JORDAN FACTS AND FIGURES 2017 - …€¦ · Population under 15 years (% of total population) 36% Population density (per sqkm) 0.08 Urban population (% of total population) 84% Unemployment

JORDAN FACTS AND FIGURES 2017Geography

Surface (in sqkm) 89,342 o.w. Land area 88,802 o.w. Water area 540Land boundaries' length (in km) 1,635Coastline length (in km) 26Maximum altitude: Um Dami Mount (in m) 1,854Lowest point: Dead Sea (in m) -416

Demography

Population (in millions) 7.13Population annual growth rate (2007-2017) 2.2%Population under 15 years (% of total population) 36%Population density (per sqkm) 0.08Urban population (% of total population) 84%Unemployment rate 15.3%Life expectancy at birth 74Infant mortality rate (per 1,000 live births) 15Human Development Index (UNDP) 0.741

Education

Adult literacy rate Male 98%Female 97%Primary and secondary education Number of students (000s) 1,992Number of schools 7,227Number of teachers (000s) 126

Health

Number of hospitals 110Number of beds 13,731Number of beds (per 10,000 people) 14Number of pharmacists (per 10,000 people) 15.5Number of nurses (per 10,000 people) 26.4

Technology Diffusion

Number of telephone mainlines (per 100 people) 4.6Number of cellular subscribers (per 100 people) 196.3Number of internet users (per 100 people) 62.3Number of broadband subscribers (per 100 people) 5.8

Infrastructure (in Km)

Highway length (paved) 7,203Railway length 507Port Al-Aqaba

General

Currency Jordanian DinarOfficial language Arabic, English (widely understood)Number of governorates 12

Macroeconomic Indicators

GDP (US$ million) 37,570 38,709 40,125 o.w. Agriculture 3.7% 3.8% 4.0% o.w. Mining and quarrying 2.9% 2.4% 2.3% o.w. Manufacturing 16.3% 16.0% 16.1% o.w. Electricity and water 2.6% 2.8% 2.8% o.w. Construction 4.4% 4.4% 4.2% o.w. Services 70.2% 70.7% 70.6%Real GDP growth rate 2.4% 2.0% 2.3%GDP per capita (US$) 5,506 5,549 5,678Agriculture (US$ million)

Annual value added in agriculture 1,382 1,466 1,608Bank loans to agriculture 306 429 476Agricultural exports 1,304 1,047 1,030CPI, food items 1.3% -3.8% -0.6%Industry (US$ million)

Annual value added in industry 7,211 7,117 7,381Potash production (000s of tons) 2,355 2,003 2,320Phosphate production (000s of tons) 8,264 7,989 8,666Bank loans to industry 3,267 3,515 4,202Industrial exports 5,462 5,154 5,281Industrial exports/Total exports 80.7% 83.1% 83.7%Energy

Electricity production (millions kWh) 6,557 4,536 4,722Petroleum products (000s of tons) 3,212 2,793 2,604CPI, fuels and electricity -13.3% -4.5% 2.9%Construction (US$ million)

Annual value added in construction 1,636 1,687 1,696Bank loans to construction 6,917 8,220 9,310Clinker production (000s of tons) 653 575 543Number of construction permits 35,775 39,410 43,277 o.w. Irbid 11,153 11,840 11,912 o.w. Amman 8,918 8,545 8,683 o.w. Zarqa 3,242 3,892 5,952 o.w. Other 12,462 15,133 16,730CPI, housing 0.6% 1.2% 2.8%

2015 2016 2017

Services (US$ million)

Annual value added in services 23,770 24,735 25,624 o.w. Producers of government services 31.3% 30.7% 30.2% o.w. Finance, insurance, real estate & business services 28.5% 29.0% 29.2% o.w. Transport & communication 18.5% 18.7% 19.0% o.w. Trade, restaurants and hotels 14.7% 14.5% 14.4%Bank loans to general trade 5,478 5,748 5,967Corporate Sector

