It pays to stay healthy with Anthem Health Rewards

Most of America’s annual medical care costs are due to chronic health conditions.1 And most chronic conditions can be prevented through lifestyle changes.2 But as we all know, many people need a little incentive to make the changes needed to improve their health.

Incentives work to engage employees in health improvement programs. Anthem National Accounts works harder by integrating incentives as part of a total wellness solution. Our incentive strategy, Anthem Health Rewards, can deliver meaningful results for your employees and your business.

A total wellness solution

More than just an incentive program, Anthem Health Rewards is part of a total integrated and comprehensive wellness solution. When Anthem Health Rewards is integrated with our medical plans, signif cant results can be achieved by: i

1. Identifying specif c unhealthy member behaviors. i

2. Targeting those behaviors with health improvement programs.

3. Tracking members’ activities.

4. Rewarding members for taking actions to help improve their health.

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Anthem Health Rewards

Help improve both the health of your employees and the bottom line of your business

A comprehensive program

Anthem Health Rewards gives you the tools to encourage healthy behaviors. And it rewards your employees when they make better health choices. It includes:

} An integrated health assessment tool.

} A robust menu of eligible member activities.

} A variety of popular incentives types.

A customizable package

No matter how many employees you have, the Anthem Health Rewards program has options that allow you to create the incentive program that’s right for your company and your budget.

Choose from a variety of rewards

We’ve combined the most popular and desirable incentives into one solid program to help your employees get healthier. You choose the type and amount of rewards:

} Health savings, reimbursement and incentive account deposits3

} Discounts towards health plan costs

} Gift cards to leading national retailers

It’s easy to get started

Anthem Health Rewards, a turnkey and integrated program, is easy to administer. And your employees will find it easy to get started, to track their progress and to get their rewards. So you can see how Anthem Health Rewards makes it easier than ever to help improve the health of your employees — and your bottom line.

} Health Assessment completion

} Lifestyle management online wellness solution

Online programs Worksite wellness programs

} Flu vaccine } Biometric health screenings

— Participation only — Achieving health measures

Coaching by phone

} Lifestyle management } Maternity management } Condition management

Wellness activities (claims-based or self-reported)

} Biometric screenings } Yearly physical } Well-woman exam } Tobacco-free (self-reported only) } Dental exam } Vision exam } Adherence to diabetes care standards } Yearly flu shot } Mammogram } Colorectal cancer screening

} Online reward tracking.

} Ongoing member communications.

} Timely client reporting.

To learn more about how to implement this innovative incentive program at your workplace, please contact your Anthem sales representative.

The amount of the gift card rewards may be considered income to your members and subject to state and federal taxes in the tax year it’s paid. Please consult with your Sales Representative regarding tax reporting requirement information. We recommend that your members consult a tax expert with any questions regarding their tax obligations.

* Special Campaigns are included when programs are purchased. † Limited to three Special Campaigns per year. Minimum subscriber group size is 1,000. 1 Centers for Disease Control and Prevention website: The Cost of Chronic Diseases and Health Risk Behaviors (accessed June 2014): www.cdc.gov/chronicdisease/overview/index.htm. 2 Centers for Disease Control and Prevention website: What causes overweight and obesity? (accessed June 2014): cdc.gov/obesity/index.html. 3 Not all account deposit types are available in all states. The Anthem National Accounts business unit serves members of: Anthem Blue Cross Life and Health Insurance Company and Blue Cross of California using the trade name Anthem Blue Cross in California; using the trade name of Anthem Blue Cross and Blue Shield for the following companies in: Colo-rado Rocky Mountain Hospital and Medical Service, Inc. HMO products underwritten by HMO Colorado, Inc. Connecticut: Anthem Health Plans, Inc.; Georgia: Blue Cross and Blue Shield of Georgia, Inc. and Blue Cross Blue Shield Healthcare Plan of Georgia, Inc.; Indiana: Anthem Insurance Companies, Inc.; Kentucky: Anthem Health Plans of Kentucky, Inc.; Maine: Anthem Health Plans of Maine, Inc.; Missouri (excluding 30 counties in the Kansas City area): RightCHOICE® Managed Care, Inc. (RIT), Healthy Alliance® Life Insurance Company (HALIC), and HMO Missouri, Inc. RIT and certain aff liates adminis-iter non-HMO benef ts underwritten by HALIC and HMO benef ts underwritten by HMO Missouri, Inc. RIT and certain aff liates only provide administrative services for self-funded plans and do not underwrite benef ts; Nevada: Rocky Mountain Hospital and Medical Service, Inc. HMO products underwritteniiii by HMO Colorado, Inc., dba HMO Nevada.; New Hampshire: Anthem Health Plans of New Hampshire, Inc.; Ohio: Community Insurance Company; Virginia: Anthem Health Plans of Virginia, Inc. trades as Anthem Blue Cross and Blue Shield in Virginia, and its service area is all of Virginia except for the City of Fairfax, the Town of Vienna, and the area east of State Route 123.; Wisconsin: Blue Cross Blue Shield of Wisconsin (BCBSWi), which underwrites or administers the PPO and indemnity policies; Compcare Health Services Insurance Corporation (Compcare), which underwrites or administers the HMO poli-cies; and Compcare and BCBSWi collectively, which underwrite or administer the POS policies. In 28 eastern and southeastern counties in New York, Empire Blue Cross Blue Shield, the trade name of Empire HealthChoice Assurance, Inc., underwrites and/or administers the PPO, EPO, POS and indemnity policies. Independent licensees of the Blue Cross and Blue Shield Association. ANTHEM is a registered trademark of Anthem Insurance Companies Inc. The Blue Cross and Blue Shield names and symbols are registered marks of the Blue Cross and Blue Shield Association.