AUSTRALIAHONG KONGMALAYSIA CHINA

ABOUT US

Leverage3 is a financial consultancy firm with a broad range of expertise that provides

personalized solutions and value-adding services to suit corporates and private

individuals’ unique financial needs.

OUR GROUP

Headquartered in Hong Kong with offices in China and Malaysia, our commitment to deliver

premier, custom-built advice to each of our clients ensures that we help them create value and

wealth in an otherwise competitive marketplace.

We assist our clients to identify and capitalize on their most important business opportunities by

providing personalized solutions and services in helping them achieve their financial goals.

We aim to build long-standing relationships with all our clients, helping them to become

financially independent based on the professionalism, respect and trust built.

We consider one of our greatest strengths is our ability to provide you with sound, impartial and

value-driven advice, which is just what you need - and exactly what you deserve. We commit

ideas, support, capital and people to help our clients and stakeholders.

At Leverage3 we strive to seek out and recommend trustworthy professional services that suit

specific corporate and private individual's financial needs and objectives.

OUR SERVICESCONSULTING

CONSULTING

Our team of senior, experienced professionals with specialized industry knowledge

provides financial and management consulting services to corporations and private individuals.

At Leverage3, we devise integrated customization of financial solutions and action plans to meet

and exceed our clients' objectives and needs.

CASE STUDIES

CONSULTING IN CORPORATE

FINANCIAL MATTERS

Advised and assisted a PLC to undertake a voluntary plan of reorganization to strengthen

its balance sheet.

The Challenge

A public listed entity ("the PLC") with strong balance sheet and value had difficulty uncovering

and getting strengths reflected in its share price.

Our Approach

Advised and assisted the PLC to undertake a voluntary plan of reorganization to

strengthen its balance sheet.

Advised and assisted the PLC in enlarging its share capital base with strategic foreign investor.

The Result

The PLC’s market price increased by 45% following the reorganization exercise, which was a

better and more accurate reflection of its net book value.

Increase in the PLC’s profile among investors, with a strategic foreign investor investing into the

PLC and providing strategic advice and value.

CONSULTING IN CAPITAL RAISING

AND BUSINESS EXPANSION

Advised and assisted a private company in listing on the appropriate stock exchange for the

purposes of business expansion and corporate profiling in the targeted geographical segment.

The Challenge

An established construction company was evaluating options to expand beyond its current

geographical segment and planned to extend its current service offering in the local market.

Our Solution

Advised and structured the company to float on the most relevant stock exchange via a reverse

takeover, taking into account its plan to tap into its desired geographical market, which enabled

them to efficiently raise capital for business expansion.

The Result

Following our proposal, our client was able to create more opportunities for overseas business

expansion via a proposed joint venture and was able to leverage on its listed company status to

obtain better financing costs.

CONSULTING IN UNLOCKING THE

TRUE VALUE OF THE COMPANY

Advised and assisted a PLC in unlocking the true value of the PLC via various means.

The Challenge

A PLC’s market value is below its comparable peers and its true value is not reflected in its

previous share price.

Our Solution

Evaluated various means and devised plans to increase the value of the PLC’s share price

including but not limited to balance sheet optimisation, creating investor relation awareness of the

PLC’s presence and business, restructure the PLC’s share capital base and introducing relevant

professionals to assist the PLC’s development.

The Result

Following our involvement and coupled with the PLC’s better financial performance throughout

the financial reporting period, the PLC’s share price grew four folds in the span of less than 1

year.

STRATEGY AND BUSINESS PLAN

DEVELOPMENT

Analyzed and conducted a comprehensive SWOT analysis of the Stockbroker, to determine the

strengths it should play on and the opportunities it should capture.

The Challenge

A stockbroking company (“the Stockbroker”) was looking for objective advice and specialist

skills with the aim of creating value, maximising growth and improving business performance,

and to assist the company renewing its licence with the relevant authorities.

Our Approach

Analyzed and conducted a comprehensive SWOT analysis of the Stockbroker, placing it in its

current positioning matrix.

Analyzed & crafted a two-prong strategy and implementation plan with strategic positioning and

sales and marketing plan to provide more option to generate revenue.

