Indian Mutual Fund Industry- An Insight & Comparitive

8/3/2019 Indian Mutual Fund Industry- An Insight & Comparitive

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INDIAN MUTUAL FUND INDUSTRY-An Insight & Comparitive Analysis Of

Various Mutual Funds

By:-

Saksham GaurA-19

bba+mba (dual)


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Introduction(Objectives)

Detailed study of various schemes.

Analyzing risks and returns.

Comparison with other schemes offered by

other banks. To learn about the organization culture and

have practical experience.

To develop financial & marketing skills by

analysis of various financial instruments. To spread the financial awareness among the

customers.


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Scope Of Study

This project involves study of various schemes of mutual fundsoffered by following five companies:-

UTI Mutual Fund. JM Financial Mutual Fund. Reliance Mutual Fund.

HDFC Mutual Fund. ICICI Mutual Fund.

By investment objective I have concentrated on following fourclasses of schemes:

Equity funds Debt funds Balanced funds Liquid funds.


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History Of Indian Mutual Fund Industry(Growth Of Assets Under Management)


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A Mutual Fund

A mutual fund is a company that bringstogether money from many people andinvests it in stocks, bonds or other assets.

The combined holdings of stocks, bonds orother assets the fund owns are known asits portfolio. Each investor in the fund

owns shares, which represent a part ofthese holdings


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Benefits Of Mutual Funds


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Mutual Fund Structure


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Types Of Schemes

Equity Oriented Schemes
http://www.hdfcfund.com/fundschool/typesShow.jsphttp://www.hdfcfund.com/fundschool/typesShow.jsphttp://www.hdfcfund.com/fundschool/typesShow.jsp


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Cont

Debt Oriented Schemes

Hybrid Schemes


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Investment Protection v/sInvestment Growth

Investor

CharacteristicInvestment

GrowthInvestment

Protection

timehorizonshort term long term

futureincomerequirements

Steady/high Variable/low

riskawarenesslow high

inflationprotection

low protectionneeded

high protectionneeded

investor take onequity market

mostly bearish mostly bullish


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Comparison

schemename

launch date No. ofsectors

6 monthreturn

1 year return 3 year return

ICICIInfrastructurefund

sep 2005 27-28.5 16.8 150.9

HDFC growthfund

aug 2000 17 -25.9 6.1 127.1

JM basic fund jan 2005 16-30 3 130

reliancegrowth fund oct 1995 19 -27.2 8.2 144.1

UTI Equityfund

may 1992 16-22 4 80


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Findings

Equity Schemes: Under this category, Ihave found that ICICI Infrastructure Fundis best fund among five schemes as it

invested most of its money inconstruction, industrial goods. Where asUTI Equity Fund are the least performing

fund and highly unattractive fund due tohigh low returns.


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Recommendations

Assess Yourself

Try to find where the money is going

Dont Rush Dont Speculate. Invest.

Diversify


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THANKYOU

Documents

Indian Mutual Fund Industry- An Insight & Comparitive