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!Ó!ò ÏÎ˚yÜÑ˛yÓ˚# !ü«˛y Á ¢%Ó˚«˛y ö˛yu˛(Investor Education and Protection Fund)

!Ó!òˆÏÎ˚yÜÑ˛yÓ˚# !ü«˛y Á ¢%Ó˚«˛y ö˛yu˛!›˛ Sxy£z £z !˛ô ~ö˛V!Ó!ò ÏÎ˚yÜÑ˛yÓ˚# ÏîÓ˚ ¢ Ïâ˛ì˛òÈÙÈ¢ãyÜ ~ÓÇ ¢%Ó˚«˛yÓ˚ fl ∫y ÏÌ≈ 1956 ¢y ÏúÓ˚ˆÑ˛y¡ôyò# xy£zˆÏòÓ˚ xyÁì˛yÎ˚ ≤Ã!ì˛!¤˛ì˛ £ˆÏÎ˚ˆÏäÈ– xy£z £z !˛ô ~ö˛ÈÙÈ~Ó˚ xhs˛Ü≈ì˛Ñ˛yÎ≈yÓú#Ó˚ õ Ïïƒ ÈÙÙÙÈ !Ó!¶˛ß¨ ˆ¢!õòyÓ˚ ~ÓÇ !õ!v˛Î˚yÓ˚ õyïƒõ !î ÏÎ˚!Ó!òˆÏÎ˚yÜÑ˛yÓ˚#ˆÏîÓ˚ !ü!«˛ì˛ ~ÓÇ ì˛yˆÏîÓ˚ õˆÏïƒ ¢ˆÏâ˛ì˛òì˛y ¢,!‹T Ñ˛Ó˚y £Î˚–!Ó!òˆÏÎ˚yÜÑ˛yÓ˚#ˆÏîÓ˚ !ü«˛y ¢ˆÏâ˛ì˛òì˛y Á ¢%Ó˚«˛yÓ˚ ãòƒ !Ó!¶˛ß¨ ≤ÃÑ˛ˆÏ“ xy!Ì≈Ñ˛¢y£y΃ ˆîÁÎ˚y £Î˚– ~£z v z ÏjˆÏüƒ xy£z £z !˛ô ~ö˛ !ì˛ò!›˛ ÁˆÏÎ˚Ó¢y£z›˛ Ó£ò Ñ˛ˆÏÓ˚ⲠÏú ÏäÈ–

!Ó!ò ÏÎ˚yÜÑ˛yÓ˚# ¢¡ô!Ñ≈˛ì˛ xy£z £z !˛ô ~ö˛ÈÙÈ~Ó˚ Á ÏÎ˚Ó¢y£z›˛l iepf.gov.in

~£z ÁˆÏÎ˚Ó¢y£z›˛!›˛ «% o !Ó!òˆÏÎ˚yÜÑ˛yÓ˚#ˆÏîÓ˚ õ)úïò# ÓyãyÓ˚ ¢Çe´yhs˛≤à ÏÎ˚yãò#Î˚ ì˛ÌƒÈÙÈ¢¡ôî «% o !Ó!ò ÏÎ˚yÜÑ˛yÓ˚#Ó˚ ¶˛y°ÏyÎ˚ ˛ô!Ó˚ ÏÓüò Ñ˛ ÏÓ˚–

~£z ÁˆÏÎ˚Ó¢y£z›˛!›˛ˆÏì˛ Óì≈˛õyˆÏò IPO-ˆì˛ !Ó!òˆÏÎ˚yÜñ !õv˛zâ%˛ƒÎ˚yú ö˛yˆÏu˛!Ó!òˆÏÎ˚yÜñ ˆüÎ˚yÓ˚ e´Î˚ÈÙÈ!Óe´Î˚ñ !v˛˛ô!ã›˛!Ó˚ xƒyÑ˛yv zr›˛ñ }ˆÏíÓ˚ ÓyãyÓ˚ñˆv˛!Ó˚ˆÏ¶˛!›˛¶˛¢ õyˆÏÑ≈˛›˛ñ ¢)â˛Ñ˛¢£ñ ¢)â˛Ñ˛ ö˛yu˛ñ !Ó!òˆÏÎ˚yÜÑ˛yÓ˚#ˆÏîÓ˚ x¶˛yÓx!¶˛ˆÏÎyÜ Sfi›˛Ñ˛ ~:ˆÏâ˛OVñ !Ó!òˆÏÎ˚yÜÑ˛yÓ˚#ˆÏîÓ˚ x!ïÑ˛yÓ˚ Á Ñ˛ì≈˛Óƒ ~ÓÇ !Ñ˛Ñ˛Ó˚ˆÏÓò Óy !Ñ˛ Ñ˛Ó˚ˆÏÓò òy ~£z ¢Çe´yhs˛ !ӰψÏÎ˚ ì˛Ìƒ ÌyˆÏÑ˛–

~£z ÁˆÏÎ˚Ó¢y£z›˛!›˛ Óì≈˛õyˆÏò £zLjÏÓ˚ã#ñ !£!® Á 12!›˛ ≤Ãïyò xyM˛È!úÑ˛¶˛y°ÏyÎ˚ ˆîÖy ÎyÎ˚–

l watchoutinvestors.com

ãyúÈÙÈã%Î˚yâ% !Ó˚Ó˚ !ÓÓ˚&ˆÏk˛ xydÓ˚«˛y£z £ú Óv ¸ Ñ˛ÓⲖ ã%Î˚yâ% !Ó˚ ˆÑ˛y¡ôy!ò/ò#!ì˛ ¶˛DÑ˛yÓ˚# ˆÑ˛y¡ôy!ò õïƒfl˛iì˛yÑ˛yÓ˚# ~ÓÇ Óƒ!_´Ó ÏÜ≈Ó˚ !ÓÓ˚& Ïk˛ ˛ô,!ÌÓ#Ó˚ õ Ïïƒ≤ÃÌõ ~£z ïÓ˚ˆÏòÓ˚ ÁˆÏÎ˚Ó¢y£z›˛!›˛ !Ó!òˆÏÎ˚yÜÑ˛yÓ˚#ˆÏîÓ˚ xydÓ˚«˛yÓ˚ ~Ñ˛!›˛ £y!ì˛Î˚yÓ˚!£ˆÏ¢ˆÏÓ fl˛iyò ˆ˛ôˆÏÎ˚ˆÏäÈ– ~£z ÁˆÏÎ˚Ó¢y£z›˛!›˛ Óì≈˛õyˆÏò ~Ñ˛!›˛ ãyì˛#Î˚ !òÓı˛#Ñ,˛ì˛≤Ã!ì˛¤˛yò !£ˆÏ¢ˆÏÓ ˛ô!Ó˚!â˛ì˛ £ˆÏÎ˚ˆÏäÈ–

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~£z ÁˆÏÎ˚Ó¢y£z›˛!›˛ˆÏì˛ !Ó!òˆÏÎ˚yÜÑ˛yÓ˚#Ó˚y o&ì˛ñ ì˛yÓ˚ ¢yˆÏÌ ~ÓÇÓı%˛Ó˚õˆÏì˛y ÓƒÓ£yÓ˚ Ñ˛Ó˚ˆÏì˛ ˛ôyˆÏÓ˚– ~!›˛ òì%˛ò !Ó!òˆÏÎ˚yˆÏÜÓ˚ ˛ô)ˆÏÓ≈ !Ó!¶˛ß¨ˆÑ˛y¡ôy!ò xÌÓy ≤Ã!ì˛¤˛yˆÏòÓ˚ òyòy!Óï ì˛Ìƒ Á ˆ˛ôy›≈˛ˆÏö˛y!úÁ ¢¡ôˆÏÑ≈˛ ì˛Ìƒ¢Ó˚ÓÓ˚y£ Ñ˛ ÏÓ˚–

31ˆü ˆõ 2010 ˛ôÎ≈hs˛ 1,06,000 üy!hfl˛≤ÃyÆ ò#!ì˛¶˛DÑ˛yÓ˚# ˆÑ˛y¡ôy!òÓ˚/≤Ã!ì˛¤˛yˆÏòÓ˚ òyõ ~ˆÏì˛ ò!ÌÓk˛ £ˆÏÎ˚ˆÏäÈ– ~Ó˚ õˆÏïƒ 72,517!›˛ ˆÑ˛y¡ôy!ò/ö˛yõ≈~ÓÇ 33,947 ãòƒ Óƒ!_´Á xhs˛¶%≈ _´– !Ó!¶˛ß¨ !òÎ˚s˛fÑ˛ ¢Çfl˛iy=!ú ~£z ¢Çe´yhs˛xv≈˛yÓ˚ ˛ôyü Ñ˛ˆÏÓ˚ˆÏäÈ ì˛yÓ˚ õˆÏïƒ BSE, CDSL, CLB, DRT, EPFO, IRDA,

MCA, NHB, NSDL, NSE, RBI, ROC ~ÓÇ SEBI–Ñ˛ ÏÎ˚Ñ˛ ú«˛ !Ó!ò ÏÎ˚yÜÑ˛yÓ˚# ~£z Á ÏÎ˚Ó¢y£z›˛!›˛ ÓƒÓ£yÓ˚ Ñ˛ ÏÓ˚ ⲠÏú ÏäÈ S31ˆü

ˆõñ 2010 ˛ôÎ≈hs˛ 27 ú Ï«˛Ó˚Á ˆÓ!üV–l investorhelpline.in

~£z ÁˆÏÎ˚Ó¢y£z›˛!›˛ˆÏì˛ !Óòyõ)ˆÏúƒ ~Ñ˛£z äÈyˆÏîÓ˚ ì˛úyÎ˚ !Ó!òˆÏÎ˚yÜÑ˛yÓ˚#Ó˚y!Ó!¶˛ß¨ !ӰψÏÎ˚ ì˛yˆÏîÓ˚ x!¶˛ˆÏÎyÜ !Ó!¶˛ß¨ Ñ˛ì≈, ˛ô«˛ ˆÎõò ˆÑ˛y¡ôy!ò !Ó°ÏÎ˚Ñ˛õs˛fÑ˛ (Ministry of Company Affairs), ˆÑ˛y¡ôy!ò !òÓı˛Ñ˛ (Registrar of

Companies), ¶˛yÓ˚ì˛#Î˚ !¢!Ñ˛v z!Ó˚!›˛ã ~ÓÇ ~:ˆÏâ˛O ˆÓyv≈˛ (Securities and

Exchange Board of India) ~ÓÇ ¶˛yÓ˚ì˛#Î˚ !Ó˚ãy¶≈ ÓƒyÇ ÏÑ˛Ó˚ (Reserve Bank

of India) Ñ˛yˆÏäÈ ˆ˛ô§ÔˆÏäÈ !îˆÏì˛ ˛ôyˆÏÓ˚– ~£z ÁˆÏÎ˚Ó¢y£zˆÏ›˛Ó˚ õyÏõ x!¶˛ˆÏÎyÜÁ!ú!˛ôÓk˛ Ñ˛Ó˚y £Î˚ ~äÈyv ¸y ˆÑ˛y¡ôy!ò Á ì˛Í¢Ç!Ÿ’‹T !òÎ˚s˛fÑ˛ ≤Ã!ì˛¤˛yò=!úÓ˚ myÓ˚y≤Ã!ì˛Ñ˛yÓ˚Á Ñ˛Ó˚y £Î˚– !Ó!ò ÏÎ˚yÜÑ˛yÓ˚#Ó˚y xòúy£z Ïò õ)úï ÏòÓ˚ ÓyãyÓ˚ ~ÓÇˆÑ˛y¡ôy!ò ãõy ¢¡ôˆÏÑ≈˛ ì˛yˆÏîÓ˚ x!¶˛ˆÏÎyÜ îyˆÏÎ˚Ó˚ Ñ˛Ó˚ˆÏì˛ ˛ôyˆÏÓ˚ ~ÓÇ ~Ñ˛£z¢yˆÏÌ x!¶˛ˆÏÎyˆÏÜÓ˚ ≤Ã!ì˛Ñ˛yÓ˚ Ñ˛ì˛î)Ó˚ x@˘Ã¢Ó˚ £ˆÏÎ˚ˆÏäÈ ì˛yÁ ãyòˆÏì˛ ˛ôyˆÏÓ˚– Ó,£ÍxLjÏüÓ˚ !Ó!òˆÏÎ˚yÜÑ˛yÓ˚#Ó˚y ~£z ¢%!Óïy @˘Ã£í Ñ˛Ó˚ˆÏäÈ–

