DBT Project in NREGS-AP – Through Mobile Governance

Android based Disbursement of Pensions & MGNREGA wages through

Aadhaar Authentication

DIRECT BENEFIT TRANSFER

DEPARTMENT OF RURAL DEVELOPMENT

GOVERNMENT OF ANDHRA PRADESH

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Mahatma Gandhi National Rural Employment Guarantee Scheme(MGNREGS)- Introduction

• 100 days of unskilled wage employment to the rural households.

• Assets with prescribed quality and durability.

• Rights-based framework for wage employment.

• No contractors and labour displacing machinery.

• Payment of wages through Bank and Post Office Accounts.

• Worksite facilities to be provided at the worksite.

• Funding pattern – 90% by GOI and 10% by State Govt.

•PMJDY

•Aadhaar(UID)

DBT-Objectives

• Elimination of the role of Middlemen & Leakages, Duplicates.

• Avoid Delays in Payment

• Need to reach payment to

»Right person

»Right time

»Right place

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AADHAAR ENABLED PAYMENT SYSTEM IN MGNREGS DISBURSEMENTS

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A.P. Model of DBT

AePS Pilots launched for MNREGA Wage Payments and Pensions

• In January, 2013 with ICICI Bank in East Godavari (I Polavaram Mandal) & with Axis Bank in Anantapur (Dharmavaram Mandal)

• In March, 2013 with India Post in Chittoor District

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A.P. Model of DBT

• GPs with good connectivity are served online and wages are paid through Aadhaar Authentication(AEPS).

• GPs with low connectivity (640 gps) are identified and wages are paid with Local Biometric authentication in offline mode.

• PoTD (Point of transaction devices) machines are enabled with GPRS connectivity.

• AP Online provides Hardware and Software support to DoP.

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AUA - DoPAPOnline

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Mandal HQ

GoAP Data Center

NodalBank

SO

HO

Aadhaar authenticated payments- Process flow

ASABSNL

CIDRUIDAI

TSP (APOnline) server

Day 1-6

Day 7-10

Day 10

Day 11

Day 11

Day 11

Day 11

Day 12-15

Day 11

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eMMS Process

9/90

Electronic Fund Management System (eFMS)

10/90

BC

Mandal HQ

GoAP Data Center

SponsorBank

APB based Aadhaar authenticated payments

ASABank

CIDRUIDAI

Day 1-6

Day 7-10

Day 10

Day 11

Day 11

Day 11

Day 11

Day 11 11

NPCI

Credit the wage amount into the wage seeker individual bank A/c

STRENGHS OF THE SYSTEM

• Electronic flow of Cash (e-FMS) and transaction data.

• End to end transaction based MIS

• Real time sharing of Disbursement data with NREGS server

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ACHEIVEMENTS

• Aadhaar seeded for 98% active wage seekers• Aadhaar enabled Micro ATMs deployed in all the

Gram Panchayats• At the end of June 2016 an amount Rs.4,808 crs

disbursed covering 6.96 cr transactions through AEPS.

• Rs.1,530 crore is paid through Aadhaar authentication in the current Financial Year through DoP.

• Nearly Rs.300 crs was saved due to elimination of leakages, deaths & duplicates.

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Way Forward

• JAM- TRINITY

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THANK YOU . . .

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