HomeTec Shield &Shield Plus

Our HomeTec products help you protect your most vaulable investments.

Your Family

Your Home

Your Automobile

Yourself

Home Maintenance ProgramWhat would it cost to have a service professional come out once per quarter to make sure that all of your covered systems or appliances are working properly before they breakdown? Not to worry, with HomeTec Shield or HomeTec Shield Plus it’s included at no additional cost or service fee required. Our maintenance program will help protect you and your family from costly repairs or replacements and give you and your family the comfort to know that all systems and appliances in your home are working properly before it’s too late.

ItemsAverage

Replacement Cost

Your Cost

Furnace $1500-$4500 $75

Air Conditioning $1525-$6500 $75

Oven/Stove/Range $300-$2500 $75

Refrigerator $550-$1500 $75

Dishwasher $300-$900 $75

Clothes Washer or Dryer $300-$750 $75

Water Heater $500-$1500 $75

Electrical System $650-$2000 $75

Plumbing System $200-$2000 $75

Garbage Disposal $300-$650 $75

Ceiling Fans $350-$850 $75

Garage Door Opener $500-$750 $75

Home Maintenance Program includes the following items:

• 17-point Heating/Cooling check • 12-point Electrical Service check

• 16-point Plumbing check • 58-point Appliance check which includes: washer, dryer, range, refrigerator, dishwasher and microwave.

Home Deductible Reimbursement, Emergency Cash, Rent or Mortgage Reimbursement, and Emergency Lodging are underwritten by

The TotalProtect® Gold Home Service Agreement is issued by HomeSure Services, Inc., except in the following states where it is issued by the identified entity: in AL, AZ, FL, IL, IA, MA, NV, NH, NM, NY, NC, OK, SC, TX, UT, VT, WA, WI and WY by HomeSure of America, Inc.; in CA by HomeSure Protection of California, Inc.; and in VA and OR by HomeSure of Virginia, Inc. Services are provided by independent tradespeople/contractors. TotalProtect® is a services mark of Cross Country Home Services, Inc., Fort Lauderdale, FL 33355. Please see contract for actual terms and conditions; benefits may vary by state.

Home WarrantyIf you own a home, you can upgrade to our warranty and maintenance plan that will give you all the benefits listed above, plus a Home Warranty and quarterly maintenance program that will give you coverage on all your appliances and systems in your home with a seventy-five dollar service fee.* A home warranty cannot prevent systems or appliances from breaking down, but it can help you avoid unexpected repair costs and make covered repairs or replacements easier and less costly.

The service fee includes the following covered items in the HomeTec Shield Plan: Heating System, Heat Pumps, Ductwork, Plumbing System, Electrical System, Water Heater, Range/Oven, Cooktop, Dishwasher, Built-In Microwave, Garbage Disposal, Ceiling Fans, Range Exhaust Fans, Central Air, Refrigerator, Garage Door Opener and Clothes Washer. Services must be approved in advance. Plus, you can use the Plan’s discount buying service for deep discounts on major brand appliances.

This benefit becomes effective one month after your enrollment date. * Additional charges may apply. See terms, conditions and limitation in your service agreement.

Homeowner BenefitsIf your home suffers a loss or a disaster strikes, you may be forced to live in a hotel for a few days or an apartment for months. Are you prepared for the additional expenses that you may have to pay? The additional expenses associated with maintaining your primary residence as well as the expenses associated with maintaining temporary shelter may be unbearable. Homeowner Protec-tion Benefits will help to ensure that you and your family will have adequate shelter.

Home Deductible Reimbursement, Emergency Cash, Rent or Mortgage Reimbursement, and Emergency Lodging are underwritten by Virginia Surety Company, Inc., 175 W Jackson Blvd, Chicago, IL 60604 and administered by cynoSure Financial, Inc, PO Box 7690, St. Clair Shores, MI 48080, 800-711-4280 under policy form numbers GEN-MPC-GP (9.08), GEN-MPC-GP-FL (9.08) and HB-U-IND (9.08). This is only a brief description of these coverage benefits. Complete details of the terms and conditions of coverage including eligibility requirements, exclusions and limitations can be found in your Membership fulfillment kit.

Home Deductible Reimbursement is not available in New Hampshire, New York and Puerto Rico. Emergency Cash (Loss of Use Coverage), Emergency Lodging and Rent/Mortgage Reimbursement are not available in Alaska, Florida, New Hampshire, New York and Puerto Rico.

The Home Deductible Reimbursement benefit is payable when there is property damage resulting in a covered claim, and the amount paid by your insurance company exceeds the deductible limit.

Emergency Cash and Emergency Lodging are payable when a loss renders your primary residence uninhabitable.

Rent/Mortgage Reimbursement is payable for up to 6 months for Rent or Mortgage expenses incurred for the days that your homeowner’s insurance or renter’s insurance company deems your primary residence uninhabitable for at least 2 consecutive days.

