Njrpa fhg;GWjp ek;gpf;if epjpak;. NITF ANNUAL REPORT -2015...Njrpa fhgG; Wjp ekg; pfi; f epjpak; tUlhe;j mwpf;if 2015 3 ehk; ahu; Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpakhdJ 2006

Njrpa fhg;GWjp ek;gpf;if epjpak;

tUlhe;j mwpf;if

2015

gq;FlikfSk; ek;gpf;ifAk;

Njrpa fhg;GWjp ek;gpf;if epjpakhdJ vg;NghJk; Njrj;jpd; eydpy;

mf;fiwAilaJk; thbf;ifahsu; jpUg;jpapid Nehf;fhfTk; nfhz;L

gq;FlikAld; ePbj;J epiyj;J njhopw;gl;L tUk; Xu; epWtdkhFk;. fle;j

Mz;Lfspy; vk;khy; epiwNtw;wg;gl;l nrayhw;WifahdJ> vkJ

thbf;ifahsu;fs; vk;kPJ itj;Js;s ek;gpf;ifapidAk; cWjpapidAk; NkYk;

cWjpg;gLj;Jtjhf mike;Js;sJ. 2015 Mk; Mz;L fhyg;gFjpapy; ehl;bd;

nghUshjhu epiyapy; Fog;gfukhd #o;epiyfs; epytpaikahy; gy;NtW

rthy;fspid vjpu;nfhs;s Ntz;bapUe;j NghjpYk; epjpakhdJ Fwpj;j Mz;L

fhyg;gFjpapYk; jdJ gzpfspidj; jpUg;jpfukhf epiwNtw;wpAs;sJld;

vjpu;fhyj;jpy; kpfr; rpwe;j Kd;Ndw;wj;jpid miltjw;Fj; Njitahd

tYtpid toq;Ftjw;fhd cj;Ntfj;jpidAk; mspf;Fk;.

vkJ $l;bizT tpOkpaq;fs; thbf;ifahsu; njhlu;gpy; mjPj mf;fiw>

ey;ypzf;fk;> Neu;ik> Gj;jhf;fk;> juepu;zak;> njhlu;r;rpahd Nkk;ghL vd;git

Fwpj;Jk; ehk; nfhz;L elhj;Jfpd;w tpahghuj; njhopw;ghL njhlu;gpy;

epjpaj;jpw;F fpilf;Fk; nfsutk; vd;gd Fwpj;Jk; mjpfstpy; mf;fiw

nfhs;fpd;wJld; ehk; ,j;jifa ntw;wpfukhd nraw;ghl;bidj; njhlu;r;rpahf

Kd;ndLg;gjw;F njhlu;e;Jk; mauhJ ciog;Nghk;. vkJ jhgdj;jpd; xt;nthU

nraw;ghl;L kl;lj;jpYk; vkJ kf;fSf;Fg; ngUik Nru;f;Fk; tifapy; ehk;

njhlu;e;Jk; nrawgLNthk; vd;gJld; vkJ fk;gdpapid ntw;wpapid Nehf;fp

Kd;ndLj;;Jr; nry;tjw;fhf mtu;fspd; xd;wpize;j Kaw;rpfisAk;

mq;fPfupg;Nghk;.

vkJ Fwpf;NfhshdJ vkJ thbf;ifahsu;fSf;F Njrpa fhg;GWjp

epWtdkhfTk;> kPs; fhg;GWjp toq;FduhfTk; tpsq;FtJld; kpfr; rpwe;j

ghJfhg;G tiyaikg;gpidf; nfhz;l epWtdkhfTk; tpsq;FtNjahFk;. Kjy;

fl;lkhf> rpwg;Gupik mspf;fg;glhj kw;Wk; NghJkhdstpy; Nrit toq;fg;glhj

r%fg; gpuTfs; kw;Wk; mt;thNw mur Jiw Copau;fs; MfpNahu;fspid

,yf;fhff; nfhz;L vkJ njhopw;ghLfs; Kd;ndLf;fg;gLfpd;wd.

vkJ Nehf;fq;fs; Njrpa fhg;GWjp kw;Wk; kPs; fhg;GWjp re;ijf;F jhq;fpf;

nfhs;sf;$ba tifapy;> ek;gfj;jd;ik tha;e;j Kiwapy; ,lu; Fiwe;j jPu;T

KiwfspDhlhf epjprhu; ];jpuj;jd;ikapid mspg;gjid Nehf;fhff;

nfhz;litahFk;. ,jd; %yk;> ,yq;ifapd; r%fg; nghUshjhu

mgptpUj;jpapid Nehf;fpa gq;fspg;gpid KOikahf toq;Fk; Jiwahf

fhg;GWjpj; Jiwapid tpsq;fr; nra;a KbAk;.

vkJ fhg;GWjpjhuu;fspd; eyd;fspid kdjpy; nfhz;L fhg;GWjpj; Jiwapid

xOq;FKiwg;gLj;Jk; rl;ljpl;lq;fSld; ,zq;fpr; nraw;gl;L tUfpd;Nwhk;.

Njrpa fhg;GWjp $l;Lj;jhgdkhfpa ehk;> vkJ gq;Flikfs; kw;Wk; $l;L

epWtdq;fs; vd;gtw;wpid Kd;Ndw;wfukhd epWtdq;fshf

tYg;gLj;JtjDhlhf vkJ Njrj;jpw;F msg;gupa Nritapid Mw;w

tpisfpd;Nwhk;.


tUlhe;j mwpf;if 20151

nghUslf;fk;

vkJ Nehf;F/ vkJ nraw;gzp 2 ehk; ahu; 3vkJ $l;bizTg; ngWkjpfs; 4epjprhu; fz;Nzhl;lk; 5 Kf;fpakhd epfo;Tfs; 7-9jiytupd; tho;j;Jr; nra;jp 10-11gpujk epiwNtw;W cj;jpNahfj;jupd; kPsha;T 12-13Kfhikj;Jt fye;Jiuahly;fs; kw;Wk;; gFg;gha;T 14-15epjpapay; kPsha;T 16gphpT uPjpahd kPsha;T 17-21$l;Lupik Ml;rp 22-24Njrpa fhg;GWjp ek;gpf;if epjpaj;jpd; rig cWg;gpdu;fs; - 2015 25rig cWg;gpdu;fspd; ntl;LKfk; 26$l;bize;j kw;Wk; rpNu];l Kfhikj;Jtf; FO 27,lu; Kfhikj;Jtk; 28-29$l;L r%fg; nghWg;Gfs; 30gzpg;ghsu;fspd; mwpf;if 31-32fzf;fha;Tf; FO mwpf;if 33fzf;fhsu; jiyik mjpgjpapd; mwpf;if 34-49 epjprhu; $w;Wf;fs; tpupthd tUkhdf; $w;W 50 epjp epiyikf; $w;W 51 cupikg;gq;F khw;wf;$w;W 52 fhRg;gha;r;ry; khw;wf;$w;W 53 epjpf; $w;Wf;fSf;fhd Fwpg;Gf;fs; 54-74jrhg;gjk; xNu ghu;itapy; 75-76$l;Lupikj; jfty;fs; gpd; ml;ilapd; cs;gf;fk;



Nehf;Fk; nraw;gzpAk;

vkJ nraw;gzp

midj;J NjitAila JiwfSf;Fk; ghJfhg;G

tiyaikg;gpidAk; ghJfhg;gpidAk; mspj;jy;.

fPo;f;fhZk; nraw;ghLfspDhlhf ,yq;ifapd; r%f kw;Wk;

nghUshjhu mgptpUj;jpf;Fg; gq;fspg;gpid toq;Fjy;.

r%fj;jpYs;s midj;Jj; NjitAila JiwfSf;Fk; jhq;fpf;

nfhs;sf;$ba> tpidj;jpwd; tha;e;j kw;Wk; Kd;Ndw;wfukhd

fhg;GWjp nray;jpl;lq;fis toq;Fjy;.

Xd;wpize;J nraw;gLjy; kw;Wk; Vida Vw;ghLfspDhlhf

khwptUk; NjitfspypUe;J vOfpd;w cau;e;jstpyhd

,lu;fspid <L nra;Ak; tifapy; cs;ehl;L re;ijfSf;fhd

jPu;Tfspid toq;Fjy;

cs;ehl;L fhg;GWjp re;ijf;F Nkyjpf rf;jpapid toq;Fk;

Nehf;Fld; ,yq;ifapy; kPs; fhg;GWjp re;ijapid

cUthf;Fjy;.

Nehf;Fk; nraw;gzpAk;



ehk; ahu;

Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpakhdJ 2006 Mk; Mz;bd; 28 Mk; ,yf;f Njrpa

fhg;GWjp epjpar; rl;lj;jpdhy; jhgpf;fg;gl;ljhFk;. ,jd; Njrj;jpw;fhd gq;fspg;ghdJ> kPs;

fhg;GWjp> Ntiy epWj;jk;> fytuk;> cs;ehl;L Fog;gk;> jPtputhj fhg;GWjp> mf;uh`huh

kUj;Jtf; fhg;GWjp> clyhNuhf;fpa fhg;GWjp kw;Wk; ,aw;ifg; Nguplu; kw;Wk; gaph; fhg;GWjp

,og;gPLfs; cs;slq;fyhd Vida nghJf; fhg;GWjp tbtq;fspy; toq;fg;gLfpd;wJ. Njrpa

fhg;GWjp ek;gpf;if epjpar; rl;lj;jpd;gb> epjpj; jpl;lkply; mikr;rpdhy; epUtfpf;fg;gl;l

Ntiy epWj;jk;> fytuk;> cs;ehl;L Fog;gk;> jPtputhj fhg;GWjp epjpakhdJ Njrpa fhg;GWjp

ek;gpf;ifg; nghWg;G epjpaj;jpdhy; cs;thq;fg;gl;Ls;sJ. Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G

epjpaj;jpd; rhu;gpy; Ntiy epWj;jk;> fytuk;> cs;ehl;L Fog;gk;> jPtputhj ,lu;fSf;nfjpuhd

,og;gPLfspid toq;Fk; tifapy; fhg;GWjpg; G+l;iffspidg; ngw;Ws;s midj;Jf;

fhg;GWjpahsu;fSk; mit njhlu;gpy; Nrfupf;fg;gl;l midj;Jf; fhg;GWjpf; fl;lzq;fspidAk;

gpd;du; mDg;gp itf;FkhW Nfhug;gl;bUe;jdu;. 2012 Mk; Mz;bd; brk;gu; 31 Mk; jpfjpa 1791/4 Mk; ,yf;f murhq;f tu;j;jkhdp mwptpj;jypd;gb> midj;J Kjd;ikf; fhg;GWjpahsu;fSk;>

Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpaj;Jld; xg;ge;jnkhd;wpid Nkw;nfhs;Sk; xt;nthU

nghJ kPs;fhg;GWjpapypUe;Jk; <l;lg;gLfpd;w mtu;fspd; nkhj;j kPs;fhg;GWjpf; fl;lzj;jpd;

30% ,id ,d;ndhU epWtdj;jpy; kPs;fhg;GWjp nra;AkhW Nfl;Lf;nfhs;sg;gLfpd;wdu;.

jw;NghJ> Kjd;ikf; fhg;GWjpahsu;fSf;F ,og;gPl;bid toq;Fk; kPs;fhg;GWjpapid toq;Fk;

xNunahU ,yq;if fhg;GWjp epWtdk; Njrpa fhg;GWjp ek;gpf;if epjpak; kl;LNkahFk;.

mf;uh`huh kUj;Jtf; fhg;GWjpj; jpl;lkhdJ nghJ epUthf mikr;rpd; Rw;wwpf;if ,yf;fk;

12/2005 ,dhy; mKy;gLj;jg;gl;L tUfpd;wJld; ,J 2006 [dtup 01 ,ypUe;J gaDWjpahFk;

tifapy; Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpaj;jpd; Nehf;nfy;iyapd; fPo; nfhz;L

tug;gl;Ls;sJ. ,J jpUkzkhfpa cWg;gpdu;fSf;F mtu;fspd; thof;ifj; Jiz kw;Wk;

gps;isfs; (jpUkzkhfhj> Ntiyaw;w kw;Wk; 21 tajpw;F Fiwe;jtu;fSf;F kl;Lk;) kw;Wk;

jpUkzkhfhj cWg;gpdu;fs; kw;Wk; mtu;fspd; ngw;Nwhu;fs; (70 tajpw;F Fiwe;jtu;fSf;F

kl;Lk;) MfpNahUf;F gy;NtW eyTjtpj; jpl;lq;fspid mspj;J tUfpd;wJ.

kpfTk; Fiwe;j fhg;GWjpf; fl;lzj;jpy; gy;NtWgl;l eyTjtpj; jpl;lq;fspid toq;Fjy;>

gpujhd Nghl;b mE$yk;> Nfhupf;iffspid Vw;Wf; nfhs;Sjy; kw;Wk; ,og;gPLfspid toq;Fjy;

vd;gtw;wpy; fhzg;gLk; Jupjkhd Nrit eltbf;iffs; vd;gtw;wpid toq;Ftjpy; ,yq;ifapd;

Kd;dzp epWtdkhf tpsq;Ffpd;wJ. Gjpa njhopy;El;gq;fspidg; gad;gLj;JtjDhlhf vkJ

cs;sf kw;Wk; ntspaf tpidj;jpwd;fs; Nkk;gLj;jg;gLfpd;wJld; mbkl;lj;jpypUe;J epiyahd

ntw;wpapid Nehf;fpajhd vkJ eltbf;ifapid Kd;ndLg;gjpy; fhj;jpukhd gq;fspg;gpidAk;

toq;Ffpd;wJ. mEuhjGuk; kw;Wk; `k;ghe;Njhl;il Mfpa khtl;lq;fspy; ,uz;L fpisfs;

njhopw;gl;L tUtJld; ehl;bd; midj;J khtl;lq;fisAk; cs;slf;fpajhf khtl;l / gpuNjr nrayfq;fspy; 18 myFfSk; jhgpf;fg;gl;Ls;sd. ,J Kw;WKOjhf murhq;fj;jpw;Fr;

nrhe;jkhd epWtdkhf ,Ug;gjhy;> vkJ ehl;by; kPs;fhg;GWjp epWtdk; vd;wtifapy; fhzg;gLk;

xNunahU epWtdk; vd;w ngUikapidAk; nfhz;Ls;sJ kl;Lky;yhky;> tu;j;jfrhu; fhg;GWjp

epWtdq;fspdhy; Nkw;nfhs;sg;glhj Fiwe;j Nritaspg;gpidf; nfhz;l JiwfSf;Fk;

fhg;GWjp Nritapid toq;Fk; fhg;GWjp epWtdkhfTk; tpsq;fp tUfpd;wJ.



cgha uPjpahd Nehf;fq;fs;

jw;NghJs;s tpahghur; nraw;ghLfis tpupthf;Ftjd; %yk; vkJ thbf;ifahsu;fSf;F ePz;lfhy ngWkjpfspid

Vw;gLj;jpf; nfhLj;jy;> tof;fj;jpYs;s fhg;GWjpj; jpl;lq;fis tpUj;jp nra;jy; kw;Wk; thbf;ifahsu; kw;Wk; nghJkf;fspd;

vkJ ,yf;Ff; FOf;fSf;Fj; Njitahd jPu;Tfspid toq;Fjy;

re;ijapy; tpahghur; nraw;ghLfSf;fhd tha;g;Gf;fspd; mE$yq;fisg; ngw;Wf; nfhs;Sk; mNjNtisapy;> Kiwg;gLj;jg;gl;l

,lu; kw;Wk; epjp Kfhikj;Jtj;jpid newpg;gLj;JtjDhlhf cWjpahd epjprhu; tsu;r;rpapid miltjw;F mauhJ

cioj;jy;

tpupthf;fg;gl;l re;ijg; gq;fpidf; ifg;gw;Wjy; kw;Wk; epWtdj;jpd; kjpg;gpidf; fl;bnaOg;Gjy; Nghd;w eltbf;iffspid

Kd;ndLf;Fk; Nehf;Fld; jw;NghJs;s gq;Flikfspid epiyahfg; NgZjYk; Gjpa gq;Flikfspidf; ftUjYk;

Kd;ndLj;Jr; nry;yg;gLk; epiyahd Kfhikj;Jtj;jpid tpUj;jp nra;Ak; nghUl;L Mw;wy;kpf;f kdpjts FOkj;jpidf;

fz;lwpjy;.

cs;sf fl;likg;G trjpfspid kpfr;rpwe;j Kiwapy; toq;Fjy;> njhopw;ghl;L Neuj;jpidf; Fiwj;jy; kw;Wk; mspf;fg;gLk;

Nritfspd; tpidj;jpwid Nkk;gLj;jy; Mfpa Nehf;fq;fspid Kd;ndLf;Fk; tifapy; jd;dpaf;f nraw;ghLfSf;F

khWjy;

vkJ mf;fiwjhuu;fs; njhlu;ghd gpujhd nghWg;G vd;wtifapy;> njhopw;ghl;bd; midj;J tplaq;fspYk; fhzg;gLk;

midj;J ,lu; Kfhikj;Jt ju epu;zaq;fisAk; Nkk;gLj;Jjy;.

fk;gdp kw;Wk; epjpaj;jpw;F NkYk; ngWkjp Nru;f;Fk; tifapy; tpahghur; nraw;ghLfs; Kd;ndLf;fg;gLfpd;wd vd;gjid

cWjp nra;Ak; nghUl;L re;ij Ma;Tfspid Nkw;nfhs;Sjy;

vkJ $l;bizTg; ngWkjpfs;

epiyahd jhgdnkd;w tifapy; vkJ MW Kf;fpa $l;bizTg; ngWkjpfSk; vkJ njhopy;Kaw;rpapid Kd;ndLj;Jr;

nry;tjw;fhd eilKiwfs; njhlu;ghd topfhl;bAk;.

tpNrlj;Jtk;

ey;ypzf;fk;

nfsutk;

Gj;jhf;fk;

njhlu;r;rpahd

Nkk;ghL

thbf;ifahsh;

eyd;Ngzy;



epjprhu; fz;Nzhl;lk;

tupf;Fg; gpe;jpa ,yhgk; &gh 4.3 gpy;ypad;

nkhj;jr; nrhj;Jf;fs; &gh 12 gpy;ypad;

jpul;L epjpaj;jpw;fhd gq;fspg;G &gh 3 gpy;ypad;

nrhj;J kPjhd tUkhdk; 36%

0

2,000,000,000

4,000,000,000

6,000,000,000

8,000,000,000

10,000,000,000

12,000,000,000

14,000,000,000

16,000,000,000

&gh.kpy;ypad;

2015

2014

nkhj;j

tUkhdk;

8,787,869,247

8,655,544,130

0

2,000,000,000

4,000,000,000

6,000,000,000

8,000,000,000

10,000,000,000

12,000,000,000

14,000,000,000

16,000,000,000

&gh.kpy;ypad;

2015

2014

nkhj;j fhg;GWjpf;

fl;lzk;

5,062,685,7015,842,067,431

0

2,000,000,000

4,000,000,000

6,000,000,000

8,000,000,000

10,000,000,000

12,000,000,000

14,000,000,000

16,000,000,000

&gh.kpy;ypad;

2015

2014

Njwpa rk;ghjpj;j

fhg;GWjpf; fl;lzk;

7,931,485,679

8,015,628,346



2015 2014

&gh &gh

nkhj;j tUkhdk; 8,787,869,247 8,655,544,130

nkhj;j fhg;GWjpf; fl;lzk; 5,062,685,701 5,842,067,431

Njwpa rk;ghjpj;j fhg;GWjpf; fl;lzk; 7,931,485,679 8,015,628,346

tupf;F Ke;jpa ,yhgk; 4,390,146,531 4,582,655,586

tupf;Fg; gpe;jpa ,yhgk; 4,303,324,331 4,582,655,586

nkhj;jr; nrhj;Jf;fs; 12,233,466,883 11,193,375,695

nrhj;Jf;fs; kPjhd tUkhdk; 35.89 40.94

0

2,000,000,000

4,000,000,000

6,000,000,000

8,000,000,000

10,000,000,000

12,000,000,000

14,000,000,000

16,000,000,000

&gh.kpy;ypad;

2015

2014

tupf;F Ke;jpa

,yhgk;

4,390,146,5314,582,655,586

0

2,000,000,000

4,000,000,000

6,000,000,000

8,000,000,000

10,000,000,000

12,000,000,000

14,000,000,000

16,000,000,000

&gh.kpy;ypad;

2015

2014

tupf;Fg; gpe;jpa

,yhgk;

4,303,324,3314,582,655,586

0

2,000,000,000

4,000,000,000

6,000,000,000

8,000,000,000

10,000,000,000

12,000,000,000

14,000,000,000

16,000,000,000

2015

2014

nkhj;jr;

nrhj;Jf;fs;

11,193,375,695

12,233,466,883

&gh.kpy;ypad;



Kf;fpakhd epfo;Tfs;

1. Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpakhdJ gadhspfSf;fhd

eyTjtpfs; njhlu;gpy; gy;NtW itj;jparhiyfSld; Gupe;Jzu;T

cld;gbf;iffspid Nkw;nfhz;Ls;sJ.

2015 [{iy 20

Nj.fh.e.ep ,w;Fk; yq;fh itj;jparhiyfs; gp.vy;rpf;Fkpilapyhd

Gupe;Jzu;T cld;gbf;if

Nj.fh.e.ep ,d; jiytu; jpU. kQ;Rs B rpy;th kw;Wk; yq;fh

itj;jparhiyfs; gpujk epiwNtw;W cj;jpNahfj;ju; jpU.

Nj\e;j rpy;th mtu;fspd; Kd;dpiyapy; Nj.fh.e.ep ,d;

gpujk epiwNtw;W cj;jpNahfj;ju; jpU. rdj; B rpy;th

kw;Wk; yq;fh itj;jparhiyfs; gp.vy;.rp. ,d; Kfhikg;

gzpg;ghsu; jpU. jp];] ehzaf;fhu mtu;fSf;Fkpilapy;

Gupe;Jzu;T cld;gbf;ifnahd;W 2015 Mf];l; 21 Mk; jpfjp

ifr;rhj;jplg;gl;lJ.

2015 Mf];l; 21

2015 Mf];l; 25

2015 xf;Nlhgu; 14

Nj.fh.e.ep ,w;Fk; etNyhf itj;jparhiyf;Fkpilapyhd

Gupe;Jzu;T cld;gbf;if

Nj.fhe.ep ,d; jiytu; jpU. kQ;Rs B rpy;th kw;Wk;

eyNyhf itj;jparhiyfs; epWtd jpl;l Kfhikahsu; jpU.

ehyf;f epNuh\d; mtu;fspd; Kd;dpiyapy; Nj.fh.e.ep ,d;

gpujk epiwNtw;W cj;jpNahfj;ju; jpU. rdj; rP B rpy;th

kw;Wk; etNyhf itj;jparhiyfs; gp.vy;.rp. ,d; gzpg;ghsu;

jpU. `u;\pj; ju;kjhr mth;fSf;Fkpilapy; Gupe;Jzu;T

cld;gbf;ifnahd;W irr;rhj;jplg;gl;lJ.

Nj.fh.e.ep ,w;Fk; N`kh]; itj;jparhiyfs; (jdpahu;)

ypkpl;lLf;Fkpilapyhd Gupe;Jzu;T cld;gbf;if

Nj.fh.e.ep ,d; jiytu; kQ;Rs B rpy;th kw;Wk; N`kh];

itj;jparhiyfs; kw;Wk; FOkg; gzpg;ghsu; Ku;j\h

<gy;yp mtu;fspd; Kd;dpiyapy; Nj.fh.e.ep ,d; gpujk

epiwNtw;W cj;jpNahfj;ju;> rdj; B rpy;th kw;Wk; N`kh];

itj;jparhiyfs; njhlupd; gzpg;ghsu; ehafk;> lhf;lu; yfpj;

gPup]; mtu;fSf;Fkpilapy; Gupe;Jzu;T cld;gbf;ifnahd;W

2015 [{iy 20 Mk; jpfjp ifr;rhj;jplg;gl;lJ. ,e;jg;

gq;FlikapDhlhf> murhq;f cj;jpNahfj;ju;fSf;F

cupj;Jila mf;uh`huh kUj;Jtf; fhg;GWjp eyTjtpfspid

N`kh]; itj;jparhiyfspd; rq;fpypj; njhlupYs;s ve;jnthU

itj;jparhiyapypUe;Jk; kpfTk; jukhd Kiwapy; fopT

trjpfSld; ngw;Wf; nfhs;syhk;.



Kf;fpakhd epfo;Tfs;

2015 etk;gu; 19

2015 etk;gu; 16

2015 brk;gu; 11

Nj.fh.e.ep ,w;Fk; nehNju;z; nrd;wy; itj;jparhiyf;Fkpilapyhd Gupe;Jzu;T cld;gbf;if

Nj.fh.e.ep ,d; jiytu; jpU. kQ;Rs B rpy;th kw;Wk; nehNju;z; nrd;wy; itj;jparhiyapidr; Nru;e;j jpU.fNzruh[h mtu;fspd; Kd;dpiyapy; Nj.fh.e.ep ,d; gpujk epiwNtw;W cj;jpNahfj;ju;> jpU. rdj; rP B rpy;th kw;Wk; nehNju;z; nrd;wy; itj;jparhiyapd; gzpg;ghsu; lhf;lu;.vg;. fNzruh[h mtu;fSf;Fkpilapy; Gupe;Jzu;T cld;gbf;ifnahd;W 2015

xf;Nlhgu; 14 Mk; jpfjpad;W ifr;rhj;jplg;gl;lJ.

Nj.fh.e.ep ,w;Fk; fSj;Jiw> epAgpypg; itj;jparhiyf;F kpilapyhd Gupe;Jzu;T cld;gbf;if.

Nj.fh.e.ep ,d; jiytu; jpU. kQ;Rs B rpy;th kw;Wk; epA gpypg; itj;jparhiyapd; fzf;fhsu;> nry;tp mr;rpdp [arpq;f mtu;fspd; Kd;dpiyapy; Nj.fh.e.ep ,d; gpujk epiwNtw;W cj;jpNahfj;ju;> jpU. rdj; rP B rpy;th kw;Wk; epA gpypg; itj;jparhiyapd; gzpg;ghsu; jpU.fpwp];Njhgu; ngu;zhz;Nlh mtu;fSf;Fkpilapy; Gupe;Jzu;T cld;gbf;ifnahd;W 2015 etk;gu; 19 Mk; jpfjpad;W ifr;rhj;jplg;gl;lJ

Nj.fh.e.ep ,w;Fk; khtdy;y> X];Nwh itj;jparhiyf;Fkpilapyhd Gupe;Jzu;T cld;gbf;if

Nj.fh.e.ep ,d; jiytu; jpU. kQ;Rs B rpy;th kw;Wk; X];Nwh itj;jparhiyapidr; Nru;e;j jpU. uhA gz;lhu mtu;fspd; Kd;dpiyapy; Nj.fh.e.ep ,d; gpujk epiwNtw;W cj;jpNahfj;ju;> jpU. rdj; rP B rpy;th kw;Wk; X];Nwh itj;jparhiyapd; gzpg;ghsu; lhf;lu;. ehzaf;fhu mtu;fSf;Fkpilapy; Gupe;Jzu;T cld;gbf;ifnahd;W 2015 brk;gu; 11 Mk; jpfjpad;W ifr;rhj;jplg;gl;lJ.

Nj.fh.e.ep ,w;Fk; ,uj;jpdGup> rpq;f itj;jparhiyf;Fkpilapyhd Gupe;Jzu;T cld;gbf;if

Nj.fh.e.ep ,d; jiytu; jpU. kQ;Rs B rpy;th mtu;fspd; Kd;dpiyapy; Nj.fh.e.ep ,d; gpujk epiwNtw;W cj;jpNahfj;ju;> jpU. rdj; rP B rpy;th kw;Wk; rpq;f itj;jparhiyapd; Kfhikg; gzpg;ghsu; jpU. V.vk;.b.vr;.vd;. tPurpq;f mtu;fSf;Fkpilapy; Gupe;Jzu;T cld;gbf;ifnahd;W 2015 etk;gu; 16 Mk; jpfjpad;W ifr;rhj;jplg;gl;lJ.

