GTA New Home Guide - Jan 24, 2015

inside this issue

Welcome the neW year With a neW attitude

making sense of mortgage terms

a beginner’s guide to arranging a mortgage

Jan 6 - feb 3, 2012 Volume 20 issue 01gta edition

your best source for new homes

9 Communities and 13 model homes

from 3 of Toronto’s leading interior designers.Aspire. aspenridgehomes.com

Jan 24 - Feb 7, 2015 Volume 23 Issue 2

INSIDE THIS ISSUE

TORONTO TO LEAD INPRICE GROWTH IN 2015

PROTECTING YOUR HOMEFROM WINTER ELEMENTS

NEW HOME PRICESCONTINUE TO RISE

ASPIRE to loving your homein brampton

fold

6.875" x 10.5" OGFfold

aspenridgehomes.com


fold

6.875" x 10.5" OGFfold

aspenridgehomes.com


fold

6.875" x 10.5" OGFfold

aspenridgehomes.com


fold

6.875" x 10.5" OGFfold

aspenridgehomes.com


fold

6.875" x 10.5" OGFfold

aspenridgehomes.com

© aspen ridge homes. prices and specifications are subject to change. See sales representative for details. all rights reserved. e.&o.e. January 2015.

ASPIREto loving

yourCommunity.

great care has been taken to preserve the natural features of the area. a naturalized water channel is the centrepiece of the community. in addition, six new local parks will offer playground space and playing fields for active families.

PRESENTATION CENTRE NOW OPEN4575 Mayfield Road, Brampton

Towns from the $340’sSemis from the $490’s | Singles from the $650’s

905.230.2592 | aspenridgehomes.comAspire to great design.

NOW OPENBRADFORD Dream� elds Presentation Centre & 2 Model Homes 905.551.1631

BRAMPTON Credit Manor HeightsPresentation Centre & Model Home 905.216.5155

BRAMPTONMay� eld VillagePresentation Centre 905.230.2592

KLEINBURGKleinburg HillsPresentation Centre & 2 Model Homes 905.552.0678

NEWMARKETWoodland HillsPresentation Centre 416.270.9484

NOBLETON King Country EstatesPresentation Centre & 2 Model Homes 905.558.0255

RICHMOND HILLKettle Lakes ClubPresentation Centre & 4 Model Homes 289.234.1064

VAUGHANUpper West Side (open weekends only)Presentation Centre & 2 Model Homes 289.553.5633

WATERDOWNWaterdown MeadowsPresentation Centre905.690.2224

MORE INFO ATaspenridgehomes.com

COMING SOONKESWICKSimcoe Landing

MARKHAMUnion

QUEENSVILLEQueensville

VAUGHANChelsea

REGISTER ATaspenridgehomes.com

ASPIRE to being CloSerto everything.Mayfield Village is Aspen Ridge’s newest and brightest addition to brampton. in this master-planned community inviting streetscapes create a modern look while still retaining the charm of the area’s small-town past. this pedestrian-oriented community has a decidedly urban feel and every home is within walking distance of brampton transit service.

Now Open!

visit the presentation Centre east of Dixie rd. on mayfi eld rd., brampton.

aspenridgehomes.com

6.875” x 10.5” IGF 7.25” x 10.5” IFC 7.5” x 10.5”fold

contentsJANUARY 24 - FEBRUARY 7, 2015 || VOLUME 23 ISSUE 2

community focus features24 West Brampton

Fieldgate Homes Early Closing Sales Event at Valleylands in Brampton

36 Markham Madison Homes Madison’s new release in Markham’s Cornell Rouge

40 Multi-site Arista Homes More than 20 years of building homes, communities and relationships

ON THE COVER

p. 32ASPEN RIDGE

HOMES Picture yourself in one of these

fine communities by touring spectacular model homes

inside this issue









INSIDE THIS ISSUE




regular and special featuresIN EVERY ISSUE

4 Editor’s Note

10 Contributors

94 Hot Dates

102 Ad Index

COLUMNISTS

14 BILD Report Differing opinions make for good debate by Bryan Tuckey

18 Fundamentally Speaking Toronto to lead Canada in home price growth in 2015 by Wayne Karl

contentsJANUARY 24 - FEBRUARY 7, 2015 || VOLUME 23 ISSUE 2

community focus features24 West Brampton

Fieldgate Homes Early Closing Sales Event at Valleylands in Brampton

36 Markham Madison Homes Madison’s new release in Markham’s Cornell Rouge

40 Multi-site Arista Homes More than 20 years of building homes, communities and relationships

ON THE COVER

p. 32ASPEN RIDGE

HOMES Picture yourself in one of these

fine communities by touring spectacular model homes

inside this issue









INSIDE THIS ISSUE




regular and special featuresIN EVERY ISSUE

4 Editor’s Note

10 Contributors

94 Hot Dates

102 Ad Index

COLUMNISTS

14 BILD Report Differing opinions make for good debate by Bryan Tuckey

18 Fundamentally Speaking Toronto to lead Canada in home price growth in 2015 by Wayne Karl

40

36

86

20 Tarion ReportProtect your home from the elements this winterby Howard Bogach

28 Mortgage FitnessCredit and debt managementby Calum Ross

42 Taxing IssuesFirst-time buyers – buy when you’re ready and able by Henry Choo Chong

44 Legally SpeakingTips for purchasing foreign property by Jayson Schwarz

HOMEBUYERS’ HELP

52 Trending2015 shopping wish listby Sara Duck

82 Designer AdviceIt’s a colourful lifeby Sara Duck

86 Designer AdviceNeutral territoryby Yanic Simard

95 Resource Section Mortgage Calculator and Rate Table

99 GTA Hot SheetTwo pages of new openings, new releases and preview registrations

IN THE NEWS

30 Great Gulf Great Gulf sets the standard for sustainable living

34 New Home Prices New home prices continue to rise across Canada

38 EnerQuality Bring on the Polar Vortex – if you’re prepared

48 Housing Market Relax homebuyers – housing is not overvalued by 30 per centby Wayne Karl

68 Real Estate Five things to watch in Canadian real estate in 2015by Wayne Karl

4 NEW HOME GUIDE GTA | JAN 24 - FEB 7, 2015 JAN 24 - FEB 7, 2015 | NEW HOME GUIDE GTA 5

Forget what you might have heard recently about housing in Canada being overvalued by 30 per cent

(Bank of Canada) or, worse, more than 60 per cent (Deutsche Bank).

In the GTA, at least, real estate is proving to be a prized possession, indeed. � is is particularly true with new homes.

� ere’s that old adage in real estate – and the stock market – urging you to “buy low, sell high.” Who wouldn’t love to do that? But how would you ever know when “low” is, and when “high” is actually the highest?

Perhaps the most realistic, if humorous, suggestion for how to look at this equation comes from mortgage

broker Calum Ross: “� ere are two times that real estate values matter – when you buy and when you sell. What happens in between is no more relevant than the total cash you have in the middle of a game of Monopoly.”

So, if you’re looking at the long term with your home purchase, which experts stress you should do, you’re not likely to be a� ected by any short term � uctuations in value.

Various stories, quoting various sources, in this issue (and at newhomeandcondoguide.ca) provide evidence of the long-term performance of housing in the GTA. So take heart in knowing you’ve made a good decision.

Buy ‘low’ and enjoy your decisionNew lowrise homes in the GTA are a prized possession

New home experienceMake wise choices and enjoy the process

When only a new home will do, those in the market will be pleasantly surprised by the

exceptional value and attention to detail a new home o� ers.

When you buy new, you don’t inherit somebody else’s worn carpeting, personal taste in kitchen appliances or paint colour preferences. You get a fresh, clean space that’s waiting for your personal imprint.

If you’ve always fantasized about buying a brand new home, here are a few tips that can help you make the process a pleasant one:» Shop the mortgage market to see

what you can a� ord before you start your hunt;

» Obtain a lawyer who is willing to review your o� er and close the deal;

» Don’t be persuaded by high pressure sales tactics while you’re out shopping;

» Determine which options and upgrades you want as part of your o� er and ensure your lender will � nance what’s required, if needed;

» To save money, consider which upgrades you could purchase and install yourself after the sale closes. Some upgrades such as rough-ins and wiring inside the walls are easier to do before construction.

Factors such as the cost of the home, neighbourhood, lot size and special features play a big role in your � nal decision. Determining which features your new house absolutely must have, and which features you could live without, should be among your � rst steps in the homebuying process.

We hope you enjoy this issue of New Home Guide. Let us know what you think! We’d love to hear from you.

//EDITOR’S NOTE

WAYNE KARL EDITOR Wall2Wall [email protected]

Follow me on Twitter at Twitter.com/WayneKarlLike us on Facebook. Search: New Home Guide

SUSAN LEGGE EDITOR-IN-CHIEF Wall2Wall Media [email protected]

Follow me on Twitter at Twitter.com/SusanLegge Like us on Facebook. Search: New Home Guide

JAN 24 - FEB 7, 2015 | NEW HOME GUIDE GTA 5

menkes.com

Your Life Storey always comes � rst.For the last sixty years, Menkes has been a central chapter in the Life Storeys of so many. Menkes has always focused on building

homes in the city’s most desirable and accessible locations. Discover elegant family homes in communities across the Greater

Toronto Area that exude this company’s trademark character, charm and lasting value. Come home to Menkes today, where

your Life Storey always begins and ends with total customer satisfaction.

menkes.comFacebook.com/MenkesLife @MenkesLife

menkes.comPrices and speci� cations are subject to change. E.&O.E. January 2015.

NEW RELEASE

Burnhamthorpe Rd. & West MallEtobicoke

Starting from the low $400’s 416.259.2525

UNDER CONSTRUCTION

Bathurst St. & Finch Ave.North York

Starting from the high $600’s 416.730.1600

NEW RELEASE

Brown’s Line & Evans Ave.Etobicoke

Starting from the mid $500’s 416.259.2525

NEW RELEASE

Guelph St. & MacFarlane Dr.Georgetown


menkes.com

Your Life Storey always comes � rst.For the last sixty years, Menkes has been a central chapter in the Life Storeys of so many. Menkes has always focused on building

homes in the city’s most desirable and accessible locations. Discover elegant family homes in communities across the Greater

Toronto Area that exude this company’s trademark character, charm and lasting value. Come home to Menkes today, where

your Life Storey always begins and ends with total customer satisfaction.

menkes.comFacebook.com/MenkesLife @MenkesLife

menkes.comPrices and speci� cations are subject to change. E.&O.E. January 2015.

NEW RELEASE

Burnhamthorpe Rd. & West MallEtobicoke

Starting from the low $400’s 416.259.2525

UNDER CONSTRUCTION

Bathurst St. & Finch Ave.North York

Starting from the high $600’s 416.730.1600

NEW RELEASE

Brown’s Line & Evans Ave.Etobicoke


NEW RELEASE

Guelph St. & MacFarlane Dr.Georgetown


NOW OPEN!A Full Range Of Extraordinary Towns And Detached Homes.

50' Home, The Whippoorwill, Elev. ‘E’, 4,242 Sq.Ft.36' Home, The Southampton, Elev. ‘F’, 2,747 Sq.Ft.

Explore an extraordinary opportunity for elegant living in an exceptional community. Let three new model homes helpyou imagine gracious living in Aurora’s St. John’s Forest.

• Inspired living within an unspoiled, old-growth forest

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All illustrations are artist’s concept. All dimensions are approximate. Prices, specifi cations, terms and conditions subject to change without notice. E.&O.E.

SALES CENTRE HOURS: Monday - Thursday 1pm-8pm; Friday 1pm-6pm; Saturday, Sunday and Holidays 11am-6pmMODEL HOME HOURS: Monday - Thursday 1pm-7:30pm; Friday 1pm-5:30pm; Saturday, Sunday and Holidays 11am-5:30pm

MATGTA - St Johns Forest - New Homes and Condos - Magazine DPS Due: 17/01/15

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8 NEW HOME GUIDE GTA | JAN 24 - FEB 7, 2015

NOW OPEN!A Full Range Of Extraordinary Towns And Detached Homes.

50' Home, The Whippoorwill, Elev. ‘E’, 4,242 Sq.Ft.36' Home, The Southampton, Elev. ‘F’, 2,747 Sq.Ft.

Explore an extraordinary opportunity for elegant living in an exceptional community. Let three new model homes helpyou imagine gracious living in Aurora’s St. John’s Forest.

• Inspired living within an unspoiled, old-growth forest

• Proximity to the historical charm of downtown Aurora

• Plenty of community parks and trails

• Accessible to major highways

• Easy access to fine dining, shopping, entertainment and recreation

FORESTAU RO R A

St. John’s

TOUR OUR 3 NEW EXQUISITE DETACHED MODEL HOMES.

The Oriole Corner Model Home In The Preserve, Oakville


Follow us:


SALES CENTRE HOURS: Monday - Thursday 1pm-8pm; Friday 1pm-6pm; Saturday, Sunday and Holidays 11am-6pmMODEL HOME HOURS: Monday - Thursday 1pm-7:30pm; Friday 1pm-5:30pm; Saturday, Sunday and Holidays 11am-5:30pm

MATGTA - St Johns Forest - New Homes and Condos - Magazine DPS Due: 17/01/15

File Name: MATGTA-SJF_NH&C_DPS_Mag Publication: New Homes and Condos

Trim: 7.5" x 10.5" Safety/V.O.: .25 DPI: 300

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MORTGAGE FINESSE CALUM ROSSCalum Ross is a mortgage columnist for New Home Guide and New Condo Guide. He holds both a B.Comm and MBA in finance from the Schulich School of Business and in 2011 completed the Comprehensive Leadership Program at Harvard Business School. He can be reached at 416.410.9905

contributorsNEW HOME GUIDE

BILD REPORT BRYAN TUCKEYBryan Tuckey is President and CEO of the Building Industry and Land Development Association (BILD) and can be found on Twitter (twitter.com/bildgta), Facebook (facebook.com/bildgta), Youtube (youtube.com/bildgta) and BILD’s official online blog (bildblogs.ca)

TAXING ISSUES HENRY CHOO CHONG, CGA

Henry Choo Chong is a certified general accountant. Henry sits on many committees and provides accounting and tax advice to individuals and businesses in the GTA. Send your tax questions via email to Taxing Issues at: [email protected]

LEGALLY SPEAKING JAYSON SCHWARZ Schwarz Law -Barristers and Solicitors

Jayson Schwarz LL.M. is a Toronto real estate lawyer and partner in the law firm Schwarz Law LLP. He can be reached by visiting schwarzlaw.ca or by email at [email protected] or phone at 416.486.2040

PRESIDENT, WALL2WALL MEDIA

Jacqueline HillEDITOR-IN-CHIEF / DIRECTOR OF CONTENT

Susan LeggeDIRECTOR OF SALES, NATIONAL

Josh HeppnerSALES MANAGER NEW HOME GUIDE GTA, NEW CONDO GUIDE, HOME DÉCOR & RENOVATIONS

Conni RobinsonASSOCIATE PUBLISHER, NEW HOME & CONDO GUIDE SWO, LIFESTYLE COMMUNITIES

Susan Maxwell ART DIRECTOR

Tammy Leung

EDITOR

Wayne KarlCONTRIBUTING EDITORS

Sara Duck, Elisa Krovblit Lydia McNutt

SENIOR ACCOUNT EXECUTIVE

Nina Downs [email protected]

SENIOR ACCOUNT EXECUTIVE Dionne Fraser [email protected]

SALES & MARKETING CO-ORDINATOR

Terry BassettDISTRIBUTION & SALES CO-ORDINATOR

Jennifer BistronADMINISTRATIVE ASSISTANT

Antoinette Jackson

PRODUCTION MANAGER

Bala GnanapandithanPRODUCTION CO-ORDINATOR

Sandra Hanak-VujnovicGRAPHIC DESIGNERS Viosa Barileva, Miguel Cea, Mike Terentiev

NATIONAL ACCOUNT MANAGER, MEDIATIVE

Paul Slizys

#500-401 The West Mall Etobicoke, ON M9C 5J5 T 416.626.4200 F 416.784.5867newhomeguide.ca ADVERTISING Call 416.626.4200 for advertising rates and information. CIRCULATION Free distribution in select high-traffic street boxes, stores, banks, financial institutions and select condominium sales offices.COPYRIGHT 2015 All rights reserved by New Home Guide, Toronto, Ontario, Canada. Reproduction in any form is prohibited. Contents of this publication are covered by Copyright and offenders will be prosecuted under the law. The views and data expressed by columnists do not necessarily represent those of the publication.Wall2Wall Media is a trademark of Yellow Pages Group Co. in Canada.TERMS Advertisers, Editorial content are not responsible for typographical errors, mistakes or misprints. All prices are correct as of press time and are subject to change without notice. E. & O. E.EDITORIAL Submissions from interested parties will be considered. Please submit to the editor at [email protected].

Please recycle this magazine! Wall2Wall Media participates in the Partners in Growth Reforestation Program through St. Joseph Communications. To date, Partners in Growth has planted over 2.5 million trees in parks, recreation and conservation areas, and other public spaces across Canada. Established in 1990, this program was started with Scouts Canada to help replenish the environment.

TARION REPORT

HOWARD BOGACHis President and CEO of Tarion Warranty Corp. His column appears monthly in New Home Guide. For more information about how Tarion helps new-home buyers, visit tarion.com or find us on Facebook at facebook.com/TarionWarrantyCorp.

DESIGNER ADVICE

YANIC SIMARD Yanic is design editor of New Home Guide sister publication New Condo Guide and principal designer of Toronto Interior Design Group. Yanic often applies his signature high/low and old/new combination techniques in developing his unique designs. He has created designs for clients in Toronto, Montreal and Miami, and appears as a regular guest expert on Citytv’s CityLine. Visit tidg.ca for more information.

Published By

madisonhomes.caGet Social with us: @ mymadisonhome mymadisonhome

*Prices and specifi cations are subject to change without notice. E. & O. E. See Sales Representative for details.

MARKHAM

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MPST 37977 NHG DPS JAN 14_final.indd All Pages 2015-01-16 9:27 AM


assionOur

H O M E S ™ Consider Yourself at Home PrimontHomes.com

SALES OFFICE HOURS: MON-THURS 1PM - 8PM FRI CLOSED SAT, SUN & HOL 11 AM - 6 PM

We create homes that meet your dreams and aspirations.

Building fi ne homes is not just our business, it’s our passion. At Primont Homes, we understand what your dream home means to you. Our professionally trained designers, craftsmen and customer service people are committed to bringing your vision to life.

It’s the Primont Promise.

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See Sales Representative for details. Prices and specifi cations are subject to change without notice. E. & O.E.See Sales Representative for details. Prices and specifi cations are subject to change without notice. E. & O.E.

$375,900

MOUNT PLEASANT BRAMPTON

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Hwy 7, East of Ninth Line905.201.2804

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FROM THE

COMING SOON

MPST 37977 NHG DPS JAN 14_final.indd All Pages 2015-01-16 9:27 AM



» by BRYAN TUCKEY

//BILD REPORT

BRYAN TUCKEY is president and CEO

of the Building Industry and Land Development

Association and a land-use planner who has worked

for municipal, regional and provincial governments.

Follow him on Twitter @bildgta, facebook.com/bildgta and bildblogs.ca

Differing opinions makes for good debate

Conversations around the way we are planning for growth in the GTA have been ignited by two recent publications with two very interesting perspectives.

The first was an opinion piece published in a national newspaper asking if “Toronto’s Greenbelt had done more harm than good?” It marked the 10th anniversary of the passing of the Greenbelt Act by pointing out that while it did create the world’s largest permanent greenbelt, there have been some unintended consequences that need to be reviewed. The 120 reader comments on it make for some interesting reading.

Another perspective comes from the Frontier Centre for Public Policy, which is an independent, non-profit organization that does research and education in support of economic growth. It released a report that focuses on “urban containment policy.”

Titled Housing Affordability and the Standard of Living in Toronto, the report is authored by Wendell Cox who argues that policies like the Greenbelt “increase house prices relative to income, thereby reducing discretionary income and the standard of living while increasing poverty.”