!Ó!ò ÏÎ˚yÜ ¢¡ô ÏÑ≈ ¢¡ôyî ÏÑ˛Ó˚ 20 !›˛ õs˛f(Editor’s 20 Mantras)

l ¢M˛ÈÎ˚ Ñ˛Ó˚&ò !Óⲫ˛íì˛yÓ˚ ¢y ÏÌ–l !Ó!òˆÏÎ˚yÜ Ñ˛Ó˚&ò Ó%!k˛õ_yÓ˚ ¢yˆÏÌ–!Ó!ò ÏÎyÜl !Ó!òˆÏÎ˚yÜ Ñ˛Ó˚y Óyïƒì˛yõ)úÑ˛l xy˛ôòyˆÏÑ˛ !Ó!òˆÏÎ˚yÜ Ñ˛Ó˚ˆÏì˛ £ˆÏÓ òì%˛Óy xy˛ôòyÓ˚ ¢M˛ÈˆÏÎ˚Ó˚ õ)ˆÏúƒÓ˚ xÓâ˛Î˚

£ˆÏÓ xÌÓy xy˛ôòyÓ˚ e´Î˚«˛õì˛y £…y¢ ˛ôyˆÏÓ–

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Ó%!k˛õ_yÓ˚ ¢yˆÏÌ !Ó!òˆÏÎ˚yÜ Ñ˛Ó˚yÓ˚ 20!›˛ õs˛f

õs fÈÙÈ1 É ˆÎ ¢õhfl˛ ˆÑ˛y¡ôy!òÓ˚ õ)ú !¶˛!_ ü_´ ˆ¢ÖyˆÏò !Ó!òˆÏÎ˚yÜ Ñ˛Ó˚&ò–õs fÈÙÈ2 É Îb ¢£Ñ˛y ÏÓ˚ !Ó!ò ÏÎ˚yÜ ¢Çe´yhs˛ î!úúy!î ˛ôv Yò–õs˛f ÈÙÈ 3 É !Ó!ò ÏÎ˚y ÏÜÓ˚ ã#Óòâ˛e´ xò%¢Ó˚í Ñ˛Ó˚&ò–õs˛f ÈÙÈ 4 É IPO ˆì˛ !Ó!ò ÏÎ˚yÜ Ñ˛Ó˚&ò–õs˛f ÈÙÈ 5 É ≤Ã!ì˛!›˛ Ó˚y‹T…yÎ˚_ ¢Çfl˛iyÓ˚ IPO ˆì˛ !Ó!ò ÏÎ˚yÜ Ñ˛Ó˚&ò–õs˛f ÈÙÈ 6 É !õv˛zâ%˛ƒÎ˚yú ö˛yˆÏu˛ !Ó!òˆÏÎ˚yÜ Ñ˛Ó˚&ò !Ñ˛ls˛ ¢!‡˛Ñ˛ ö˛yu˛ ~ÓÇ !fl˛Òõ

!òÓ≈yâ˛ò Ñ˛Ó˚&ò–õs˛f ÈÙÈ 7 É !Ó!e´ Ñ˛Ó˚ˆÏì˛ !üÖ%ò–õs˛f ÈÙÈ 8 É ÷ï%õye !òÓı˛#Ñ, ì˛ õïƒfl˛iì˛yÑ˛yÓ˚# ÏîÓ˚ õyïƒ Ïõ e´Î˚ !Óe´Î˚ Ñ˛Ó˚&ò–õs˛f ÈÙÈ 9 É ¢£ã õ%òyö˛y úyˆÏ¶˛Ó˚ v z ÏjˆÏüƒ ˆúyˆÏ¶˛Ó˚ Óü#¶) ì˛ £ˆÏÎ˚ !Ó!òˆÏÎ˚yÜ

Ñ˛Ó˚ ÏÓò òy–õs˛f ÈÙÈ 10 É ¢ÇÓyîõyïƒõ Óy !õ!v˛Î˚y !ÓˆÏü°Ïì˛≠ fi›˛Ñ˛ ¢¡ô!Ñ≈˛ì˛ ˜Óî%ƒ!ì˛ò

õyÏõÓ˚ v z ôˆÏîü ˆÌˆÏÑ˛ ¢ì˛Ñ≈˛ ÌyÑ% ò–õs˛f ÈÙÈ 11 É xÎÌy !ÓK˛y˛ôˆÏòÓ˚ â˛õˆÏÑ˛ !ÓŸªy¢ Ñ˛Ó˚ˆÏÓò òy–õs˛f ÈÙÈ 12 É fl˛iyÎ˚#/!ò!ÿ˛ì˛ ≤Ãy!Æ ≤ÃÑ˛ Ï“Ó˚ Óƒy˛ôy ÏÓ˚ ¢ì˛Ñ≈ ÌyÑ% ò–õs˛f ÈÙÈ 13 É ˆ@˘Ã õyˆÏÑ≈˛›˛ !≤Ã!õÎ˚y (Grey Market Premia) ˆÌ ÏÑ˛ ¢ì˛Ñ≈

ÌyÑ%˛ò–õs˛f ÈÙÈ 14 É ˆ¢QÓ˚ !¶˛!_Ñ˛ ˆÑ˛y¡ôyò#Ó˚ ö˛úyö˛ˆÏú xÎÌy v˛zÕ‘!¢ì˛ £ˆÏÎ˚

!Ó!ò ÏÎ˚yÜ Ñ˛Ó˚ ÏÓò òy–õs˛f ÈÙÈ 15 É IPO ˆ@˘Ã!v˛Ç Óy fl˛∫yï#ò ˛ô!Ó˚â˛yúˆÏÑ˛Ó˚ õì˛yõˆÏì˛Ó˚ v˛z˛ôÓ˚ ˆÓü#

!ò¶≈˛Ó˚ Ñ˛Ó˚ˆÏÓò òy–õs˛f ÈÙÈ 16 É ˆÑ˛y¡ôyò#Ó˚ !£¢yÓ !òÓ˚#!«˛ì˛ ÷ï%õye ~£z ˆ¶˛ˆÏÓ£z xˆÏı˛Ó˚ õì˛

ˆÑ˛yò !¢k˛yhs˛ ˆòˆÏÓò òy–õs˛f ÈÙÈ 17 É ¢hfl˛yÓ˚ ˆüÎ˚yÓ˚ ˆÑ˛òy õyˆÏò£z ˆÎ xy˛ô!ò úy¶˛Óyò £ˆÏÓò ~õò

¶˛yÓòy xõ)úÑ˛–õs˛f ÈÙÈ 18 É ˆÎ ¢õhfl˛ ˆÑ˛y¡ôyò#Ó˚ ˆ≤ÃyˆÏõy›˛yˆÏÓ˚Ó˚y ˆüÎ˚yÓ˚/ÁÎ˚yˆÏÓ˚r›˛ !òˆÏãˆÏîÓ˚

Ñ˛yˆÏäÈ£z !Ó!ú Ñ˛ˆÏÓ˚ ì˛yˆÏîÓ˚ Óƒ˛ôyˆÏÓ˚ ¢ì˛Ñ≈˛ ÌyÑ%˛ò–õs˛f ÈÙÈ 19 É Ñ˛ˆÏ˛ô≈yˆÏÓ˚›˛ ܶ≈˛ˆÏò™ ˛ô%Ó˚‹ÒyÓ˚/CSR ~Ó˚ myÓ˚y xÎÌy ≤ö˛y!Óì˛

£ ÏÓò òy–õs˛f ÈÙÈ 20 É ¢Í ˛ôˆÏÌ ˆÌˆÏÑ˛ !Ó!òˆÏÎ˚yÜ Ñ˛Ó˚&ò–

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!Ó!ò ÏÎ˚yÜÑ˛yÓ˚# ÏîÓ˚ x!ïÑ˛yÓ˚[Rights of Investor]

õ)úï ÏòÓ˚ ÓyãyÓ˚ (Capital Market)

õ)úï ÏòÓ˚ ÓyãyÓ˚ £ú ú!@¿˛ô ÏeÓ˚ (Securities) ÓyãyÓ˚ S£zÑ% ƒ£z!›˛ ~ÓÇ }íV ÎÖy ÏòˆÑ˛y¡ôy!ò ~ÓÇ ¢Ó˚Ñ˛yÓ˚ î#á≈ˆÏõÎ˚yî# xÌ≈ ¢Ç@˘Ã£ Ñ˛Ó˚ˆÏì˛ ˛ôyˆÏÓ˚– ˆüÎ˚yÓ˚ ÓyãyÓ˚(Secondary Market) ~£z ú!@¿˛ô ÏeÓ˚ e´Î˚ !Óe´ ÏÎ˚Ó˚ ≤’y›˛ö˛õ≈ ˜ì˛Ó˚# Ñ˛ ÏÓ˚ ˆîÎ˚–!òÎ˚s˛fÑ˛ !£ˆÏ¢ˆÏÓ SEBI ~ÓÇ RBI ~£z ÓyãyÓ˚ !òÎ˚s˛fí Ñ˛ˆÏÓ˚ ~ÓÇ ~£z ÓyãyˆÏÓ˚Ó˚ÎÌyÎÌ v˛zߨÎ˚ò £ˆÏFäÈ !Ñ˛òy ì˛yÓ˚ ôÎ≈ˆÏÓ«˛ò Ñ˛ˆÏÓ˚ ~ÓÇ !Ó!òˆÏÎ˚yÜÑ˛yÓ˚#ˆÏîÓ˚ !òÓ˚y˛ô_yˆîΖ

ˆüÎ˚yÓ˚ˆÏ£y”˛yÓ˚Ó˚y ≤ÃÑ, ì˛˛ôˆÏ«˛ ˆÑ˛y¡ôy!òÓ˚ õy!úÑ˛– ˆÑ˛y¡ôy!ò ¶˛yˆÏúy¶˛yˆÏÓ ÓƒÓ¢yÑ˛Ó˚ˆÏì˛ ˛ôyÓ˚ˆÏú ì˛yÓ˚y !v˛!¶˛ˆÏv˛[˛ ˛ôyÎ˚ ~ÓÇ ì˛yˆÏîÓ˚ õ)úïˆÏòÓ˚ Ó,!k˛ áˆÏ›˛– xòƒ!îˆÏÑ˛ˆÑ˛y¡ôy!ò Î!î ÖyÓ˚y˛ô ö˛úyö˛ú Ñ˛ˆÏÓ˚ ì˛ˆÏÓ ˆüÎ˚yÓ˚ˆÏ£y”˛yÓ˚ˆÏîÓ˚ !Ó!òˆÏÎ˚yˆÏÜÓ˚ xÇü~õò!Ñ˛ ¢¡ô)í≈ !Ó!òˆÏÎ˚yÜ G§%˛!Ñ˛˛ô)í≈ £Î˚ Á ì˛yÓ˚y «˛!ì˛@˘Ãhfl˛ £Î˚–

ˆüÎ˚yÓ˚ Ï£y”˛yÓ˚ !£ Ï¢ ÏÓ x!ïÑ˛yÓ˚[Rights as a Shareholder]

l ˆüÎ˚yÓ˚ Ór›˛ò xÌÓy ˆüÎ˚yÓ˚ ˆÑ˛òyÓ˚ ãòƒ v z!Õ‘!Öì˛ ¢õˆÏÎ˚Ó˚ õˆÏïƒ ì˛yÓ˚y ˆüÎ˚yÓ˚˛ôy ÏÓò–

l Óy!°Ï≈Ñ˛ ≤Ã!ì˛ ÏÓîò ÎyÓ õ Ïïƒ v zk˛ì≈ ˛ôeñ xyÎӃΠ~ÓÇ !£¢yÓ ôÓ#«˛ ÏÑ˛Ó !Ó Ï ôy≈›˛ÌyˆÏÑ˛ ˆ¢!›˛ ˆüÎ˚yÓ˚ˆÏ£y”˛yÓ˚Ó˚y ˛ôyÓyÓ˚ x!ïÑ˛yÓ˚#–

l ÎÌy¢õˆÏÎ˚ ì˛yÓ˚y ú¶˛ƒyÇü Óy !v˛!¶˛ˆÏv˛r›˛ ˛ôyˆÏÓò–

l ˆÑ˛y¡ôy!òÓ xò% Ïõy!îì˛ ¢% ÏÎyÜ ¢%!Óïy Îõò Óy£z›˛¢‰ (Rights) Óyòy¢ (Bonus)

£zì˛ƒy!î ˛ôy ÏÓò–

l ˆÑ˛y¡ôy!òÓ˚ x!ï@˘Ã£òñ ˆüÎ˚yÓ˚ ò!ÌÓk˛Ñ˛Ó˚í Óy!ì˛ú xÌÓy ˆüÎ˚yÓ˚ ˛ô)òÉe´Î˚£ˆÏú ˆüÎ˚yÓ˚ˆÏ£y”˛yÓ˚Ó˚y ˆ¢£z ¢% ÏÎyÜ ˆ˛ôˆÏÎ˚ ÌyˆÏÑ˛ò–

l ˆÑ˛y¡ôy!òÓ˚ ¢yïyÓ˚í ¢¶˛yÎ˚ xÇü@˘Ã£ò Á ˆ¶˛y›˛≤Ãîyò Ñ˛Ó˚ˆÏì˛ ˛ôyˆÏÓ˚ò–

l ˆÑ˛y¡ôy!òÓ˚ ˆÓ˚!ãfi›˛yv≈˛ x!ö˛ˆÏ¢ !Ó!ïÓk˛ ˆÓ˚!ã‹TyÓ˚ ˛ô!Ó˚îü≈ò Ñ˛Ó˚ˆÏì˛ ˛ôyˆÏÓ˚ò–

