IT’S SAN YSIDRO VILLAGE!

The BEST things in life are

FREE24 April 1 May 2014Vol 20 Issue 16

Adams GrappleFourth District Supervisor Peter Adam,

as old-school as his mutton-chop mustache, is here to work, not make friends, p. 5

Lets DanceFor young artists in motion like Grace Barker and Daniel Salinas, somethings afoot at SBs

Center Stage Theater, p. 24

Seuss-tastic!Dagny Dehlsen and Deborah de Ponce, armed

with Dr. Seuss theme, co-chair Montecito Union Schools 45th Carnival, p. 12

THIS WEEK IN MONTECITO, P. 10 CALENDAR OF EVENTS, P. 42 OPEN HOUSES, P. 45

The Voice of the Village S SINCE 1995 STwice as nice: Sarah Gore

Al and Tipper Gores young-est daughter ties the knot

with Montecitos Patrick Maiani in Carpinteria, p. 6

Multipurpose Common food-service facility, outdoor bowl area, new storage sheds, realigned ball fields, expanded media center, area for interior physical education, new parking lot, and more included in long-term transformation of Montecito Union School (stories begin on pages 11 & 12)

MINEARDS MISCELLANY

ITS SAN YSIDRO VILLAGE!

Bill Tomicki awarded magnum of Margerum MG, Vintage 2012, for naming Richard and Michael Gunners new upper village complex (Story begins on p.18)

24 April 1 May 2014MONTECITO JOURNAL2 The Voice of the Village

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5 Editorial James Buckley sits down with Fourth District Supervisor Peter Adam; Fox News talk-

show host Greg Gutfeld speaks out on array of topics6 Montecito Miscellany Sarah Gore marries in Carpinteria; Bill Tomicki wins Upper Village naming contest;

bestseller Empty Mansions to become a movie; Doreen Ladin joins Federation of International Polo; students participate in Santa Barbara Sports Drive; CAMA hosts cruise; a happy Easter for 300-plus at SB Rescue Missions feast; clarinetist Don Foster performs at Granada; Arts Fund exhibition Drift x Fixation; Montecitos first Coffee with a Cop at Starbucks; author Brock Brower passes at 83

8 Letters to the Editor Leoncio Martins sounds off (again) on free speech; Americas downward spiral;

placing criminals on a pedestal; whats best for the kids; anonymous reader takes offense at Journal cover; Matching funds and State Water Project; up close and personal with George W. Bush; Rooster Bradford laments about crazies running wild; SB Track Club expresses gratitude

10 This Week in Montecito American Riviera Bank anniversary; library workshop; Italian conversation; history

lecture; SB VisionWalk; Soul Style and Feng Shui; MUS carnival; bridge party; Boys & Girls Club fundraiser; Wildlife Sanctuary Awards; meditation retreat; literature at Crane Country Day School; Antioch Universitys Trustee Forum; Channel City Club presents ex-Pakistan ambassador; Jill Swaim guest speaker at library; Walk and Talk tour; MUS Walk & Roll

Tide Guide Handy chart to assist readers in determining when to take that walk or run on the beach12 Village Beat Peter Murphy remembered by Montecito Tennis Mafia; Montecito Union School

Carnival this Saturday; Easter in the Upper Village; Coffee With a Cop in Montecito; architect Lutah Riggs celebrated at Los Suenos

14 Seen Around the World In the first of a two-part series, Lynda Millner traverses Portugal and takes a look back

at its extensive history21 On Estate Planning David Jones tackles life insurance, mortgage protection, retirement planning, long-

term care, death and taxes

INSIDE THIS ISSUE 24 On Dance For children on the move at Santa Barbaras Center Stage Theater, all the worlds a

dance stage26 Notes from Downtown Jim Alexander spent his valuable time researching porcupine babies and Chinese

minerals, only to discover magical Porcupine Dates29 On Entertainment The Theatre Group at SBCC wraps up season with Ground; UCSB grad and

underwater expert Robert Ballard resurfaces for New Adventures in Deep Sea Exploration; Dendy Dance Companys Dystopian Distractions set to premiere in SB; Fab Four back for more

32 Home & Garden 17th Annual Carpinteria Beautiful Home & Garden Tour takes root Saturday in

Carpinteria33 Your Westmont Forbes ranks Westmont in its top ROI list; orchestra finale includes The Lord of the

Rings April 24-25; Montecito quintet performs April 26 and May 337 Seniority Montecito resident Arnette Jens Zerbe is the inspiration for Polly Bookwalters new

book The Keeper of Butterfly Beach40 Legal Advertisement42 Calendar of Events Westmont College Orchestra visits Music Academy of the West; Rick Crowder (a.k.a.

Sourdough Slim) coming to Ojai; Museum of Contemporary Arts drawing rally at Paseo Nuevo; band The National en route to Milpas; opera The Consul at Granada; Earth Day festival on Santa Barbara Street; Quire of Voyces concert at Garden Street Academy; SB Museum of Art Womens Board hosts Off The Wall; Philip Glass Ensemble tunes up for Granada

45 93108 Open House Directory Movie Guide46 Classified Advertising Our very own Craigslist of classified ads, in which sellers offer everything from

summer rentals to estate sales47 Local Business Directory Smart business owners place business cards here so readers know where to look when

they need what those businesses offer

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Editorial by James Buckley

The Man from the 4th District

Fourth District Supervisor Peter Adam is a throwback in more ways than one. Firstly, he sports a distinctive, almost unsettling, mut-ton-chop-style mustache that spreads across the top of his upper lip and under his nose, sprawling into the middle of his cheeks but not quite con-necting with what would otherwise be sideburns.

It is disconcerting. But, it does make it easy to pick him out of a crowd.

Secondly, he was up until his election to the Board of Supervisors a working farmer whose stand-ing-water puddle-after-a-heavy-rain became classified as a wetland by the Environmental Protection Agency. He fought that designation for a decade, at first winning a multi-million-dol-lar judgment against Santa Barbara County until the Ninth Circuit Court of Appeals overruled it.

Thirdly, he is a small-government man sitting alongside at least three big-gov-ernment compatriots on the board.

He doesnt get along well with them and they dont get along well with him.But hes okay with that.We butt heads, he admits, during a half-hour conversation at the Coffee

Bean & Tea Leaf on Coast Village Road.

Making FriendsSome time after the 9th Circuit decision came down against his family

farm, Peter decided to fight City Hall by running for a seat on the Board of Supervisors.

I was driving to work on Highway 1, he begins, and Joni Gray was on the radio with Steve Lavagninos dad, who was at the time the mayor of Santa Maria. [Steve is 5th District Supervisor; his father is Larry J. Lavagnino]. They were going down the litany of all the things that were wrong in both the city and the county. She said, and I quote, I dont know what were going to do. You could just see her throw her hands up in the air. She really meant it.

The thing is, Ive got four hundred employees [at Adam Brothers Farming]. Its not a huge company, but you cant be the boss and not have an answer. At least say, I dont have an answer, but Im gonna get one. Im working on it.