Cox, based in the U.S. and owns an international public policy consulting firm, offers an analysis of Ontario’s growth plan introduced in 2006 that mandates intensification along urban centres and transit corridors while restricting suburban expansion.

His key finding is the relationship between urban containment and housing affordability: placing artificial limits on the supply of land and housing drives up prices because of an excess of demand over supply.

The building and land development industry believes it is important to build homes in complete communities that people can afford to purchase. With the GTA growing by up to 100,000 people every year, we have to build about 35,000 new homes to accommodate the growth.

Yet as BILD has pointed out on numerous occasions, constrained land supply and outdated land-use planning policies have exponentially increased the cost of land and new homes. The cost of a new home in the GTA has doubled in the last decade, according to our source of new home market intelligence, RealNet Canada.

Interestingly, the Toronto Board of Trade’s assessment of our stunted mobility as a threat to economic competitiveness in the region was in the report. BILD has long advocated for the need to build new infrastructure to accommodate growth, as well as the importance of developing a fair and reasonable infrastructure funding strategy – one that doesn’t ask new-home buyers to pay more when it will be used by generations of residents to come.

The report recommends government and transit authorities establish housing affordability and economic development as the principal urban objective. It also suggests expanding the urban containment boundary, implementing infrastructure funding options that improve housing affordability and adopting transportation policies that increase mobility.

These concepts and conversations are difficult. It’s important to have a fact-based discussion on how the GTA will continue to grow.

Whitby Taunton Road and Coronation Road.

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Aurora Trails | Aurora Luxurious towns and detached homes in the rolling hills

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ARIS-MUL-A-AD-NHC-DEC9-9.indd 1 14-12-15 12:51 PM


//FUNDAMENTALLY SPEAKING

WAYNE KARL is an award-winning

writer and editor with experience in real

estate and business. In Fundamentally

Speaking, Wayne explores the basics – such as

economic fundamentals – you need to examine

when buying property. He can be reached at

[email protected] or follow him on Twitter

at Twitter.com/WayneKarl

» by WAYNE KARL

Toronto to lead Canada

IN HOME PRICE GROWTH THIS YEAR

Toronto is expected to lead Canada in home price growth in 2015, after being one of the strongest markets last year, according to the latest Royal LePage House Price Survey and Market Survey Forecast.

Across the country, average home prices showed modest to healthy year-over-year gains in most markets in the fourth quarter of 2014. During the quarter, the average price of a home in Canada increased between 4.5 per cent and 6.7 per cent year-over-year. Nationally, the average price of detached bungalows rose 6.7 per cent $406,218, while standard two-storey homes increased 6.0 per cent to $443,379, and standard condominiums saw a 4.5 per cent increase to $257,624. Against the backdrop of a decidedly mixed macro-economic environment at home and abroad, Royal LePage expects home prices to increase moderately in 2015, forecasting a 2.9 per cent national increase for the year ahead.

Toronto will lead the price growth, as Royal LePage forecasts a 4.5-per-cent increase to $592,000 this year, up from $566,500 in 2014. While still healthy, this growth is down from an 8.1-per-cent, year-over-year jump from $524,089 in 2013.

In the fourth quarter of 2014, continuing low inventory and a lack of a winter slowdown saw signi� cant increases across all major housing types in Toronto. Detached bungalows rose 11.6 per cent to $647,535, while prices for standard two-storey homes increased 8.6 per cent to $745,062. Standard condo-minium prices saw an increase of 6.9 per cent year-over-year to $384,680.

“By and large, house prices across the country are now strolling versus bounding forward,” Phil Soper, president and chief executive of Royal LePage, told New Home Guide. “We believe this moderating trend will characterize the 2015 market, and that in normal course, even our hottest markets will see eroding a� ordability ease overheated demand, bringing balance and more rational price increases.”

Ontario’s strengthened export economy is bene� ting from America’s strongest period of economic growth and labour force expansion in 15 years, he says. Nearly three million joined the workforce in 2014. Further, a relatively weaker Canadian dollar makes Ontario’s goods and services a bargain south of the border, increasing company sales and bolstering consumer con� dence.

“Unsatis� ed demand from would-be Toronto homebuyers who were unsuccessful in the all-to-common bidding wars of 2014, should be back in market, supporting sales activity.”

And what should homeowners and prospective buyers make of recent statements by Deutsche Bank, and even the Bank of Canada, that Canada’s house prices are seriously in¢ ated?

“Will prices collapse, as a few foreign investment banks have prophesized? ¤ at seems highly unlikely in a future characterized by low interest rates and a healthy economy, which is what we see,” says Soper.

MARKET PROVINCE 2015/2014 % CHANGE 2015 FORECAST 2014 2013 Halifax NS 0.5% 277,000 275,500 274,880 Montreal QC 0.6% 331,000 329,000 320,490 Ottawa ON 1.8% 370,000 363,600 358,876 Toronto ON 4.5% 592,000 566,500 524,089 Winnipeg MB 0.4% 275,000 274,000 268,382 Regina SK -1.3% 311,000 315,000 312,355 Calgary AB 2.4% 472,000 461,000 437,036 Edmonton AB 2.5% 371,000 362,000 344,977 Vancouver BC 2.8% 835,000 812,000 767,765 National 2.9% 419,318 407,500 382,466

Average house price % change

2015 ROYAL LEPAGE MARKET SURVEY FORECAST

TOWNHOMES LUXURY SINGLES SINGLES

Starting from Starting from Starting from

Presentation Centre24 Briggs Ave.

Presentation Centre20 Fogal Rd.

By appointment onlyCall 416.798.7705

Richmond Hill Brampton Markham

COMING SOON

AURORA

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TOWNHOMES SINGLES

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urbantowns

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urbantowns

O N B A Y V I E W

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urbantownsO N B A Y V I E W$729,900* $779,900* $829,900*

NOW OPEN NOW OPEN NOW OPEN

ACCOLADESI N M A R K H A M

TREASUREHILL.COM*Prices & information correct at press time. Some lots may have premiums. E. & O.E. Ask a sales representative for details.

Model Home: 20 Squire Ellis Dr.

PRESENTATION CENTRE: MON-THURS 1PM-8PM • SAT, SUN & HOLIDAYS 11AM-6PM | MODEL HOME: SAT & SUN 11AM-6PM

DISCOVERlivingWITH

TWO TIMEWINNER OF THEBILD AWARDS“PROJECT OFTHE YEAR”


» by HOWARD BOGACH

//TARION REPORT

HOWARD BOGACH is President and CEO of

Tarion Warranty Corp. His column appears monthly

in New Home Guide. For more information

about how Tarion helps new-home buyers, visit

tarion.com or find us on Facebook at facebook.com/

TarionWarrantyCorp.

Protect your home from the elements this winter

During the winter months, your home is exposed to harsh conditions, which can cause damage from the outside in. Even though all new homes in Ontario come with a warranty that lasts seven years, this warranty does not include regular wear and tear on your home. It is essential to conduct home maintenance year-round to protect your home from damage, and to help ensure that you keep your warranty rights.

Let’s begin with the exterior of your home. Homeowners should keep a close watch in valleys and dormer roof areas for ice damming, as this can lead to water leaks inside the home. Fluctuating temperatures can cause ice damming and icicles. This occurs when the roof surface is warm enough to melt the snow, but the air temperature is cold enough to re-freeze the melted water – leading to ice forming on roofs. Professional removal of ice and snow can help reduce the likelihood of water leaks. Severe weather aside, regular wear and tear on your home can also cause damage if a regular winter maintenance routine is not followed.

Some additional important outdoor tasks include: checking and

ensuring air intakes, exhausts and meters are clear of snow, cleaning gutters and washing out all debris, turning off and draining exterior hose bibs, and inspecting the foundation around your home for cracks that require repair.

Once we go inside, there are a few more maintenance tasks that will help keep your home healthy this season. Today’s energy-efficient homes are built tightly to seal out the cold weather. However, this can lead to excess moisture if water does enter the home. Weather-related water entering and remaining in your home can cause considerable damage and lead to unhealthy indoor air quality. The humidity level in your home is a key indicator of a healthy indoor environment. You can check the humidity level in your home using a hygrometer. The healthy range is 30 to 50 per cent humidity.

If your home’s humidity levels are lower than 30 per cent, install a portable humidifier. Low humidity may affect your interior finishes and cause wood products to shrink.

Excess moisture, on the other hand, can be improved with proper ventilation. Bathroom fans, kitchen range hoods and packaged ventilators such as heat recovery ventilators are specifically installed in your home to help you control moisture and contaminants.

As well, regular use of your home ventilation system will remove excess airborne moisture caused by bathing, showering, doing laundry and cooking. Ventilation is only one of the many components that keep your home in good condition.

Indoor maintenance during the winter months should also include: cleaning or replacing your furnace filter, cleaning the heat recovery ventilator and washing or replacing the filter, checking all caulking and weather stripping around windows and doors, checking smoke and carbon monoxide detectors and replacing batteries if required.

Owning a new home comes with a responsibility to manage and maintain that home, and that responsibility falls on the owner.

By conducting regular and proper maintenance on your home, you will help to ensure that your statutory warranty rights are protected, and your home stays in good condition.

For a comprehensive checklist of seasonal maintenance tips, visit tarion.com


MODEL HOMES LOCATED AT 20 SQUIRE ELLIS DR.

779 900 ,$ *

TWO-STOREY

STARTING FROM

Monday to Thursday: 1pm - 8pm • Friday: Closed Saturday, Sunday & Holidays: 11am-6pm

PRESENTATION CENTRE HOURS:

Only Open Saturday & Sunday: 11am-6pmREGULAR MODEL HOME HOURS:

50´ UP TO 100´ LUXURY SINGLES ON ESTATE LOTS

*Limited quantities available in some price ranges. To qualified purchasers, prices and information correct at press time. Map not to scale. Some lots may have premiums. Illustrations reflect artist’s impression. E. & O.E.

MODEL HOMESNOW OPEN

3 fully furnished and decorated

va leso f thehumber.com

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GREENPARK& STARLANE

PRESENTATIONCENTRE

TREASURE HILL

PRESENTATION CENTRE

21

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*Limited quantities available to qualified purchasers. Prices and information correct at press time. All illustrations reflect artist impression E. & O. E.

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For directions, maps, hours and community information call our hotline (1-888/416) 410-0175

Prices and specifications correct at press time. Renderings are artist concept. E. & O.E. Prices quoted are in thousands except for Kleinburg & Randall pricing.

Visit RosehavenHomes.com

Seek haven from the ordinary

HA•VEN: A PLACE OF SAFETY OR REFUGE

Seek haven from the common, the oh-so-typical, the average, the middle-of-the-road, the good-enough, the run-of-the-mill. At Rosehaven, we will never be satisfied with anything less than the exceptional. Because we know you won’t.

Platinum Home Collection,Kleinburg Heritage Estates

COMMUNITIES

CHIPPAWA/NIAGARALYON’S CREEK36’ Singles andFreehold Towns from $319,990Condominium Towns coming Feb 28th

THOROLDGIBSON HEIGHTS45’, 36’ Singles, 30’ Attached Singlesand Freehold Towns from $291,990Move in Ready Inventory Homes Available

STONEY CREEKON THE RIDGESemi Detached Homes from $354,99040’ and 35’ Singles from $464,990

WATERDOWNWATERDOWN MEADOWS35’ Singles from $474,990

BRAMPTONNEIGHBOURHOODS OFMOUNT PLEASANTAttached Singles andFreehold Towns from $404,99041’, 38’ & 30’ Singles from $514,990Urban Towndominiums coming Feb 28th

CALEDONLOTUS POINTEFreehold Towns from $459,99036’ Singles from $614,990

BRADFORDDREAMFIELDS45’ & 36’ Singles from $514,990

MOUNT ALBERTVICTORIA HIGHLANDS50’ Singles from $607,990LIMITED NUMBER OF LOTS REMAIN

OAKVILLETHE RANDALL RESIDENCESOnly 15 remaining, suites from1,800 to over 2,900 sq.ft.Move in from $1.9 million.

KLEINBURGKLEINBURG HERITAGE ESTATESOnly 10 remaining, 60’ to 65’ EstateSingles. Move in from $1.5 million.MODEL HOMES NOW OPEN

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Platinum Home Collection,Kleinburg Heritage Estates



W hen driving along Chinguacousy Road in west Brampton, one gets the feeling that they’re in the midst of a very special community. It’s a place where the valleys of the Credit River offer a breathtaking outdoor

playground of lush green parkland. It is within this remarkable setting that esteemed builder Fieldgate Homes has announced an exciting Early Closing Sales Event in this popular family community, Valleylands on Chinguacousy.

The southwest corner of Queen St. West and Chinguacousy Rd. is the site for these early closings at Valleylands. There are four- and five-bedroom homes available from 2,300 to 4,200 sq. ft. There are also singles with traditional closings on 38-, 41-, 45- and 50-ft. lots available. There’s a home for everyone at Valleylands.

One of the many wonderful homes at Valleylands is the 38-ft., 2,334 sq. ft. Dove Elevation A. Featuring four bedrooms and a two-car garage, families are sure to love this spacious, contemporary home. The front of the home boasts a striking brick elevation, with large windows and a covered porch. Inside, the main floor offers a spacious living/dining room, a large gourmet kitchen and a cosy family room with gas fireplace. Upstairs the master suite features an enormous walk-in closet and lavish ensuite with separate oval soaker tub and glass frame shower. There’s also a convenient upstairs laundry room, main bathroom and additional bedrooms. The Dove is priced from the $590’s.

VALLEYLANDS

//COMMUNITY FOCUS

LOCATION West Brampton

HOUSING TYPE Singles on 38-, 41-, 45-, 50- and 70-ft. lots from the mid $500’s; bonus packages available for each housing type. Early closing homes with four bedrooms from the mid $500’s with 30- to 120-day closings available

CONTACT 905.457.0445 fieldgatehomes.com

Early Closing Sales Event in west Brampton

One of the many wonderful homes at Valleylands is the 38-ft., 2,334 sq. ft. Dove Elevation A. Featuring four bedrooms and a two-car garage, families are sure to love this spacious, contemporary home, priced from the $590’s.

...continued on pg 26

FIELDGATE HOMES | Valleylands

south caledon

stouffville



For most families, school is a top priority, so it’s nice to know that Valleylands is ideally situated to take advantage of many of Brampton’s wonderful educational facilities. A new elementary school is proposed for construction right in the Valleylands community, and Queen Street elementary school and Sir William Gage middle school are just a short walk north of the community. There are also a number of public and Catholic primary and secondary schools within a short distance. And with post-secondary tuition costs on the rise, it’s nice to know that Valleylands is ideally situated to make the live-at-home college lifestyle a breeze. Well-regarded institutions such as Sheridan College and Algoma University both have campuses that are just a short drive or bus ride away.

In addition to excellent proximity to schools, Valleylands is also in a great location to take advantage of a whole host of other

lifestyle amenities. The Heartland Town Centre is only five minutes away, offering major retailers such as Best Buy, Home Depot and Costco. Nearby Erin Mills Town Centre, Trinity Common Mall and Bramalea City Centre also offer wonderful selections of shops and restaurants. For those in search of live entertainment, there’s the Rose Theatre, offering a year-round calendar of musical and theatrical performances. Golfing enthusiasts will be impressed with the great selection of golf courses within a short driving distance, and the commute to Toronto is a breeze with Hwys. 401 and 407 just minutes away. With more than 55 years of experience, Fieldgate Homes is one of the GTA’s finest home builders, known for their exceptional floorplan designs. For more information on Valleylands, call 905.457.0445 or visit fieldgatehomes.com

For most families, school is a top priority, so it’s nice to know that Valleylands is ideally situated to take advantage of many of Brampton’s wonderful educational facilities.

FIELDGATE HOMES | Valleylands//COMMUNITY FOCUS...continued

THEurbanTRENDIS HERE

DESIGNED BY H IGHLY ACCLAIMED ARCHITECT & AWARD-WINNING INTERIOR DESIGNER

RICHARD WENGLE | CECCONI SIMONE

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As the credit system continues to evolve in Canada, consumers are getting increasingly confused with a greater variety of credit products from a greater variety of financial institutions. In fact, the average Canadian gets more corre-spondence from financial institutions than they do from family and friends combined (what have we come to?). To further complicate matters, institutions are granting credit to consumers at a pace never seen before.

The combination of increasingly sophisticated marketing techniques to consumers coupled with more and more available credit truly becomes too much temptation for many people to bear. Consumer debt is a major issue in North America. The concept of keeping up with the Jones has destroyed both people’s financial health and their personal lives. What I am here to tell you is that you don’t need to fall into this trap!

Here are some simple guidelines that will prevent you from becoming yet another consumer credit victim:

01 Control spending by knowing exactly where every dollar goes. Tracking your spending habits in detail periodically will enlighten you in ways that you never considered. While doing this on a monthly basis is not realistic, try to do this in detail for at least one month a year.Helpful tip: If you and your spouse spend $3 per day on coffee, this totals $1,095 per year. Depending on your tax bracket, this amount could represent over $2,000 in pre-tax income. Is the free coffee at your office that bad?

02 Watch your liquidity closely. Liquidity refers to your or your family’s ability to pay its short-term debt obligations. Watching what available funds you have to pay upcoming debt obligations is fundamental to avoiding credit problems. Helpful tip: Think carefully before using purchase programs that require no payments for a set period. If you can’t afford to pay for it now, should you buy it?

03 Develop a realistic budget and live by it always. A good budget must have specific financial goals with a clearly defined time horizon. Be sure to take into account all of your payments, including loans, utilities and dry cleaning. If you pay for it monthly, it should be allocated in your budget. You can’t be too

//MORTGAGE FINESSE

Credit & debt management» by CALUM ROSS

CALUM ROSS is senior vice-president

and practicing mortgage agent with The Mortgage Centre. He has appeared

on Canada AM, Investment Television,

BNN and Citytv. He holds an MBA in finance and is an Accredited Mortgage Professional. He can be

reached at 416.410.9905.

detailed. Most financially successful people are excellent financial planners. They have investment plans, loan repayment plans and a clear idea of how much time they need before they can purchase big-ticket consumer items. Helpful tip: Also be sure to budget for some kind of treat on a periodic basis. All work and no play often results in failure.

While these rules seem fairly simple, they are a little like a diet – easy to start but tough to follow through. Despite popular opinion, material items will not bring you happiness.

While it may not seem like it today, forgoing that purchase to save for your child’s education (or your retirement) may make you feel a lot better in the long run (despite what the commercials may lead you to believe).

Until next time – happy home and mortgage hunting.

GREATGULF.COM

MOUnT PLEAsAnT, bRAMPTOn

wEsTFiELd, bRAMPTOn

sUMMERLYn ViLLAGE, bRAdFORd

sales office hours: sat. & sun. 11am - 6pm • Mon.-Thurs. 1 - 8pm • Closed Fri. Prices and specifications subject to change without notice. E. & O.E. Illustrations are artist’s concept. All square footages are approximate. Actual usable space varies from stated floor area.

Bovaird and CreditviewWalk To Mount Pleasant GO Station

New Release of Townhomes at Mississauga Rd. and Steeles

All new designer model homes at Bradford’s best selling community

SAlES OffICE: 20 Alister Drive, Brampton (905) 459-5772

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SAlES OffICE: 8540 Mississauga Road, Brampton (905) 866-6876

Townhomes1,595 - 1,870 sq. ft. from

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d.

Mississauga R

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Hwy. 407


on heating and cooling loads to ensure the house operates efficiently; and,» A cistern and rain water

system that reduces the need for municipal water when watering the lawn or using the low-flush toilets.

