January-March 2014 Bay Biz

2 BAY BIZ | JANUARY - MARCH 2014

BAY BIZ | JANUARY - MARCH 2014 3

8Are YOU the Right Candidate for Public Office?

10Four Tyndall Airmen Receive Purple Heart Award

POLITICAL PERSPECTIVE

DEFENSE INTEL

12On The Horizon: ECP plans for the FutureFEATURE

16The IN Crowd: Are you Using LinkedIn Like you Should be?

TRENDS

18EDA InsightsECONOMIC PROFILE

20FSU Panama City Welcomes InauguralFreshman Class

EDUCATION

24 WORKFORCE CONNECTION26 BIZ LIST30 BYP MEMBERS TO KNOW34 CHAMBER EVENTS CALENDAR36 NEW MEMBERS37 MEMBER ANNIVERSARIES38 OUT & ABOUT

12

2016

8


PUBLISHERCarol Roberts

EXECUTIVE EDITORBrittany Cole

CONTRIBUTING WRITERSPatrick Sheffield

2nd Lt. Christopher Bowyer-MeederSean Brosnan

Scarlett PhaneufErica HowardRuthie ParkerCarol Roberts

Theresa MoranMaria Goodwin

DESIGNSean Brosnan

(GORGEOUS - Strategic Branding & Design)

COVERAerial shot of ECP

provided by St. Joe Company

CONTRIBUTING PHOTOGRAPHERSBrittany Cole, Desiree Gardner Photography,

Ron Jarmon Island Air Express, The Workforce Center, Erica Howard, SSgt. Javier Cruz,

Airman 1st Class Alex Echols

BAY BIZ MAGAZINEc/o Bay County Chamber of Commerce

235 W. 5th Street – P.O. Box 1850Panama City, FL 32402

[email protected]

Online: www.panamacity.orgfacebook.com/baychamberfl

twitter.com/baychamberfl

The Bay Biz is published quarterly by the Bay County Chamber of Commerce, P.O. Box 1850,

Panama City, FL 32402 850.785.5206

POSTMASTER send address changes to: Bay County Chamber, P.O. Box 1850, Panama

City, FL 32402 or [email protected].

The Bay Biz welcomes story ideas from its readers. Email [email protected]. Each Chamber Member receives

one copy. To request additional copies, contact [email protected] call 850.215.3755.

Commercial and Residential PropertyValuations

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Boy, 2013 was a blur…where did it go? I do know that it is one that will go down in the history books as we celebrated 100 years. What a year it was with so many successes. Congrat-ulations to our Chairman of the Board, Bill Fenimore for a great year. Note our picture here at one of our more COLORFUL events, ColorVibe, where 3,800 individuals participated to simply have colored corn starch thrown on them. Go figure…but we are thankful they did.

Not to dwell on the subject of the anni-versary but there were so many events, starting with the roll out at the Cham-ber Annual Dinner, our Birthday Block party, the commemorative issue of Bay Biz, celebration of decades at each First Friday…Bryan Taylor of United Way and David Powell of Innovations Fed-eral Credit Union did an amazing job depicting our history through comedic relief…thank you guys! We can’t thank the many volunteers enough, but we especially would like to thank Claire Sherman for her ongoing support of this organization.

A new program, CEO Welcome, saw a great first year by hosting receptions in honor of incoming and promoted CEO’s to our community. Eleven CEO’s were welcomed and introduced to our board and other community leaders.

The Military Affairs Committee (MAC) had lots of activity with many military and civilian leadership visiting and coming to Tyndall AFB and NSA. In addition, staff was heavily involved in the Panama City Memorial Walk that will be a part of the marina renovation. MAC members participated in a visit to Holloman AFB in reference to those airmen and their families coming to TAFB.

The Chamber was certainly not lacking in the governmental affairs arena and its legislative agenda. Thanks to Representatives Patronis and Coley and Senator Gaetz funding was secured for the 23rd street fly over and completion of four laning of Hwy 79. The City of Panama City took the first steps toward development of a bed tax (this issue will continue in to 2014 so we are extremely excited about its potential for our com-munity). Elimination of the sales tax on the purchase of manufacturing equip-ment was a big win for our State as this Chamber worked hard on the issue and sent manufacturing representatives to testify at the Capitol. Roundtable dis-cussions were held with Congressman Southerland, U.S. Senators Rubio and Nelson, State Representatives Patronis and Coley and Senator Don Gaetz.

There is one group that I just can’t leave out of this message and that is our staff. I thank each and every one of them for stepping up to the plate, no matter what, for the benefit of this organiza-tion and community. Thank you to our board of directors, committees and our membership at large for investing in Bay County’s future.

Now, we kick off 2014 with our Chair-man Larry Carroll who will take the reins from Bill Fenimore on January 24th at the Chamber’s Annual Dinner. In this issue be sure to check out our new leadership for the year. We have, yet another jammed packed Business Plan and we hope that you will choose to get involved and make a difference in Bay County.

Carol RobertsPresident/CEO

Me and my youngest grandaugter Ashlyn at ColorVibe.

Even our Chairman Bill Fenimore, came out to get dusted in color.


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Are YOU the Right Candidate for Public Office?

Ever thought about running for a public office? Ever attended a city or county meeting and thought, “ I can do that and actually make a difference?”. Ever have family members or friends say “YOU could make a difference in the community”?

Then why not take the chance. YOU should run for office!

Before you take on this challenge, consider these points:

Holding public office is not for everyone. Because of demands placed on individual lives during these uncer-tain times, less and less individuals are stepping up to the plate to run for public office.

Running for public office can create financial challeng-es as most positions pay little or nothing. Running a campaign costs money. From holding campaign rallies, to creating bumper stickers and posters, you’ll be pay-ing these costs. But along with financial stressors, the demands on your family can even be greater. Those running or elected to state/federal positions endure thousands of hours away from home, are constantly on the road or flying the friendly skies. You must have a strong support team at home to manage the day-to-day operation of juggling children with school, after school activities, medical appointments and so much more. Lastly, consider your employer or business commit-ments that still must be managed on a daily basis.

The pressure of all of this is nothing compared to that of the actual public position. You must answer to every taxpaying citizen that thinks you should be knowledge-able on every issue, threatening they pay your salary and you work for them. It’s exhausting just to think about it.

Also, another main point to consider, according to Mark Andersen, Bay County Supervisor of Elections, “you must be registered 1 year prior to elections in a specific delegation and you must run for office in that party”.

