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Living Off-Campus

Living Off-Campus - McGill University · For Years 2017-2021 Student Expenses Plan your overall expenses and resources for your full program at McGill. a) Input your One Year education

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Living Off-Campus

GUESS WHAT?

YOU CAN CONTINUE LIVING IN REZ!!

RETURN TO AN UNDERGRADUATE RESIDENCE OR APPLY

FOR A SPACE IN ONE OF OUR APARTMENT RESIDENCES

Greenbriar Apartments&

Hutchison Apartments

FIRST COME FIRST SERVE FOR ROOM TYPES AVAILABLE

CLOSE TO CAMPUS

MEAL PLANS

MAINTENANCE

SECURITY

PAY DIRECTLY TO MCGILL

GREAT LANDLORDS

FULLY FURNISHED

NEW APPLICATIONS

FOR RETURNING

STUDENTS CAN BE

SUBMITTED AS OF

NOW!!!!!

Living Off-Campus

WHEN, WHERE AND HOW

AREAS, SIZES AND COSTS

ROOMMATES

TENANT RIGHTS AND LAWS

AND SO MUCH MORE

APARTMENT SIZES

HOW TO READ LISTINGS IN MONTREAL

1 ½Living room, Bedroom and

Kitchen all one adjoining room

2 ½Living room and kitchen

adjoining, separate closed bedroom

3 ½Living room, kitchen and bedroom all

separate rooms

Size What that means

1 ½ One combined bedroom/kitchen/living room

2 ½ One closed bedroom and a living room/kitchen

3 ½ One closed bedroom, a kitchen, and a living room OR two closed bedrooms and a kitchen/living room

4 ½ Two closed bedrooms, living room and kitchen OR one closed bedroom, kitchen, living room and dining room

5 ½ Three closed bedrooms, living room and kitchen OR two closed bedrooms, living room, dining room and kitchen

COSTS

RENT, UTILITIES AND COSTS OF LIVING

Factor 1: Location

Factor 2: Utilities

Factor 3: Number of people sharing the apartment

Apartment Buildings Walk-Ups

• Higher average rents • Lower average rents

• Entrance through a lobby with a secure intercom

• Entrance off the street

• Heat and hot water usually included • Heat and hot water usually not included

• Garbage and Recycling room often in building

• No garbage or recycling room in building

• Laundry room often in the building • Outlets for washer and dryer in the apartment though renters must often provide their own machines

For Years 2017-2021Student Expenses Plan your overall expenses and resources for your full program at McGill.

a) Input your One Year education cost and your overall two, three, four or five year program expense will be calculated.

b) Input your One Year living expenses and your overall two, three, four and/or five years(s) living expense will be calculated

ANNUAL OVERALL

Expenses Notes One Year Two Yrs Three Yrs Four Yrs Five Yrs NOTES

Education Expenses

Tuitioninput your annual tuition to calculate your 2,3, 4 or 5 year cost $ - $ - $ - $ - $ -

Books and Equipmentinput your annual estimate for the cost of books and equipment $ - $ - $ - $ - $ -

Total Education Expenses $ - $ - $ - $ - $ -

Living Expenses

Rentare you 100% responsible for a lease or are you with roommates? $ - $ - $ - $ - $ -

Heating/Electricityif heating and electricity are included in rent, do not input $ - $ - $ - $ - $ -

Food think about cost of eating out as well as groceries $ - $ - $ - $ - $ -

Clothingthink about necessary outdoor wear as well as impulse buying $ - $ - $ - $ - $ -

Toiletries/Laundrythink about necessary personal hygiene items, cleaning expenses $ - $ - $ - $ - $ -

Telephone/Cellland lines are less necessary, but think about your cell expenses $ - $ - $ - $ - $ -

Internet /Cableshop around for internet/cable deals, maybe you can do without? $ - $ - $ - $ - $ -

Transportationmonthly transit passes are tax deductible, car and gas very costly $ - $ - $ - $ - $ -