11

l ˆÑ˛y¡ôy!òÓ ¢yïyÓí ¢¶˛yÓ !õ!ò›˛ Ó£z ô!Óîü≈ò Ñ˛Ó Ïì˛ ôy ÏÓò ~ÓÇ ì˛yÓ Ñ˛!˛ôÁˆ˛ôˆÏì˛ ôyˆÏÓ˚ò–

l ã%Îyâ% !ÓÓ ¢ ÏD Î%_´ ~ÓÇ !Ó!ò ÏÎyÜÑ˛yÓ#Ó Óı% c˛ô)í≈ òÎ ~õò Ñ˛y¡ôy!òÓ !ÓÓ& Ïk˛x!¶˛ˆÏÎyÜ ãyòyˆÏì˛ ˛ôyˆÏÓ˚ò ~ÓÇ ì˛yÓ˚ ãòƒ ≤Ã!ì˛Ñ˛yÓ˚ â˛y£zˆÏì˛ ˛ôyˆÏÓ˚ò–

l Î!î ˆÑ˛yò ˆ«˛ˆÏe ˆÑ˛y¡ôy!ò ˆÖúy!˛ô (default) £Î˚ ì˛y£ˆÏú ì˛yÓ˚ !ÓÓ˚&ˆÏk˛ˆîÁÎ˚y!ò Á ˆö˛Ôãîy!Ó˚ x!¶˛ˆÏÎyÜ îyˆÏÎ˚Ó˚ Ñ˛Ó˚ˆÏì˛ ˛ôyˆÏÓ˚ò–

l Î!î ˆÑ˛y¡ôy!ò Óı˛ £ˆÏÎ˚ ÎyÎ˚ ì˛y£ˆÏú ˆüÎ˚yÓ˚ˆÏ£y”˛yÓ˚Ó˚y xÓ!ü‹T xÌ≈ ¢¡ôîˆ˛ôˆÏì˛ ôyˆÏÓ˚ò–

!v˛ ÏÓM˛ÈyÓ˚ Ï£y”˛yÓ˚ !£ Ï¢ ÏÓ x!ïÑ˛yÓ˚(Rights as a Debentureholder)

l ¢%î Á ˛ô!Ó˚ Ïüy ÏïÓ˚ xÌ≈ ÎÌy¢õ ÏÎ˚ ˛ôy ÏÓò–

l xò%ˆÏÓ˚yï Ñ˛Ó˚ˆÏú ›˛∆y‹T !v˛v˛ (Trust deed) ~Ó˚ Ñ˛!˛ô ˆ˛ôˆÏì˛ ˛ôyˆÏÓ˚ò–

l !v˛ ÏÓM Èy ÏÓÓ xÌ≈ ô!Ó Ïüy ÏïÓ !î Ïò xÌ≈ !î Ïì˛ òy ôyÓ Ïú CLB Ó Ñ˛y ÏäÈ xy ÏÓîòÑ˛Ó˚ˆÏì˛ ôyˆÏÓ˚ò–

l ˆÑ˛y¡ôy!ò ì˛yÓ˚ }í ˛ô!Ó˚ˆÏüyï Ñ˛Ó˚ˆÏì˛ òy ˛ôyÓ˚ˆÏú ˆÑ˛y¡ôy!ò Óı˛ Ñ˛Ó˚yÓ˚ ãòƒxyˆÏÓîò Ñ˛Ó˚ˆÏì˛ ˛ôyˆÏÓ˚ò–

l x!¶˛ ÏÎy ÏÜÓ˚ ãòƒ Debenture Trustee ˆÑ˛ ãyòyˆÏì˛ ˛ôyˆÏÓ˚ò–

ú!@¿˛ôe ˛ôyÁÎ˚yÓ˚ ãòƒ ˆe´ì˛y/!Ó Ïe´ì˛yÓ˚ x!ïÑ˛yÓ˚(Rights as a buyer/seller of securities to get)

l ¢ ÏÓ≈y_õ îyõ

l îy ÏõÓ˚ ≤Ãõyí / ˆÓ yÑ˛yÓ˚ ÏîÓ˚ ÖÓ˚â˛

l ›˛yÑ˛y/ ˆüÎ˚yÓ˚ ÎÌy¢õˆÏÎ˚

l ˆÓ yÑ˛yÓ xÌÓy !v˛˛ô!ã›˛y!ÓÓ Ñ˛yäÈ Ì ÏÑ˛ ÎÌy¢õ ÏÎ !ÓÓÓí# ôyÁÎyÓ x!ïÑ˛yÓ#–

ú!@¿˛ô Ïe ˆe´ì˛y / !Ó Ïe´ì˛yÓ˚ îyÎ˚Ók˛ì˛y(Obligations as a buyer/seller of securities)

l ˆÓ yÑ˛yÓ˚ !v˛ˆÏ˛ôy!ã›˛y!Ó˚Ó˚ ¢yˆÏÌ ÎÌyÎ̶˛yˆÏÓ â% !_´Ók˛ £ò–

12

l ˜Óï â% !_´˛ôe Ñ˛y ÏäÈ Ó˚yÖ%ò–

l ÎÌy¢õ ÏÎ˚ xÌ≈ ˛ô!Ó˚ Ïüyï Ñ˛Ó˚&ò–

l ÎÌy¢õˆÏÎ˚ ˆüÎ˚yÓ˚ £hfl˛yhs˛Ó˚ Ñ˛Ó˚&ò–

≤Ã!ì˛Ñ˛y ÏÓ˚Ó˚ x!ïÑ˛yÓ˚ (Rights of redressal)

l ≤Ãì˛yÓ˚íyõ)úÑ˛ îyõ

l x¢yï% îyúyú# ÖÓ˚â˛

l ˆî!Ó˚ˆÏì˛ ˆüÎ˚yÓ˚/ ›˛yÑ˛y ˛ôyÁÎ˚y–

!Ó!ò ÏÎ˚yÜÑ˛yÓ˚# !£ Ï¢ ÏÓ xy˛ôòyÓ˚ Ñ˛ì≈ Óƒ(As an investor, your responsibility)

l ¢Ó≈îy ÖÓÓ˚yÖÓÓ˚ Ó˚yÖ ÏÓò–

l ¢Ó≈îy ¢ãyÜ ÌyÑ˛ ÏÓò–

l !ò ÏãÓ˚ x!ïÑ˛yÓ˚ ~Ñ˛Ñ˛¶˛y ÏÓ xÌÓy ˆÎÔ̶˛y ÏÓ ≤à ÏÎ˚yÜ Ñ˛Ó˚ ÏÓò–

!Ñ˛ Ñ˛Ó˚ ÏÓò ~ÓÇ !Ñ˛ Ñ˛Ó˚ ÏÓò òy[Do’s and Don’ts]

≤ÃyÌ!õÑ˛ ÓyãyÓ˚ (Primary Market)

!Ñ˛ Ñ˛Ó˚ ÏÓò (Do’s)

3 ˛˛!ÓÓÓí˛ôe (Prospectus)/ ¢Ç!«˛Æ !ÓÓÓí˛ôe õ Ïòy ÏÎyÜ !î ÏÎ ôv Yò– !Ó Ïü°Ïì˛3 G§%˛!Ñ˛ ¢¡ô!Ñ≈˛ì˛ !Ó°ÏÎ˚

3 ˆ≤ÃyˆÏõy›˛yÓ˚ˆÏîÓ˚ ôy!Ó˚˛ôy!Ÿª≈Ñ˛ xÓfl˛iy

3 ˆÑ˛y¡ôy!òÓ˚ £z!ì˛£y¢3 Ó ÏÑ˛Î˚y õyõúy ~ÓÇ ˆÖúy˛ô

3 xy!Ì≈Ñ˛ !ÓÓÓ˚í#

3 £z¢%ƒÓ˚ v z Ïjüƒ3 £z¢%ƒ ≤Ãy£z Ï¢Ó˚ !¶˛!_

3 xy ÏÓîò Ñ˛Ó˚yÓ˚ !ò Ïî≈üyÓú#–

13

3 Î!î ˆÑ˛yˆÏòy ¢ˆÏ®£ Óy ¢õ¢ƒy £Î˚ñ ì˛y£ˆÏú xö˛yÓ˚ÈÙÈv˛Ñ%˛ˆÏõˆÏr›˛ v˛z!Õ‘!Öì˛Compliance Officer ~Ó˚ ¢y ÏÌ ÎyÜy ÏÎyÜ Ñ˛Ó˚&ò–

3 Î!î !ò!î≈‹T ¢õ ÏÎ˚Ó˚ õ Ïïƒ xy˛ôòyÓ˚ Demat Account-~ ›˛yÑ˛y ãõy òy ˛ôˆÏv˛¸xÌÓy xyˆÏÓîˆÏòÓ˚ xÌ≈ ˆö˛Ó˚Í òy ˛ôyòñ ì˛Öò xy˛ô!ò !Ó!úÑ˛yÓ˚# ˆÑ˛y¡ôy!òÓ˚Compliance Officer ~Ó Ñ˛y ÏäÈ x!¶˛ ÏÎyÜ îy ÏÎÓ Ñ˛Ó Ïì˛ ôy ÏÓò ~ÓÇ üÎyÓ!Ó!ú ˛ôÓ˚Óì≈˛# !úv‰ ÈÙÈ õƒyˆÏòãyˆÏÓ˚Ó˚ Ñ˛yˆÏäÈ x!¶˛ˆÏÎyÜ ãyòyˆÏì˛ ˛ôyˆÏÓ˚ò–

!Ñ˛ Ñ˛Ó˚ ÏÓò òy [Don’ts]

5 ˆüÎ˚yÓ˚ !Ó!úÑ˛yÓ˚# ˆÑ˛y¡ôy!òÓ˚ Óy xòƒ ˆÑ˛yò Óƒ!_´Ó˚ ˆîÁÎ˚y !ò!£ì˛/!Ó°Ïî≤Ã!ì˛◊&!ì˛Ó˚ myÓ˚y ≤ö˛y!Óì˛ £ˆÏÓò òy–

5 ˛ôv˛¸!ì˛ ÓyãyˆÏÓ˚Ó˚ v˛z˛ôÓ˚ !¶˛!_ Ñ˛ˆÏÓ˚ ÓyãyÓ˚ ¢)â˛Ñ˛ xÌÓy ~Ñ˛£z !üˆÏ“Ó˚ ˆÑ˛yˆÏòyˆÑ˛y¡ôy!òÓ˚ ˆüÎ˚yˆÏÓ˚Ó˚ xÌÓy ~Ñ˛£z @˘Ã&ˆÏ˛ôÓ˚ ˆÑ˛y¡ôy!òÓ˚ îyˆÏõÓ˚ v˛z˛ôÓ˚ !¶˛!_Ñ˛ˆÏÓ˚ !Ó!òˆÏÎ˚yÜ Ñ˛Ó˚ˆÏÓò òy–

5 ˆüÎ˚yÓ˚ ò!ÌÓk˛ Ñ˛Ó˚yÓ˚ ¢yˆÏÌ ¢yˆÏÌ ì˛yÓ˚ îyõ Ó,!k˛Ó˚ ≤Ãì˛ƒyüy Ñ˛Ó˚ˆÏÓò òy–

ˆüÎ˚yÓ˚ ÓyãyÓ˚/ˆÜÔí ÓyãyÓ˚ (Secondary Market)

!Ñ˛ Ñ˛Ó˚ ÏÓò (Do’s)

3 !Ó!ò ÏÎy ÏÜÓ ô) ÏÓ≈ Ñ˛y¡ôy!òÓ !ÓŸªy¢ ÏÎy܃ì˛yñ ÓƒÓfl iy˛ôòyñ xy!Ì≈Ñ˛ xÓfl iy ~ÓÇ¢y¡±!ì˛Ñ˛ ì˛Ìƒñ xòƒyòƒ !òÎ˚s˛fí ¢Çe´yhs˛ ˆÎ ¢õhfl˛ !Ó°ÏÎ˚ ≤ÃÑ˛y!üì˛ £ˆÏÎ˚ˆÏäȈ¢=!ú î ÏÖ òÁÎy îÓÑ˛yÓ– ~£z Ñ˛y¡ôy!ò ~ÓÇ fi›˛Ñ˛ ~: ÏⲠÏOÓ Á ÏÎÓ¢y£z›˛ñ!Ó!¶˛ß¨ ¶˛[˛yÓ˚ˆÏîÓ˚ v˛›˛yˆÏÓ¢ñ !òv zã ˛ô˛ôyÓ˚ñ õƒyÜy!ãò ̈ÏÑ˛ ~£z ¢¡ô!Ñ≈˛ì˛ì˛Ìƒ ˛ôyÁÎ˚y Îy ÏÓ–