Florida Representative Jimmy Patronis was a novice at political affairs when he first ran for office. He states “Serving as your state representative has been a re-warding experience of which I never dreamed I would hold to the point of term limiting out. I think we’ve all made a big impact on not only our community but our entire State of Florida by working together as a team. As a virtual newcomer to politics when I ran, proved that

by: Theresa Moran & Carol Roberts


it can be done and that I could make a difference in the lives of our citizens.”

So what if you get the support you need, run a great campaign and you still lose? It can happen, but if you are running for the right reason, your efforts will pay off.

So are YOU ready? Then we have the class for YOU! The Bay County Chamber of Commerce, along with The Bay County As-sociation of Realtors and the Panama City Beach Cham-ber of Commerce are going to hold a Candidate Train-ing class February 27, 2014.

The class is designed to help candidates with the pro-cess of running a campaign. If you are interested in becoming a candidate or just want more information, please contact 850-785-5206 for details.

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a message from rep. jimmy patronisI deeply appreciate the opportunity I was given to represent the interests of our area within the Legislature over the past 7 years. I'm gratified with the lasting progress that has been achieved through the cooperation of citizens whose goals focused on the wellbeing of our communities. I will leave the Legislature knowing that Florida is blessed with countless men and women who strive to improve our State everyday.


Integrity first, service before self, excellence in all we do - these are the core values that make up every Unit-ed States Airman, but some exemplify these values in extraordinary ways. Four Tyndall Airmen are proof of that.

Senior Master Sgt. Dustin Prowell, 325th Fighter Wing Explosive Ordinance Disposal (EOD) superintendent; Master Sgt. Jason Heise, 325th FW EOD technician; Tech. Sgt. Joseph Gutshall, 325th FW EOD technician; and Staff Sgt. Guadalupe Corona, 325th FW EOD jour-

neyman, are all very different individuals, but they share one thing in common: all four Airmen are recipi-ents of the Purple Heart.

“The Purple Heart is awarded to service members that have been injured in a direct action of enemy forces,” explained Sergeant Corona.

The four Airmen each came to earn the Purple Heart in a very similar way, but on different assignments and in very different situations.

“We all received them from being blown up by im-provised explosive devices,” Sergeant Heise said. “We were not all together, so everyone has a different story.” Sergeant Heise was in Afghanistan when he sustained his injuries.

“For me, our truck got blown up, and I got a concussion from that,” said Sergeant Heise. “Then, two weeks later, we got caught in an IED ambush scenario. While do-ing a post-blast, a U.S. Marine stepped on an IED about three feet from me. He lost his legs and I was thrown in to the original blast hole. I’ve had surgeries on both ankles, shoulder and neck, and traumatic brain injury.”

Sergeant Gutshall was injured while driving in Afghan-istan. An explosion caused him to sustain a broken heel, broken ankle, broken wrist and traumatic brain injury. While these injuries would slow most people down, Sergeant Gutshall remained motivated to continue the mission.

“Men on my team need me, and America needs us,” said Sergeant Gutshall.

Six months after sustaining his injuries, Sergeant Gut-shall returned to Afghanistan and joined together with

Four Tyndall Airmen Receive Purple Heart Awardby: 2nd Lt. Christopher Bowyer-Meeder325th Fighter Wing Public Affairs


Sergeant Corona (then a Senior Airman), who re-ceived injuries that earned him a Purple Heart as well.

“I was his team leader,” Sergeant Gutshall explained. “During that operation, 14 personnel were injured with one killed in action. Senior Airman Corona’s ac-tions after getting blown up prevented those num-bers from being much higher. Field medical care that myself and [another Airman on his team] provided would have been worth nothing if Airman Corona had not gotten us a medical evacuation when he did. At least two more of our critically wounded would have lost their lives without Airman Corona’s help.”

Sergeant Corona was injured while performing combat life-saving operations on two U. S. Marines. They were critically injured by an IED blast while clearing a build-ing. One Marine had fragmentation damage with mul-tiple lacerations and the other lost both legs and an arm. Sergeant Corona’s team was the first on the scene, and immediately began performing combat life-saving op-erations on them. Sergeant Corona eventually had to re-treat to another room to call for a MEDEVAC. While Ser-geant Corona was relaying information to the MEDEVAC team, another Marine detonated an IED nearby.

“Unfortunately, he was killed instantly, and I was thrown and bounced off a wall several feet away and knocked unconscious,” recalled Sergeant Corona. “When I came to, I had been pulled from the build-ing, and had several scrapes and bruises, a massive headache and had caught some fragmentation along my right side. After regaining my composure, I re-gained communications with the MEDEVAC and aid-ed my team in clearing the rest of the building and getting everyone out to the landing zone for the in-bound helicopter. I ended up joining the wounded on that flight out and was MEDEVACed to Khandahar.”

Sergeant Corona sustained minor tissue dam-age, multiple small lacerations resulting from frag-mentation and TBI, yet he considers himself lucky.

“I was very lucky,” he said. “It could have very easily gone much worse for me. There are plenty of EOD techs, as well as other members of the Armed Forces in general, who have sustained worse injuries and still recovered. If they can overcome losing one or more limbs, then I can definitely get over a few scratches and a headache.”

Sergeant Prowell is also a member of the 325th EOD team, and was also awarded the Purple Heart after surviving an IED blast. He is currently deployed, and continues to support the mission of the 325th FW.

These Airmen may seem like super heroes, but they certainly don’t see themselves as such.

“We do our jobs, and we do them well,” Sergeant Corona said. “Some of us are faced with situations where we are pushed beyond our normal limits and are put in extraordinary circumstances. For-tunately, we have some great training, and we can just let that training kick in and get the job done.”

All four Airmen continue to support the EOD mis-sion here at Tyndall, and that mission was summed up quite simply by Sergeant Gutshall, “stop bad things from blowing up, then blow them up safely.”


One of the most significant transportation develop-ments to happen in the United States in recent years was the construction of the Northwest Florida Beaches International Airport (ECP) in Bay County. ECP opened to much fanfare in May 2010, and interest in the airport has remained high. Of all the activities at ECP in recent years, one of the most notable, if not as well-known, is the master plan.

A master plan is a multi-year study used by airports to lay the foundation for long-term airport development and is required by the Federal Aviation Administration (FAA). With the assistance of consultant CHA (former-ly RW Armstrong), ECP began its master plan study in 2012.

