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Next Steps for the ACA in Reaching Uninsured Low - Income Americans Linda Blumberg and Pamela Herd Hosted by Steve Cook March 9, 2016 (Webinar begins at 1:00 p.m. CST, 2:00 p.m. EST)

Next Steps for the ACA in Reaching Uninsured Low …irp.wisc.edu/.../2016/W22-2016-ACA-Partial-Slides.pdfNext Steps for the ACA in Reaching Uninsured Low-Income Americans Linda Blumberg

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Page 1: Next Steps for the ACA in Reaching Uninsured Low …irp.wisc.edu/.../2016/W22-2016-ACA-Partial-Slides.pdfNext Steps for the ACA in Reaching Uninsured Low-Income Americans Linda Blumberg

Next Steps for the ACA in Reaching

Uninsured Low-Income Americans

Linda Blumberg and Pamela Herd

Hosted by Steve Cook

March 9, 2016

(Webinar begins at 1:00 p.m. CST, 2:00 p.m. EST)

Page 2: Next Steps for the ACA in Reaching Uninsured Low …irp.wisc.edu/.../2016/W22-2016-ACA-Partial-Slides.pdfNext Steps for the ACA in Reaching Uninsured Low-Income Americans Linda Blumberg

Linda BlumbergSenior Fellow

Urban Institute

Pamela HerdProfessor of Public Affairs and Sociology

University of Wisconsin–Madison

Page 3: Next Steps for the ACA in Reaching Uninsured Low …irp.wisc.edu/.../2016/W22-2016-ACA-Partial-Slides.pdfNext Steps for the ACA in Reaching Uninsured Low-Income Americans Linda Blumberg

The Remaining Uninsured: Who Are They, How Many Might Be Reached, and

What Strategies Might Best Reach Them?

Linda J. Blumberg (Presenter) Co-authors: Michael Karpman, Matthew Buettgens, Patricia Solleveld

The Urban Institute

www.healthpolicycenter.org

Page 4: Next Steps for the ACA in Reaching Uninsured Low …irp.wisc.edu/.../2016/W22-2016-ACA-Partial-Slides.pdfNext Steps for the ACA in Reaching Uninsured Low-Income Americans Linda Blumberg

The slides from Linda Blumberg’s presentation drew from an Urban Institute Health Policy Center report that has not yet been released.

The full set of slides will be made available in late March following the release of the report.

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Page 5: Next Steps for the ACA in Reaching Uninsured Low …irp.wisc.edu/.../2016/W22-2016-ACA-Partial-Slides.pdfNext Steps for the ACA in Reaching Uninsured Low-Income Americans Linda Blumberg

Pamela HerdPublic Affairs/Sociology

Page 6: Next Steps for the ACA in Reaching Uninsured Low …irp.wisc.edu/.../2016/W22-2016-ACA-Partial-Slides.pdfNext Steps for the ACA in Reaching Uninsured Low-Income Americans Linda Blumberg

ADMINISTRATIVE BURDENS IN THE ACA

3/7/2016 University of Wisconsin–Madison 6

Page 7: Next Steps for the ACA in Reaching Uninsured Low …irp.wisc.edu/.../2016/W22-2016-ACA-Partial-Slides.pdfNext Steps for the ACA in Reaching Uninsured Low-Income Americans Linda Blumberg

Administrative Burdens

3/7/2016 University of Wisconsin–Madison 7

Table 1: The Components of Administrative Burden

Type of cost Application to social policy

Learning costs Citizens must learn about the program, whether they are

eligible, the nature of benefits, and how to access services.

Psychological costs Citizens face stigma of participating in an unpopular program,

as well as the loss of autonomy and increase in stress arising

from program processes.

Compliance costs Citizens must complete applications and reenrollments, provide

documentation of their standing, and avoid or respond to

discretionary demands.

Page 8: Next Steps for the ACA in Reaching Uninsured Low …irp.wisc.edu/.../2016/W22-2016-ACA-Partial-Slides.pdfNext Steps for the ACA in Reaching Uninsured Low-Income Americans Linda Blumberg

ENROLLMENT: STANDARDIZATION IN MEDICAID ACROSS STATES

• Eligibility based only on income

• Multiple enrollment options (phone, web, in-person)

• Attempt to verify eligibility via electronic databases

3/7/2016 University of Wisconsin–Madison 8

Page 9: Next Steps for the ACA in Reaching Uninsured Low …irp.wisc.edu/.../2016/W22-2016-ACA-Partial-Slides.pdfNext Steps for the ACA in Reaching Uninsured Low-Income Americans Linda Blumberg

REENROLLMENT: MEDICAID

• 12 month minimum

• Use existing eligibility information

3/7/2016 University of Wisconsin–Madison 9

Page 10: Next Steps for the ACA in Reaching Uninsured Low …irp.wisc.edu/.../2016/W22-2016-ACA-Partial-Slides.pdfNext Steps for the ACA in Reaching Uninsured Low-Income Americans Linda Blumberg

ENROLLMENT: GENERAL

• Single portal for both Medicaid and private insurance on

the exchange

• Coordinated eligibility and enrollment systems to ease

transitions between different types of coverage (e.g.

Medicaid vs. subsidized private insurance)

3/7/2016 University of Wisconsin–Madison 10

Page 11: Next Steps for the ACA in Reaching Uninsured Low …irp.wisc.edu/.../2016/W22-2016-ACA-Partial-Slides.pdfNext Steps for the ACA in Reaching Uninsured Low-Income Americans Linda Blumberg

OUTREACH

• Information campaigns

• Actual enrollment facilitation via navigators

3/7/2016 University of Wisconsin–Madison 11

Page 12: Next Steps for the ACA in Reaching Uninsured Low …irp.wisc.edu/.../2016/W22-2016-ACA-Partial-Slides.pdfNext Steps for the ACA in Reaching Uninsured Low-Income Americans Linda Blumberg

OUTREACH: WISCONSIN

• Movement from national to local organizations

• Navigators vs. Certified Application Counselors

3/7/2016 University of Wisconsin–Madison 12

Page 13: Next Steps for the ACA in Reaching Uninsured Low …irp.wisc.edu/.../2016/W22-2016-ACA-Partial-Slides.pdfNext Steps for the ACA in Reaching Uninsured Low-Income Americans Linda Blumberg

Remaining Variation across States

• Extent of outreach

• Use of presumptive eligibility

• Real time determination

• Use of electronic databases

• Quality of online applications

3/7/2016 University of Wisconsin–Madison 13

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Q & A

Page 15: Next Steps for the ACA in Reaching Uninsured Low …irp.wisc.edu/.../2016/W22-2016-ACA-Partial-Slides.pdfNext Steps for the ACA in Reaching Uninsured Low-Income Americans Linda Blumberg

Thank you!

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Rethinking Neighborhood Violence

in Chicago

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