Emerging Trends in Electronic Banking

Ofer Ein Bar, Head of Payments and Cash Management, HSBC Israel

Introduction

• Introduction

• Global trends in Electronic Banking

• What do Corporate Clients want from their Cash Management Bank?

• Types of automation and advantages for clients

• HSBC Payments and Cash Management in Israel

Poll Address

Please visit

pollev.comfrom your mobile device

The Day of Rest for Jews is Sabbath. For Christians - Sunday and for Muslims - Friday.

Which day is it for Hindu?

Poll: Vigors 1

Corporate customers most needed features of Mobile Banking

Source: TNS

Global Trends

• Electronic Banking

• Growth continues fuelled by both customer demand & bank efficiency

• Standardization and Payment Change

• ISO 20022 Cash Management message standards

• SWIFT

• SEPA

• Faster payments

• New Form Factors

• iPad, Android tablets, PC usage diminishing

• Mobile

• Enormous growth in retail banking. Growing interest in Corporate Market

• Corporate Automation

• SAP, Oracle, SAAS, Cloud

Poll: Vigors 2

What do you believe is the main advantage of automating your Treasury Operation?

What do Corporates want from their Cash Management bank

• Expertise, Reach and Service

• Electronic Banking• Access to accounts around the world in real time• Ease of Use• Secure and reliable• Audit and control

• Automation• Payment templates• File upload• Downloadable reports

• Innovative solutions• Liquidity• E-Channels

Advantages of Automation

• Customized Implementation• Starting with easy to implement modular solutions

to a highly sophisticated and tailored integration

• Risk Reduction• Internal Fraud• Manual Error

• Treasury Position Management• Consolidated view of account information from all banking partners• Integration with ERP systems

• Cost Reduction• Saving of bank processing fees• Save Head Counts cost within the company

Poll: Vigors 3

The most important feature in an electronic banking system is:

Payments & Cash Management - Value Proposition in Israel

Key Features

•Full scale Payments and Cash Management offering, including local client support team

•Direct access to local Israeli clearing houses - MASAV for low value (ACH) and Bank of Israel Priority Payments (RTGS)

•Full support of all payment types: Foreign Currency Domestic and Cross Border, Local Currency RTGS and ACH

•Adaptation to local regulations including Israeli tax

•Hebrew Enabled עכשיו גם בעברית

•Balance & Information visibility for Deposits, Loans and Trade account

•Friendly and easy to manage ACH (low value) payments

•Unique statements and advise mailing reporting tool

•Import/export data via various file formats

•Access via Smartphone device

Best Corporate/Institutional Internet Bank

Best Global Cash Management Bank for Corporates

Thank you

Disclaimer

.

THIS DOCUMENT IS ISSUED IN ISRAEL BY THE TEL AVIV BRANCH OF HSBC BANK PLC (“HSBC BANK” AND “THE BRANCH”). THE BANK IS AREGULATED BY FSA, IS A MEMBER OF THE LONDON STOCK EXCHANGE, AND IS A MEMBER OF THE HSBC GROUP OF COMPANIES (THE “HSBC GROUP”). THE BRANCH IS REGULATED BY THE BANK OF ISRAEL AND BY THE ISRAEL SECURITIES AUTHORITY (IN RESPECT OF ITS INVESTMENT MARKETING ACTIVITY IN ISRAEL).

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