“The ultimate aim of a master plan is to help airport leadership understand what is required to meet current and future demand at the airport,” said Master Plan Project Manager Paul Puckli. “To get to that point, we had a lot of work to do.”

Studying Existing Conditions As the famous marketing axiom goes, “Begin with the end in mind.” For ECP, that meant taking a full inven-

tory of the airport and total aircraft operations – pas-sengers, airport layout and current facilities -- with an eye to the future. The planners studied historical pas-senger traffic data and blueprints of the current layout, observed airport activity during the busy season, and conducted three passenger surveys. This work was vi-tal, according to Airport Executive Director, Parker W. McClellan, A.A.E.

“By understanding how the airport functions at its current level of demand, we are better able to identify future needs as passengers and flights increase,” said McClellan. “Especially during the busier times, we identified some strengths, as well as areas in need of improvement.”

A key takeaway from the passenger surveys was their main reason for choosing ECP: convenience. “To retain this advantage,” says McClellan, “the airport cannot grow complacent”.

“For many people, air travel is not fun or convenient,” noted McClellan. “But ECP has the advantage of being new, small, and having closer relationships with our passengers than large airports.”

On the HorizonECP Plans for the Future by: Patrick Sheffield


On the HorizonECP Plans for the Future

In some ways, ECP has more flexibility to react to pas-senger needs than other airports. McClellan cited the new covered parking as an example.

“It became clear to us that people wanted an on-site covered parking option,” said McClellan. “And they especially wanted the open-air walkway leading to the terminal covered.”

ECP responded and opened covered parking in Decem-ber 2013.

Demand ForecastingA key focus of the FAA when reviewing master plans is demand forecasting. The FAA has to approve forecasts for aircraft operations and passenger demand levels for 20 years, in five-year intervals. Passenger demand is based on anticipated enplanements, known as Pas-senger Activity Levels (PALs). The PALs establish “trig-gers” for the Airport Authority to begin planning facil-ity improvements. Using 2012 as the baseline, the PALs incorporate potential low and high growth activity scenarios and provide flexibility to increase or decrease rate of development in response to actual demand.ECP has five FAA-approved PALs in its master plan. To

illustrate how they work, Master Plan Project Manag-er Paul Puckli pointed to the fifth PAL, which forecasts 869,400 enplanements in 2032.

“To accommodate that passenger level,” explained Puckli, “the airport would need more square footage which could include four additional gates, increased hold room size, and extra ramp area facilities.” Increas-ing post-security concessions and public space would also be a priority.

“When you’re preparing for passenger growth, you’ve got to have the space to accommodate planes, people, and baggage,” noted Puckli. “That’s why the demand forecasting is so critical.”

Facility Requirements From the perspective of the traveling public, facility enhancements are probably the most exciting thing contained in the master plan. With the aforementioned covered parking completed in December 2013, passen-gers can take advantage of the enhancement now. But what other changes could be on the horizon? Accord-ing to airport officials, a major project is quickly moving foward.


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Crosswind runways, smaller airport run-ways used to provide crosswind coverage for small aircraft, have been advocated by the general aviation community since ECP opened. Thanks to the master planning pro-cess, it is one step closer to reality.

It came as no surprise to planners that the crosswind runway was needed, but as they studied it, they realized it was achievable in the near future. Much of the initial planning, environmental work, and site preparation were already in place for the runway, so in 2013 McClellan asked the airport board to move forward with construction. Their sup-port was unanimous.

“As a pilot myself, I knew the crosswind runway was a critical missing piece at the airport,” said Airport Authority Board Chairman John Pilcher. With so many key parts already in place, the airport is in the process of securing funding for construc-tion. Once that key step is complete, things should move forward quickly.

“Building a runway is a big undertaking, but we’re going to get it done sooner rather than later,” added Pilcher. “It is a top prior-ity.”

While the crosswind runway is moving for-ward, there are other facility enhancements that will take place as Passenger Activity Levels are reached. Areas highlighted in the master plan include adding airport club space, additional baggage claim space, more square-footage for rental car and ground transportation services, and an expanded security screening area.

Finishing TouchesAirport officials are looking forward to fi-nalizing the master plan. The analysis of facility requirements is complete and lead-ership is evaluating multiple scenarios for ECP’s long-term development. From there, the plan has to be approved by the airport board and the FAA. Airport leadership is confident that the two-year project has laid out a clear path forward for continued growth and success.

“Once the master plan is in place, we’ll have the blueprint to achieve three priorities -- accommodating increased passenger air service, delivering a convenient passenger experience, and ensuring ECP’s long-term financial stability,” said McClellan. “That’s the future at ECP.”

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Deputy Executive Director Richard A. McConnell, A.A.E. and Executive Director Parker W. McClellan, Jr., A.A.E. in the airport terminal at Northwest Florida Beaches International Airport.


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If you have been on the web in the last 5 years, you have probably heard of LinkedIn. But, what is LinkedIn? In short, it is a social network for professionals. Linke-dIn is similar to other social networks (e.g., Facebook) based on certain features, but it offers other significant resources in addition to just connecting or being social. Think of LinkedIn like a social business card or a more advanced and intuitive way to display your resume.

If you are looking for a new love relationship or a way to connect with friends from high school before your big reunion, LinkedIn is not for you; stick with Face-book. If you are looking to advance your new career or step out into a new employment frontier, LinkedIn may have the answer.

The LinkedIn website was founded in 2003 and current-ly reports more than 259 million users in more than 200 countries and territories. If you do not already have a LinkedIn profile, the set up process is fairly simple. Once your account is set up, navigating the site is simple and user-friendly. Some similar features that you will notice, based on your experience with other social networks, include a section for posts from your connections (Up-dates, in LinkedIn speak). The network’s main feature is networking, so it is critical to immediately start making connections. You can import your contact list to connect

with your current colleagues and clients if they already have an account with LinkedIn established.

I am a business, so can LinkedIn still help me?Contrary to popular belief, LinkedIn is not just for pro-fessionals looking to get their name out or to look for their next big gig. It is also a great resource for busi-nesses and employers. There are more than 2.6 million companies using LinkedIn Company Pages, and 85 companies out of the FORTUNE 100 list use the site to find employees.

The features for a business are not wholly different from the features offered to professionals. Instead of individ-uals connecting with you personally, LinkedIn users have the option to follow a company. Businesses also have access to analytics, features for job listing and re-cruiting, as well as insights to assess the visibility of the company page versus other companies within a specific industry.