I just said to myself, if youre not going to say what youre going to do, then you cant have that job. You certainly cant have it for free, where nobody runs against you. This was in late 2011. I asked for support, found many receptive ears, and we beat her.

He adds that he worked for her. I like her. I put up signs for her, suggesting his successful challenge that removed her from office was never personal.

Peter is fearless and outspoken when judging his fellow supervisors.For example, when I suggested it would be difficult if not impossible to beat

1st District Supervisor Salud Carbajal, he responds, If you offered voters in the 1st District any legitimate human being, you could beat Salud.

Thats pretty rough, I suggest.Im not here to make friends, he shrugs.

Adams PrioritiesAccording to the Santa Maria Sun, Adams top five platform issues during the

campaign were budgetary, including bolstering the strategic reserve, implementing pension reform, retaining public safety, decreasing long-term debt, and improving infrastructure.

His priorities have changed a little, though his top priority remains infra-structure repair and maintenance. One of the fundamental duties of county government is public safety, he says, so that also remains a priority.

On the social welfare front, Adam admits there are people who cant take

EDITORIAL Page 234

The refreshingly frank and facially hirsute 4th District Supervisor Peter Adam discusses his pri-orities at Coffee Bean & Tea Leaf on Coast Village Road


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Monte ito Miscellany

by Richard MineardsRichard covered the Royal Family for Britains Daily Mirror and Daily Mail before moving to New York to write for Rupert Murdochs newly launched Star magazine in 1978; Richard later wrote for New York magazines Intelligencer. He continues to make regular appearances on CBS, ABC, and CNN, and moved to Montecito six years ago.

MISCELLANY Page 184

Former vice president Al Gore and his ex-wife, Tipper, made a rare appearance together when their youngest daughter, Sarah, tied the knot with Montecito musician and realtor Patrick Maiani in Carpinteria on Good Friday.

For artist Sarah, 35, who was getting married for the second time, the sim-ple ceremony was a world away from her last nuptials in July 2007, when she plighted her troth with surfer and tech investor, Bill Lee, wearing a cou-ture Monique Lhuillier gown at the Beverly Hills Hotel with singer Willie Nelson entertaining after a rehearsal dinner for 75 at the popular celebrity eatery, Crustacean.

Gathered under the 1888 126-foot high Wardholme Torrey Pine, the worlds largest, Sarah, in a simple peach dress and carrying a bouquet

of flowers made by Eileen Mielko, and Patrick, in a dark lounge suit, exchanged vows as Sarah Reed Farmer officiated.

Earlier in the day, the family gath-ered at the Lucky Llama coffee shop and had their reception at the Crushcakes Cupcakery.

It was all very sudden, Patrick tells me exclusively. When we got engaged over the holidays, we were going to wait almost a year to get married.

We stopped at the Lucky Llama for a really great cup of coffee a few months back, when I noticed the huge Torrey pine and read the plaque Oldest Torrey Pine known in Existence. I said I love the tree and

Sarah said, Lets get married there someday.

So, a few days ago we decided to just go for it. Our family and friends mobilized to join us for coffee and wedding cake at Crushcakes. As Sarah walked up to the tree, the root grabbed her dress to remind us we were getting married on a big strong foundation of love. It was a beautiful moment.

As for Sarah, she says: Patrick and I are happy to be in each others lives. The ceremony was an intimate event that came together like magic. It was beautiful and peaceful, the perfect spot to say our vows. The tree felt

Al and Tipper Gore look on as youngest daughter, Sarah, ties the knot with Patrick Maiani

Newly married couple Sarah Gore and Patrick Maiani (photo credit: David Palermo)


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Rotary Clubof Montecito

Carolyn Brown:

Kids Are My Life!

The Montecito Rotary Club is proud to announce Carolyn Brown as Rotarian of the Month. Carolyn has been the Executive Director of the Downtown Boys & Girls Club of Santa Barbara for almost three years, after spending 14 years in Bellingham, Washington where she was Executive Director of two Bellingham Boys & Girls Clubs.

Carolyns passion for kids is contagious. Boys and girls are simply amazing, said Carolyn. Its my purpose in life. I love watching them and helping them grow up.

Naturally, she believes in the positive programs and results that the Boys & Girls Clubs offer young people from ages 6-18.

Eighty percent of our Santa Barbara Boys & Girls Club kids are living below the poverty line, added Carolyn. About 70% are Hispanic. Our goal is to help kids learn skills they dont pick up at school and to reinforce values they need for life.

Carolyn also sees Rotary as a great way to make a positive contribution in her community. I love the way Rotary does so many good things here in town and around the world, she added. Life should be fun and Rotary makes serving extremely enjoyable.

For the past three years Carolyn has been a major player in organizing the Montecito Rotary Clubs Annual Golf Tournament. Its our major fundraiser. Recent benefactors include the local Storytellers, SBCC, and the YMCA.

She also loves the outdoors, and with a Recreational Forestry degree she worked nine years for the California State Parks and the U.S. Forest Service. She also lived in Moscow, Idaho for nine years on the western edge of the Rockies.

Carolyn plans to continue being an integral part of Rotary for many years to come.

Rotary Club of Montecito PO Box 40218Santa Barbara 93140 (805) 643-3160

[email protected] Tuesdays at noonMontecito Country Club

The Rotary Club of Montecitos (RCM) Board was pleased to select Kati Buehlerin March as their Rotarian of the Month.

Kati joined the RCM four years ago and quickly took a leading role in the RCMs service project that raises funds for scholarships to students enrolled in the vocational and tech-nical career programs at Santa Barbara City College (SBCC). As the senior director of gift planning at Westmont College, Kati works with alumni, parents and

friends who desire to leave gifts to the college in their estate plans. A graduate of Mount Holyoke College, Kati began her career as a commercial loan officer at Bankers Trust in NYC, later as a financial advisor with Dean Witter in Santa Cruz, CA.

Kati was born in Quito, Ecuador and grew up in a trilingual household, speaking Spanish, English and German. Kati and her husband Peter moved to Santa Barbara in 2002 when Peter was called to be the pastor at First Presbyterian Church, SB. Kati and Peter have two sons, Peter and Rudy, daughter-in-law Sarah and two grandchildren, Jack (4) and Lucy (2).

The RCM celebrates its 60th year of community service and supports both local and international humanitarian projects. We are part of Rotary International, a worldwide group of business and pro-fessional leaders. The club meets every Tuesday for a delicious, informative, and collegial luncheon at the iconic Montecito Country Club.