3 ¢õhfl˛ ïÓ˚ ÏíÓ˚ !Ó!ò ÏÎ˚y ÏÜ G§% !Ñ˛ Ìy ÏÑ˛– xy˛ôòyÓ˚ !Ó!ò ÏÎ˚yÜ Ñ˛Ôüú Îò !Ó!¶˛ß¨ïÓ˚ ÏíÓ˚ G§% !Ñ˛ Ó£ò Ñ˛Ó˚ Ïì˛ ôy ÏÓ˚ ¢£z ïÓ˚ ÏíÓ˚ !Ó!ò ÏÎ˚yÜ Ñ˛Ôüú @˘Ã£í Ñ˛Ó˚ ÏÓò–

3 !Ó!òˆÏÎ˚yˆÏÜÓ˚ !¢k˛yhs˛ @˘Ã£ˆÏíÓ˚ ô)ˆÏÓ≈ !Ó!òˆÏÎ˚yˆÏÜÓ˚ ≤Ãyö˛y£zú ̈ÏÑ˛ G§%˛!Ñ˛ñ ≤Ãy!Æñì˛yÓ˚úƒ ~ÓÇ ¢%Ó˚«˛y ¢¡ô!Ñ≈˛ì˛ !Ó°ÏÎ˚ õ)úƒyÎ˚í Ñ˛Ó˚ˆÏÓò–

3 ÷ï%õye ˆ¢!Ó !òÓı˛#Ñ, ì˛ fi›˛Ñ˛ ~: ÏⲠÏO ˆúò Ïîò Ñ˛Ó˚&ò–

3 ˆÓ yÑ˛yˆÏÓ˚Ó˚ Ñ˛yˆÏäÈ xƒyÑ˛yv˛zr›˛ ÖyúyÓ˚ ô)ˆÏÓ≈ !òÎ˚õyÓú# Îb ¢£Ñ˛yˆÏÓ˚ ôv˛Yò ~ÓÇ≤à ÏÎ˚yãò#Î˚ !òÎ˚õyÓú# õ Ïò â˛ú%ò SˆÎõò Client registration, client trade

member registration)–

14

3 “Know your client’ â%˛!_´ˆÏì˛ fl˛∫y«˛Ó˚ Ñ˛Ó˚&ò–

3 ˆÓ yÑ˛yÓ˚/¢yÓ‰ ˆÓ yÑ˛yÓ˚/!v˛. !˛ô ˆÑ˛ ˛ô!Ó˚fl˛ÒyÓ˚ ~ÓÇ fl˛∫FäÈ !òˆÏî≈ü ˆîˆÏÓò–

3 ≤Ã!ì˛!›˛ ˆúòˆÏîò â% !_´˛ôˆÏeÓ˚ õyÏõ Ñ˛Ó˚yÓ˚ ˆâ˛‹Ty Ñ˛Ó˚ˆÏÓò– â% !_´˛ôe ˛ôyÓyÓ˚¢yˆÏÌ ¢yˆÏÌ ˆ¢=!ú !Óhfl˛y!Ó˚ì˛ ¶˛yˆÏÓ Îyâ˛y£z Ñ˛Ó˚ˆÏÓòñ Î!î ˆÑ˛yˆÏòy ¢ˆÏ®£ £Î˚ñì˛y£ˆÏú fi›˛Ñ˛ ~:ˆÏâ˛ˆÏOÓ˚ ÁˆÏÎ˚Ó¢y£z›˛ ˆÌˆÏÑ˛ ˆ¢=!ú ˛ô%òÓ˚yÎ˚ Îyâ˛y£z Ñ˛Ó˚ˆÏÓò–

3 !òï≈!Ó˚ì˛ ¢õ ÏÎ˚Ó˚ õ Ïïƒ ≤à ÏÎ˚yãò#Î˚ õy!ã≈ò xÌ≈ ≤Ãîyò Ñ˛Ó˚&ò–

3 !ò!î≈‹T ¢õ ÏÎ˚Ó˚ õ Ïïƒ ÈÙÙÙÈ !Ó!e´Ó˚ «˛ Ïe üÎ˚yÓ˚ xÌÓy !v˛ Ï ôy!¢›˛yÓ˚# !fl ‘ ô x˛ô≈òÑ˛Ó˚&ò ~ÓÇ e´ ÏÎ˚Ó˚ ˆ«˛ Ïe xÌ≈ ˛ô!Ó˚ Ïüyï Ñ˛Ó˚&ò–

3 ˆÑ˛Óúõye xò% Ïõy!îì˛ Óƒ!_´ ÏÑ˛ îyúyú# xÌ≈ xÌÓy õy!ã≈ò xÌ≈ ˆî ÏÓò–

3 õy!ã≈ò x ÏÌ≈Ó ãòƒ ¢£ ÏÎyÜ# ãõyÓ (Collateral deposit) Ó!¢î ¢Ç@˘Ã£ Ñ˛Ó&ò–

3 !v˛.!˛ô.Ó˚ Ñ˛yäÈ Ì ÏÑ˛ ≤ÃyÆ úò Ïîò ~ÓÇ ì˛Ìƒ¢Çe´yhs˛ !ÓÓÓ˚í# !òÓ˚#«˛í Ñ˛Ó˚&ò–

3 !v˛.!˛ô.Ó˚ Ì ÏÑ˛ ≤ÃyÆ Delivery Instruction Slips (DIS) Book Îb ¢£Ñ˛y ÏÓÓƒÓ£yÓ˚ Ñ˛Ó˚&ò– DIS ~Ó˚ òy¡∫yÓ˚ ˛ô)ˆÏÓ≈£z äÈy˛ôyˆÏòy xyˆÏäÈ !Ñ˛òy ~ÓÇ Client ID

òy¡∫yÓ˚ ˛ô)ˆÏÓ≈£z ‹Tƒy¡ô Ñ˛Ó˚y xyˆÏäÈ !Ñ˛òy ˆîˆÏÖ ˆòˆÏÓò–

3 Î!î xy˛ô!ò ¢Óy¢!Ó úò Ïîò òy Ñ˛ ÏÓòñ ì˛y£ Ïú xy˛ôòyÓ !v˛õƒy›˛ xƒyÑ˛yv zr›˛!›˛Freezing Ñ˛Ó˚yÓ˚ ¢%ˆÏÎyÜ !òˆÏì˛ ˛ôyˆÏÓ˚ò–

3 !Ó!òˆÏÎ˚yÜ ¢Çe´yhs˛ ¢õhfl˛ ò!Ì Îb ¢£Ñ˛yˆÏÓ˚ Ó˚yÖ%ò– !Ó!òˆÏÎ˚yˆÏÜÓ˚ ˛ô) ÏÓ≈ ˆÑ˛yˆÏòy!Ó°ÏÎ˚ ¢¡ô ÏÑ≈ ¢ Ï®£ £ Ïú ≤ß¿ Ñ˛Ó˚&ò–

!Ñ˛ Ñ˛Ó˚ ÏÓò òy (Don’ts)

5 G§%˛!Ñ˛ ¢¡∫!úì˛ !Ó!òˆÏÎ˚yˆÏÜÓ˚ !Ó°ÏÎ˚!›˛ !£¢yˆÏÓÓ˚ õˆÏïƒ Ó˚yÖˆÏì˛ ¶%˛úˆÏÓò òy–

5 ÓyãyÓ˚ Ó!£¶)≈˛ì˛ ˆúòˆÏîò Ñ˛Ó˚ˆÏÓò òy–

5 x!òÓı˛#Ñ, ì˛ õïƒhfl˛ì˛yÑ˛yÓ˚#ˆÏîÓ˚ ¢yˆÏÌ Ñ˛yÓ˚ÓyÓ˚ Ñ˛Ó˚ˆÏÓò òy–

5 ˆÑ˛yˆÏòy ïÓ˚ˆÏíÓ˚ xÓyhfl˛Ó Óy !ò!ÿ˛ì˛ xyˆÏÎ˚Ó˚ ≤Ã!ì˛◊&!ì˛Ó˚ ö§˛yˆÏî ˛ôy ˆîˆÏÓò òy–5 =ãÓñ !›˛˛ô¢ xÌÓy òyòy ïÓ˚ˆÏíÓ˚ ã“òyÓ˚ !¶˛!_ˆÏì˛ !Ó!òˆÏÎ˚yÜ Ñ˛Ó˚ˆÏÓò òy–5 £‡˛yÍ Ñ˛ ÏÓ úò Ïîò Ó Ïv˛ ÎyÁÎy Óy üÎy ÏÓÓ îyõ Ó Ïv˛ ÎyÁÎy Óy Üíõyïƒ Ïõ

~Ó˚ ôˆÏ«˛ Ñ˛yˆÏòy Ü“ Óy xy!›≈˛ˆÏÑ˛ˆÏúÓ˚ myÓ˚y ≤ö˛y!Óì˛ £ˆÏÎ˚ xy!Ì≈Ñ˛ ¶˛yˆÏÓ î%Ó≈úˆÑ˛y¡ôy!òÓ˚ ˆüÎ˚yÓ˚ !Ñ˛òˆÏÓò òy–

5 õyò% Ï°ÏÓ˚ ˆîÔv ¸yˆÏòyˆÏÑ˛/Ü!ì˛ˆÏÑ˛ xò%¢Ó˚í Ñ˛ˆÏÓ˚ !Ó!òˆÏÎ˚yÜ Ñ˛Ó˚ˆÏÓò òy–

15

5 !›˛!¶˛ â˛ƒyˆÏòúñ ÁˆÏÎ˚Ó¢y£z›˛ñ ~¢‰.~õ‰ ~¢‰ ≤Ãî_ v z ôˆÏîü xˆÏı˛Ó˚ õˆÏì˛y !ÓŸªy¢Ñ˛ˆÏÓ˚ !Ó!òˆÏÎ˚yÜ Ñ˛Ó˚ˆÏÓò òy–

5 Óı%˛fl˛iyò#Î˚ !Ó!òˆÏÎ˚yÜÑ˛yÓ˚#Ó˚ â˛y˛ô xÌÓy ÎyÓ˚y !Ó!òˆÏÎ˚yÜ ˆÌˆÏÑ˛ õ%òyö˛y xã≈òÑ˛ˆÏÓ˚ˆÏäÈ ì˛yˆÏîÓ˚ !Ó!òˆÏÎ˚yÜ ˆÌˆÏÑ˛ xı˛ xò%¢Ó˚í Ñ˛Ó˚ˆÏÓò òy–

5 Óyãy ÏÓ˚Ó˚ ¢õÎ˚ !ò ÏÎ˚ ¶˛yÓ ÏÓò òy–5 ¢Ó˚Ñ˛yÓ˚# ~ˆÏã!™ Ñ˛ì≈, Ñ˛ ≤Ãî_ ˆÑ˛y¡ôy!òÓ˚ ˆÑ˛yò !ӰψÏÎ˚ xò% Ïõyîòñ !òÓı˛ò

ÎyÓ˚ xòƒ v˛zˆÏjüƒ ÌyÑ˛ˆÏì˛˛ ˛ôyˆÏÓ˚ñ ì˛yÓ˚ myÓ˚y ≤ÈÏÓ˚y!â˛ì˛ £ˆÏÓò òy–5 ˆÑ˛y¡ôy!òÓ˚ xy!Ì≈Ñ˛ xÓfl˛iyÓ˚ !ÓK˛y˛ôò ˆîˆÏÖ ≤ö˛y!Óì˛ £ˆÏÓò òy–5 Üíõyïƒõ ≤Ãâ˛y!Ó˚ì˛ ˆÑ˛y¡ôy!òÓ˚ v zߨ!ì˛ xˆÏı˛Ó˚ õˆÏì˛y !ÓŸªy¢ Ñ˛Ó˚ˆÏÓò òy–5 xy˛ôòyÓ˚ !Ó!òˆÏÎ˚yˆÏÜÓ˚ Post dated cheque ~Ó˚ õyÏõ !ò!ÿ˛ì˛ ≤Ãy!ÆÓ˚

܃yÓ˚y!r›˛Ó˚ myÓ˚y ≤ÈÏÓ˚y!â˛ì˛ £ˆÏÓò òy–5 xy˛ôòyÓ˚ ˆÑ˛yˆÏòy ¢ˆÏ®£ Óy x!¶˛ˆÏÎyÜ ÌyÑ˛ˆÏú ì˛yÓ˚ ≤Ã!ì˛Ñ˛yˆÏÓ˚Ó˚ ãòƒ v z ôÎ%_´

