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Hello Ladies,
Fire season is upon us so please be sure to re-view your clients
policies to make sure they are insured properly. Many sad stories
come out of disasters especially fire
losses with clients being underinsured or people having no
insurance. This is also a reminder to clear the brush around your
homes and remind your friends, clients and family.
Message from the President—Sylvia Coronado, CISR, CWCS, CPIW
Board Members President Sylvia Coronado, CISR, CWCS, CPIW Vice
President Ramona “Mona” Chavez, CISR Secretary Victoria H.
Lovinggood, ACSR, CISR, CPIW Treasurer Lupe Camacho Director Sandra
Hart
Committee Chairmen
Ways & Triscia Murphy Means Sandra Hart Cindy Wooldridge
Membership Marilyn Cartrett Reservations Sandi Askin Hospitality
Judy Willett Newsletter/ Victoria Website Lovinggood Education
Victoria Lovinggood Community Mona Chavez Service Sandra Hart Kelly
Ann Marteeny- Snyder Awards/ Marilyn Cartrett Scholarships Victoria
Lovinggood
The Association of
Insurance Professionals
2009—2010 IWSGV Board & Committee Chairmen
Volume 2, Issue 3
Insurance Women of San Gabriel Valley
Inside this issue:
AICPCU Makes Changes
2
Insurance Term of the Month
2
Restroom Etiquette 2
E&O Hotspots—Upcoming Claass
3
September 2009
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In an effort to keep up with the technology and changing times,
AICPCU has changed some of the test delivery for their mainstay
pro-gram Chartered Property Casualty Underwriter (CPCU).
Examina-tions for CPCU 520, CPCU 530 and CPCU 540 will change to
ob-jective format January 2010. The experience requirement is
chang-ing from three years to two years effective immediately.
AICPCU is now offering some of their most popular designation
courses in a segmented format
on-line. The new seg-mented format is avail-able for the INS
program, a new program INS 24—General Insurance for IT and the
Associate in Risk Management (ARM). For example, a student wish-ing
to complete ARM 54 has the option to do tradi-tional study and take
the exam all at once or break the unit into smaller segments
ranging from about 3 – 4 chapters with a smaller exam. When you
have completed all the segments for ARM 54, you have completed
that
portion of the designation. For information on the AICPCU
segmented pro-grams, check out their website at www.aicpcu.org.
Retirement Income Policy—A life insurance policy providing for
income during retirement age based on a percentage of the face
amount for monthly income. This type of policy will have a cash
value in excess of the face amount in later policy years so as to
pro-vide high death benefits or ade-quate retirement income.
Loss Constant—A flat amount added to the premium of a work-ers
compensation policy (after ex-perience rating if applicable) on
accounts with premium of less than $500. It is designed to offset
worse-than-average loss experi-ence of the smaller insureds.
• Make sure the toilet flushes completely.
• Practice good hygiene. Re-member to wash your hands.
You know the rules:
• Help keep the bathroom clean.
• Put paper towels in the trash.
• Report any shortage of sup-plies to the appropriate person at
your company.
• Watch what you say. You never know who’s in the room or might
come in the room.
Volume 2, Issue 3
Restroom Etiquette—From The Work Book
AICPCU Makes Changes to CPCU and Other Institute Programs
Insurance & Risk Management Terms of the Month
Page 2
Acronyms &
Abbreviations
CCIP—Contractor
Controlled Insurance
Program
JSA—Job Safety Analysis
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Volume 2, Issue 3 Page 3
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Volume 2, Issue 3 Page 4
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Volume 2, Issue 3 Page 5
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Volume 2, Issue 3 Page 6
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Volume 2, Issue 3 Page 7
ORDER YOUR COOKBOOK TODAY!! The Insurance Women of Helena have
compiled
250 delicious, tried & true recipes creating a wonderful,
professionally published, cookbook. At a cost of only $12
They will make wonderful holiday gifts so be sure to stock
up!!!
The recipes are ‘family favorites’ that were
submitted by members of the various chapters of Insurance Women
throughout the state of Montana, but include recipes from several
regions of the United States.
We are using the proceeds from the cookbook sales to fund future
community
service projects for our chapter.
Thank you in advance for your support. YES!! I WOULD LIKE TO
ORDER.
If you have questions please contact Patty Kercher at (406)
457-4554 or
[email protected]
NAME: PHONE:
ADDRESS:
CITY, STATE, ZIP:
NUMBER OF BOOKS ________X $12 PER BOOK $
SHIPPING COST (IF NEEDED) is $3 for 1 to 4 books (call for
postage amount on larger or-ders)
$
SUBTOTAL $ TOTAL $
Please make check payable to: Insurance Women of Helena -- PO
Box 6844 -- Helena MT 59604
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Volume 2, Issue 3 Page 8
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Volume 2, Issue 3 Page 9
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Volume 2, Issue 3 Page 10
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Volume 2, Issue 3 Page 11
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Editor: Victoria H. Lovinggood, ACSR, CISR, CPIW
Tuesday, December 8, 2009 Monthly Business Meeting Domenico’s,
Monrovia, CA 6 p.m. Tuesday, January 12, 2010 Monthly Business
Meeting Domenico’s, Monrovia, CA 6 p.m. Tuesday, February 9, 2010
Monthly Business Meeting Domenico’s, Monrovia, CA 6 p.m. Tuesday,
March 9, 2010 Monthly Business Meeting Domenico’s, Monrovia, CA 6
p.m. March 17—20, 2010 Region VIII Regional Conference Sonoma,
CA
Tuesday, September 8, 2009 Monthly Business Meeting Domenico’s,
Monrovia, CA 6 p.m. September 11—13, 2009 CA Council of NAIW Annual
Meeting Radisson Hotel, Fresno, CA Saturday, October 3, 2009 IWSGV
Annual Day at the Races Santa Anita Park, CA Tuesday, October 13,
2009 Monthly Business Meeting Domenico’s, Monrovia, CA 6 p.m.
Tuesday, November 10, 2009 Monthly Business Meeting Domenico’s,
Monrovia, CA 6 p.m.
Tuesday, April 13, 2010 Monthly Business Meeting Domenico’s,
Monrovia, CA 6 p.m. Tuesday, May 12, 2010 Monthly Business Meeting
Domenico’s, Monrovia, CA 6 p.m. Tuesday, June 9, 2010 Monthly
Business Meeting Domenico’s, Monrovia, CA 6 p.m.
To contact the editor; [email protected] Address:
PO Box 70937, Pasadena, CA 91117-7937
Calendar of Events
Websites: NAIW: www.naiw.org CA Council of NAIW:
www.cacouncilnaiw.com Region VIII of NAIW:
www.naiwregionviii.com Insurance Scholarship Foundation of
America:
www.inssfa.org