Active House’s material palette is sophisticated yet restrained, to allow the warm hues of wood to be feature elements. This is most evident on the exterior where the contrast of the natural western red cedar provides warmth to

otherwise subdued grey brick, and grey metal cladding. Unusual for most developer homes, the exterior of the Active House features large expanses of stained red cedar: a wood-clad garage door, entry porch and front door lend incomparable warmth to the front of the house. At the rear, a red cedar fence encloses the property and a generous cedar deck – framed by a cedar soffit – extends the interior living space to the exterior. The variations in the cedar introduce an element of play or contrast with the consistency of the brick and metal cladding.

Wood is also carried through as a feature element on the house’s contemporary interior where white oak floors, stairs, handrails, kitchen cabinets, custom designed screens and millwork details, contrast with crisp white walls.

Using the existing local design guidelines of a traditional gabled roof design and adapting them for the Active House, yielded a multi-functional design that was the basis for an open plan, an abundance of interior daylight, and a house of superior environmental performance. The Thorold Active House is a watershed in Canadian residential development, one that simultaneously pushes the boundaries of sustainable and modern design for the thousands of new homes built in this country every year, and wood was integral in ensuring that the built form’s environmental impact on its site was minimized.

Great Gulf sets the standard FOR SUSTAINABLE LIVING AT ACTIVE HOUSE IN THOROLD

Active House, built by Great Gulf, is a new benchmark in modern, sustainable suburban Canadian development. Wood and panelized wood construction were central in achieving this. From the outset, the house was designed as a prefabricated, panelized wood structure to both reduce construction waste and the duration of onsite construction. Wall, floor and roof panels were factory built, flat packed and brought by truck to the site; allowing the entire framing of the house to be erected in just a few days.

The 3,200-sq.-ft. house was designed to Active House standards, a Dutch metric that emphasizes energy efficiency, low environmental impact, and superior indoor environmental quality. Design elements that reduce the house’s environmental impact include: » Optimized comfort and efficiency using zoned heating,

HRVs and a high-efficiency furnace;» A simple, modern form with south-facing glazing,

oriented to maximize solar heat gain in the winter, while overhangs and window shades keep the house cool in the summer;

» A heavily insulated building envelope;» Operable skylights that flood the house with daylight and

are a key component of the passive ventilation strategy; » A home automation system that operates motorized

shades, lighting controls, skylights and windows based

//IN THE NEWS

Photos by Fotograf Torben Eskerod

WITH OVER 40 YEARS EXPERIENCE

Setting high standards with superior features.

foresthillhomes.ca*Prices & specifications are subject to change without notice. Finishes vary by Builder. See sales representatives for details. Renderings are artist’s concept. E. & O. E.

LOCATION • DESIGN • VALUE

DECORATED MODEL HOMES NOW OPEN

60-DAY MOVE-INS AVAILABLE

A fabulous selection of freehold townhomes and singles in an established community.

starting from the high $500’s.

Sales Centre: 655 Cornell Centre Blvd., Cornell Centre Blvd. and 16th Avenue.

Fully upgraded, premium lots with thousands of extras now included. Semi detached homes

starting from the high $500’s, 2,015 sq. ft.

Sales Centre: 471 Meadowridge Ct., East side of McLaughlin Rd., just North of Derry Rd.

Luxurious single detached homes on 46’, 50’ and 60’ Lots. Starting from $1,399,990

Sales Centre: 679 Valley Vista Drive, Dufferin and Major Mackenzie

Jefferson Forest prestigious new home community. Freehold Townhomes and Singles

from the $700’s.

Sales Centre: 53 Paper Mills Crescent, Yonge and Jefferson Forest

MIS

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FORE-MUL-A-AD-NHC-JAN14-1.indd 1 15-01-14 12:22 PM



//COVER STORY

THE ART OF THE ASPEN RIDGE MODEL HOME Picture yourself in one of these fine communities by touring spectacular models

Understanding that “home” is the place where you spend time with family and friends, seek

refuge from the hectic world outside and enjoy comfortable surroundings, Aspen Ridge provides model homes in its communities wherever possible.

Masters of design and decor, the professionals at Aspen Ridge go all out to offer you an in-person feel for the quality of the company’s construction and design flair, and to help you zero-in on just the right design for your needs.

Currently, Aspen Ridge offers models across the GTA that defy the ordinary with stunning layouts, appointments and furnishings.

At Dreamfields in Bradford, the available singles appeal to families who appreciate this great location. Two

model homes exemplify how these residences can accommodate a range of family needs. The 3,267-sq.-ft. Peninsula model has a soothing neutral palette for contemporary luxury, and the 2,811-sq.-ft. Kimber model has vivid contrasts and shots of bold colour for a touch of retro whimsy.

Elegance reigns at Upper West Side in Vaughan, where two sumptuous Mike Niven-appointed and furnished models are available to tour. For a contemporary vibe, the 4,885-sq.-ft. Winden’s neutral palette is accentuated by large-scale herringbone hardwood flooring. The modern, sophisticated 4,567-sq.-ft. Koolhaus’s main floor is divided by ultra-cool partitions, area rugs and furniture groupings rather than walls.

Discover a brilliant selection of 25-ft. townhomes at Kettle Lakes Club on Bayview in Richmond Hill. The 1,752-sq.-ft. townhome 20-3 model has a playful decor, with brightly coloured accents. The 2,057-sq.-ft. townhome 20-4’s clean lines and neutrals appeal to the sophisticated luxury-lover, and the 2,017-sq.-ft. townhome 20-7 features a modern cottage ambience.

Townhomes and single-detached homes at Credit Manor Heights in Brampton are nestled into the coveted location off Financial Drive at Mississauga Road and Steeles Avenue West. The fabulous 3,986-sq.-ft. Hughes model home includes the optional second floor. Contemporary design combined with touches of traditional and modern gives this model wide appeal.


Aspen Ridge, family-owned and operated firm that is one of the most respected and successful real estate companies in the GTA.

ASPEN RIDGE HOMES| Multi-site

Single-detached homes beckon with warmth and luxury at Kleinburg Hills, where you can tour two head-turning Mike Niven-appointed and furnished model homes. The 3,364-sq.-ft. Harris C model incorporates a contemporary design scheme to appeal to the spectrum of buyers. The 3,717-sq.-ft., substantially upgraded Casson C model’s slick deco styling creates a polished look.

A lifestyle fit for royalty awaits at King Country Estates in Nobleton, where the 3,179-sq.-ft. Yorkville-with-Loft model home holds great appeal for empty-nesters. Mike Niven selected contemporary design with clean lines that accentuate the open-concept layout. The 3,438-sq.-ft. Muskoka model is aptly named, with hints to cottage country embraced in its warm, comfortable design and decor.

Aspen Ridge, family-owned and operated firm that is one of the most respected and successful real estate companies in the GTA.

Currently, Aspen Ridge offers the following communities:› Victoria Place in Alliston› Dreamfields in Bradford› Credit Manor Heights in Brampton› Mayfield Village in Brampton› Kleinburg Hills in Kleinburg› Woodland Hills in Newmarket› King Country Estates in Nobleton› Kettle Lakes Club on Bayview in Richmond Hill› Upper West Side in Thornhill› 77 Charles in Toronto› Scenic on Eglinton in Toronto› Studio on Richmond in Toronto› Waterdown Meadows in Waterdown

For information on these new home communities, and to view photos of Aspen Ridge’s outstanding model homes, visit aspenridgehomes.com


//IN THE NEWS

New home prices continue to riseIncreasing land and labour costs are among the major contributors, as new home prices continue to rise across most of Canada.

Statistics Canada’s New Housing Price Index (NHPI) rose 0.1 per cent in November 2014. Provincially, gains in Alberta and Ontario were moderated by a decline in British Columbia.

� e census metropolitan area (CMA) of Calgary was the top contributor to the November growth, with prices up 0.3 per cent over the previous month. Builders cited market conditions, higher material and labour costs as well as higher land prices as the reasons for the increase.

Hamilton recorded the largest monthly price increase in November, as prices rose 0.4 per cent for the second straight month. Builders reported increased city development charges and market conditions as the main reasons for the gain.

New housing prices rose 0.3 per cent in the CMAs of Kitchener-Cambridge-Waterloo and London. Builders in both areas cited higher city development fees as the reason for the increase.

In St. John’s, new housing prices rose 0.2 per cent in November after remaining unchanged for the previous four months. Builders cited higher material and labour costs as well

as higher land values as the main reasons for the increase.

Prices were unchanged in seven of the 21 metropolitan areas surveyed.

New home prices fell 0.2 per cent in Vancouver, as builders reported lower selling prices. � is was the � rst price decrease in Vancouver since July.

Prices were also down 0.2 per cent in Charlottetown, as builders lowered prices on inventory homes to stimulate sales. New home prices in Charlottetown have been � at or falling since August 2013.

In Ottawa-Gatineau, prices were down 0.1 per cent in November. Although several builders reported higher prices as a result of market conditions and city development fees, the increases were o� set by other builders who reported lower negotiated selling prices and promotions to stimulate sales.

On a year-over-year basis, the NHPI rose 1.7 per cent in November, the largest annual price movement since August 2013.

Calgary (6.5 per cent) and the combined metropolitan region of Toronto and Oshawa (2.5 per cent) continued to lead the annual growth. Other signi� cant year-over-year increases occurred in Hamilton (2.8 per cent) and London (2.0 per cent).

Among the 21 metropolitan areas surveyed, seven posted 12-month price declines in November: Charlottetown (-1.9 per cent), Victoria (-1.1 per cent), Ottawa–Gatineau (-1.0 per cent), Vancouver (-0.6 per cent), the combined metropolitan region of Saint John, Fredericton and Moncton (-0.5 per cent) as well as Regina (-0.2 per cent) and Montreal (-0.1 per cent). � is was the � rst annual price decline in Regina since 1985 and the � rst in Montreal since 1997.

SALES OFFICE LOCATED AT

the S/E corner of Cornell Centre Boulevard and 16th Ave.

Open Monday to Thursday from 1 to 8 p.m.Friday by appointment only

Weekends & Holidays from 11 a.m. to 6 p.m.

Renderings are artist’s concept. Prices and specifi cations are subject to change without notice. See sales representatives for details. E & O.E.

cornellrouge.com 905.472.9556

Markham

FREEHOLD TOWNHOMES

FROM 1,881 SQ FT

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SINGLE FAMILY HOMES on 30',36' & 40'

$500's $700'sfrom the

high

from the mid

New Release! New Designs!

M A R K H A M

AMAZING AMENITIES AT YOUR DOORSTEP• new cornell community centre & library

• markham stouffville hospital

• new shopping centres & retail shops

• excellent public & private schools

• parks, playgrounds & woodlots

• easy access to 401, 404, 407 & GO transit

tour our

8decoratedmodel homes

MADI-COR-A-AD-NHC-JAN9-1.indd 1 15-01-12 3:03 PM


//COMMUNITY FOCUS

LOCATIONMarkham

HOUSING TYPEFreehold townhomes and single-detached homes

SALES CENTRESoutheast corner of Cornell Centre Boulevard and 16th Avenue, open Monday to � ursday, 1 to 8 p.m., weekends and holidays from 11 a.m. to 6 p.m. and Friday by appointment only

CONTACT905.472.7667madisonhomes.ca

M adison Homes has been setting the standard for value, design and customer satisfaction for decades, creating quality homes in desirable communities. With its latest release in Markham’s Cornell Rouge, Madison Homes

o� ers new freehold townhome designs and its popular single-detached homes located in a well-established community with virtually every modern convenience nearby.

� e signature collection of Madison Homes’ singles include the Roseberry, Redwood, Golden Oak, Silkwood and Willowood models. All of these best-selling

MADISON HOMES’

new release in Markham’s Cornell Rouge


MADISON HOMES| Cornell Rouge

designs boast four bedrooms or more with choices in oorplans allowing additional bedrooms and bathrooms, a ex space or even a coach house. � ese spectacular homes utilize functionality for the growing family yet still keep with a design that would surely make you the envy of the neighbourhood.

� e exciting new townhomes feature classic elevations of brick and stone with either single- or double-car garages and driveways tucked around back. Bright, spacious kitchens with breakfast areas and islands and combined living-dining rooms are on the main oor. On the second and top oors, you will � nd the family room and bedrooms all with private or shared bathrooms and generous closets, providing dynamic spaces for comfort and relaxation.

For a limited time, Madison Homes is o� ering a special bonus package, including granite kitchen countertops and upgraded cabinetry, hardwood ooring on the main oor,

oak staircase and much more on all newly released lots with townhome prices starting from $578,990 ranging in size from 1,881 to 2,334 sq. ft. and singles starting from $736,990 ranging in size from 2,198 to 3,237 sq. ft.

Cornell Rouge, a vibrant master-planned community, is truly the Greenest corner in Markham. Nestled next to the expansive 12,000-acre natural wonder of Rouge Park and Little Rouge Creek, Cornell Rouge boasts abundant trails for biking or leisurely strolling amidst wood lots and parks. Situated east of Cornell Centre Boulevard on Hwy. 7, bounded to the north by 16th Avenue and to the west by Donald Cousens Parkway, residents are connected quickly to Hwys. 407 and 401 and major thoroughfares. Transit options abound with YRT/Viva and Go Transit o� ering local and rapid transit within York Region and to points beyond.

Elementary and high schools, daycare centres, the Markville Shopping Centre and a wide variety of retail, grocery markets, banks, o� ces and business services are all in the immediate area. Be moments away from the Markham Stou� ville Hospital, churches and places of worship, arts and cultural venues, and golf courses. Take advantage of the outstanding Cornell Community Centre, an impressive complex with a fully equipped health and � tness centre, a state-of-the-art library, aquatics centre, indoor running track and children’s playground and much more.

Visit the four decorated models located next to the presentation centre at the southeast corner of Cornell Centre Boulevard and 16th Avenue during the week from Monday to � ursday, 1 to 8 p.m., weekends and holidays from 11 a.m. to 6 p.m. and Friday, by appointment only.

For more information, visit madisonhomes.ca or call 905.472.7667.


//IN THE NEWS

Polar vortex? Nor’easter? BRING IT ON – IF YOU’RE PREPARED

As Ontario began 2015 in something of a deep freeze, homeowners began bracing for higher monthly utility bills. With the Farmer’s Almanac predicting seasonal temperatures cooler than average, homeowners can expect a chilling effect on their pocket books.

Annual average utility bills for homes in Canada topped $2,000 last year, and, according to Ontario’s Ministry of Energy and Infrastructure, almost 60 per cent of those costs go towards maintaining home temperatures.

The high costs of heating our homes may seem like a necessity, given the harsh conditions of Canadian winters. But many, including Corey McBurney at EnerQuality, Canada’s leading certifier of energy efficient sustainable homes, suggest that many homeowners might be throwing money out the window.

Why? Because the average home is full of holes that allow energy to escape. “In a cold climate, the number one issue that effects utility costs is heat loss,” says McBurney. “Poorly insulated homes that let warm indoor air escape require more energy to heat, produce more CO2 and greenhouse gasses, and allow many more heating dollars to leak out the cracks.”

Over the last decade, the home building industry and federal government have been working hard to implement programs that mandate tighter construction and higher insulation for new home construction. For example, almost 30 per cent of the homes built in Ontario last year were Energy Star qualified, a national standard set by Natural Resource Canada for homes that are on average 20 per cent more energy efficient than a home built to the minimum building code.

Energy Star qualified homes also undergo a rigorous quality assurance process of inspection, testing, and verification to meet strict requirements, delivering better quality, better comfort and better durability.

Most importantly, they cost less to heat. The success of Energy Star speaks for itself. EnerQuality

alone has certified more than 59,000 homes since the program’s introduction 10 years ago. With an average reduction of 20 GJ of energy use per house, per year, the savings add up quickly.

But what if you don’t live in an Energy Star qualified home? McBurney says the answer is in the details: check for air

leaks around doors and window frames; ensure your appliances and heating systems are Energy Star qualified and properly maintained; and check the insulation in your attic, exterior and basement walls, ceilings, floors, and crawl spaces. Improvements in all these elements add up to a more energy efficient home.

“Better yet,” says McBurney, “the next time you are making a move, make sure you’re buying a certified home. Instead of searching for leaks and holes in the construction, you only need to find the Energy Star stamp of approval.”

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Arista Homes is about much more than building homes. Arista Homes is driven by a corporate philosophy that begins with clients and extends to the culture and

experience that encompasses the Arista brand. The company is as much about building communities and relationships as it is about constructing homes.

Founded by Michael DeGasperis, Arista Homes is celebrating its 20th anniversary as one of the GTA’s premier home builders. In this relatively short period of time this award-winning company has proudly built more than 8,500 new homes across the GTA, following the mandate to deliver value-rich features to clients, combined with uncompromised building efficiency and quality.

Arista Homes recognizes that it is sharing in the most important decision in any family’s life, and it takes this

involvement seriously. The company strives to work with its customers to create the best possible homebuying experience. With exceptional floorplans, attractive streetscapes, dedicated client care and master-planned communities. Arista works continually to exceed expectations and fulfill dreams.

Arista’s mission statement has always mandated the “development of our exceptional people.” Its team of dedicated professionals is continually learning and collaborating, with the goal to improve its processes. This innovative approach begins in the design stage, but is entrenched in every decision and aspect of the construction process to build better homes. The Arista “A-team” is focused on developing team-building initiatives to strengthen relationships with each other and with homeowners.

Achievements in energy efficiency, client-focused sales

ARISTA HOMESMore than 20 years of building homes, communities and relationships

//COMMUNITY FOCUS


ARISTA HOMES | Multi-site

processes, technological integration and unparalleled customer care are some of the ways Arista is working towards continually improving the home buying process. Each and every Arista Home is not only built for its clients, but for future generations that will one day make these houses their homes. The company is dedicated to finding the best locations to build homes, and create sustainable master-planned communities that municipalities are proud to welcome and support.

Known for its superior construction practices and intricate exterior elevations, the Arista mandate has always been that of delivering a zero deficiency home at time of closing. Although such a goal has its challenges, every Arista “A” Team member has embraced this mandate and works very hard to deliver a quality built home that exceeds industry standards.

However, the builder-buyer relationship doesn’t just begin and end with the actual sales transaction. Arista is well recognized for exceptional client care, and is dedicated to improving customer service beyond the typical expectations of many homeowners. As such, Arista has a 24-hour HomeCare hotline, which makes it easier for every purchaser to be part of the company’s ultimate goal – that of providing unparalleled customer service.

Other new innovations include the Arista Academy, well-attended and appreciated sessions where homebuyers are invited to meet their neighbours in a classroom setting as key management personnel establish expectations, timelines and provide useful tips to enhance the overall buying experience.

Of course, the ultimate compliment for any home builder is a referral – a sure sign that Arista is doing its job and pleasing its clients. Every year, more and more satisfied Arista

homeowners in master-planned communities across the GTA and southern Ontario, recommend the Arista brand to family and friends.

As the GTA continues to grow, Arista recognizes that proximity to infrastructure and transit are increasingly becoming determining factors for homebuyers today. Such amenities are key to the overwhelming success of Arista’s newest communities in Vaughan, Markham and Aurora. Arista works closely with municipalities, transportation authorities and local authorities to ensure that all of its communities are well serviced and that plans for future growth do not go unattended.

The company has earned praise, not just from clients, but also municipal officials, Tarion Warranty Corporation, the Building Industry and Land Development Association, the Vaughan Chamber of Commerce and many more.

The latest example of Arista’s home building excellence can be seen in the Impressions of Kleinburg community. This master-planned community of freehold townhomes, semis and singles was recently recognized as BILD’S People’s Choice Community of the Year and is fast becoming the community of choice within the Vaughan marketplace. Innovative floorplans, exceptional exteriors, panelized construction and energy saving features built into every home have all contributed to hundreds of new families calling Impressions of Kleinburg “home.” With models now open and closings available as early as within 120 days, there may be no better time to visit this exceptional Arista community.

This year will see Arista launch new communities in Markham, Richmond Hill, Aurora and Whitby, where the company will apply the same approach to home building design and excellence it is known for.

Following its philosophy to develop exceptional people, build exceptional communities and deliver exceptional new homes, Arista Homes can safely say “mission accomplished”… However, always endeavoring to improve.