Ñ˛ì≈,˛˛ôˆÏ«˛Ó˚ Ñ˛yˆÏäÈ ˆÎˆÏì˛ ¢ÇˆÏÑ˛yⲠˆÓyï Ñ˛Ó˚ˆÏÓò òy–5 Ñ˛Ö Ïòy£z xy˛ôòyÓ !v˛õƒy›˛ xƒyÑ˛yv z Ïr›˛Ó Delivary Instruction Slip ~ Blank

¢£z Ñ˛ ÏÓ˚ Ó˚yÖ ÏÓò òy–

5 Ñ˛ÖˆÏòy£z Blank ¢£z Ñ˛Ó˚y DIS xy˛ôòyÓ˚ D.P. Óy ˆÓ yÑ˛yÓ˚ˆÏÑ˛ ˆîˆÏÓò òy–

ˆÓ yÑ˛yÓ˚ ~ÓÇ ¢yÓÈÙȈӠyÑ˛y ÏÓ˚Ó˚ ¢y ÏÌ Ñ˛yÓ˚ÓyÓ˚(Dealing with Brokers and Sub-brokers)

!Ñ˛ Ñ˛Ó˚ ÏÓò (Do’s)

3 ~Ñ˛õye SEBI !òÓı˛#Ñ, ì˛ ˆÓ yÑ˛yÓ˚/¢yÓÈÙȈӠyÑ˛yÓ˚ˆÏîÓ˚ ¢ˆÏD Ñ˛yÓ˚ÓyÓ˚ Ñ˛Ó˚ˆÏÓò–Îyâ˛y£z Ñ˛ˆÏÓ˚ ˆòˆÏÓò ì˛yˆÏîÓ˚ ˜Óï SEBI !òÓı˛ò ¢y!›≈˛!ö˛ˆÏÑ˛›˛ xyˆÏäÈ !Ñ˛òy–

3 ˆÑ˛ xy˛ôòyÓ˚ £ˆÏÎ˚ xv≈˛yÓ˚ !îˆÏFäÈ ì˛y ˛ô!Ó˚‹ÒyÓ˚ Ñ˛ˆÏÓ˚ ãyòˆÏÓò ~ÓÇ xy˛ôòyÓ˚ˆÓ yÑ˛yÓ˚/¢yÓÈÙȈӠyÑ˛yÓ˚ˆÏÑ˛ ˛ô!Ó˚‹ÒyÓ˚ Á fl ∫FäÈ !òˆÏî≈ü !îò–

3 e´Î˚ !Óe´ˆÏÎ˚Ó˚ ˛ô)ˆÏÓ≈ ˆÓ yÑ˛yÓ˚ˆÏÑ˛ Ñœ˛yˆÏÎ˚r›˛ ˆÓ˚!ãfl˛T…üyò ö˛õ≈ ~ ¢£z Ñ˛Ó˚yÓ˚ ãòƒ≤ö˛y!Óì˛ Ñ˛Ó˚&ò–

3 xy˛ôòyÓ˚ Ó yÑ˛yÓ˚/¢yÓ Ó yÑ˛y ÏÓ˚Ó˚ ¢ ÏD !Ñ˛ !Ñ˛ üì≈ £ ÏÎ˚ ÏäÈ â% !_´ Ïì˛ ì˛y ô!Ó˚‹ÒyÓ˚Ñ˛ ÏÓ˚ !úÖ%ò–

3 ¢£z Ñ˛Ó˚yÓ˚ ˛ô) ÏÓ≈ â% !_´ Á G§% !Ñ˛ ≤ÃÑ˛yü î!úú õˆÏòyˆÏÎyÜ !îˆÏÎ˚ ˛ôv Yò–

16

3 xy˛ô!ò !ò!ÿ˛ì˛ £ò Î â% !_´Ó ≤Ã!ì˛!›˛ ôyì˛yÎ xy˛ô!ò ¢£z Ñ˛ ÏÓ ÏäÈò ~ÓÇ Ó yÑ˛yÓÁ ì˛yÓ˚ xò% Ïõy!îì˛ Óƒ!_´Á Ñ˛ˆÏÓ˚ˆÏäÈ– ˙ â% !_´˛ôe!›˛ ÎyÓ˚y ¢y«˛# !£ˆÏ¢ˆÏÓ ¢£zÑ˛ˆÏÓ˚ˆÏäÈ ì˛yˆÏîÓ˚ òyõ Á !‡˛Ñ˛yòy xyˆÏäÈ !Ñ˛òy ˆîˆÏÖ ˆòˆÏÓò–

3 ˆúòˆÏîˆÏòÓ˚ 24 ár›˛yÓ˚ õ Ïïƒ ˜Óï â% !_´ ˛ôe/Ñ˛òö˛yõ≈ Ïõüò ˆõ Ïõy ÓƒÓ¢yÓ˚ãòƒ ˆîÓyÓ˚ ÓƒÓfl˛iy Ñ˛Ó˚ Ïì˛ ≤ö˛y!Óì˛ Ñ˛Ó˚ ÏÓò–

3 ÎÖò£z xy˛ô!ò õ)ú â%˛!_´˛ôe ˛ôyˆÏÓòñ ˆîˆÏÖ ˆòˆÏÓò ˆÓ yÑ˛yˆÏÓ˚Ó˚ Ñ˛yˆÏäÈ Ó˚yÖyv%˛!≤’ˆÏÑ˛›˛ â%˛!_´˛ôe / Ñ˛òö˛yõ≈ˆÏõüò ˆõˆÏõyˆÏì˛ ¢£z £ˆÏÎ˚ˆÏäÈ !Ñ˛òy–

3 ≤Ã!ì˛!›˛ ˆúò Ïîò ¢õy!ÆÓ˚ ˛ôÓ˚ !Óú ˆîÁÎ˚yÓ˚ ãòƒ Óú ÏÓò–

3 â% !_´˛ôe ˆÓ yÑ˛yˆÏÓ˚Ó˚ òyõñ ˆúòˆÏîˆÏòÓ˚ ¢õÎ˚ ~ÓÇ ò¡∫Ó˚ñ ˆúòˆÏîˆÏòÓ˚ xÌ≈ ~ÓLjӠyÑ˛yˆÏÓ˚Ó˚ !ö˛ ˛ô!Ó˚‹ÒyÓ˚ Ñ˛ˆÏÓ˚ ˆúÖy xyˆÏäÈ !Ñ˛òy ì˛y !ò!ÿ˛ì˛ Ñ˛Ó˚ˆÏÓò–

3 !ò!î≈‹T ¢õÎ˚ ˛ôÓ˚ ˛ôÓ˚ !£¢y ÏÓÓ˚ !ÓÓÓ˚í# ˆîÁÎ˚yÓ˚ ãòƒ Óú ÏÓò–

3 ˆâ˛Ñ˛/v»˛yö‰ ›˛ ˆÑ˛Óúõye ˆÓ yÑ˛yÓ˚ ~Ó˚ ÓƒÓ¢yÓ˚ òyˆÏõ £z¢%ƒ Ñ˛Ó˚ˆÏÓò–

3 ˛ô!Ó˚ˆÏüyˆÏïÓ˚ 48 ár›˛yÓ˚ õˆÏïƒ ≤ÃîyˆÏòÓ˚ Ó˚!¢î ˆ˛ôˆÏÎ˚ˆÏäÈò !Ñ˛òy !ò!ÿ˛ì˛ Ñ˛Ó˚&ò–

3 Î!î ˆÑ˛yò ¢ Ï®£ Óy !ÓÓyî ˆîÖy ÎyÎ˚ !ò!î≈‹T ¢õ ÏÎ˚Ó˚ õ Ïïƒ õïƒfl˛iì˛yÑ˛yÓ˚#/‹TÑ˛~: Ïâ˛O/ ˆ¢!ÓÓ˚ Ñ˛y ÏäÈ x!¶˛ ÏÎyÜ îy ÏÎ˚Ó˚ Ñ˛Ó˚&ò–

3 fi›˛Ñ˛ ~:ˆÏâ˛O/ˆ¢!Ó Ñ˛ì≈, Ñ˛ ≤ÃÑ˛y!üì˛ !òÎ˚õ Ñ˛yò%òñ Ó˚=ˆÏúüyò ~ÓÇ ¢yÑ≈% úyÓ˚¢¡ô ÏÑ≈ ¢Ó≈îy ÁÎ˚y!Ñ˛Ó£yú ÌyÑ% ò–

3 ≤Ã!ì˛!òÎ˚ì˛ !v˛õƒy›˛ xƒyÑ˛yv˛zˆÏr›˛ xy˛ôòyÓ˚ ˆ˛ôy›≈˛ˆÏö˛y!úÁÓ˚ xÓfl˛iy ˆãˆÏò !òò–

3 ˆÑ˛yò ˆüÎ˚yÓ˚ ˆÑ˛òyÓ˚ xyˆÏÜ !ò!ÿ˛ì˛ ˆ£yò ˆÎ xy˛ôòyÓ˚ ˛ôÎ≈yÆ xÌ≈ xyˆÏäÈ–

3 ˆüÎ˚yÓ˚ !Ó!e´Ó˚ xyˆÏÜ !ò!ÿ˛ì˛ ˆ£yò ˆÎ xy˛ôòyÓ˚ Ñ˛yˆÏäÈ ˆüÎ˚yÓ˚ xyˆÏäÈ–

!Ñ˛ Ñ˛Ó ÏÓò òy (Don’ts)

5 xÈÙÈ!òÓı˛#Ñ,˛ì˛ ˆÓ yÑ˛yÓ˚/¢yÓ ˆÓ yÑ˛yÓ˚ xÌÓy õïƒfl˛iì˛yÑ˛yÓ˚#ˆÏîÓ˚ ¢ˆÏD ÓƒÓ¢yÑ˛Ó˚ ÏÓò òy–

5 ¢õhfl˛ üì˛y≈Óú# òy ãyòy ôÎ≈hs˛ Ñ˛yò õïƒfl˛iì˛yÑ˛yÓ˚#Ó˚ ¢ˆÏD â% !_´ˆÏì˛ ÎyˆÏÓò òy–

5 Ñ˛Öò£z xy˛ôòyÓ˚ !v˛õƒy›˛ ›˛∆yò¢yÑ˛üyò !fl˛‘˛ô Ó£z ˆÓ yÑ˛yÓ˚ Óy ¢yÓÈÙȈÏÓ yÑ˛yˆÏÓ˚Ó˚Ñ˛yˆÏäÈ Ó˚yÖˆÏÓò òy–

5 Îì˛£z ˆÓ yÑ˛yÓ˚/¢yÓÈÙȈÏÓ yÑ˛yÓ˚ xy˛ôòyÓ˚ ˛ô!Ó˚!â˛ì˛ ˆ£yÑ˛ òy ˆÑ˛ò ˆúòˆÏîò¢Çe´yhs˛ ¢õhfl˛ ò!Ì !ò Ïì˛ ¶% ú ÏÓò òy–

17

!õv zâ% ƒÎ˚yú ö˛yu˛ (Mutual Fund)

!Ñ˛ Ñ˛Ó˚ ÏÓò (Do’s)

3 !Ó!òˆÏÎ˚yˆÏÜÓ˚ ˛ô)ˆÏÓ≈ xö˛yÓ˚ v˛Ñ%˛ˆÏõr›˛ õˆÏòyˆÏÎyÜ !îˆÏÎ˚ ˛ôv˛Yò–

3 õˆÏò Ó˚yÖˆÏÓò !õv˛zâ%˛ƒÎ˚yú ö˛yˆÏu˛ !Ó!òˆÏÎ˚yÜ ¢Ó≈îy G§%˛!Ñ˛˛ô)í≈ ˆ¢ãòƒ ¢Ó≈îyúy ϶˛Ó˚ xyüy Ñ˛Ó˚ ÏÓò òy–

3 !Ó!òˆÏÎ˚yˆÏÜÓ˚ v˛zˆÏjüƒ Á G§%˛!Ñ˛ !Óâ˛yÓ˚ Ñ˛ˆÏÓ˚ ˆÑ˛yˆÏòy fl˛Ò#ˆÏõ !Ó!òˆÏÎ˚yÜ Ñ˛Ó˚&ò–

3 õˆÏò Ó˚yÖˆÏÓò ˆÑ˛yˆÏòy fl˛Ò#ˆÏõÓ˚ xì˛#ˆÏì˛Ó˚ ¶˛yˆÏúy xy!Ì≈Ñ˛ xÓfl˛iyñ Èfl˛Ò#ˆÏõÓ˚¶˛!Ó°ÏƒÍ xÓfl˛iy ˆÑ˛õò £ˆÏÓ ì˛y ¢Ó≈îy £z!Dì˛ Ñ˛ˆÏÓ˚ òy– ~õò!Ñ˛ xì˛#ˆÏì˛Ó˚¶˛yˆÏúy xÓfl˛iy ¶˛!ӰσˆÏì˛ ¶˛yˆÏúy òyÁ ÌyÑ˛ˆÏì˛ ˛ôyˆÏÓ˚–