2015 brk;gu; 17



8 brk;gu; 2015

2015 brk;gu; 30

Nj.fh.e.ep ,w;Fk; fhyp> $l;LwT itj;jparhiy rq;fj;jpw;Ff;Fkpilapyhd Gupe;Jzu;T cld;gbf;if

Nj.fh.e.ep ,d; jiytu; jpU. kQ;Rs B rpy;th kw;Wk; X];Nwh itj;jparhiyapd; tpahghu Nkk;gLj;jy; cj;jpNahfj;ju; jpU. tyju Muhr;rp mtu;fspd; Kd;dpiyapy; Nj.fh.e.ep ,d; gpujk epiwNtw;W cj;jpNahfj;ju;> jpU. rdj; rP B rpy;th kw;Wk; fhyp $l;LwT itj;jparhiy rq;fj;jpd;nghJ Kfhikahsu; jpU. Nf.[p. rhs;]; fkNf mtu;fSf;Fkpilapy; Gupe;Jzu;T cld;gbf;ifnahd;W 2015 brk;gu; 17 Mk; jpfjpad;W ifr;rhj;jplg;gl;lJ.

Nj.fh.e.ep ,w;Fk; ehtpd;d nkbnfahu; itj;jparhiyf;;F kpilapyhd Gupe;Jzu;T cld;gbf;if

Nj.fh.e.ep ,d; jiytu; jpU. kQ;Rs B rpy;th kw;Wk; ehtpd;d nkbnfahu; itj;jparhiyapd; nghJ Kfhikahsu; jpU. Nj[D B rpy;th mtu;fspd; Kd;dpiyapy; Nj.fh.e.ep ,d; gpujk epiwNtw;W cj;jpNahfj;ju;> jpU. rdj; B rpy;th kw;Wk; ehtpd;d nkbnfahu; itj;jparhiyapd; jiytu; jpUkjp. V.vr;.vd;.up.lg;.B. rpy;th mtu;fSf;Fkpilapy; Gupe;Jzu;T cld;gbf;ifnahd;W

2015 brk;gu; 30 Mk; jpfjpad;W ifr;rhj;jplg;gl;lJ.

2. Njrpa fhg;GWjp ek;gpf;if epjpakhdJ 'kPs; fhg;GWjp mbg;gilj;

jj;Jtq;fspd; gpuNahfk; kw;Wk; 2015 ,y; cyfshtpa uPjpapy;

Vw;gl;l ngUq;NfL njhlu;ghd ntspg;gLj;Jif njhlu;ghd

fUj;juq;F" xd;wpid elhj;jpAs;sJ.

Kf;fpakhd epfo;Tfs;

Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpaKk; ,e;jpa fhg;GWjp

epWtfKk; ,ize;J> 2015 brk;gu; 08 Mk; jpfjpad;W nfhOk;G

fyjhup N`hl;lypy; 'kPs; fhg;GWjp mbg;gilj; jj;Jtq;fspd;

gpuNahfk; kw;Wk; ngUq;NfL njhlu;ghd ntspg;gLj;Jif"

njhlu;gpy; fUj;juq;nfhd;wpid elhj;jpAs;sJ.

,f;fUj;juq;fpy; ,yq;if fhg;GWjp rigapd; jiytu; jpUkjp.

,e;jpuhzp RfjjhrTld; Nj.fh.e.ep ,d; jiytu; jpU.kQ;Rs B

rpy;th> Nj.fh.e.ep ,d; gp.ep.c> rdj; rP.B. rpy;th> ,e;jpa fhg;GWjp

epWtfj;jpd; nrayhsu; ehafk;. jpU.gP. NtZNfhghy;> jpU. v];.

Nf. Nuha;> ,e;jpa vy;.I.rp ,d; jiytu;> ,e;jpa fhg;GWjp

epWtfj;jpd; jiytu;> jpU. N[hrg; mf];bd>; ,e;jpahTf;fhd

Kfhikahsu;> jpU. vf;];.vy;. fj;ypd;> jpU.mq;Fu; ep[p`td;>

Kfhikg; gzpg;ghsu;. ,e;jpah> tz. jpU. mUz; mfu;thy;>

,e;jpa gpujpepjp> ypNahl;];. jpU. gQ;[j; Lj;jh> ,e;jpa Mu;.I.rp>

jpU. gpufh\; ];fhgu;> Kfhikg; gzpg;ghsu;> [drf;jp fhg;GWjp>

jpU.epuQ;rd; khzpf;fk; gp.ep.c> vr;vd;gp mRud;]; gp.vy;.rp> jpU.

mupe;jk; Kfu;[p> gzpg;ghsu;> ,e;jpa fhg;GWjp epWtfk;> ,e;jpa

kw;Wk; jpU.md;];yp mypa];- gp.ep.c> Xwpad;w; fhg;GWjp. ,yq;if

MfpNahu; fye;J nfhz;bUe;jhu;fs;. ,f;fUj;juq;fpy; kPs;fhg;GWjp

njhlu;ghd mbg;gilj; jj;Jtq;fspid kPsha;T nra;jy; kw;Wk;

2015 ,y; ,lk;ngw;w gpd;dilT ntspg;gLj;jy;fs; Fwpj;Jk;

Muhag;gl;lJld; kPs; fhg;GWjp njhlu;ghd nrhj;J tupirfs;

Fwpj;Jk; fye;Jiuahlg;gl;ld.



jiytupd; tho;j;Jr; nra;jp

fhg;GWjp tpahghuj; njhopw;ghl;by; ehk; ,d;W xd;gJ

tUlq;fspidg; G+u;j;jp nra;Js;s epiyapy;> ehd; Njrpa

fhg;GWjp ek;gpf;ifg; nghWg;G epjpaj;jpd; 2015 brk;gu; 31 ,y;

Kbtile;j epjpahz;Lf;fhd mjd; tUlhe;j mwpf;ifapid

kfpo;r;rpAld; jq;fSf;Fr; rku;g;gpf;fpd;Nwd;. Njrj;jpd; eyid

Nehf;fhff; nfhz;L vkJ mf;fiwjhuu;fSf;F fzprkhdsT

ngWkjp Nru;g;gpid cUthf;Fk; Nehf;Fld; FOkq;fs; kw;Wk;

gq;Flikfshf xd;wpize;J gzpahw;wpAs;sJld; ,J vkJ

tsu;r;rpf;F NkYk; NkYk; tY Nrug;gjhf mike;Js;sJ.

2009 Mk; Mz;L ePq;fyhf> cyfshtpa kw;Wk; cs;ehl;L

nghUshjhuq;fspy; Vw;gl;l ghupa ,lu;ghLfs; kw;Wk;

rthy;fspdhy; fhg;GWjpf; fl;lz tUkhdj;jpy; ghupa

tPo;r;rp Vw;gl;Ls;s NghjpYk;> ,yq;if fhg;GWjp Jiwapy;

Kw;WKOtJkhf epiyahd tsu;r;rpahdJ Ngzg;gl;L

te;Js;sJ. ,yq;ifapd; fhg;GWjpj; JiwahdJ Gjpa

re;ijfspidf; fz;lwptjpYk; CLUtjpYk; Mrpag;

gpuhe;jpaj;jpYs;s Vida ehLfSld; xg;gpLifapy; kpfTk;

Fiwe;j kl;lj;jpNyNa cs;sJld; ,jw;fhd fhuzk;> tsu;e;J

tUk; thbf;ifahsu;fspd; Njitf;Nfw;g fhg;GWjp eyTjtpj;

jpl;lq;fis toq;Ftjd; %yk; jkJ tpahghur; nraw;ghLfis

tpupthf;Ftjw;fhd tha;g;Gf;fis mit Fiwe;jsT

nfhz;likNaahFk;. 21 kpy;ypad; nkhj;j rdj;njhifapidf;

nfhz;l ,yq;ifapd; jyhtPj tUkhdk; 2015 ,y; 3>924 mnkupf;f

nlhyu;fshf ,Ue;Js;sJld; ,yq;ifapd; nghUshjhukhdJ

2015 ,y; 4.8% tsu;r;rpapid milag; ngw;Ws;sJ. ,J>

,yq;ifapd; nghUshjhukhdJ mgptpUj;jp> kPs; epUkhzk;

kw;Wk; tsu;r;rpapid Nehf;fpr; nry;tjidg; gpujpgypf;fpd;wJ.

Nritj;JiwahdJ nkhj;j cs;ehl;L cw;gj;jpapy; 62.4%

gq;fspg;gpidAk; mjidj; njhlu;e;J jahupg;Gj; JiwahdJ

28.9% gq;fspg;gpidAk; tptrhaj;JiwahdJ 8.7%

gq;fspg;gpidAk; toq;fpAs;sd. cau;e;j eLj;ju tUkhdg;

gpuptpidr; Nru;e;j kf;fspd; mgpyhirfs; kw;Wk; jpl;lq;fs;

vd;gd Nky; khfhzj;jpid efukakhf;FtjpYk; Fwpg;ghf

nfhOk;G efuj;jpid nghUshjhu uPjpahf Kd;Ndw;WtjpYk;

ngUk; gq;fhw;wpAs;sJld; Rw;Wyhj;Jiw Nghd;w Jiwfspd;

cs;sf fl;likg;G trjpfspid Nkk;gLj;JtjpYk; mt;thNw

fhg;GWjp Jiw Nghd;w Nritj; Jiwfspd; tsu;r;rpf;Fk;

msg;gupa gq;fspg;gpid toq;fpAs;sdu;.

'

'

vkJ thf;FWjpfSf;F kjpg;gspj;J vkJ fhg;GWjpjhu;fspd; ,zf;fg;ghl;Lld;> 2015 Mk; Mz;L fhyg;gFjpapy; nkhj;jkhf &gh 3.2 gpy;ypad; ngWkjpahd Nfhupf;iffSf;fhd nfhLg;gdTfspid Nkw;nfhz;Ls;Nshk;.



jiytupd; tho;j;Jr; nra;jp

Njrpa fhg;GWjpf; $l;Lj;jhgdkhdJ 2014 Mk; epjpahz;by;

&gh 5.8 gpy;ypad; fhg;GWjpf; fl;lz tUkhdj;jpidg; gjpT

nra;Js;sJld; Fwpj;j epjpahz;by; &gh 5.0 gpy;ypad;

fhg;GWjpf; fl;lz tUkhdj;jpidr; rk;ghjpj;J jpUg;jpfukhd

epiyapYs;sJld; ,j;jifa tPo;r;rpf;fhd fhuzk; gapu;f;

fhg;GWjpj; jpl;lkhdJ tptrha kw;Wk; fkey fhg;GWjpr; rigf;F

khw;wg;gl;likNaahFk;. mt;thNw> Kd;ida epjpahz;by; &gh

4.6 gpy;ypadhf fhzg;gl;l tupf;Fg; gpe;jpa mbkl;lkhdJ

Fwpj;j epjpahz;by; &gh 4.4 gpy;ypadhf Fiwtile;Js;sJ.

Ie;njhifahdJ &gh 12.2 gpy;ypad; tsu;r;rpapid mjhtJ

9% tsu;r;rpapidg; gjpT nra;Js;sJld; ,J nkhj;j

KjyPl;by; 84% MFk;. vkJ fhg;GWjpjhuu;fSf;F ehk; mspj;j

thf;FWjpfs; kw;Wk; ,zf;fg;ghLfSf;F kjpg;gspj;J> 2015

Mk; Mz;L fhyg;gFjpapy; &gh 3.2 gpy;ypad; ngWkjpahd

Nfhupf;iffSf;fhd nfhLg;gdTfspid Nkw;nfhz;Ls;Nshk;.

Fwpj;j epjpahz;by; itj;jparhiyfspy; ,yFthf nfhLf;fy;

thq;fy;fspid Nkw;nfhs;tjw;fhd Jupj nfhLg;gdT

Kiw kw;Wk; ,.ml;il trjpfs; Nghd;w Nfhupf;iffspid

nray;Kiwg;gLj;Jk; Kiwiknahd;wpd; mKyhf;fj;jpidf;

fhzKbtJld; mf;uh`hu kUj;Jtf; fhg;GWjp

jpl;lkhdJ kUj;Jtk; njhlu;ghd Nfhupf;if vy;iyfs;

mjpfupf;fg;gl;bUg;gjidf; fhl;Lfpd;wJ. vkJ nghJf;

fhg;GWjpg; gpuptpd; nraw;ghLfis ,yFthf;Fk; nghUl;L

khtl;l nrayfq;fspy; 24 kzp Neu miog;G epiyaq;fs;

kw;Wk; gy;NtW Nrit epiyaq;fspid jhgpg;gjw;F

mDkjpaspf;fg;gl;Ls;sJld; ,jDhlhf re;ijg;gLj;jy;

kw;Wk; Nkk;ghl;L eltbf;iffs; tpupthf;fk; ngw;Ws;sjidAk;

fhzKbfpd;wJ. Nj.fh.e.ep MdJ mjd; cs;sf Kiwikapid

tpidj;jpwd; tha;e;jJk; tpiuthdJkhd nray;Kiwikapid

eilKiwg;gLj;jf;$bjhd #onyhd;wpidj; Njhw;Wtpf;Fk;

tifapy; gad;gLj;jp tUfpd;wJ.

Njrpa fhg;GWjp ek;gpf;if epjpakhdJ mjd; tpahghuk;

jhgpf;fg;gl;NghjpUe;j thbf;ifahsu; Nehf;fpajhd Kf;fpakhd

tpOkpaq;fs; Fwpj;J njhlu;e;Jk; ftdk; nrYj;jp tUfpd;wJ.

vkJ gupghyd epakq;fis cWjpahf filg;gpbj;J tUtJld;

vkJ mf;fiwjhuu;fSf;F ePz;l fhyk; epiyj;jpUf;ff;$bajhd

kjpg;gpid Vw;gLj;jpf; nfhLg;gNj vkJ Nehf;fkhFk;. fle;j

Mz;Lfspy; ehk; ,j;jifa msg;gupa ntw;wpfisAk;

rhjidfisAk; miltjw;F vkf;F cWJizahf ,Ue;j

vkJ Copau;fisAk; ,t;tplj;jpy; Fwpg;gpLtJ kpfTk;

nghUj;jkhdjhFk;. vkJ vjpu;fhy Fwpf;Nfhs;fs;> vjpu;ghu;g;Gf;fs;

kw;Wk; tpahghu jpl;lkply;fs; vd;gtw;wpd; xU gFjpahf> ehk;

vkJ Gtprhu; vy;iyfspid tpupthf;Ftjw;Fk; vkJ cs;sf

fl;likg;G kw;Wk; cs;sf Kiwikfspy; KjyPL nra;tjw;Fk;

vz;zpAs;Nshk;. gue;Jgl;Ls;s vkJ r%fj;jpd; fhg;GWjp

Njitfspid epiwT nra;tjw;fhf mauhJ ghLgLk; vkJ

kdpj tsg; gpuptpidAk; Nkk;gLj;Jtjw;Fk; vjpu;ghu;f;fpd;Nwhk;.

vkJ epjpahdJ Njrpa nfhs;iffs; kw;Wk; nghUshjhu

tplaq;fs; njhlu;ghd mikr;rpd; Nehf;nfy;iyapd; fPo;

njhopw;gLtjhy; khz;GkpF gpujk ke;jpup mtu;fSf;Fk;

tplaj;jpw;Fg; nghWg;ghd nfsut mikr;ru; mtu;fl;Fk; vdJ

ed;wpawpjy;fspid njuptpj;Jf; nfhs;s tpUk;Gfpd;Nwd;. nfsut

,uh[hq;f kw;Wk; gpujp mikr;ru;fSf;Fk; mikr;rpd; nrayhsu;

kw;Wk; Nkyjpfr; nrayhsu;fSf;Fk; vdJ ed;wpfspidj;

njuptpj;Jf; nfhs;fpd;Nwd;. vkf;Fj; Njitg;gl;l Nghnjy;yhk;

jkJ cjtpapidAk; MjutpidAk; ey;fpa jpiwNrup nrayhsu;

mtu;fSf;Fk; Vida mjpfhupfSf;Fk; vdJ kdkhu;e;j

ed;wpfspidj; njuptpj;Jf; nfhs;s tpUk;Gfpd;Nwd;. ,e;j

epjpaj;jpid ,j;jifa caupa ,lj;jpy; epiyepWj;Jtjw;F

vkf;F jkJ Mjutpid ey;fpa ,yq;if fhg;GWjpr; rigapd;

kw;Wk; ,yq;if fhg;GWjp xOq;fikg;Gr; rigapd; jiytu;>

gzpg;ghsu; ehafk; kw;Wk; Vida mjpfhupfSf;Fk; vkJ

ed;wpfisj; njuptpj;Jf; nfhs;fpd;Nwd;. ,Wjpahf ,e;j Mz;L

KOtJk; jkJ mauhj ciog;gpidAk; mu;g;gzpg;Gkpf;f

NritapidAk; toq;fpaikf;fhf ek;gpf;ifg; nghWg;Gr;

rigapd; vdJ rf cWg;gpdu;fSf;Fk; Njrpa fhg;gWjp

ek;gpf;if epjpaj;jpd; epiwNtw;W mjpfhupfSf;Fk; Vida

Copau;fSf;Fk; vdJ ed;wpfspidj; njuptpj;Jf; nfhs;tjpy;

kdepiwtilfpd;Nwd;.

kQ;Rs B rpy;th

jiytu;

2017.05.23



gpujk epiwNtw;W cj;jpNahfj;jupd; kPsha;T

fhg;GWjpj; JiwahdJ 2015 Mk; Mz;by; nkhj;jf;

fhg;GWjpf; fl;lz tUkhdj;jpy; 16.12% tsu;r;rpAld;

ntw;wpfukhfr; nraw;gl;Ls;sJld; ,J 2014 Mk; Mz;by;

5.44% tsu;r;rpapidg; gjpT nra;jpUe;jJ. kpfr; rupahd

Gs;sptpguq;fspd;gb> fhg;GWjpf; fl;lz tUkhdkhdJ 2015 ,y;

&gh 122.39 gpy;ypad; njhifapidf; nfhz;bUe;jJld; 2014 ,y;

mj;jifa tUkhdkhdJ &gh 105.3 gpy;ypadhf ,Ue;Js;sJ.

,j;jifa mjpfupg;Gf;fhd fhuzk; ePz;l fhyfl;lj;jpy;

nghJf; fhg;GWjp tpahghuj;jpd; fhg;GWjpf; fl;lzj; njhiffs;

mjpfupj;jikNaaFk;. 2015 Mk; Mz;L fhyg;gFjpapy;>

fhg;GWjpj; Jiwapy; gpujhdkhf ,uz;L mgptpUj;jpfs;

,lk;ngw;ws;sd. jpUj;jr; rl;lj;jpd; 53 Mk; gpuptpw;fpzq;f> $l;Lg;

gq;Fj;njhFjp; fk;gdpfs; kw;Wk; xOq;FKiwg;gLj;Jdu;fspdhy;

xU tpahghuj;jpypUe;J ,d;ndhU tpahghuj;jpw;fhd ,lupd;

mstpidf; Fiwg;gjw;F ,uz;L ntt;Ntwhd fk;gdpfspy;

jkJ njhopw;ghLfspidj; jdpj;jdpahf Nkw;nfhs;SkhW

Nfl;Lf; nfhs;sg;gl;bUe;jd. ,jw;Fk; Nkyhf> jhgdkhdJ

fhg;GWjpf; fk;gdpfspid mtw;wpd; tpahghur; nraw;ghLfspd;

epuYf;F Vw;wthW tifg;gLj;jp itj;jpUe;Js;sJld;

mtw;wpd; xOq;FKiwg;gLj;jg;gl;l %yjdj;jpid &gh 100

kpy;ypadpypUe;J &gh 500 kpy;ypaDf;Fk; mjpfupj;Js;sJ.

Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpakhdJ jpUg;jpfukhd

epjpahz;bidf; nfhz;Ls;sJ. vkJ Gjpa jiytupd; epakdkhdJ

fhg;GWjpj; Jiwapy; kpfr; rpwe;j mEgtj;jpidAk; Jiwrhu;

epgzj;Jtj;jpidAk; vkf;fspj;Js;sJ. $l;LwT kw;Wk; rpNu\;l

Kfhikj;Jtf; FOf;fs; tYg;gLj;jg;gl;Ls;sikahy; mit

cs;sf uPjpahd Gjpa Nkk;gLj;jy;fs; kw;wk; mgptpUj;jpfspid

Nkw;nfhs;Sk; tifapyhd trjpg;gLj;jy;fspid toq;fpAs;sd.

Nj.fh.e.ep MdJ Kd;ida epjpahz;by; nkhj;jf; fhg;GWjpf;

fl;lzkhf &gh 5.8 gpy;ypaidr; rk;ghjpj;Js;sJld; eilKiw

Mz;by; &gh 5.0 gpy;ypaidr; rk;ghjpj;Js;sJ. ,j;jifa

tPo;r;rpf;fhd fhuzk;> gapu; fhg;GWjpj; jpl;lkhdJ tptrha

kw;Wk; fkey rigaplk; ifaspf;fg;gl;likNaahFk;. vkJ

tupf;Fg; gpe;jpa mb kl;lkhdJ &gh 4.6 gpy;ypadpypUe;J &gh

4.4 gpy;ypaDf;F Fiwtile;jpUe;jJ. ,jw;Fk; Nkw;Fwpj;j

fhuzj;jpidNa Fwpg;gplyhk;.

ehk; Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpaj;jpd;

Ie;njhif kw;Wk; kdpj tsq;fspidg; ghJfhj;jy; kw;Wk;

tpupthf;fk; nra;jy; Nghd;w eltbf;iffspid Nkw;nfhs;Sk;

mNjNtisapy; vkJ mf;fiwjhuu;fSf;F cau;jukhd

Nritfspid toq;Ftjw;Fk; flikg;gl;Ls;Nshk;.

'ehk; Njrpa fhg;GWjp

ek;gpf;ifg; nghWg;G epjpaj;jpd;

Ie;njhif kw;Wk; kdpj

tsq;fspidg; ghJfhj;jy;

kw;Wk; tpupthf;fk; nra;jy;

Nghd;w eltbf;iffspid

Nkw;nfhs;Sk; mNjNtisapy;

vkJ mf;fiwjhuu;fSf;F

cau;jukhd Nritfspid

toq;Ftjw;Fk;

flikg;gl;Ls;Nshk;.

"



gpujk epiwNtw;W cj;jpNahfj;jupd; kPsha;T

Gj;jhf;f eltbf;ifapd; xU gFjpahf> Njrpa fhg;GWjp

ek;gpf;ifg; nghWg;G epjpakhdJ gy;NtW jdpahu;

itj;jparhiyfSld; ,ize;J gy;NtW fhg;GWjp eyTjtpj;

jpl;lq;fis eilKiwg;gLj;jp tUtJld; me;jtifapy;>

yq;fh itj;jparhiyahdJ 'mf;uh`hu" kUj;Jtf; fhg;GWjpj;

jpl;lj;jpd; fPo;> murhq;f Copau;fSf;F gy;NtW eyTjtpj;

jpl;lq;fis kpfr; rpwe;j Kiwapy; toq;fp tUfpd;wJ.

,j;jpl;lj;jpd; rpwg;gk;rk; vd;dntdpy;> rpfpr;irf;fhd

kUj;Jtr; nryTfspid Kd;$l;bNa jPu;khdpf;f KbtJld;

jukhd itj;jpa rpfpr;irapid murhq;f Copau;fs; ngw;Wf;

nfhs;sf; $bajhf cs;sJ. Njrpa fhg;GWjp ek;gpf;ifg;

nghWg;G epjpakhdJ ,yq;ifapYs;s midj;J fhg;GWjpf;

fk;gdpfisAk; kPs; fhg;GWjp nra;a itg;gjDhlhf mjd;

gq;fpidg; ghJfhj;Jf; nfhs;tjw;Fk; ,og;gPl;bidg; ngw;Wf;

nfhs;Sk; Nehf;Fld; ,d;ndhU fhg;GWjp epWtdj;jpy; kPs;

fhg;GWjp nra;tjw;fhd Vw;ghLfspidAk; Nkw;nfhz;L

tUfpd;wJ. kdpj %yjdj;jpYs;s vkJ KjyPl;bid ePz;l

fhy Nehf;fpy;> vkJ mf;fiwjhuu;fSf;F ngWkjp Nru;f;Fk;

tifapyhd ,d;NdhU JiwapYk; <LgLj;jpf; nfhs;tjw;F

eltbf;if vLf;fg;gl;lJ.

mjw;fpzq;f> vkJ gjtpapdu; Gj;Jzu;r;rp ngw;Ws;sJld;

mtu;fspd; juepiyfs; Njitf;Nfw;g tpupthf;fk;

nra;ag;gl;Ls;sJld; vkJ Copau;fspd; juj;jpid Nkk;gLj;Jk;

Nehf;Fld; cupa Jiwfspy; jpwd;fis tpUj;jp nra;Ak;

tifapy; gapw;rpfs; mspf;fg;gl;ld. Njrpa fhg;GWjp

ek;gpf;ifg; nghWg;G epjpakhdJ mjd; re;ijg;gLj;jy; kw;Wk;

Nkk;ghl;L eltbf;iffspid tpupthf;fk; nra;tjDhlhf mjd;

Njhw;wg;ghl;bidAk; nkU$l;bAssJ.