Number of registered companies by economic activity 6,337 7,061 6,825 o.w. Services 2,222 2,301 2,237 o.w. Industry 1,891 2,455 2,189 o.w. Trade 1,356 1,374 1,436 o.w. Agriculture 720 810 816 o.w. Construction 148 121 147Foreign Trade

Imports (US$ million) 18,191 17,161 18,150Exports (US$ million) 7,844 7,559 7,480Foreign trade 26,035 24,720 25,630Exports/Imports 43.1% 44.1% 41.2%Exports to main trade partnersUnited States 20.9% 23.7% 24.9%Saudi Arabia 16.4% 14.7% 12.8%India 8.7% 7.9% 8.2%Iraq 10.3% 7.5% 8.2%Kuwait 4.4% 5.3% 5.4%United Arab Emirates 4.8% 5.4% 4.5%Imports from main trade partnersChina 12.9% 13.9% 13.5%Saudi Arabia 15.0% 12.2% 13.5%United States 6.2% 6.9% 9.8%UAE 4.1% 4.5% 4.9%Germany 4.6% 4.6% 4.4%Turkey 3.7% 3.4% 3.3%Main export productsClothes 20.4% 22.9% 24.6%Medical and pharmaceutical products 8.3% 10.6% 10.0%Potash 9.1% 6.9% 7.4%Phosphates 7.7% 7.5% 6.9%Vegetables 8.3% 7.0% 6.3%Fertilizers 3.2% 3.1% 3.0%

2015 2016 2017

Foreign Trade

Main import productsTransport equipments and spare parts 9.3% 11.0% 11.3%Crude oil 6.4% 4.7% 5.4%Petroleum products 6.8% 4.7% 5.3%Textile yarn, fabrics, made-up articles 4.1% 4.4% 4.5%Electrical Machinery 3.1% 3.3% 3.6%Iron and steel 3.2% 3.2% 2.3%Balance of Payments (US$ million)

Current account -3,411 -3,693 -4,257Trade balance -10,347 -9,601 -10,671Services account 1,743 1,460 2,064Income account -433 -305 -206Current transfers (net) 5,627 4,753 4,556Capital and financial account 2,744 3,351 2,870Net errors and omissions 667 342 1,387Public Finance (US$ million)

Total revenues & grants 9,587 9,971 10,473 o.w. Tax revenues 5,779 6,000 6,126Total expenditures 10,892 11,210 11,528 o.w. Interest payments 1,290 1,178 1,208Fiscal balance (including grants) -1,306 -1,239 -1,055Total gross debt 35,087 36,802 38,462 o.w. Gross domestic debt 21,842 22,276 21,724 o.w. External debt 13,245 14,526 16,738Total revenues/Total expenditures 88.0% 88.9% 90.8%Fiscal balance/Total expenditures -12.0% -11.1% -9.2%Fiscal balance/GDP -3.5% -3.2% -2.6%External debt/Total gross debt 37.7% 39.5% 43.5%Total gross debt/GDP 93.4% 95.1% 95.9%Monetary Situation (US$ million)

M1 (currency + demand deposits in JD) 13,935 14,650 14,295Quasi-money 30,641 31,719 32,190M2 (M1 + quasi-money in JD) 44,576 46,369 46,485Counterparts of M2Net foreign assets 11,477 12,476 12,867Net claims on public sector 16,558 15,513 14,090Claims on private sector (resident) 26,381 29,041 31,771Claims on financial institutions 234 395 701Net other items -10,073 -11,055 -12,945

2015 2016 2017

Monetary Situation (US$ million)

Average weighted interest ratesOn licensed bank depositsDemand deposits 0.32% 0.26% 0.34%Saving deposits 0.62% 0.56% 0.55%Time deposits 3.06% 3.04% 3.80%On licensed bank credit facilitiesLoans and advances 8.24% 7.83% 8.64%Discounted bills & bonds 8.70% 10.42% 10.23%Prices

Consumer price index -0.9% -0.8% 3.3%US$/JD exchange rate (year-end) 1.4104 1.4104 1.4104Jordanian Stock Market (US$ million)