Amusements think about how you have fun and what you can afford $ - $ - $ - $ - $ -

Insurancesyou may want tenant insurance or need supplemental health $ - $ - $ - $ - $ -

Other Expense(s) specify:i.e. travel costs, medical expenses, unexpected emergencies $ - $ - $ - $ - $ -

Total Living Expenses $ - $ - $ - $ - $ -

Total Education+Living Expenses $ - $ - $ - $ - $ -

INSURANCE https://www.tdinsurance.com/affinity/SSMU

LOCATION

KNOW YOUR MONTREAL NEIGHBOURHOODS

Zone A/B - Milton Parc (also known as McGill Ghetto)Zone C/D - West of CampusZone E - Around Concordia Zone F - Lower PlateauZone G - UQAM, Village, Latin QuarterZone H - HampsteadZone J - Cote Des NeigesZone K - Around University of MontrealZone L - Plateau, (Parc Lafontaine)Zone M - Mile EndZone N - NDG, Cote St LucZone MAC - MAC CAMPUS (Ste. Anne de Bellevue, Point Claire, Dorval, Senneville) Zone O - OutremontZone P - Old MontrealZone R - RosemontZone S - St Henri, Little BurgundyZone T - Town of Mt. Royal (TMR)Zone V - Verdun, Point St Charles, La SalleZone X - Parc ExtensionZone W - WestmountZone Z - all other areas such as Ville la Salle, Ville St. Laurent, Laval, Brossard, St. Leonard etc (easily accessed by public transportation)

Monthly Pass $49.75

1 trip $3.25

The photo studio is inside the Gare d’autocars de Montreal

Access through Berri-UQAM metro stationBusiness Hours

Monday-Friday: 11:30am-6pmSaturday and Sunday: 10:30am to 5pm

ROOMMATES

WHAT TO LOOK FOR IN A ROOMMATE

WHAT TO TALK ABOUT AND ROOMMATE AGREEMENTS

Level of cleanlinessLevel of noise in the apartment

Sleeping schedulesGuests

Bills: groceries, utilities, furniture RENT!

** Establish house boundaries early on before problems arise, consider a roommate agreement**

STARTING YOUR APARTMENT HUNT

WHEN AND WHERE TO LOOK

Start of Lease Tenant deadline for non-renewal

Landlord will start advertising

May 1st January 31st February/March

July 1st March 31st April

Aug 1st/Sept 1st May 31st (many landlords will find

out in April or earlier)

Mid-March to September

WHEN?

WHERE? McGill Off Campus Housing

Word of Mouth Online – Kijiji, Craigslist,

Louer.com, PadMapper Facebook

Newspapers

VISITING APARTMENTS

WHAT TO LOOK FOR IN YOUR NEW APARTMENT

Safety/Security

Quality - turn everything on/open everything

Negotiate - renovations, painting

Additional Costs– Hydro Quebec, Gas, Internet,

Transport, Cable, Groceries

LEASES

LEASE TYPES, YOUR RIGHTS AND RESPONSIBILITIES AND HELPFUL HINTS

Apartment for rent (Appartement à louer)

The option to rent an apartment directly from owner/building manager

Roommate wanted (Colocataire)

Moving into an apartment currently rented by someone else

Sublets (Sous-Logement)

Taking over someone else’s apartment until the end of their lease

Lease Transfer (Transfer de bail)

Taking over someone else’s lease

Legal Illegal

Ask for a reference or a credit check

Ask for credit card #s, passport #’s, bank account #’s, SIN #’s or any info about nationality or citizenship

Require a co-signer for students without income

Ask for post-dated cheques

Ask for first-month’s rent upfront Ask for last month’s rent at the beginning of the lease

Ask for a furniture deposit if the apartment is furnished

Ask for any deposit other than first month’s rent

Regular Lease Sublet Lease Transfer

Length of Lease? 12 month term + option to renew

The term of the sublet agreement

The remains of the lease + option to

renew

Responsible for the apartment?