For more information about attending a Tuesday luncheon at the Montecito Rotary Club or joining the club, please contact Club President John Glanville at (805) 565-3334.

www.montecitorotary.org

KATI Z. BUEHLER Rotarian of the Month

ROTARY CLUB OF MONTECITOIf you have something you think Montecito should know about, or wish to respond to something you read in the Journal, we want to hear from you. Please send all such correspondence to: Montecito Journal, Letters to the Editor, 1206 Coast Village Circle, Suite D, Montecito, CA. 93108. You can also FAX such mail to: (805) 969-6654, or E-mail to [email protected]

LETTERS TO THE EDITOR

Free Speech Versus Regulation

Publisher Timothy Lennon Buckley Editor Kelly Mahan Managing Editor James Luksic Design/Production Trent Watanabe

Associate Editor Bob Hazard Associate Publisher Robert Shafer

Advertising Manager/Sales Susan Brooks Advertising Specialist Tanis Nelson Office Manager / Ad Sales Christine Merrick Proofreading Helen Buckley Arts/Entertainment/Calendar/Music Steven Libowitz

Books Shelly Lowenkopf Columns Ward Connerly, Erin Graffy, Scott Craig, Julia RodgersGossip Thedim Fiste, Richard Mineards History Hattie Beresford Humor Jim Alexander, Ernie Witham,

Grace Rachow Photography/Our Town Joanne A. Calitri Society Lynda MillnerTravel Jerry Dunn Sportsman Dr. John Burk Trail Talk Lynn P. Kirst

Medical Advice Dr. Gary Bradley, Dr. Anthony Allina Legal Advice Robert Ornstein

Published by Montecito Journal Inc., James Buckley, PresidentPRINTED BY NPCP INC., SANTA BARBARA, CA

Montecito Journal is compiled, compounded, calibrated, cogitated over, and coughed up every Wednesday by an exacting agglomeration of excitable (and often exemplary) expert edifiers at 1206 Coast Village Circle, Suite D, Montecito, CA 93108. How to reach us: Editorial: (805) 565-1860; Sue Brooks: ext. 4; Christine Merrick: ext. 3; Classified: ext. 3; FAX: (805) 969-6654; Letters to Editor: Montecito Journal, 1206 Coast Village Circle, Suite D, Montecito, CA 93108; E-MAIL: [email protected]

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Your paper assumes that con-tributing millions of dollars to political candidates is free speech. But, reasonable restrictions on political money do not regulate the content of anyones speech: can-didates and outside groups are free to engage in rigorous critique of govern-ment officials or policies. Rather, big money acts to amplify the voices of the wealthy over their fellow citizens and allows the rich to act like bullies in the public square.

The Journal plays fast and loose with this distinction between content and amplification to mask the fact that it is concerned only with the free speech of those who can afford to pump mil-lions of dollars into campaigns.

Money is property; it is not free speech. It does not follow that the First Amendment provides the same measure of protection to the use of money to accomplish (ones) goals as it provides to the use of ideas to achieve the same results.

The First Amendment promotes more than just self-expression; one of its primary functions is to promote the accountability and responsiveness of government officials to the public as a whole, the hallmarks of a healthy democracy. First Amendment advanc-es not only the individuals right to engage in political speech, but also the publics interest in preserving a democratic order in which collective speech matters.

The Journal paints a picture of a world in which large contributions to candidates and elected officials do not skew policy or cause the public to question the integrity of our democ-racy. This is clearly divorced from reality and from the common-sense understanding of most Americans, who believe that financial supporters have an improper influence on our politics and policy and consider this a corruption of democratic government.

Americans across the political spec-trum believe that money in politics is the reason their representatives are more responsive to private inter-ests with financial resources than to the public interest and that this will continue to undermine faith in our democracy.

Sincerely,Leoncio MartinsMontecito(Editors note: So, since say, The New

York Times, which we can agree is a rath-er large and wealthy corporation, decides to promote one candidate and castigate

another regularly, daily from September up to election day in November in its editorial pages, it has every right to do so because of the First Amendment, but that a wealthy individual who would have to buy space to create the opposite environ-ment for his favored candidate cannot because... he doesnt own a newspaper? Free and unfettered speech, thats what we are for, not some government-spon-sored regulatory body created by elected officials to help squelch opposition and keep those same elected officials in office. If thats fast and loose, then, to para-phrase a noted deceased conservative: in the cause of free speech, regulation is no virtue and playing fast and loose is no vice. J.B.)

Spiraling DownwardI have one question for the writer

of the letter in a recent issue (MJ 20/14) titled Whining over Citizens United: Have you ever thought about why a corporation whose main objective is to make a profit would voluntarily incur the expense of large contributions to political parties or candidates? The answer lies in the fact that government and the politi-cians who run it have control over a significant portion of our econo-my and consequently businesses are motivated to expend resources aimed at making legislation and enforce-ment of regulations as favorable to their interests as they can.

Campaign finance legislation is sim-ply an attempt to fix a symptom of a problem rather than addressing the fundamental problem created by prior legislation. As is always the case, it creates a spiral of legislation, nega-tive consequences, more legislation intended to fix the negative conse-quences, which itself creates more negative consequences. At each legis-lative step, liberty is pried away from the American people.

In the current context, prior to the point in time when the government gained the ability to create laws that control how businesses can inter-act with each other and with cus-tomers, (which it could not effec-tively do before the Supreme Court expanded the Commerce Clause of the Constitution), there was no need for campaign finance laws. After Congress took from businesses the freedom to interact as they see fit, it later felt the need to limit the freedom of businesses (and you and me) to promote their choice or candidate,


Join us on Healthy Kids Day

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LETTERS Page 204

party or issue. Unfortunately for the government, they havent figured out how to convince the Supreme Court to take away freedom of speech... yet.

Nick ZwickMontecito(Editors note: Geez, Nick, I couldnt

have said it better myself! J.B.)

Lady and Gentleman?I am wondering whats happened

to our sense of justice and English. In print and on television (the big garbage can in the sky), the fiend who shot up a retirement home and an assembly hall for young people while shouting Heil Hitler! was referred to as an elderly gentleman. No way should he be referred to as a gentleman. The terms gentleman and lady have to be earned.

So many times, we read a report (e.g., The gentleman fired his Uzi, and the lady took her gun out of her handbag and returned fire.). Ridiculous... lets stop elevating these people.

Christina AllisonSanta Barbara(Editors note: A woman with the guts

to pull a gun out of her handbag to return fire from an Uzi-wielding gentleman deserves to be called a lady, at the very least! - J.B.

Whats Best for ChildrenThis letter concerns the real-life

problems of American children today.As you know, because of the trou-

bled economy, a high percentage of both parents must work to keep afloat. When the workday is over, they are exhausted. Children are, therefore, not being cared for and nurtured as in the American traditional past. This is a growing, frightening problem, as you know.

I was told, long ago, that Vladimir Lenin (1870-1924) predicted that the United States would destroy itself from within by self-indulgence and sports. Now, electronics and the Internet, etc., can be added. How shocking the news was last week when we were told that our educa-tional systems are no longer the best in the world. Truly heartbreaking! We need sound leadership. We also learned that our young people are able to become addicted to eight to 12 hours of wasted time playing games, gambling, [watching] movies, and pornography. This is inhumane, abu-sive and illegal child maltreatment in the extreme.