LinkedIn: What it is not

NOT a DATING siteEven though you are able to make connections with friends from high school who share similar interests, the LinkedIn site is not a dating site and should not be used as such. Forbes recently featured an article on LinkedIn explaining the site as a new breeding ground for inap-propriate solicitation and harassment. The article ment-ioned that female professionals have been receiving ina-


-ppropriate employment offers and date propositions. It is strongly advised to use LinkedIn with profession-alism.

NOT INTIMIDATINGLinkedIn is just as easy as Facebook to set up and manage. With a few clicks and minimal effort, you can promote yourself or your business.

NOT a POPULARITY contestLinkedIn is a networking tool. That being said, you will accrue a considerable amount of connections over time. However, it should not be your goal to see who has the most connections. Connect with care. Your network is only as strong as your connections. Quali-ty matters over quantity. If you are sending a connec-tion request to someone you do not know, be sure to personalize the request and tell that person why the connection would be a good fit or why you would like to be connected to them.

LinkedIn: What it is (BESIDES A SOCIAL NETWORK)

A newer, BETTER resumeAs an individual, LinkedIn profiles offer a more con-cise way to present your resume. There are sections for presenting your past experience, employment, ed-ucation, as well as community involvement. You can also add rich media content such as video and images to showcase work.

A tool for JOB SEEKERS and EMPLOYERSIf you are looking for a job, LinkedIn has over 10,000. The days are long gone when you had to apply to the same job with 500 or so other candidates and wait for a call back. Now you can find the job you want and see if a personal connection knows the human resources director; they can introduce you or just message the point of contact. Once they view your profile, they will be able to see your picture as well as any other important details about why you would be right for the job. You can tailor your profile to the specific job you are applying for or make a video and post it to your profile.

A better place to FIND vendors or LEADSSay you are looking for a dependable painter, but you cannot determine where to start your search. Linke-dIn has the functionality to allow you to search for painters in your area and find the right one based on mutual connections or past recommendations and ex-perience. You can even ask to be introduced through one of your mutual connections. Finding a lead can be just as easy. There are tons of opportunities to find a prospective clients under the Groups or Answers sec-

tions. If someone is looking for advice in the Answers section within your area of expertise, helping him or her out may assist you in obtaining a new client.

A perfect social platform for your business to market directly to professionalsOut of all the popular social networks, LinkedIn was actually created for business professionals. Not only are you able to market to professionals based on their interests and skills, but you can also give updates about your products to followers of your business. Looking to hire someone? The Careers/Jobs tab of your Company Page can list any jobs you may have available.

* NOTE: Some of the job posting/job seeking features of LinkedIn require either a premium subscription (starting at approsimately $20/month) or payment of a fee to list jobs.


LABOR FORCE EMPLOYED UNEMPLOYED UNEMPLOYED RATE

NOV 13

OCT 13

SEPT 13

NOV 12

OCT 12

SEPT 12

-----------

-----------

-----------

87,808

89,633

90,211

-----------

-----------

-----------

81,061

81,138

81,440

-----------

-----------

-----------

7,248

7,056

7,285

-----------

-----------

-----------

8.2%

7.8%

8.0%

REALTOR SALES MEDIAN PRICE REALTOR SALES MEDIAN PRICE

NOV 13

OCT 13

SEPT 13

NOV 12

OCT 12

SEPT 12

-----------

-----------

192

153

171

172

-----------

-----------

$176,250

$157,500

$146,000

$180,000

-----------

-----------

18,490

16,827

17,593

15,561

-----------

-----------

$170,000

$150,000

$145,000

$145,000

NOV 13

OCT 13

SEPT 13

NOV 12

OCT 12

SEPT 12

-----------

-----------

146

91

102

118

-----------

-----------

$169,850

$159,000

$158,500

$162,000

-----------

-----------

8,279

8,079

8,252

7,430

-----------

-----------

$130,000

$112,000

$107,000

$105,250

RESIDENTIAL COMMERCIAL

NOV 13

OCT 13

SEPT 13

NOV 12

OCT 12

SEPT 12

-----------

-----------

29

46

31

17

-----------

-----------

0

1

0

4

GROSS SALES TAXABLE SALES TAX COLLECTIONS

NOV 13

OCT 13

SEPT 13

NOV 12

OCT 12

SEPT 12

-----------

-----------

$534,529,501

$417,124,930

$478,550,273

$494,021,975

-----------

-----------

$294,727,732

$222,478,881

$237,086,139

$267,088,382

-----------

-----------

$17,864,058

$13,464,888

$14,534,688

$16,081,110

current labor statistics for Bay County

real estate salesEXISTING SINGLE FAMILY HOMES

CONDO - TOWNHOME SALES

Bay County building permits

Bay County sales tax collections

INSIGHTS:Bay EDA Updateby: Scarlett Phaneuf

Having just celebrated the New Year, I was reminded of expec-tations for 2014 and the terrific opportunity we have in front of us. Some might call them “challenges,” but I tend to think of them as “opportunities.” After all, the glass is half full!

The BayEDA has set 2,000 new jobs as the goal for 2014, and for us to reach and exceed that milestone, we (as a team of leaders) must commit to capi-talizing on the opportunity. The ingredients for the Recipe for Success are in place. Now we must mix them together, bake them at the right temperature for the right amount of time, and begin to enjoy a great dish. Oh, if only it were that simple.

Bay County is on the cusp of dramatic growth. But those of us in leadership positions must stretch our influence in several ways to realize the great potential. Our opportunities in-clude developing a world-class education, closing the skills gap, rebranding Bay County as a diverse and thriving economy and ensuring that the infra-structure is in place to foster significant growth.

All of these issues can be addressed by the group of busi-ness and elected leaders across Bay County. We only have one shot at taking advantage of these opportunities, and 2014 is the time to “seize the day!”