Njrpa fhg;GWjp ek;gpf;ifg; nghWg;G epjpaj;jpd; gpujhd

Nehf;fk;> NghJkhd epjp topKiwfspidf; nfhz;buhj

fhg;GWjpahsu;fSf;F Njitahd Jiwfspy; fhg;GWjp

njhlu;ghd tYg;gLj;jypid Nkw;nfhs;tJld; ,og;gPLfspidg;

ngw;Wf; nfhLg;gjw;F top tFg;gJNkahFk;. ,J vkJ

Nehf;fj;Jld; ,ize;jtifapy; Njitahd Jiwf;F ghJfhg;G

tiyaikg;gpid Vw;gLj;jpf; nfhLg;gNjahFk;. tptrhaf;

fld; fhg;GWjpj; jpl;lkhdJ> tptrhapfSf;F gapuopTfspdhy;

mtu;fSf;F epjp uPjpahf epthuzk; fpilf;fhikapdhy; tptrha

r%fj;jpid mj;jifa ,lupypUe;J ghJfhf;Fk; Nehf;Fld;

gy;NtW tq;fpfs; kw;Wk; epjp epWtdq;fs; vd;gtw;Wld;

,ize;J nraw;gLk; tifapy; tbtikf;fg;gl;Ls;sJ. fhg;GWjp

JiwahdJ vjpu;Nehf;Fk; ,d;ndhU rthy;> fhg;GWjp Jiw

gw;wpa Nghjpa mwptpd;ikAk; fhg;GWjpapd; Kf;fpaj;Jtk;

gw;wp mwpe;jpUf;fhikANkahFk;. Gjpa fhg;GWjpj; jpl;lq;fis

mKy;gLj;Jjy; kw;Wk; Gjpa re;ijfspidf; fz;lwpjy;

vd;gtw;wpy; gpuhe;jpaj;jpYs;s Vida ehLfSld; xg;gpLifapy;

,d;dKk; ehk; kpfTk; gpd;jq;fpa epiyapNyNa cs;Nshk;

vd;gJ ,q;Nf kpfTk; Fwpg;gplj;jf;fnjhd;whFk;. me;jtifapy;>

xt;nthU jdpg;gl;l egUf;Fk; fhg;Gwjp njhlu;gpy; mwpT+l;LtNj

,jw;fhd jPu;thf mikAk;.

vkJ mbg;gilf; Nfhl;ghLfs; kpfTk; cWjpahdit

vd;gJld; ehk; mtw;wpid kpfTk; ,Wf;fkhf filg;gpbj;J

tUfpd;Nwhk;. vkJ mf;fiwjhuu;fs; vk;kPJ itj;Js;s

ek;gpf;iff;F kjpg;gspf;Fk; tifapy;> ehk; mtu;fSf;F

mjpfgl;r Mjhaj;jpid toq;fp tUtJld; vkJ vjpu;fhyr;

nraw;ghLfis mjpf cj;Ntfj;Jld; Kd;ndLg;gjw;fhd

jd;dk;gpf;ifapidAk; nfhz;Ls;Nshk;. vkJ nraw;ghLfspid

cj;Ntfj;Jld; Kd;ndLg;gjw;F jq;fspd; MjutpidAk;

topfhl;Ljy;fspidAk; toq;fpaikf;fhf vkJ jiytu;

kw;Wk; gzpg;ghsu; rig cWg;gpdu;fSf;Fk; vkJ epjpakhdJ

,j;jifa tsu;r;rpapid milag; ngWtjw;F mauhJ

mu;g;gzpg;Gld; cioj;j vkJ Copau;fSf;Fk; ,t;tplj;jpy;

vdJ ed;wpfspidj; njuptpj;Jf; nfhs;s tpUk;Gfpd;Nwd;.

rdj; B rpy;th

gpujk epiwNtw;W cj;jpNahfj;ju;

2017.05.23



Kfhikj;Jt fye;Jiuahly; kw;Wk; gFg;gha;T

ntspthhp Rw;Wr;#oy;

cyf nghUshjhuf; fz;Nzhl;lk;

Nkk;gLj;jg;gl;l nghUshjhuj;jpy; Vw;gl;l mgptpUj;jpAld;

njhlHr;rpahf Ie;jhk; Mz;Lf;fhfTk; tphpe;JtUk; kw;Wk;

mgptpUj;jp milAk; re;ijfspd; tsHr;rpapy; Vw;gl;l

tPo;r;rpapd; fhuzkhf 2015k; Mz;by; cyfg; nghUshjhu

eltbf;iffs; njhlHr;rpahf ke;jkhf fhzg;gl;lJ. ,jw;fhd

fhuzk; %d;W klq;fhFk;. rPd KjyPL kw;Wk; cw;gj;jp rhHe;j

nghUshjhuj;jpy; ,Ue;J EfHT kw;Wk; NritfSf;F xU

khw;wj;ij mDgtpj;J tUfpd;wJ> ,J ,wf;Fkjpfs; kw;Wk;

Vw;Wkjpfs; Mfpatw;wpd; tsHr;rpiaf; Fiwg;gjw;F cjtpaJ.

,J> rPdg; nghUshjhuj;jpd; epr;rakw;w fz;Nzhl;lj;Jld;> kw;w

nghUshjhuq;fspy; tHj;jfk;> Fiwe;J tUk; ek;gpif epjpar;

re;ijfspy; Vw;wj;jho;Tf; nfhz;lJ. rPdhtpd; nghUshjhuk;

kl;Lky;y> cyfstpa Njitfs; kw;Wk; KjyPl;ilf;

fl;Lg;gLj;J> nkJthf ,wq;fp> cw;gj;jp kw;Wk; tzpfk;

nghJthf ,wq;fpaJ vdf; $wyhk;. cyfshtpa tHj;jfk;

ghjpf;Fk; tsUk; kw;Wk; tsHe;J tUk; ehLfspy; ,Ue;J

,wf;Fkjpia gytPdg;gLj;Jk; Nfhhpf;if Fwpg;gplj;jf;fJ.

Mw;wy; kw;Wk; nghUl;fspd; Fiwe;j tpiyfs; ,d;ndhU

fhuzpahf ,Ue;jd. vz;nza; tpiy FiwtJ vhpnghUs;

Vw;wkjpahsHfspd; kPJ xU epjpj; jpzwiy Vw;gLj;jpaJ. gy

vz;nza; ,wf;FkjpahsHfspd; Mw;wy; kNrhjhf;F tsUk;

kw;Wk; tsHe;J tUk; nghUshjhuq;fspy; ,J gaDs;sJ

vd;whYk;> ,e;j ,wf;Fkjp nghUshjhuq;fs; rpytw;wpd;

Fiwthd mstpw;F fhuzkhf ,Ug;gjhy;> ,e;j Nghf;F

cz;ikapy; gytPdkhd vz;nza; EfHT ,Ue;jJ.

%d;whtJ> mnkhpf;f nghUshjhuk; 2015 Kjy; fhyhz;by; xU

RUf;fj;jpd; gpd;dH kPl;rp fz;lJ. ,jd; tpisthf> gztpay;

nfhs;if ,Wf;fkile;jJ kw;Wk; xd;wpize;j xJf;F xU

rjtPjj;jpy; fhy; gq;F tl;b tpfpjq;fis mjpfhpj;jJ. epfu

Vw;Wkjpia Fiwf;Fk; NghJ ,J EfHNthH nrytpdj;ijg;

ghjpf;Fk;. rHtNjr ehza epjpak; 2015k; Mz;Lf;fhd 3.1% tPj

tsHr;rpia 2016k; Mz;Lf;F 3.4% tPjkhf ca;jwpe;Js;sJ.

,jw;fhd fhuzq;fspy; rPdhtpy; tHr;rp Fiwtile;jik>

vz;nza; tpiyfspd; rhpT> tYthd kPl;G #oypy; mnkhpf;fhtpd;

ehzaf; nfhs;ifia ,Wf;Fjy; Mfpait mlq;Fk;.

,yq;ifg; nghUshjhuk;

Nkhjy; kw;Wk; murhq;fq;fspd; khw;wj;ij KbTf;F

nfhz;LtUjy;> ePz;l fhy %Nyhgha kw;Wk; fl;likg;G

mgptpUj;jp rthy;fis ikakhff; nfhz;ljd; fhuzkhf>

caHe;j eLj;ju tUkhdk;; nfhz;l nghUshjhuj;ij

tsHg;gjw;F ,yq;ifapd; ftdk; Ftpe;jJ. fldspg;gtHfspd;

cs;fl;likg;G tsHr;rpapy; ,Ue;J tpyfp nry;tjw;fhd

tpUg;gj;ij muR ntspg;gilahf ntspg;gLj;jpAs;sJ.

,J jdpahH Jiw jiyikapyhd re;ij mbg;gilapyhd

tsHr;rpf;fhd tsHr;rpf;F toptFj;jJ. Nritj;Jiw 62.4%

nkhj;j cs;ehl;L cw;gj;jpapy; (nkhj;j cs;ehl;L cw;gj;jpapy;)

cw;gj;jp (28.9%) kw;Wk; Ntshz;ik (8.7%).

ehzakhw;w tPjk;

,yq;if kj;jpa tq;fpapdhy; me;jpar; nrythzpr; re;ijapy;

jiyaPL nra;ahj nfhs;iff;Fg; gpd;dH> cs;ehl;by; gzkspg;G

kw;Wk; Vw;Wkjp tUthiaf; Fiwg;gjd; fhuzkhf caHe;j

gw;whf;Fiwiaj; njhlHe;J te;j gw;whf;Fiw Kfhikj;Jtk;

nra;ag;gl;ljdhy;> ,yq;ifapy; ,yq;if &gh 2015k; Mz;bd;

ngUk;gFjpapy; mnkhpf;f nlhyUf;F vjpuhf cWjpAld;

epiyj;jpUe;jJld;> nrg;nlk;gH 2015k; Mz;Lf;Fg; gpd;dH>

gytPdkile;jJ.

me;epar; nrythzp tPjq;fs; - I.m.nlhyH kw;Wk; ,yq;if

&gh

(,yq;if kj;jpa tq;fp tUlhe;j mwpf;if – 2015)

K b t i l e ; j

tUlk;I.m.nlh

2011 113.90

2012 127.16

2013 130.75

2014 131.05

2015 144.06

Kbtile;j tUlk;tUlj;jpd; kPjhd tUlj;jpy; gztPf;f

tPjk; (%)

tUlhe;j ruhrhp CCPI tsHr;rp

2011 4.9 6.7

2012 9.2 7.6

2013 4.7 6.9

2014 2.1 3.3

2015 2.8 0.9

gztPf;fk;

rhjfkhd cs;ehl;L toq;fy; epiyik fhuzkhf> ,yq;ifapd;

gztPf;fk; njhlHe;Jk; 5% tPjj;ij tplf; Fiwthff;

fhzg;gl;lJ. &gha; kjpg;gpd; fhuzkhf> [{iy kw;Wk;

nrg;nlk;gH khjq;fSf;fpilNa gztPf;fk; Kjy; Kiwahf

vjpHkiwahf ,Ue;jJ. tq;fpapd; fld; tsHr;rp kw;Wk; murhq;f

CopaHfs; kw;Wk; Vida JiwapYs;stHfSf;fhd mjpf

Cjpa kNrhjh fhuzkhf 2015Mk; Mz;bd; NghJ nfhOk;G

EfHNthH tpiyf; FwpaPl;nlz; 0.9% tPjkhf tPo;r;rpaile;jJ.

gztPf;f tPjk; - ( kj;jpa tq;fp tUlhe;j mwpf;if - 2015)

tl;b tPjk;

xU jsHthd ehzar; #oypy;> tl;b tPfpjq;fs; Mz;L KOtJk;

FiwthfNt ,Ue;jJ. epiyahd fld; trjp tPjk; 7.5% tPjkhf

,Uf;fifapy; epiyahd itg;G trjp tPjk; 6% tPjkhf ,Ue;jJ.

,jd; tpisthf ,yq;if kj;jpa tq;fpapd; 2015 Vg;gpuy; nfhs;if

tPjkhdJ Fiwf;fg;gl;ljd; fhuzkhf midj;J Neuq;fspYkhd

FiwT 6% tPjj;ij mile;jJ. thuhe;j ruhrhpahd vilAs;s

gpujhd tpfpjk; kw;Wk; 1 Mz;L jpiwNrhp tPjk; 2014 brk;gH 31k;

jpfjapy; 7.11% tPjkhf ,Ue;jJ.



Kfhikj;Jt fye;Jiuahly; kw;Wk; gFg;gha;T

ifj;njhopw;Jiw fz;Nzhl;lk;

,yq;ifapd; nghUshjhuj;Jld; ,ize;J tsHe;J tUk; Jbg;ghd

kw;Wk; Nghl;bj; njhopy;Jiwahd fhg;GWjpj; njhopw;Jiwapy;

2015k; Mz;bDs; gjpT nra;j 29 fhg;GWjp epWtdq;fisf;

nfhz;bUe;jJld;> ,j;Jiwapd; nkhj;j nrhj;Jf;fs; ,yq;if

&gh 394.2 gpy;ypadhf ,Ue;jd. 2014k; Mz;Lf;fhd ,e;j

nkhj;jr; nrhj;jhd ,yq;if &gh 406.8 gpy;ypaDld;

xg;gplg;gly; Ntz;Lk;. fhg;GWjpj; njhopy; njhlHe;Jk; CLWtj;

njhlq;fp tpl;l NghjpYk;> nrytpy; nrytopf;ff;$ba tUkhdk;>

mNj Nghy; tpopg;GzHT kw;Wk; fhg;GWjp kw;Wk; mjd;

fbdkhd fhyq;fspy; ngw;Wf;nfhs;sf;$ba epjp Mjhaq;fs;

gw;wpa Ghpjy; ,y;yhj FiwghL fhuzkhf CLUty; tpfpjk;

Fiwe;j kl;lj;jpy; cs;sJ. ,ytrf; fy;tp> cly;eyg;

guhkhpg;G Mfpatw;Wld; ,ize;j Xa;tPjpak;> Xa;t+jpaj;

jpl;lq;fspypUe;J tpyf;fspf;fg;gl;l jdpegHfspd; gphpthdJ>

fhg;GWjpj; njhifia tpyf;Ftjw;F gjpyhf> Njitahd

Neuq;fspy; epjpAjtpf;F muRf;F jpUk;Gtijj; NjHe;njLj;jJ.

2011k; Mz;L mwpKfg;gLj;jg;gl;L> 2015k; Mz;bd; Muk;gj;jpy;

nray;gLj;jg;gl;l Gjpa tpjpKiwfis> fhg;GWjp jahhpg;Gfis

tHf;fk; %yk; tifg;gLj;jTk; kw;Wk; fyg;G fhg;GWjp

epWtdq;fs; vd miof;fg;gLk; MAl; kw;Wk; nghJf;

fhg;GWjpf;fhd jq;fs; eltbf;iffisg gphpf;f Ntz;ba

Njit fyg;G fhg;GWjp epWtdq;fSf;F Vw;gLk;. gpe;jiaJ

ePz;l fhy mbg;gilapy; %yjdj;jpd; jpwikahd gad;ghl;il

Cf;Ftpg;gjw;fhd Kf;fpa Nehf;fkhf ,Ue;jJ> mNj Neuj;jpy;

,lH mbg;gilapyhd %yjd Kd;Ndhf;fpypUe;J gy;NtW

gphpTfspd; rpwe;j Nkyhz;ikf;F cj;juthjk; mspj;jJ.

jw;NghJ 4 fyg;G epWtdq;fs;> ,uz;Lf;Fk; nghJthd kw;Wk;

nghJ fhg;GWjp epWtdq;fs;> nghJ fhg;GWjp tpahghuj;ij

elj;Jk; 14 epWtdq;fs; kw;Wk; 11 MAs; fhg;GWjp epWtdq;fs;

cs;sd. ,J jtpu> fhg;GWjpr; rigAld; 57 fhg;GWjp juF

epWtdq;fs; gjpTfis Nkw;nfhz;bUg;gJld;> ,it ngUk;ghYk;

nghJf; fhg;GWjp tpahghuj;jpy; ftdk; nrYj;jfpd;wd.

,lH mbg;gilapyhd %yjdf; fl;likg;G kPsha;Tf;Fl;gl;l

tUlj;jpDs; mwpKfg;gLj;jg;gl;lJ. ,J jtpu fl;Lg;ghl;L

%yjdj; Njit ,yq;if &gh 100 kpy;ypadpy; ,Ue;J

,yq;if &gh 500 kpy;ypadkhf caHj;jg;gl;lJ. re;ijapy;

cs;s rpwpa nraw;ghl;lhsHfSf;F ,e;j khw;wk; xU rthyhf

vjpHtUk; fhyq;fspy; mjpf xUq;fpizg;igf; nfhz;LtUk; vd

vjpHghHf;fg;gLfpd;wJ. ,yq;if fhg;GWjpr; rig midj;J

fhg;GWjp epWtdq;fSk; nfhOk;G gq;Fg; ghptHj;jidr;

re;ijapy; gl;bayplg;gl Ntz;Lk; vdj; Njitg;gLj;Jfpd;wJ.

NkYk; fhg;GWjpj;Jiwapd; mjpfhpj;j ntspg;gilj;jd;ikf;fhf

nghpa rHtNjr epWtdq;fSf;fhd rhj;jpakhd tpyf;fspg;Gfs;

ntspehl;L %yjdj;ijf; nfhz;LtUtjw;fhd ,aYikia

fhg;GWjpf; ifj;njhopw;JiwapDs; cUthf;f KbAk;.

,e;j khw;wq;fs; midj;JNk epiyj;jd;ikiaAk;>

ntspg;gilj;jd;ikiaAk;> ngUepWtd MSikiaAk; kw;Wk;

njhopYf;F rpwe;j ,lH Kfhikj;Jtj;ijAk; nfhz;LtUtjd;

Clhf re;ijia rPuhf;f KbAk; vd vjpHghHf;fg;gLfpd;wJ.



epjpapay; kPsha;T

Nj.fh.e.ep.> ngw;Wf; nfhz;l epfu jtizf; fl;lzkhf

2014 ,y; ngw;w &gh 8 gpy;ypaDld; xg;gpLifapy; rpwpjsT

tPo;r;rpahf cs;s &gh 7.9 gpy;ypaid 2015 epjp tUlj;jpy;

ngw;Ws;sJ. ,J gpujhdkhf gapu;f; fhg;GWjpj; jtizf;

fl;lzj;jpy; Vw;gl;l tPo;r;rp fhuzkhf tptrhaf; fhg;GWjpj;

jpl;lj;jpd; kPjhd khw;wj;jpdhNyNa Vw;gl;lJ. epjp> jpl;lkply;

mikr;R> mjd; gy;tifik tiyaikg;ig gad;gLj;jp NkYk;

tpidj;jpwd; kpf;f Kiwapy; cupikf; Nfhupf;iffis kjpf;Fk;

nghUl;L ,iaGilikiaAk; jpwidAk; fUj;jpw; nfhz;L

tptrha> fkey fhg;GWjp rigf;F Nj.fh.e.ep. ,d; fPohd gapu;

fhg;GWjpj; jpl;l Kfhikia xg;gilg;gjw;Fj; jPu;khdpj;jJ.

Nj.fh.e.ep. mjd; epfu vOj;J %yj; jtizf; fl;lzkhf 2014

,Ys;s &gh 4.2 gpy;ypad; ,ypUe;J 8.6% tPo;r;rpahd &gh 3.8

gpy;ypaidf; nfhz;bUe;jJ.

kPsha;Tf; fhyg;gFjpapy; ngw;w Jiz tUkhdkhdJ> 2014

,y; ngw;w &gh 639 kpy;ypaDld; xg;gpLifapy; &gh 856

kpy;ypadhf ,Ue;jJld; cau; tl;b tPjq;fSld; KjyPl;bw;Fr;

nrYj;jg;gl;l mjpfupj;j jputepiy fhuzkhfj; jpul;ba

Nkk;gLj;jg;gl;l tl;b tUkhdj;jpw;Ff; fhuzkhfTk; ,Ue;jJ.

,yq;if &ghtpw;F vjpuhd mnkupf;f nlhyupd; ngWkjpNaw;wk;

KbTw;w epjpahz;by; cs;sthW mjd; mnkupf;f nlhyu;

Fwpf;Fk; Nrkpg;Gf; fzf;Ffs; kPJ ngw;Wf;nfhz;l ehzakhw;Wg;

ngWif kPJ Nj.fh.e.ep. ,w;F ed;ikia ep&gpj;jJ. Nj.fh.e.ep.

,d; $l;bizg;gpw;F Kd;ghf> nkd; fld;fspd; njhFjp xd;W>

,yq;if murpd; Nkw;ghu;itapd; fPo; mg;NghjpUe;j gfp];fupg;G>

td;Kiw> rptpy; fyfk; kw;Wk; gaq;futhj epjpaj;jpypUe;J

gpupj;Jf; nfhLf;fg;gl;lJ. mg;NghJ epytpa rptpy; Aj;jj;jpdhy;

ghjpf;fg;gl;l ngupa epWtdq;fspw;F rYif mbg;gilapy;

,f;fld;fs; toq;fg;gl;ld. 2006 ,y; Nj.fh.e.ep. khw;wg;gl;l

,f;fld;fspd; kPs; nfhLg;gdT jw;NghJ Fiwf;fg;gl;L tl;b

tUkhdj;jpw;Fr; Nru;f;fg;gl;lJ.

re;ij kw;Wk; tpupthf;fr; nryTld; Nru;e;j mjpfupf;fg;gl;l

mYtyu;fs; kw;Wk; mit njhlu;ghd nrytpdk; fle;j

epjpahz;by; ,Ue;j &gh 4.5 gpy;ypadpy; ,Ue;J Fiwe;j

Nj.fh.e.ep. ,d; mbkl;l epiyahd &gh 4.4 gpy;ypadpw;F

Nritahw;wpaJ. Nj.fh.e.ep. ,d; nkhj;jr; nrhj;Jfs;> mur

gpizg; nghWg;Gfis Kjd;ikahf cs;slf;fpa epjp

KjyPLfspy; mjd; tsu;r;rpAld; 2014 ,ypUe;J &gh 1

gpy;ypad; mjpfupg;Gld; &gh 12.2 gpy;ypadpw;F tsu;r;rpaile;jJ.

mNj Ntis> mjd; jpul;ba epjpak; 2014 ,ypUe;j &gh 7.7

gpy;ypadpw;F vjpuhf &gh 8.6 gpy;ypadhf ,Ue;jJ.

(ngWkhdk; ,yq;if &ghtpy;) 2015 2014

cs;Kf kPs;fhg;GWjp 1,737,839,949 2,041,207,710

td;Kiw> rptpy; fyfk;> gaq;futhjk; 3,018,417,937 2,835,199,980

nghJ fhg;GWjp - Nkhl;lhu; 242,090,517 142,690,974

nghJ fhg;GWjp - Nkhl;lhu; my;yhj 36,599,503 22,595,787

gapu;f; fhg;GWjp - 787,372,981

ghuhSkd;w cWg;gpdu;fspw;fhd kUj;Jtf; fhg;GWjp 27,737,796 13,000,000

mf;u`hu kUj;Jtj; jpl;lj;jpw;F ngwg;gl;l nkhj;jg; gq;fspg;G 1,636,567,419 1,494,899,976

Nrfupf;fg;gl;l gapu;f; fhg;GWjp tup 1,259,134,207 1,184,647,255

epfu vOj;J%yj; jtizf; fl;lzj;jpd; $WgLj;jy; - 2015



gpupT uPjpahd kPsha;T

mf;u`hu

mf;u`hu kUj;Jtf; fhg;GWjpj; jpl;lk;> mur mjphupfs;>

mur> khfhz mur Jiwg; gzpahsu;fs; kw;Wk; mtu;fspd;

FLk;gq;fSf;F mtu;fspd; tho;f;ifj; juj;ij cau;j;Jk;

ed;ikj; jpl;lk; xd;whf mwpKfk; nra;ag;gl;lJ. Kd;du;

1997 ,y; Muk;gpf;fg;gl;l ,e;j 19 tUl jpl;lk;> rfy Xa;T

ngwj;jf;f mur mYtyu;fspd; khjhe;j rk;gsj;jpypUe;J egu;

xUtUf;fhd fopg;ghf gUk;gbahd khjhe;j gq;fspg;igg;

gad;gLj;jp Muk;gpf;fg;gl;lJ. Muk;gj;jpy; ,yq;if

fhg;GWjpf; $l;Lj;jhgdj;jhy; mKyhf;fg;gl;L epu;tfpf;fg;gl;L

te;jJ. gpd;du; 2006 [dtupapy; ,yq;if murhq;fj;jhy;

ifafg;gLj;jg;gl;L Njrpa fhg;GWjp ek;gpf;if epjpaj;jpD}

lhf nghJ epu;thf mikr;rpd; xU jpl;lkhf jw;NghJ ,aq;fp

tUfpwJ. ,j;jpl;lj;jpd; fPo; jw;NghJ 825>000 cWg;gpdu;fs;

,Uf;fpd;wdh;. ,J FLk;g cWg;gpdu;fs; mlq;fyhf 2.2

kpy;ypad; egu;fis cs;slf;FfpwJ.

cupikf; Nfhupf;iff; nfhLg;gdit Jupjg;gLj;Jk; Nehf;fpy;>

Njrpa fhg;GWjp ek;gpf;if epjpakhdJ> cupikf; Nfhup;iffspd;

rfy Njitg;ghLfSk; G+u;j;jp nra;ag;gl;lJk;> 3 ehl;fspDs;

cupikf; Nfhupf;iff; nfhLg;gditj; Jupjg;gLj;Jk; GjpanjhU

cupikf; Nfhupf;ifr; nrad;Kiw xd;iw mKy;gLj;jpAs;sJ.

,jw;F Nkyjpfkhf> gy itj;jparhiyfspy; fpilf;ff; $ba

mjd; ,yj;jpudpay; ml;il trjp> tpNrl ed;ikfisAk; kw;Wk;

itj;jparhiy mDkjpg;G kw;Wk; ntspthup rpfpr;irfspd;

NghJ fopg;gdTfisAk; toq;Ffpd;wJ. ~yq;fh itj;jparhiy|>

~N`kh]; kUj;Jtkid|> ~etNyhfh itj;jprhiy|> ~nehNju;d;

kUj;Jtkid aho;g;ghzk;|> ~rpq;f kUj;Jtkid uj;jpdGup|>

~x];Nuh kUj;Jtkid khtdy;y|> ~$l;LwT itj;jparhiyAk;

rq;fKk;> fhyp| cs;slq;fyhf gy gpurpj;j itj;jparhiyfspd;

$l;bizthdJ> Nj.fh.e.ep. ,d; tsu;r;rpf;F rhd;whf cs;sJld;

mjd; thbf;ifahsu;fspw;F gy;NtWgl;l ed;ik toq;fiyAk;

cWjp nra;fpwJ. ,k; kUj;Jtf; fhg;GWjpj; jpl;lkhdJ>

gpd;tUtd mlq;fyhf gy;NtW ed;ikfis toq;FfpwJ.

• kUj;Jtkidf; fl;lzq;fs;> rpfpr;ir kw;Wk; mit

njhlu;ghd kUj;Jtr; nryTfs;> nghJ kUj;Jt

ty;Ydu;> rpwg;G kUj;Jt ty;Ydu; MfpNahuhy;

toq;fg;gLk; MNyhridr; Nritf; fl;lzq;fs;>

kUj;Jtg; gupNrhjid kw;Wk; cs;sf rpfpr;irr;

nryTfs; vd;gd cs;slq;fyhf itj;jparhiyf;

fl;lz kPs; epug;gy;fs

• &gh 400>000 ,ypUe;J &gh 500>000 tiu mjpfupf;fg;gl;l

,ja mWitr; rpfpr;ir njhlu;ghd kPs; epug;gy;fs;

• &gh 150>000 ,ypUe;J &gh 200>000 tiu mjpfupf;fg;gl;l

Gw;WNeha; kw;Wk; rpWePuf mWitr; rpfpr;ir njhlu;ghd

kPs; epug;gy;fs;

• gpe;jpa Nfhupf;if ed;ikfSf;fhd ,aw;if kuz

,og;gPL ,. &gh 100>000 ,Ue;J ,. &gh 150>000 tiu

mjpfupf;fg;gLgLd;wJ.

• 3 tUlq;fSf;F xU Kiw %f;Ff; fz;zhbf;

nfhs;tdT kw;Wk; &gh 3>500 toq;fy; vd;gd

njhlu;ghd fl;Gy kPs; epug;gy;fs;

~mf;u`hu| cWg;gpdu;fspw;F Nritahw;Wk; nghUl;L

mDuhjGuk;> mk;ghe;Njhl;il Mfpa ,lq;fspYs;s

gpuhe;jpa mYtyfq;fspw;F Nkyjpfkhf> ehlshtpa

uPjpapy; xt;nthU khtl;l nrayfj;jpYk; 18 gpupTfis

Nj.fh.e.ep. nfhz;Ls;sJ. ,g;gpupTfs; xt;nthd;Wk;>

Nkk;gLj;jy; kw;Wk; njspTgLj;jy; gprhuq;fis

elj;Jtjd; Clhf tpahghu tsu;r;rpia Nkk;gLj;Jk;

xUq;fpizg;G mYtyu; xUtuhy; epu;tfpf;fg;gLfpwJ.

epjp kPsha;T tUlj;jpy;> mjd; tpahghuj;ij

Nkk;gLj;Jk; tifapy; ,g;gpupTfs; rpytw;wpy; trjp

Nkk;ghL> Gdu; epu;khzk; vd;gdTk; Nkw;nfhs;sg;gl;lJ.