Control of American electronic sys-tems should be a priority. A childs brain is not fully developed until age


Bridge PartySanta Barbara Bridge Center (SBBC) presents a low-stress and fun bridge game in a social atmosphere, with individually dealt hands timed to allow discussion between each hand. Masterpoints available at each table at each round. There will be a minimum of 16 hands in four rounds. Players will play different teams on each round. Partners available for single players. When: 6 to 9:30 pmWhere: SBBC, 2255 Los Positas Road, Cost: $25, includes dinner and drinksInfo: Don Elconin, 452-1221

Surfs Up for Kids Dinner & AuctionThe Boys & Girls Club presents its annual fundraising event, emceed by Shaun Tomson. The night includes a cocktail party, silent auction, hula dancing and music. When: 5 to 11 pmWhere: Fess Parkers DoubleTree, 633 E. Cabrillo BoulevardInfo: 962-2382

SUNDAY, APRIL 27

Wildlife Sanctuary AwardsSanta Barbara Wildlife Care Network presents the 18th annual Wildlife Sanctuary Awards, a luncheon at the Montecito Country Club. There will be a silent auction and honorees, and Master of Ceremonies for the event will be Bob Bason. When: 11:30 amWhere: 920 Summit RoadInfo: www.sbwcn.org

Mindfulness Practice Retreat A half-day for calming the mind, opening the heart and finding peace through guided

THURSDAY, APRIL 24

Application Workshop Create stories to develop your childs language and social skills. This hands-on workshop demonstrates free and easy-to-use tools for tablets and mobile devices. The personalized stories strengthen language experiences needed for reading skills. When: 10 to 11 amWhere: Montecito Library, 1469 East Valley RoadInfo: Patty Haddad, 564-5619

Italian Conversation GroupPractice your Italian language skills with others at Montecito Library; new members welcome.When: 12:30 to 1:30 pmWhere: 1469 East Valley RoadInfo: Sara Doehring, 969-5063

FRIDAY, APRIL 25

History LectureDr. Bridget Buxton of the University of Rhode Island presents: The Lost Eagle: The untold story of the legionary eagle on Romes most famous statue. The lecture is sponsored by The Archaeological Institute of America, and is free and open to the public. When: 6 pm

Where: Farrand Hall at the Santa Barbara Museum of Natural History, 2559 Puesta del Sol

SATURDAY, APRIL 26

Sacred Space & Feng Shui Through principles of Soul Style and Feng Shui, learn to create a harmonious and balanced home or office environment that is aligned and supports your Soul Self. Hosted by Shawne Mitchell, M.A., author of Home Sanctuaries and Exploring Feng Shui. When: 9:30 am to 3:30 pmWhere: La Casa de Maria, 800 El Bosque RoadCost: $60 includes lunchInfo: www.lacasademaria.org

Montecito Union School CarnivalIts carnival time again at Montecito Union School. This years fun and games include: rock-climbing wall, face painting, a giant slide, 50-foot obstacle course and cakewalk. Carnival is Montecito Union Schools largest fundraiser. When: Saturday, April 23, 10 am to 3 pmWhere: Montecito Union terrace, 385 San Ysidro RoadInfo: 969-3249

(If you have a Montecito event, or an event that concerns Montecito, please e-mail [email protected] or call (805) 565-1860)

SATURDAY, APRIL 26

Santa Barbara VisionWalkJoin hundreds at the Foundation Fighting Blindness Santa Barbara 5K VisionWalk to help raise awareness and funds for sight-saving research for retinal diseases including retinitis pigmentosa, macular degeneration and Usher syndrome, which affect more than 10 million Americans. People are invited to form teams or walk independently at the free, family-friendly event, which will also include activities for children,

refreshments, live music and more. When: 9 am for registration; walk begins at 10 amWhere: Chase Palm Park, 323 E. Cabrillo BoulevardInfo: (310) 450-2910 or www.FightBlindness.org/SantaBarbaraVisionWalk

THURSDAY, APRIL 24

American Riviera Bank Anniversary Since opening the Montecito branch last April, the bank has hired John Franklin as vice president and senior relationship officer in Montecito. It has also installed a new in-house ATM and is working on permitting for a through-the-wall ATM, which should be installed this summer. American Riviera Bank was

founded in 2006 by more than 400 local shareholders and has two local branches. In celebration, cupcakes will be available all day today and tomorrow. Where: 525 San Ysidro Road Info: 965-5942

This WeekMontecitoin and around

Montecito Tide GuideDay Low Hgt High Hgt Low Hgt High Hgt Low Hgt

Thurs, April 24 12:41 AM 1.6 6:32 AM 4.4 12:59 PM 0 07:32 PM 4.9 Fri, April 25 1:38 AM 0.8 7:35 AM 4.5 01:43 PM 0.1 08:08 PM 5.3 Sat, April 26 2:26 AM 0.2 8:30 AM 4.6 02:23 PM 0.2 08:43 PM 5.7 Sun, April 27 3:11 AM -0.3 9:20 AM 4.5 03:01 PM 0.5 09:16 PM 5.9 Mon, April 28 3:53 AM -0.7 10:06 AM 4.4 03:36 PM 0.8 09:50 PM 6 Tues, April 29 4:34 AM -0.8 10:52 AM 4.2 04:10 PM 1.1 010:23 PM 5.9 Wed, April 30 5:15 AM -0.8 11:37 AM 4 04:44 PM 1.6 010:56 PM 5.7 Thurs, May 1 5:56 AM -0.6 12:25 PM 3.7 05:19 PM 1.9 011:30 PM 5.4 Fri, May 2 6:39 AM -0.3 01:18 PM 3.4 05:55 PM 2.3

meditations, including Metta (Loving-Kindness) meditation. All are welcome. Radhule Weininger, M.D., Ph.D., practices psychotherapy and is a popular teacher of Mindfulness meditation.When: 2 to 5:30 pmWhere: La Casa de Maria, 800 El Bosque RoadCost: donationInfo: 969-5031

MONDAY, APRIL 28

Childrens Literature EventCrane Country Day School showcases two talented leaders in the world of childrens literature: Isabel Baker and Marla Frazee. Together in a presentation for parents and grandparents of preschool- and early elementary-aged children, they will offer perspectives on selecting books for children and the creative writing process. Baker, a successful childrens book distributor and reviewer, will present the best new childrens books of the year and also include classics. Frazee, a bestselling and award-winning childrens book author-illustrator, will share the creative processes behind fulfilling this childhood dream. Tecolote will be on hand selling books. The event is free and open to the public.When: 4 pm for teachers, 7 pm for parentsWhere: Cranes Barbakow Family Theater, 1795 San Leandro LaneInfo: 969-7732 ext. 105

TUESDAY, APRIL 29

Antioch University ForumAntioch University Santa Barbara (AUSB) has announced its spring Trustee Forum: How Can We Balance Homeland Security & Personal Privacy? Journalist Jerry Roberts will facilitate a panel discussion with national security experts Andrew Liepman and Brian Michael Jenkins. The interactive conversation will focus on the complex issues raised by President Obamas proposed reforms of policies governing the National Security Agencys collection of the personal data of Americans. Two national security experts will discuss how disclosure of the top-secret material affects the nations battle against terrorism, U.S. defense and diplomacy, government power, and Internet and telecommunications privacy. This discussion takes place amid the national and global controversies and conflicts set in motion by the unauthorized release of an unknown number of previously confidential and classified documents and programs.