You are legally responsible

Former occupant is legally responsible

You are legally responsible

Negotiation Power? Can negotiate repairs or

renovations before signing with owner

As is - owner is not obliged to renovate

As is – owner is not obliged to renovate

Possible fees? No finder’s fee Possibility of furniture rental

fees

Possibility of furniture rental fees

Relationship with former occupant

Former occupant has no rights to the

apartment

Former occupant can reclaim the

apartment at the end of the sublet

Former occupant cannot reclaim the

apartment at the end of the lease

Joint Tenancy Occupancy

Lease Each tenant signs the lease and is legally responsible to the landlord

One tenant signs the lease and is legally responsible to the landlord

Rent Each tenant is responsible for paying their share to the landlord

The signatory gathers the money and pays the full amount to the landlord

Rent default

Each tenant can be sued for their share of the rent owed* unless solidarity responsibility is stated*

The signatory can be sued for the full amount of the rent owed

Legal rights

Tenants each have the legal protection of a lease. Tenants can pursue each other if one violates the lease terms

Only the lease signatory has the right to renew the lease. It is more difficult to pursue a derelict occupant

You Your landlord

Give notice of non-renewal on time Deliver the apartment in good, clean, and habitable condition on

the agreed date

Pay the agreed rent Maintain the dwelling in good condition

Use the apartment with prudence Allow peaceful enjoyment of the property

Respect the laws of safety and sanitation

Respect the laws of safety and sanitation

Keep a normal enjoyment Make sure number of occupants respects safety and sanitation laws

Inform landlord of serious defects Make all necessary repairs

Remove all moveable effects upon leaving

Leave the dwelling in good condition upon leaving

An application form = pre-lease

Once you submit it to the landlord and they accept it, you are legally responsible for the apartment, however you may not be accepted.

MAKE SURE that you get a receipt and it says refundable if credit check does not go through.

Always get everything in writing!

Take pictures of the furniture the day you move in and do a little inventory.

International students or newcomers to Québec may not have a Canadian credit history.

Get a copy of your lease within 10 days of signing it.

Confirm the move-in date and time with your landlord and the current tenant.

IMPORTANT TIPS

Do Don’t

Go to the Régie as soon as problems start

Withhold rent

Take pictures of any damage or problems

Make repairs and bill your landlord

Make sure everything is written down

Subtract costs from the amount of your rent

Bring a witness for meetings with your landlord

Just leave

IMPORTANT TIPS 2.0

SCAMS

WHAT IS ILLEGAL AND WHAT TO WATCH OUT FOR

Finders Fees Too Good To Be True Money Before Viewing Fake Cheques

BEING A GOOD NEIGHBOUR

HOW TO AVOID DISTURBING YOUR NEIGHBOURS AND HOW TO HANDLE THOSE DISTURBING YOU

RESPECT – The number one rule

SAFETY – Be aware of fire regulations and the emergency

numbers for your area

NOISE – Most areas in Montreal enforce quiet hours between

11pm and 7am and noise disturbances can result in fines and even arrest

GARBAGE AND RECYCLING – Find out the garbage and

recycling pickup for your address to avoid it piling up

CLEANLINESS – Keep your apartment clean to avoid pests

which can spread into neighboring apartments/buildings

FOOD

MEAL PLANS AND EATING ON CAMPUS

Saver Meal Plan oneCard

Initial purchase of $1300.00 for one semester

Minimum initial purchase of $200.00

Can be used in all food service locations that accept the meal plan

Can be used in all food service locations, vending machines, delivery

payments for Double Pizza and St. Hubert Express (Parc Ave.)

No taxes on any purchases Must pay taxes on purchases

Remaining balance non refundable

Can be transferred into oneCard for minimal fee at the end of the semester

Multiple options for topping up fundsWill remain with you as long as you are

a student at McGillRemaining balance is refundable

QUESTIONS?For any additional questions

email [email protected]

or call 514-398-6368