For more information on Arista Homes or any of its communities, visit aristahomes.com


//TAXING ISSUES

» by HENRY CHOO CHONG

HENRY CHOO CHONG, CGA, sits on many

committees and provides accounting and tax

services to individuals and businesses in the GTA. He can be reached at

416.485.5225. Questions to Taxing Issues can

be emailed to [email protected]

First-time buyers – BUY WHEN YOU’RE READY AND ABLE

Q This year, my wife and I would like to get into our first home.

We have saved almost $80,000 for a down payment. This was three years of eating at home, once per week dine out and no vacations. Movies and pub nights were out, with the odd exception. Although the real estate market has changed, homes are pricier than three years ago. Is this the right time to buy? Or should we wait it out? Steve and Kathy, North York

A The Canadian real estate landscape, though it has

experienced challenges in some areas and housing types, is proving resilient. Experts do not foresee a U.S. style crash, but a decline in sales with moderate price increases is likely for some areas. Quick flips and fast returns may be a thing of the past.

First-time homebuyers should not try to time the market, but buy when you are ready and able. Leave market timing to the experts, if such a thing is possible. A home used as your primary residence is a great investment. From a financial and tax perspective, there are at least three good reasons.

In Canada, the sale of a family home is tax-free. A home that is a principal residence that is subsequently sold at a higher price than initially purchased, will be exempt from income taxes. That’s right, Stephen Harper will not share in your good fortune. Secondly, pay yourself first, not a landlord. For many, mortgage payments are a way of “forced savings.” It makes more economic sense to fatten your pocket than a landlord. Thirdly, you can decorate and enjoy the home as you please. No money saved, but gratifying to the soul.

However, before venturing out into the land of homeownership, it would be

prudent to do some homework. There were recent changes introduced by the federal finance ministry that affect mortgages and the housing industry:

›› Buy what you can afford Many times, the heart is bigger than the pocketbook. Know what price range is comfortable and try not to deviate.

›› Get the best interest rate and terms Shop around for the best rate and terms. Financial institutions want your business more than you need them. A half point rate differential can cost you thousands. So can a mortgage that is closed or not portable

›› Big down payment Put down as much as possible to avoid a high-ratio mortgage. Be aware of some recent changes to mortgage rules, such as:

• Purchasers requires mortgage insurance (CMHC) for less than 20 per cent down payment

• Amortization period – reduced from 30 to 25 years. Could add several hundred dollars to monthly payments

• Gross Debt Service Ratio (GDS) 39 per cent. Banks use this to determine what you can afford based on gross income to housing costs. Check if you are on-side.

›› First-time homebuyers should make sure monthly mortgage payments are manageable and will continue to be so even if interest rates rise as early as next year and payments increase

›› Closing costs Set aside an additional two to three per cent of purchase price of the house for closing such as, Land Transfer Tax, legal costs and unwelcome surprises. You do not want get caught short several thousand dollars on closing day in order to complete the deal. Speak to a real estate lawyer and he or she will give you some ideas

›› HST, Land Transfer Tax Under certain circumstances, first-time homebuyers can qualify for Toronto Land Transfer Tax and HST rebates. Remember, you pay 13 per cent HST on new homes, not resales. If you’re buying a new home, check if HST is included in price quoted. What happens to the HST rebate? Who gets it?

›› Home Buyers Plan (HBP) Use your Registered Retirement Savings Plan (RRSP) as part of the down payment. An individual and their spouse, provided they qualify, may withdraw up to $25,000 each, tax-free, from their RRSPs. You then have 15 years to repay the amounts to your RRSP, starting after the second year of your withdrawal.

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HEAT-MUL-A-AD-NHC-JAN12-3.indd 1 15-01-13 3:45 PM


//LEGALLY SPEAKING

JAYSON SCHWARZ LL.M. is a Toronto real estate lawyer and senior partner in the law firm Schwarz Law LLP. If

you have a topic in mind, mail, deliver or fax letters

to the magazine or to the firm, email

([email protected]) and give us your

questions, concerns, critiques and quandaries.

» by JAYSON SCHWARZ

Looking abroadTIPS FOR PURCHASING FOREIGN PROPERTY

Canadians have never been more interested in owning foreign property than now. Whether it’s to plan for retirement, generate additional income or have a vacation place of your own, we are often drawn to homeownership at our favourite vacation destination.

Thanks to low interest rates and a stable economy, Canadians have the upper hand and the world knows it.

However, homeownership in another jurisdiction means a slew of considerations that are complex and at times, overwhelming. In the U.S., for example, there are estate tax issues that come up, and you may require a specially designed Trust to avoid Uncle Sam hitching his horse to your wagon in the event of the property owner’s death.

There are issues of law if the country does not have a British system and if it’s run on civil or Napoleonic law – Martinique and St. Martin are examples. There may be other issues of property ownership such that foreign nationals may only be able to lease, not own.

The next issues relate to the vendor. Are you purchasing from a reputable organization? If it is a condo, how are you sure the developer will be around if things go wrong? What guarantees are there on your deposits if they go broke and do not finish the project?

It sounds like a lot to think about, but it was so easy to sign up during the tour! So, really, what are you buying? Are you buying a timeshare, outright ownership or a long-term lease? More and more questions.

Here is a list of a few questions that need to be answered on a preliminary basis on a resort or new condo purchase before you make any offer:1. Location – why are you choosing this location for a

second home?2. How much time will you spend in a typical year in your

second home?3. Will you typically bring friends and family?4. What are the common fees and how are they set

and controlled?5. What are resales like for the development?6. What is the legal structure and laws that apply in the

country you are looking at purchasing in?7. Would you rent the property out, and if yes, what are your

expectations and needs on rental income?8. What security is there for deposits and payments?

Here is the litmus test for moving forward:a. How did the resort or sales centre answer those

eight questions?b. Did they satisfy you with their knowledge and

professionalism?c. Did they try to push you into signing something without

the chance to consult with a lawyer?

If those questions are answered to your satisfaction, then you know you are in the right place.

If you have an intention to buy, make inquiries and find a lawyer who specializes in these types of property purchases – possibly a referral from your lawyer or friends at home. You need to understand the tax implications of a purchase, and more importantly, the tax impact if you sell for a profit or earn income. As an example, Barbados is a Canadian tax treaty partner and you may get favourable consideration on a capital gain or on rental income. Each country is unique and you need a lawyer or accountant to help you figure it all out.

Buying a second home in a warm locale is a dream many Canadians share. If the deal is properly structured, the home you purchase can bring years and years of happy memories and quite possibly a great return down the road.

*Certain Terms and Conditions shall apply. Full disbursement disclosure.

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IN THIS SECTION

>> Maps and listings for new-home communities in the central and north region>> Builder news and the latest in new homes in the central and north region

Showcasing new homes in the GTA’s central and north regions

Jan 24 - Feb 7, 2015


As far as mortgage expert Calum Ross is concerned, Bank of Canada Governor Stephen Poloz doesn’t know what he’s talking about.

At least when it comes to Canada’s housing market.

In releasing the Bank’s semi-annual Financial System Review in mid December, Poloz warned that house prices could be overvalued by as much as 30 per cent. This, plus consumer debt

loads, are the two biggest risks to Canada’s economy.When someone the stature of the BoC governor issues

such a warning, people tend to get a little nervous.In this case, those people are homeowners and prospective

homebuyers.But, is there reason for them to be nervous?

“The BoC has been warning about household debt for some time, so this is not new news,” Ross, president and principal broker at Calum Ross Mortgage, Toronto, told New Home Guide.

“But the commentary on housing values is surprising, especially given the scope of the Bank of Canada’s mandate.

//IN THE NEWS

» by WAYNE KARL

Relax, homebuyers, CANADA’S HOUSING MARKET IS NOT OVERVALUED


NEW PHASE TWO. NEW MODEL HOMES.

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Introducing a new opportunity in one of Richmond Hill’s finest communities. Here, a beautiful landscape

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Oak Knoll-New Homes Guide GO_Layout 1 15-01-14 3:13 PM Page 1


Supply and demand set price, and it is a long established fact that low interest rate environments make real asset prices go up.

“Respectfully, the Bank of Canada is no more qualifi ed to talk about the specifi cs of the housing markets than the Canadian Real Estate Association is qualifi ed to comment on monetary policy.”

While aggregate debt is something of a concern, Ross says, it is total payments after tax, compared to after-tax cash fl ow – and not total debt levels – that get households into fi nancial trouble.

“Factually, household net worth has never been higher in Canada, and this means households could essentially liquidate assets and wipe out the debt.

“Saying there is a Canadian housing market is not that dissimilar from saying there is a Canadian temperature – the term itself is irrelevant. Th e person who lives in a house that went down in value because of local labour markets does not

care about Toronto, Calgary or Vancouver’s theoretical overvaluation. Unless I missed something, supply and demand set price, and it is a long established fact that low interest rate environments make real asset prices go up. Not surprising that price levels on a whole are trending up. Th e relevant fi gure is value compared to infl ation and real wage growth.”

At its recent series of Housing Outlook Conferences across the country, Canada Mortgage and Housing Corp. said it didn’t see overheating as a serious concern.

“We don’t see overheating as being a problem in any of the markets across Canada,” Bob Dugan, chief economist for CMHC, told New Home Guide.

“Some markets are stronger than others, particularly in western Canada.”

As for Canadians’ average household debt, Dugan described this issue, too, as overblown, since real estate accounts for a majority of the assets held by Canadians.

Ross, who says he handles more mortgages for real estate investors than any other broker in the country, and is an investor himself, expects prices and sales will continue to grow in 2015 – in places where the economic fundamentals support the growth.

“Th ere are two times that real estate values matter – when you buy and when you sell. What happens in between is no more relevant than the total cash you have in the middle of a game of Monopoly. If you buy and hold, real estate as an asset class has proven to be a better hedge against infl ation than any other asset class.”

//IN THE NEWS...continued

EXTE

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2015 SHOPPING

wish list

This season’s hottest trends are a real mash-up! You can see influences of the

‘70s, Scandinavian style and Mid-Century Modern mixed with tons of

pattern and colour. It’s an interesting time in design! Here are 11 pieces

on our decor wish list.

1

2

3

4

1 Kate Spade Saturday Floral Print Anders Chair. $719. Visit westelm.com2 SMEG Mixer in Pastel Blue. $550. Visit westelm.com3 Oslo Five-Piece Cutlery Set in Black. $75. Visit chapters.indigo.ca4 Underline Dinnerware. $5-$7. Visit cb2.com

» by SARA DUCK


//TRENDING

Now in its 17th year, IDS brings together the newest & most innovative of international and Canadian design. With threefull days of inspirational exhibits, infl uential speakers & leading products, IDS is not just a fair –it’s a total design experience.

LIKE US ON FACEBOOKwww.facebook.com/HomeDecorandReno

FOLLOW US ON TWITTER@saraduck HDR

VISIT US ATwww.homeanddecor.ca

JOIN US AT THE

2015 INTERIOR DESIGN SHOWwww.homedecorandrenovations.com

FREE SEPTEMBER 2014VOLUME 10 ISSUE 4

THE BEST RENOVATION TIPS FROM HOMEOWNERS

GIVES AN EXCLUSIVE TOUR OF HIS MIAMI RETREAT

WE CATCH UP WITH KITCHEN CRASHERS STAR ALISON VICTORIA

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INTERIOR DESIGN SHOW

Metro Toronto Convention Center, Jan 22 - 25, 2015Ticket price: $19 in advance and $22 at the doorwww.interiordesignshow.com

Home Decor & Renovations booth: 142



5

6

7

9 10

8

11 5 Eve Pendant. $249 .

Visit crateandbarrel.ca 6 Sillerup Rug in Black and White. $149.

Visit ikea.ca 7 Graciosa Drum Accent Table in Brown. $170.

Visit pier1.ca 8 Canyon Vase. $60. Visit cb2.com 9 Silk Bauble Pillow in Forest. $69.

Visit chapters.indigo.ca 10 Double-Sided Throw in Celery. $49.

Visit chapters.indigo.ca11 Paradigm Dining Table. $999.

Visit cb2.com

//TRENDING...continued

VIEW OUR MAGAZINES ON ANY

DIGITAL DEVICEanytime, anywhere!

Now you can view all New Home Guide magazines online using any smartphone, tablet or desktop device.

NEWHOMEGUIDE.CAPublished by

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Ro

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Dufferin St Dufferin St

Dovercourt Rd.Ossington Ave.

Christie St.

Bathurst St.

Spadina

University Ave.

Don Valley Pkwy

Logan Ave.

Pape Ave.

Bay St.Yonge St.

Jarvis St.Sherbourne St

Parliament St

Lansdowne Rd.

Roncesvalles Ave.

Keele St.

Vaug

han

Rd

Black Creek Rd

Scarlett Rd

Wes

ton R

d

Caledonia Rd

Weston Rd

Jane St

Keele St

Wils

on

Ave

York

Mill

s

Signet Dr

Allen Expressway

Dufferin StAlness St

Dre

wry

Rd

Bathurst St

Fin

ch A

ve W

Plea

san

t A

veSt

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s A

ve.

Bayview Ave

Avenue Rd

401

Yonge St

Shep

par

d A

ve E

Law

ren

ce A

ve E

Allen Expressway

Dufferin St

Eglin

ton

Ave

E

Leslie St

Laird Dr

Don Mills Rd

Don Valley Pkwy

Pharmacy Rd

Warden Ave

Elle

smer

e R

d

Birchmount Rd

Victoria Park St C

lair

Ave

EEglin

ton

Ave

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King

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RD

Law

ren

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ve E

Danfo

rth R

dBrimley Rd

Bellamy Rd

Brim

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n D

r Markham Rd

McCowan Rd

Scarborough Golf Rd

Orton Park Rd

Sylv

an A

ve

Galloway Rd

East Ave

Centennial

Kings

ton

RD

Manse Rd

Morrish Rd

McL

evin

Ave

Pro

gre

ss A

ve

Miln

er A

veSh

epp

ard

Ave

E

Conlins Rd

Morningside Ave

Beare Rd

Reesor Rd

Sewells Rd

Meadowvale RdPa

ssm

ore

Ave

Neilson Rd

McCowan Rd

Tapscott Rd

Fin

ch A

ve E

McN

ico

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ve

Hu

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wo

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Dr

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Kennedy Rd

Midland Ave

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19 3

89

15

87

8

49

10

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12 5 86

28

7

43

2

14

5

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83

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Site

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Builder Site Tel Price Range Page No.

1 ARiSTA HomeS Goddard on the Valley aristahomes.com • • from$690,000 15 7B

10 FielDgATe HomeS 90 Niagara 416-981-0036 • • from$346,000 25 7H

17 FielDgATe HomeS Zigg fieldgatehomes.com • • 25 8F

18 FielDgATe HomeS Axiom Tower 2 fieldgatehomes.com • • from$250,000 25 8H

22 AveRToN HomeS Evolution averton.ca • from$260,000 39 3G

86 meNkeS Humber Mews 416-259-2525 • from$550,000 7 3I

86 meNkeS Dwell City Town 416-259-2525 • from$420,000 7 3I

87 meNkeS Bloom Park Towns 416-730-1600 • from$690,000 7 8B

89 DeCADe HomeS Yorkdale Village phase II 416-638-5656 • from$320,000 5 6D

2 NATioNAl HomeS The Churchill Collection in Forest Hill416-922-1414 • from$1400,000 7g

3 CoNSeRvAToRy gRouP Weston Village 416-748-7001 • • from$490,000 4C

4 geoRgiAN CoRPoRATioN Lex Towns 416-428-3419 • • • from$495,000 12g

5 TiFFANy PARk HomeS Westhaven 416-792-6655 • from$633,000 3G

5 gRAywooD DeveloPmeNTS lTD Westhaven 416-792-6655 • from$633,000 3G

6 CoveNTRy HomeS Danforth’s Crossing 416-924-8338 • from$450,000 12g

7 FielDgATe HomeS The Brownstones at Westown lidvest.com • • from$620,000 4e

8 emSATeC CANADA iNC. The Brownstones 5 416-531-7760 • • from$350,000 6G

9 liNDveST PRoPeRTieS The Brownstones at Westown lindvest.com • • from$330,000 4C

9 liNDveST PRoPeRTieS Grand Cornell Brownstones in Markham lindvest.com • • from$340,000 4C

9 liNDveST PRoPeRTieS Corporate lindvest.com • • 4C

11 TRiBuTe CommuNiTieS Canterbury 647-352-2130 • from$767,000 9E

12 NATioNAl HomeS The Townes of Richview 416-746-1234 • from$570,000 3E

13 iNSoHo DeveloPmeNTS Highland Creek Collection ownhighlandcreek.com • • from$650,000 17D

14 DuNPAR HomeS The Ossington 416-253-5888 • from$700,000 7g

15 mATTAmy HomeS Downsview Park www.mattamyhomes.com from$270,000 6C

16 CoNSeRvAToRy gRouP Oakdale Village 416-243-0567 • from$429,000 5C

18 FielDgATe HomeS Axiom fieldgatehomes.com • • from$250,000 8H

19 CoNSeRvAToRy gRouP Upper Beach Villas 416-698-7796 • from$415,000 11g

20 BeAveRBRook HomeS Evolution 416-747-9691 • from$270,000 2g

21 mATTAmy HomeS Heron Park www.mattamyhomes.com • • 17e

28 PemBeRToN gRouP Park Lake Residences 416-769-4343 • from$180,000 5H

34 H&R DeveloPmeNTS Westown hr-newhomes.com • • • from$190,000 5C

41 moNARCH CoRPoRATioN Evergreen 416-495-3526 • from$470,000 14F

43 ASPeN RiDge HomeS Scenic On Eglinton 416-805-1781 • • from$190,000 10F

49 TRiBuTe CommuNiTieS RCMI 416-363-4800 • from$324,000 8H

50 FielDgATe HomeS Corktown Mews corktownmews.ca • from$550,000 9H

77 ASPeN RiDge HomeS Seventy Seven Charles 416-203-7034 • • from$2100,000 8G

78 youR Home DeveloPmeNTS Nature’s Path 647-340-6972 • from$280,000 17e

83 ARiSTA HomeS Lilly Factory Towns 416-792-4872 • • from$395,000 12g

90 SuNDANCe HomeS Braeburn Lane sundancehomes.ca • from$430,000 15D

map

Finde

r

cent

ral

regi

on:

Toronto,Etobicoke

,York,NorthYork,EastYork,Scarbo

rough

57

1

2 3

4 5

6 7

8 9

10

11

12

13

14

15

16

17

18

19


City

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Mapl

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Builder Site Tel Price RangePage No.