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WEDNESDAY, APRIL 30

Lecture & LuncheonChannel City Club presents Husain Haqqani, Pakistans ambassador to the United States from 2008-2011. He is currently Director for South and Central Asia at Hudson Institute in Washington DC and Professor of the Practice of International Relations at Boston University. He has been a journalist, academic and diplomat in addition to serving as advisor to four Pakistani prime ministers, including the late Benazir Bhutto.When: 11:30 am check-inWhere: Reagan Room at Fess Parkers DoubleTree Resort, 633 East Cabrillo BoulevardCost: $35 for members, $40 for non-members

Adventure SpeakerThe Montecito Branch of the Santa Barbara Public Library System will host a presentation about Road Scholar, the educational adventure program created by Elderhostel, providing travel and learning opportunities for older adults across the globe. The speaker, Jill Swaim, is a member of the Road Scholar Ambassador Program, made up of seasoned participants who volunteer their time to give informative and enthusiastic presentations about the

educational travel opportunities available through Road Scholar. Each year, 100,000 participants join the programs across the United States and 150 countries. As a not-for-profit organization, it is committed to providing high-quality and affordable educational opportunities for adults. This talk will familiarize listeners with some of the educational experiences they can enjoy on their next vacation.When: 4 to 5 pmWhere: Montecito Library, 1469 East Valley RoadInfo: 969-5063

THURSDAY, MAY 1

Walk & TalkCurrent Montecito Association members are invited to join us for a Walk and Talk tour of the serene gardens and grounds of La Casa de Maria. If you are able to join, please RSVP. The tour will last approximately one hour and 15 minutes and is limited to the first 20 members to reply.When: 1:30 pmWhere: 800 El Bosque RoadInfo: 969-2026

FRIDAY, MAY 2

Walk & RollMontecito Union School students, teachers and parents will walk or ride to school, rather than drive.When: 8 amWhere: Via Vai, Ennisbrook and Casa Dorinda trailheadInfo: 969-3249 MJ

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Peter Murphy Remembered

Village Beat by Kelly Mahan

VILLAGE BEAT Page 274

On what would have been his birthday, Montecito Tennis Mafia founder Peter Murphy was honored at Manning Park on April 17. Murphy, who passed away April 28, 2012, founded the tennis group more than 30 years ago; his friends and fellow players gathered to honor his legacy and celebrate the recent beautification of the tennis courts and surrounding area.

In the last year, the group of ten-nis players has been working with county staff to upgrade the tennis courts and nearby picnic area in upper Manning Park. The group sponsored the repaving of the courts and paid for architect Bob Easton to build an iron trellis over the picnic area, attached to the existing pillars. We had to find a way to leave the historic pillars, while making the area more beauti-

ful, said Judy Murphy, Peters wife. Easton and the group worked close-ly with Jeff Lindgrun, South Coast Operations manager for the county, who helped oversee the project, as well as First District Supervisor Salud Carbajals office.

New stone benches were added to the patio area, in addition to massive

pruning of nearby trees. We found two rats nests! Mrs. Murphy said, The landscaping needed to be tended to. Vines were planted near the trel-lis; the hope is that in a few years, the vines will wind their way up and over, creating shade over the picnic table, which was also replaced.

Six small plaques were added to the picnic area, all of which have special meaning for Murphys friends. The Man Who Treasures His Friends Is Usually Solid Gold Himself and Its Not Whether You Win or Lose, Its How You Play The Game are two of the sentiments on either side of the center plaque, which reads: In Loving Memory of Peter Murphy.

More than 20 of Murphys friends attended the informal lunch, as well as Carbajal, Jeremy Tittle, Mr. Easton, and Mr. Lindgrun. They spoke of Peters friendship and loyalty, of his love for tennis and the Montecito com-munity. Every Sunday, Peter would call every member of the tennis club to tell them where and when they were playing that week, Mrs. Murphy told

us, But instead of just relaying the message, he always asked how they were doing, how their family was doing, and what was new in their lives. He was a true friend, she went on to say.

More than 100 members belong to the Tennis Mafia; the group is now managed by a group of five board members including Lewis Venegas, Mark Levine, Bob Montgomery, Alan Porter and Tom Dain, while Tony Hammond schedules weekly matches for the members. The games are played on private courts as well as at Manning Park.

Peter would have loved this, Mrs. Murphy said. He loved Manning Park and the Montecito community. This was his backyard.

Montecito Union School Carnival

This Saturday, April 26, Montecito Union School presents the 45th annual

Members of the Montecito Tennis Mafia at the revamped picnic area near the Manning Park tennis courts. The group donated funds to have the area beautified in honor of their founder, Peter Murphy, who passed away in 2012.

One of six plaques installed in the pillars near the tennis courts at Manning Park


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Corks and Ports in Portugal

Seen Around the World by Lynda Millner

Romans arrived in what is now the capital city of Lisbon, Portugal, 300 years before Christ and Don and I arrived some 2,000 years after. Quite a few things happened in between, like the final running out of the Moors in 1249 and the Great Age of Discovery from 1415 to 1578. We were going to have our own age of discovery the next two weeks.

Lisbon is a modern city, which as our guide Jose said, We have chic shops where youll need a check and you might be in shock. People still love the traditional bullfighting, different from Spain because they dont kill the bull. Futebol (soccer) is definitely the national sport. Another entertain-ment that is loved is the fado, which we went to one evening. These are popular folksongs, frequently heart-breaking love songs accompanied by two guitars. They are a combination of Moorish fatalism and romantic chiv-alry.

I was intrigued that the bar at our hotel had a whole pigs leg on the bar for slicing, cured of course. It was there both days we were. But on to bigger things like the bridge over the Tagus River that looks like the Golden Gate Bridge in San Francisco and was built by the same company. There is also a smaller version of one of my favorite statues in the world the Rio de Janeiro statue of Christ overlook-ing the harbor. King Carlos was assas-sinated in 1908 in a community square of Lisbon. And where is our statue of him in Santa Barbara, since he was run out of De la Guerra Plaza? Hes doing just fine in the back courtyard of the Trust for Historic Preservation on Canon Perdido Street.

One of my favorite sites was the Carriage Museum. Besides all the magnificent gold-leaf Cinderella car-riages was one that showed what was

under the seat cushion a one-hole potty. It didnt seem a problem to have no privacy at all back then. Six horses pulled most of the carriages.

We took a bus to Evora, which is a Unesco World Heritage site due to its well-preserved old town center, still partially enclosed by medieval walls and many monuments. The most fas-cinating site was the 16th century Chapel of Bones columns and walls literally built from skeletons bones and heads of 5,000 people from the graves of the town. A quote I saw there said, We the bones are wait-ing for yours. A great spot to be for

Cinderellas coach at the carriage museum in Lisbon

The Chapel of the Bones in Evora made from 5,000 people in the towns graveyard. The walls are all bones and skeleton heads.

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Halloween! In the Cathedral of Evora, we saw a statue of a pregnant Virgin Mary and the oldest operating organ in Europe. They dont have holy water in their Catholic churches because its not sanitary.