Up to $1000 Home Deductible Reimbursement

Up to $1000 Emergency Cash (Loss of Use Coverage)

Up to $1500 Emergency Lodging (for up to 6 days)

Up to $1000 Rent/Mortgage Reimbursement (up to $1,000 per month for up to 6 months)

(up to $1,000 for living expenses)

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WARRANTY

Auto Deductible Reimbursement and Extended Service Protection are underwritten by Virginia Surety Company, Inc., 175 W Jackson Blvd, Chicago, IL 60604 and administered by cynoSure Financial, Inc, PO Box 7690, St. Clair Shores, MI 48080, 800-711-4280 under policy form numbers GEN-MPC-GP (9.08), GEN-MPC-GP-FL (9.08), ADR-IND-F (9.08) and ESP-F-C-2X (1.07). This is only a brief description of these coverage benefits. Complete details of the terms and conditions of coverage including eligibility requirements, exclusions and limitations can be found in your Membership fulfillment kit. Auto Deductible Reimbursement is not available in New Hampshire, New York and Puerto Rico. Extended Service Protection is not available in Maine or Puerto Rico.

Auto Deductible Reimbursement

Unfortunately, accidents happen and when they occur, you will have to meet a deductible. The Auto Deductible

Reimbursement benefit provides reimbursement for the deductible amount of your or an eligible family member’s auto insurance policy in the event your vehicle is involved in a covered accident and the dollar amount needed to repair the damage exceeds the deductible.

Up to $500 of your auto deductible on covered auto insurance claims if the damage amount exceeds your deductible.Includes collisions, theft and vandalism, if covered under your auto insurance policy.

Extended Service ProtectionExtended Service Protection doubles the original manufacturer’s warranty time period up to twelve (12) months and provides coverage similar to the original manufacturer’s U.S. warranty or store brand warranty on

many items you purchase while you are a member. This benefit will provide similar coverage as given by the original manufacturer’s U.S. warranty or store brand warranty. Coverage begins the day after the original manufacturer’s U.S. warranty or store brand warranty expires.

Coverage is limited to the actual repair or replacement cost or the cost of the item as recorded on the sales

receipt up to $1,000 per claim and a total of $5,000 per member, per 12-month period. Coverage is excess of any other applicable insurance or indemnity.

Typical Items covered by this benefit: Home Appliances (not built-in), Audio Equipment, Desktop Computers, Laptop Computers, Stereos, MP3 Players, Televisions, Power Tools, Cell Phones and Home Electronics.

Travel Insurance Benefit**

$1,000 Trip Cancellation Benefit. Reimburses up to $1,000 for unused, non-refundable cancellation or change fee imposed by a common carrier for trips cancelled prior to departure date due to a covered reason.

$1,000 Trip Interruption Benefit. Reimburses up to $1,000 for a common carrier ticket home or to rejoin the trip for trips interrupted for a covered reason.

$500 Emergency Travel Benefit. Reimburses up to $100 per day for up to 5 days for food and lodging expenses incurred if you’re more than 100 miles from home and your vehicle has to be in a repair facility for more than 24 hours due to a covered reason.

$250 Hotel Burglary Benefit. Reimburses up to $500 to repair or replace personal effects damaged or stolen during a burglary of member’s hotel/motel room.

$250 Baggage Delay Benefit. Reimburses up to $250 for personal or business effects in the event checked baggage is delayed for more than 6 hours.

$500 Baggage Loss or Damage Benefit. Reimburses up to $500 for baggage and personal effects lost or damaged while in checked luggage.

$500 Trip Delay Benefit. Reimburses up to $500 per delay if the member is traveling by common carrier and is delayed more than 12 hours for a covered reason. Reimburses the member for any overnight hotel stay and meal costs as a result of the delay.

RoadSide AssistanceLeading providers in roadside services with more than 26 years experience. USA+ is able to offer its members the opportunity to enroll in a family membership offered by The Auto Club at no additional cost. Membership in The Auto Club provides coverage for the primary member, spouse, and all other licensed drivers in the family under age 21 and residing at the member’s address. Compared to other auto clubs ranging in price from $50 to $130 annually, your savings are substantial.

The following benefits* and more are included in this package:• Up to $100 emergency roadside service with 24-hour dispatch• Up to $1,000 emergency travel interruption reimbursement• Up to $50 ambulance service reimbursement• Up to $5,000 theft reward protection• Up to $500 Legal Defense Reimbursement• Custom Trip Routing• 24-hour toll-free information line*Certain restrictions apply. Excessive usage (more than 3 claims in a 12 month period) of roadside service may result in cancellation. See The Auto Club’s full details at www.usahc.com. All 24-Hour Roadside Assistance services are provided by Brickell Financial Services Motor Club, Inc. dba Road America Motor Club, administrative offices at 7300 Corporate Center Drive, 6th Floor, Miami, FL 33126. (For Mississippi and Wisconsin customers, services are provided by Brickell Financial Services Motor Club, Inc. For Califor-nia customers, services are provided by Road America Motor Club, Inc.)