Detailed the Stockbroker’s competitive advantage, coupled with the appropriate risk assessment

and financial forecasting.

The Result

The Stockbroker, had found a niche market in growing its stockbroking business and its licence

was renewed by the relevant authorities.

CONSULTING IN WEALTH

PRESERVATION AND INVESTMENT

Formulated and managed a discretionary equity portfolio with a high Sharpe ratio (ratio that

shows the factor of risk and return).

The Challenge

A high networth individual (“the Client”) needed to grow his investment portfolio to achieve

positive real net returns in a highly inflationary environment, while preserving his retirement

nest.

Our Approach

Formulated and managed a discretionary equity portfolio with a high Sharpe ratio.

The Result

The Client achieved a double-digit real net return over and above the stock market benchmark

in 4 years out of a 5-year portfolio.

BRANDING AND MARKETING

OPTIMIZATION

Analyzed and conducted a detailed SWOT analysis of the Company vis-à-vis the industry.

The Challenge

A beauty chain company (“the Company”) was unable to differentiate itself in a highly

competitive beauty industry, with its competitors offering similar products and services.

Our Approach

Analyzed and conducted a detailed SWOT analysis of the Company vis-à-vis the industry.

Observed and analyzed industry trend and data to determine the “pull factor” to determine a

“stand-out position”.

Advised and engaged relevant spokesperson to best represent the Company and its brands

of products and services.

The Result

The Company received an SME Brand Excellence Award in 2011.

OUR SERVICESFINANCING

FINANCING

Our financing services are created to allow our clients to leverage on opportunities to maximize

their cash flow.

At Leverage3, we assisted our clients with the aim of delivery financial success while adhering to

strict ethics, compliance, integrity and best practices.

INSURANCE PREMIUM FUNDING

Being the pioneer in insurance premium funding in Malaysia, Leverage3 has positioned itself as

a niche player in "Payment Solution" for commercial insurance premium financing.

We provide our clients in Malaysia with solutions in problems encountered during repayment of

insurance premium, either via deferred repayment or any other means that will benefit our clients

so our clients could optimize their cash flows.

Leverage3 is committed to offer tailored yet creative and flexible funding products for today's

business as we recognize and understand the dynamic nature of both the financial and insurance

community marketplaces and their effects on the business environment.

CORE TEAM

OUR PEOPLE

Bringing together excellent professionals with different areas of specialisation, Leverage3 is

strong in creating positive impact to our clients' businesses.

Our people are empowered to take responsibility and are encouraged to develop innovative ideas

to deliver outstanding results for our clients.

Our team of senior experienced professionals bring with them specialized industry knowledge in

providing sound financial advice and recommendations to corporations and private indviduals.

Meet our core team that forms Leverage3.

A banking and business management veteran of 33 years, Kamal has an exemplary track record

in areas of credit and risk management, global transactional services, capital markets, corporate

finance, derivatives and various EXIM financing packages in his years of service with global

financial institutions such as Citibank, ABN Amro Bank and Deutsche Bank. Well-known and

recognized for his wide circuit in handling relationships with global multinationals, financial

institutions and the local corporates in Malaysia. Kamal’s last posting prior to Leverage3

International saw him as the Senior General Manager of one of the largest insurance companies

of Malaysia (i.e. the Malaysia Nasional Insurance Berhad).

From 2008 to 2011, Kamal headed the Global Corporate and Financial Institutions division for

the Commercial Bank of Qatar in Doha, Qatar where he was exposed to the aspects of another

regional market.

A graduate of Henley / Brunel University, United Kingdom in Masters of Business

Administration, Kamal has constantly re-engineered and updated himself in the field of finance

through various courses with the global financial institutions he had served with.

AHMAD KAMAL SHEIKH AWABDIRECTOR / ADVISOR

A banking and business management veteran of 33 years, Kamal has an exemplary track record

in areas of credit armed with more than 25 years of experience in the Banking & Finance

Industry, Kamil is an invaluable member of the management team. Prior to joining Leverage3,

Kamil was the Vice President, Corporate and Commercial Banking Department for Asian

Finance Bank (AFB) where he was responsible for the overall growth of the Corporate Banking

Business across the various market segments which includes government, government-linked

companies (GLC), Multi National Companies (MNC), Large Local Corporate (LLC) and

Institutional clients. Apart from being a specialist in corporate banking products such as term

financing, working capital financing, bridging financing, and trade financing, Kamil was also

tasked with the responsibility of overseeing and managing the team of Relationship Managers

within the Corporate and Commercial Banking Department of the Bank.