Stock market capitalization 25,366 24,455 23,924Stock market capitalization/GDP 67.5% 63.2% 59.6%Trading value 4,819 3,285 4,127Trading value/Market capitalization 19.0% 13.4% 17.3%Number of listed companies 228 224 194Change in share price index -0.2% -3.8% -1.5%P/E ratio (times) 14.0x 16.6x 19.5xP/BV ratio (times) 1.3x 1.2x 1.2xStock Market Capitalization by Sector

Financial sector 61.9% 63.8% 64.0%Industrial sector 20.3% 20.4% 20.3%Services sector 17.8% 15.8% 15.6%

Arab Bank 5,830 5,576 5,061The Housing Bank for Trade & Finance 3,359 3,306 3,719The Arab Potash 2,468 2,254 1,980Al-Eqbal Investment Company 614 1,056 1,354Jordan Islamic Bank 751 817 927Bank of Jordan 569 812 846Jordan Telecom 1,238 611 566Jordan Kuwait Bank 578 556 494Cairo Amman Bank 575 470 381

2015 2016 2017

TOP LISTED COMPANIES BY MARKET CAPITALIZATION (US$ MILLION)

Banking System

Number of banks 25 25 -Number of branches 785 805 -Activity highlights (US$ million)Total assets 66,477 68,242 69,233Total deposits 45,977 46,403 46,826Total loans 29,764 32,307 34,912Total capital accounts & allowances 10,025 10,241 10,669Key ratiosAssets/GDP 176.9% 176.3% 172.5%Deposits/GDP 122.4% 119.9% 116.7%Residents per branch 8,693 8,666 -Deposits per capita (US$) 6,738 6,652 6,566Asset growth 5.0% 2.7% 1.5%Deposit growth 7.7% 0.9% 0.9%Loan growth 9.5% 8.5% 8.1%FC assets/Total assets 18.9% 20.2% 20.7%FC deposits/Total deposits 20.2% 21.1% 22.8%Total loans/Total deposits 64.7% 69.6% 74.6%Capital accounts & allowances/Total assets 15.1% 15.0% 15.4%

Arab Bank 49.0 47.5 48.2Housing Bank for Trade & Finance 11.2 11.0 11.5Jordan Islamic Bank 5.4 5.8 5.9Bank al Etihad 3.4 3.6 5.0Jordan Kuwait Bank 4.0 3.9 4.0Cairo Amman Bank 3.6 3.5 3.9Jordan Ahli Bank 3.5 4.0 3.8Bank of Jordan 3.1 3.3 3.6Islamic International Arab Bank 2.5 2.8 2.9Capital Bank of Jordan 2.8 2.8 2.8

2015 2016 2017

TOP 10 BANKS BY ASSETS (US$ BILLION)

JORDAN

Bank Audi sal - Jordan BranchesMember of the Association of Banks in JordanList of Banks No. 47C.R. 704 AmmanCapital: JD 50,000,000 fully paid (as at 31/12/2017)

Owners’ equity: JD 104,166,708 (as at 31/12/2017)

HEADQUARTERSBldg. 26, Suleiman Al-Nabulsi Street,Abdali, Amman.P.O. Box 840006 Amman. 11184, Jordan.Tel: (962-6) 4604000. Fax: (962-6) [email protected]

Branches

ABDALI (MAIN BRANCH) Bldg. 26, Suleiman Al-Nabulsi Street, Abdali, Amman.Tel: (962-6) 4604010. Fax: (962-6) 5604719.

SHMEISSANI Salah Center, Al-Shareef Abdul Hameed Sharaf Street, Shmeissani, Amman.Tel: (962-6) 5606020. Fax: (962-6) 5604545.

ZAHRAN Bldg. 213, Zahran Street, 6th Circle, opposite Emmar Towers, Amman.Tel: (962-6) 4648834. Fax: (962-6) 4648835.

LE ROYAL HOTEL Le Royal Hotel Complex, Zahran Street, 3rd Circle, Jabal Amman, Amman. Tel: (962-6) 4604004. Fax: (962-6) 4680010.