We saw many houses that were painted yellow on the outside. I find this hard to believe but according to our guide, Yellow paint helps keep the mosquitoes out. He wasnt kid-ding!

En route to our 120-passenger riv-erboat, we passed by acres and acres of cork trees. Portugal is the biggest producer of cork in the world, and the country makes many cork items: shoes, purses, hats and even post-cards, which we bought to send the grandkids. Cork is from the bark of the tree and can be stripped only every nine years.

In Orbidos, we stopped for coffee at a pousada. These are truly treasures of Portugal (in Spain, they are paradores) because they are government-run his-torical buildings that are now hotels. They might have been a palace, cas-tle, or monastery. I once stayed in a windmill in Spain. The first pousado was a Moorish castle in Obidos in the 1950s. Obidos is famous for its ginja dry sherry, which they serve in small chocolate glasses. You drink and

then you eat the glass. There are some wonderful ancient walls in the town where we discovered a gigantic car-toon statue that looked like Pinocchio. He must have been there for a festival, but the guide wasnt sure.

Then it was time to go to Porto and board our riverboat to see the Douro River Valley. Porto (or Oporto) gave its name to the most famous wine in the world, port. It is a fortified wine from the remote vineyards of Portugals Douro Valley. The wine is made in much the way it was more than a hundred years ago and all harvested by hand. Vineyards were literally carved out of the mountains or very steep hills. Although port wine is made around the world, the strict usage of the term port refers only to wine produced in Portugal. Trader Joes has port from there, both light-er-color tawny port and the darker ruby. As the port ages in barrels, a certain portion leaks into the air. That is called the angels share and it smells delicious. When the Portuguese have finished the aging process, the barrels

A display of cork products, even postcards

A narrow street in Obidos with a Smart car and dog fol-lowed by horse and carriage the old and the new


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SEEN (Continued from page 15)

are sent to England, where they are used for making whiskey adding a unique flavor.

In about 1878 phylloxera, a root louse, devastated Bordeaux, Burgundy and more, and also arrived in the Douro Valley. The Portuguese grafted their vines to American rootstock and turned the tide by 1890. The peaceful town of Peso da Regua is the offi-cial center of the port wine-growing region. The barrels of wine were tra-ditionally transported using wooden sailing ships called rebelos. Now they use special tankers, and the rebelos

now transport tourists instead.I remember when I first drank wine,

it was Mateus Ros which came in a clay bottle. We thought we were so cool. On the trip, we saw the 1745 Palace of Mateus, which is where the picture on the label came from. The Count of Mateus owns the palace and lets the tourists see one half. The other is kept for family weekends, but he has nothing to do with Mateus wines. The family just let their house be used on the label.

Sandeman was founded in 1790 and is one of the most famous port win-eries. In 1928, George Massiot Brown painted the famous logo figure called DON a symbol that combines the Portuguese students black cape (they are called tunas nothing to do with fish) and the wide-brimmed Spanish caballeros hat. He looks like Zorro. Besides putting him on their bottles, they put him on hillsides to advertise. He was in Jerez, Spain, where I lived; its the logo on their sherry bottle. At their Portugal winery that we visited, the guides wore the costume.

Many of the wineries plant roses at

the end of the grape rows (like they do in Santa Ynez) to serve like the canary in the coalmine. If the bushes start to die, they know their vines are in danger.

One day, we took a side trip to the Avessada Winery for a hands-on wine experience. It started in the field with the jolly owner, Luis, welcoming us and two men playing the accordion and drum while we took buckets and clippers to pick grapes. Cicero said it first but Luis told us, Men are like wine. Some turn to vinegar, but the best improve with age. Then it was time to get in the bins and stomp the grapes. A gushy affair, after which a beautiful lunch was served alfresco, with wine, of course.

Then we went to a bakery in the tiny village where the chubby Pillsbury Dough lady and crew produce an amazing 8,000 loaves a day sold to some of the best restaurants in Portugal. She loved to walk around with a wine bottle balanced on her head. Anything to entertain the tour-ists. No one was there except our group from the boat. MJ

A bit of Disney, with the unusual Pinocchio in front of a castle wall in Obidos

An itinerant grape picker named Don Seth, who looks like my husband

The Pillsbury Dough lady balancing a wine bot-tle on her head. She can do that and still knead dough.

A view of the Douro Valley, with river and vineyards scaling the hills

A view of Porto, where we embarked our riverboat and whose name was used for port wine

The Mateus palace that is pictured on the Mateus Rose label


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special and sacred to us both.For the ceremony we focused on

each other, but by telling our story we are hoping to share the moment with everyone we love.

San Ysidro Village We have a winner!Dozens of readers wrote in with

suggestions for a name for the new 14,000-sq-ft development of 11 units in the Upper Village, built by Richard Gunner and his son, Michael.

The lucky recipient of a 2012 mag-num of Margerum MG, donated by wine-maker restaurateur Doug Margerum, is Montecito travel writer

Bill Tomicki.A former vice president of Tiffany &

Company and Sothebys International Realty, he dubbed the new luxury complex San Ysidro Village.

It wasnt hard, says Bill. It reminded me of a quaint street I used to know in a little Spanish village near Barcelona. I think it reflects the quality, charm and character of an old Mediterranean shopping street.

Bill, who just returned to our rar-efied enclave after a lengthy trip to India for his Entree travel newsletter, which has 22,000 subscribers, seems to have a lucky streak.

Six years ago he won $1 million in a jackpot rewards competition.

I feel like Ive hit the jackpot again because I love Montecito, my home for the past thirty-one years. This complex is a terrific addition to our village, and I love Margerum wines. I cant wait to open it and toast the developers.

My mother, Mimi, really chose the name, says Michael. She felt it real-ly captured the charm and feel of the complex. It certainly has a village feel and there is a great synergy with the stores. It was an excellent contest, really engaging people to be creative.

In fact, thanks to the Gunners, there are no losers in the contest.

Everybody who submitted a name will receive a bottle of Margerum Pinot Gris, which can be picked up at the American Riviera Bank in the San

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Bills Book on the Big ScreenIt looks like The New York Times

bestselling book Empty Mansions by Pulitzer Prize-winning author Bill Dedman, about the reclusive copper heiress Huguette Clark, owner of the magnificent 23.5-acre Santa Barbara ocean bluff estate, Bellosguardo, who died three years ago at the age of 104, is being turned into a movie.

Director-writer Ryan Murphy has optioned the 457-page tome for a future feature film.

Insiders say it wouldnt be surpris-ing if Murphy decided to adapt and direct it himself.

Besides creating the TV series Nip/Tuck, Glee and American Horror Story, Murphy wrote and directed two fea-ture films based on bestselling mem-oirs Elizabeth Gilberts wildly pop-ular Eat Pray Love, which starred Julia Roberts and Javier Bardem in 2010, and Augusten Burroughs critical favorite Running With Scissors with Annette Bening and Brian Cox in 2006.

This will be yet another strong female role about a very intriguing woman who led an interesting life.