Prior to joining AFB, Kamil was the Head of Islamic Banking for Eon Bank Berhad where he

managed the overall operations of the banking group’s Islamic Banking Operations. As a result

of his contribution during his tenure, the Bank has become one of the market leaders in the

provision of Islamic Banking in the Malaysian market today. Kamil’s Islamic Banking

experience spurned from his days as a Senior Manager with MBf Finance Berhad, combined

with his experience from working for Perwira Affin Bank, Public Bank Berhad and Bank

Bumiputra Malaysia Berhad; has truly molded him into a versatile, knowledgeable and

experience senior banker.

Kamil is a graduate from Northern Illinois University (NIU), USA with a Bachelor of Science

Degree in Finance, and a graduate from Morehead State University (MSU), Kentucky, USA with

a Masters Degree in Business Administration (MBA). He was also a graduate from UiTM,

Malaysia with a diploma in Banking Studies.

KAMIL SUHAIMI ABDUL MAJIDDIRECTOR / ADVISOR

Bryan brings with him 7 years of experience in auditing and investment banking, including in the

areas of capital raising, due diligence, valuation, equity capital market, and corporate finance

services. He has substantial experience in IPO & RTO exercises spanning Malaysia, Singapore

and Australia.

Prior to joining Leverage3, he built his technical knowledge and gained practical experience with

Ernst & Young Singapore in the audit division. He subsequently joined Inter-Pacific Securities

and CIMB Investment Bank in Malaysia where he was involved in various transactions which

leveraged on his skills in financial evaluation, management and coordination, preparation of

submissions and liaison with authorities and other professionals. He then moved to V Capital as

the Vice President of Advisory where he was involved in corporate exercises such as capital

raising, floating companies on the Australian Securities Exchange (ASX) and business due

diligence.

Bryan is a member of the Association of Chartered Certified Accountant (ACCA) and has

completed the first two levels of the Chartered Financial Analyst (CFA) examination. He has

completed the relevant Securities Commission Malaysian modules in relation to advising on

corporate finance.

BRYAN LEONGSENIOR MANAGER

Premium Capital Partners Sdn Bhd, being part of the Leverage3 International Ltd group, is

the first and only company in Malaysia that offers precious metals financing in full compliance

with Money Lending Act 1951.

Founded in 2004 under the name of H2O Premium Management Sdn Bhd, Premium Capital

Partners Sdn Bhd has established itself as a financial solutions entity that offers its clients and

stakeholders the highest standards of financial products and service offerings, having partnered

with some of the largest local and foreign general insurance & Takaful providers in insurance

premium funding, namely Lon Pac Insurance and Syarikat Takaful Malaysia.

Premium Capital Partners Sdn Bhd is also a strategic partner with some of the leading

precious metals retailer and distributor companies in Malaysia and across Asia such as MyNet

Capital Sdn Bhd and World Dirham Berhad for the Malaysia market. Outside Malaysia,

Premium Capital Partners Sdn Bhd via Leverage3 International Ltd, has close collaboration

with Auruma International Ltd, Singapore Precious Metals Exchange Pte Ltd and SGNet Pte

Ltd.

With an experienced board and management team of over 30 years in the banking & financial

industry, clients are assured the highest quality in standards and practices, its services and

offerings, "leveraging" on its expertise, knowledge, network and its people.

OUR PARTNERS

HONG KONG

T:+852 2156 2100

F:+852 2156 0678

2nd Floor,

60 Queen's Road East

Wanchai, Hong Kong.

MALAYSIA

T:+603 2710 0123

F:+603 2710 0122

Lot 5.01, Menara

MBMR, No.1,

Jalan Syed Putra,

58000 Kuala Lumpur,

Malaysia.

CONTACT US

For more information and enquiries, please e-mail to info@myleverage3.com.