3 ˆÎ fl˛Ò#ˆÏõ xy˛ô!ò !Ó!òˆÏÎ˚yÜ Ñ˛ˆÏÓ˚ˆÏäÈò ì˛yÓ˚ NAV-~Ó˚ õ)úƒ ¢Ó≈îy ˆã ÏòÓ˚yÖyÓ˚ ˆâ˛‹Ty Ñ˛Ó˚&ò–

3 xy˛ôòyÓ˚ !Ó!ò ÏÎ˚y ÏÜÓ˚ xÌÓy !Ó!e´Ó˚ ~Ñ˛!›˛ !£¢yÓ !ÓÓÓ˚í# ˆ˛ô ÏÎ˚ ÏäÈò !Ñ˛òy!ò!ÿ˛ì˛ Ñ˛Ó˚&ò–

!Ñ˛ Ñ˛Ó˚ ÏÓò òy (Don’ts)

5 ˆÑ˛v˛z xy˛ôòyˆÏÑ˛ Ñ˛!õüò !Ñ˛ÇÓy ˆÑ˛yò v˛z˛ô£yÓ˚ !îˆÏú£z ˆÑ˛yˆÏòy fl˛Ò#ˆÏõ!Ó!ò ÏÎ˚yÜ Ñ˛Ó˚ ÏÓò òy–

5 ÷ï%õye !õv zâ% ƒÎ˚yú ö˛yu˛/fl˛Ò#ˆÏõÓ˚ òyõ ˆîˆÏÖ !Ñ˛òˆÏì˛ xy@˘Ã£# £ˆÏÓò òy–

5 ÷ï%õye xì˛#ˆÏì˛Ó˚ ¶˛yˆÏúy xy!Ì≈Ñ˛ xÓfl˛iy ˆîˆÏÖ ¶˛!Ó°ÏƒÍ xyÎ˚ ¶˛yˆÏúy £ˆÏì˛˛ôyˆÏÓ˚ ~£z ≤Ãì˛ƒyüyÎ˚ ˆÑ˛yò fl˛Ò#ˆÏõ/!õv˛zâ%˛ƒÎ˚yú ö˛yˆÏu˛ !Ó!òˆÏÎ˚yÜ Ñ˛Ó˚ˆÏÓò òy–

5 ¶% úˆÏÓò òy ˆÎ ≤Ã!ì˛!›˛ !Ó!òˆÏÎ˚yÜ£z G§% !Ñ˛ ¢¡∫!úì˛–

5 xy˛ôòyÓ˚ ¢ˆÏ®£/x!¶˛ˆÏÎyÜ ÌyÑ˛ˆÏú ÎÌyÎÌ Ñ˛ì≈, ˛ôˆÏ«˛Ó˚ Ñ˛yˆÏäÈ ≤Ã!ì˛Ñ˛yÓ˚â˛y£zˆÏì˛ !mïyˆÏÓyï Ñ˛Ó˚ˆÏÓò òy–

5 AMFI !òÓı˛#Ñ, ì˛ òÎ˚ ~õò ˆÑ˛yò ~ Ïãr›˛/ˆÓ yÑ˛y ÏÓ˚Ó˚ ¢ ÏD ÓƒÓ¢y Ñ˛Ó˚ ÏÓòòy–

˛ô)íÉe´Î˚ (Buyback)

!Ñ˛ Ñ˛Ó˚ ÏÓò (Do’s)

3 ˛ô)íÉe´Î˚ ¢Çe´yhs˛ !ÓˆÏü°Ï !¢k˛yhs˛ ¢¡∫!úì˛ î!úú˛ôey!î õˆÏòyˆÏÎyÜ !îˆÏÎ˚˛ôˆÏv ¸ !òò–

18

3 ˛ô)íÉe´ˆÏÎ˚Ó˚ ãòƒ ˆüÎ˚yˆÏÓ˚Ó˚ îyõ ~ÓÇ !ÓÜì˛ Ñ˛ˆÏÎ˚Ñ˛ õyˆÏ¢Ó˚ ˆüÎ˚yˆÏÓ˚Ó˚ÓyãyÓ˚ îyõ ì% úòy Ñ˛ˆÏÓ˚ ˆîÖ%ò– ~äÈyv ¸y ˆÑ˛y¡ôy!òÓ˚ Earnings Per Share,

Book Value Îyâ˛y£z Ñ˛Ó˚&ò ~ÓÇ !òï≈yÓ˚í Ñ˛Ó˚&ò ~!›˛ ÎÌyÎÌ îyˆÏõ ˆüÎ˚yÓ˚˛ô)íÉe´ˆÏÎ˚Ó˚ ãòƒ xö˛yÓ˚ Ñ˛Ó˚y £ˆÏÎ˚ˆÏäÈ !Ñ˛òy–

3 ˆüÎ˚yÓ˚ e´ˆÏÎ˚Ó˚ ãòƒ xyˆÏÓîò˛ôˆÏeÓ˚ !òˆÏî≈üyÓú# õˆÏòyˆÏÎyÜ !îˆÏÎ˚ ˛ôv Yò–

3 !ò!î≈‹T ¢õˆÏÎ˚Ó˚ õˆÏïƒ xy˛ôòyÓ˚ xyˆÏÓîò˛ôe Ñ˛yˆÏúÑ˛üò ˆ¢r›˛yˆÏÓ˚ ãõy£ˆÏÎ˚ˆÏäÈ ˆ¢ !ӰψÏÎ˚ xy˛ô!ò !ò!ÿ˛hs˛ £ò–

3 xy˛ôòyˆÏÑ˛ ˆîÁÎ˚y xö˛yÓ˚ !â˛!‡˛ˆÏì˛ ˆÎ ¢õhfl˛ v˛Ñ%˛ˆÏõr›˛ !îˆÏì˛ Óúy £ˆÏÎ˚ˆÏäÈ ì˛yÎÌy¢õ ÏÎ˚ !î ÏÎ˚ !îò–

3 xö˛yÓ˚ !â˛!‡˛ˆÏì˛ ˆÎ¶˛yˆÏÓ xyˆÏÓîò˛ôe ˛ôy‡˛yˆÏì˛ Óúy £ˆÏÎ˚ˆÏäÈ Sˆ˛ôy‹T/Ñ%˛ƒ!Ó˚Î˚yÓ˚/£ƒyu˛ ˆv˛!ú¶˛y!Ó˚/x!v≈˛òy!Ó˚ ˆ˛ôy‹TV ˆ¢¶˛yˆÏÓ ˛ôy!‡˛ˆÏÎ˚ !îò–

3 ÎÌy ¢õˆÏÎ˚ xy˛ôòyÓ˚ ≤Ãy˛ôƒ òy ˆ˛ôˆÏú õyˆÏâ≈˛r›˛ ÓƒyÇÑ˛yˆÏÓ˚Ó˚ ¢yˆÏÌ ˆÎyÜyˆÏÎyÜÑ˛Ó˚&ò–

3 Î!î ˆÑ˛yò x!¶˛ˆÏÎyÜ ÌyˆÏÑ˛ ì˛y£ˆÏú Compliance Officer-~Ó˚ ¢y Ï̈ÎyÜy ÏÎyÜ Ñ˛Ó˚&ò–

3 ˆÑ˛y¡ôy!ò xy£zò ¶˛D Ñ˛Ó˚ˆÏú ˆÑ˛y¡ôy!ò !òÓı˛ˆÏÑ˛Ó˚ ¢yˆÏÌ ˆÎyÜyˆÏÎyÜÑ˛Ó˚&ò–

!Ñ˛ Ñ˛Ó˚ ÏÓò òy (Don’ts)

5 ~Ñ˛y!ïÑ˛ xy ÏÓîò ˛ôe ãõy ˆî ÏÓò òy–

5 ˛ô!Ó˚‹ÒyÓ˚ Ñ˛ˆÏÓ˚ xyˆÏÓîò˛ôe ˛ô)Ó˚í Ñ˛Ó˚ˆÏì˛ ¶%˛úˆÏÓò òy–

5 ~Ñ˛y!ïÑ˛ ö˛õ≈ ˛ô)Ó˚í Ñ˛Ó˚ˆÏÓò òy–

5 ¶%˛ú !‡˛Ñ˛yòyÎ˚ xyˆÏÓîò˛ôe ˛ôy‡˛yˆÏÓò òy–

5 xö˛yÓ˚ ˆü°Ï £ÓyÓ˚ ˛ôÓ˚ xyˆÏÓîò Ñ˛Ó˚ˆÏÓò òy–

5 ¢¡ô)í≈ ì˛Ìƒ !îˆÏÎ˚ xyˆÏÓîò˛ôe ˛ôy‡˛yˆÏì˛ ¶% úˆÏÓò òy–

5 xy ÏÓîò˛ôe ¢£z Ñ˛Ó˚ Ïì˛ ¶% ú ÏÓò òy–

5 ˆÑ˛yò ïÓ˚ˆÏòÓ˚ ¶% ú/!mïy@˘Ãhfl˛ ì˛Ìƒ ˆ˛ôü Ñ˛Ó˚ˆÏÓò òy–

19

Á Ï ôò xö˛yÓ˚¢‰ Sxy[˛yÓ˚ ˆ›˛Ñ˛Á¶˛yÓ˚ ˆÓ˚= Ïúüyò¢‰VOpen Offers (under Takeover Regulations)

!Ñ˛ Ñ˛Ó˚ ÏÓò (Do’s)

3 xö˛yÓ˚ @˘Ã£ˆÏíÓ˚ ˛ô)ˆÏÓ≈ ¢õhfl˛ Ó˚Ñ˛ˆÏõÓ˚ ≤Ã!ì˛ˆÏÎy!Üì˛yõ)úÑ˛ xö˛yˆÏÓ˚Ó˚ ¢¡ôˆÏÑ≈˛xy˛ô!ò ÁÎ˚y!Ñ˛Ó£yú ~ÓÇ ì˛yÓ˚ !Ó˚!¶˛üyò õ)úƒ ¢¡ôˆÏÑ≈˛ xy˛ô!ò ˆÎ ãyˆÏòòì˛y !ò!ÿ˛ì˛ Ñ˛Ó˚&ò–

3 ãyì˛#Î˚ hfl˛ ÏÓ˚Ó˚ ÖÓ ÏÓ˚Ó˚ Ñ˛yÜã/ˆ¢!Ó Á ÏÎ˚Ó¢y£z›˛ ˆÌ ÏÑ˛ ≤Ã!ì˛ ÏÎy!Üì˛yõ)úÑ˛xö˛yÓ˚ Á !Ó˚!¶˛üyò õ)úƒ !õ!úˆÏÎ˚ !òò–

3 õˆÏò Ó˚yÖˆÏÓò xö˛yÓ˚ !â˛!‡˛ˆÏì˛ ˜Óï xò% Ïõyîò ÌyÑ˛y ãÓ˚&!Ó˚–3 ˆîˆÏÖ !òò ~£z xö˛yˆÏÓ˚Ó˚ ö˛ˆÏú ˆÑ˛y¡ôy!ò !v˛!ú!fi›˛Ç (delisting) £ ÏÎ˚ ÏäÈ

!Ñ˛òy–3 !v˛õƒy›˛ ˆüÎ˚yˆÏÓ˚Ó˚ ˆ«˛ˆÏe xö˛yÓ˚ ˆü°Ï £ÓyÓ˚ ˛ô)ˆÏÓ≈ !ò!ÿ˛ì˛ Ñ˛Ó˚&ò ˆüÎ˚yÓ˚

ˆfl˛ôüyú !v˛˛ô!ã›˛!Ó˚ xƒyÑ˛yv˛zˆÏr›˛ ˆe´!v˛›˛ £ˆÏÎ˚ˆÏäÈ !Ñ˛òy–3 xö˛yÓ˚ !â˛!‡˛ˆÏì˛ v˛zˆÏÕ‘!Öì˛ £ƒyu˛ ˆv˛!ú¶˛y!Ó˚ ¢Çe´yhs˛ ¢õÎ˚ ~ÓÇ !îò

õ Ïòy ÏÎyÜ !î ÏÎ˚ ˆÖÎ˚yú Ó˚yÖ%ò–3 xy˛ôòyÓ˚ ˆ›˛u˛yÓ˚ @˘Ã£ˆÏíÓ˚ ˛ô)ˆÏÓ≈ ˆü°Ï !îò ˛ôÎ≈hs˛ xö˛yÓ˚ !Ó˚!¶˛üyˆÏòÓ˚ ãòƒ

xˆÏ˛ô«˛y Ñ˛Ó˚&ò S7 !îòV–3 Î!î xy˛ô!ò xy˛ôòyÓ˚ ˆüÎ˚yÓ˚ !Ó!e´ Ñ˛Ó˚ˆÏì˛ òy â˛yò ì˛y£ˆÏú xö˛yÓ˚ ˆü°Ï