Nj.fh.e.ep. MdJ> mur Jiwf;F mwpKfg;gLj;jg;gl;l

Gjpa nfhs;iffs; njhlu;gpy; gpupTfis tpupTgLj;jTk;

jpl;lkpl;Ls;sJ.

mf;u`hu gpuptpd; nkhj;j tUkhdj;jpd; njhif (99%)>

fhg;GWjp mq;fj;Jtj;jpy; Vw;gl;l mjpfupg;G fhuzkhf

Kd;ida epjp tUlj;jpy; ,Ue;j &gh 1.49 gpy;ypadpy;

,Ue;J 9.4% mjpfupg;ghf &gh 1.64 gpy;ypaid

mjd; nkhj;j vOj;J %y jtizf; fl;lzkhff;

nfhz;bUe;jJ. jpiwNrup cz;bay;fspy; mjpfupj;j

KjyPL fhuzkhfTk; mjpfupj;j jputj;jd;ikapy;

,Ue;jhd FWfpafhy kPs; thq;fy; KjyPL vd;gd

fhuzkhf tUlj;jpd; kPjhd tl;b tUkhdk; &gh 569000

,ypUe;J Vwj;jho 477% fzprkhd mjpfupg;ghd &gh

3.29 kpy;ypaidf; nfhz;bUe;jJ.

(&gh) 2015 (&gh) 2014 (&gh)

nkhj;j vOj;J %y

jtizf; fl;lzk;

1,636,567,419 1,494,899,976

tl;b tUkhdk; 3,290,985 569,491

Vida tUkhdk; 40,750 169,835

nkhj;j tUkhdk; 1,639,899,154 1,495,639,302

0

1,800,000,000

1,600,000,000

1,400,000,000

1,200,000,000

1,000,000,000

800,000,000

600,000,000

400,000,000

200,000,000

LKR2015

2014

nkhj;j vOj;J

%y jtizf;

fl;lzk;

tl;b

tUkhdk;

nkhj;j

tUkhdk;

1,494,899,9761,495,469,467

569,491

1,636,567,419 1,639,858,404

3,290,985



mf;u`hu cupikf; Nfhupf;iffspd; tFg;ghf;fk; - 2015

cupikf; Nfhupf;if tif/ Nfhupf;iffspd;

vz;zpf;if

ngw;w nkhj;j cupikf;

Nfhupf;iffs;

nrYj;jg;gl;l cupikf;

Nfhupf;iffs;

epYitapYs;s cupikf;

Nfhupf;iffs;

2014 2015 2014 2015 2014 2015

kuzk; 1,137 1,649 840 1,413 278 213

mq;ftPdk; 359 198 310 152 36 42

Foe;ij gpwg;G 10,427 10,851 9,167 9,829 964 662

Gw;WNeha; 352 529 310 449 29 55

,ja Neha; 664 783 653 757 7 16

%f;Ff; fz;zhb 60,205 72,672 52,760 65,434 3,019 2,341

Vida Neha;fSf;fhd mur itj;jparhiyf; fl;lzq;fs; 29,565 31,777 26,624 28,745 1,927 2,044

Vida Neha;fSf;fhd jdpahu; itj;jparhiyf; fl;lzq;fs; 15,215 19,497 12,296 15,779 1,497 1,823

rpWePufk; 16 5 14 5 - -

ghuprthjk; 1 1 1 - - -

nkhj;jk; 117,941 137,962 102,975 122,563 7,757 7,196

2015

2014

kuzk; mq;ftPdk; Foe;ij

gpwg;G

Gw;WNeha; ,ja Neha; %f;Ff;

fz;zhb

Vida

Neha;fSf;fhd

mur

itj;jparhiyf;

fl;lzq;fs;

Vida

Neha;fSf;fhd

jdpahu;

itj;jparhiyf;

fl;lzq;fs;

rpWePufk; ghuprthjk;

0

80,000

100,000

60,000

40,000

20,000

,.&.

1,137 359

10,427

352 664

60,205

72,672

29,565

31,777

15,215

19,497

16 5 1 11,649 198

10,851

529 783

mf;u`hu cupikf; Nfhupf;iffspd; tFg;ghf;fk;




cupikf; Nfhupf;ifr; nrytpdk; 2015

,. &. kpy; 2015 2014

cWg;gpdu;fspd; gq;fspg;G 1,236,567,419 1,094,899,976

jpiwNrupg; gq;spg;G 400,000,000 400,000,000

nkhj;jg; gq;fspg;G 1,636,567,419 1,494,899,976

cupikf; Nfhupf;ifr; nrytpdk; (1,561,625,099) (1,228,123,716)

Fiw/ kpif 74,942,320 266,776,260

epfu cupikf; Nfhupf;iffs;

Ntiy epWj;jk;> td;Kiw> rptpy; fyfk; kw;Wk; gaq;futhj epjpak;

Njrpa fhg;GWjpf; $l;Lj;jhgdj;jhy; 1987 ,y; ];jhgpf;fg;gl;L

Kfhik nra;ag;gl;l Ntiy epWj;jk;> td;Kiw> rptpy; fyfk;

kw;Wk; gaq;futhj epjpakhdJ> ,yq;ifg; G+Nfhs vy;iyapDs;

nghJ Ntiy epWj;jk;> td;Kiw> rptpy; fyfk;> gaq;futhj

eltbf;iffspd; tpisthf jkJ nrhj;Jfspd; ,og;G my;yJ

Nrjk;> jdpg;gl;l tpgj;Jfshy; Vw;gLk; gpd;dilT> clw;

fhak; Vw;gLjy; Nghd;wd njhlu;gpy; toq;fg;gLk; nghJf;

fhg;GWjpf; nfhs;iffSf;fhd ghJfhg;ig toq;Fk; nghUl;L

];jhgpf;fg;gl;lJ. Njrpa fhg;GWjp ek;gpf;if epjpaj;jpd; rhu;gpy;

Ntiy epWj;jk;> td;Kiw> rptpy; fyfk; kw;Wk; gaq;futhj

epjpaf; fhg;GWjp cs;slf;fq;fis toq;Ffpd;w 17 gjpT

nra;ag;gl;l fhg;GWjpf; fk;gdpfs; jw;NghJ ,yq;ifapy;

,aq;Ffpd;wd.:

• Vrpad; miyapd;]; nghJf; fhg;GWjp ypkpll;

• rdr fhg;GWjp fk;gdp ypkpll;

• mkhdh jf;fhGy; gpvy;rp

• $l;LwTf; fhg;GWjp fk;gdp ypkpll;

• rpypq;Nfh nghJf; fhg;GWjp ypkpll;

• VIV nghJf; fhg;GWjp yq;fh ypkpll;

• vr;vd;gp nghJf; fhg;GWjp ypkpll;

• [drf;jp nghJf; fhg;GWjp ypkpll;

• vk;gpv];vy; fhg;GWjp fk;gdp ypkpll;

• mypad;]; fhg;GWjp yq;fh ypkpll;

• Adpad; m#ud;]; nghJ ypkpll;

• ,yq;if fhg;GWjpf; $l;Lj;jhgd ypkpll;

• nfd;bdd;l;y; fhg;GWjp yq;fh ypkpll;

• gPg;gs;]; fhg;GWjp gpvy;rp

• vy;Xvy;rp fhg;GWjp fk;gdp ypkpll;

• xhpad;l; fhg;GWjp ypkpll;

• Njrpa fhg;GWjp ek;gpf;if epjpar; rig

0

2000

1500

1000

500

2011 2012 2013 2014 2015

,.&. kpy;ypad;

cupikf; Nfhupf;if; nfhLg;gdTj; njhFg;G

kuzk;

tpgj;Jf;fs;

Fioe;ij gpwg;G

gpw gw;W Neha;

,jaNeha;

murhq;f itj;jparhiy

jdpahh; itj;jparhiy

fz;zhb

232,518,397

218,948,313

12,923,209

112,993,003

11,624,076

137,190,338

604,029,694

231,717,714




,y. &gh 2015 (&gh) 2014 (&gh)

nkhj;j vOj;J %y

jtizf; fl;lzk;

3,018,417,937 2,835,199,980

KjyPl;L tUkhdk; 550,349,604 479,257,678

Vida tUkhdk; 3,198,218 11,937,931

nkhj;j tUkhdk; 3,571,965,759 3,326,395,589

,y. &gh 2015 (&gh) 2014 (&gh)

nkhj;j vOj;J %y

jtizf; fl;lzk;

242,090,517 142,690,974

KjyPl;L tUkhdk; 34,621,732 34,530,790

Vida tUkhdk; 21,181,827 1,193,618

nkhj;j tUkhdk; 297,894,076 178,415,382

,y. &gh 2015 (&gh) 2014 (&gh)

nkhj;j vOj;J %y

jtizf; fl;lzk;

1,737,839,949 2,014,207,710

KjyPl;L tUkhdk; 186,086,647 78,837,436

Vida tUkhdk; 23,719,435 948,265

nkhj;j tUkhdk; 1,947,646,031 2,093,993,411

kPs; fhg;GWjp

Nj.fh.e.ep. MdJ> ntspehl;L ehzaj;ijj; jf;fitj;Jf;

nfhs;Sk; mNjNtis ,yq;ifapy; ,aq;Fk; rfy Kjd;ikf;

fhg;GWjpf; fk;gdpfspw;Fk; MjuT toq;fiy Nkk;gLj;JtJld;

2008 ,y; kPs; fhg;GWjp ,liu Vw;Wf;nfhz;L Muk;gpj;jJ.

Nj.fh.e.ep. jw;NghJ ,yq;ifapy; ,aq;Fk; xNunahU kPs;

fhg;GWjpahsuhf cs;sJld; Njrpa kPs; fhg;GWjpahsuhfTk;

Nritahw;WfpwJ. Nj.fh.e.ep. ,lkpUe;J kPs; fhg;GWjp tu;j;jfj;jpd;

nkhj;jj; njhifapd; 30% Ig; ngWjy; ,yq;ifapYs;s nghJf;

fhg;GWjpf; fk;gdpfspw;F fl;lhakhdjhFk;. Nj.fh.e.ep. MdJ>

Vw;Wf;nfhs;sg;gl;l nghWg;gpw;Fr; rkkhd njhif xd;wpd;

nghUl;L Kjd;ikf; fhg;GWjpf; fk;gdpfshy; rku;g;gpf;fg;gLk;

VNjDk; cupikf; Nfhupf;ifj; jPu;Tf;F nghWg;ghfTssJ.

Nj.fh.e.ep.> tpjptpyf;fhd> ghjfkhd Nfhupf;if mDgtk;

xd;iwg; ngWk; re;ju;g;gj;jpy; mjd; nrhe;j epYitj; jhisg;

NgZk; nghUl;L gpd;dfu;T cs;slf;fk; xd;iwAk; ngw;Ws;sJ.

Nkhl;lhu; fhg;GWjp

Kw;whf murpw;Fr; nrhe;jkhd epWtdkhTs;s Njrpa fhg;GWjp

ek;gpf;if epjpaj;jpd; ek;gpf;if epjpaj;jpd; Nkhl;lhu; gpupthdJ>

,ay;jF jtizf; fl;lzk; xd;wpy; mur> mur rhu;G

epWtdq;fspw;F tpupthd kw;Wk; %d;whk; jug;Gf; fhg;GWjpfis

toq;FfpwJ. tpupthd fhg;GWjpf; nfhs;ifahdJ> neUg;G> fsT>

%d;whk; jug;Gfs; (kuzk; kw;Wk; fhak;)> nts;sk;> Ntiy

epWj;jk;> rptpy; fyfk;> gaq;futhjk; Nghd;w fhuzpfshy;

Vw;gLk; Nrjq;fis cs;slf;FfpwJ.

Nj.fh.e.ep. MdJ> mjd; Nghl;bj; jd;ikf;F Nkyjpfkhf>

ehlshtpa uPjpapy; tpgj;Jfspd; Jupjkhd kjpg;gPLfs;>

trjpahd fuh[; xd;wpy; jpUj;jk; Nkw;nfhs;sf; $ba ,aYik>

Mtzk; rku;g;gpj;J 3 ehl;fspDs; Nfhupf;ifj; jPu;Tfs;

vd;gd cs;slq;fyhf ngWkjp Nru;f;fg;gl;l NritfisAk;

toq;FfpwJ. mj;Jld; murhq;f fs mYtyu;fshy;

gad;gLj;jg;gLk; Nkhl;lhu; irf;fps;fSf;Fk; fhg;GWjpj; jpl;lk;

tpupTgLj;jg;gl;Ls;sJ. NkNy Fwpg;gpl;lit jtpu> Nj.fh.e.ep.

MdJ> nts;sk;> %d;whk; jug;Gr; nrhj;Jr; Nrjk;> jPu;itaw;w

nghUl;fis Vw;wy;> ,Oitf; fl;lzk;> tpd;l;];fpwPd;> gapYdu;

rhujp> Ntiyahs; el;l <L> gazpfspw;fhd rl;lg; nghWg;G>

,il topg; nghUl;fs; vd;gtw;wpw;fhd cs;slf;fj;ijAk;

toq;FfpwJ. kPsha;T tUlj;jpd; NghJ> Jupjkhd Nfhupf;iff;

nfhLg;gdtpw;F trjpaspf;Fk; Kaw;rpahf> khtl;l

nrafq;fspDs; 24 kzpj;jpahy miog;G epiyak; xd;Wk; gy;NtW

fpis mYtyfq;fSk; ];jhgpf;fg;gl;Ls;sJ. Nfhup;iffspd;

guprPyid Nkw;nfhs;sg;gLkplj;J> mr;nrad;Kiwf;F cjTk;

tifapy; ehlshtpa uPjpapy; tpidj;jpwd; kpf;f kjpg;gPlhsu;

FO xd;W Nritahw;WfpwJ.

Nkhl;lhu; gpupthdJ> nkhj;j vOj;J %y jtizf; fl;lzj;jpy;

70% mjpfupg;igf; fhl;ba tUlj;jpd; kPJ tUlk; Njwpa

tUkhdj;jpy; 78% mjpfupg;igf; fhl;baJ. Gjpa Kfhikj;Jtk;>

mjpfupf;fg;gl;l mYtyu;fs;> njhlu;r;rpahf rpwe;j epiyapYs;s

thbf;ifahsu; Nrit vd;gtw;wpd; topelj;jypd; fPo; mjpfupj;j

re;ij kw;Wk; Nkk;ghl;Lj; jpwd; Mfpatw;wpd; gadhf ,e;j

Nkk;gLj;jg;gl;l epiwNtw;Wif fpilf;fg; ngw;wJ. Nkhl;lhu;

gpupT> Nkhl;lhu; fhg;GWjpf; nfhs;if xd;iwg; ngw;Wf; nfhs;siy

cWjp nra;Ak; rhd;wpjopw;F vjpuhf fhg;GWjp ml;il xd;iw

itj;jpUf;Fk; thbf;ifahsu; tpUg;gj; Nju;itAk; mq;fPfupj;jJ.

fhg;GWjp ml;il Kiw thbf;ifahsiu ntFthff; ftu;tjhf

,dq;fhzg;gl;lJ. mjw;fpzq;f Gjpa gpsh];upf; fhg;GWjp

ml;il xd;W> tUkhd kl;lj;ij cau;j;j toptFf;Fk; tpjj;jpy;

kPsha;T tUlj;jpd; NghJ mwpKfQ; nra;ag;gl;lJ.




0

25.00

30.00

35.00

20.00

15.00

10.00

5.00

jdpahh; fhh;

(& kpy;ypad;)

(& kpy;ypad;)

Nkhl;lhu; irf;fps; Nkhl;lhu; tz;b nyhwp/ fhzp

thfdk;

,ul;ilj;

Njit thfdk;

nghJf; fhg;GWjp( Nkhl;lhu; my;yhj)

Nj.fh.e.ep. ,d; nghJf; fhg;GWjp (Nkhl;lhu; my;yhj)

tu;j;jfkhdJ> neUg;G> fly;> kUj;Jtk; kw;Wk; njhopyhsu;

el;l <L> gpuahzk;> nfhs;is Nghd;wtw;iw cs;slf;fpa

Vida tif vd cg gpuptplg;gl;Ls;sd. nghJf; fhg;GWjpg;

gpupthdJ> jPu;T nghUl;L Nfhupf;if ngw;Wf; nfhz;lJk; Jupj

eltbf;ifia toq;Fk; tifapy; ehlshtpa uPjpapy; Nju;r;rp

ngw;w rPuhf;Fdu;fspd; Fohk; xd;Wld; mikf;fg;gl;Ls;sJ.

,g;gpupthy; neUg;Gf; fhg;GWjp> xg;ge;jfhuu;fspd; ,lu; fhg;GWjp>

njhopyhsu; el;l <l;Lf; fhg;GWjp> nfhs;is mghaf; fhg;GWjp>

xg;ge;jfhuu;fspd; nghwp kw;Wk; ,ae;jpuf; fhg;GWjp> jdpg;gl;l

tpgj;Jf; fhg;GWjp Nghd;w gy;NtW fhg;GWjpf; nfhs;iffs;

mKyhf;fg;gl;Ls;sd.

,y. &gh 2015 (&gh) 2014 (&gh)

nkhj;j vOj;J %y

jtizf; fl;lzk;

36,599,503 22,595,787

KjyPl;L tUkhdk; 6,516,870 12,717,852

Vida tUkhdk; 38,087 183,465

nkhj;j tUkhdk; 43,154,460 35,497,104

tif

2014 2015

Nfhupf;iffspd;

vz;zpf;if

njhif (&gh. kpy;ypad;) Nfhupf;iffspd;

vz;zpf;if

njhif (&gh. kpy;ypad;)

jdpahu; fhu; 392 32.77 258 33.02

Nkhl;lhu; irf;fps; 42 0.52 966 13.89

Nkhl;lhu; tz;b 117 12.28 91 9.52

nyhwp/ fhzp thfdk; 68 6.46 51 4.34

,ul;ilj; Njit

thfdk;

272 19.85 220 26.51

nkhj;jk; 891 71.87 1,586 87.27

2014

2015




$l;Lupik Ml;rp

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fhyg; ngWkjpia cUthf;FfpwJ vd;gijAk; mjd; nraw;ghL>

,af;fk;> eltbf;iff;fhd cau; juq;fis cUthf;Fk;

kw;Wk; gpuNahfpf;Fk; Nehf;fpidf; nfhz;Ls;sJ vd;gijAk;

mq;fPfupg;gJld; ,f;ifj;njhopYf;Fj; Njitahd rfy

ntspaf xOq;FgLj;jy; mikg;GfSlDk; rpwe;j gof;fq;fspd;

$l;Lupik Ml;rpf; Nfhit> ey;yhl;rpf;fhd mur njhopy; Kaw;rp

topfhl;ly;fs;> $l;Lupik Ml;rpg; gof;fq;fs; vd;gtw;WlDk;

,zf;fkile;Js;sd vd;gijAk; mq;fPfupf;fpd;wJ.

,jidj; jtpu Nj.fh.e.ep. rfy gzpahsu;fSk; fLikahfg;

gpd;gw;wg;gLk; elj;ijf; Nfhit xd;wpw;F fl;Lg;gl;Ls;sdu;.

Nj.fh.e.ep. mjd; eltbf;iffis nghWg;Gzu;Tld; Kfhik

nra;jiy Nehf;fhff; nfhz;Ls;sJld; mjd; %yk;

thbf;ifahsupdJk; gzpahsu;fspdJk; murpdJk; nghJ

kf;fspdJk; ek;gpf;ifiaAk; ngw;Ws;sJ. gzpg;ghsu; rig>

mjDld; ,ize;j FOf;fs; vd;gtw;wpd; tpidj;jpwd; kpf;f

gz;Gfs;> gzpahsu;fspw;Fk; ,t;tikg;Gfspw;Fkpilapyhd

gpizg;G kw;Wk; ntspg;gilahd njhlu;ghly; vd;gd rpwe;j

$l;Lupik Ml;rpf;F Kf;fpakhditahFk;.

gzpg;ghsu; rig

gzpg;ghsu; rigahdJ> $l;Lupik Ml;rp Nkilf;F

mbj;jskhf cs;sJld; Nj.fh.e.ep. mur nfhs;iffs;>

murikg;G> rl;lj; Njitg;ghLfSf;F ,zq;f tpidj;jpwd;

kpf;f Kiwapy; Kfhikaplg;gLjiyAk; mjd; ,yf;Ffs;

va;jg;gLjiyAk; cWjp nra;Ak; nghUl;L Njrpa fhg;GWjp

ek;gpf;if epjpaj;jpd; rfy rig cWg;gpdu;fSk; mjd;

gq;Fjhuu;fspw;F nghWg;Gf;$wj;jf;fjhf cs;sdu;. ,J

epWtdj;jpy; nghUj;jkhdnjhU Ml;rp Kiw cs;snjd;gij

cWjpg;gLj;JfpwJ. 2006 ,d; 28 Mk; ,yf;f Njrpa fhg;GWjp

ek;gpf;if epjpar; rl;lj;jpw;F mikthf rigapd; jiytu;

Njrpa nfhs;iffs; kw;Wk; nghUshjhu tptfhu mikr;rupdhy;

epakpf;fg;gl;lhu;.

gzpg;ghsu; rigahdJ> ePzl fhy epiyahz;ikg;

ngWkhdj;ij cUthf;FtjpYk; toq;FtjpYk; mNj Ntisapy;

epWtdj;jpd; tu;j;jf eltbf;iffs;> Vida eltbf;iffs;

vd;gd xOq;FgLj;jy; rl;lfj;jpDs; Kfhikaplg;gLfpd;wd

vd;gij cWjp nra;tjpYk; mtu;fspd; gq;jhuu;fspw;F

nghWg;Gf; $wj;jf;fjhf cs;sJ. FWfpa> eLj;ju> ePzlfhy

Nehf;fq;fis tpUj;jp nra;jy;> KO nkhj;j tu;j;jfj; jpl;lk;

gw;wpa topfhl;ly;fs;> njspthf tiuaWf;fg;gl;l kdpj ts

Kiwik> epiyapaw; fl;lis ,zf;fg;ghLs;s topfhl;ly;fs;>

cs;sff; fzf;fha;T> ,lu; Kfhikj;Jt topfhl;ly;fs;>

tu;j;jfj;jpy; ghupa KjyPl;il kPsha;jy; vd;gd nghUl;lhd

njhopy; Kaw;rpahz;ikj; jiyikj;Jtk; kw;Wk; cghaj;

jpwd; Vw;ghLfs; gzpg;ghsu;fspd; nghWg;GfshFk;. kPsha;T

fhyg;gFjpapy;> Nj.fh.e.ep. rigapd; flg;ghl;il ntspg;gLj;Jk;

tifapy; rpwe;j tutpidf; nfhz;l VO rig; $l;lq;fis

elj;jpaJ. Nj.fh.e.ep. MdJ> epjp epiyik> tu;j;jf mgptpUj;jp>

Nehf;f va;Jif> ,lu; ntspg;gLj;Jif> epiyapaw; fl;lis

,zf;fg;ghL vd;gd mlq;fyhf rfy tplaq;fs; gw;wpAk;

rigf;F tpupthf mwpf;ifapLfpwJ.

rigf; $l;lq;fs; kw;Wk; tuT - 2015

Nj.fh.e.ep. rig> epWtdj;jpd; eilKiw tu;j;jfj;ij

MuhAk; nghUl;Lk; Njitf;Nfw;wthWk; fpukkhd Kiwapy;

$LfpwJ. rfy tUifapd;ikfSk; Kw;$l;bNa mwptpf;fg;gl;L

gjpT nra;ag;gLtJld; ,w;iwg;gLj;jy; %yk; tuhjtu;fs;

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cWjp nra;Ak; tifapy; rig Mtzq;fs; Kw;$l;bNa

cWg;gpdu;fspilNa tpepNahfpf;fg;gLfpd;wd. ,t;thz;by; 7

rigf; $l;lq;fs; eilngw;wd.

rig nrayhsupd; tfpghfk;

rigr; nrayhsu; jpUkjp. fadp rpak;gynfhl rfy rigj;

jPu;khdq;fisAk; Fwpg;gpLtJld; epfo;Tfspd; xUq;fpizg;ig

cWjp nra;Ak; tifapy; rfy tplaq;fs; gw;wpAk;

gzpg;ghsu;fSld; njhlu;ig Vw;gLj;Jfpwhu;.

epjpf; $w;Wfs;

Nj.fh.e.ep. ,d; epjpf; $w;Wfs;> ,yq;if fzf;fPl;Lj; juq;fisAk;

Vida rfy gpuNahfpf;fj;jf;f rl;l xOq;FtpjpfisAk;

iff;nfhz;L jahupf;fg;gl;L rku;g;gpf;fg;gl;lJ.

ngWif

epjp> jpl;lkply; mikr;rpd; mur epjpj; jpizf;fj;jpdhy;

toq;fg;gLk; ngWif topfhl;ly;fisg; gad;gLj;jp ,J

Nkw;nfhs;sg;gLfpwJ. ngWiffs; ftdj;jpw; nfhs;sg;gLk;

ngWkjp mbg;gilapy; mikr;ruit epakpj;j ngWiff;FO>

mikr;rpd; ngWiff;FO> jpizf;fsj;jpd; ngWiff; FO

vd;gtw;wpd; cjtpAld; Nkw;nfhs;sg;gLfpd;wd.

fzf;fha;Tf; FO

fzf;fha;Tf; FO> ,yq;if gl;laf; fzf;fhsu; epWtdj;jhy;

ntspaplg;gl;l 'fzf;fha;Tf; FOf;fSf;fhd rpwe;j gof;ff;

Nfhit" cld; xj;Jg;Nghfj;jf;f gzpfisAk; nghWg;GfisAk;

nfhz;L kPsha;T tUlj;jpy; tFj;jikf;fg;gl;lJ. fzf;fha;tpd;

Nehf;nfy;iyAk; fzf;fha;Tf; FOTld; ,izf;fg;gl;l

nghWg;GfSk; 2015 ,y; gpd;tUkhW ];jhgpf;fg;gl;lJ.:

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jhgpf;fg;gl;lJ.

• cs;sf fzf;fha;T Kiwikfs; kPsha;T nra;ag;gl;L

jhgpf;fg;gl;lJ.

• jdpj;jdpg; gpupTfspd; epiwNtw;Wif nryT

tpidj;jpwd; kw;Wk; tpuar; nrytpdf; Fiwg;G

vd;gtw;wpd; Nehf;fj;jpw;fhf fhy ,ilntspapy;

jhgpf;fg;gl;lJ.

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njhlu;gpy; cs;sff; fzf;fha;thsupdJk; fzf;fha;thsu;

mjpgjpapdJk; njhlu;r;rpahd eltbf;if

• epiyapaw; fl;lisfs;> xOq;Ftpjpfs;> Rw;wwpf;if

fSld; ,zq;fpapUj;jiyg; guprPypj;jy;



• cupa fzf;fPl;Lj; juq;fSld; ,zq;fpapUj;jiy

cWjp nra;Ak; tifapy; epjpf; $w;Wfisg; guprPypj;jy;

• ntspaf> cs;sff; fzf;fha;T mwpf;iffs; kw;Wk;

Kfhikf; fbjq;fis mtw;wpd; jtW kw;Wk; jPu;T

eltbf;if nghUl;L kPsha;T nra;jy;

• FOtpd; fl;lis> gupe;Jiufis mKy;gLj;jy;

njhlu;gpy; kPsha;T nra;jy;

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cs;sff; fl;Lg;gLj;jypy; Fwpg;gplj;jf;f Nkk;ghl;ilf;

nfhz;bUe;jJ. cs;sff; fzf;fha;T mwpf;iffs; khjhe;jk;

jahupf;fg;gl;L rfy gpur;ridfisAk; ,dq;fhZk;

nghUl;L njhlu; $l;lq;fs; elj;jg;gl;ld. fl;Lg;gLj;jy;

tpidj;jpwd; Nkk;ghL> ,dq;fhzg;gl;l CWghLfis

Nkk;gLj;jy; vd;gtw;wpw;fhd rhj;jpakhd topKiwfs;>

,dq;fhzg;gl;l ,lu;fspd; mbg;gilapy; jPu;khdpf;fg;gl;ld.

