : 0161 - 6543354

� Madurai : 0452 - 6460114 � Mumbai (H.O) : 022 - 67310000 � Mumbai (Nariman Point) : 022 - 43416000� Mumbai (Borivali) : 022 - 67256114� Nagpur : 0712 - 6463962� Panaji : 0832 - 6650402 � Patna : 0612 - 6550318� Pune : 020 - 30296394 � Raipur : 0771 - 4056046 � Surat : 0261 - 6450848� Varanasi : 0542 - 6055444

AMC Branches

38 For 1,2, Note on Direct Plan and Disclaimer, refer page no. 36

Religare Invesco Asset Management Company Private LimitedGYS Infinity, Paranjpe ‘B’ Scheme, Subhash Road,Vile Parle (E), Mumbai – 400 057.T +91 22 6731 0000 F +91 22 2837 1565

To invest:

Invest Online www.religareinvesco.com

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Mutual Fund investments are subject to market r isks ,read a l l scheme re lated documents carefu l ly .

Documents

Factsheet - September 2015 New€¦ · Sept. 30, ‘14 - Sept. 30, ‘15 Sept. 30, ‘13 - Sept. 30, ‘14 Sept. 28, ‘12 - Sept. 30, ‘13 1 year 3 years 5 years (CAGR) Current