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 Appendix (iii) – Current Schedule of Medical Requirements   T AKAFUL BENEFIT (RM) ENTRY AGE 30 days 15 16 35 36 - 40 41 - 45 46 50 51 - 55 56 - 60 Mini! !" #$ 50%000 50%001 #$ &5%000 &5%001 #$ 100%000 100%001 #$ 150%000 Non-Medical PE / ME, UFEME, BL 150%001 #$ '00%000 PE / ME '00%001 #$ '50%000 '50%001 #$ 300%000 PE / ME UFEME (if age 10-15) 300%001 #$ 350%000 PE / ME, UFEME PE / ME, UFEME BL (if age < 50) ECG (if age < 50) BTH (if age > 50) XECG (if age > 50) 350%001 #$ 400%000 400%001 #$ 4% 500%000 #$ &50%000 Pre-assessment on financial and insurance/Takaful $n "a*n#s and si+,ins +*.$* "$/**din i# *di/a, *2!i**n#s FME (*. ) MUR (i. a* 10 - 15) ME (Pref Dr) MUR, P! BTH HIV ME (Pref Dr), UFEME, PMA, BH, !E"#, HIV F"r age #$-%5 "&' re*i&g ECG i re+ire .e& *e T aaf' Be&e* i 'e *a& "r e+a' *" RM 1Mi''i"& &50%001 #$ 1%000%000 1%000%001 #$ '%000%000 '%000%001 and a+$* 2& Pre-ae3e&* 4ai &a&ia'' 4ef"re 6r"eei&g .i* 3eia' re+ire3e&* ME(*. )% UFEME% 78R% 8E7G% MA% BT9 : 9I; E<7RITI=N F!,, B,$$d $>,*s (BT9) E ME ME (*. ) UFEME E7G 8E7G BL 9I; 78R BT9 MA -aa*di/ E?aina#i$n - M*di/a, E?aina#i$n - *.**d E?aina#i$n - Uin* F!,, E?aina#i$n and Mi/$s/$"i/  E?aina#i$n - E,*/#$/adi$a i# *"$# - E?*/is* E7G (T*adi,, #*s#) - B,$$d Li"ids - 9I; an#i+$dy #*s# - 7*s# ?-ay i# *"$# - F!,, B,$$d $>,* - *s$na, M*di/a, A##*ndan#@s R*"$# - - - - - - - - - - - - -  T i,y/*i d*s  T $#a, 7$ ,*s#*$ , 9L 7$,*s#*$, LL 7$,*s#*$, U*a% Ui/ A/id% 7*a#inin* F!,, B,$$d 7$!n# (FB7) <G=T (<*! G,!#ai/ =?a,$a/*#i/  T ansain as*) <GT (<*! G,!#ai/ y!a#*  T ansain as*) GGT (Gaa G,!#ai/ Tansainas*) 9BsA (9*"a#i#is B <!.a/* An#i*n)  T $ d$ 9B*A i. 9BsA is "$si#i* Bi,i!+in A,a,in* $s"a#as*% A,"a F*#$"$#*in B,$$d <!a B,$$d Li"ids (BL) /$nsis# $. - T i,y/*id*s - T $#a, 7$,*s#*$, - 9L 7$,*s#*$, - LL 7$,*s#*$,

MRTT Underwriting Schedule

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Appendix (iii) Current Schedule of Medical Requirements

Appendix (iii) Current Schedule of Medical Requirements TAKAFUL BENEFIT (RM)ENTRY AGE

30 days 1516 3536 - 4041 - 4546 5051 - 5556 - 60

Minimum

up to

50,000

50,001

to

75,000

75,001

to

100,000

100,001

to

150,000Non-MedicalPE / ME, UFEME, BL

150,001

to

200,000PE / ME

200,001

to

250,000

250,001

to

300,000PE / ME UFEME (if age 10-15)

300,001

to

350,000PE / ME, UFEMEPE / ME, UFEME

BL (if age < 50)

ECG (if age < 50)

BTH (if age > 50)

XECG (if age > 50)

350,001

to

400,000

400,001

to

499,999

500,000

to

750,000Pre-assessment on financial and insurance/Takaful

on parents and

siblings before

proceeding

with medical

requirements.

FME (Pref Dr)

MUR (if age

10 - 15)ME (Pref Dr)

MUR, APS

BTH

HIVME (Pref Dr), UFEME, PMA, BTH, XECG, HIV

For age 36-45 only resting ECG is required when the Takaful Benefit is less than or equal to RM 1Million

750,001

to

1,000,000

1,000,001

to

2,000,000

2,000,001

and

aboveOn Pre-assessment basis financially before proceeding with medical requirements

ME(Pref Dr), UFEME, CXR, XECG, PMA, BTH & HIV

DESCRIPTIONFull Blood Profiles (BTH)

PE

ME

ME (Pref Dr)

UFEME

ECG

XECG

BL

HIV

CXR

BTH

PMA-Paramedic Examination

- Medical Examination

- Preferred Examination

- Urine Full Examination and Microscopic

Examination

- Electrocardiogram with report

- Exercise ECG (Treadmill test)

- Blood Lipids

- HIV antibody test

- Chest x-ray with report

- Full Blood Profile

- Personal Medical Attendants Report-

-

-

-

-

-

-

-

-

-

-

-

-Triglycerides

Total Cholesterol

HDL Cholesterol

LDL Cholesterol

Urea, Uric Acid, Creatinine

Full Blood Count (FBC)

SGOT (Serum Glutamic Oxaloacetic

Transaminase)

SGPT (Serum Glutamic Pyruvate

Transaminase)

GGT (Gamma Glutamic Transaminase)

HBsAg (Hepatitis B Surface Antigen)

To do HBeAg if HBsAg is positive

Bilirubin Alkaline Phosphatase,

Alpha Fetoprotein

*Blood Sugar

*Blood Lipids (BL) consist of

- Triglycerides

- Total Cholesterol

- HDL Cholesterol

- LDL Cholesterol

* Blood Lipids (BL) and Blood Sugar must be fasting specimen