Demographic Snapshot

Bay County Population: 171,903Median Age: 40Labor Force: 88,484Average Wage: $32,642

Households: 74,585Household Income: $48,225Per Capita Income: $29,357

PANAMA CITY BEACH MEXICO BEACH

NOV 13

NOV 12

% CHANGE

OCT 13

OCT 12

% CHANGE

-----------

$319,617.00

-----------

-----------

$675,653.89

-----------

-----------

$13,255.52

-----------

-----------

$20,695.84

-----------

Bay County bed tax collections

INSIGHTS:Bay EDA Update

January - March 2014

TOTAL PASSENGERS COMMERCIAL OPERATIONS

NOV 13

OCT 13

SEPT 13

NOV 12

OCT 12

SEPT 12

-----------

-----------

65,790

59,674

75,065

72,659

-----------

-----------

1,165

933

1,151

1,065

Northwest Florida Beaches International Airport passenger traffic

SEPT 13

SEPT 12

% CHANGE

$1,123,199.20

$999,079.86

12.42%

$31,398.48

$27,123.12

15.76%

0.0

2.0

4.0

6.0

8.0

10.0

12.0

14.0

16.0

Jan-

90Au

g-90

Mar

-91

Oct-9

1M

ay-9

2De

c-92

Jul-9

3Fe

b-94

Sep-

94Ap

r-95

Nov-

95Ju

n-96

Jan-

97Au

g-97

Mar

-98

Oct-9

8M

ay-9

9De

c-99

Jul-0

0Fe

b-01

Sep-

01Ap

r-02

Nov-

02Ju

n-03

Jan-

04Au

g-04

Mar

-05

Oct-0

5M

ay-0

6De

c-06

Jul-0

7Fe

b-08

Sep-

08Ap

r-09

Nov-

09Ju

n-10

Jan-

11Au

g-11

Mar

-12

Oct-1

2M

ay-1

3

Florida

US

Bay County

National, state & local unemployment rate (Jan 1990 to Jan 2013)


FSU Panama City Welcomes Inaugural Freshman Classby: Erica HowardMarketing and Special Events, FSU Panama City

Florida State University Panama City (FSU-PC), wel-comed a new type of Seminole during the 2013-14 aca-demic year: Freshmen.

From a pool of 760 first-time college applicants, the re-gional campus admitted about 50 freshmen for the fall 2013 semester.

“We didn’t have a big class, but it was the first,” Vy Nguyen, 18, said. “That’s something to be proud of.”Nguyen, who was in the IB program at Rutherford High

School, is one of four freshmen who have an undeclared major. Popular freshman majors include engineering, business administration, psychology and computer sci-ence. Nguyen noted the cost savings of continuing his education in his hometown.

“I can spend money on books and actual classes instead of housing,” he said. “It was the right place to go.”

Kasey Lugo, 18, an electrical engineering major from Mosley High School, said she saw the perks of the regio-

FSU Panama City’s inaugural freshman class poses in front of FSU President Eric Barron’s Tallahassee home after the Freshman Convocation in August.


-nal campus after a personal tour from Dr. Ken Shaw, FSU-PC Dean.

“For the dean to take that time with me and for the ad-missions officers to seem so genuinely excited for me to be here, it made me feel like this was a place where you’d be important,” she said.

Communication major Stephanie Gipson agreed.

“When I came to see the campus, the staff and the fac-ulty welcomed me with open arms,” said Gipson, 18, who graduated from Vernon High School. “They were telling me how excited they are for me to be here.”

“It is hard to know who is more excited about freshmen being on our campus this fall: us or them,” Director of

Admissions Melissa Conner said during the first week of classes. “It has been a sincere pleasure meeting them and their families as we have gone through several cy-cles of orientations to prepare them for their first semes-ter here.”

Gipson said the smaller university campus has provid-ed a smooth transition from high school.

“I ask a lot of questions,” she said. “If I went to a big university, I wouldn’t be able to do that.”

“I love how close it is to home, and the professors take a real interest in your success,” Lugo said. “I love how small it is because it makes meeting people so much easier.”

FSU Panama City offers students the opportunity to earn the same nationally-recognized Florida State Uni-versity degree on a waterfront campus with smaller class sizes and more one-on-one support.

“We are pleased to provide an opportunity for students

in the Southeast to obtain a tier-one university degree at one of the most beautiful campuses in the United States,” Dr. Shaw said.

The inaugural freshman class had an average high school GPA of 4.07, ranging from 3.3 to 4.6.

The average ACT score was 26.2, ranging from 22 to 31. Only 17 percent of high school students who took the ACT scored higher than a 26.

Applicants came from hometowns in Bay and sur-rounding counties, and as far away as South Florida, Ohio, Virginia and Tennessee.

FSU Panama City Dean Dr. Ken Shaw gives high-fives to the inaugural freshman class at the Freshman Convocation at the Donald L. Tucker Civic Center in Tallahassee.


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On November 16, 2013, the Bay County Chamber of Commerce held the first ever Color Vibe 5k Run in Bay County. Thousands came to take part in thiscolorful event, benefitting The Bay County Chamber Foundation.

Aerial photos by: Ron Jarmon, Island Air ExpressGround photos by: Brittany Cole, Bay County Chamber of Commerce



A New Day is Coming for the Gulf Coast Workforce Board and Workforce Center

Beginning in February 2014, the Gulf Coast Workforce Board and Workforce Center will become Career-Source Gulf Coast as part of a new state-wide brand identity to better align Florida’s nationally recognized workforce system and improve customer aware-ness and use of the system’s services and resources.

The new brand, CareerSource Florida, is a result of ex-tensive market research and input from employers, job seekers, workforce professionals and community part-ners throughout Florida. The name, logo and charter for the entire workforce system were approved unanimous-ly by the Workforce Florida, Inc. Board of Directors in May 2013. The Gulf Coast Workforce Board of Directors approved its aligned regional brand name of Career-Source Gulf Coast at the September 2013 board meeting.

Prior to the rebranding initiative, there were 25 regional brand names, for the state and local workforce boards, as well as numerous other brands associated with the system and its one-stop career centers. Research indi-cated the multiplicity of names contributed to a lack of awareness among both employers and job seekers of the system’s employment and training resources.

“A lot of work has been done for the February 2014 launch, even though we have enjoyed our local iden-tity and feel that we have had good brand recognition locally, we are supportive of the brand change because it helps job seekers and employers across the state, and even outside the state, understand that we are part of a statewide system of resources designed to connect them to careers and talent respectively”, said Kim Bodine, Executive Director of the Gulf Coast Workforce Board.

Planning for the re-branding began in September 2013 and includes everything from replacing sig-nage, ordering new business cards, designing new promotional materials, developing transitional ad-vertising, purchasing of staff uniforms, and a newly designed website and URL, www.careersourcegc.org.

