www.singlemommie.com

Grants for single moms

There are 13 million single parents in the United States with over 21 million children in single parent households.

Whether you are a single mother by chance or by choice, we are here to help you meet the challenges of parenting, — and all of the other issues impacting your life.

As a single mother, we know the right information can turn the light on in your world and take you from surviving to thriving. We cover all the issues and pack every article and page with wisdom, resources, ideas, and real solutions to whatever life is currently bringing your way.

We’re each at a different point in our life, and our site is created to reflect the wide range of interests and needs of today’s single mom. While one parent may be searching for an education grant another mom is looking for advice for her special needs child. We cover it all.

Scholarships and Grants for Single Moms – Many single mothers have given up on their hopes of a solid education. We know that a college degree or trade school certification can greatly improve the quality of life for your single parent household and we are dedicated to providing you with the right information.

You’ll find that we have the latest scholarships and grants for single mothers, complete with links and instructions. But we don’t stop there. We also take a candid and critical look at different careers you may be interested in, outlining the earning potential and providing you with the education requirements for each.

We don’t want to see you heading down a dead end path, so we lay out clear information for each career we cover. Want to see a career outlined that we don’t have in our database? Simply drop us an email and we’ll give you the details!

Once in a while everyone needs a little assistance. As a single mom, where do you turn? There are more resources and financial help for single mothers than you may be aware of, and we make it our mission to provide them to you. Whether it’s help with formula and diapers or finding money for your first start-up business, we are your source!

AssistanceForSingleMothers.com also offers our own Hope Grant, recently launched to provide $500 worth of assistance to reach single mothers at the point of their greatest need. The funds can be used to help with food, utility bills, tuition, rent, or the cost of daycare.

Are you dealing with an income that’s too high for assistance, yet too low to enjoy the quality of life you and your child deserve? We provide you with solid tips and inside information on finding affordable housing, even without government programs or section 8 assistance.

Loans for Single Mothers – Whether you are looking to start up a new business venture or purchase your first home, you need to know the basics of applying for loans, what to look for and what to avoid. We also teach you how to handle your bills, access your credit report, and plan out a realistic budget.

Feeling apprehensive about the single mom dating scene? Now that you have the responsibility of a child, the rules of dating have changed. That doesn’t mean you have to be a hermit. So, where do you find balance? We’ve asked our experts and have plenty of single parent dating advice for you.

Child support & child custody – These are often touchy subjects. Child support and child custody issues can lead to bitterness, resentment, and brutal battles that can end up harming your child emotionally if they are dragged into the details. We take a healthy approach to child support and custody by providing resources but always suggesting that parents take the mentally and emotionally healthy road. Sometimes the answers aren’t easy, but that doesn’t mean you have to lose your peace.

another parent to bounce ideas off of, you may wonder if you’re doing things right. There are so many decisions to make and so many questions. We regularly provide you with insightful tips, research statistics, and advice from professionals on a variety of topics that affect you and your child.

As you can see, our only mission here is to support both you and your child (or children) and help each of you reach your full potential as individuals and as a family.

If you’ve spent any time at all searching for information or resources for single moms, you’ve most likely run into more than a few roadblocks. Some of the information found online, such as grants for single parents, can be confusing at best. Much of the information just leads to a dead end.

This can be incredibly frustrating, especially when you are desperately in need of assistance and don’t have time to deal with false information. We promise you won’t run into this problem when visiting our site! We pride ourselves on providing up to date, credible information, advice and resources. We know your time is valuable and reliable information is vital!

Again, we warmly welcome you, and if there’s anything we can add or a topic you would like us to cover, please leave a comment and let us know. Your success as a single parent is our number one priority! We want you to thrive!

If you are struggling financially as a single mom and want to break free from your current situation, a grant can be just the vehicle that takes you from point A to point B. Provided by the government and completely free, a new tomorrow might be closer than you think.

There are several different types of grants available for women and single moms. All you’ll need to do is apply, –but first you’ll need to know where to look and what’s to be gained through grants for single moms.

Grants are officially defined as a form of financial assistance offered to individuals to stimulate or support a certain purpose. For you, the single mom, a grant can offer new housing, a promising new career, or help starting a business.

A grant’s shining quality is the fact that the funds do not have be repaid, as long as you meet all of the requirements. Note: Grants are not to be confused with benefits, entitlements, or loans

Grants can be given to single moms by the following types of organizations.

The federal government

Local governments

The state

A company

Research institutions

Non-profit organizations

What Types of Grants Are Available For Single Moms?

There are many different types of grants available for single moms. The most common include:

Business grants

Housing grants

Education grants

Federal grants are typically the most well known, although other organizations may also provide financial assistance for single moms. Grants from other organizations include certain limitations, though. For instance, state and local grants only apply to individuals who live within that state, while federal grants can be used throughout the United States.

