AGENT MATERIAL

Hanover Marine

Excellence in coverage. By sea, land, or air.

HANOVER MARINE

Ocean Cargo Target MarketsVirtually every type of business has a need, at some point,

for Ocean Cargo coverage. Industry types include:

• Wholesalers

• Distributors

• Manufacturers

• Contractors

• Specialty Companies

• And Many More

Hanover Ocean Cargo. Your ship has come in.Our expanding global economy means more businesses are seeking customers and suppliers

beyond our shores. That means more and more goods are in transit around the world. It’s great

for our economy, but creates business risk categories that are not generally covered by standard

insurance. Today’s exporters and importers and the goods they have in constant motion need the

kind of world-class protection offered by Hanover Marine Ocean Cargo coverage.

Hanover Marine knows the cargo industry inside and out and is ready to partner with progressive

agents to capture a larger share of this market. Our Ocean Cargo team of underwriters, loss

prevention, and claims specialists have decades of experience helping businesses of all types

protect their goods in transit, on land, sea, or in the air. As a Top 10 Marine writer with experience

in the shipping industry, we provide high-value, custom-tailored insurance solutions for your clients.

What’s more, we deliver fast, responsive service and competitive pricing to give you a distinctive

edge. We’re geared to be your “go-to” carrier for goods on the move.

Comprehensive, Customizable CoverageThe Hanover’s comprehensive Ocean Cargo provides worldwide coverage on goods in transit, via vessel, air, or land conveyances, including coast-wide and inter-coastal shipment, import and export.

An extremely flexible product, Hanover Ocean Cargo allows the addition of numerous enhance-ments, enabling you to customize coverage to meet virtually any customer cargo insurance need. For example, coverage can include domestic and overseas inland transit, warehousing, processing, exhibitions, installations, and salespersons’ samples.

Unique Coverage Features

Hanover Ocean Cargo offers broad industry leading coverage to give customers the peace of mind they deserve. Its unique features include:

• Worldwide International Shipments

• Warehouse Coverage

• Exhibition and Processing

• Sales Representative Samples

• Strikes, Riots, and Civil Commotion

• War Risk

• Inland Transit

• Foreign Storage

• Domestic Storage

• Competitive, Flexible Pricing

• Online Certificates

• Flexible Reports

Shaping Up Before Shipping OutWhen it comes to Loss Control and Ocean Cargo, some might think The Hanover has gone a bit overboard. We beg to differ. Because the truth is, most Ocean Cargo losses can be minimized or prevented by exercising greater vigilance in packaging, security, and carrier selection. Our Marine Loss Control Specialists can help. Their technical skills, industry-specific knowledge and extensive experience enable them to identify potential loss hazards to cargo in transit and then to recommend tailored solutions to help mitigate or prevent losses. Onsite inspections, risk analysis, show loss trends — these are just some of the many essential services our Marine Loss Control Specialists provide.

Expert Claims Always on DeckOf course sometimes unpredictable losses are going to happen, no matter how meticulous a loss control plan is. However, when such events do occur, our claims professionals are ready to spring into action, ensuring prompt claims and recovery processes regardless of an event’s location or magnitude.

Why Hanover Marine• Top 10 Marine writer — a leader in Commercial

Inland and Ocean Marine products and solutions.

(Marine is one of The Hanover’s fastest-growing lines.)

• Ongoing Marine investment — allows expansion into

new marketplaces, development of new products,

advanced underwriting training, ability to attract

top talent

• Dedicated Marine team — fast response to rapid

product development needs; quick implementation

coupled with superior service

• National reach — local Marine experts nationwide

with significant authority, focused on helping you

win business with quick, intelligent, thorough

solutions

• Full spectrum of coverages — customizable products,

capabilities, and services for Inland, Ocean, and

Specialty Programs are the best products and

services available in the marketplace

• Expansive appetite — Builders Risk, Contractors

Equipment, Transportation, Telecommunications/

Communications, Special Properties, Special Programs

• Pioneering solutions — open to creating uniquely-

tailored coverages and programs to keep pace with

evolving Marine risks

• Proactive Loss Control and Risk Management —

specialists with deep Marine knowledge and

technical skills who can identify trends and potential

problems, and recommend solutions

• World-class claims services — dedicated Marine

claims staff with proven record of successful claims

handling, earning high marks from customers;

24-hour claims response and quick turnaround

on payments

• Indisputable proof — high ratings for financial

strength and claim-paying ability from A.M. Best

Company, Standard and Poor’s, and Moody’s

• Strong agent partnerships — committed to

nurturing solid partnerships with key agencies

that contribute to our Marine success

Why The Hanover?

The Hanover is a leading property and casualty insurance company dedicated to achieving world-class

performance. Our commitment is to deliver the products, services, and technology offered by the best national

companies with the responsiveness, market focus, and local decision making of the best regional companies.

This powerful combination has been a proven success since our founding in 1852, and all insurance company

subsidiaries are rated “A” (Excellent) by A.M. Best Company.

All products are underwritten by The Hanover Insurance Company or one of its insurance company subsidiaries or affiliates (“The Hanover”). Coverage may not be available in all jurisdictions and is subject to the company underwriting guidelines and the issued policy. This material is provided for informational purposes only and does not provide any coverage. For more information about The Hanover visit our website at www.hanover.com

©The Hanover Insurance Group. All Rights Reserved.

The Hanover Insurance Company440 Lincoln Street, Worcester, MA 01653

h a n o v e r . c o m The Agency Place (TAP) — https://tap.hanover.com

117-1088 (11/14) LC 2014-387

HANOVER MARINE

Call Us TodayGlobal trade will be rapidly increasing. For this

reason, we expect Ocean Cargo to be an excep-

tional and expanding way to gain new business,

round out accounts and offset slowdowns in other

areas. In short, it will be a great opportunity to help

protect your clients’ interests — coming and going.

So give us a call today and visit us online at

hanover.com/marine