The initiative to develop Florida’s unified workforce system brand was brought about by the Regional Work-force Boards Accountability Act of 2012. Passed by the Florida Legislature and signed into law by Gover-nor Rick Scott, the law — which called for the system to evaluate the means to establish a single, statewide workforce system brand — took effect on July 1, 2012.

by: Maria Goodwin


“Our CareerSource Florida state and regional brand names convey our shared mission to connect busi-nesses with skilled talent and Floridians with skills development needed not only when seeking a job but throughout their career,” said Dwayne Ingram, Chairman of the Workforce Florida Board of Direc-tors. “This exciting new brand demonstrates our system’s continued collaboration, innovation and leadership in developing strategies to maximize re-sources that help job seekers and businesses succeed.”

Florida is among a growing number of states nation-ally to unify its workforce system through a com-mon brand name. Others include California, Illinois, Kentucky, Maryland, Ohio, South Carolina, Texas and Virginia. However, further distinguishing itself as a national leader, Florida is the first state to uni-fy its statewide board, regional workforce boards and career centers through a single brand identity.

CareerSource Gulf Coast will be hosting a ribbon cutting and the Bay County Chamber of Commerce Business After Hours on Tuesday, February 11, from 5 to 7 pm at 625 Hwy 231, Panama City, Fl, in the Mariner Plaza.

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Claire Sherman

Robert CarrollMichael Sears

Larry Carroll Andrew Levy

Bill Fenimore

The Bay County Chamber of Commerce is excited to announce its 2014 Officers and Directors.

OfficersChairman of the BoardLarry CarrollColdwell Banker Carroll Realty, Inc.

Chairman ElectAndrew LevyHarrison Sale McCloy

Vice-ChairMichael SearsMerrill Lynch

TreasurerRobert CarrollMcNeil Carroll Engineering, Inc.

Past Chairman/ Military Affairs CommitteeBill FenimoreNAI Talcor

Vice-Chair of CommunicationsClaire ShermanLamar Advertising Co.

The Bay County Chamber of Commerce

If you are a member of the Bay County Chamber and would like to submit your business news to be published, email a press release, logo or photo to [email protected]

One Year Chair AppointmentLisa Barnes Eastern Shipbuilding Group

Vickie Gainer The News Herald

Barry Keel Bay Medical Center Sacred Heart

Harrison Sale McCloyAttorneys at Law

Harrison Sale McCloy Attor-neys at Law (HSMc) Announces Strategic Relationship with Or-lando-Based Intellectual Prop-erty Law Firm designated a Tier 1 firm for its patent law practice in 2013 by U.S. News and World Report. HSMc has entered into a strategic relationship with Beusse, Wolter, Sanks, Mora, and Maire, PA. (BWSMM), an Orlando based Intellectual Property Law Firm. As the northwest region of Flor-ida continues to develop and the support for business innovation and advanced technology increas-es, this relationship benefits entre-

Term Expires 2015Jeremy Bennett (Centennial

Bank), Pedro Fuster (Rock-Tenn), Frank Martin (Raymond

James Financial), Raymond Powell (Doral Bank), Aaron

Rich (Aaron Rich Marketing)

Term Expires 2014Gary Anderson (Anderson

Construction Co.) , Dr. Hulon Crayton (Arthritis & Infusion

Center), Brent Gardner (Simon Property Group), DeAnn Mul-lins (Mullins Pharmacy), Rich

Musgrave (Preston Executive Partners), Stephanie White (Bay County Association of

Realtors)

Three Year ElectedRonnie Adams

Gulf Power Company

Ryan DavisRegions Bank

John JuchniewiczCarr Riggs & Ingram, LLC

Wayne LindseySonny’s Real Pit Bar BBQ

Carlton Ulmer Gulf Coast Medical Center

Ray WalkerAT&T


-preneurs seeking firms who can provide all-inclusive services. The HSMc comprehensive areas of practice combined with those of this boutique IP firm will provide current and prospective clients a broader concentration of services. Patent, trademark, copyright and trade secret protection will be in the forefront of practices provided by BWSMM through HSMc. While the two law firms will remain inde-pendent, this relationship brings immediate expertise at a level that will amplify the services currently offered by Harrison Sale McCloy.

BB&T

BB&T has named Collin Luibl as a market leader serving the Pan-ama City market. Luibl is based at 2698 Martin Luther King Jr. Blvd. Luibl brings more than five years experience in the financial services industry to his role. TheAlexandria, Va., native earned his bachelor’s degree in busi-ness from Shepherd University.

County, Florida Sheriff’s Office for over ten years. Steve was also a Program Administrator for the Florida Department of Children & Families where he supervised Marion County’s child protective investigations, protective super-vision services, foster care and child welfare legal services staff.

Panama City Port AuthorityThe Panama City Port Authority is pleased to announce that it has leased 75,000 square feet within its new distribution warehouse to AAdvantage North American. AAdvantage North American is a Panama City based logistics comp-

ReliantSouth Contruction Group

Richard Dodd and partners formed a construction management firm, ReliantSouth Construction Group, in June of 2013. They have recent-ly added two new team members to their ranks, Aaron McPhail, Project Engineer and Jason Phil-lips, Project Manager. McPhail is the youngest member of the Re-liantSouth team, and graduated this year from the University of Florida with a Bachelor of Science in Civil Engineering. While in col-lege, McPhail was on the Dean’s List, worked as an engineering intern, an undergraduate research assistant, and assistant to the own-

Anchorage Children’s Home

Anchorage Children’s Home is pleased to announce the hiring of Mr. Steve Blumenthal as the new Executive Director for Anchorage Children’s Home. Steve comes to Bay County with an exten-sive background in child welfare where he most recently served as the Director of Child Protec-tive Investigations for the Pasco

-pany providing vendor managed inventory (VMI) warehousing and distribution services. Port Au-thority Chairman Rayford Lloyd said, “We are fortunate to have a Panama City company able to take advantage of the Port’s new facility and provide needed ware-housing services to both local industries and port customers.” Terrell Magee, President of AAd-vantage North American added, “The goal is to enhance the val-ue of our port to importers and exporters with logistics services that reduce cost and increase the speed of their supply chain.” The port broke ground on the 150,000 square foot building in October 2012. Construction was complet-ed in September. A second distri-bution warehouse, which will be operated by Fedex Ground, is also under construction on an adjacent site within the Port Authority’s Intermodal Distribution Center.

-er/operator of McPhail Proper-ties, Inc. Aaron was co-president of UF’s Fellowship of Christian Athletes and a construction vol-unteer for Habitat for Humanity.