Now that you know what grants are and what types of grants are out there, lets discuss a few different kinds of grants and how to find them.

If you are a single mom wanting to earn your degree, college grants for single moms can get you there. While most of these grants are not specifically limited to single mothers or even women, almost all provide for the needs of a single mom.

For instance, most are based on low income. If you are a mom raising children in this economy without a proper education, chances are you may not be earning what you could be.

The good news is, you may qualify for a number of grants.

Any low income student can apply for a Federal Pell Grant by filling out a FAFSA application at http://www.fafsa.ed.gov. When filling out your FAFSA it is extremely important to be honest and provide all the documentation the government and your school’s financial aid office requests. Due to a high number of fraudulent cases in recent years, the FAFSA will ask for your permission to obtain your tax records directly from the IRS. Once you have enrolled in college, you may also have to prove your enrolment by sending in a receipt indicating payment of your tuition. With a Federal Pell Grant, you can receive anywhere from $555 to $5,550. These grants can be used for tuition, books, housing, and transportation to and from school.

Locating state and school grants is a simple process. All you need to do is contact your college’s financial aid department and ask them what grants are available from your specific school or state. They will be able to point in the direction of many different types of grants available not only to single moms, but grants made specifically to support the needs of an adult student. For instance, Purdue University, located in Indiana and found at http://www.purdue.edu, provides a grant call the Span Plan grant. This grant covers the tuition and books for an adult student for one three credit-hour class, as long as the student’s tuition is not covered fully by other grants.

There are a few grants made specifically for the single mother. The Soroptimist International of Americas, which can be found at http://www.soroptimist.org, provides a grant known as the Women’s Opportunity Awards. This grant was designed to assistant women who care for their entire household by themselves. Another grant, provided by the Kalamazoo Women’s Education Coalition, caters to the financial needs of low income women who are having a difficult time trying to attend college.

Business Grants For Single Mothers

Government grants, at the federal, state, or local level, are available for small businesses. It is important to note that these grants can not be obtained specifically by a single mom, though. They are grants for the small business, not the individual.

Also, although many grants can be found at http://www.grants.gov, there are specific requirements regarding the size of each small business must be met in order to be found eligible for these grants. The requirements are set by the Small Business Administration, or SBA, located at http://www.sba.gov.

$0.75 million for industries related to agriculture

$12 million for contractors in special trades

$28.5 million for construction business

$6 for retail establishments

100 employees are required for wholesale distributors and industries

500 employees are required for industries related to mining and manufacturing

While the federal government does not currently provide individual grants to help single moms start their own businesses, they do provide resources like training and other types of financial assistance.

For instance, the SBA offers many effective and cost-worthy loans for those who wish to start or expand their small business.

Some states will provide certain types of grants to individuals who wish to take a stab at entrepreneurship. For instance, Delaware’s Strategic Fund provides grants or loans to individuals who wish to start their own business.

This state’s Strategic Fund also provides grants for small businesses who wish to focus on Brownfield redevelopment or clean energy initiatives. Expansion funding can also be obtained if the small business has more than 100 employees.

Public Housing Agency Housing Choice Voucher – The Public Housing Agency (PHA) and the U.S. Department of Housing and Urban Development (HUD) join forces in order to provide single moms and low income families with housing vouchers. This type of grant allows single moms with low incomes to afford adequate and safe housing for themselves and their children. While the vouchers may not pay for your entire rent though. The amount you can receive with a voucher varies. For every rent payment, you must contribute at least 30% of your pay check. The HUD voucher covers the rest. In order to qualify for this voucher, you must be a U.S. citizen and have what is considered to be a low income. You must also provide HUD with the ability to obtain information from your employers, banks, and other agencies to determine whether you truly qualify for the grant. HUD itself does not provide housing grants. They give money to each state and the state PHA accepts applications and determine whether applicants receive these grants. If you are interested in obtaining a HUD housing voucher, contact your local PHA. Contact details for the Public Housing Agency in each state can be found at http://www.hud.gov.

This program, which is available through each state’s HOME program, is another grant offered by HUD that provides low income individuals and single moms with assistance in purchasing a home. The American Dream Down Payment Initiative, or ADDI, pays $10,000 or 6% of the cost of your home. In general, whichever number is higher is what the grant will pay. They also provide you with money for closing costs and money for dealing with health hazards in your home such as mold. HUD distributes funds to each state’s HOME program, so you receive money directly from your specific state. To find out more information and locate your state’s HOME representative, contact HUD at 1-800-998-9999 or visit http://www.hud.gov for a complete list of each state’s HOME department contact details.

Grants for single mothers are available by many different organizations all over the country. If you are in need of financial assistance, take advantage of the many grants for single moms.