**Travel insurance benefits are underwritten by Virginia Surety Company, Inc., 175 W Jackson Blvd, Chicago, IL 60604 and administered by cynoSure Financial, Inc, PO Box 7690, St. Clair Shores, MI 48080, 800-711-4280 under policy form numbers GEN-MPC-GP (9.08), GEN-MPC-GP-FL (9.08) and TR-IND-I (6.09). Exclusions and limitations apply. See the Evidence of Coverage for complete details. Coverage not available in Indiana, Puerto Rico, and Texas.

For complete information on the terms, conditions and exclusions, please refer to the Certificate of Insurance or Policy included in your fulfillment kit.

USA+ Benefits ProtectorMany individuals lose their job due to a company relocation, company downsizing or as the result of natural disasters. For most individuals, loss of employment also means a monetary loss. The Benefits Protector program helps cushion the impact of economic downturns that occur. Should you lose your job through no fault of your own, we will be there for you. Your membership dues will be waived and your membership benefits will continue for three (3) months.

(Certain Terms and Conditions Apply).

United Service Association For Health Care (USA+) P.O. Box 200905 • Arlington, TX 76006-0905 • 800-USA-1187

USA+ Scholarship Program

United Service Association For Health Care (USA+) is a non-profit corporation chartered in Washington, D.C., in 1983. The organization was formed to promote the adoption of equitable health care policy in the United States, engage in nonpartisan research, study and analysis for the benefit of the general public regarding the health care system and on occasion; publish the results of our research.

USA+ is committed to the promotion of equal access to health care for all Americans. In order to ensure equal access to health care, it is important that there are sufficient medical providers available to serve the public. For that reason, USA+ developed a scholarshipprogram. This program will provide scholarships to outstanding high school seniors that show promise of continued academic performance. This program is only available to dependent children and grandchildren of USA+ members and will allow deserving students to attain their educational goals.

For complete information on the terms, conditions and exclusions, please refer to the Membership Handbook included in your fulfillment kit.

Identity Protection PlusSM

CLC’s Identity Protection PLUSsm program will counter the growing need of consumers who are concerned about or have been victims of Identity Theft.

Identity Theft is one of the fastest growing crimes in the world and once your identity has been stolen, it may take hundreds of hours to repair the damage and clear your good name.

Learn how to keep identity thieves from ruining your credit, and possibly, your entire credit life! You have up to **$25,000 Expense Reimbursement coverage and up to **$1 million in Unauthorized Electronic Fund Transfer from your personal deposit or savings account.

Identity theft insurance underwritten by subsidiaries or affiliates of Chartis Inc. The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to he actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.

The HomeTec Shield Plus includes all the benefits listed in this brochure, and in addition, provides coverage for one pool, one spa or one combination pool and spa.

Monthly Membership Dues HomeTec Shield/Plus $89.95 / $99.95 One-Time Setup Fee $20.00

You have 30 days from the date you receive your Membership Handbook to review your Home Protector Membership. If for

any reason you are not satisfied with the program, simply cancel within 30 days for a full refund of your membership

dues.

30-Day Money Back Guarantee

This is a brief description of the benefits and the benefits are not available in all states.

United Service Association For Health Care (USA+) P.O. Box 200905 • Arlington, TX 76006-0905 • 800-USA-1187

USA+ Foundation

The USA+ Foundation was created over twenty years ago to help fund charities that assist those who suffer needlessly, giving them hope for the future.

The USA+ Foundation receives its funding from USA+ membership dues. Each month, a portion of the dues received from each member is dontated to the USA+ Foundation.

We are proud to announce that the USA+ Foundation has awarded over 7 million dollars to worthwhile charities, community programs, and national research programs.

“Gives Back”

The following are organizations that have received grants from the USA+ Foundation to help improve the quality of life for those facing unexpected challenges:

American Diabetes Association

American Red Cross

Arlington Museum of Art/Arlington ISD Art Education

Athletes in Action

Boomer Esiason Foundation

Boys & Girls Club of Greater Dallas – Grand Prairie Chapter

Character Counts Coalition

Cook Children’s Hospital

Cystic Fibrosis Foundation

Dallas Stars Foundation

Habitat for Humanity

Juvenile Diabetes Research Foundation

March of Dimes

Muscular Dystrophy Association

Reaching America’s Youth Ministries

Salvation Army

St. Jude Children’s Research Hospital

Texas Rangers Baseball Foundation

United Cerebral Palsy

United Way of Metropolitan Dallas

Waco ISD Education Foundation

Watson Children’s Shelter

Women’s Business Support Network

YMCA

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