The newest member of the Re-liantSouth team, Jason Phillips is a proud graduate of Bay High School and earned a Bachelor of Science in Construction Man-agement from the University of West Florida. He has more than15 years of experience working


certification program designed exclusively for managers of home-owner and condominium associa-tions. She joins more than 10,000 CMCA certificants nationwide who have demonstrated the pro-fessional knowledge that is so important for managing home-owner associations. To obtain and maintain the CMCA credential, a manager must complete compre hensive course work, pass a Na-tional Certification Examination, adhere to the CMCA Standards of Professional Conduct and take continuing education courses to recertify. Bertrand has been em-ployed by Burg Management Company for over two years. She manages seven homeowner asso-ciations in Bay and Gulf Counties.

with various regional construc-tion firms helping to build proj-ects from Mississippi to Central Florida, which ranged in size from $100,000 to $80,000,000. As a Florida licensed General Contractor, Jason is very profi-cient in Primavera, Sure Track, and MC^2 Expedition software, which will add tremendous val-ue to ReliantSouth and its clients.

Burg Management Company

Karin Bertrand of Burg Manage-ment Company has been named a Certified Manager of Commu-nity Associations (CMCA) by the National Board of Certification for Community Association Man-agers (NBC-CAM). The CMCA designation is the only national

Innovations FCU

Innovations FCU is pleased to an-nounce that David Powell has re-cently joined our team as Business Development Manager. Prior to joining the Innovations’ team, Mr. Powell was the Commercial Ac-count Representative for Brown

& Brown Insurance and has over 15 years of experience in the fi-

nancial institution industry. Mr. Powell has served the Bay Coun-ty community through a variety of civic responsibilities including the Chairman of the Bay Coun-ty Chamber Board of Directors, the Executive Leadership Team for the American Heart Associa-tion, Chairman of the Bay Coun-ty Military Affairs Committee, and Chairman of the Panama City Beach Chamber Board of Directors. Currently, Mr. Powell is the Chairman of the Bay Edu-cation Foundation and a mem-ber of the Panama City Beach Chamber Board of Directors.


Many young professionals are enthusiastic about area business and community opportunities and are ready to get involved as new leaders. Bay Young Professionals (BYP) was formed by the Bay County Chamber of Commerce to specifically address the needs of this specific age group to enrich our community by uniting, developing and retaining our future leaders.

If you are interested in becoming part of the Bay Young Professionals (BYP) group, contact Kevin Kussro at850-215-3757 or [email protected].

Curtis Williams is a commercial lender with Centennial Bank. Originally from south Mississippi, he has called Bay County home for the last 20 years. He is a graduate of Bay High School, GCCC, and earned a B.S. in Finance from FSU. Curtis began working for Centennial Bank in 2012, and he was promoted to Commercial Loan Officer.

Curtis is committed to giving back to our community. He has served many local organizations including currently serving as the Treasurer of the St. Andrews Bay Yacht Club, past President of the Junior Achievement Board of Directors, active member in Lynn Haven Rotary and the Bay County Chamber of Commerce. He was a member of the 2005/2006 Leadership Bay Class, which formed the BYP and served as the committee’s first chairman.

Curtis married Bay County native, Kristina Mizell Williams, a Hospice Specialist for Emerald Coast Hospice. Kristina and Curtis are blessed with a 2-year-old son, Gracen Scott.

Curtis Williams

Lindsey Lowe is proud to call Panama City Beach, Florida, home after being born and raised in the beautiful country community of Chattanooga, Tennessee. After completing two years in the nursing program at Berry College in Rome, Georgia, Lindsey moved to Panama City. Lindsey has been working for Florida Therapy Services and has been pro-moted internally several times. She currently serves as the Human Resource Director.

Lindsey enjoys spending her days off with her significant other, Andrew, who is a teacher and the assistant baseball coach at Bay High School. The couple has recently become homeowners, spending the weekends renovating and dec-orating their home. As Lindsey continues to become more familiar with the Panama City area, she plans on getting more involved in the local community fulfilling her strong passion for community service. Membership in BYP ensures her the opportunity to succeed, as well as to get involved.

Lindsey Lowe

Photos by: Desiree Gardner Photography


2012 Cost Comparison Chart

Procedure/ConditionBay Medical-Sacred

Heart’s Charge(lowest-highest)

Gulf Coast Medical Center’s Charge(lowest-highest)

Appendectomy $17,328 - $24,439 $64,358 - $76,599

Asthma Ages 2-17 Years $3,186 - $6,130 $9,072 - $160,443

Back Pain $12,515 - $25,564 $24,514 - $46,843

Cardiac Cath $21,122 - $30,796 $51,902 - $77,132

Chest Pain $5,974 - $13,466 $18,626 - $33,842

Colonoscopy $4,436 - $5,604 $11,146 - $20,358

Delivery—Cesarean Section $8,746 - $12,761 $28,490 - $36,056

Delivery—Natural $4,695 - $6,718 $14,596 - $19,133

Gallbladder Removal (laparoscopic) $18,433 - $33,957 $70,153 - $108,514

High Blood Pressure $8,484 - $17,643 $19,137 - $42,325

Hip Replacement $36,345 - 50,040 $100,640 - $121,339

Hysterectomy $15,263 - $23,715 $63,071 - $83,128

Knee Replacement $34,722 - $43,127 $95,491 - $112,063

Pneumonia $12,564 - $26,428 $29,739 - $65,202

Pneumonia Ages 2-17 Years $4,820 - $8,514 $11,360 - $23,724

Stroke $16,303 - $33,930 $29,483 - $59,454

Did you know that not all hospitals charge the same rates for procedures? Fortunately, hospital charge and quality data is now available for many common conditions and procedures through www.floridahealthfinder.gov for patients who are looking for the best value.

Bay Medical-Sacred Heart provides both quality and value. We are the only hospital in Northwest Florida to be listed among America’s 100 Best for Cardiac Care, we are nationally accredited as a Center of Excellence in Heart Attack & Stroke and our charges for both cardiac catheterizations and inpatient stroke care are far below our competition’s. In fact, our charges are less for every service listed on the website. Bay Medical-Sacred Heart has also been rated a Best Community Hospital by U.S. News & World Report, and selected in community surveys as the Consumer Choice Award Winner for our area by NRC Ticker. We are proud of our achievements, but even more proud to provide you with the top quality you deserve at the best price.

source: www.floridahealthfinder.gov

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Florida Department of Health in Bay County

www.baycountyhealth.org

The Emergency Room is no longer your only option. If you wish to escape the long waits and do not have a

life threatening injury, consider visiting The Village Health Center.