£ÓyÓ˚ 3 !î ÏòÓ˚ õ Ïïƒ xö˛y ÏÓ˚Ó˚ !â˛!‡˛¢£ ˆì˛yúyÓ˚ xy ÏÓîò˛ôe ãõy Ñ˛Ó˚&ò–3 ˆÑ˛y¡ôy!òÓ˚ Ñ˛yÜã˛ôe ˆÎ ïÓ˚ˆÏòÓ˚ ¢£z Ñ˛ˆÏÓ˚ˆÏäÈò ˆ¢£z ïÓ˚ˆÏòÓ˚ ¢£z Form

of Acceptance, Transfer Deed, Depository Instruction ~ÓÇ Form

of Withdrawal-~ £ ÏÎ˚ ÏäÈ !Ñ˛òy !ò!ÿ˛ì˛ Ñ˛Ó˚&ò–3 xö˛yÓ˚ v˛Ñ%˛ˆÏõr›˛ òy ˆ˛ôˆÏú ¢yîy Ñ˛y܈Ïã ≤ÈÏÎ˚yãò#Î˚ ì˛Ìƒ !îˆÏÎ˚ xö˛yÓ˚

ˆÌˆÏÑ˛ xy˛ôòyÓ˚ òyõ ì%˛ˆÏú ˆòÁÎ˚yÓ˚ ãòƒ ãyòyˆÏì˛ ˛ôyˆÏÓ˚ò–!Ñ˛ Ñ˛Ó˚ ÏÓò òy (Don’ts)

5 xy˛ô!ò ˆÎ xö˛yÓ˚ @˘Ã£í Ñ˛ˆÏÓ˚ˆÏäÈò xö˛yˆÏÓ˚Ó˚ ˆü°Ï !îò ˛ôÎ≈hs˛ xˆÏ˛ô«˛yÑ˛Ó˚ ÏÓò òy–

5 ˆÎ Transfer deed ˛ôy!‡˛ˆÏÎ˚ˆÏäÈò ì˛yˆÏì˛ ˆe´ì˛y Óy £hfl˛yhs˛Ñ˛yÓ˚#Ó˚ ˛ô)í≈ !ÓÓÓ˚íˆî ÏÓò òy–

5 Ñ˛Ö Ïòy x¢¡ô)í≈ xy ÏÓîò˛ôe / x ÏÓï î!úú ãõy ˆî ÏÓò òy–

20

ˆÎÔÌ !Ó!ò ÏÎ˚yÜ ≤ÃÑ˛“(Collective Investment Schemes)

!Ñ˛ Ñ˛Ó˚ ÏÓò (Do’s)

3 ≤Ã!ì˛¤˛yò!›˛ SEBI !òÓı˛#Ñ,˛ì˛ !Ñ˛òy !ò!ÿ˛ì˛ Ñ˛Ó˚&ò–

3 xö˛yÓ˚ v˛Ñ%˛ˆÏõr›˛ õˆÏòyˆÏÎyÜ !îˆÏÎ˚ ˛ôv˛Yò–

3 fl˛Ò#ˆÏõÓ˚ xƒy≤Ãy£z¢yú !Ó˚ˆÏ˛ôy›≈˛ ˛ôv˛Yò–

3 ≤à ÏãQ!›˛ v z ôÎ%_´ !Ñ˛òy Îyâ˛y£z Ñ˛Ó˚&ò–

3 ˆ≤ÃyˆÏõy›˛yÓ˚ˆÏîÓ˚ ì˛y Á ì˛yˆÏîÓ˚ ¢¡ôˆÏÑ≈˛ ÎyÓì˛#Î˚ ì˛Ìƒ Îyâ˛y£z Ñ˛Ó˚&ò–

3 ¢_¥y Óy ≤Ã!ì˛¤˛yˆÏòÓ˚ ¢¡ô!_Ó˚ ˛ô!Ó˚‹ÒyÓ˚ xÌÓy ÓyãyÓ˚ãyì˛ õy!úÑ˛yòy xyˆÏäÈ!Ñ˛òy !ò!ÿ˛ì˛ ˆ£yò–

3 Collective Investment Management Company (CIMC)-Ó˚ fl˛Ò#õ˛ô!Ó˚â˛yúòyÓ˚ ≤à ÏÎ˚yãò#Î˚ ¢¡ôî xy ÏäÈ !Ñ˛òy !ò!ÿ˛ì˛ Ñ˛Ó˚&ò–

3 ˆe´!v˛›˛ ˆÓ˚!›˛Ç/fl˛Ò#ˆÏõÓ˚ ˆõÎ˚yî Îyâ˛y£z Ñ˛Ó˚&ò–

3 ≤Ã!ì˛◊&!ì˛ ~ÓÇ ~Ñ˛£z ¢yˆÏÌ ˛ô)Ó≈Óì≈˛# fl˛Ò#ˆÏõÓ˚ xy!Ì≈Ñ˛ ö˛úyö˛ú ˆîˆÏÖ !òò–

3 CIMC xy!Ì≈Ñ˛ ÓäÈÓ˚ ˆü°Ï £ÓyÓ˚ 2 õy Ï¢Ó˚ õ Ïïƒ Óy!°Ï≈Ñ˛ ≤Ã!ì˛ ÏÓîò ˛ôy‡˛y ÏFäÈ!Ñ˛òy !ò!ÿ˛ì˛ Ñ˛Ó˚&ò–

3 õˆÏò Ó˚yÖˆÏÓò !Ó!òˆÏÎ˚yÜÑ˛yÓ˚#ˆÏîÓ˚ xyˆÏÎ˚Ó˚ ܃yÓ˚y!r›˛ xÌÓy xÌ≈ ˛ô!Ó˚ˆÏüyˆÏïÓ˚!òÿ˛Î˚ì˛y ˆ¢!Ó ˆîÎ˚ òy–

!Ñ˛ Ñ˛Ó˚ ÏÓò òy (Don’ts)

5 Ñ˛Öò£z SEBI !òÓı˛#Ñ, ì˛ òÎ˚ ~õò CIS ≤Ã!ì˛¤˛yˆÏò !Ó!òˆÏÎ˚yÜ Ñ˛Ó˚ˆÏÓò òy–

5 Óyãy ÏÓ˚Ó˚ =ãÓ/!ÓK˛y˛ôò Á ≤Ã!ì˛◊&ì˛ xyÎ˚ ˆî ÏÖ !Ó!ò ÏÎ˚yÜ Ñ˛Ó˚ Ïì˛ Îy ÏÓòòy–

ˆv˛!Ó˚ ϶˛!›˛¶˛¢ (Derivatives)

!Ñ˛ Ñ˛Ó˚ ÏÓò (Do’s)

3 fi›˛Ñ˛ ~:ˆÏâ˛ˆÏOÓ˚ xy£zòñ !òÎ˚õÑ˛yò%ò Á ≤ÃÑ˛yüÑ˛Ó˚í (Rules, Regulations

and Disclosurs) ¶˛yˆÏúy Ñ˛ˆÏÓ˚ ˆãˆÏò !òò–

21

3 !òÓı˛#Ñ,˛ì˛ ˆ›˛∆!v˛Ç ˆõ¡∫yÓ˚ˆÏîÓ˚ ¢ˆÏD xÌÓy ì˛yÓ˚ xò%ˆÏõy!îì˛ fi›˛Ñ˛~: ÏⲠÏOÓ˚ ˆõ¡∫yÓ˚ ÏîÓ˚ ¢ ÏD ÓƒÓ¢y Ñ˛Ó˚ ÏÓò–

3 ÎÖò ˆÑ˛yˆÏòy ˆúòˆÏîò Ñ˛Ó˚ˆÏÓòñ !ò!ÿ˛ì˛ £ˆÏÓò ˆÎ xy˛ôòyÓ˚ â% !_´˛ôexò% Ïõy!îì˛ Óƒ!_´ myÓ˚y ≤Ãî_ £ ÏÎ˚ ÏäÈ–

3 ˆÓ yÑ˛y ÏÓ˚ã/xÌ≈ ≤Ãîyò/õy!ã≈ò ÷ï%õye ˆ› ∆!v˛Ç ˆõ¡∫yÓ˚ ÏîÓ˚ ÏÑ˛ ˆî ÏÓò–

3 ≤Ã!ì˛!›˛ ˆúòˆÏîò ˆÎò â% !_´˛ôˆÏeÓ˚ õˆÏïƒ !îˆÏÎ˚ £Î˚ ì˛y !ò!ÿ˛ì˛ Ñ˛Ó˚&ò–

3 ˆ› ∆!v˛Ç ˆõ¡∫yÓ˚ ÏÑ˛ ˆîÎ˚ õy!ã≈ò õy!òÓ˚ ãòƒ ¢£ ÏÎyÜ# ãõyÓ˚ Ó˚!¢î ¢Ç@˘Ã£Ñ˛Ó˚&ò–

3 Client-TM â% !_´ !Óüy ÏÓ ˆîÖ%ò–

3 xy˛ôòyÓ˚ x!ïÑ˛yÓ˚ Ñ˛ì≈˛Óƒ ˆãˆÏò !òò–

3 xy˛ôòyÓ˚ xÓfl˛iyˆÏò ÓyãyÓ˚/õy!ã≈ò Ñ˛ˆÏúÓ˚ G§% !Ñ˛ ¢¡ôˆÏÑ≈˛ xÓ!£ì˛ ˆ£yò–

3 ˆ›˛∆!v˛Ç ˆõ¡∫yˆÏÓ˚Ó˚ Ñ˛yäÈ ˆÌˆÏÑ˛ ˜î!òÑ˛ !¶˛!_ˆÏì˛ xy˛ôòyÓ˚ ¶˛!Ó°ÏƒÍ xÓfl˛iyˆÏòÓ˚Mark to market margin-~Ó˚ xÌ≈ ¢Ç@˘Ã£ Ñ˛Ó˚&ò xÌÓy ≤Ãîyò Ñ˛Ó˚&ò–

!Ñ˛ Ñ˛Ó˚ ÏÓò òy (Don’ts)

5 G§%˛!Ñ˛ ¢¡∫!úì˛ î!úú ˆúòˆÏîˆÏòÓ˚ ˛ô)ˆÏÓ≈ òy ˛ôˆÏv˛¸ òy Ó%ˆÏG˛ ÓƒÓfl˛iy ÷Ó˚&Ñ˛Ó˚ ÏÓò òy–

5 ˆÑ˛yò ˛ôˆÏíƒÓ˚ ¢¡∫!úì˛ G§% !Ñ˛ ~ÓÇ ≤Ãy!Æ òy ˆãˆÏò ÓƒÓ¢y ÷Ó˚& Ñ˛Ó˚ˆÏÓò òy–

e´Î˚ ˛ôk˛!ì˛ (Purchasing Process)

ˆÑ˛yÌy ˆÌ ÏÑ˛ ˛ôíƒ !Ñ˛ò ÏÓò (From where to purchase the products)

l ˆÓ yÑ˛yÓ˚ É ˆÓ yÑ˛yÓ˚Ó˚y !Ó!¶˛ß¨ ïÓ˚ˆÏòÓ˚ ˛ô!Ó˚ˆÏ°ÏÓy ˆîÎ˚ ˆÎõò ˆüÎ˚yÓ˚ñ }í˛ôeñˆv˛!Ó˚ˆÏ¶˛!›˛¶˛ñ !õv˛zâ%˛ƒÎ˚yú ö˛yu˛ñ IPOÈÙÈ~Ó˚ e´Î˚ Á !Óe´Î˚–

l ÓƒyÇÑ˛ É ÓƒyÇÑ˛ ˆüÎ˚yÓ˚ñ }í˛ôeñ ˆv˛!Ó˚ˆÏ¶˛!›˛¶˛ñ !õv˛zâ%˛ƒÎ˚yú ö˛yu˛ñ IPO

¢Ó˚y¢!Ó˚ xÌÓy ì˛y ÏîÓ˚ Á ÏÎ˚Ó¢y£z Ï›˛Ó˚ õyïƒ Ïõ e´Î˚ÈÙÈ!Óe´ ÏÎ˚Ó˚ ÓƒÓfl˛iy Ñ˛ ÏÓ˚–

l !õv˛zâ%˛ƒÎ˚yú ö˛yu˛ É ≤ÃyÎ˚ ¢õhfl˛ !õv zâ% ƒÎ˚yú ö˛yu˛£z xòúy£z Ïò ~ÓÇ ¢Ó˚y¢!Ó˚!õv zâ% ƒÎ˚yú ö˛yu˛ e´Î˚ÈÙÈ!Óe´ ÏÎ˚Ó˚ ¢% ÏÎyÜ Ñ˛ ÏÓ˚ ˆîÎ˚–