3 ARiSTA HomeS IMPRESSIONS impressionskleinburg.com • • • from$550,000 15 4e

3 FielDgATe HomeS IMPRESSIONS 905-893-9500 • • • from$538,000 Insert&25 4e

4 ARiSTA HomeS Vellore Woods aristahomes.com • from$750,000 15 8F

6 PRimoNT HomeS Renaissance Townes 905-417-3363 • from$580,000 12 8D

9 TReASuRe Hill HomeS Moda Urban Village treasurehill.com • 19&27 8E

10 FoReST Hill HomeS Bridle Path of Thornhill foresthillhomes.ca • from$1400,000 31 13F

24 FielDgATe HomeS Vaughan Valley Estates 905-893-9500 • from$1199,000 Insert&25 8F

24 ARiSTA HomeS Vaughan Valley Estates aristahomes.com • from$900,000 15 8F

44 mADiSoN HomeS Thornhill 905-417-1203 • from$1800,000 11 13g

1 CouNTRy WiDe HomeS Kleinburg Hills KleinburgHills.com • 4e

1 ASPeN RiDge HomeS Kleinburg Hills aspenridgehomes.com • 4e

2 TRiBuTe CommuNiTieS Gates of Nobleton 647-633-3500 • from$920,000 4A

3 PARADiSe HomeS IMPRESSIONS impressionskleinburg.com • • • from$520,000 4e

3 TiFFANy PARK HomeS Valleybrooke Estates 905-303-1620 • from$870,000 8E

5 ASPeN RiDge HomeS Upper West Side uwscommunity.com • from$1099,000 14D

5 CoNSeRvAToRy gRouP Upper West Side 289-553-4156 • from$1099,000 14D

5 CouNTRy WiDe HomeS Upper West Side uwscommunity.com • from$1099,000 14D

5 RegAl CReST HomeS Upper West Side uwscommunity.com • from$1099,000 14D

5 ToWNWooD HomeS Upper West Side uwscommunity.com • from$1099,000 14D

7 loRmel HomeS La Viva lavivatowns.com • from$350,000 5J

8 FielDgATe HomeS Kleinburg 905-893-9500 • • from$523,000 4e

32 ANDRiN HomeS Chelsea Station andrinhomes.com • 11e

42 DuNPAR HomeS Riverside Village 416-253-5888 • from$519,000 5I

46 CouNTRy WiDe HomeS The Point at Woodbridge 905-907-1500 • from$700,000 8E

47 CouNTRy WiDe HomeS Upper Thornhill Estates 905-907-1500 • from$900,000 14e

48 BeAveRHAll HomeS Regency Estates 905-265-2634 • from$1301,000 6H

48 gRAyWooD DeveloPmeNTS lTD Regency Estates 905-265-2634 • from$1250,000 6H

51 ASPeN RiDge HomeS King Oaks 905-539-0181 • from$1100,000 11B

51 gReAT gulF King Oaks 905-833-6413 • from$1300,000 11B

52 ZANCoR HomeS Royal Collection 905-833-0883 • • from$550,000 12A

53 TReASuRe Hill HomeS Thornhill Woods treasurehill.com • from$950,000 13g

54 FielDgATe HomeS Rivers Edge 905-320-5642 • • • from$730,000 8E

55 oSKAR gRouP Le Sedici lesedici.com from$600,000 10E

56 SeNAToR HomeS Bathurst 9130 289-597-4381 • • from$700,000 13g

map

Finde

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cent

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regi

on: V

aughan

,Map

le,Woo

dbridg

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59

404

404

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King Rd Yon

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Jefferson Sideroad

Bloomington Sideroad

Leslie St

Bayview

Ave

19th Ave.Yo

rkland

St Neal D

r

Leslie St

Elgin Mills Rd

Regent St

Major MacKenzie

Mill St

Gamble Rd

Bath

urst St

Den

ham

Dr

Weldrick Rd W

Strathearn Ave

16th Ave.

8

1

93

28

22

141615

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1 2 3 4 5 6 7 8 9 10 11 12

Attention Builders - Want to add your

community to our maps? Need to update existing information?

Please fax the details to (416) 789-9554

* Due to scale restrictions locators are approximate. Please see build-

er’s ads for exact locations.cent

ral

regi

on: R

ichm

ond

Hill

60

Site

#

Deta

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Map

Finde

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1 HeaTHwooD HoMeS Hampshire Mews heathwood.com from $480,000 43 5I

8 TReaSuRe HIll HoMeS Urbantowns on Bayview treasurehill.com from $730,000 19 7Q

15 FoReST HIll HoMeS Jefferson Forest foresthillhomes.ca • • from$700,000 31 4H

27 aCoRN HoMeS Oak Knoll acornhomes.ca • from$650,000 49 3C

3 CeNTRa HoMeS The Mills Collections 416-238-2404 • from$940,000 5J

4 aSPeN RIDge HoMeS Kettle Lakes Club 289-231-2849 • from$550,000 6D

5 ST. RegIS HoMeS Mission Hill on Bayview 905-884-8885 from $850,000 6C

6 FIelDgaTe HoMeS The Humberlands 905-773-7738 • from$850,000 2C

7 HIgHMaRk HoMeS Nuvo 647-206-2276 • from$1100,000 2e

9 MaTTaMy HoMeS Richmond Green www.mattamyhomes.com • • 9J

14 aRISTa HoMeS Jefferson Forest jeffersonforest.ca • • from$586,000 4H

15 MaDISoN HoMeS Jefferson Forest jeffersonforest.ca • • from$586,000 4H

16 FIelDgaTe HoMeS Jefferson Forest 905-884-8017 • • from$586,000 4H

20 NoRTH STaR HoMeS King’s Crossing 416-291-9666 • from$530,000 2e

22 yoRkwooD HoMeS Hillside Manors 905-770-4662 • from$472,000 4I

26 aRTeN DeveloPMeNT gRouP The Manors of Roseview Grand roseviewgrand.com • • from$650,000 4l

28 SeNaToR HoMeS Richvale senatorhomes.com • • 2J cent

ral

regi

on:

Ric

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61

1

2 3

4 5

6 7

8 9

10

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12

13

14

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Builder Site Tel Price RangePage No.

3 MaTTaMy HoMeS St. John Forest www.mattamyhomes.com from $366,000 8-9 14e

4 FielDgaTe HoMeS The New U 905-477-6464 • • from$593,000 insert & 25 5g

5 TReaSuRe Hill HoMeS Accolades in Markham 416-798-7705 • from$830,000 19 6F

6 PRiMoNT HoMeS Heirloom in Markham 905-201-2804 • • from$510,000 12 7F

9 BRookFielD HoMeS The Arbors auroraBrookfield.ca • 17 14F

11 MaDiSoN HoMeS Greensborough madisonhomes.ca • • 11 7g

15 FielDgaTe HoMeS Aurora Trails fieldgatehomes.com • • from$520,000 insert & 25 14e

15 aRiSTa HoMeS Aurora Trails aristahomes.com • • 15 14e

20 FielDgaTe HoMeS BlueSky Stouffville fieldgatehomes.com • from$650,000 insert & 25 18F

23 aRiSTa HoMeS Boxgrove Markham aristahomes.com • 15 7H

30 MaDiSoN HoMeS Cornell Rouge 905-472-7667 • • from$590,000 11 & 35 8g

30 FoReST Hill HoMeS Cornell Rouge cornellrouge.com • from$550,000 31 & 35 8g

1 MaRyDel HoMeS Woodland Hills 905-898-7380 • from$400,000 10B

2 BeaveRBRook HoMeS The Terrace On Rouge Creek 905-640-7360 • • from$390,000 18F

4 aRiSTa HoMeS The New U 905-534-1564 • • • from$490,000 5g

4 PaRaDiSe HoMeS The New U 905-477-0317 • • • from$490,000 5g

4 STaRlaNe HoMe CoRPoRaTioN The New U 905-534-0493 • • • from$490,000 5g

7 leBoviC HoMeS Bovaird Trail 905-640-7361 • • • from$2597,000 14H

8 CouNTRy WiDe HoMeS Wismer Commons 905-907-1500 • • from$450,000 6g

9 CouNTRy WiDe HoMeS The Arbors 905-907-1500 • from$720,000 14F

10 BRiaRWooD HoMeS Havelock Town Manors 289-301-0077 • from$560,000 6i

12 lauRieR HoMeS windsong 905-201-5979 • • from$495,000 6g

12 lauRieR HoMeS Windsong North 905-201-5979 • from$598,000 6g

13 NaTioNal HoMeS Stonehaven 416-746-1234 • from$730,000 13D

13 NaTioNal HoMeS Stonehaven 416-746-1234 • from$730,000 13D

14 aSPeN RiDge HoMeS Woodland Hills 416-270-9484 • from$450,000 9C

15 PaRaDiSe HoMeS Aurora Trails auroratrails.com • • from$400,000 14e

15 oPuS HoMeS Aurora Trails auroratrails.com • • from$400,000 14e

16 liNDveST PRoPeRTieS Auroraglen lindvest.com • • 14e

17 CoNSeRvaToRy gRouP Heritage Estates 905-640-2274 • • from$283,000 18F

18 kyleMoRe CoMMuNiTieS Angus Glen West Village 905-887-9950 • from$2000,000 4g

19 NeW eRa HoMeS Landmark Estates 905-953-9046 from $550,000 11D

20 STaRlaNe HoMe CoRPoRaTioN BlueSky Stouffville starlanehomes.com • from$434,000 18F

21 aNDRiN HoMeS Glenway andrinhomes.com • 10e

22 CoNSeRvaToRy gRouP Heritage Collection 905-640-2274 • • from$680,000 18F

24 BallaNTRy HoMeS Cornell ballantryhomes.com • • from$520,000 8g

28 PReSToN HoMeS Copper Hills 905-954-4050 • from$500,000 14e

30 MaDiSoN HoMeS Forest Hill cornellrouge.com • from$400,000 8g

41 aSPeN RiDge HoMeS Upper Cornell 905-554-3446 • • from$495,000 7F

42 NaTioNal HoMeS Wismer Woods 416-746-1234 • • • from$680,000 6g

50 geRaNiuM HoMeS The Neighbourhoods of Cardinal Point 905-640-9999 • • from$575,000 7F

50 geRaNiuM HoMeS Cardinal Point Downtown Stouffville 905-640-9999 • • from$600,000 7F

50 geRaNiuM HoMeS Uptownes at Cardinal Point 905-640-9999 • • from$400,000 7F

50 geRaNiuM HoMeS Copperstone Ballantrae 905-640-9999 • • from$1.1,000 7F

51 oxFoRD HoMeS Coventry Valley 905-836-8902 from $600,000 10D

52 FielDgaTe HoMeS Potter’s Bend 905-294-3125 • • from$700,000 6g

53 H&R DeveloPMeNTS Castle Square hr-newhomes.com • 6g

54 BeaveRBRook HoMeS Victoria Highlands 416-924-0110 • from$450,000 10H

55 CouNTRy WiDe HoMeS Woodland Hills 905-907-1500 • 10C

59 PRiMoNT HoMeS Harmony 905-305-8871 • 5i

62 NoRTH STaR HoMeS Mill Fair Village NorttStarHomesinc.com • from$500,000 5T

64 STaRlaNe HoMe CoRPoRaTioN Upper Unionville 905-534-0493 • • • from$520,000 5g

64 PaRaDiSe HoMeS Upper Unionville 905-477-6464 • • from$520,000 5g

65 FielDgaTe HoMeS Victoria Manor 905-294-3125 • from$896,000 3g

66 TReaSuRe Hill HoMeS Aurora Woods on Bayview 905-727-5794 • from$769,000 13H

70 MaTTaMy HoMeS Cornell mattamyhomes.com • • 8g

85 oRCHaRD RiDge HoMeS Prairiewood orchardridgehomes.com • from$800,000 19F

86 CHeRRyWooD HoMeS Glengrove on the Park 905-640-7571 • • from$250,000 19F

Map

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Builder Site Tel Price Range Page No.13 AveRToN HomeS Victoria Highlands averton.ca • from$520,000 39 10H

16 GReAT Gulf Summerlyn Village 905-775-3461 • from$550,000 29 8I

65 BRookfIelD HomeS Willow Glen Tottenham BrookfieldTottenham.ca • from$300,000 16 7J

1 PACIfIC HomeS lImITeD MarlLake Village 1-877-428-5115 • from$210,000 5F

1 ReD BeRRy HomeS MarlLake Village 1-877-428-5115 • from$210,000 5F

2 DelPARk HomeS Cedar Ridge 905-722-7210 • • • from$275,000 10G

3 loSANI HomeS Summit Shores losanihomes.com/readybuilt from$390,000 2E

4 mANCINI HomeS Princeton Woods 705-730-1978 • from$330,000 14E

5 NATIoNAl HomeS The Forest 416-746-1234 • from$480,000 7I

6 mARIPoSA HomeS Trailside 705-329-3330 • • from$249,000 8C

6 mANCINI HomeS West Ridge Place Orillia 905-773-9997 • 8C

7 GRANDvIew HomeS Mayberry Estates 705-735-0732 • from$460,000 9G

8 fANDoR HomeS Hamptons on Big Bay Point 705-792-6807 • from$250,000 18e

9 GRANDvIew HomeS Big Bay Point 705-735-0732 • from$355,000 13e

10 SummeRHIll HomeS West Shore Lakeside Community 705-689-0001 • • from$350,000 9C

11 BAllymoRe HomeS Lakeside Meadows 1-877-455-0201 • • from$290,000 9G

11 BAllymoRe HomeS Lakeside Meadows 1-877-455-0201 • from$293,000 9G

12 PRevIN CouRT HomeS Victorian Village 1-855-777-3846 • • from$335,000 6I

13 RoSeHAveN HomeS Victoria Highlands 905-473-3225 • 9H

14 RoSeHAveN HomeS King Country Estates 905-558-0098 • from$700,000 7k

14 ASPeN RIDGe HomeS King Country Estates 905-558-0255 • from$780,000 7k

14 CouNTRy wIDe HomeS King Country Estates 905-907-1500 • from$750,000 7k

15 mARyDel HomeS Seven Meadows marydelhomes.com • • from$290,000 11f

17 BRookfIelD HomeS Grand Central 905-778-0873 • from$570,000 8I

17 BRookfIelD HomeS Grand Central 905-778-0873 • from$515,000 8I

18 GRANDvIew HomeS Cromwell Place 705-735-0732 • 7G

19 ANDRIN HomeS Hillsborough andrinhomes.com • 10H

24 kAITlIN CoRPoRATIoN Blue Shores 1-866-625-2583 • from$380,000 3e

32 CouNTRy HomeS Alcona by the Lake 1-866-531-3424 • • from$300,000 7H

33 SANDIeGo HomeS Lakeside Living in Innisfil 705-436-5445 • • from$285,000 8G

37 PRISTINe HomeS Pebbleshores 705-436-5547 • from$240,000 7G

39 SToNeBRIDGe BuIlDING GRouP Stonebridge by The Bay 1-877-420-0880 • from$200,000 5E

40 RoyAlPARk HomeS Emerald Forest royalpark.com • • from$200,000 6H

41 DelPARk HomeS Pretty River on Georgian Bay 1-888-257-1999 from$298,000 3e

42 RAymAC HomeS Brennan Enclave 705-516-0681 • from$252,000 6H

43 BRemoNT HomeS Centretown 1-877-855-1122 • from$234,000 5E

44 BRookfIelD HomeS Treetops 1-855-590-3577 • from$350,000 7I

44 oRCHARD RIDGe HomeS Treetops 1-855-590-3577 • from$350,000 7I

45 RoSeHAveN HomeS Dreamfields in Bradford dreamfieldsbradford.com • • from$350,000 8I

45 ReGAl CReST HomeS Dreamfields in Bradford dreamfieldsbradford.com • • from$350,000 8I

45 CouNTRy wIDe HomeS Dreamfields in Bradford dreamfieldsbradford.com • • from$350,000 8I

45 ASPeN RIDGe HomeS Dreamfields in Bradford dreamfieldsbradford.com • • from$350,000 8I

46 DevoNleIGH HomeS INC. Creekside 705-444-0555 • • from$210,000 2E

47 DevoNleIGH HomeS INC. Parkside by Devonleigh 705-435-9991 • from$275,000 6H

48 DevoNleIGH HomeS INC. Brownley Meadows 705-423-9662 • • from$225,000 7G

55 BRIARwooD HomeS Briarwood Estates 705-294-2288 • from$420,000 8G

58 lAkevIew HomeS Greenbrook Village 519-306-0665 • from$280,000 4I

59 BRookfIelD HomeS Fieldstone 1-855-379-1495 • from$600,000 5J

59 DelPARk HomeS Fieldstone myfieldstone.ca • from$570,000 5J

60 BRIARwooD HomeS Pretty River Collingwood 1-888-257-1999 • from$310,000 3e

70 fAR SIGHT HomeS Greenfields 1-855-299-7929 • from$309,000 7I

71 BRIARwooD HomeS Mill Street Village 1-855-232-8100 • • from$300,000 8J

71 BAllymoRe HomeS Mill Street Village 1-855-232-8100 • • from$300,000 8J

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Showcasing new homes in the GTA’s west region

Jan 24 - Feb 7, 2015

IN THIS SECTION

>> Maps and listings for new-home communities in the west region>> Builder news and the latest in new homes in the west region


//IN THE NEWS

By all accounts, 2014 was a good year in Canadian real estate – and in some areas a great year. Here are fi ve things to watch in Canadian real estate in 2015.

‘OVERHEATING’ IN THEHOUSING MARKETBank of Canada Governor Stephen Poloz spooked many Canadians in December when, in releasing the Bank’s semi-annual Financial System Review, he said that house prices could be overvalued by as much as 30 per cent – 30 per cent.

Only weeks previous, the chief economist for Canada’s housing agency,

Canada Mortgage and Housing Corp., reassured Canadians that overheating wasn’t a serious concern.

“Th e housing market does have a fairly bright outlook,” Bob Dugan told New Home Guide.

“We don’t see overheating as being a problem in any of the markets across Canada,” he says. “Some markets are stronger than others, particularly in western Canada.”

We also sought insight and reaction from a leading mortgage broker, Calum Ross.

“Respectfully, the Bank of Canada is no more qualifi ed to talk about the specifi cs of the housing markets than the Canadian Real Estate Association is qualifi ed to comment on monetary policy,” he told New Home Guide.

“Saying there is a Canadian housing market is not that dissimilar from saying there is a Canadian temperature – the term itself is irrelevant.”

FIVE THINGS TO WATCH IN

Canadian real estate in 2015 » by WAYNE KARL

continued on page 70

Life just got better in these two communities

by Rosehaven Homes & Homes by DeSantis

TWO AWARD-WINNING BUILDERS IN SOUTH WEST ONTARIO

TO TORONTO TO NIAGARA

LAINNETNEC REPPUY

WKRP

KING ST. E.

MUD ST. E.

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MODELS &PRESENTATION

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STONEY CREEKCHIPPAWA

Prices and specifications correct at press time. Prices quoted are in $ thousands. Maps not to scale. E. & O.E.

LyonsCreekChippawa.com

LiveOnTheRidge.caROSEHAVEN HOMES

HOMES BY DESANTIS

Walk, Bike & PlayIN STONEY CREEK’S FAMILY FRIENDLY COMMUNITY

Discover your new home at on The Ridge. An exciting new enclave of 40’ & 35’ Singles, Semis and Towns within an established and sought-after neighbourhood in Stoney Creek. Surrounded by fun for the whole family – hiking, biking, swimming and all the attractions of Niagara. It’s the lifestyle you want for your family... a touch above!

9 MODELS TO TOUR

36’ & 30’ singles and 36’ wide freehold townes starting from the high $200’s

Semis from the mid $300’sSingles from the mid $400’s

Live the Niagara Lifestyle!36’ & 30’ SINGLES GRAND OPENING OF NEW CONDO TOWNS FEB 28TH

• 4 NEW 36’ DESIGNS & 3 NEW 30’ DESIGNS• Limited selection 36’ wide freehold towns remain • 9’ main floor ceilings • gourmet kitchens • luxurious ensuites • gas fireplaces • 1,100 to over 2,283 sq.ft. • PARK/GREEN SPACE LOTS STILL AVAILABLE


//IN THE NEWS...continued

MORTGAGE RATESIn its December interest rate announcement, the Bank of Canada once again held its influential overnight target rate at one per cent – where it has sat since September 2010.

Most economists don’t expect any notable rate increase in 2015, including BMO’s chief economist Douglas Porter. But if rates do begin to inch up, the impact will be interesting to watch.

“The chances of a two percentage point rise in rates in any year these days is remote, and I would peg it as extremely unlikely in 2015,” Porter told New Home Guide. “We do believe that at long last rates will begin to creep higher, but we are only looking for quarter-point hike by the Bank of Canada.”

Calgary, Toronto and Vancouver – which have seen significant price gains in the last few years – are among the markets most vulnerable, he says.

BoC’s next rate announcement was scheduled for Jan. 21, 2015.

OIL AND GASCanadians are loving the cheap gas at the pumps these days – freeing up coin for us to spend on other consumer goods – but falling oil prices could cause a farther reaching economic shake-up.

Is it a short-term blip or a more prolonged development that could lead to dramatic change? TD Economics, for one, forecasts downgrades in economic growth in the oil-rich economies of Alberta, Newfoundland and Labrador and Saskatchewan.

