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The High Cost of a The High Cost of a
Food Borne
Illness Incident
Specialty Risk Management®, Inc. (SRM®) is a certified & experienced
crisis management team available to assist insureds during an incident.
SRM is the oldest running hotline and can be used as a preventive
resource throughout the policy period.
When an outbreak happens,
sales may drop overnight.
Are you prepared to pay
the continuing expenses,
deal with ill customers,
the health department and
the media?the media?
COVERAGE RESPONDS TO:• Food Borne Illness, Accidental & Malicious Contamination
• Impact from Publicity of an actual/alleged outbreak involving the same Trade Name
• Extortion Threats
COVERAGE PROVIDES:• Business Interruption
• Incident Response Expenses (extra expenses), including:
• Cost of marketing efforts
• Overtime of regular staff
• Cost of hiring temporary replacement staff
• Cost to remove contaminated product from restaurant
• & MORE!
Don’t face this alone, uncovered. There is help:
Business Interruption Coverage for Food Borne Illness Outbreaks
$0
$10,000
$20,000
$30,000
$40,000
$50,000
$60,000
2 MonthsPrior 1 Month
PriorOutbreak! 1 Month
After2 Months
After3 Months
After4 Months
After5 Months
After6 Months
After
REVENUE $50,000 $48,000 $8,000 $12,000 $15,000 $18,000 $25,000 $35,000 $43,000
EXPENSES $39,500 $38,500 $37,000 $36,500 $41,000 $36,500 $37,000 $41,300 $40,50
Expenses include but are not limited to rent, utilities, insurance, royalites and labor
Expenses
Sales OUTBREAK!
All terms, conditions, limits and coverage features are still subject to individual underwriting and certain coverage features may be restricted. This flyer does not amend, extend or alter any coverage afforded by any policy. Not intended to be a representation of coverage or a guarantee of a quote or indication. See policy wording for details. Information used with permission of PLIS®, Inc. Copyright © 2012 PLIS, Inc. All rights reserved.
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