22

l fi›˛Ñ˛ ~: Ïâ˛O É Close Ended !õv zâ% ƒÎ˚yú ö˛yu˛ fi›˛Ñ˛ ~:ˆÏâ˛ˆÏOÓ˚ õˆÏïƒ!î ÏÎ˚ e´Î˚ÈÙÈ!Óe´Î˚ £Î˚ ~õò!Ñ˛ ˆÓ yÑ˛yÓ˚ ÏîÓ˚ õyïƒ Ïõ e´Î˚ÈÙÈ!Óe´Î˚ Ñ˛Ó˚y ÎyÎ˚Open Ended !õv zâ% ƒÎ˚yú ö˛yu˛Á fi›˛Ñ˛ ~:ˆÏâ˛ˆÏOÓ˚ õˆÏïƒ !îˆÏÎ˚ e´Î˚ÈÙÈ!Óe´Î˚Ñ˛Ó˚y ÎyÎ˚–

ˆüÎ˚yÓ˚ Óyãy ÏÓ˚ !Ó!ò ÏÎ˚yÜÑ˛yÓ˚# £ Ïì˛ £ Ïú ˛ôî Ï«˛˛ô(Steps involved for becoming a capital market investor)

l ≤ÃÌõ ≤à ÏÎ˚yãò PAN Card– ~!›˛ ¢õhfl˛ !Ó!òˆÏÎ˚yÜÑ˛yÓ˚#Ó˚ ˆ«˛ˆÏeÓyïƒì˛yõ)úÑ˛–

l !v˛õƒy›˛ Á ÓƒyÇÑ˛ xƒyÑ˛yv zr›˛ xÓüƒ£z ≤ÈÏÎ˚yãò– xÌ≈ @˘Ã£í Á ≤ÃîyˆÏòÓ˚¢%!ÓïyÓ˚ ãòƒ ÓƒyÇÑ˛ xƒyÑ˛yv˛zr›˛!›˛ !v˛õƒy›˛ xƒyÑ˛yv˛zˆÏr›˛Ó˚ ¢ˆÏD ¢ÇÎ%_´ Ñ˛Ó˚y£Î–

l ˛ôÓ˚Óì≈˛# ˛ôîˆÏ«˛˛ô £ˆÏúy ˆÓ yÑ˛yÓ˚ !òÓ≈yâ˛ò ~ÓÇ KYC ö˛õ≈ ˛ô)Ó˚í Ñ˛Ó˚y ~ÓÇbroker-client â% !_´ Ñ˛Ó˚y–

l ˆÓ yÑ˛yÓ˚ ì˛yÓ˚˛ôÓ˚ ~Ñ˛!›˛ ~Ñ˛õye Client ID ò¡∫Ó˚ ˆîˆÏÓòñ ˆÎ!›˛!Ó!ò ÏÎ˚yÜÑ˛yÓ˚#Ó˚ ˛ô!Ó˚â˛Î˚ !£ Ï¢ ÏÓ Üíƒ £ ÏÓ–

l ~Öò xy˛ô!ò ˆüÎ˚yÓ˚ e´Î˚ ~ÓÇ !Óe´ˆÏÎ˚Ó˚ ãòƒ ˜ì˛!Ó˚ ˆ£yò–

ˆÑ˛yò ïÓ˚ ÏòÓ˚ ≤Ã!ì˛¤˛yò ÏÑ˛ ˆÑ˛ !òÎ˚s˛fí Ñ˛ ÏÓ˚(Who Regulates which Type of Entity)

xy!Ì≈Ñ˛ ÓyãyˆÏÓ˚Ó˚ ¢ˆÏD ¢¡ô!Ñ≈˛ì˛ ˆÑ˛y¡ôy!ò/õïƒfl˛iì˛yÑ˛yÓ˚#/˛ô!Ó˚ˆÏ°ÏÓy≤ÃîyòÑ˛yÓ˚#Ó˚ ~Ñ˛!›˛ ì˛y!úÑ˛y !ò ÏⲠˆîÁÎ˚y £ú– ~£z ïÓ˚ ÏòÓ˚ ≤Ã!ì˛¤˛yò¢õ)£ ÏÑ˛ÎyÓ˚y !òÎ˚s˛fí Ñ˛ˆÏÓ˚ ì˛yˆÏîÓ˚ òyõÁ !òˆÏⲠv z ÏÕ‘Ö Ñ˛Ó˚y £ˆÏúy ÈÙÙÙÈ

¢_¥y Óy ≤Ã!ì˛¤˛y ÏòÓ˚ ïÓ˚í !òÎ˚s˛fÑ˛ ¢Çfl˛iy

!£¢yÓ ˛ôÓ˚#«˛Ñ˛ ICAI / CAG

ÓƒyÇÑ˛ RBI

ÓƒyÇÑ˛ÈÙÈIssue Collection SEBI

!ⲛ˛ ö˛yu˛ Registrar of Chit Funds

23

¢_¥y Óy ≤Ã!ì˛¤˛y ÏòÓ˚ ïÓ˚í !òÎ˚s˛fÑ˛ ¢Çfl˛iy

ˆÎÔÌ !Ó!òˆÏÎ˚yÜ fl˛Ò#õ SEBI

¢õhfl˛ Ó˚Ñ˛ ÏõÓ˚ ˆÑ˛y¡ôy!ò MCA / ROC

ˆÑ˛y¡ôy!òÈÙÈò!̶% _´ MCA / ROC / SEBI / SE

ˆÑ˛y¡ôy!ò ˆ¢ˆÏe´›˛y!Ó˚ ICSI

ˆÑ˛yÈÙÈx˛ôy ÏÓ˚!›˛¶˛ ÓƒyÇÑ˛ RBI

Ñ˛fi›˛ xƒyÑ˛yv˛zr›˛ƒyr›˛¢ ICWAI

ˆe´!v˛›˛ ˆÓ˚!›˛Ç ~!ã!™¢ SEBI

Ñ˛yˆÏfi›˛y!v˛Î˚yú ˛ô!Ó˚ˆÏ°ÏÓy SEBI

!v˛ˆÏÓM˛ÈyÓ˚ ›˛∆y!fi›˛ã SEBI

!v˛˛ô!ã›˛!Ó˚¢ SEBI

!v˛˛ô!ã›˛!Ó˚ ˛ôy!›≈ !¢˛ôƒyr›˛¢ SEBI / NSDL / CDSL

!ÓˆÏîü# ≤Ãy!ì˛¤˛y!òÑ˛ !Ó!òˆÏÎ˚yÜÑ˛yÓ˚# SEBI

£yv˛z!¢Ç !ö˛òy™ ˆÑ˛y¡ôy!ò NHB

Ó#õyÓ˚ ˆÓ yÑ˛yÓ˚ / ~ˆÏãr›˛ IRDA

Ó#õy ˆÑ˛y¡ôy!ò IRDA

!Ó!òˆÏÎ˚yÜ ÓƒyÇÑ˛ SõyˆÏâ≈˛r›˛ ÓƒyÇÑ˛V SEBI

!Ó!òˆÏÎ˚yÜÑ˛yÓ˚# xƒyˆÏ¢y!¢ˆÏÎ˚üò¢ SEBI

!õ!v˛Î˚y S!òv˛zãˆÏ˛ô˛ôyÓ˚ñ õƒyÜy!ãòñ !›˛!¶˛V MIB

!õv zâ% ƒÎyú ö˛yu˛ Á ¢¡ôî ÓƒÓfl iy˛ôòy ˆÑ˛y¡ôy!ò SEBI

!õv˛zâ%˛ƒÎ˚yú ö˛yu˛ ˆÓ yÑ˛yÓ˚/~ˆÏãr›˛ AMFI / SEBI

òò‰ Óƒy!Ñ˛Ç ö˛y£zòyò‰!¢Î˚yú ˆÑ˛y¡ôy!ò RBI

!ò!ï ˆÑ˛y¡ôy!ò SEBI

24

¢_¥y Óy ≤Ã!ì˛¤˛y ÏòÓ˚ ïÓ˚í !òÎ˚s˛fÑ˛ ¢Çfl˛iy

ˆ˛ôy›≈˛ˆÏö˛y!úÁ õƒyˆÏòãyÓ˚ SEBI

ˆÓ˚!ãfl˛T…yÓ˚ Á ˆüÎ˚yÓ˚ ›˛∆y™ö˛yÓ˚ ~ˆÏãr›˛ SEBI

ˆüÎ˚yÓ˚ ˆÓ yÑ˛yÓ˚ SEBI / SE

fi›˛Ñ˛ ~:ˆÏâ˛O SEBI

¢yÓ ˆÓ yÑ˛yÓ˚ SEBI

ˆ¶˛ò‰â˛yÓ˚ Ñ˛ƒy!˛ô›˛yú ö˛yu˛¢‰ SEBI

Ñ, ì˛K˛ì˛y fl ∫#Ñ˛yÓ˚ Á îy!Ó ˛ô!Ó˚ì˛ƒyÜ(Acknowledgements & Disclaimer)

Ñ, ì˛K˛ì˛y fl ∫#Ñ˛yÓ˚ (Acknowledgements)

~£z ˛ô‡˛ˆÏòÓ˚ v˛z˛ôyîyò!›˛ ˜ì˛Ó˚# Ñ˛Ó˚y £ˆÏÎ˚ˆÏäÈ õ)úì˛ ˆÑ˛y¡ôy!ò !Ó°ÏÎ˚Ñ˛ õs˛fˆÏÑ˛Ó˚Á ÏÎ˚Ó¢y£z›˛ (www.mca.gov.in), !Ó!òˆÏÎ˚yÜÑ˛yÓ˚# !ü«˛y ~ÓÇ ¢%Ó˚«˛y ö˛yu˛(www.iepf.gov.in), SEBI (www.sebi.gov.in), NSE

(www.nseindia.com), BSE (www.bseindia.com), MCX-SX

(www.mcx-sx.com) ~ÓÇ Prime Database (www.primedatabase.com)

~ÓÇ ICAI, ICSI, ICWAI ~Ó˚ ˛ôy‡˛ƒ v˛z˛ôyîyò ˆÌˆÏÑ˛–

îy!Ó ˛ô!Ó˚ì˛ƒyÜ (Disclaimer)

~ÖyˆÏò ˆÎ ïÓ˚ˆÏòÓ˚ ì˛Ìƒ ˛ô!Ó˚ˆÏÓ!üì˛ £ˆÏÎ˚ˆÏäÈ ì˛y õ)úì˛ ì˛Ìƒñ !Ó!¶˛ß¨ Óƒ!_´Ó˚Ñ˛yˆÏäÈ ˆ˛ô§ÔˆÏäÈ ˆîÁÎ˚yÓ˚ ãòƒ ~ÓÇ ˆüÎ˚yÓ˚ ÓyãyÓ˚ ¢¡ôˆÏÑ≈˛ !Ó!òˆÏÎ˚yÜÑ˛yÓ˚#ˆÏîÓ˚¢ˆÏâ˛ì˛òì˛y Ó,!k˛Ó˚ ãòƒ– ΈÏÌ‹T ΈÏbÓ˚ ¢yˆÏÌ ~!›˛ ˜ì˛Ó˚# Ñ˛Ó˚y £ˆÏÎ˚ˆÏäÈ ì˛ˆÏÓ ~Ó˚!¶˛!_ˆÏì˛ Î!î ˆÑ˛yò Óƒ!_´ ˆÑ˛yò !¢k˛yhs˛ !òˆÏÎ˚ «˛!ì˛Ó˚ ¢¡ø%Ö#ò £ˆÏÎ˚ ÌyˆÏÑ˛ò ì˛yÓ˚ãòƒ ˆÑ˛y¡ôy!ò !Ó°ÏÎ˚Ñ˛ õs˛fÑ˛ñ ¢¡ôyîÑ˛ xÌÓy ÎyÓ˚y ~!›˛ Ór›˛ò Ñ˛Ó˚ˆÏäÈò ì˛yÓ˚yîyÎ˚# ÌyÑ˛ˆÏÓò òy–

~›˛y õˆÏò Ó˚yÖˆÏì˛ £ˆÏÓ ≤Ã!ì˛!òÎ˚ì˛ ˆüÎ˚yÓ˚ ÓyãyÓ˚ ¢Çe´yhs˛ !òÎ˚õÈÙÈÑ˛yò%ò˛ô!Ó˚Óì≈˛ò £ˆÏFäÈ ˆÏ¢ãòƒ !Ó!òˆÏÎ˚yÜÑ˛yÓ˚#Ó˚y ¢Ó≈îy ¢y¡±!ì˛Ñ˛ì˛õ xy£zò Ñ˛yò%ò¢¡ô ÏÑ≈ !Ó!¶˛ß¨ Á ÏÎ˚Ó¢y£z›˛ xÌÓy !òÎ˚s fÑ˛ ¢Çfl iyÓ˚ !òÎ˚õ ˆî ÏÖ xÓ!£ì˛ £ ÏÓò–