In its latest Provincial Economic Forecast in December, TD said real

GDP growth in Alberta is expected to fall from its recent trend rate of more than four per cent to 2.3 per cent over the 2015-16 period. Accordingly, after topping the 2014 growth charts by a wide margin, Alberta is expected to trail Ontario (2.5 per cent) and BC (2.4 per cent), where activity is expected to gain a step relative to 2014.

A prolonged oil and gas slump could also affect the real estate markets in Alberta – but experts say any slowdown will only bring the province more in line with growth in the rest of Canada.

MATTAMY HOMES’ ACQUISITION OF MONARCH CORPORATION“Buy land, they’re not making it any more.” This famous Mark Twain quote rings true in the recent announcement by Mattamy Homes that it is acquiring Monarch Corporation.

It’s huge news in the home building industry, but it’s also interesting from a general business and consumer news perspective.

Why?First, it’s a success story: a Canadian company buying the

Canadian division of U.S. builder, in this case Taylor Morrison Home Corp., which builds homes in Arizona, California, Colorado, Florida and Texas. Mattamy builds homes in the Greater Toronto Area, Ottawa, Calgary and Edmonton.

Second, the motivation for the deal: land. Land availability and rapidly rising acquisition costs are a growing issue for builders – and therefore buyers. A run-up in land prices in Ontario in the last few years, for example, is one of the reasons Taylor Morrison decided to sell Monarch.

By acquiring Monarch, Mattamy quickly gains Monarch’s existing land tracts, most of which have been approved for development.

Mattamy, primarily a lowrise builder, also gains an immediate foothold in the fast-growing highrise market.

TORONTO, SPECIFICALLY MAYOR JOHN TORYAs if being mayor of Canada’s largest city isn’t difficult enough – some say it’s the toughest job in Canadian politics, certainly at the municipal level – Rob Ford drew a lot of negative, unwanted attention TO’s way.

On the one hand, Mayor John Tory can’t help but present the city and the mayor’s office in a brighter light. On the other, his predecessor left him with quite a mess.

Among Tory’s challenges: uniting a previously divided council, improving relations with the provincial and federal governments, and – the big one – transit. If Tory has his way, by the time his first term is up in four years, construction of his SmartTrack transit system will be well underway.

Toronto’s real estate market, meanwhile, is expected to continue humming along, though affordability is becoming a growing concern.

WALL

The GTA Home & Reno Show, where ideas, advice and inspiration for your home all come together, for 4 days only. Learn the tricks of the trade in one of our hands-on DIY learning stations, take a culinary adventure in our Winter Market where you can taste a variety of artisanal Ontario Foods, up your culinary skills at our Cooking Stage, and be inspired by industry experts including Drew and Jonathan Scott, Hosts of Property Brothers. Whether you need inspiration for your next project or are looking for some practical how to advice, make sure you dont miss this show!

C

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CM

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CMY

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Wall2Wall Full Page FINAL.pdf 1 2015-01-19 4:39:53 PM

WALL

The GTA Home & Reno Show, where ideas, advice and inspiration for your home all come together, for 4 days only. Learn the tricks of the trade in one of our hands-on DIY learning stations, take a culinary adventure in our Winter Market where you can taste a variety of artisanal Ontario Foods, up your culinary skills at our Cooking Stage, and be inspired by industry experts including Drew and Jonathan Scott, Hosts of Property Brothers. Whether you need inspiration for your next project or are looking for some practical how to advice, make sure you dont miss this show!

C

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Wall2Wall Full Page FINAL.pdf 1 2015-01-19 4:39:53 PM


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20 FoReST HIll HoMeS Derry Village Mississauga foresthillhomes.ca • from$590,000 31 8B

1 VaNDyk CoMMuNITIeS Windows on the Green vandykcommunities.com • from$300,000 5H

2 aMaCoN The Towns at Parkside Village 705-435-9991 • from$550,000 8F

3 STaRlaNe HoMe CoRPoRaTIoN Churchill Woods starlanehomes.com • • • from$562,000 4E

3 GReeNPaRk HoMeS Churchill Woods churchillwoods.ca • • • from$529,000 4E

4 CoNSeRVaToRy GRouP Central Park North 905-890-0195 • • from$465,000 7F

5 DuNPaR HoMeS Heritage Gate heritagegate.ca • from$500,000 6F

6 CouNTRy HoMeS Lakeshore Village 1-866-746-2999 • • from$550,000 9J

7 GReaT GulF Hot 905-828-4257 • from$420,000 5K

19 DezeN HoMeS McLaughlin 905-696-7938 • from$544,000 8B

23 DuNPaR HoMeS Park View Trail 416-253-5888 • from$500,000 11G

24 DuNSIRe DeVeloPMeNTS Barca Verde barcaverde.ca • from$690,000 10I

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Builder Site Tel Price Range Page No.7 ASPeN RiDge HomeS Mayfield Village 905-230-2592 • • • from$340,000 iFC & 1 11L

8 TReASuRe HiLL HomeS Vales of the Humber Estates valesofthehumber.com • from$780,000 21 11L

8 STARLANe Home CoRPoRATioN Vales of the Humber Estates valesofthehumber.com • from$780,000 21 11L

8 gReeNPARk HomeS Vales of the Humber Estates valesofthehumber.com • from$780,000 21 11L

9 mATTAmy HomeS Mount Pleasant North mattamyhomes.com • • from$338,000 BC 7o

11 FieLDgATe HomeS Lotus Pointe Caledon 905-838-2806 • • from$600,000 insert & 25 6m

12 gReAT guLF Westfield 905-866-6876 • from$450,000 29 10k

14 TReASuRe HiLL HomeS Southfield Meadows treasurehill.com • 19 6m

15 FieLDgATe HomeS Cobblestones 905-457-0445 • • from$679,000 insert & 25 8Q

16 RoSeHAveN HomeS Urban Towndominiums at Mount Pleasant rosehavenurban.com • • from$290,000 22 6o

21 PRimoNT HomeS Centretown 905-495-5067 • • • from$376,000 12 6P

23 HeATHwooD HomeS Meadow Green heathwoodmeadowgreen.com • • from$623,000 43 8R

55 PRimoNT HomeS Newtowns at Mount Pleasant www.primonthomes.com • from$340,000 13 6P

62 FieLDgATe HomeS Valley Lands 905-457-0445 • • • from$567,000 insert & 25 9o

65 gReAT guLF Mount Pleasant 905-459-5772 • from$630,000 29 6P

67 PRimoNT HomeS Seasons in Caledon www.primonthomes.com • • from$600,000 12 7m

1 TRiBuTe CommuNiTieS Landscapes 905-893-3331 • • from$399,000 8m

2 CoSCoRP iNC. The Village of Southfields thevillageofsouthfields.ca • • • 6L

2 moNARCH CoRPoRATioN The Village of Southfields 905-843-0707 • • • from$390,000 6L

3 emPiRe CommuNiTieS Lakeside empirelakeside.com • • from$350,000 7N

4 vANmAR HomeS Credit Ridge Estates 416-746-1234 • from$550,000 8P

5 TiFFANy PARk HomeS The Estates of Spring Valley 905-216-5620 • from$583,000 6P

6 TowNwooD HomeS Gates of Countryside gatesofcountryside.ca • • from$400,000 8m

6 CouNTRy wiDe HomeS Gates of Countryside 905-907-1500 • • from$400,000 8m

6 RegAL CReST HomeS Countryside Meadows countrysidemeadows.ca • from$346,000 8m

6 RoyAL CLiFF HomeS Gates of Countryside gatesofcountryside.ca • • from$400,000 8m

6 STARLANe Home CoRPoRATioN Gates of Countryside starlanehomes.com • from$520,000 8m

9 mATTAmy HomeS Mount Pleasant Village mattamyhomes.com • • • from$255,000 7o

10 STARLANe Home CoRPoRATioN Mount Pleasant Meadows meadowsbrampton.com • from$464,000 6o

10 vALeRy HomeS Mount Pleasant Meadows meadowsbrampton.com • from$464,000 6o

11 gReeNPARk HomeS Lotus Pointe Caledon LotusPointeCaledon.ca • from$450,000 6m

11 STARLANe Home CoRPoRATioN Lotus Pointe Caledon LotusPointeCaledon.ca • from$450,000 6m

11 RoSeHAveN HomeS Lotus Pointe Caledon LotusPointeCaledon.ca • from$450,000 6m

13 STANFoRD HomeS The Ravines of Credit Woods 905-453-4200 • from$570,000 6P

17 PemBeRToN gRouP Rosedale Village Golf & Country Club 905-799-5000 • • • • from$190,000 8m

18 SABeRwooD HomeS Heart Lake Village 905-773-6549 • from$300,000 8N

19 mATTAmy HomeS Salisbury Square mattamyhomes.com • • from$314,000 10N

20 LANDmART HomeS Casablanca 905-915-5227 • from$730,000 9J

22 TowNwooD HomeS Marigold townwoodhomes.com • • from$475,000 11L

24 CoNSeRvAToRy gRouP Trinity Village 905-846-2930 • • from$440,000 7N

25 HeATHwooD HomeS Terracotta Village at The Credit Valley905-874-4741 • from$430,000 9Q

32 FoReST HiLL HomeS Ravines of Castlemore 905-794-8875 • from$650,000 8k

37 oxFoRD HomeS Adena Ridge 905-584-6444 from$600,000 37o

38 ANDRiN HomeS Turnberry Townhomes AndrinTowns.com • from$350,000 9m

45 BRookFieLD HomeS Pathways 905-584-2225 • from$400,000 8k

48 ASPeN RiDge HomeS Credit Manor Heights 905-216-5155 • • from$400,000 8Q

48 RegAL CReST HomeS Credit Manor Heights yourkingdom.ca • • from$850,000 8Q

48 CouNTRy wiDe HomeS Credit Manor Heights yourkingdom.ca • from$850,000 8Q

51 ACoRN HomeS Castlegate acornhomes.ca • from$575,000 11k

55 RoSeHAveN HomeS The Neighbourhoods of Mount Pleasant 416-410-0175 • • from$405,000 6P

55 TowNwooD HomeS The Neighbourhoods of Mount Pleasant LovemountPleasant.com • • from$270,000 6P

55 TowNwooD HomeS The Neighbourhoods of Mount Pleasant LovemountPleasant.com • • from$405,000 6P

58 DevoNLeigH HomeS iNC. Meadowlands 519-942-3312 • • from$339,000 3C

60 PRimoNT HomeS Castlemore 905-856-5777 • • from$430,000 9k

64 meRiDiAN HomeS Credit Valley Manors 905-216-5186 • • from$400,000 8P

65 gReAT guLF Mount Pleasant 905-459-5772 • from$530,000 6P

66 BALLANTRy HomeS Spring Valley Village ballantryhomes.com • from$420,000 9m

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17 S

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8th Line

10th Line

4 Line Rd

5 Line Rd

6 Line Rd

20 S

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James Snow Parkway

Millburough Line

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Bronte Rd 3 Line Rd

4 Line Rd

5 Line Rd

Derry

Rd

8 Line RdTrafalgar Rd

Brita

nnia

Rd

W

Dundas St E

Jerseyville Rd.Governor©s Rd

14th

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8 Conce

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7th C

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6th C

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10th

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11th

Con

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Campbel

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Conce

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d E

Hw

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Carlis

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Centre Rd

Main St N

Dundas St

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Hwy 6

Mountsb

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Twenty

Rd

Mohawk

Snake Rd

North Sh

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Dunda

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Brant St

Hwy.

7

Wallace St

Acton Blvd

Coles Court 4 Line Rd

Churchill Rd

Hwy 25

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Burlington Bay

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Niagara on the Lake

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403

403

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407

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40

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43




* Due to scale restrictions locators are approximate. Please see build-

er’s ads for exact locations.

wes

t re

gion

: Ac

ton,

Hal

ton

Hill

s, M

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, Bu

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, W

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76

39

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14 AveRToN HomeS Averton Square avertonsquare.com • from $620,000 39 9H

33 meNkeS The Enclaves of Upper Canada 289-891-9103 • • from $750,000 7 9C

45 RoSeHAveN HomeS On the Ridge liveontheridge.ca • • from $350,000 69 3R

45 HomeS By DeSANTiS On the Ridge liveontheridge.ca • • from $350,000 69 3R

out of range HomeS By DeSANTiS Lyon’s Creek lyonscreekchippawa.com • • • from $290,000 69

out of range RoSeHAveN HomeS Lyon’s Creek lyonscreekchippawa.com • • • from $290,000 69

1 SCHuiT HomeS Perth Park 905-628-9559 • 2Q

2 GReAT Gulf Edgewood 905-356-9408 • from $305,000 11Q

3 SPAllACCi HomeS Simona Place spallaccihomes.com • 2Q

4 SPAllACCi HomeS Eden Park 905-381-4280 • from $320,000 2Q

4 SPAllACCi HomeS Eden Park spallaccihomes.com • from $320,000 2Q

5 ARiSTA HomeS Milton Trails 905-864-3306 9H

6 CouNTRy GReeN HomeS The Uptowns of waterdown 905-690-7600 • • from $250,000 10k

7 lAkeview HomeS Cannery Park 1800-565-5150 • from $320,000 9G

8 mATTAmy HomeS Cranberry Hill mattamyhomes.com 8m

9 BeAveRHAll HomeS Forestwood 905-636-1365 • • from $518,000 9G

10 GReAT Gulf Rolling Meadows 905-680-0841 • from $300,000 12R

11 BRANTHAveN HomeS Jazz Condos jazzcondos.ca • from $200,000 9N

12 ToByN PARk HomeS Park City parkliving.ca • from $180,000 10l

13 HeATHwooD HomeS The Village at Traditions 905-876-3140 • • from $441,000 8H

17 mATTAmy HomeS Hawthorne South Village mattamyhomes.com • 9G

19 CoNSeRvAToRy GRouP Jasper Village 905-636-1942 • • from $520,000 10G

20 PARkBRiDGe lifeSTyle CommuNiTieS iNC. Cherry Hill at Vineland 1-800-479-9777 • from $194,000 12R

22 CouNTRy GReeN HomeS Park Place Village 905-690-7600 • • • from $250,000 8m

26 eDeN oAk Weaver’s Mill weaversmill.com/nh • from $336,000 6B

35 PHelPS HomeS Jordan Village phelpshomes.com • from $345,000 8R

36 PHelPS HomeS Brookside phelpshomes.com • from $236,000 7R

37 PHelPS HomeS Streamside phelpshomes.com • from $316,000 6R

38 loSANi HomeS Ancaster Glen 289-239-7629 from $370,000 2Q

39 loSANi HomeS The Fairgrounds 289-286-0928 from $250,000 2Q

40 loSANi HomeS Greenhill Glen 905-538-8752 from $270,000 4Q

41 loSANi HomeS Sherman Oaks 905-574-0828 from $290,000 3R

42 loSANi HomeS Paramount 905-560-2061 from $230,000 3R

43 loSANi HomeS Orchard Park 905-930-9943 from $390,000 5Q

44 loSANi HomeS Discovery 905-563-0666 from $330,000 8R

map

finde

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wes

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: Ac

ton,

Hal

ton

Hill

s, m

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, Bu

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, w

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dow

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77

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C

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thor

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Bronte Rd

6 Line RdBurn

ham

thor

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Dunda

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Nottinghill Gate

Maple Grove Dr

9 Line Rd

Morrison Rd

Lake

shor

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E

Upper

Mid

dle

Rd W

3 Line Rd4 Line Rd

Spee

rs Rd

Rebe

cca

St

Lake

shor

e Rd

W

Burloak Rd

Mac

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Kerr St

Reynolds St

Trafalgar Rd

8 Line Rd

Chartwell Rd

Ford Dr

Devon Rd

Roya

l Win

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Dr

Corn

wal

l Rd

Watson Ave

Brid

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d

4 6

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2

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24

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Middle Block Rd Co

ncessio

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Fountain St

Gu

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Ave

Beaverd

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Langs Dr

Coronation Blvd

Pinebush Rd

Hesp

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Franklin

Blvd

Avenue Rd

Clyde Rd

Blenheim Rd

Myers RdSt. A

ndre

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t

Main St

Elgin

wes

t re

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: O

akvi

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Cam

brid

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* Due to scale restrictions locators are approximate. Please see builder’s

ads for exact locations.

Attention Builders - Want to add your community to our maps?

Need to update existing information? Please fax the details to (416) 789-9554

78

Site

#

Deta

ched

Semi

Townh

ome

Cond

o

Builder Site Tel Price Range Page No.Map

Finde

r

wes

t re

gion

: O

akvi

lle,

Cam

brid

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79

1 MaTTaMy HOMeS The Preserve mattamyhomes.com • • from$420,000 4E

3 MaRkay HOMeS Bronte Park Town Manors 416-746-1234 • from$590,000 3H

4 GReaT GulF Trafalgar Landing greatgulf.com/trafalgartownhomes • from$450,000 5C

6 BRaNTHaveN HOMeS Oakvillage oakvillage.ca • from$410,000 5C

6 MiNTO Oakvillage oakvillage.ca • from$410,000 5C

6 eMSHiH DevelOPMeNTS iNC Oakvillage 905-639-9006 • from$410,000 5C

15 MeNkeS Millstone On The Park 905-825-3619 • from$420,000 3G

I BUILD AWARENESS.

“As a small builder, we have a little voice. BILD helps us get our issues heard though its advocacy channels to key government stakeholders which directly impacts our ability to build homes and create jobs. Additionally, member communications and seminars on trends, issues and economic forecasts keeps us in the loop and raises awareness of our company in the marketplace.”

Andrea DeGasperis-Ronco President Opus Homes

Builder / DeveloperMember since 2011

Get Involved: bildgta.caI AM


Showcasing new homes in the GTA’s east region

Jan 24 - Feb 7, 2015

IN THIS SECTION

>> Maps and listings for new-home communities in the east region>> Builder news and the latest in new homes in the east region


colourfulIT’S A

LIFE

//DESIGNER ADVICE

» by SARA DUCK» photo by MAURA MCEVOY

Potter, designer and author JONATHAN ADLER is a designing powerhouse on a mission to shake up boring decor with his dazzling, colourful creations. In town as guest speaker at the Interior Design Show, this multi-talented designer offers some valuable tips.



You seem to be a designing chameleon these days with your continued successful and diverse lines of pottery, furniture, home accessories, apparel and more. Where do you draw inspiration from?J | Creativity is an audacious and magical undertaking, and I try not to think about it too much, but I always keep my mind and my eyes wide open.

Describe your design philosophy in three words.J | Style, craft and joy. You’re known and loved for your use of colour. What are your favourite colour combinations?J | Lemon yellow and blue is an “always” combination for me, and I’ll never say no to a dash of prep-tastic red, white and blue.

Describe your home’s aesthetic.J | Shelter Island is where my husband Simon and I built our dream home. We wanted warm, rustic modernism. It’s a little California, a little Japanese and a little Swedish.

There are a lot of decorating/design rules out there. What’s one that you think people should just totally ignore?J | All of them. Don’t worry about rules: if you love it, it will work.

How can homeowners bring a “wow factor” to a room? J | Start with a bold, graphic rug and you won’t look back.

What are some of your favourite decor stores to shop at?J | Well, mine! But when I’m in Toronto, I like to pop into Artifacts and Elte.

What are some of your favourite pieces you’ve designed for 2015? J | I’m having a love affair with our new modular Ultra Sectional. It is glamour, glamour, glamour. And brass – anything brass. Our brass hand nutcracker is surreal – and chic – and will make you want to be constantly surround by a pile of walnuts needing to be de-shelled.

What’s a new trend you think people should embrace in the new year?J | Mixing metals. Break your allegiance to just silver or gold and embrace metallic mixing.

In addition to being a successful author; a collaborator with companies such as Kravet, Starbucks and Lacoste, and creator of must-have home items, you’ve had great success as an interior designer. What’s next for you?J | I just finished re-envisioning the Eau Palm Beach resort in Florida – all 309 guest rooms and corridors – and I’m launching a collection with Formica Laminate this spring. I’m a restless designer, so the more I make, the more I want to make. More stores, more products, more projects!