Nkyjpf eltbf;ifahf> cs;sff; fzf;fha;Tf; FO>

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fk;gdpfSf;F tp[ak; nra;jJ.

fzf;fha;Tf;FO cWg;gpdu;fs; tuT

jpU. V.Mu;. Njrg;gpupa (jiytu;) 3

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jpU. V.N[.b. la]; 1

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Mk; cWg;Giuapd; epajpfSf;fpzq;f fzf;fha;thsu; jiyik

mjpgjp ntspaff; fzf;fha;thsuhf epakpf;fg;gl;lJld; mur

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fzf;fha;it Nkw; nfhz;lhu;.

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nfhs;if> topfhl;ly;fs; vd;gtw;wpw;F ,zq;f cr;r gl;r

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cWjp nra;jy; kw;Wk; cWjpahd KjyPl;Lf; nfhs;if xd;iw

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nrhj;J xJf;fPL> nrhj;Jg; nghWg;G Kfhikj;Jtk; vd;gd

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eilngw;wJ.

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td;Kiw> rptpy; fyfk; kw;Wk; gaq;futhj ,lupd; fPohd

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njhopy;El;g MNyhridf; FO


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ntspr; nry;yy;fs; vd;gd nghUl;L eyd;Gupf; FO xd;iwAk;

nfhz;Ls;sJ.

kdpj tsf; $wpd; kPjhd vkJ ftdk;> vk; tu;j;jfj;ij

Nkw;nfhs;Sk; Kf;fpa $l;Lupikg; ngWkhdq;fspy; xd;iw

cUthf;FjyhFk;. vdNt ehk; vkJ mYtyu;fspd; ,zf;fg;ghL

kw;Wk; epiyahz;ikr; rl;lfj;jpDs; cau; epiwNtw;Wifia

cWjp nra;Ak; nghUl;L tpUj;jpaile;j epiwNtw;Wif Kiw

xd;iwf; nfhz;Ls;Nshk;.

jftw; njhopy;El;g MSif

,t;thSif mkprkhdJ. jw;NghJ gad;ghl;bYs;s

njhopy;El;gj;ijr; Rw;wp cs;sJld; tu;j;jf Nehf;fq;fis

mikj;jYld; njhlu;Gw;Ws;sJ. Nj.fh.e.ep.> fhg;GWjp> kPs;

fhg;GWjp> epjp> Kfhikj;Jtk;> fzf;fPL> ngWif> kdpj tsk;>

jpiwNrup> KjyPL Mfpa Kf;fpa njhFjpfisf; nfhz;l

tpupthd tiyaikg;G Kiw xd;iwf; nfhz;Ls;sJ. rfy

Nj.fh.e.ep. nrad;KiwfSk; jd;dpaf;fg;gLj;jg;gl;L ehlshtpa

uPjpapy; tiyaikg;gplg;gl;Ls;sijf; ftdj;jpw; nfhz;L>

Nj.fh.e.ep. MdJ> Kfhik> thbf;ifahsupw;F Jupjkhd>

tpidj;jpwd;kpf;f Nritia toq;fiy Nkk;gLj;Jk; tiapYk;

tu;j;jfj;jpw;Fupa ,lu;fisf; Fiwf;Fk; tifapYk; mjd;

gadu; fl;Lg;ghLfs; ghJfhg;ghf mikf;fg;gl;Ls;sd vd;gid

cWjp nra;jw;Fg; ghLgLfpwJ.

KbTiu

fzf;fha;Tf; FOthdJ> Nj.fh.e.ep. ,d; cs;sf fl;Lg;ghLfspd;

tpidj;jpwd; kpf;f mKyhf;fk;> mjd; nrhj;Jfspd; Nghjpa

fhg;gPL> cs;sf fzf;fha;Tj; jpizf;fsk;> ntspaf

fzf;fha;thsu;fs; MfpNahupd; tpidj;jpwd;> epjpf; $w;Wfspd;

cz;ikj; jd;ikia cWjp nra;Ak; fzf;fPl;L nfhs;iffspd;

nghUj;jkhd gpuNahfk;> ,zf;fg;ghl;Lr; rl;lf Kiw> jftw;

njhopy;El;g Kiwf; fl;Lg;ghLfs;> ,t;thz;Lg; gFjpapy; Vw;gl;l

,zf;fkpd;ik njhlu;gpy; vLf;fg;gl;l rPu; kw;Wk; Kw;fhg;G

eltbf;iffs; vd;gd njhlu;gpy; jpUg;jpiaf; nfhz;Ls;sJ.

$l;Lupik Ml;rp



Njrpa fhg;GWjp ek;gpf;if epjpaj;jpd; rig

cWg;gpdu;fs; - 2015

1 3 4 52

jpU. kQ;Rs B rpy;th jpU. l;utpd;

gpudhe;Jgps;is

jpU. re;jd Fkhurpq;f jpU. mNre;jpu rpwptHjd jpU. b.gp. tpkyNrd



rig cWg;gpdu;fspd; ntl;LKfk;

1. jpU. kQ;Rs b rpy;th (jiytH)

kQ;Rs b rpy;th 06.04.2015k; jpfjp jiytuhf

epakpf;fg;gl;lhH. Njrpa fhg;GWjp ek;gpf;if epjpaj;jpw;F

jiytuhf epakpg;gjw;F Kd;dH> mtH vr;vd;gp m#ud;];

gpvy;rp epWtdj;jpd; Kfhikj;Jtg; gzpg;ghsuhf

gzpahw;wpdhH.

jpU. kQ;Rs b rpy;th nghUspaypy; nfsut fiykhdp

(tpNrl) gl;lj;ij nfhOk;G gy;fiyf;fofj;jpy;

ngw;wpUg;gJld;> If;fpa uh[;[paj;jpy; cs;s yz;ld;

tpahghug; ghlrhiyapy; tpahghu epHthf KJkhdpg;

gl;lj;ijg; ngw;Ws;shH. mj;Jld; ,tH kw;Wk; FCMA (UK) kw;Wk; CGMA Mfpa jifikfisAk; nfhz;Ls;shH.

,tH mz;ikapy; mur njhopy;Kaw;rpfs; mgptpUj;jp

mikr;rpd; MNyhrfuhf epakpf;fg;gl;lhH. 2015k; Mz;Lf;F

Kd;dH 9 Mz;Lfshf vr;vd;gp m#ud;]; gpvy;rp epWtdj;jpd;

Kfhikj;Jtg; gzpg;ghsuhfTk; 2 tUlq;fSf;F Nkyhf

gpujk epiwNtw;W mYtyuhfTk; gzpahw;wpdhH. mj;Jld;

,tH <fs; vd;bgp gd;l; kNd[;kd;l; fk;gdp ypkpll;

epWtdj;jpy; (jw;NghJ vd;bgp nty;j; kNd[;kd;l;) nghJ

KfhikahsuhfTk;> <fs; ,d;#ud;]; Nfhg;gNurd;

ypkpll; (jw;NghJ VIV ,d;#ud;];) epWtdj;jpd;

$l;bize;j thpirfs; kw;Wk;; kdpj tsq;fSf;fhd nghJ

KfhikahsuhfTk;> mur njhopy;Kaw;rpfs; kPs;sikg;G

Mizf;FOtpd; gzpg;ghsH ehafkhfTk; gzpahw;wpdhH.

mj;Jld; 2016k; Mz;L ,tH Kfhikj;Jt

fzf;fhsHfSf;fhd gl;la epWtdj;jpd; (CIMA) ,yq;ifr; rigapd; jiytuhfTk; mijj; njhlHe;J 2017 [{d; 20

tiu mjd; MESANA gpue;jpaj;jpw;fhd gpuhe;jpa rigapYk;

gzpahw;wpdhH. ,tH rpNyhd; tHj;jf rk;Nksdj;jpd;

FO mq;fj;jtuhf ,Ug;gJld;> fhg;GWjpfs; njhlhghd

Kd;Ndhb FOtpd; jiytuhfTk; gzpahw;wpdhH.

2. jpU. V.MH. Njrg;gphpa (rig mq;fj;jtH) -

jpU. V.MH Njrg;gphpa mtHfs; 08.04.2015k; Mz;L rig

mq;fj;jtuhf epakpf;fg;gl;lhH. ,tH Njrpa ghjPl;Lj;

jpizf;fsj;jpd; gzpg;ghsH ehafkhf gzpGhpfpd;whH.

3. jpU. lgpy;a+.vk;.vk;.gp.vr;. Fzuj;d (rig mq;fj;jtH) -

jpU. lgpy;a+.vk;.vk;.gp.vr;. Fzuj;d mtHfs; rig

mq;fj;jtuhf 08.04.2015k; jpfjp epakpf;fg;gl;lJld;> ,tH

epjp mikr;rpd; gpujhd fzf;fhsuhf gzpGhpfpd;whH.

4. jpU. l;utpd; gpuhdhe;Jgps;is (rig mq;fj;jtH) -

jpU. l;utpd; gpuhdhe;J gps;is mtHfs; 08.04.2015k; jpfjp

rig mq;fj;jtuhf epakpf;fg;gl;lhH. ,tH vr;v];gprp

apy; ,Ue;J xa;T ngWk; NghJ gpujp gpujk epiwNtw;W

mYtyuhthH. mj;Jld; ,tH jw;NghJ Vvk;lgpy;a+

fg;gply; yPrpq; md;l; gpdhd;]; gpvy;rp epWdj;jpd; (Lghiaj;

jskhff; nfhz;like;j Vvy; Gl;bak; FOkj;jpd; mq;j;Jtf;

fk;gdp) jiytuhfTk;> N[hrg; gpNurH nkNkhhpay; NeHrpq;

N`hk; jiytuhfTk;> Adpad; ghq; gpvy;rp epWtdj;jpd;

epiwNtw;W mjpfhuky;yh gzpg;ghsuhfTk;> ll;r; yq;fh

l;nuapyH kdpAgf;rhpq; ypkpll; (,e;jpahtpd; lhlh

FOkj;jpd; mq;fj;Jtf; fk;gdp) epWtdj;jpd; epiwNtw;W

mjpfhuky;yh gzpg;ghsuhfTk; gzpahw;wfpd;whH.

5. jpU. mNre;jpu rpwptHjd (rig mq;fj;jtH) -

jpU. mNre;jpu rpwptHjd 02.04.2015k; jpfjp rigapd;

mq;fj;jtuhf epakpf;fg;gl;lhH. ,tH jw;NghJ

rl;lj;juzpahf nrayhw;Wfpd;whH.

6. jpU. V.N[.b. la]; (rig mq;fj;jtH) -

jpU V.N[.b.la]; 08.05.2015k; jpfjp rigapd; mq;fj;jtuhf

epakpf;fg;gl;lhH. mj;Jld; ,tH> Rfhjhu kw;Wk; RNjr

mikr;rpd; Nkyjpf nrayhsuhf gzpGhpfpd;whH.

7. jpU. N[.V.Nf.vd;. [aJq;f (rig mq;fj;jtH) -

jpU. N[.V.Nf.vd;. [aJq;f rig mq;fj;jtuhf

08.05.2015k; jpfjp epakpf;fg;gl;lhH. ,tH nghJ epHthfk;

kw;Wk; Kfhikj;Jt mikr;rpd; Nkyjpf nrayhsuhf

gzpGhpfpd;whH.

8. jpU. b.gp. tpkyNrd (rig mq;fj;jtH) -

jpU. b.gp. tpkyNrd 14.012.2015k; jpfjp rig mq;fj;jtuhf

epakpf;fg;gl;lJld;> ,tH epjp mikr;rpd; gpujhd

fzf;fhsuhf gzpGhpfpd;whH.

9. jpU re;jd Fkhurpq;f (rig mq;fj;jtH) -

jpU re;jd Fkhurpq;f rig mq;fj;jtuhf 14.12.2015k; jpfjp

epakpf;fg;gl;lhH. ,tH nghJ epHthfk; kw;Wk; Kfhikj;Jt

mikr;rpd; gzpg;ghsuhf gzpGhpfpd;whH



$l;bize;j kw;Wk; rpNu];l Kfhikj;Jtf; FO

1. jpU. rdj; rP j rpy;th - gpujk epiwNtw;W

mjpfhhp

2. jpU. mDu rkuNfhd; - jiytH>

mf;u`hu jpizf;fsk;.

3. jpU. MH.v];. FzNrfu- jiytH>

Muha;r;rp kw;Wk; gFg;gha;Tj; jpizf;fsk;

4. jpU. B.[p. yf;;\;kd; - jiytH>

Nkhl;lhH Nfhhpf;iffs; jpizf;fsk;

5. nry;tp. jk;kpf;f tPuNfhd; - jiytp>

epjpj; jpizf;fsk;

6. jpU. vk;.vd;.Nf. gz;bfkNf - gjpy;

jiytH> `k;ghe;Njhl;ilf; fpis

7. nry;tp. epNk\h r`ge;J - jiytp>

Ez; fhg;GWjpj; jpizf;fsk;

8. nry;tp. v];.MH.[p. cjhhp gphpagh\pdp -

jiytp> rl;lj; jpizf;fsk;

9. nry;tp. epkhyp ngNuuh - jiytp>

fpis Nkw;ghHitj; jpizf;fsk;

10. nry;tp cngf;\h Vf;fehaf;f - jiytp>

Nkhl;lhH vOj;jhf;fj; jpizf;fsk;.

11. nry;tp fhaj;hp nra;rh - jiytp.

cs;sf fzf;fha;Tj; jpizf;fsk;

12. nry;tp fahdp rpak;gyhq;nfhl> epiwNtw;Wr; nrayhsH

13. jpU. ehky; fhQ;rd - jiytH> KjyPl;Lg; gphpT

14. jpU ftpd;u [arpq;f - jiytH>

jfty; njhopy;El;gj; jpizf;fsk;

15. jpU. rpj;jhu mrq;f [ayj; - jiytH> kdpj ts kw;Wk;

epHthfj; jpizf;fsk;.

16. nry;tp. Njr\hdp ehzaf;fhu - jiytp>

kPs;fhg;GWjpj; jpizf;fsk;

17. jpU. \hky; RKJ Nrdhuj;d - jiytH>

mDuhjGuf; fpis

18. nry;tp. ue;jpkh bvk; kdNf - jiytp

nghJ Nfhhpf;iffs; jpizf;fsk;.

1 3 5

8714

17 11 16 12

9

18 15 13

4

210

6



Njrpa fhg;GWjp ek;gpf;if epjpaj;jpd; cghakhHf;fj;jpd;

ikakhf ,liu vt;thW ifahSjy; vd;gJ mike;Js;sJ.

epr;rakw;w Mf;ff;$whdJ mghaj;jpw;F toptFf;Fk;

mNjNtisapy;> tpahghuj;jpw;F ngWkjp NrHf;Fk; tha;g;ig

cUthf;Ftjw;F mJ gq;fspg;G nra;a KbAk;. Njrpa fhg;GWjp

ek;gpf;if epjpak; nrhj;Jf;fs;> epjpapay; epyik kw;Wk; ,yhgk;

vd;gd cs;slq;fyhf mjd; ,yf;fpy; ,Ue;J vjpHkiwahd

khWjYf;F toptFf;Fk; my;yJ tpahghuj;jpw;F ngWkjpiar;

cUthf;Fk; fhuzpfspd; xt;nthU rhj;jpakhd mgptpUj;jpf;F

my;yJ epfo;Tf;F jd;Dila tpahghuj; njhopw;ghl;Lf;F

,lHfis milahsk; fhZjy; Ntz;Lk;. vq;fsJ ,lH

Kfhikj;Jt nrad;Kiw> midj;J jdpg;gl;l tpahghu

myFfs; tiu> mjd; nraw;ghLfSld; ,izf;fg;gl;Ls;s

,lHfis milahsk; fhz;gJld; ,y;yhky; nra;Ak;

Nehf;fj;Jld;> mNjNtisapy; vjpHfhy mgptpUj;jpf;F

rhj;jpakhd re;jHg;gq;fis Kd;ndr;rhpf;ifahf milahsk;

fhz;gjw;fhff toq;fg;gl;Ls;sJ.

epWtdj;jpd; xt;nthU kl;lj;jpYk;> gzpg;ghsH rigapd;

,Wjpg; nghWg;Gld;> ,lH Kfhikj;Jt nray;Kiw

cl;nghjpf;fg;gl;bUf;fpd;wJ. ,e;jf; fl;lj;jpy;> ,lH Fiwg;G

cghakhHf;fkhdJ vt;thW fz;fhzpg;gJ kw;Wk; kPsha;T

nra;tJ vDk; tifapy; tpahghuj; jpl;lj;jpw;F khw;wg;gLk;.

,lH Kfhikj;Jt nrad;Kiwiaf; fz;fhzpf;Fk; gzpfs;

epWtdj;jpd; fzf;fha;Tf; FOTf;F rhl;lg;gl;Ls;sJ. ,J

gpujhd ,lH nfhs;iffs;> ,lH mjpfhuq;fs; kw;Wk; ,lH

rfpg;Gj;jd;ikia milask; fz;L mq;fPfhpf;fpd;wJ. mj;Jld;

fzf;fha;Tf; FOtpd; gzpahdJ cl;fl;likg;ig kjpg;gPL

nra;jy;> jdpg;gl;l ,aYikfs;> chpa ,lH jfty;fs;

fpilf;fg; ngWtjw;fhd njhopy;El;gk; kw;Wk; njhlHghlYf;fhd

Kiwf;fisf; fz;lwpjy; tiu ePbf;fg;gl;Ls;sJ.

RahjPd fzf;fha;thdJ Vw;Wf;nfhs;sf;$ba ,lhpd;

rl;lfj;jpDs; tpidj;jpwdhd nraw;ghl;Lf;F midj;J ,lH

nraw;KiwfisAk; cWjpg;gLj;Jfpd;wJ.

Njrpa fhg;GWjp ek;gpf;if epjpak; epWtdj;jpdhy;

Kfk;nfhLf;fg;gLk; ,lHfs; njhlhghf KOikahd ghHitia

Nkw;nfhs;tjw;Fk; ,lH mwptpj;jpwidg; ngWtjd; ed;ikfspd;

kPJ ce;Jrf;jpiag; ngw;Wf;nfhs;tjw;Fk; njhopy;Kaw;rp

,lH Kfhikj;Jt khjphpia ,izj;jf;nfhz;Ls;sJ.

gq;FjhuHfspd; ngWkjpia Nkk;gLj;Jtjw;F cjTk; rpwe;j

,lH mwpTj;jpwdhdJ vd;gJ rpwe;j Kiwapy; fzf;fha;T

kw;Wk; rigf; FOTf;F mwptj;jyhFk;.

mwpTj;jpwdhdJ vd;gJ rpwe;j Kiwapy; fzf;fha;T kw;Wk;

rigf; FOTf;F mwpTWj;jyhFk;.

cghakhHf;f ,lH ,yf;Ffis epiwNtw;Wtjw;fhf>

Njrpa fhg;GWjp ek;gpf;if epjpak; murpay;> njhopy;El;gk;>

r%f nghUshjhuk; kw;Wk; nghUshjhu mgptpUj;jpAld;

fhg;GWjpj; JiwAld; njhlHGila Nghl;bahsHfs; kw;Wk;

thbf;ifahsHfspd; ,af;fj;ijAk; fz;fhzpj;J tUfpd;wJ.

,lH tifg;gLj;jy; %d;WtifahFk;. jLf;ff;$ba ,lH

tif kpfTk; rkhspf;ff;$baJ kw;Wk; epWtdj;jpw;Fs; ,Ue;J

vOfpd;wJ. ,J ,zf;f tpjpfs; kw;Wk; fl;Lg;ghLfs; %yk;

epHtfpf;fg;glyhk;. mNjrkak; cghakhHf;f kw;Wk; ntspg;Gw

,lHfs; kWGwk; ,lHfisf; Fiwg;gjw;Fk; mtw;iw jpwikahf

tpidj;jpwdhd MFnryTld; Fiwg;gjw;Fk; NtWgl;l

mZFKiw Njitg;gLfpd;wJ.

jtpu;f;ff;$ba ,lu;ghLfs;

R01 – fPu;j;jpf;fhd ,lu;ghLfs;

Nj.fh.e.ep. MdJ> mjd; thbf;ifahsu;> gq;Fjhuu; kw;Wk;

nghJrd mgpg;gpuhaq;fis Kf;fpakhff; ftdj;jpw; nfhz;L

mjd; re;ijepiyf; fPu;j;jpiaj; jf;fitg;gjd; Njitia

Vw;Wf;nfhs;fpwJ. nfhs;iffSk; nrad;KiwfSk; cupa

Kiwapy; njhlug;gLfpd;wd vd;gij cWjpg;gLj;Jk; nghUl;L

cWjpahd fl;Lg;ghL> ,zf;fg;ghL vd;gtw;iw Kd;dpWj;jp>

typikahd $l;Lg; ngWkhdq;fSld; Neu;Kiw Ntiyf;

fyhr;rhuk; xd;iw cUthf;Fjy; kw;Wk; gpd;gw;Wjiy Nehf;fpa

tpjj;jpy; rfy Kaw;rpfSk; vLf;fg;gl;Ls;sd

R02 – Nkhrb ,lu;ghLfs;

Nj.fh.e.ep. tpidj;jpwd; kpf;f cs;sff; fl;Lg;ghl;L

KiwiaAk; fzf;fPl;L KiwiaAk; jhgpj;Js;sJ. Nj.fh.e.ep.

MdJ> Nkhrbr; nraw;ghl;L ,lu; Fiwf;fg;gLjiy cWjp

nra;Ak; tifapy; epWtfj;jpDs; rfy cs;sf fl;Lg;ghl;L

KiwfisAk; njhlu;r;rpahf kPsha;T nra;fpd;w tpidj;jpwd;

kpf;fnjhU cs;sff; fzf;fha;Tg; gpupitf; nfhz;Ls;sJ.

Kw;$l;ba vr;rupf;ifr; rkpf;iQfis cWjpg;gLj;Jk; njspthd

njhlu;ghly; miytupirAld; $ba ed;F fl;likf;fg;gl;l

,aq;F nrad;KiwfSk; nraw;ghLfSk; kpfj;njspthf

tpsf;fg;gLfpd;wd.

cghaj;jpwd; kw;Wk; ,aq;Fjpwd; ,lu;fs;

R03 – fhg;gPl;L ,lu;fs;

Nj.fh.e.ep. rkepiyg;gLj;jg;gl;l> Vw;Wf;nfhs;sf; $ba ,lu;

kl;lj;ijg; NgZfpwJ vd;gij cWjp nra;fpwJ. ,J mq;fPfhur;

nrad;Kiwfs;> ntspg;gLj;Jif vy;iyfs;> cs;slf;f

kl;Lg;gLj;jy; vd;gtw;wpd; gpuNahf Kiwapy; ,jidr; nra;fpwJ.

,jw;F Nkyjpfkhf> ,og;G kw;Wk; gpbkhdj;ij czUk; tifapy;

njhlu;r;rpahd fz;fhzpg;Gk; kjpg;gha;Tk; Nkw;nfhs;sg;gLfpwJ.

Nj.fh.e.ep. Kiwrhu; fhg;gPl;Lr; nrad;Kiwiaf; nfhz;Ls;s

mNj Ntis rfy topfhl;ly;fSk; gpd;gw;wg;gLfpwJ vd;gij

cs;sff; fzf;fha;Tfs; cWjp nra;fpwJ. mYtyu;fs;

fhg;gPl;ilAk; rupahd ,lu; kl;lj;ijAk; Fwpj;njhJf;Fjw;fhd

Nghjpa Nju;r;rpiag; ngw;Wf;nfhs;Sjiy cWjp nra;Ak;

tifapy; cs;sf uPjpahd gapw;rpAk; toq;fg;gLfpwJ.

R04 – kPs;fhg;GWjp ,lu;ghLfs;

kPsha;tpd; kPJ ,e;epjpahz;by;> Nj.fh.e.ep.> cau; epjpj;juk;

kw;Wk; cau; ru;tNjrj; juk; vd;gtw;iwf; nfhz;l kPs;

fhg;GWjpahsu;fspw;F 2016 ,w;fhd mjd; kPs; fhg;GWjp

tplaj;ij cs;slf;Fjw;fhd epahakhd nryitf; nfhz;l

,lu; khw;wPl;Lj; jpl;lk; xd;iw Muk;gpj;jJ.

R05 – Nghjpa xJf;fPl;L ,lu;ghLfs;

Nj.fh.e.ep. mjd; epjp xJf;fPl;L epiyik> epYitapYs;s

re;ju;g;gj;jpYk; nghWg;Gfis <L nra;af;$bajhf

cs;snjd;gij njhlu;r;rpahf kPsha;T nra;J cWjp nra;fpwJ.

R06 – fld; ,lu;ghLfs;

Nj.fh.e.ep.> njhlu;r;rpahf epWtdq;fspdJk; jdpegu;fspdJk;

,lH Kfhikj;Jtk;



epjp epiyahz;ikiaAk; fld;jF epiyiaAk; fz;fhzpj;J

tUfpwJ. fld; mq;fPfhur; nrad;Kiw> tpahghuj;jpd;

tifapdJk; mstpdJk; milg;gilapy; mikf;fg;gl;Ls;s

mNj Ntis> rfy mYtyu;fspdJk; topfhl;ly; nghUl;L

fld; nfhs;if xd;Wk; Ngzg;gLfpwJ. Nj.fh.e.ep. MdJ>

rfy nfhs;if njhlu;ghd jtizf; fl;lzk; njhlu;gpYk;

fLikahd nfhs;if xd;iwg; NgZtJld; tUkjpfs;

nrYj;jg;glhjtplj;J fLk; eltbf;ifiaAk; vLf;fpd;wJ.

R07 – jputepiy ,lu;ghLfs;

Nfhupf;iff; nfhLg;gdTfs;> kPs; fhg;GWjpf; nfhLg;gdTfs;>

jpiwNrupf;fhd epjp khw;Wifffs; Nghd;w xg;ge;jg;

gpizg;Gfis <L nra;a ,ayhik my;yJ jputepiy

,lu;ghLfs; vd;gd kPs;thq;fy; Nghd;w ntt;NtW Kjpu;TfSld;

$ba KjyPLfs;> ntt;NtW Kjpu;TfSld; $ba jpiwNrup

cz;bay;fs;> ntt;NtW Kjpu;TfSld; $ba jpiwNrup

Kwpfs;> fld; gj;jpuq;fs; vd;gtw;wpd; gd;Kfg;gLj;jy;fspd;

Clhf Fiwf;fg;gl;Ls;sd.

Nj.fh.e.ep.> mur gpizg;nghWg;Gfspy; mjd; rfy

epjpaq;fisAk; KjyPL nra;tJld; mtw;wpd; NghJkhd

gFjpnahd;W FWfpa fhy Kjpuy; KjyPl;bYk; kPs; nfhs;tdT

cld;gbf;ifapYk; itj;jpUf;fg;gLfpd;wd. gpizg;nghWg;gpd;

Kjpu;Tg; gFg;gha;T> nrhj;JfSf;Fk; nghWg;GfSf;Fk; ,ilapy;

ghuJ}ukhd nghUe;jhik ,y;iy vd;gij cWjpg;gLj;JtJld;

epjpak; NghjpasT jput epiyapy; cs;snjd;gijAk;

cWjpg;gLj;JfpwJ.