MECCA MALL Mecca Mall Complex (Extension – Gate # 4 – 2nd Floor), Mecca Street, Amman.Tel: (962-6) 5518736. Fax: (962-6) 5542175.

TAJ MALL Taj Mall, Market Level No.2, Prince Hashem Street, Amman.Tel: (962-6) 5924261. Fax: (962-6) 5924385.

JABAL HUSSEIN Al-Husseini Center, Khaled Ben Walid Street, Firas Circle, Jabal Hussein, Amman.Tel: (962-6) 5605252. Fax: (962-6) 5604242.

SWEIFIEH Al Yanbouh Center, Abd El-Rahim Al-Hajj Mohamad Street, Sweifieh, Amman.Tel: (962-6) 5865432. Fax: (962-6) 5853185.

ABDOUN Moussa Nakho Complex, Queen Zain Al-Sharaf Street, Abdoun, Amman.Tel: (962-6) 5935597. Fax: (962-6) 5935598.

AL-MADINA AL-MOUNAWARA STREET Al-Ameer Complex, Al-Madina Al-Mounawara Street, Amman.Tel: (962-6) 5563850. Fax: (962-6) 5563851.

WADI SAQRA Saqra Complex, Wadi Saqra Street, Amman.Tel: (962-6) 5672227. Fax: (962-6) 5652321.

DABOUQ Bldg. 179, King Abdullah II Street, Amman.Tel: (962-6) 5333305. Fax: (962-6) 5332704.

IRBID Al Busoul Complex, Feras Al Ajlouni Street, Al Qubbeh Circle, Irbid.Tel: (962-2) 7261550. Fax: (962-2) 7261660.

AQABA Dream Mall, Sharif Hussein Bin Ali Street, Aqaba.Tel: (962-3) 2063200. Fax: (962-3) 2063201.

LEBANON

Bank Audi sal Bank Audi Plaza, Bab Idriss.P.O. Box 11-2560 Beirut - LebanonTel: (961-1) 994000. Fax: (961-1) 990555.Customer helpline: (961-1) 212120.Swift: [email protected]

COUNTRY MANAGEMENT LEBANONBank Audi Palladium, Bab Idriss.P.O. Box: 11-2560 Beirut – Lebanon.Tel: (961-1) 994000. Fax: (961-1) 990555.Customer helpline: (961-1) 212120.Swift: [email protected]

M1 Building, Bab Idriss.P.O. Box: 11-2560 Beirut – Lebanon.Tel: (961-1) 994000. Fax: (961-1) 990555.Customer helpline: (961-1) 212120.Swift: [email protected]

Audi Investment Bank salBank Audi Plaza, Block B, Bab Idriss.P.O. Box: 16-5110 Beirut - Lebanon.Tel: (961-1) 994000. Fax: (961-1) [email protected] bankaudigroup.com

Audi Private Bank salBank Audi Plaza, Block D, Bab Idriss, Beirut.P.O. Box: 11-1121 Beirut - Lebanon.Tel: (961-1) 954800, 954900. Fax: (961-1) [email protected] bankaudipb.com

SOLIFAC salZen Building, Charles Malek Avenue, Ashrafieh.P.O. Box: 11-1121 Beirut - Lebanon.Tel: (961-1) 209200. Fax: (961-1) 209205.

SWITZERLAND

Banque Audi (Suisse) sa18, Cours des Bastions.P.O. Box: 384. 1211 Geneva 12, Switzerland.Tel: (41-22) 704 11 11. Fax: (41-22) 704 11 [email protected]

Beirut Representative OfficeBank Audi Plaza, Bab Idriss.P.O. Box: 11-2666 Beirut - Lebanon.Tel: (961-1) 977 544. Fax: (961-1) 980 535.