The book, co-authored by Paul Clark Newell, Clarks cousin, debuted on The New York Times bestseller list

Doug Margerum, Richard Mineards, Michael Gunner, winner Bill Tomicki and Matthew Gunner


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LETTERS (Continued from page 9)25. Children must be well educated and trained to think about the best path of life toward making the world a better place, because they are here and have the freedom to choose.

G. HebertMontecito

Words of AdviceAs a 10-year resident of Montecito

and longtime reader of the Montecito Journal, I feel compelled to express my absolute horror, disgust and embarrassment with the cover of the issue showcasing the Teddy Bear Cancer Foundation committee to pro-mote their upcoming event Saks & the City (MJ # 20/15). In fact, when I saw it on the stands, I did a double take and thought it was a joke.

Live and Let Buy... Diamonds may be forever, but no one has to buy another day... you only live twice. Really? Does this effectively commu-nicate the objectives and mission of this non-profit that is raising funds for children with cancer and their families? I think not. In fact, in a town with numerous well-deserving chari-ties vying for our attention and dona-tions, I feel this kind of thoughtless display of conspicuous consumption and Im speaking as a mother with young children distasteful states of undress does the opposite.

While this provocative image and inappropriate tagline may cause peo-ple to take a second look (maybe theyre wondering if bikinis are con-sidered appropriate attire for this event), I believe it discourages and repels many charity-goers, myself included, and dissuades them from understanding, applauding, and con-tributing to this meaningful cause. After all the hard work that I know it takes committees, vendors and sup-porters to successfully produce an event like this one, its unfortunate that the true message is lost due to a lack of attention and insensitivity.

I understand and appreciate the Journals front-cover promotion of this very worthy community fund-

raiser. However, in the future I hope that all non-profits will take a clos-er look at their messages surround-ing fundraising events and carefully choose their images and taglines to best communicate their true mission and purpose.

Sincerely,A Concerned Resident(Editors note: Ouch! All we/they are

doing is trying to drum up a little enthu-siasm for an extremely worthy upcoming fundraiser. Im sorry if you were hor-rified, disgusted, and embarrassed, but it was all in good fun for a good cause. J.B.)

Matching Funds for Water Needs

Montecito Water District appears to lack the funds necessary to effective-ly bid against other districts that are able to pay more for available water from outside sources. The heavy indebtedness of $5,500,000 a year for the districts excessive share of the undependable State Water Project is finally taking its toll.

It is implied that needed funds for purchasing more water will be generated by the high penalty fees extracted from those violating their rationing limits. Such thinking is flawed in three major ways:

1) The violators, living under the pallor of wrong-doers, ultimate-ly become the heroes. Is this an appropriate mentality to encourage?

2) Such violations are penalized for only two months of over-usage, after which restrictors will be put on errant meters. Thus, the goose laying the golden egg will be very short-lived.

3) Sooner, perhaps, than later, there would be even less water for all because of overuse and the high cost of purchasing more when needed, if available, will be out of financial reach of the strapped district. It is rumored that, consequently, we could be cut back to 10 HCF [hundred cubic-feet] for indoor usage only!

Perhaps a more productive and

honorable approach could be utiliz-ing a matching fund to generate some of the purchasing monies, as well as more water for all. It would essentially be as follows:

1) Customers needing more than their allotted amount of water could buy shares toward a purchase transaction with an outside water source.

2) Each share would represent a certain unit of increase in ones rationing allotment and a corre-sponding amount of the purchase price. Monies for such would be col-lected up front and held for a limited time in a purchasing fund as outside water is procured.

3) Shares would be issued with two major stipulations: A) The amount of shares allowed and their equivalency in terms of higher allotments would be limited by certain criteria dis-closed to all district customers; and B) The fee for this privilege would be a requirement to match ones purchase by buying an equal amount of shares, the water of which would become district water for general use.

Thus, this matching fund concept provides a win-win solution for all the district included.

Susan BruchSanta Barbara(Editors note: We do like your think-

ing around here. - J.B.)

Lesson LearnedWe have a close friend who attended

boarding school and college with the former occupant of the White House. Our friend claimed to have kept up his connection with President George W. Bush and, despite my council against it, had accepted presidential appointments to two commissions. He assured us that if we timed our visit during the meeting schedule of one of those commissions, he would make every effort to arrange a visit for us to his buddy in the Oval Office.

Of course, my wife went into orbit at the possibility, but I must admit that, although I am a great fan of the presidency, I was not an admirer of President Bush and the prospect of such a visit resulted in conflicted feelings.

The sad part of this story occurred shortly after our arrival in Washington, D.C., when a crazed gunman shot and killed 32 innocent undergraduates on the Virginia Tech campus. The shock and suffering from this tragedy was overwhelming. A trivial and peripheral result was my expectation that the president would now be understandably too busy to meet with the acquaintances of his old Yale classmate.

When our friend and his wife called to say that, rather than cancelled, our visit had been moved earlier and

that they would meet us at the White House within the hour, we were both surprised. A short time later, as we all waited in the anteroom outside the Oval Office, my friends wife warned me to be ready, Because in a minute, the president will be standing right in front of you. She called it per-fectly. The door opened, out walked Karl Rove (deputy chief of staff) and Stephen Hadley (assistant to the pres-ident for National Security Affairs), two major players on a team to which I was strongly opposed. Right behind them, with a huge smile and out-stretched hand was the president of the United States, George W. Bush, a man to whom I had long assigned shallow motives, suspect intelligence and a smugly arrogant personal style.

Introductions were made and the door was closed, leaving the five of us alone with only an aide and a photographer. Light banter and some easy teasing made for a surprising-ly relaxed and informal feeling. It was clear immediately that my friend and the president had a genuine, long-standing friendship. I felt badly about doubting the stories of their closeness.

I have to state that from the outset, President Bush was candid, amusing and welcoming. He spoke sincerely and with eloquent sympathy about the terrible events at Virginia Tech. He also conveyed, with genuine pas-sion, his admiration for the sacrific-es of our service men and women, much in the same way I had heard him speak in public, but now with much more ease, confidence and real credibility.

After each topic, I anticipated the conclusion of our visit, but in the end we stayed for more than 40 minutes. No one sat, even when the president ate his lunch of a peanut butter sand-wich and a soft drink. At one point, he asked my wife and me into a small alcove to show us the gun taken from Saddam Hussein when he was cap-tured. The Marines thought Id like it, and you know what? I do like it! the president said, smiling.

In a short time, I had warmed to a man I had spoken against often and loudly for several years. I hadnt liked his decisions, the people he sur-rounded himself with and further, I hadnt liked him. But though I con-tinued to oppose, and do to this day, the direction he took this country, clearly this was not the self-serving, condescending, Machiavellian figure I had made him out to be.

Often, I had told my wife and grown children that I need not like Barbra Streisand to enjoy her beau-tiful voice or be a personal fan of Pete Rose to enjoy the way he played baseball. Here was the reverse of that

24 April 1 May 2014 MONTECITO JOURNAL 21In this world, a man must either be anvil or hammer. Henry Wadsworth Longfellow

Corner

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1. Piece that holds water inside the toilet tank.

