This is your life……what will you make of it?

With every experience, you alone are painting your own canvas, thought by thought, choice by choice.

~ Oprah Winfrey

Did you know…Decisions you make now can

influence the rest of your life

- in every way -

Money

Social Life

WorkFamily

Who will you be…

at 30 years old?

Where will you live?

…City… …Suburbs……Country…

What will home look

like?…Apartment Building…

…Townhouse… …House…

Who will live with you?

…office cubicle…

…factory…

Where will you work?

…home……classroom…

…outside…

…on board…

What you do now willexpandpreventlimit

your options in the future.

Lifestyle Choices

Did you know…

credit card debt can prevent you from getting a…

JobHouse or Apartment

CarLoan Scholarship

Credit Card Debt

The average American has almost $6,000 in credit card debt with an 18.3% interest rate.

That means a purchase of $100 actually costs

$118.30.

When shopping with a credit card, it’s the opposite of purchasing an item at a

discount.

Pay 20%

more!

Buy Now!

If you have $1,000 in credit card debt at an 18.3% interest rate…

You’ll spend $183 on

fees each year.

What else could you buy with $183 ?

Is it necessary to buy now

or could you wait?

Are there other things worth waiting for?

Did you know…50% of all

marriages in the United

States end in divorce.

In other words…If 10 couples get married,

it’s likely that 5 will be divorced.

With marriage,comes responsibility.

Household Chores

Errands

Finances

Are you ready to share?

Home

Time

Everything?

Money

Before you consider marriage…

ThinkAre you willing to live with the same person

for the next years?504

030

What about children?

Do you want

children?

How many?Did you know…

When do you want to start a family?

The cost of raising one

child from birth to 18 years old

is almost $114,000.

Not including costs for education. sports. entertainment.

Did you know…

The cost of child care for 1 child is

approximately $4,000 per year.

For full time child care, prior to the start of pre-school, you would spend $16,000 per child.

To a spouse?

When will you be ready to make a commitment?

To children?

To a family?

Before you make commitments to others, think about what you want to

accomplish in life.

Who do you want to be?What do you want to do?

Where would you like to live?

“The first step to getting the things you want out of life is this:

Ben Stein

Decide what you want.”

This is your life……what will you make of it?