R08 – jftw; ghJfhg;G Kiw ,lu;ghLfs;

Kiwik nraypog;G my;yJ VNjDk; irgu; jhf;Fjy; fhuzkhf

Nj.fh.e.ep. ,w;F ,og;G Vw;gltpy;iy vd;gij cWjpg;gLj;Jk;

nghUl;L mjd; rpwe;j ghJfhg;gpw;fhf jftw; njhopy;El;g

cl;fl;likg;gpYk; jftw; njhopy;El;g nfhs;ifapYk; KjyPL

nra;jiyj; njhlu;e;jJ. cs;sf mYtyu;fs; rupahd Kiwrhu;

nrad;Kiwfspy; njhlu;r;rpahf gapw;Wtpf;fg;gLtJld; jftypd;

,ufrpaj; jd;ikiaAk; xUq;fpizg;igAk; cWjpg;gLj;Jk;

Nehf;fpy; fl;Lg;ghl;Lg; nghwpKiwAk; Ngzg;gLfpwJ.

R09 – tu;j;jfj; njhlu;r;rp ,lu;ghLfs;

tu;j;jfj;jpd; FWfpa fhy> ePz;l fhy njhlu;r;rpia cWjp

nra;Ak; Nehf;fpy;> Nj.fh.e.ep.> epWtdj;jpd; mYtyu;fs;>

tsq;fs; njhlu;gpyhd $l;L ,lu; kPSif> tpahghu kPSifj;

jpl;lq;fs; vd;gd mlq;fyhf ,il Neu;thd jpl;lq;fisf;

nfhz;Ls;sJ. ,J eltbf;ifapy; ePbj;j epWj;j ,lu;ghL

,y;iynad;gij cWjpg;gLj;j Ntz;bAs;sJ.

ntspaf ,lu;ghLfs;

Nj.fh.e.ep. ,lu;f; $w;wpidj; jzpf;ff;$ba topfs; kPJk;

mjd; tu;j;jfj;jpd; kPJ Vw;gLj;jf;$ba rhj;jpakhd jhf;fq;fs;

kPJk; Kd;eltbf;if vLf;fpd;w NghjpYk;> ,t;tplu;f;$whdJ

ngUkstpy; epWtff; fl;Lg;ghl;bw;F mg;ghw;gl;ljhfNt cs;sJ.

R10 – xUKfg;gLj;jy; ,lu;ghLfs;

mjpfupj;j ,og;Gf;fhd ,lu; ntspg;gLj;Jif> nrhj;Jfspd;

NghJkhdjw;w gy;tifikAld; njhlu;Ggl;ljhFk;. Nj.fh.e.ep.

,idg; nghWj;jtiuapy; mur gpizg;nghWg;Gspy; KjypLtjpy;

ftdQ; nrYj;jg;gLfpwJ. vdpDk; mit ,lu;ghlw;w cau;ju

KjyPlhf ,Uf;Fk; vdf; fUjg;gLjw;F ,y;iy.

R11 – cupikf; Nfhupf;ifj; jPu;T ,lu;ghLfs;

Nkhrb> rl;l> njhopy;El;g fhuzpfshy; vOk; gpzf;F> cupikf;

Nfhupf;ifr; nrad;Kiwia gpupg;gjpYk; cupikf; Nfhupf;ifia

mq;fPfupg;gjpYk; xOq;F tpjpfis tpjpg;gjw;F eltbf;if

vLg;gjd; %yk; fl;Lg;gLj;jg;gLfpwJ.

R12 – re;ij ,lu;ghLfs;

Nj.fh.e.ep. gzpg;ghsu; rigahy; mq;fPfupf;fg;gl;l njspthd

KjyPl;L mwpTWj;jy;fisf; nfhz;Ls;sJ. ,t;twpTWj;jw;

ifE}y;fs; mjd; KjyPLfis vt;thW tpidj;jpwd;

kpf;f Kiwapy; Kfhik nra;tnjd Fwpj;Jiuf;fpd;wJ.

Kfhikj;Jt mwpf;iffSk; re;ij ,lu; epiyahdstpy;

Fiwf;fg;gl;Ls;snjd;gij cWjpg;gLj;Jk; nghUl;L

fpilf;FkhW nra;ag;gl;Ls;sJ.

R13 – xOf;fhw;W> ,zf;fg;ghl;L ,lu;ghLfs;

Nj.fh.e.ep. epWtdk;> nraw;gzp uPjpahf ,zf;fg;ghl;Lld;

cs;sij cWjpg;gLj;Jk; nghUl;L ,iaGila ifj;njhopy;

fUj;juq;Ffspy; gq;Fgw;Wjw;F Nkyjpfkhf njhlu;r;rpahf

rfy xOq;FgLj;jy; khw;wq;fisAk; mgptpUj;jpfisAk;

fzpfhzpf;fpwJ. mNj rkaj;jpy; nfhs;iffSk;

nrad;KiwfSk; gUtfhy uPjpahf mjd; cs;sfg;

gq;Fjhuu;fspw;fpilapy; kPsha;T> fye;Jiuahlg;gLfpd;wd.

R14 – tpahghu ,lu;ghLfs;

gfp];fupg;G> td;Kiw> gaq;futhjk;> rptpy; fyfk; vd;gtw;Wf;fhd

fhg;GWjp> Nkhl;lhu; fhg;GWjp> mf;u`hu fhg;GWjp> ,aw;if

mdu;j;jf; fhg;GWjp> kPs; fhg;GWjp Nghd;w cghaj;jpwd; kpf;f

tpahghu myFfis gd;Kg;gLj;jypd; Clhf tpahghu ,lu;

Fiwf;fg;gl;Ls;sJ.

R15 – ntspehl;L ehzakhw;W ,lu;ghLfs;

ntspehl;L ehzakhw;Wf; nfhLf;fy; thq;fy; ,liu xopf;Fk;

nghUl;L> kPs; fhg;GWjp cld;gbf;iffs; kPs;fhg;GWjpj;

jtizf; fl;lzf; nfhLg;gdtpw;fhd cs;ehl;L ehzag;

ngWkjpapy; xg;ge;jkplg;gl;Ls;sd.

R17 – KjyPl;Lf; fld; ,lu;ghLfs;

KjyPl;Lf; fld; ,liu ,op epiyapy; NgZk; nghUl;L

jpiwNrup cz;bay;fs;> kPs; thq;fy;fs;> jpiwNrup Kwpfs;

vd;gtw;wpy; ,lu;ghlw;w KjyPl;bid mur tq;fpfspd; Clhf

khj;jpuk; nra;ag;gl;Ls;sd.

R19 – nraw;ghl;L ,lu;ghLfs;

nraw;ghl;L ,luhdJ> nraw;ghl;bid fzdpg;gLj;jypd; Clhf

Fiwf;fg;gLfpwJ. Nj.fh.e.ep. ,d; gfp];fupg;G> td;Kiw>

gaq;futhjk;> rptpy; fyf epjpg; gpupTfshtd> re;jh Nrfupg;G>

cupikf; Nfhupf;iff; nfhLg;gdT vd;tw;wpy; Vw;gLk; tOf;fs;>

Kuz;ghLfis jzpf;Fk; Nehf;fpy; cs;sff; fzf;fha;Tj;

jpizf;fsj;jhy; fzf;fha;T nra;ag;gLfpd;wd. NkYk; rfy

mYtyf eltbf;iffSk; tOtw;w nfhLf;fy; thq;fypd;

nghUl;L fzdpg;gLj;jg;gl;Ls;sd.

,lH Kfhikj;Jtk;



$l;L r%fg; nghWg;Gfs;

Nj.fh.e.ep. mjd; rfy gq;Fjhuu;fspw;Fk; ePz;l fhyg; ngWkjpia

cUthf;FKfkhf r%fg; nghWg;Gtha;e;j epWtdkhf ,Uj;jypd;

Kf;fpaj;Jtj;ij mq;fPfupf;fpwJ. ,jd; ,Wjpapy; rfy kl;lj;jpYk;

tpahghuk; elj;jg;gLjypd; kPJk; mjd; Kf;fpa $l;Lg; ngWkjpapid

xUq;fpizj;jypd; kPJkhd elj;ijf; Nfhitiaf; nfhz;Ls;sJ.

,JNt mjd; ntw;wpf;fhd topfhl;bahf cs;sJ. Nj.fh.e.ep. ,d;

njhiy Nehf;F> nray; Nehf;Fld; $ba Nehf;fkhdJ> ehl;bd;

rKf> nghUshjhu mgptpUj;jpf;F gq;fspg;G toq;fYk; r%fj;jpd;

Njitahd gFjpf;F Nritahw;WjYk; MFk;. ,e;Nehf;fj;jpw;fhf

Nj.fh.e.ep. r%fq;fspd; tho;f;ifj; juj;ij cau;j;Jjw;fhfg;

ghLgLfpwJ. ,jidf; ftdj;jpw; nfhz;L Nj.fh.e.ep. mjd;

cw;gj;jpg; ngWkhd toq;fiy Nkk;gLj;JKfkhf epWtdq;fSld;

$l;bize;Js;sJ.

,t;tUlj;jpd; NghJ> Nj.fh.e.ep. mjd; mf;u`hu jpl;lj;jpd;

fPo; rfy mur Jiwg; gzpahsu;fspw;Fk; rpwe;j Rfhjhu

Nritapid fopT tpiyapy; toq;Fk; Nehf;fpy; gy;NtW

gpurpj;j itj;jparhiyfSld; Gupe;Jzu;T cld;gbf;ifapy;

ifr;rhj;jpl;Ls;sJ. mjw;F Nkyjpfkhf Nj.fh.e.ep. ,d; eyd;Gupr;

rq;fkhdJ> kypnghltpYs;s jpf;nfy;yfe;j tpj;jpahyaj;jpYs;s

khztu;fspw;F mtu;fspd; fy;tpj;juj;ij Nkk;gLj;Jk; Nehf;f;py;

ghlrhiy cgfuzq;fisAk; fl;llnkhd;wpd; Gduikg;igAk;

Nkw;nfhz;lJ. ehk; vkJ mbg;gil epiyfshd kf;fs;> ,yhgk;

kw;Wk; vkJ Nfhsfk; vd;gtw;wpd; kPJ Kf;fpa ftdQ; nrYj;jp

tUfpNwhk;.



gzpg;ghsu;fspd; mwpf;if

Nj.fh.e.ep. MdJ epjp tplaj;jpw;Fg; nghWg;ghd mikr;rupdhy;

epakpf;fg;gl;l gpd;tUk; 7 cWg;gpdu;fisf; nfhz;l rig

xd;wpdhy; epu;tfpf;fg;gLfpwJ.

1) epjp tplaj;jpw;Fg; nghWg;ghd mikr;ruJ mikr;rpYs;s

mYtyu; xUtu;

2) epjp tplaj;jpw;Fg; nghWg;ghd mikr;ruJ mikr;rpd;

gpujk fzf;fhsu;

3) Rfhjhu tplaj;jpw;Fg; nghWg;ghd mikr;ruJ mikr;rpd;

mYtyu; xUtu;

4) mur epu;thf tplaj;jpw;Fg; nghWg;ghd mikr;ruJ

mikr;rpd; mYtyu; xUtu;

5) epjp tq;fpapay;> fhg;GWjp Kfhikj;Jtk;> rl;lk;

Mfpa Jiwfspy; jifikAila my;yJ

epGzj;JtKilatu;fspypUe;J mikr;ruhy; ngau;

Fwpg;gPL nra;ag;gLk; %tu;

mikr;ru; ,tu;fspy; xUtiu jiytuhf epakpf;Fk;

jifikAilatuhthu;. ,r;rl;l epajpfspd; fPo;> rigapd; rfy

cWg;gpdu;fSk; epakdj; jpfjpapypUe;J Ie;J tUl fhyj;jpw;F

gjtp tfpj;jy; Ntz;Lk;. 2015 fhyg;gFjpapy; 7 rigf;

$l;lq;fs; elj;jg;gl;lJld; $l;lj;jpw;F rpwe;j tuTg; gjpTfs;

Ngzg;gl;bUe;jd. rigf; $l;lq;fspy; rig cWg;gpdu;fspd;

tuT tpguk; tUkhW:

rig cWg;gpdu;fs; tuT gzpg;ghsuhf

epakdk; ngw;w

jpfjp

gjpTj; jpfjp

Vg;. Nk A+d; A+iy Xf;. etk;. brk;.

jpU. kQ;Rs b rpy;th √ √ √ √ √ √ √ 06/04/2015

jpU. V.Mu;.Njrg;gpupa √ √ √ √ x √ √ 08/04/2015

jpU. lgp.vk;.vk;.gp.Fzuj;d √ √ √ √ √ ngh/m ngh/m 08/04/2015 01/10/2015

jpU. utpd; ngu;dhz;NlhGs;Ns √ √ x x √ √ √ 08/04/2015

jpU. mNre;jpu rpwptu;jd √ √ √ √ √ √ √ 02/04/2015

jpU. V.N[.b.la]; ngh/m ngh/m √ √ √ √ √ 08/05/2015

jpU. N[.V.Nf.V.vd;.[aJq;f ngh/m ngh/m ngh/m √ √ ngh/m ngh/m 08/05/2015 01/10/2015

jpU. b.gp.tpkyNrd ngh/m ngh/m ngh/m ngh/m ngh/m ngh/m √ 14/12/2015

jpU. re;jhd Fkhurpq;` ngh/m ngh/m ngh/m ngh/m ngh/m ngh/m √ 14/12/2015

mq;fPupf;fg;gl;l tpahghuj; jpl;lj;jpd; mbg;gilapYk; epWtdk;

ngw;Wf;nfhz;l epjp> ngsjPf ,yf;Ffspd; mbg;gilapYk;

rupahd Kiwapy; tpahghuk; elj;jg;gLfpwJ vd;gij cWjp

nra;Ak; nghUl;L epWtdj;jpd; gq;Fjhuu;fspw;F rig nghWg;Gf;

$wj;jf;fjhf cs;sJ.

Kjd;ik eltbf;iffSk; tpahghu kPsha;TfSk;

2015 ,y; Nj.fh.e.ep. ,d; Kjd;ikr; nraw;ghLfshtd> mur

mYtyu;fspw;fhd kUj;Jtf; fhg;GWjpj; jpl;lk; (mf;u`hu)> fl;lha

kPs; fhg;GWjpj; jpl;lk;> ghuhSkd;w cWg;gpdu;fspd; fhg;GWjpj;

jpl;lk;> Nkhl;lhu; thfd fhg;GWjpj; jpl;lk; (muRf;Fr; nrhe;jkhd

thfdq;fSf;F)> nghJf; fhg;GWjpj; jpl;lq;fs;> tptrhaf; fld;

fhg;GWjpj; jpl;lk;> gfp];fupg;G> rptpy; fyfk;> td;Kiw kw;Wk;

gaq;futhj epjpa Kfhik vd;gtw;iw mKy;gLj;JjyhFk;.

epjpg; ngWNgWfs;

2015 ,y; Nj.fh.e.ep. KOnkhj;j vOj;J %ykhd jtizg;gzkhf

&gh 5>062 kpy;ypad; Mfg; gjpT nra;ag;gl;bUe;jJ. 2015 ,y;

tptrhapfsplkpUe;jhd gapu; fhg;GWjpj; jtizg;gz epWj;jk;

fhuzkhf 2014 ,y; ,Ue;j KOnkhj;j vOj;J %ykhd

jtizg;gzkhd &gh 5>842 kpy;ypad; ,y; rpwpJ tPo;r;rp

fhzg;gl;lJ. 2015 ,y; tupahf &gh 4>303 kpy;ypaidg; ngw;w gpd;

Nj.fh.e.ep. ,yhgkile;jJ.

gzpahsu;fs;

2015 ,Wjpapy; ,Ue;j gzpahsupd; nkhj;j vz;zpf;if 186 MFk;.

fzf;fha;thsu;fs;

rigapd; 2015 ,w;fhd epjpf; $w;whdJ> 1971 ,d; 38 Mk;

,yf;f epjpr;rl;l epajpspy; fzf;fha;thsu; mjpgjpapdhy;

fzf;fha;T nra;ag;gl;lJ.



fzf;fha;Tf; FO

2015 ,y; fzf;fha;Tf; FOthdJ> jpU.V. Mu;. Njrg;gpupa

(jiytu;) (gzpg;ghsu; ehafk; - Njrpa tuT nryTj; jp;l;lj;

jpizf;fsk; - 2015)> jpU.up.Mu;. ngu;dhz;Nlh Gs;Ns> jpU. mNre;jpu

rpwptu;jd Mfpa %d;W epiwNtw;Wj;juky;yhj gzpg;ghsu;fisf;

nfhz;bUe;jJ.

fzf;fha;thsu; mjpgjpj; jpizf;fsj;jpypUe;J Nj.fh.e.ep.

,w;F epakpf;fg;gl;l fzf;fha;T mj;jpal;rfu; xUtUk; FOtpd;

miog;gpd; Ngupy; mtjhdpg;ghsuhff; $l;lj;jpw; fye;J nfhz;lhu;.

2015 brk;gu; 31 Me; jpfjp KbTw;w epjpahz;by;> %d;W FOf;

$l;lq;fs; eilngw;wd. FOf; $l;l tpguq;fs; gjpT nra;ag;gl;lJld;

mit gzpg;ghsu; rigf;F fpukkhf mwpf;ifaplg;gl;ld.

cs;sff; fzf;fha;Tj; jpl;lk; rku;g;gpf;fg;gl;L fzf;fha;Tf;

FOtpdhy; mq;fPfupf;fg;gl;lJ. 2015 ,y; cs;sff; fzf;fha;Tj;

jpizf;fsq;fs; kw;Wk; td;Kiw> gaq;futhjk;> fyfk;

njhlu;ghd epjpaj;jpd; fzf;fha;T vd;gd mlq;fyhd cs;sff;

fzf;fha;Tg; gzpfs; cs;sff; fzf;fha;Tj; jpizf;fsj;jhy;

Nkw;nfhs;sg;gl;ld.

$l;L MSif

$l;L MSifg; gof;fq;fs;> ey;yhl;rp kw;Wk; $l;lhl;rpg;

gof;fq;fspw;fhd mur njhopy; Kaw;rp topfhl;ly;fs;> ,yq;ifg;

gl;laf; fzf;fhsu; epWtdj;jhy; ntspaplg;gLk; rpwe;j

gof;fq;fs; vd;gtw;wpd; cupa gFjpfisf; ftdj;jpw; nfhz;L

Nkw;nfhs;sg;gl;Ls;sd.

kQ;Rs b rpy;th

jiytu;

cjhup ud;n`hl;bfkNf

rigapd; nrayhsu;

2017 Nk 23 Mk; jpfjp

nfhOk;G

gzpg;ghsu;fspd; mwpf;if



fzf;fha;Tf; FO mwpf;if

2015 ,y; fzf;fha;Tf; FOthdJ> jpU. V. Mu;. Njrg;gpupa (gzpg;ghsu; ehafk; - Njrpa tuT nryTj; jp;l;lj; jpizf;fsk;)> jpU. utpd;

ngu;dhz;Nlh Gs;Ns> jpU. mNre;jpu rpwptu;jd Mfpa %d;W epiwNtw;Wj;juky;yhj gzpg;ghsu;fisf; nfhz;bUe;jJ. fzf;fha;thsu; mjpgjpj;

jpizf;fsj;jpypUe;J Nj.fh.e.ep. ,w;F epakpf;fg;gl;l fzf;fha;T mj;jpal;rfu; xUtUk; FOtpd; miog;gpd; Ngupy; mtjhdpg;ghsuhff;

$l;lj;jpw; fye;J nfhz;lhu;.

fzf;fha;tpd; Nehf;nfy;iy

2015 ,y; fzf;fha;Tf; FOthdJ> gpd;tUk; fzf;fha;T Nehf;nfy;iyfs; nghUl;L ];jhgpf;fg;gl;lJ.

1. cs;sff; fzf;fha;Tg; gpupTg; nghWg;Gfisj; jPu;khdpj;jYk; tUlhe;j fzf;fha;Tj; jpl;lq;fis kPsha;jYk;

2. epWtdj;jpd; rfy nraw;ghLfSf;Fk; cs;sff; fl;Lg;ghl;L Kiwia kPsha;jYk; kjpg;gha;T nra;jYk;

3. nryT tpidj;jpwd; nghUl;Lk; tPz; nryit ePf;Fk; nghUl;Lk; fpukkhd ,ilNtisapy; epiwNtw;Wifia kPsha;jy;

4. fzf;fha;thsu; mjpgjpapdJk;/ ntspaf fzf;fha;thsupdJk; Kfhikf; fbjq;fisj; njhlu;e;JWjYk; ntspaff; fzf;fha;thsUld;

njhlu;igg; NgZjYk;

5. epiyapaw; rl;lq;fs;> xOq;F tpjpfs;> Rw;wwpf;iffs; vd;gtw;Wld; ,zq;fpr; nry;tij cWjpg;gLj;Jjy;

6. fzf;fPl;Lj; juq;fSld; ,zf;fkhtij cWjpg;gLj;Jk; tifapy; epjpf; $w;Wfis kPsha;T nra;jy;

7. jPu;T eltbf;if nghUl;L cs;sff; fzf;fha;T> ntspaff; fzf;fha;T mwpf;iffs;> Kfhikf; fbjq;fs; vd;gtw;iw kPsha;T

nra;jy;

8. mur njhopy; Kaw;rp rk;ge;jkhd FOtpd; gzpg;Giufs;/gupe;Jiufis mKy;gLj;jypid kPsha;T nra;jy;

FOf; $l;lq;fs;

FOf; $l;l tpguq;fs; gjpT nra;ag;gl;lJld; mit gzpg;ghsu; rigf;F fpukkhf mwpf;ifaplg;gl;ld. 2015 ,y; %d;W fzf;fha;Tf;

FOf; $l;lq;fs; eilngw;wd.

cs;sff; fzf;fha;T

Nj.fh.e.ep. jdJ nrhe;j cs;sff; fzf;fha;Tj; jpizf;fsj;ijf; nfhz;Ls;sJ. cs;sff; fzf;fha;Tj; jpl;lk; rku;g;gpf;fg;gl;L

fzf;fha;Tf; FOtpdhy; mq;fPfupf;fg;gl;lJ. mj;Jld; FO> cs;sff; fzf;fha;tpidAk; guprPyidg; gzpfisAk; fpukkhff; fz;fhzpj;J

kPsha;T nra;J tUfpwJ.

ntspaff; fzf;fha;T

ntspaff; fzf;fha;T Kfhikf; fbjq;fisAk; fzf;fha;tpidAk; kPsha;T nra;J nghUj;jkhd eltbf;if vLf;Fk; nghUl;L

Kfhikj;Jtj;jpw;F gzpg;Giu toq;FfpwJ.

V. Mu;. Njrg;gpupa

jiytu;

fzf;fha;Tf; FO



RahjPd fzf;fha;thsh; jiyik mjpgjpapd;

mwpf;if



RahjPd fzf;fha;thsh; jiyik mjpgjpapd; mwpf;if













































2015 2014

Fwpg;Gfs; &gh &gh

nkhj;j vOjg;gl;l jtizf; fl;lzk; 1 5,062,685,701 5,842,067,431

mf;u`hutpw;fhf fpilf;fg;ngw;w gq;fspg;G 1 1,636,567,419 1,494,899,976

Nrfhpf;fg;gl;l gapH fhg;GWjpf; fl;lzk; 1,259,134,207 1,184,647,255

Njwpa vOjg;gl;l jtizf; fl;lzk; 7,958,387,326 8,521,614,663

<l;lg;glhj jtizf; fl;lzj;jpw;fhd xjf;fPl;bd; Njwpa khw;wk; (26,901,647) (505,986,318)

Njwpa <l;lg;gl;l jtizf; fl;lzk; 7,931,485,679 8,015,628,346

Vida njhopw;ghLfspy; ,Ue;jhd tUkhdk;

fl;lzq;fs; kw;Wk; juF tUkhdk; 2 6,596,760 1,405,900

KjyPLfSk; Vida tUkhdKk; 3 849,786,808 638,509,884

Vida tUkhdk; 856,383,568 639,915,784

nrYj;jg;gl;l nkhj;j ed;ikfSk; chpikf; Nfhhpf;iffSk; 4 (3,227,140,119) (2,373,269,385)

kPs;fhg;GWjp nra;gtHfSf;F xg;gspf;fg;gl;l chpikf; Nfhhpf;iffs; 4 - -

xg;ge;jg; nghWg;Gfspy; nkhj;j khw;wk; 4 1,562,913 (831,930,326)

kPs;fhg;GWjp nra;gtHfSf;F xg;gspf;fg;gl;l xg;ge;j

nghWg;Gfspy; nkhj;j khw;wk; 4 -

Njwpa ed;ikfSk; chpikf;Nfhhpf;iffSk; (3,225,577,206) (3,205,199,711)

vOj;JWjp kw;Wk; nfhs;sy; fpuak; (kPs;fhg;GWjp cs;slq;fshf) 5 (946,632,594) (694,770,258)

Vida njhopw;ghl;L kw;Wk; epHthfr; nryT 6 (225,512,915) (172,918,575)

nkhj;j ed;ikfs;> chpikf;Nfhhpf;iffs; kw;Wk; Vida nrytpdq;fs; (4,397,722,716) (4,072,888,544)

thpf;F Kd;duhd ,yhgk; /(el;lk;) 4,390,146,531 4,582,655,586tUkhd thpr; nrytpdq;fs; (86,822,200) -

Mz;Lf;fhd ,yhgk;/(el;lk;) 4,303,324,331 4,582,655,586

Vida KO nkhj;j tUkhdk;

epjp nrhj;Jf;fs; tpw;gidapy; fpilf;ff;$ba Njwpa khw;wk; (261,686,342) 155,191,084

Mz;Lf;fhd Vida KOnkhj;j tUkhdk;> Njwpa thp (261,686,342) 155,191,084

nkhj;j tphpthd tUkhdk; 4,041,637,990 4,737,846,670

tphpthd tUkhdf; $w;W31 brk;gH Kbtile;j Mz;Lf;fhdJ



2015 2014

Fwpg;Gfs; &gh &gh

nrhj;Jf;fs;

mUtr; nrhj;Jf;fs; 7 - -

Mjdq;fSk;> nghwpj;njhFjpfSk; cgfuzq;fSk; 8 34,125,797 26,251,881

epjpr; nrhj;Jf;fs; 9 10,388,972,726 9,105,573,879

tUkjpahf cs;s jtizf; fl;lzk; 10 1,060,898,025 1,144,259,034

nkd; fld;fs; 11 129,244,611 188,220,907

Vida epjprhuhr; nrhj;Jf;fs; 12 32,307,438 84,351,380

gpw;Nghlg;gl;l juF 13 421,132,953 366,621,700

tq;fpapYs;s fhRk; ifapYs;s fhRk; 14 166,785,332 278,096,913

nkhj;jr; nrhj;Jf;fs; 12,233,466,883 11,193,375,695

chpikg;gq;Fk; nghWg;GfSk;

gpbj;Jitj;j ciog;Gfs; 8,743,809,636 7,550,219,714

Vida chpikg;gq;fpd; $W (88,871,109) 172,815,232

nkhj;j chpikg;gq;F 8,654,938,527 7,723,034,946

nghWg;Gfs;

fhg;GWjp xg;ge;jg; nghWg;Gfs; 3,257,914,116 3,240,259,344

xa;t+jpa ed;ikf; flg;ghL 17,031,242 11,364,304

Vida nghWg;Gfs; 15 303,582,998 197,413,174

tq;fp Nkyjpfg; gw;W 14 - 21,303,927

nkhj;jg; nghWg;Gfs; 3,578,528,356 3,470,340,750

nkhj;j chpikKjYk; nghWg;GfSk; 12,233,466,883 11,193,375,695

,e;j epjpaj;jpd; epjpf;$w;whdJ ,yq;if fzf;fPl;L epakq;fspd; Njitg;ghl;Lld; ,zq;Ffpd;wJ vd;gij rhd;WgLj;Jfpd;Nwd;

……………………………..

epjp mYtyH

gf;fk; 5 njhlf;fk; 33 tiuapYs;s fzf;fPl;Lf; nfhs;iffs; kw;Wk; Fwpg;Gfs; vd;gd ,e;epjpf;$w;Wfspy; Kf;fpakhd gFjpapid

cUthf;Ffpd;wd. epjpf; $w;Wfis jahhpj;J Kd;itg;gjw;fhd nghWg;gpid gzpg;ghsH rig nfhz;Ls;sJ. ,e;j epjpf; $w;Wfs;

gzpg;ghsH rigapdhy; mq;fPfhpf;fg;lg;L mtHfs; rhHghf xg;gkplg;gl;Ls;sd.