FRANCE

Bank Audi France sa773, Avenue des Champs-Elysées. 75008 Paris, France.Tel: (33-1) 53 83 50 00. Fax: (33-1) 42 56 09 [email protected] bankaudi.fr

IRAQ

Bank Audi sal -Iraq BranchesBank Audi Bldg., District 923, Al-JadriyaMain Street, Baghdad.P.O. Box 2080 Al-Jadriya, Iraq.Tel: (964-772) [email protected]

EGYPT

Bank Audi saePyramids Heights Office Park,Cairo-Alexandria Desert Road, Km 22,Sixth of October City.P.O. Box 300 El Haram. Postal Code 12556.Tel: (20-2) 35343300. Fax: (20-2) [email protected]

SAUDI ARABIA

Audi Capital (KSA) cjscCentria Bldg., 3rd Floor, 2908 Prince Mohammad Bin AbdulAziz Road (Tahlia).Postal Address: Unit No. 28, Ar Riyadh 12241-6055.P.O. Box: 250744 Riyadh 11391 Kingdom of Saudi Arabia.Tel: (966-11) 2199300. Fax: (966-11) [email protected] audicapital.com

QATAR

Bank Audi LLCQatar Financial Centre Tower, 18th Floor, Diplomatic Area, West Bay.P.O. Box: 23270 Doha, Qatar.Tel: (974) 44967365. Fax: (974) [email protected]

MONACO

Audi Capital Gestion SAMMonte-Carlo Palace, 3-9 Boulevard des Moulins.MC - 98000 Monaco.Tel: (377) 97 97 65 11. Fax: (377) 97 97 65 [email protected] bankaudipb.com

TURKEY

Odeabank A. .Odea Bank A.Ş. headquarters, Levent 199, Buyukdere Street, No. 199,Floors 33-39, 34394,Sisli, Istanbul.Tel: (90-212) 3048444.Fax: (90-212) [email protected]

UNITED ARAB EMIRATES

Bank Audi sal Representative OfficeEtihad Towers, Tower 3, 15th Floor, Office 1503, Corniche Street.P.O. Box 94409 Abu Dhabi, United Arab Emirates.Tel: (971-2) 6331180. Fax: (971-2) [email protected] bankaudipb.com

EGYPT

Bank Audi saePyramids Heights Office Park,Cairo-Alexandria Desert Road, Km 22,Sixth of October City.P.O. Box 300 El Haram. Postal Code 12556.Tel: (20-2) 35343300. Fax: (20-2) [email protected]

SAUDI ARABIA

Audi Capital (KSA) cjscCentria Bldg., 3rd Floor, 2908 Prince Mohammad Bin AbdulAziz Road (Tahlia).Postal Address: Unit No. 28, Ar Riyadh 12241-6055.P.O. Box: 250744 Riyadh 11391 Kingdom of Saudi Arabia.Tel: (966-11) 2199300. Fax: (966-11) [email protected] audicapital.com

QATAR

Bank Audi LLCQatar Financial Centre Tower, 18th Floor, Diplomatic Area, West Bay.P.O. Box: 23270 Doha, Qatar.Tel: (974) 44967365. Fax: (974) [email protected]

MONACO

Audi Capital Gestion SAMMonte-Carlo Palace, 3-9 Boulevard des Moulins.MC - 98000 Monaco.Tel: (377) 97 97 65 11. Fax: (377) 97 97 65 [email protected] bankaudipb.com

TURKEY

Odea Bank A. .Odea Bank A.Ş. headquarters, Levent 199, Buyukdere Street, No. 199,Floors 33-39, 34394,Sisli, Istanbul.Tel: (90-212) 3048444.Fax: (90-212) [email protected]

UNITED ARAB EMIRATES

Bank Audi sal Representative OfficeEtihad Towers, Tower 3, 15th Floor, Office 1503, Corniche Street.P.O. Box 94409 Abu Dhabi, United Arab Emirates.Tel: (971-2) 6331180. Fax: (971-2) [email protected] bankaudipb.com

Documents

JORDAN FACTS AND FIGURES 2017 - …€¦ · Population under 15 years (% of total population) 36% Population density (per sqkm) 0.08 Urban population (% of total population) 84% Unemployment