Worth Avenue Bargello Throw Pillow. $175. Visit jonathanadler.com

Amsterdam Side Dining Chair. $495.

Visit jonathanadler.com

Jacques Desk. $3,495.

Visit jonathanadler.com

//DESIGNER ADVICE...continued

SOME OF OUR FAVOURITE JONATHAN

ADLER PIECES!



I recently had the pleasure of designing my own relaxing Miami retreat! You, too, can reap the rewards of this South Beach styling with my tips to get that perfect tone-on-tone interior, including ideas you can steal for a total overhaul or a quick refreshing update.

territoryNeutral

1

//DESIGNER ADVICE

» by YANIC SIMARD » photos by ROBIN HILL


TIP For a more dramatic

but still neutral look,

harness the power of black

and white with small

accents such as the Glass

Duo Tealight/Taper

Candle Holder. $13. Visit

YSSelected.com

TIP Faux fur and

shearling is a huge

trend — incorporating

the Aspen Deluxe Faux

Fur Throw: gives a chic

lodge look to any space.

$132. Visit YSSelected.com

1/PICTURE PERFECT PALETTESometimes the best colour scheme is no colour at all! To capture the South Beach spirit and keep this space feeling open and fresh, I used a white-on-white palette based around Benjamin Moore’s #OC-65 Chantilly Lace, and then added pops of other neutrals for variety.

3/TASTEFUL TEXTUREA minimal palette puts the focus on texture, so it’s key to have contrast between soft and hard, smooth and rough, and shiny and matte. The sleek glossy floors practically demanded a soft cowhide, but other furnishings use leather, ceramic and fabric upholstery (with mix and match pillows) for tons of tactile sensations.

TIP Sculptural accents such as a Carved Divot

vase can instantly add a rich punch of texture to

a counter or shelf.

2/LIVELY LODGINGSSpeaking of cool tones, it’s important to add some warmth into a white-on-white space if you don’t want it to feel too chilly. This is why this space primarily consists of warm woods and beige accents, over cooler grey tones, and comforting accents such as the sheepskin rug in the bedroom (and exposed storage for extra bedding).

2

3

THIS CARVED DIVOT VASE

IS PART OF MY YANIC SIMARD

SELECTED COLLECTION BY TORRE & TAGUS


YANIC SIMARD is the principal designer of the Toronto Interior Design Group. Specializing in residential and commercial projects, Simard often applies his signature high/low and old/new combination design techniques in developing unique designs. Simard has created designs for clients in Toronto, Montreal and Miami, and has appeared as a regular guest expert on Citytv’s CityLine. Visit tidg.ca

4

5

TIP Don’t be afraid of mixed metals,

especially in a neutral space. A piece such

as the Talis Hammered Gold Platter

plays well next to cool silver tones. $70.

Visit YSSelected.com

TIP These Cut Crystal

Decorative Knobs are an

easy switch-out for an airy

accent in any home. $22 for

two. Visit YSSelected.com

4/TRIED AND TRUETaking the texture even further is the combination of wood and metal — blended with white, they form a timeless trio. Balancing all three in roughly equal proportions helps the galley kitchen look coordinated despite combining so many materials — and each is picked up again throughout the space for a harmonious vibe.

5/CRYSTAL CLEARFinally, to keep the space feeling open, I balanced some of the heavier items with light touches, such as the clear acrylic nesting tables and transparent ghost chairs. Beachy seaglass vases finished off the look for a perfect retreat in paradise!

Don’t be afraid of mixed metals, especially in a neutral space.

Get your copy now!416.626.4889

Fall issue available.

luxury homes and condos to life

created exclusively to showcase luxury homes and condo developments, Luxury Living is the first premium magazine of its kind.

discerning shoppers will enjoy browsing sophisticated design and editorial, and most importantly, the quality selection of premium,high rise and low rise developments in the GTA.

FALL 2014

TOP DESTINATION:

NEW YORK CITYQ&A WITH WORLD-FAMOUS

DESIGNER KELLY HOPPENTHE LUXURY MARKET’S

CONTINUED EXPANSION

LuxuryLivingGTA.com

THE GTA’S most COVETED ADDRESSES

Who, what & where – we tell all!

Village Gate, an Angus Glen Community by Kylemore Communities

LuxuryCover-09-27-14.indd 1

14-09-18 7:38 PM

newhomeguide.ca

1

2 3

4 5

6 7

8 9

10

11

12

13

14

15

16

17

18

19

City

ofPickering

City

ofOs

hawa

401

401

401

4 Sideline R

9 C

on

cess

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12 Sideline

8 C

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4 Sideline

Lake Ridge R

Bra

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W Cochrane

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Ashburn Rd

Halls Rd N

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7 C

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4 Sideline R

6 C

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20 Sideline

16 Sideline

Central St Brock Rd

16 Sideline

Paddock Rd

7

Brock Rd

28 Sideline

30 Sideline

9 C

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24 Sideline

North Rd

7 C

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32 Sideline

Wh

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32 Sideline

North Rd

5 C

on

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16 Sideline

Brock Rd

Greenwood Rd

Church St N

Fift

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Lakeridge Rd

Salem Rd

Audley Rd

Westney Rd N

Coronation R

Country Lane

Salem Rd Tau

nto

n R

d E

Rosebank Rd

Altona Rd

Whites Rd

4 C

on

cess

ion

4 C

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Altona Rd

3 C

on

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Fairport Rd

Dixie Rd

Liverpool Rd

Major Oaks R

Valley Farm

Brock RdRo

ssla

nd

Rd

Riverside Dr Notion Rd

Brock Rd

Squires Beach Rd

Sandy Beach

Mo

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Appleview Rd

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Wes

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Audley Rd

Ajax-Whitby

Tau

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McQuay BvRo

ssla

nd

Rd

Garden St

Baldwin St S

Thornton Rd

Thickson Rd

Co

nlin

Rd

Stevenson Rd

Tau

nto

n R

d W

Co

nlin

Rd

Ritson Rd N

Townline Rd.

Mary St N

Bea

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Central Park

Grandeview S

Ad

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Kin

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Harmony Rd S

Grandeview S

Wen

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Kin

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Kendalwood R

Gib

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Man

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Anderson St

Garden St

Hopkins St

Phill

ip M

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Stevenson Rd

Park Rd S

Blo

or

St

Simcoe St S

Wilson Rd S

Brock St S

Wen

two

rth

St

Blair St

Thornton Rd

Henry StBrock St N

Blair StCedarbrook T

Baldwin St NDuffs Rd

12

Garrard Rd

Harmony Rd N

Wilson Rd N

Stevenson Rd

Garrard Rd

Grandeview S

8 C

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Ro

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/Win

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R

Ch

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7

Fin

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Shoal Point Rd

Pickering Beach Rd

Church St S

Kin

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Shep

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Ritson Rd S

Dry

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Simcoe St N

Cochrane St

54

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10

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4 9

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12 Averton Homes Main Street Seaton averton.ca from $290,000 39 4F

14 HeAtHwood Homes Country Lane in Whitby Heathwood.com • • • 43 9G

47 senAtor Homes Harbourside Condominiums 905-493-3823 • • from $250,000 83 9J

90 LeBovic Homes Old Taunton in Pickering 905-428-3434 • • • 85 5H

1 triBute communities Charing Cross 905-571-1011 • from $390,000 14e

2 BrookfieLd Homes Hills of Harrowsmith 905-697-1681 • from $300,000 15G

3 GreAt GuLf Stonecrest greatgulf.com • • from $298,000 14G

4 menkes Somerset 905-428-0500 • from $690,000 7G

5 triBute communities The Village of Brooklin West 905-425-0539 • from $400,000 11d

6 emery Homes Town Central 1-877-953-6379 • from $350,000 4J

7 HiGHmArk Homes Triumph whitbytriumph.ca • from $350,000 10G

8 LAkeview Homes The Forest of Lyndebrook 416-746-1234 • from $490,000 10f

9 stAfford Homes Elements Townhomes elementsajax.com from $390,000 7H

10 fernBrook Homes Altona Woods fernbrookhomes.com • from $450,000 1i

11 mAttAmy Homes Seaton www.mattamyhomes.com • • 5G

13 Lifetime Homes Folkstone 1-877-365-9555 • • from $335,000 10G

21 GreAt GuLf Grandview Oshawa 1-888-579-7235 • from $334,000 14f

31 Preston Homes Prestonvale Heights 905-432-2800 • • from $350,000 15J

34 triBute communities The Neighbourhoods of Park Ridge 905-723-2344 • from $339,000 15G

45 sundiAL Homes Limited Mulberry Meadows 905-427-8255 • from $560,000 6J

48 senAtor Homes Whitby by the Lake senatorhomes.com • • from $250,000 10J

54 BAycLiffe Homes The Gates of Whitby 905-668-9828 • • from $250,000 9G

60 Greycrest Homes the fields of conlin 905-725-4539 • from $310,000 15G

66 monArcH corPorAtion Tran Quility monarchgroup.net • from $550,000 7G

67 midHAven Homes Breeze 1-877-773-6888 • • from $300,000 15f

68 storyBook Homes Brookstone Estates 905-438-9516 • from $1050,000 11c

91 sundAnce Homes The Towns of Nichol Green Phase 2 905-441-3312 • from $350,000 11J

92 GLen rouGe Homes The Cornerstone 905-415-2710 • from $796,000 6i

Map

Finder

east

reg

ion:

P

icke

ring

, Aj

ax,

whi

tby,

osh

awa

91

1

2 3

4 5

6 7

8 9

10

11

12

13

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15

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17

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Builder Site Tel. Price RangePage No.

Map

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5 AveRToN HoMeS Beacon Hill Bowmanville averton.ca • from $420,000 39 13B

1 MASoN HoMeS Port Hope Lakeside Village 905-885-6565 • from $229,000 15J

2 FAR SigHT HoMeS King’s Bay Golf & Country Club Estates 905-642-8383 • from $460,000 16B

3 FAR SigHT HoMeS The Estates at Sunset Ridge 905-642-9015 • from $930,000 2e

4 PARkview HoMeS Jackson Creek Meadows 705-748-4663 • 2i

4 PARkview HoMeS Jackson Creek Meadows Townhomes 705-748-4663 • 2i

7 BRookFielD HoMeS Foxtrail foxtraillife.ca • from $400,000 5C

8 kAiTliN gRouP lTD. Port of Newcastle 1-800-305-6849 • • • from $260,000 14e

8 kyleMoRe CoMMuNiTieS Port of Newcastle 905-987-5146 • from $479,000 14e

8 SToRyBook HoMeS Bond Head Estates 905-438-9516 • from $850,000 14e

9 PARkview HoMeS Harmony Condominiums 705-748-4663 • from $189,000 2i

14 RiCe DeveloPMeNTS Willmot Creek On The Lake 905-697-5806 • from $225,000 11D

18 B.g. SCHiCkeDANz Lake Scugog Estates 1-888-894-9888 • from $330,000 18B

20 geRANiuM HoMeS Verandas 905-885-0555 • from $266,000 10i

26 kAiTliN gRouP lTD. Aspen Heights 905-697-0513 • from $165,000 10C

26 kAiTliN gRouP lTD. Condominiums at Clarington Centre 905-697-4513 • from $210,000 10C

26 kAiTliN gRouP lTD. Country Classics 1-866-514-3573 • • from $300,000 10C

30 eMPiRe CoMMuNiTieS Estates of Wyndance 905-649-8197 • from $900,000 3e

34 CARRiNgToN HoMeS Woodlands of Upper Courtice 905-787-0963 • from $260,000 9i

35 MASoN HoMeS Parklands 1-866-443-7900 • from $238,000 3H

39 H&R DeveloPMeNTS Gracefields hr-newhomes.com • from $322,000 4C

39 THoRNRiDge HoMeS Gracefields 1-877-361-4226 • from $320,000 4C

39 liNDveST PRoPeRTieS Gracefields 1-877-361-4226 • from $320,000 4C

45 HigHCASTle HoMeS Northglen northglen.ca • • from $221,000 11B

45 DelPARk HoMeS Northglen 905-419-7222 • • • from $221,000 11B

45 eSquiRe HoMeS Northglen northglen.ca from $245,000 11B

48 BRookFielD HoMeS BrookHill 905-697-1681 • • • from $350,000 10B

48 JeFFeRy HoMeS BrookHill 905-697-0765 • • • from $300,000 10B

72 vANDyk CoMMuNiTieS West Park Village vandykcommunities.com • • • from $210,000 3i east

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Jan 24 to Feb 7, 2015

JAN 24 - 25

Interior Design Show 2015 METRO TORONTO CONVENTION CENTRENow in its 17th year, the Interior Design Show has been a design industry hub of new ideas and business opportunities.With exhibitors such as Chatelaine magazine, IKEA Canada and Magic Pony, the exhibition is home to innovative new products, cutting-edge designers, and new style concepts from North America and more.

interiordesignshow.com

JAN 24 - 25

The Politics of Fashion and the Fashion of Politics DESIGN EXCHANGEThe latest exhibit at the Design Exchange looks at the impact that politics has on fashion and the impact fashion has on the political world. Guest-curated by Toronto fashion icon Jeanne Beker, the exhibit showcases how fashion is a tool for interpersonal communication in pop culture. It looks at the underlying relationship between fashion and politics and how the former has launched politic awareness, while the latter has shaped style through the decades.

dx.org

Calendar of events beginning from

Jan. 24 to Feb. 7, 2015

JAN 30 - FEB 12

Winterlicious VARIOUS LOCATIONS IN TORONTOWinterlicious is back for 2015 with more prix-fixe meals from top Toronto restaurants. The annual foodie fest, presented by the city of Toronto, has over 190 different menus creating special menus to show off their specialties, including starters, entrées and desserts. This fine-dining experience costs around $18 to $28 for lunch, or $25 to $45 for dinner per person, plus taxes and gratuity.

toronto.ca

JAN 31 - FEB 1

Toronto Tea Festival TORONTO REFERENCE LIBRARYFor those who adore a cup of tea, and even those who might be curious to experience tea outside the haughty English style of a high tea, this festival features a mix of trendy and traditional teas and how they’re prepared. In addition to being able to try various teas, experts will also be on hand to describe the process for creating the perfect pot or cup, and you’ll also have the chance to shop for some unique teas along with the instruments needed for bringing them to life.

teafestivaltoronto.com

//HOT DATES


Homebuyers’ Resource SectionYou love the home, see what you can afford!» Compare mortgage rates for your best deal

» Calculate your mortgage payments using the mortgage payment calculation chart

HOMEBUYERS’ HELP//


Calculate your mortgage payments

01 Determine the appropriate 5-Year Fixed Mortgage Rate, which is easiest to qualify for.

02 Run your finger down the left column of the table below to find the rate (round to the nearest 1/4%).

03 Choose your desired amortization period across the top of the table (25 years has lowest payment and is easiest to qualify for first-time buyers).

04At the intersection of the column and row is your mortgage payment per month per $100,000 borrowed.

CHART FIGURE MORTGAGE AMOUNT ÷ 1,000INTEREST RATE MONTHLY PAYMENT

EXAMPLE: 5% 25 YEARS 5.82 (MORTGAGE AMOUNT $125,000) 125 $

AMORTIZATION PERIOD

Canadian mortgage payment factors Instructions:

» Bear in mind that this is a rough estimate. If you have several other large loans already, you may qualify for less. Also, banks and trust companies vary in their policies. The best way to know what you can afford is to go to the lending institution of your choice and get pre-qualified.


2.50% $666 $529 $448 $394

2.75% $678 $541 $461 $407

3.00% $690 $554 $473 $421

3.25% $702 $566 $486 $434

3.50% $714 $579 $499 $448

3.75% $726 $591 $513 $461

4.00% $738 $604 $526 $476

4.25% $750 $617 $540 $490

4.50% $763 $630 $553 $504

4.75% $775 $644 $567 $519

5.00% $788 $657 $582 $534

5.25% $801 $671 $596 $549

5.50% $814 $684 $610 $564

5.75% $827 $698 $625 $579

6.00% $840 $712 $640 $595

6.25% $853 $726 $655 $611

6.50% $866 $741 $670 $626

6.75% $880 $755 $685 $642

7.00% $893 $769 $700 $659

Table provided by Calum Ross, Owner, President and Principal Broker at Calum Ross Mortgage. He can be reached at 416.410.9905, [email protected] and calumross.com

Mortgage payment calculation chartAMORTIZATION PERIODS

INTEREST RATES

15 YEARS

20 YEARS

25 YEARS

30 YEARS

%


Compare mortgage rates for your best deal

CHARTERED BANKS Variable 6 Months 1 Year 2 years 3 years 4 years 5 years

Notes: **Interest rate charged subject to adjustment during term mortgage. Please consult institution for term of years available. All rates are prime rates and subject to change without notice.R.O.R. RATES ON REQUEST op OPEN ----- NOT QUOTING N/A NOT AVAILABLEJanuary 12, 2015. Prepared By Fiscal Agents Financial Information Services 905.844.7700

OTHER FINANCIAL INSTITUTIONS

TRUST COMPANIES

ATB Financial 2.7 4 2.94 2.89 2.99 3.04 3.24 6.30op 6.30op 6.50op Alterna Svgs/Alterna Bk 2.6 4 2.98 2.98 2.98 2.94 3.19 6.30op 6.30op Bank of Montreal 3 4 3.14 3.04 3.85 4.39 3.29 6.30op 6.30op Bank of Nova Scotia 2.6 4.55 3.29 3.14 3.44 3.94 3.19 6.45op 6.50op Canadian Western Bank 4 3.14 3.04 3.65 4.2 4.99 6.45op 6.30op CFF Bank 3.69 3.75 2.59 3.79 3.04CIBC 3 2.99 2.79 3.65 3.14 4.99 6.70op 6.35op ICICI Bank Canada 3.05 3.15 3.65 3.64 3.69 3.89Manulife Bank 2.7 4.45 3 3.04 3.04 3.09 3.09 3.50op National Bank n/a 4.4 3.14 3.04 3.75 3.09 3.29 6.70op 6.70op President’s Choice Finan 2.65 2.94 3.59 2.99 4.44Royal Bank 3 3.14 3.14 3.95 3.14 3.24 6.30op 6.30op TD Canada Trust 3 2.99 2.94 3.44 3.14 3.29 6.30op Tangerine 3 3.19 3.24 3.49 3.69 3.79

Community Trust n/a 6.5 3.14 3.25 3.95 4.74 4.99Concentra Financial n/a 5 2.89 2.59 3.44 3.94 4.79 6.70op 6.30op Effort Trust n/a 4.45 3.45 3.6 3.7 4.6 4.95 6.30op 6.30op Home Trust Company 2.5 3.95 2.89 2.89 2.79 2.94 2.95Investors Group Trust n/a 4.2 3.14 3.14 3.75 4.64 4.99 6.50op 6.30op MTCC 2.6 4.55 3.29 3.14 3.44 3.94 3.19 6.45op 6.50op

Airline Financial C.U. 4 3.01 3.1 3.33 3.65 3.13 6.25op Comtech Credit Union 2.95 6.2 2.99 3.25 3.29 2.99 2.99 6.40op 6.30op First National Fin. LP 3.95 2.99 2.59 2.69 2.89 3.09FirstOntario C.U. 2.75 3.09 3.14 3.29 3.09 3.19 6.34op 6.34op IC Savings 2.99 2.79 2.99 3.14 3.29London Life n/a 4.2 3.14 3.14 3.75 4.64 4.99 6.50op 6.30op Luminus Financial 2.6 2.95 2.75 3.45 2.95 3.15 6.30op MCAP 2.5 3.6 3.95 4.35 4.84 5.14Meridian Credit Union 2.75 4 3.09 2.65 3.65 3.29 3.19 6.30op Parama Credit Union 2.85 2.85 3.05 3.15 3.25 3.4 3.00op Steinbach Credit Union 2.5 2.75 2.85 2.95 3.05 3.1