…………………………….. ……………………………..

gzpg;ghsH gzpg;ghsH

19 brk;gH 2016

nfhOk;G

epjp epiyikf; $w;W31 brk;gH Kbtile;j Mz;Lf;fhd



chpikg;gq;F khw;wf;$w;W 31 brk;gH Kbtile;j Mz;Lf;fhdJ

epjpr; nrhj;Jf;fs;

tpw;gidapy;

gpbj;J itj;j fpilf;ff; nkhj;j

ciog;Gfs; $baJ chpikg; gq;F

&gh &gh &gh

2013 brk;gH 31Mk; jpfjpYs;sthW kPjp 6,949,244,214 17,624,148 6,966,868,362

Mz;Lf;fhd ,yhgk; 4,582,655,586 - 4,582,655,586

Vida KOnkhj;j tUkhdk;

epjpr; nrhj;Jf;fs; tpw;gidapy; fpilf;ff;$ba Njwpa khw;wk; - 155,191,084 155,191,084

Nkhl;lhH thfdj; jpul;baj; Nja;Tr; rPuhf;fk; 14,558,589 - 14,558,589

kPs;fhg;GWjp jpizf;fsj;jpypUe;J ,yhg juF kw;Wk;

kPl;fj;jf;f kPs; vOjy; 12,287,375 12,287,375

kPs; fhg;GWjp jtizf;fl;lzj; jpUj;jk; kw;Wk; Ntiy epWj;jk;>

fytuq;fs;> rptpy; fpsh;;r;rpfs;> kw;Wk; gaq;futhjf;

nfhLg;gdTfspy; vLf;fg;gl;lJ (10,268,621) (10,268,621)

2013k; Mz;Lf;F gpuNahfpf;ff;$ba Nja;T (511,780) (511,780)

SLIPS kPs; jpUj;jk; 2,055,047 2,055,047

C.e.epjpak; kw;Wk; Kj;jpiuj;jPHit jpUj;jk; 199,305 199,305

jpul;ba epjpaj;jpw;F khw;wg;gl;l fhR (4,000,000,000) - (4,000,000,000)

31 brk;gH 2014k; jpfjpapy; kPjp 7,550,219,714 172,815,232 7,723,034,946

tUlj;jpw;fhd ,yhgk; 4,303,324,331 - 4,303,324,331

epjpr; nrhj;Jf;fs; tpw;gidapy; fpilf;ff;$ba Njwpa khw;wk; (261,686,342) (261,686,342)

gpizfs; kPjhd fopTfis jtizf; fl;lzf; fld; fiug;G 50,321,582 50,321,582

kPs;fhg;GWjp tpiyg;gl;bay; kw;Wk; fld; gj;jpuq;fspd; ,uj;J (92,421,039) (92,421,039)

tUlhe;j fl;lzk; kw;Wk; nr]; (24,370,817) (24,370,817)

kPs;fhg;GWjp epYitapd; jpUj;jk; (60,170,679) (60,170,679)

Nkhl;lhH jtizf;fl;lzj;ij gjptopj;jy; (1,995,673) (1,995,673)

Nja;Tj; jpUj;jk; (583,958) (583,958)

Nkhl;lhH my;yh jtizf; fl;lzj; jpUj;jk; 4,668,666 4,668,666

jtizf; fl;lz kPs;nfhLg;gdTr; rPuhf;fq;fs; 2,574,100 2,574,100

PPE jpul;ba Nja;Tr; rPuhf;fk; 11,643,799 11,643,799

nryTfs; kw;Wk; Vidatw;iw <Lnra;jy; 599,610 599,610

jpul;ba epjpaj;jpw;F khw;wg;gl;l fhR (3,000,000,000) (3,000,000,000)

8,743,809,636 (88,871,109) 8,654,938,527

/



2015 2014 &gh &gh

njhopw;ghl;L eltbf;iffspypUe;jhd fhRg; ghr;ry;

thpf;F Kd;duhd ,yhgk; 4,390,146,531 4,582,655,586rPuhf;fq;fs;

tl;b tUkhdk; (801,608,493) (624,075,269) Nja;T 6,579,710 8,552,653 Njwpa Kfg; ngWkjp khw;wq;fs; (261,686,342) 155,191,084 Kd;ida tUl rPuhf;fq;fs; (109,734,409) 4,273,105 epiyahd nrhj;jf;fspd; mfw;wypd; kPjhd el;lk; 1,096,675 - 3,224,793,673 4,126,597,159

njhopw;ghl;L nrhj;Jf;fspd; khw;wk; m 80,893,698 (493,262,120) njhopw;ghl;L nghWg;Gfspd; khw;wk; M 123,824,595 1,518,581,307 njhopw;ghl;L nraw;ghLfspypUe;jhd fhRg; ghr;ry; 3,429,511,967 5,151,916,346 nrYj;jg;gl;l gzpf;nfhil 5,666,938 3,564,830 njhopw;ghl;Lr; nraw;ghLfspypUe;J gpwg;gpf;fg;gl;l Njwpa fhR 3,435,178,905 5,155,481,176

KjyPl;L nraw;ghLfspypUe;jhd fhRg;ghr;ry;

epjp KjyPl;bd; Njwpa iff;nfhs;sy; (1,283,398,847) (2,261,335,760) ngw;Wf;nfhz;l tl;b 703,726,452 624,075,269 nkd; fld;fspd; kPs;ngWif 58,976,296 434,539,307 Mjdk;> nghwpj;njhFjp kw;Wk; cgfuzq;fspd; mfw;wy; 15,500 - Mjdk;> nghwpj;njhFjp kw;Wk; cgfuzf; nfhs;tdTfs; (4,505,960) (1,462,818) KjyPl;Lr; nraw;ghLfspy; ghtpf;fg;gl;l Njwpa fhR (525,186,559) (1,204,184,002)

epjpr; nraw;ghLfspypUe;jhd ghr;ry;

jpul;Lepjpaj;jpw;F khw;wg;gl;l fhR (3,000,000,000) (4,000,000,000) epjpr; nraw;ghLfspy; ghtpf;fg;gl;l Njwpa fhR (3,000,000,000) (4,000,000,000)

fhRk; fhRf;F rkdhdtw;wpadJk; Njwpa mjpfhpg;G /FiwT , (90,007,654) (48,702,826) Mz;Lj; njhlf;fj;jpy; Njwpa fhRk; fhRf;F rkdhd tplaq;fSk; 256,792,986 305,495,812 Mz;L ,Wjpapy; fhRk; fhRf;F rkdhd tplaq;fSk; 166,785,332 256,792,986

fhRg; ghr;ry; $w;wpw;fhd Fwpg;Gfs;

m. njhopw;ghl;L nrhj;Jf;fspd; khw;wk;

gpw;Nghlg;gl;ljufpy; (mjpfhpg;G)/FiwT (54,511,252) (167,448,531) fpilf;fNtz;ba jtizf;fl;lzj;jpy; (mjpfhpg;G)/ FiwT 83,361,009 (319,531,410) Vida epjp rhuhr; nrhj;Jf;fspy; (mjpfhpg;G)/ FiwT 52,043,941 (6,282,179) 80,893,698 (493,262,120) M njhopw;ghl;Lg; nghWg;Gfspy; khw;wk;

fhg;GWjp xg;ge;jg; nghWg;Gfspy; (mjpfhpg;G)/FiwT 17,654,772 1,344,542,715 Vida nghWg;Gfspd; (mjpfhpg;G))/FiwT 106,169,823 174,038,592 123,824,595 1,518,581,307

, fhRk; fhRf;F rkdhdtw;wpdJk; mjpfhpg;G/ (FiwT)

Mz;L ,Wjpapy; Njwpa fhRk; fhRf;F rkdhd tplq;fSk; 166,785,332 256,792,986 fopg;gdT: Mz;Lj; njhlf;fj;jpy; Njwpa fhRk; fhRf;F rkdhd tplaq;fSk; 256,792,986 305,495,812 fhRk; fhRf;F rkdhd tplaq;fspd; Njwpa mjpfhpg;G/(FiwT) (90,007,654) (48,702,826)

fhRg;ghr;ry; khw;wf;$w;W31 brk;gH Kbtile;j Mz;Lf;fhdJ

/



1.0 $l;bize;j jfty;

1.1 epWtdj;jpid mwpf;ifaply;

'2006Mk; Mz;bd; 28k; ,yf;f Njwpa fhg;GWjp

ek;gpf;ifg; nghWg;G epjpar; rl;lk;" %yk; Njrpa fhg;GWjp

ek;gpf;if epjpakhdJ (',e;epjpak;") cUthf;fg;gl;L

,yq;ifapy; mikag; ngw;Ws;sJ. Njwpa fhg;GWjp

ek;gpf;ifg; nghWg;G epjpaj;jpd; gjpTnra;ag;gl;l

mYtyfkhdJ ,y.97> kUjhid tPjp> nfhOk;G 10

vd;Dk; Kfthpapy; mike;Js;sJld; gpujhd njhopy;

jsKk; ,k;KfthpapNyNa mike;Js;sJ.

1.2 tpepNahfpg;gjw;fhd mjpfhukspf;fg;gl;l jpfjp

gzpg;ghsH rigapdhy; 21.12.2016k; jpfjp

tpepNahfpg;gjw;fhf epjpf;$w;Wf;fs; ntspaplg;gl;lJ.

1.3 jha; epWtdKk; ,Wjpahd jha; epWtdKk;

rigapd; jha; epWtdKk; ,Wjpahd jha; epWtdKk;

,yq;if murhq;fk; MFk;.

1.4 gpujhd nraw;ghLfSk; njhopw;ghLfspd; jd;ikAk;

,r;rigapd; gpujhd nraw;ghLfshdit nghJf;

fhg;GWjp kw;Wk; kPs;fhg;Gjpj; njhopy; vd;gtw;iw

elhj;jpr; nry;yy; MFk;. kPsha;Tf;Fl;gl;l tUlj;jpy;

rigapd; gpujhd eltbf;iffspy; Fwpg;gplj;jf;f

vt;tpj khw;wKk; Vw;gltpy;iy.

1.5 epjpf;$w;WfSf;fhd nghWg;G gzpg;ghsH rigahdJ ,e; epjpf;$w;Wfisj; jahhpj;J

Kd;dspg;gjw;fhd nghWg;gpidf; nfhz;Ls;sJ.

1.6 ,zf;ff;$w;W

NtWtifapy; Fwpg;gplg;gl;lhy; md;wp ,yq;ifapd;

gl;la fzf;fhsH epWtdj;jpdhy; (CA - ,yq;if) gpufldk; nra;ag;gl;l ,yq;if fzf;fpay; epakj;jpw;F

,zq;f> epjpf;$w;Wfs; jahhpf;fg;gl;Ls;sJ.

epjpf;$w;wpy; gpd;tUk; gphpTfs; cs;sd.

- tUl ,Wjpapy; rigapd; epiy kPjhd jfty;fis

epjp epiyikf;$w;W (gf;fk; 2Ig; ghHf;f)

toq;Ffpd;wJ.

- kPsha;Tf;Fl;gl;l tUlj;jpd; rigapd; epjpapay;

nrayhw;Wif njhlHghd jfty;fis ,yhg

my;yJ el;l kw;Wk; tphpthd tUkhdf;$w;W

toq;Ffpd;wJ.

- gq;FjhuHfspd; chpikg;gq;Ffspy; Vw;wgl;l

midj;J khw;wq;fisAk; chpikg; gq;Ffspd;

khw;wf;$w;W ntspg;gLj;jfpd;wJ.

- rigapd; fhR kw;Wk; fhRf;F rkdhdtw;iw

cUthf;Fk; jpwd; kw;Wk; me;j fhRg;

ghr;ry; gad;gLj;jy; njhlHghd tpguq;fis

gad;gLj;JdHfSf;F fhRg; ghr;ry; $w;W

toq;Ffpd;wJ.

- epjp kw;Wk; epjpay;yh jfty;fis fzf;fPl;Lf;

nfhs;iffs; kw;Wk; Vida tpsf;fj;

jfty;fis epjpapay; $w;WfSf;fhd Fwpg;Gfs;

cs;slf;fpAs;sd.

1.7 CopaHfspd; vz;zpf;if

2015 Mk; Mz;L brk;gH khjk; 31k; jpfjpapYs;sthW

,r;rigapd; CopaH tY 186 (2014 - 177) Mf ,Ue;jJ.

2.0 Kf;fpakhd fzf;fPl;Lf; nfhs;iffs;

fzf;fpay; nfhs;iffspy; khw;wq;fs;

fPNo Fwpg;gplg;gl;l nfhs;iffs; Fwpg;gplg;gl;lhy;

md;wp> FOtpd; ,e;e epjp mwpf;ifapy; toq;fg;gl;l

midj;Jf; fhyq;fSf;Fk; njhlHr;rpahf nghUe;Jk;.

2.1 jahhpg;G mbg;gil

2.11 mstPLfspd; mbg;gil

Kfg;ngWkjpapy; mstplg;gLk; ~tpw;gidf;fhf

fpilf;ff;$ba| epjpr; nrhj;Jf;fs; jtpu Vidait

ml;LW mbg;gilapYk; tuyhw;Wf; fpua mbg;gilapy;

epjpf;$w;Wf;fs; jahhpf;fg;gl;Ls;sd.

,yq;if fzf;fPl;L epakq;fis ,izj;Jf;

nfhs;tjw;F Kd;dH> ,yq;if epjpg; gpuzkhdq;fs;

4 fhg;GWjp xg;ge;jq;fshy; mDkjpf;fg;gl;lgb>

jw;Nghija fzf;fpay; nfhs;iffis rig

njhlHfpd;wJ.

tq;fp mjd; epjp epiy mwpf;ifia gutyhf

jputkhf;Ffpd;wJ. epjp mwpf;iffis ghjpf;Fk;

gztPf;ff; fhuzpfSf;F khw;wPL nra;ag;gltpy;iy.

epjpr; nrhj;Jf;fs; kw;Wk; epjpag; nghWg;Gfs; Mfpait

<Lnra;ag;gl;lJld; mq;fPfhpf;fg;gl;l njhiffis

<Lnra;tjw;F rl;lg+Htkhf mKy;gLj;jg;glf;$ba

chpikAilaJk; kw;Wk; Njwpa mbg;gil kPJ

jPHf;Fk; Nehf;fj;Jld; my;yJ xNu Neuj;jpy;

nrhj;Jf;fspd; Njwpg;ngWif kw;Wk; nghWg;Gfis

jPHf;Fk; Njwpa njhif kl;LNk epjp epiyikf;$w;wpy;

mwpf;ifaplg;gl;Ls;sJ.

2.12 njhopw;ghl;L kw;Wk; Kd;dspg;G ehzak;

epjpf; $w;Wf;fshdit ,yq;if &ghtpy;

(LKR) Kd;dspf;fg;gLfpd;wd. ,yq;if &ghtpy;

Kd;dspf;fg;gLk; rfy epjpj; jfty;fSk; NtW

tifapy; Fwpg;gplg;gl;bUe;jhyd;wp kpff; fpl;ba

&ghtpw;F kl;le;jl;lg;gl;Ls;sd.

2.13 nghUz;kpaKk; xUq;fpizTk;

xt;nthU xNukhjphpahd nghUz;ikAila

mapl;lq;fs; ntt;Ntwhf ntspaplg;gl;Ls;sJ. mit

nghUz;ikAiladthf ,y;yhjpUe;jhy;nohypa

mapl;lj;jpd; jd;ik my;yJ nraw;ghL jdpahf

ntspg;gLj;jg;gl;Ls;sJ.

epjpf; $w;WfSf;fhd Fwpg;Gfs; 31 brk;gH 2015 Kbtile;j Mz;Lf;fhdJ



2.2 mwpf;ifapLk; fhyg;gFjp

mwpf;ifapLk; fhyg;gFjp 2015 Mk; Mz;L [dthp khjj;jpypUe;J bnrk;gh; khjk; tiuahFk;.

nghUj;jkhdtplj;J fzf;fPl;Lf; nfhs;iffs; mLj;jtUk; Fwpg;Gfspy; tpsq;fg;gLj;jg;gl;Ls;d

2.3 Kf;fpakhd fzf;fPl;Lj; jPh;Tfs;> kjpg;gPLfs; kw;Wk;

vLNfhs;fs;

,yq;if fzf;fPl;L epakq;fSld; xj;jpirthf epjpf; $w;Wf;fisj; jahhpj;jyhdJ fzf;fPl;Lf; nfhs;iffspd; gpuNahfj;jpidAk; nrhj;Jf;fs;> nghWg;Gf;fs;> tUkhdk; kw;Wk; nrytpdq;fspd; mwpf;ifapl;l msTfisAk; ghjpf;fpd;w jPh;Tfs;> kjpg;gPLfs; kw;Wk; vLNfhs;fis Nkw;nfhs;tjw;F Kfhikf;Fj; NjitahFk;. cz;ikahd ngWNgWfs; ,k; kjpg;gPLfspypUe;J NtWglyhk;.

tuyhw;W mDgtk; kw;Wk; #o;epiyfspd; fPo; epahakhdjhf ,Uf;Fnkd ek;gg;gLk; Vida gy;NtWgl;l fhuzpfs; vd;gdtw;wpid kjpg;gPLfSk;> mbg;ilahd vLNfhs;fSk; mbg;gilahff; nfhz;Ls;sd vd;gJld; mtw;wpd; ngWNgWfshdit Vida %yq;fspypUe;J cldb ntspg;gilaw;w nrhj;Jf;fs; kw;Wk; nghWg;Gf;fspd; nfhz;Lnry;Yk; njhifapidg; gw;wpajhd jPh;Tfis cUthf;Fk; mbg;gilapid cUthf;Ffpd;wd.

kjpg;gPLfSk; mbg;gilahd vLNfhs;fSk; njhlh;e;J nry;Yk; mbg;gil xd;wpy; kPsha;T nra;ag;gLfpd;wd. kjpg;gPLfs; jpUj;jg;gLk; fhyg;gFjpapYk; VNjDk; ghjpf;fg;gLk; vjph;fhyg;gFjpapYk; fzf;fPl;L kjpg;gPLfSf;fhd jpUj;jq;fs; ,dq;fhzg;gLfpd;wd.

epjpf; $w;Wf;fspy; ,dq;fhzg;gl;l njhiffspd; kPJ $Ljy; Kf;fpakhd tpistpidf; nfhz;Ls;s fzf;fPl;Lf; nfhs;iffisg; gpuNahfpg;gjpyhd jh;f;f hPjpahd jPh;Tfisg; gw;wpa jfty;fs; gpd;tUk; Fwpg;Gfspy; cs;slf;fg;gl;Ls;sd.

2.3.1 fhg;GWjp xg;ge;jg; nghWg;Gf;fis kjpg;gpLjy;

nghJf; fhg;GWjp kw;Wk; kPs;fhg;GWjp xg;ge;jq;fSf;fhf> mwpf;ifapLk; jpfjpad;W mwpf;ifaplg;gl;l vjph;ghh;f;fg;gl;l ,Wjp chpikf;Nfhhpf;iff; fpuaj;Jf;fhf kjpg;gPLfs; Nkw;nfhs;sg;gl Ntz;bAs;sd. ,Wjp chpikf;Nfhhpf;iff; fpuakhdJ epr;rakhdjhf cUthf;fg;glf; $bajhf ,Ug;gjw;F Kd;dh; Fwpg;gplj;jf;f fhyg;gFjp xd;W vLf;fyhk;.

ghhpasT chpikf; Nfhhpf;iffshdit xd;wpy; ,og;gPl;L kjpg;gPl;lhsh; (loss adjuster) kjpg;gPLfspd; Kfg; ngWkjpapy; xJf;fg;gLtjd; %yk; my;yJ mtw;wpd; vjph;fhy mgptpUj;jpapidg; gpujpgypf;Fk; nghUl;L ntt;Ntwhf vLj;Jiuf;fg;gLfpd;wd. $Ljyhd re;jh;g;gq;fspy;> vjph;fhy chpikf;Nfhhpf;if gztPf;f tPjq;fs; my;yJ ,og;G tpfpjq;fs; njhlh;gpy; ntspg;gilahd vLNfhs;fs; vitAk; Nkw;nfhs;sg;gLtjpy;iy. gjpyhf> ghtpf;fg;gLk; vLNfhs;fshdit kjpg;gPLfs; mbg;gilahff; nfhz;l tuyhw;W chpikf;Nfhhpf;if mgptpUj;jpj; juTfspy; cl;fpilahf cs;sditahFk;.

<h;f;fg;glhj jtizf; fl;lzj;jpw;fhd Vw;ghLfspd; NghJkhd jd;ikapid kjpg;gpLtjpy; xj;j jPh;Tfs;> kjpg;gPLfs; kw;Wk; vLNfhs;fs; vd;gd ifahsg;gLfpd;wd. xg;ge;jk; xd;wpd; %yk; toq;fg;gLk; fhg;GWjpr; Nritg; ghq;fpw;F <l;lg;glhj jtizf; fl;lz fldopg;ghdJ jtiz Kiw fldopg;G mbg;gilapid tpl NtNwhh; mbg;gilapy; Njitahdjh vd;gij tiuaWg;gjpYk; jPh;T Njitg;gLj;jg;gLfpd;wJ.

2.3.2 gpw;Nghlg;gl;l nfhs;sy; fpuaj;jpd; (DAC) FiwT

gpw;Nghlg;gl;l nfhs;sy; fpuaj;jpd; FiwT kPsha;T xd;W xt;nthU mwpf;ifaply; jpfjpapYk; Nkw;nfhs;g;gLfpd;wJ. kPsg;ngwf;$ba njhifahdJ nfhz;L nry;Yk; ngWkjpapid tpl Fiwthf ,Uf;Fk; NghJ KOnkhj;j tUkhdf; $w;wpy; FiwT el;lk; xd;W ,dq;fhzg;gLfpd;wJ. kPsha;tpd; fPo; Mz;Lf; fhyg;gFjpapy; mj;jifa FiwT mwpFwpNaJk; czug;gltpy;yi.

2.3.3 FiwT kjpg;gPL

xt;nthU mwpf;ifaply; jpfjpapYk; nrhj;J xd;wpw;F my;yJ fhR gpwg;ghf;fy; myF xd;Wf;F VNjDk; FiwT Fwpfhl;bfs; cs;sdth vd;gij rigahdJ kjpg;gplg;gLfpd;wJ. mj;jifa jdpg;gl;l nrhj;jpd; my;yJ fhR gpwg;ghf;fy; myfpypUe;J kjpg;gplg;gl;l vjph;fhy fhRg; gha;r;ry;fspd; kjpg;gPL xd;wpid Nkw;nfhs;tjw;Fk; kw;Wk; chpa fhRg; gha;r;ry;fspd; epfo;fhyg; ngWkjpapid fzpg;gpLk; nghUl;L xU nghUj;jkhd fopT tPjj;jpid njhpT nra;J nfhs;tjw;Fk; Kfhikapid Njitg;gLj;jg;gLfpd;wJ. vjph;ghh;f;fg;gl;l vjph;fhy fhRg; gha;r;ry;fs; kw;Wk; fopT tPjq;fisg; gw;wpa kjpg;gPl;bid Nkw;nfhs;tjw;Fk; ,k; kjpg;gPlhdJ rigapid Njitg;gLj;jg;gLfpd;wJ Mjypdhy; mit epr;rakw;w jd;ikf;F cl;gl;Ls;d.

2.3.4 nghWg;Gf;fs; kw;Wk; vjph;ghuhj nryTfSf;fhd

Vw;ghL

rigiahdJ rhjhuz tpahghu eltbf;ifapy; ,jw;F vjpuhd rl;l hPjpahd chpikf; Nfhhpf;iffisg; ngw;Wf;nfhs;fpd;wJ. Vw;ghLfis Nkw;nfhs;tjpy; ntw;wpaPl;Lk; VNjDk; chpikf; Nfhhpf;ifapd; rhj;jpag;ghL njhlh;gpy; jPh;Tfis KfhikahdJ Nkw;nfhz;Ls;sJ. rhj;jpakhd nghUshjhu ed;ik ntspg; gha;r;ry; njhif fhzg;gLtjdhy; rl;l chpikf; Nfhhpf;ifia KbTWj;jJk; fhykhdJ epr;rakw;wJ. fhy msTk; fpuaKk; ,Wjpahf chpa rl;l epahahjpf;fq;fspYs;s chpa nra;Kiwapy; jq;fpAs;sd.

2.3.5 gpw;Nghlg;gl;l thpr; nrhj;Jf;fs; kw;Wk; nghWg;Gfs;

rpf;fyhd thp xOq;Ftpjpfs; kw;Wk; vjph;fhy thptpjpf;ff;$ba tUkhdj; njhif kw;Wk; fhy msT vd;gdtw;wpd; nghUs;Nfhly; njhlh;gpy; epr;rakw;w jd;ikfs; fhzg;gLfpd;wd. thp Nehf;fq;fSf;fhf jifikngWk; nfhLg;gdTfshff; fUjg;gLk;> jpul;L epjpaj;Jf;F Nkw;nfhs;sg;gLk; fzprkhdsT gq;fspg;Gf;fs; fhuzkhf vjph;T$wf;$ba vjph;fhyj;jpy; thptpjpf;ff;$ba ,yhgk; xd;wpid cUthf;Ftjpy; rhj;jpag;ghL Fiwthf cs;sJ vd;gij Kfhik kjpg;gpLfpd;wJ. Mjypdhy; gpw;Nghlg;gl;l thpf;fhf vJtpj Vw;ghLk; Nkw;nfhs;sg;gLtjpy;iy.




2.4 Kf;fpakhd fzf;fPl;Lf; nfhs;iffspd; nghopg;G

2.4.1 mUtr; nrhj;Jf;fs;

ntt;Ntwhff; nfhs;sy; nra;ag;gLk; mUtr; nrhj;Jf;fshdit Muk;g milahsq;fhzy; (recognition) njhlh;gpy; fpuaj;jpy; kjpg;gplg;gLfpd;wd. Muk;g milahsq;fhziyj; njhlh;e;J mUtr;

jh;f;f hPjpahd fzf;fPl;Lj; jPh;T> kjpg;gPLfs; kw;Wk;

vLNfhs;fs;

<l;lg;glhj jtizf; fl;lzk; kw;Wk; gpw;Nghlg;gl;l nfhs;sy; fpuak;

nkhj;j nrYj;j Ntz;ba chpikf; Nfhhpf;iffSf;fhd xJf;F

Xa;t+jpa ed;ikf; flg;ghl;L mstPL

2.3.6 Xa;T+jpa ed;ikf; flg;ghl;bid - (gzpf;nfhil)

kjpg;gpLjy;

Xa;T+jpa ed;ikf; flg;ghl;Lf; fpuakhdJ ,yq;if fzf;fPl;L epakq;fs; 19 - CopaH ed;ikfspy; Nfhug;gl;Ls;sthW fhg;gPl;Lf; fzpg;G (actuarial) kjpg;gPl;bidg; gad;gLj;jp tiuaWf;fg;gLtjpy;iy. vdpDk;> gzpf;nfhilf;fhd Vw;ghlhdJ xt;nthU Kw;Wg;ngw;w tUl Nritf;Fk; Mff; Fiwe;jJ miu khjr; rk;gsj;jpd; mbg;gilapy; fzpg;gplg;gLfpd;wJ. ,jd; tpisthf> js;Sgb tpfpjq;fs;> nrhj;Jfs; kPjhd vjpHghHf;fg;gLk; tUtha; tpfpjk;> tUq;fhy rk;gs mjpfhg;G kw;Wk; ,wg;G tpfpjk; Mfpait gzpf;nfhil nghWg;gpid fzpg;gpLk; NghJ ftdj;jpy; nfhs;sg;gltpy;iy.

