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MRTT Underwriting Schedule
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Appendix (iii) Current Schedule of Medical Requirements
Appendix (iii) Current Schedule of Medical Requirements TAKAFUL BENEFIT (RM)ENTRY AGE
30 days 1516 3536 - 4041 - 4546 5051 - 5556 - 60
Minimum
up to
50,000
50,001
to
75,000
75,001
to
100,000
100,001
to
150,000Non-MedicalPE / ME, UFEME, BL
150,001
to
200,000PE / ME
200,001
to
250,000
250,001
to
300,000PE / ME UFEME (if age 10-15)
300,001
to
350,000PE / ME, UFEMEPE / ME, UFEME
BL (if age < 50)
ECG (if age < 50)
BTH (if age > 50)
XECG (if age > 50)
350,001
to
400,000
400,001
to
499,999
500,000
to
750,000Pre-assessment on financial and insurance/Takaful
on parents and
siblings before
proceeding
with medical
requirements.
FME (Pref Dr)
MUR (if age
10 - 15)ME (Pref Dr)
MUR, APS
BTH
HIVME (Pref Dr), UFEME, PMA, BTH, XECG, HIV
For age 36-45 only resting ECG is required when the Takaful Benefit is less than or equal to RM 1Million
750,001
to
1,000,000
1,000,001
to
2,000,000
2,000,001
and
aboveOn Pre-assessment basis financially before proceeding with medical requirements
ME(Pref Dr), UFEME, CXR, XECG, PMA, BTH & HIV
DESCRIPTIONFull Blood Profiles (BTH)
PE
ME
ME (Pref Dr)
UFEME
ECG
XECG
BL
HIV
CXR
BTH
PMA-Paramedic Examination
- Medical Examination
- Preferred Examination
- Urine Full Examination and Microscopic
Examination
- Electrocardiogram with report
- Exercise ECG (Treadmill test)
- Blood Lipids
- HIV antibody test
- Chest x-ray with report
- Full Blood Profile
- Personal Medical Attendants Report-
-
-
-
-
-
-
-
-
-
-
-
-Triglycerides
Total Cholesterol
HDL Cholesterol
LDL Cholesterol
Urea, Uric Acid, Creatinine
Full Blood Count (FBC)
SGOT (Serum Glutamic Oxaloacetic
Transaminase)
SGPT (Serum Glutamic Pyruvate
Transaminase)
GGT (Gamma Glutamic Transaminase)
HBsAg (Hepatitis B Surface Antigen)
To do HBeAg if HBsAg is positive
Bilirubin Alkaline Phosphatase,
Alpha Fetoprotein
*Blood Sugar
*Blood Lipids (BL) consist of
- Triglycerides
- Total Cholesterol
- HDL Cholesterol
- LDL Cholesterol
* Blood Lipids (BL) and Blood Sugar must be fasting specimen