NEW OPENINGSBrookfield Residential Uxbridge – FoxtrailAn exclusive enclave of 46 bungalow townhomes from the $400’s. brookfieldhomes.caTreasure Hill Homes Markham – AccoladesNow open – singles, semis and townhomes in Markham. treasurehill.comMenkes Etobicoke – Dwell City TownsNow open – urban townhomes in the heart of Etobicoke.menkes.comNational Homes Etobicoke – RichviewFreehold townhomes in the heart of Etobicoke from the $570’s. nationalhomes.comTribute Communities Nobleton – Gates of Nobleton Grand opening now on – luxurious detached homes on 50-, 60- and 70-ft. lots.mytribute.caTribute Communities Oshawa – U.C.Grand opening of this new master-planned community in north Oshawa.mytribute.caAverton Homes Mount Albert – Victoria Highlands Now open – community of bungalows and two-storey homes.victoriahighlands.comArista Homes North York – Goddard on the ValleyModel home now open for these semis and select number of detached homes.aristahomes.com

Fieldgate Homes Brampton – Valleylands on Chinguacousy Grand opening – freehold towns, 28-ft. linked singles, 38- and 45-ft. detached singles. fieldgatehomes.comMattamy HomesBrampton – Mount Pleasant NorthNow open – this selection of three-storey townhomes and detached homes on 30-, 38- and 45-ft. lots.mattamyhomes.comFieldgate Homes Richmond Hill – The HumberlandsGrand opening – 30-, 36- and 50-ft. singles close to parks, schools, shopping and more.fieldgatehomes.com Aspen Ridge Homes & Great Gulf Homes King City – King Oaks Now open – designer-furnished models of 70-, 80- and 90-ft. estate lot homes on the Oak Ridges Moraine.aspenridgehomes.com & greatgulfhomes.comAspen Ridge Homes Richmond Hill – Kettle Lakes ClubNow open in Richmond Hill – a collection of executive townhomes on a protected ravine.aspenridgehomes.comNational Homes Forest Hill – The Churchill CollectionNow open at Spadina and St. Clair, refined townhome residences.churchillcollection.caMonarch Corporation Kleinburg – Kleinburg Crown EstatesNow open – 42- and 50-ft. singles to Major Mackenzie Rd. and Hwy. 27.monarchgroup.netRosehaven Homes Kleinburg – Kleinburg Heritage EstatesNow open – homes of distinction on unique 60-to 70-ft. lots.kleinburgheritageestates.com

NEW RELEASESRosehaven Homes Bradford – Dream FieldsLimited release of 45- and 36-ft. singles from 1,800 to 3,384 sq. ft.rosehavenhomes.comBallymore Homes/Briarwood Homes Tottenham – Mill Street VillageTowns, semis and detached homes on 33- and 40-ft. lots.millstreethomes.comBallymore Homes/Briarwood Homes Sutton – Jubilee Singles on 36-, 40- and 50-ft. lots from the $300’s.myjubilee.caBrookfield Residential Aurora – The ArborsNew phase of two- and three-storey upscale townhomes in a master-planned community. brookfieldhomes.ca

Brookfield Residential Tottenham – Willow GlenNew phase of 30-, 36, 43- and 50-ft. designs. brookfieldhomes.caBrookfield Residential Alliston – TreetopsPhase 2 now open – 32-, 36- and 45-ft. single-family homesites. brookfieldhomes.ca

Fieldgate Homes Etobicoke – Humber MewsNew release of urban townhomes and new balcony suites.fieldgatehomes.com

Menkes Etobicoke – Humber MewsNew release of townhomes with basement and garage access, from $559,990.menkes.com

Empire Communities Brampton – LakesideNew 38-ft. designs in a community of townhomes, semis and detached homes.empirelakeside.comMonarch Ajax – TranQuility New release of detached single-family homes on private ravine and pie-shaped lots. monarchgroup.netRosehaven Homes & Townwood HomesBrampton – Mount Pleasant New release of freehold towns, attached singles and detached homes on 30-, 38-, 41- and 45-ft. lots.lovemountpleasant.comMattamy Homes Oakville – The Preserve A new release of Village Homes and 34-, 38- and 45-ft. detached homes.mattamyhomes.comForest Hill Homes & Madison Homes Markham – Cornell Rouge New release of freehold towns and singles on 30-, 36- and 40-ft. lots.cornellrouge.com Ballantry Homes Brampton – Spring Valley VillageNew release of semi-detached and detached homes surrounded by valley lands.ballantryhomes.com Tribute Communities Oshawa – Park Ridge New 40-, 50- and never before seen 36-ft. designs on extra deep lots.mytribute.caAspen Ridge Homes Markham – Upper Cornell New release now available – semis and detached homes on 30-ft. lots.aspenridgehomes.comGreat Gulf Homes Bradford – Summerlyn Village Limited edition detached homes on premium conservation lots. greatgulf.com

BUILDERS: If you would like to include your new model home or site opening, email [email protected] Please say you saw it in New Home Guide!

GTAHOT SHEET

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2014The Only Complete Resource Directory of Southwestern Ontario Home Builders

2014DISCOVER SWO’s top builders & developersone success story at a time

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一月三十一日至三月七日 / Jan 31 - Mar 7, 2015 Volume 4 Issue 1

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PREVIEW REGISTRATIONLaurier Homes Scarborough – Keeler ParkComing in spring – a small enclave of architecturally distinct new home designs.laurierhomes.comGreat Gulf Oakville – Trafalgar LandingRegister now for freehold townhomes at Dundas and Trafalgar.greatgulf.comLakeview Homes/Andrin Homes Newmarket – GlenwayComing soon – 50-ft. bungalows and two-storey singles, two-storey towns and three-storey urban towns. liveinglenway.comAspen Ridge/Lakeview/CountryWide Queensville – NewmarketComing soon, townhomes and 36- and 45-ft. singlesmyqueensville.comBayview Wellington Homes Bradford – Green Valley EstatesGrand opening for this community of towns, semis and singles. greenvalleyestates.comLormel Homes Woodbridge – La VivaComing soon – urban towns in the heart of Woodbridge. lavivatowns.comTreasure Hill Homes Aurora – Aurora Views on WellingtonFreehold townhomes in an exclusive enclave community. treasurehill.comTribute Communities Whitby – The Village of Brooklin WestComing soon – limited release of only 26 townhomes with double-car garages.mytribute.ca

Mattamy Homes Oakville – The PreserveComing soon, rear lane townhomes and detached homes in prestigious Oakville.mattamyhomes.comCountryWide Homes Aurora – The ArborsRegister now for these singles, coming soon.countrywidehomes.caRosehaven Homes Caledon – Lotus PointComing soon – 36-ft. singles from the low $600’s and freehold towns from the mid $400’s.moveuptocaledon.caArista Homes Vaughan – Vellmore WoodsComing soon to Vaughan – exclusive 36- and 42-ft. singles.aristahomes.comArista/Fieldgate/Paradise Kleinburg – ImpressionsPre-construction savings for these freehold townhomes and semis, and 30-, 38- and 44-ft. detached homes.impressionskleinburg.comGreenpark/Starlane Mississauga – Churchill WoodsRegister now for these towns and semis in one of Mississauga’s newest communities.churchillwoods.caCountryWide Homes Bradford – DreamFieldsRegister now for priority opportunity of singles and towns coming soon.countrywidehomes.caBallantry Homes Oakville – Oak ParkRegister now for this collection of urban townhomes and midrise condominiums.ballantryhomes.comMattamy Homes Milton – Hawthorne Village On The EscarpmentComing soon, exclusive new townhome designs on the Escarpment.mattamyhomes.com Madison Homes Richmond Hill – Jefferson ForestGrand opening coming soon! Register now for a collection of detached homes and freehold towns.madisonhomes.ca Great Gulf Brampton – Mount PleasantPreview opening at Bovaird and Creditview – full depth lots with unique standard features.greatgulf.comCountryWide Homes Newmarket – Woodland HillsComing soon – towns and singles, some with court, ravine and pie-shaped lots.countrywidehomes.caBrookfield Residential Tottenham – Willow GlenPreview opening on now – register now for these towns and singles from the $300’s. brookfieldhomes.caTreasure Hill Homes Richmond Hill – Urbantowns at BayviewComing soon – register now freehold townhomes at Bayview and Hwy. 7. treasurehill.com

CountryWide/Greenpark/ Royalcliff/Starlane/Townwood Brampton – Gates Of CountrysideRegister now for all new phase of semis and 38- and 47-ft. singles in an established, family-first neighbourhood.gatesofcountryside.ca Monarch Corporation AjaxComing soon to Ajax – 40-ft. designs. Discover a lifestyle infused with nature. Register now!monarchgroup.netFieldgate Homes Markham – Victoria Manor Coming soon – register now for luxury singles on 40-ft. lots in a prestigious neighbourhood at Woodbine and Major Mackenzie. fieldgatehomes.com Heathwood Homes Richmond Hill – Hampshire Mews Now previewing in Richmond Hill – an enclave of urban towns on Yonge St. heathwood.comBallantry Homes Oakville – OakParkRegister now for this collection of urban townhomes and midrise condominiums, coming soon to Oakville. ballantryhomes.comNational Homes Newmarket – StonehaveA ravine enclave in a mature community – 35-, 40- and 50-ft. lots near highways, shopping and schools. nationalhomes.comDelpark Homes Sutton – Cedar RidgeComing soon – register now for towns and singles from the upper $200’s. delparkhomes.caBeaverhall Homes Milton – Forestwood in Milton Now previewing in Milton – semi-towns and singles in a sought-after location.beaverhall.comAmacon Mississauga – The Towns at Parkside Village Register now for these townhomes starting from the mid $500’s.thetowns.caArista/Fieldgate/Paradise/Opus Aurora – Aurora TrailsRegister now to be among the first at the preview opening of these luxurious singles, semis and towns.auroratrails.comSunrise Homes Oakville – Bronte HarboursideLaunching soon – 18 exquisite homes close to the water in a rare Oakville location.sunrisehomes.caLindvest Aurora – Aurora GlenComing soon Phase 2 – traditional and contemporary detached homes.lindvest.com

BUILDERS: If you would like to include your new model home or site opening, email [email protected] Please say you saw it in New Home Guide!

GTAHOT SHEET

Acorn Homes - Oak Knoll 49

AristA Homes - Aurora Trails 15

AristA Homes - Boxgrove Markham 15

AristA Homes - Corporate 15

AristA Homes - Goddard on the Valley 15

AristA Homes - IMPRESSIONS 15

AristA Homes - Vaughan Valley Estates 15

AristA Homes - Vellore Woods 15

Aspen ridge Homes - Corporate IFC

Aspen ridge Homes - Mayfield Village IFC & 1

Averton Homes - Averton Common 39

Averton Homes - Averton Square 39

Averton Homes - Beacon Hill Bowmanville 39

Averton Homes - Corporate 39

Averton Homes - Evolution 39

Averton Homes - Main Street Seaton 39

Averton Homes - Victoria Highlands 39

BAllymore Homes - Jubilee 51

Bild - Promo 80

BriArwood Homes - Jubilee 51

Brookfield Homes - The Arbors 17

Brookfield Homes - Willow Glen Tottenham 16

decAde Homes - Yorkdale Village Phase II 5

digitAl device - Promo 55

fAmily of mAgAzines - Promo 100

fieldgAte Homes - 90 Niagara 25

fieldgAte Homes - Aurora Trails Insert & 25

fieldgAte Homes - Axiom Tower 2 25

fieldgAte Homes - BlueSky Stouffville Insert & 25

fieldgAte Homes - Cobblestones Insert & 25

fieldgAte Homes - IMPRESSIONS Insert & 25

fieldgAte Homes - Lotus Pointe Caledon Insert & 25

fieldgAte Homes - The New U Insert & 25

fieldgAte Homes - Valley Lands Insert & 25

fieldgAte Homes - Vaughan Valley Estates Insert & 25

fieldgAte Homes - Zigg 25

forest Hill Homes - Bridle Path of Thornhill 31

forest Hill Homes - Cornell Rouge 31 & 35

forest Hill Homes - Derry Village Mississauga 31

forest Hill Homes - Jefferson Forest 31

greAt gulf - Mount Pleasant 29

greAt gulf - Summerlyn Village 29

greAt gulf - Westfield 29

greenpArk Homes - Vales of the Humber Estates 21

advertiserindex

102 new home guide gta | jan 24 - feb 7, 2015

HeAtHwood Homes - Country Lane in Whitby 43

HeAtHwood Homes - Hampshire Mews 43

HeAtHwood Homes - Meadow Green 43

Homes By desAntis - Lyon’s Creek 69

Homes By desAntis - On the Ridge 69

ids - Promo 53

leBovic Homes - Old Taunton in Pickering 85

luxury living mAgAzine - Promo 89

mAdison Homes - Cornell Rouge 11 & 35

mAdison Homes - Greensborough 11

mAdison Homes - Thornhill 11

mAttAmy Homes - Mount Pleasant North BC

mAttAmy Homes - St. John Forest 8-9

menkes - Bloom Park Towns 7

menkes - Corporate 6

menkes - Dwell City Town 7

menkes - Humber Mews 7

menkes - The Enclaves of Upper Canada 7

moBile App - Promo 46

monArcH corporAtion - Corporate 104 & IBC

primont Homes - Centretown 12

primont Homes - Heirloom in Markham 12

primont Homes - Jadegarden at Cornell 12

primont Homes - Newtowns at Mount Pleasant 13

primont Homes - Renaissance Townes 12

primont Homes - Seasons in Caledon 12

roseHAven Homes - Corporate 23

roseHAven Homes - Lyon’s Creek 69

roseHAven Homes - On the Ridge 69

roseHAven Homes - Urban Towndominiums at Mount Pleasant 22

scHwArz lAw llp - Barristers & Solicitors 45

senAtor Homes - Harbourside Condominiums 83

stArlAne Home corporAtion - Vales of the Humber Estates 21

tHe gtA Home & reno sHow - Feb. 13-16 71

treAsure Hill Homes - Accolades in Markham 19

treAsure Hill Homes - Aurora Views on Wellington 19

treAsure Hill Homes - Moda Urban Village 19 & 27

treAsure Hill Homes - Model Home of the Month 66

treAsure Hill Homes - Southfield Meadows 19

treAsure Hill Homes - Tiara Estate Collection 19

treAsure Hill Homes - Urbantowns on Bayview 19

treAsure Hill Homes - Vales of the Humber Estates 21

treAsure Hill Homes - Victory Heights 19

jan 24 - feb 7, 2015 | new home guide gta 103

first run.It’s something you’ve never done before. Buying your first home is a moment filled with promise and hope and a rush of excitement. And when you cross this threshold, you’re entering a place that will be with you forever. Because it’s your first run at ownership. Since 1917, thousands and thousands of Canadian families have made Monarch their first choice for a first home. So trust the oldest, strongest and most respected name in Canadian homebuilding. Choose Monarch. First.

Please see a sales associate for full details. Prices and specifications subject to change without notice. E.&O.E. January 2015. 14568.

KITCHENER | Topper Woods | Models To View 43’ & 50’ Singles from the mid $400,000’sSales Centre located at 7 Wetland Way, Kitchener519-894-8222

SCARBOROUGH | Parkwood | Don’t Miss Out! Visit Monarch TodayFreehold Townhomes from the low $500,000’sSales Centre located at 1325 Danforth Rd., Scarborough416-495-3574

SCARBOROUGH | Bennett | New Community - Now Open Executive Singles from the low $800,000’sSales Centre located at 1325 Danforth Rd., Scarborough416-495-3574

HOURS: Monday – Thursday: 1pm – 8pm, Friday: 12pm – 5pm, Weekends & Holidays: 11am – 6pm

ALSO BUILDING HIGH RISE COMMUNITIES IN:Etobicoke | Markham | Downtown Toronto

CALEDON | SouthFields | Models To ViewTownhomes from the mid $400,000’s Semis from the high $400,000’s Singles from the low $700,000’sSales Centre located at 12515 Old Kennedy Road, Caledon (Old Kennedy Rd. and Mayfield Rd.)905-843-0707

KLEINBURG | Kleinburg Crown Estates | Designer Decorated Models50’ Singles from just over one million dollarsSales Centre located at 165 Timber Creek Boulevard416-495-3513

MONARCH COMMUNITIES

first.discover moreMonarchGroup.net first.discover moreMonarchGroup.net

first run.It’s something you’ve never done before. Buying your first home is a moment filled with promise and hope and a rush of excitement. And when you cross this threshold, you’re entering a place that will be with you forever. Because it’s your first run at ownership. Since 1917, thousands and thousands of Canadian families have made Monarch their first choice for a first home. So trust the oldest, strongest and most respected name in Canadian homebuilding. Choose Monarch. First.

Please see a sales associate for full details. Prices and specifications subject to change without notice. E.&O.E. January 2015. 14568.

KITCHENER | Topper Woods | Models To View 43’ & 50’ Singles from the mid $400,000’sSales Centre located at 7 Wetland Way, Kitchener519-894-8222

SCARBOROUGH | Parkwood | Don’t Miss Out! Visit Monarch TodayFreehold Townhomes from the low $500,000’sSales Centre located at 1325 Danforth Rd., Scarborough416-495-3574

SCARBOROUGH | Bennett | New Community - Now Open Executive Singles from the low $800,000’sSales Centre located at 1325 Danforth Rd., Scarborough416-495-3574

HOURS: Monday – Thursday: 1pm – 8pm, Friday: 12pm – 5pm, Weekends & Holidays: 11am – 6pm

ALSO BUILDING HIGH RISE COMMUNITIES IN:Etobicoke | Markham | Downtown Toronto

CALEDON | SouthFields | Models To ViewTownhomes from the mid $400,000’s Semis from the high $400,000’s Singles from the low $700,000’sSales Centre located at 12515 Old Kennedy Road, Caledon (Old Kennedy Rd. and Mayfield Rd.)905-843-0707

KLEINBURG | Kleinburg Crown Estates | Designer Decorated Models50’ Singles from just over one million dollarsSales Centre located at 165 Timber Creek Boulevard416-495-3513

MONARCH COMMUNITIES

first.discover moreMonarchGroup.net first.discover moreMonarchGroup.net


ASPIREto loving

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6.875" x 10.5" OGFfold

aspenridgehomes.com


fold

6.875" x 10.5" OGFfold

aspenridgehomes.com


fold

6.875" x 10.5" OGFfold

aspenridgehomes.com


ASPIREto loving

yourCommunity.
















MARKHAMUnion


VAUGHANChelsea



Now Open!


aspenridgehomes.com

6.875” x 10.5” IGF 7.25” x 10.5” IFC 7.5” x 10.5”fold

The Violet Model Home In Wildflowers, Kitchener

SALES CENTRE

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SALES CENTRE: 6 Worthington Avenue

Affordable & Welcoming Mount Pleasant North Offers You A Full Range Of Towns

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SALES CENTRE HOURS: Monday - Thursday 1 pm - 8 pm; Friday 1 pm - 6 pm; Saturday, Sunday and Holidays 11 am - 6 pm


Detached Homes From $412,990

BRAMPTON

Townhomes From $337,990

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38' Home, Plan 4, Elev. ‘A’, 2,458 Sq.Ft., $524,990Rear Lane Townhome, The Brantford, Elev. ‘E’, 1,736 Sq.Ft., $358,990

Elev. ‘E’

MATGTA - Mount Pleasent North - New Homes & Condos - Magazine Back Cover Due: 17/01/2015

File Name: MATGTA-MPN_NH&C_Mag_BackCover Publication: New Homes & Condos

Trim: 7.5" x 10.5" Safety/V.O.: 7” x 10” DPI: 300

Bleed: 0.125” Colours: CMYK Built: 13/01/2015 – JND

MATGTA-MPN_NH&C_Mag_BackCover.indd 1 2015-01-14 2:51 PM

Documents

GTA New Home Guide - Jan 24, 2015