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Everyone knows that young couples with children need life insurance to protect their families from the unexpected loss of one or both parents. However, life insurance has many other uses that span a wide range of ages, economic levels, and circumstances.

A variety of products are available to meet these differing needs and situa-tions.

Estate Planning for SeniorsWith Federal estate tax at 40 percent (for estates valued over $5.34 million),

heirs are often surprised by the amount of money they lose from their inheri-tance following the death of a loved one.

One of the best ways to reduce your estate value is by utilizing your $14,000 annual gifts (per recipient). These gifts are not taxable to anyone and can be lev-eraged greatly. As an example, a couple with three children could gift $42,000 each ($84,000 total annually). Under current law, any amount up to that $5.34 million qualifies for a lifetime exemption and so, if desired, can be gifted to heirs tax-free.

An excellent way of achieving this is through the purchase of life insurance. By investing these annual gifts and/or part of your lifetime exemption in a

carefully structured life insurance policy (or policies), substantial income and estate tax-free benefits can accrue for generations to come.

When you have life insurance as part of your estate plan, it is crucial to review the policies to be sure they will continue to accomplish their original intent. However, that intent may be compromised by the fact that your policies are not earning the investment income that was projected years ago when interest rates were higher, so its always a good idea to have your policies evaluated every few years and make adjustments as necessary.

In some cases, this may even mean replacing your policies with ones that meet your needs today and will provide maximum, tax-free benefits for your heirs. Fortunately, many companies have reduced their rates in the last 20 years due to the population living longer, so premiums may be able to be reduced.

Long-Term Care CoverageWhile not life insurance per se, long-term care insurance lessens, if not alle-

viates, the devastating burden that an illness or disease can wreak havoc on your estate.

Even if longevity or chronic health conditions do not run in your family, the affordability of long-term care insurance, especially when purchased during middle age, makes it a safe, sound, and prescient investment for everyone.

Today, many life insurance carriers issue policies that are primarily life insur-ance policies but offer a long-term care rider. In most cases, it is easier to access the benefits in the time of need while knowing a guaranteed benefit will be paid either through the LTC rider or the insurance death benefit.

Mid-Life Retirement Planning Many middle-aged professionals intend to use accumulated life insurance

funds for their retirement. While premiums paid in are not tax-deductible, monies in so-called Super Roth programs accumulate tax-deferred and often tax-free.

In this way, a sizeable retirement fund can be built up over a number of years with a sizable death benefit, should the insured die early. At retirement, these funds may be paid out tax-free.

Mortgage Protection for HomeownersWith todays low interest rates, many homeowners have taken out mortgages

on primary and secondary homes. Mortgage life insurance can eliminate your mortgage debt tax-free for ones spouse in the case of early death, and pay off the mortgage tax-free so beneficiaries can enjoy ownership of the prop-erty free and clear.

Before you choose any of the above strategies, keep in mind that every per-sons situation is unique and certainly warrants not only the advice of your chartered life underwriter, but your attorney, CPA, and other trusted financial advisors. MJ

David M. Jones, CLU, ChFC, has been recognized nineteen times since 1990 as an annual Top of the Table member of the Million Dollar Round Table (i.e., his level

of production has been in the top one-half of one percent worldwide). One of the nations leading brokers of life insurance, Mr. Jones is a recognized expert in the industrys wide range of products, especially as they apply to estate planning for

retirees and business owners. He can be reached at: (805) 969-2367.

ON ESTATE PLANNING

Common Uses for Life Insurance

by David M. Jones


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MISCELLANY Page 304

MISCELLANY (Continued from page 19)

last September and remained on it for nine straight weeks. It also became the Number One bestselling nonfiction e-book in the U.S.

The authors will be in our Eden by the Beach on May 9 for a fundraiser for the Montecito Historical Society at the Montecito Country Club...

The Family that Plays TogetherLongtime Santa Barbara Polo Club

player, Doreen Ladin, has become a member of the Federation of International Polo.

Doreen recently returned from Argentina with her attorney husband, Joel, a two-goal player, after partic-ipating in the 30th anniversary cele-brations of FIP and attending the polo finals in Palermo.

She is also a member of the U.S. Polo Associations International Committee and has played the game for 25 years, participating with her family on their Nicoma team in America, England and Argentina.

The couples son, Matthew, is a four-goal player and has represented the U.S. Polo Team in FIP tournaments in China, Australia and England.

At one time, the Ladins were the only polo-playing family living in Santa Barbara and playing at the Carpinteria club.

A past president of the SB Youth Polo Association, Doreen has served on the Girls Inc. board of directors and

the One Hundred Committee of the non-profit for eight years. She has also served on the boards of the Dream Foundation and the womens board of the SB Museum of Art.

Busy lady...

Successful Sports Drive

Local students gathered new and gently used sports equipment for the 5th annual Santa Barbara Sports Drive at the Boys & Girls Club.

The youngsters, mostly pupils at SB High School, give the equipment, as

Bill Dedmans Huguette Clark bestseller to get movie makeover

Local polo player Doreen Ladin joins Federation of International Polo

Tyler Forshey, Noah Burke, Chris Wagonhurst,Manny Murrilo and Jayden Stiles-Martinez (photo by Priscilla)

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24 April 1 May 2014 MONTECITO JOURNAL 23To be reborn is a constantly recurring human need. Henry Hewes

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care of themselves, and so were going to have to take care of them.However, he also believes that a small population of transients take up a lot

of money and time. He hopes to find ways to cost-effectively deal with those people. Theyre going to be a chronic problem, and theyll never find their way out.

He stresses that pension reform too is a must, but his views on how to deal with it have changed with his understanding of the reality of the situation.

I dont believe [the current pension system] is sustainable, and I dont believe the younger hires will get what theyve been promised, he says. The problem with addressing the issue, he laments, is that Its not a priority on the employees part. Theyve got their deal and they dont want to talk about it. Theyre happy with the deal. You cant do anything to them or for them. I believe the system will crash, but we cant do anything about [pension reform] until it does. We owed that system $1.3 billion last year. I dont know what the new number is, but Im sure it didnt shrink. Wheres $1.3 billion going to come from out of 425,000 people?

Change cant be mandated? I wonder.No, he says. Its a thirty-year solution. Right now, were mining the

principal, were not living off the interest. But, it takes three votes to re-open labor negotiations and theyre not there... at this point. My colleagues last year refused to do what they are supposed to do.

One of the ways to work the pension problem out, Adam observes, is to let it go belly-up, and frankly I think thats what they expect to happen.

He says the idea is to put in a 401(k)-style retirement plan for county employ-ees. Then youre dealing with real money that has to be paid every payday.

A Friendly FaceThere must be someone, I suggest, on the Board of Supervisors youve

been able to get along with, right?His surprise answer was that he particularly likes 2nd District Supervisor

Janet Wolf, who is in a tough re-election campaign this year against a like-able, supremely competent, and way more conservative Roger Aceves. Shes fantastic to be around, Adam says. Im 180 degrees out of phase with her policy-wise, but I like her. Were just not able to run this $850-million business together.

But politics, as the saying goes, attracts strange bedfellows.And, in his circle o

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