January10th First Friday With the BeachFSU Panama City HolleyAcademic Center (4750 Collegiate Drive)

Networking:7:15 a.m. / Program 8:00 a.m.Sponsored by:Harrison Sale McCloy &Nations Real EstateFree event to Bay County Chamber and Panama City Beach Chamber members and invited guests

24th Annual Dinner & Awards CeremonyEdgewater Beach & Golf Resort (11212 Front Beach Road)

Silent Auction & Cocktails:6 p.m.Dinner & Program:6:45 p.m. Sponsorships are nowavailable.Contact Elizabeth at 215.3761 or [email protected] for more information.

February7th First FridayFSU Panama City HolleyAcademic Center (4750 Collegiate Drive)

Networking:7:15 a.m. / Program 8:00 a.m.Sponsored by:Life Management CenterFree event to Bay County Chamber members andChamber invited guests

11thBusiness After HoursCareerSource Gulf CoastWorkforce Board (625 W. Hwy 231)

5:30-7 p.m.Sponsored by:Career Source at Gulf Coast

March7th First FridayFSU Panama City HolleyAcademic Center (4750 Collegiate Drive)

Networking:7:15 a.m. / Program 8:00 a.m.Sponsored by:CareerSource at Gulf CoastFree event to Bay County Chamber members andChamber invited guests

For a complete and up to date list of all Chamber activities, including committee meetings, visit our website at www.PanamaCity.org

*Dates, times and locations subject to change.



Anita DeSonia, MS2682 Chapman Dr.Panama City, FL 32405(850) 215-6230(850) [email protected]

Badcock Furniture & More544 N. Tyndall PkwyPanama City, FL 32404(850) 522-9666(850) [email protected]

Badcock Furniture & More617 Ohio Ave.Lynn Haven, FL 32444(850) 265-5626(850) [email protected]

Bay Dental Center45 E. Beach Dr.Panama City, FL 32401(850) 785-5502(850) [email protected]

Bennigan’s2100 MLK Jr. Blvd.Panama City, FL 32405(850) [email protected]

Business Innovation Center4750 Collegiate Dr.Panama City, FL 32405(850) [email protected]

CGH Technologies600 Maryland Ave. SW, Ste 800Washington, DC 20024(202) [email protected]

Charlie Pettis Pest ServicesP.O. Box 1205Wewahitchka, FL 32465(850) [email protected]

City Produce239 Main St.Destin, FL 32541(850) 654-4404(850) [email protected]

Couch Ready Mix, USAPO Box 7142Pensacola, FL32534(850) 785-0770(850) [email protected]

Dan Hinz Coaching603 Breakfast Point BlvdPanama City Beach, FL 32408(850) [email protected]

Emerald Coast Collections, LLC.757 Jenks Ave.Panama City, FL 32401(850) 785-0088(850) [email protected]

Enterprise Rent A Car2024 W. 23rd St.Panama City, FL 32405(850) 747-1110(850) [email protected]

The Fit Devil743 A Airport Rd.Panama City, FL 32405(850) [email protected]

GORGEOUSPO Box 1034Panama City, [email protected]

Gulf Swim & Wellness, Inc.1225 Airport Rd.Panama City, FL 32405(608) [email protected]

Guyson Construction607 Hwy. 390Lynn Haven, FL 32444(850) 596-9097(850) [email protected]

Howell CPA Group3027 Osprey CirclePanama City, FL 32405(850) [email protected]

The John Maxwell Group2320 Dragonfly Ln.Panama City, FL 32405(850) [email protected]

Klever Media Works, LLC6517 Pridgen St.Callaway, FL 32404(850) [email protected]

Lighthouse Marina5325 N. Lagoon Dr.Panama City Beach, FL 32408(850) 234-3939(850) [email protected]

Los Rancheros208 W. 23rd St.Panama City, FL 32405(850) 769-7999(850) [email protected]

Nu Wave Medical Center10800 PCB Parkway, Ste 200Panama City Beach, FL 32407(850) 249-6363(850) [email protected]

Pirate’s Cove Marina3901 Thomas Dr.Panama City Beach, FL 32408(850) 234-3939(850) [email protected]

Ripley’s Believe it or Not9907 Front Beach Rd.Panama City Beach, FL 32407(850) 230-6113(850) [email protected]

Schwan’s Home Delivery1728 Industrial Rd.Dothan, AL 36303(334) 792-4785(334) [email protected]

Sentext Solutions205 Covington St.Panama City Beach,FL32413(850) 890-9414(850) [email protected]

Sue’s on 3903931 Highway 390Panama City, FL 32405(850) [email protected]

Williams Communications, Inc.5046 Tennessee Capital Blvd.Tallahassee, FL 32303(850) 385-1121(850) [email protected]

5 YearsBay County Republican PartySleep Inn & Suites

10 YearsArthritis & SportsCare CenterBoatyard RestaurantEmerald Coast AnswerphoneGulf Coast Triathlon FoundationState Farm - Michael LovchukTommy Smith ElementaryUnity of Panama City

15 YearsFlorida Therapy ServicesJensen USA, Inc.Landrum Professional Employer ServicesMetabolic Research CenterSecond Chance of Northwest Florida

35 YearsDiver’s Den

40 YearsNeil Graham

DaVita Dialysis, enjoy a vacation here in Panama City. Our Dialysis Center can keep you locally OR on the beach. While here, the only worry you will have is how to spend

your free time. Appointments available to meet your needs. Flexible Vistation Policy.

Visit us at any one of our

locations or at www.DaVita.com

Panama City 615 Highway 231

763-1233

510 North McArthur Avenue 914-0824

Panama City Beach

16201 Panama City Beach Parkway 233-0837


12

34

5

6

1. Chamber “Tool Time” at the October First Friday2. Special Celebrities Make an Appearance at theNovember First Friday3. Bay District School Students Learn About Career Opportunities at Career Connections4. Junior Leadership Bay Participants Explore Health Care in Bay County5. Members enjoying October Business After Hours6. Bay County Chamber of Commerce Board ofDirectors 2013 Retreat


235 W. 5th StreetPanama City, FL 32401

Documents

January-March 2014 Bay Biz