2.3.7 fUjg;gLk; thp tuT (epWj;jpitj;jy; thp)

tUq;fhy thp tpjpf;ff;$ba ,yhgj;jpw;F vjphPL nraaf;$ba nrYj;jg;gl;l fUjg;gl;l thpf; nfhLg;gdTj; jifik kjpg;gPl;il rig jahhpj;Js;sJ. ,e;j kjpg;gPl;bd; mbg;gilapy;> mz;ikf;fhyj;jpy; nfhLg;gdT nra;j fUjg;gl;l thpia tq;fp gad;gLj;jp ,yhg kw;Wk; el;lf; fzf;fpy; fUjg;gl;l thp tuT mwtplg;gl;Ls;sJ. vdpDk; vjpHfhyj;jpy; NghjpasT thptpjpf;ff;$ba ,yhgk; fhzg;gLfpd;wJld;> rigahdJ mt;thwhd fUjg;gl;l thpfis ePf;Ftjw;fhd Nfhuy;fs; kw;Wk; ;kPs; vOjy;fis Nkw;nfhs;Sk;.

2.3.8 njhlh;e;J nry;Yk; vz;zf;fU

rigapd; KfhikahdJ njhlh;e;J nry;Yk; vz;zf;fU xd;whf njhlh;tjw;fhd rigapd; Mw;wy; kjpg;gPL xd;wpid Nkw;nfhz;Ls;sJld; vjph;T$wf;$ba vjph;fhyj;jpw;F tpahghuj;jpidj; njhlh;tjw;fhd tsq;fis rig nfhz;Ls;sJ vd;gjpYk; jpUg;jp fz;Ls;sJ. NkYk;> njhlh;e;J nry;Yk; vz;zf;fU xd;whf njhlh;tjw;fhd rigapd; Mw;wypd; kPJ Fwpg;gplj;jf;f re;Njfj;jpid tpistpf;ff;$ba VNjDk; Kf;fpakhd epr;akw;w jd;ikfisg; gw;wp Kfhikj;Jtk; mwpe;jpUf;ftpy;iy. Mjyhy;> njhlh;e;J nry;Yk; vz;zf;fU mbg;gilapy; epjpf; $w;Wf;fs; njhlh;e;J jahhpf;fg;gLfpd;wd.

epjpf; $w;Wf;fspy; ,dq;fhzg;gl;l njhiffs; kPJ $Ljy; Kf;fpakhd tpistpidf; nfhz;Ls;s fzf;fPl;Lf; nfhs;iffisg; gpuNahfpg;gjpyhd kjpg;gPL> epr;rakw;w jd;ik kw;Wk; jh;f;f hPjpahd jPh;Tfspd; Fwpg;gplj;jf;f Jiwfs; gw;wpa jfty;fs; gpd;tUtdtw;wpy; cs;slf;fg;gl;Ls;sd.

nrhj;jf;fshdit VNjDk; jpuz;l fldopT kw;Wk;

VNjDk; jpuz;l FiwT el;lq;fs; vd;gdtw;iwf;

fopj;J tUk; fpuaj;jpy; nfhz;L nry;yg;gLfpd;wd.

mUtr; nrhj;J Fiwf;fg;glyhk; vd;Dk; Fwpfhl;b

fhzg;gLk; Nghnjy;yhk; mUtr; nrhj;Jf;fshdit

gad;jU nghUspay; MAl;fhyj;jpw;F fldopT

nra;ag;gl;L FiwTf;fhf kjpg;gplg;gLfpd;wd.

mUtr; nrhj;J xd;Wf;fhd fldopTf; fhyg;gFjp

kw;Wk; fldopT Kiw vd;gd Fiwe;jJ

xt;nthU mwpf;ifaply; fhyg;gFjpapYk; kPsha;T

nra;ag;gLfpd;wd. nrhj;Jld; xd;wpize;j vjph;fhy

nghUshjhu ed;ikfspd; vjph;ghh;f;fg;gl;l gad;jU

MAl;fhyk; my;yJ vjph;ghh;f;fg;gl;l Efh;Tg;

ghq;fpyhd khw;wq;fshdit fldopTf; fhyg;gFjp

my;yJ Kiwapidg; nghUj;jKilajhf khw;Wtjd;

%yk; fzf;fplg;gl;L fzf;fPl;L kjpg;gPLfspyhd

khw;wq;fshf fUjg;gLfpd;wd. mUtr; nrhj;Jf;fs;

kPjhd fldopTr; nrythdJ mUtr; nrhj;jpd;

njhopw;ghl;Lf;F xj;jhf nryT tFjpapy; tUkhdf;

$w;wpy; milahsq; fhzg;gl;Ls;sJ.

mUtr; nrhj;J xd;wpd; milahsk; ePf;fypypUe;J (De-recognition) vOk; ,yhgq;fs; my;yJ el;lq;fshdit

Njwpa mfw;wy; tUtha;fSf;Fk; nrhj;jpd; nfhz;L

nry;yy; njhiff;Fk; ,ilapyhd tpj;jpahrkhf

mstplg;gl;L nrhj;jhdJ milahsk; ePf;fg;gLk;

NghJ tUkhdf; $w;wpy; milahsq; fhzg;gLfpd;wd.

rigapdhy; iff;nfhs;sg;gl;l nkd;nghUs; nrythdJ

jpuz;l fldopT kw;Wk; VNjDk; jpuz;l FiwT

el;lq;fs; vd;gdtw;iwf; fopj;J tUk; fpuakhf

Fwpg;gplg;gLfpd;wJ

fzdp nkd;nghUs; -; fld;jPHg;G 4 tUlq;fSf;F Nky;

2.4.2 Mjdk;> nghwpj;njhFjp kw;Wk; cgfuzk;

xU tUlj;jpw;F Nky; gad;gLj;jg;gl vjpHghHf;fg;gLk;

Mjdk;> nghwpj;njhFjp kw;Wk; cgfuzk; vd;gd

mUtky;yhr; nrhj;Ff;fshFk;.

Mjdk;> nghwpj;njhFjp kw;Wk; cgfuzk;

Mfpatw;wpd; nfhs;tpiyahdJ mJ gad;gLj;jg;gLk;

Nehf;fj;jpw;F njhopw;gLk; epiyf;F nrhj;Jf;fis

nfhz;LtUtjw;fhf Nkw;nfhs;sg;gLk; nryTfSld;

NrHj;Jg; gjpTnra;ag;gLk;.

2.4.3 ngWkhdj; Nja;T

rigahdJ nrhj;J gad;gLj;Jiff;F fpilf;fg;

ngWk; khjj;jpy; ,Ue;J nrhj;J mfw;wg;gLk; khjk;

tiuf;Fkhd fhyj;jpw;F Nja;tpid toq;Ffpd;wJ.

rfy Mjdk;> nghwpj;njhFjp kw;Wk; cgfuzk;

vd;gdtw;wpdJk; fpuaj;jpd; Nghpy; Neh;Nfhl;L

Kiwapidg; ghtpg;gjd; %yk; rkkhd tUlhe;j

jtizf; fl;lzq;fs; %yk; mtw;wpd; kjpg;gplg;gl;l

gad;jU MAl;fhyj;jpw;F mj;njhifapidg;

gjptopg;gjw;nfd ngWkhdj; Nja;Ntw;ghL gpd;tUkhW

fzpg;gplg;gLfpd;wJ.

nghwpj;njhFjpAk; ,ae;jpuKk; 10 tUlj;jpw;F Nkyhf

jsghlKk; nghUj;JfSk; 08 tUlj;jpw;F Nkyhf

mYtyf cgfuzq;fs; 06 tUlj;jpw;F Nkyhf

Nkhl;lhh; thfdq;fs; 10 tUlj;jpw;F Nkyhf




xt;nthU mwpf;ifaply; jpfjpapYk; nrhj;Jf;fspd; vQ;rpa ngWkjpfs;> gad;jU MAl;fhyk; kw;Wk; Nja;T Kiw vd;gd kPsha;T nra;ag;gl;L nghUj;jKilajhapd; rPuhf;fg;gLk;.

kPsha;tpd; fPohd tUlj;jpd; NghJ> mYtyf cgfuzq;fspd; gad;gLj;jy; fhyj;ij 6 tUlq;fspypUe;J 13.33 tUlq;fshfTk; jsghlq;fs; kw;Wk; nghUj;jpfspd; gad;gLj;jy; fhyj;ij 08 tUlj;jpypUe;J 13.33 tUlq;fshfTk; jpUj;Jtjw;F rig jPh;khdpj;jJ.

jpUj;jkhdJ fzf;fPl;L kjpg;gPLfspy; khw;wk; xd;whf 2015 Mk; Mz;by; fzf;fplg;gl;lJld; kjpg;gplg;gl;l vQ;rpa gad;jU MAl;fhyj;jpid cs;slf;fp jpUj;jpa gad;jU MAl;fhyj;jpd; mbg;gilapy; mYtyf cgfuzq;fs; kw;Wk; jsghlq;fs; kw;Wk; nghUj;jpfspd; nfhs;sy; jpfjpapypUe;J ngWkhdj; Nja;tpid rigahdJ mstPl;L chpik Kjypd; fPo; NtWghl;bid rPuhf;fpapUg;gpd; kPs vLj;Jiuj;Js;sJ.

mYtyf cgfuzk;

chpik KjypD}lhf rPuhf;fg;gl;l jpuz;l Nja;tpyhd khw;wk; - &gh 9>896>506.00

2015 Mk; Mz;bw;fhd Nkyjpf Nja;Tf; fl;lzk; - &gh 1>133>539

jsghlq;fs; kw;Wk; nghUj;jpfs

chpik KjypD}lhf rPuhf;fg;gl;l jpuz;l Nja;tpyhd khw;wk; - &gh 1>747>293

2015 Mk; Mz;bw;fhd Nkyjpf Nja;Tf; fl;lzk; - &gh 180>611

ghtidapYs;s KOikahf Nja;tplg;gl;l Mjdk;>

nghwpj;njhFjp kw;Wk; cgfuzq;fs;

mwpf;ifaply; jpfjpapYs;sthW ,d;dKk; ghtidapYs;s KOikahf Nja;tplg;gl;l Mjdk;> nghwpj;njhFjp kw;Wk; cgfuzj;jpd; Muk;gf; fpuakhdJ Fwpg;G 8 ,y; 24k; gf;fj;jpy; fhl;lg;gl;Ls;sJ fhl;lg;gl;Ls;sJ.

2.4.4 epjp Mtzq;fs;

rigahdJ Mtzj;jpd; xg;ge;j Vw;ghLfSf;fhd xU jug;ghf khWk;NghJ mjd; epjp epiyikf; $w;wpy; epjpr; nrhj;Jf;fs; my;yJ epjpg; nghWg;Gf;fis ,dq;fz;L nfhs;fpd;wJ. epjpr; nrhj;Jf;fSk; epjpg; nghWg;Gf;fSk; Muk;gj;jpy; cz;ikg; ngWkjpapy; (Fair value) mstplg;gLfpd;wd. epjpr; nrhj;J xd;wpd; my;yJ nghWg;G xd;;wpd; (,yhgk; my;yJ el;lj;jpw;F Clhd cz;ikg; ngWkjpapyhd epjpr; nrhj;Jf;fs; kw;Wk; epjpg; nghWg;Gf;fs; jtpu) nfhs;sy; my;yJ toq;fYf;F Neubf; fhuzkhapUe;j nfhLf;fy; thq;fy; fpuaq;fshdit Muk;g ,dq;fhzypd; NghJ nghUj;jKilajhf epjpr; nrhj;J my;yJ nghWg;gpd; cz;ikg; ngWkjpAld; Nrh;f;f my;yJ mjpypUe;J fopf;fg;gLk;. ,yhgk; my;yJ el;lj;jpw;F Clhd cz;ikg; ngWkjpapyhd epjpr; nrhj;Jf;fs; kw;Wk; epjpg; nghWg;Gf;fspd; nfhs;sYf;F Neubf; fhuzkhapUe;j nfhLf;fy; thq;fy; fpuaq;fshdit tUkhdf; $w;wpy; cldbahf ,zq;fhzg;gLk;. rigahdJ njhifapid <lhf;Ftjw;fhd rl;l chpik xd;wpidf; nfhz;bUj;jhy; khj;jpuNk mj;Jld; xd;wpy;

Njwpa mbg;gilapy; jPh;g;gdT nra;tjw;F my;yJ xNu Neuj;jpy; nrhj;jpid gzkhf;fp nghWg;gpidj; jPh;g;gjw;F cj;Njrpf;Fk; NghJ epjpr; nrhj;Jf;fSk; nghWg;Gf;fSk; <lhf;fg;gl;L Njwpa njhif Kd;dspf;fg;gLk;.

epjpr; nrhj;Jf;fs;

(m) Muk;g ,dq;fhzYk; mstPLfSk;

fld;fSk; tUkjpfSk; vj; jpfjpapy; Muk;gpf;fpd;wdNth mj; jpfjpapNyNa rigahdJ mtw;iw Muk;gj;jpy; ,dq;fhz;fpd;wJ. rigahdJ Mtzj;jpd; xg;ge;j Vw;ghLfSf;fhd xU jug;ghf khWk; tpahghuj; jpfjpapy; Vida rfy epjpr; nrhj;Jf;fSk; nghWg;Gf;fSk; Muk;gj;jpy; ,dq;fhzg;gLfpd;wd. ,yhgk; my;yJ el;lj;jpw;$lhd cz;ikg; ngWkjpapy; my;yhJ tplak; xd;Wf;fhf epjpr; nrhj;J my;yJ epjpg; nghWg;nghd;whdJ mjd; nfhs;sy; my;yJ toq;fYld; Neubf; fhuzkhapUe;j nfhLf;fy; thq;fy; nryTfisf; $l;b cz;ikg; ngWkjpapy; Muk;gj;jpy; mstplg;gLfpd;wJ.

Muk;gj;jpy; xU epjpr; nrhj;jhdJ gpd;tUk; tFjpfspy; xd;whf tifg;gLj;jg;gLfpd;wJ.:

• ,yhgk; my;yJ el;lj;jpw;F Clhd cz;ikg; ngWkjp (FVTPL);

• tpw;gidf;Ff; fpilf;ff;$bajhd (AFS) epjpr; nrhj;Jf;fs;

• fld;fSk; tUkjpfSk; (L & R); kw;Wk;• nghUj;jKilajhf Kjph;Tf;fhf itj;jpUf;fg;GLk;

KjyPLfs; (HTM)

rigahdJ Muk;g ,zq;fhzypy; mjd; epjpr; nrhj;Jf;fspd; tifg;ghl;bid tiuaWf;fpd;wJ.

rigahdJ Muk;g ,zq;fhzypy; mjd; epjpr; nrhj;Jf;fspd; tifg;ghl;bid tiuaWf;fpd;wJ.

ve; Nehf;fj;jpw;fhf KjyPLfs; nfhs;sy; nra;ag;gLfpd;wNjh my;yJ Muk;gpf;fg;gLfpd;wNjh (mjhtJ> cs;Nehf;fk;) me; Nehf;fj;jpy; tifg;ghL jq;fpapUg;gJld; rigapd; Mw;wypidAk; mbg;gilahff; nfhz;lJ. FO KjyPl;Lj; je;jpNuhghakhdJ cz;ikg; ngWkjp mbg;gilapy; epjp KjyPLfis Kfhik nra;Jnfhs;tjw;fhf ,UF;Fkplj;J ,yhgk; my;yJ el;lj;jpw;F Clhd cz;ikg; ngWkjpapYs;sthW epjpr; nrhj;Jf;fs; tifg;gLj;jg;gLk;. chpait Kidg;gw;wjhf Kfhik nra;ag;gLk; NghJ mj;Jld;/my;yJ fldopTf; fpuaj;jpy; nfhz;L nry;yg;gLk; NghJ tpw;gidf;Ff; fpilf;ff;$bajhd (AFS) kw;Wk; Kjph;Tf;fhf itj;jpUf;fg;gLk; (HTM) tFjpfs; gad;gLj;jg;gLk;. xOq;Ftpjp my;yJ $l;lj;jpdhy; Vw;gLj;jg;gl;l fhy ,l;ltizf;fs; re;ijapy; nrhj;Jf;fspd; toq;fiyj; Njitg;gLj;Jk; epjpr; nrhj;Jf;fspd; nfhs;tdTfs; my;yJ tpw;gidfshdit jPh;g;gdTj; jpfjpapy; milahsq; fhzg;gLfpd;wd. mjhtJ> epjpr; nrhj;jpd; tpw;gid/nfhs;tdTf;fhf rigahdJ gzj;jpidg; ngw;Wf;nfhs;Sk;/jPh;g;gdT nra;Ak; jpfjpahFk;. vdpDk;. tpiyf;$wg;gl;l chpikKjy; kw;Wk; $l;Lhpikf; fld; vd;gtw;wpy; KjyPl;Lf;F ,J tUk; NghJ nrhj;jpid ,dq;fhz;gjw;F/,dq;fhziy




,uj;Jr; nra;tjw;F nfhLf;fy; thq;fy; jpfjp (mjhtJ> tpahghuj; jpfjp) gad;gLj;jg;gLfpd;wJ. KjyPL fpuaj;jpy; fhl;lg;gl;Ls;sJ.

rigapd; Vw;fdNtAs;s epjpr; nrhj;Jf;fspd;

tiffs; kw;Wk; mtw;wpd; tifg;ghL vd;gd fPOs;s

ml;ltizapy; fhl;lg;gl;Ls;sd

(M) mLj;jgbahd mstPL

epjpr; nrhj;Jf;fspd; mLj;jgbahd mstPlhdJ gpd;tUkhW mtw;wpd; tifg;ghl;by; jq;fpAs;sJ.

,yhgk; my;yJ el;lj;jpw;F Clhd cz;ikg; ngWkjpapy;

epjpr; nrhj;Jf;fs(FVTPL)

tpahghuj;jpw;fhf itf;fg;gl;l epjpr; nrhj;Jf;fisAk; kw;Wk; ,yhgk; my;yJ el;lj;jpw;F Clhd cz;ikg; ngWkjpapy; Muk;g ,dq;fhzypd; Nghpy; Fwpj;njhJf;fg;gl;ltw;iwAk; ,yhgk; my;yJ el;lj;jpw;F Clhd cz;ikg; ngWkjpapyhd epjpr; nrhj;Jf;fs; cs;slf;Ffpd;wd. fpl;ba vjph;fhyj;jpy; tpw;gjw;fhd cs;Nehf;fj;Jld; vLj;Jf;fhl;lhf thq;fg;gl;l KjyPLfshdit tpahghuj;jpw;fhf itf;fg;gl;litahf tifg;gLj;jg;gl;Ls;sd. ,yhgk; my;yJ el;lj;jpw;F Clhd cz;ikg; ngWkjpapYs;sthW Fwpj;njhJf;fg;gl;l KjyPLfspw;fhf> gpd;tUk; jFjp tpjpfs; G+h;j;jpnra;ag;gl Ntz;Lk;.:

• nrhj;Jf;fs; my;yJ nghWg;Gf;fis mstpLtjpypUe;J my;yJ xU NtWghlhd mbg;gilapy; ,yhgk; my;yJ el;lq;fis ,dq;fhz;gjpypUe;J ,d;ndhU tpjj;jpy; vOjf;$ba xj;jpirahj; jPh;tpd; Fwpj;njhJf;fyhdJ ,y;yhkw; nra;fpd;wJ my;yJ Fwpg;gplj;jf;fstpw;Ff; Fiwf;fpd;wJ> my;yJ

• xU rigapdJ epjpr; nrhj;Jf;fs;> epjpg; nghWg;Gf;fs; my;J ,uz;bdJk; gFjpahf> rigapdJ KjyPl;Lk; je;jpNuhghaj;Jf;fpzq;f Kfhik nra;ag;gl;L mtw;wpd; nraw;wpwdhdJ cz;ikg; ngWkjp mbg;gil xd;wpy; kjpg;gplg;gLk; nrhj;Jf;fs; my;yJ nghWg;Gf;fshf cs;sd.

,k; KjyPLfs; Muk;gj;jpy; cz;ikg; ngWkjpapy; gjpag;gLfpd;wd. Muk;g ,dq;fhzYf;F mLj;jjhf> mit cz;ikg; ngWkjpapy; kPs mstplg;gLfpd;wd. cz;ikg; ngWkjpapyhd khw;wq;fshdit KOnkhj;j tUkhdf; $w;wpy; ~cz;ikg; ngWkjp ,yhgq;fs;

tFjp epjpr; nrhj;J

,yhg my;yJ el;lj;jpd;

Clhd Kfg;ngWkjp)

,y;iy

tpw;gidf;fhf fpilf;ff

;$bad (AFS)jpiwNrhp Kwpfs;

jpiwNrHp cz;bay;fs;

fld;fSk; tUkjpfSk; (L & R) REPO,

kPs;vOjg;gl;l REPO

KjpHr;rpf;fhf

epWj;jpitf;fg;gl;lJ

ntspehl;L ehzak;

mgptpUj;jpg;

gpizaq;fs;

jpiwNrhpg; gpizq;fs;

kw;Wk; el;lq;fspy; gjpT nra;ag;gLfpd;wd.

gaDWjp tha;e;j tl;b tPjj;jpid (EIR) gad;gLj;jp ~KjyPl;L tUkhdk;| my;yJ epjpf; fpuak; vd;gjpy; tl;bahdJ chpathW ml;LWj;jg;gl;L Kd;dspf;fg;gLfpd;wJ. nfhLg;gdtpw;fhd chpik cs;thf;fg;gl;Ls;s NghJ gq;fpyhg tUkhdkhdJ ~KjyPl;L tUkhdj;jpy;| gjpT nra;ag;gl;ls;sJ.

rigahdJ mjd; epjpr; nrhj;Jf;fis> fpl;ba fhyg;gFjpapy; mtw;iw tpw;gjw;fhd cs;Nehf;fk; ,d;dKk; nghUj;jkhdjhftpUg;gpd; ,yhgk; my;yJ el;lj;jpw;F Clhd cz;ikg; ngWkjpapy; (tpahghuj;jpw;fhf itf;fg;gl;l) kjpg;gpLfpd;wJ. nraY}f;fkw;w re;ijfs; kw;Wk; vjph;T$wf;$ba vjph;fhyj;jpy; ,e; epjpr; nrhj;Jf;fis tpw;gjw;fhd KfhikapdJ cs;Nehf;fk; Fwpg;gplj;jf;fsT khw;wKwy; Nghd;w fhuzq;fspdhy; mtw;iw th;jjfk; nra;tjw;F rigapdhy; ,ayhj NghJ mhpjhd re;jh;g;gq;fspy; ,e; epjpar; nrhj;Jf;fis kPs itf;fg;gLtij rig Njh;T nra;Ak;. fld;fs; kw;Wk; tUkjpfs;> tpw;gidf;Ff; fpilf;ff;$bait my;yJ Kjph;Tf;fhf itj;jpUf;fg;gLgit vd;gdtw;Wf;fhd kPs tifg;gLj;jyhdJ nrhj;jpd; jd;ik mbg;gilapy; jq;fpapUf;Fk;.

tpw;gidf;Ff; fpilkf;ff;$bajhd epjp KjyPLfs;

tpw;gidf;Ff; fpilf;ff;$bajhd epjp KjyPLfshdit jpiwNrhp cz;bay; kw;Wk; jpiwNrhp Kwp (murhq;f Mtzq;fs;) vd;gdtw;iw cs;slf;Ffpd;wd. ,t; tFjpapYs;s murhq;f Mtzq;fshdit Kbtpy;yhf; fhyg;gFjpf;F itj;jpUf;f cj;Njrpf;fg;gl;Ls;sitAk; mj;Jld; jputj;jd;ikj; Njitf;F Kfq;nfhLg;gjw;F my;yJ re;ij epyikapYs;s khw;wq;fSf;F Kfq;nfhLg;gjw;F tpw;fg;glf;$baitahFk;. Muk;g mstPl;bd; gpd;dh;> tpw;gidf;Ff; fpilf;ff;$ba xJf;fpy; Vida KOnkhj;j tUkhdj;jpy; (OIC) ,dq;fhzg;gl;Ls;s gzkhf;fg;glhj ,yhgq;fs; my;yJ el;lq;fSld; cz;ikg; ngWkjpapy; tpw;gidf;Ff; fpilf;ff;$ba epjpr; nrhj;Jf;fshdit gpd;dh; mstplg;gLk;.

tpw;gidf;Ff; fpilf;ff;$ba KjyPLfis itj;jpUf;Fk; Ntis <l;ba tl;bahdJ gaDWjp tha;e;j tl;b tPjj;jpid (EIR) gad;gLj;jp tl;b tUkhdkhf mwpf;ifaplg;gLk;. nfhLg;gdT chpik cUthf;fg;gl;Ls;s NghJ> tpw;gidf;Ff; fpilf;ff;$ba KjyPLfis itj;jpUf;Fk; Nghjhd fldopT nra;ag;gl;l jtizf; fl;lzq;fs; mj;Jld;/my;yJ fopTfs; ~KjyPl;L tUkhdf; $w;wpy; ,zq;fhzg;GLk;. nrhj;jhdJ ,dq;fhzypy; ,ujJr; nra;ag;gLk; NghJ KjyPl;L tUkhdj;jpy; jpuz;l ,yhgk; my;yJ el;lk; ,dq;fhzg;gLk;. nrhj;jpidf; Fiwg;gjw;F tiuaWf;fg;gl;ljhy; ~KjyPl;L tUkhdj;jpy;| tUkhdf; $w;wpy; jpuz;l el;lkhdJ ,dq;fhzg;gl;L tpw;gidf;fhf fpilf;ff;$ba xJf;fpypUe;J ePf;fg;gLk;.

rigahdJ mjd; tpw;gidf;Ff; fpilf;ff;$ba epjpr; nrhj;Jf;fis> fpl;ba fhyg;gFjpapy; mtw;iw tpw;gjw;fhd Mw;wy; kw;Wk; cj;Njrk; vd;gd ,d;dKk; nghUj;jkhdjhf ,Uf;fpd;wjh vd;gij tiuaWg;gjw;fhf kjpg;gPL nra;Ak;. nraY}f;fkw;w re;ijfs; kw;Wk; vjph;T$wf;$ba vjph;fhyj;jpy; ,e; epjpr; nrhj;Jf;fis tpw;gjw;fhd KfhikapdJ cj;Njrk; Fwpg;gplj;jf;fsT khWjy; Nghd;w fhuzq;fspdhy; ,e; epjpr; nrhj;Jf;fis




tpw;gjw;F rigapdhy; ,ayhJ NghFk; gl;lrj;jpy; mhpjhd re;jh;g;gq;fspy; ,e; epjpr; nrhj;Jfis kPs toq;fg;gLj;jiy rigahdJ Njh;T nra;ayhk;.

epjpr; nrhj;jhdJ fld;fspdJk; tUkjpfspdJk; tiutpyf;fzj;ijg; G+hj;jp nra;Ak; NghJk; vjph;T$wf;$ba vjph;fhyj;jpw;F my;yJ Kjph;T tiu ,e; epjpr; nrhj;Jf;fis itj;jpUg;gjw;fhd cj;Njrk; kw;Wk; Mw;wypid KfhikahdJ nfhz;Ls;s NghJk; fld;fs; kw;Wk; tUkjpfsJ kPstifg;gLj;jy; mDkjpf;fg;gLfpd;wJ. Kjph;T tiu epjpr; nrhj;jpid itj;jpUg;gjw;fhd Mw;wy; kw;Wk; cj;Njrj;jpid epWtdkhdJ nfhz;Ls;s NghJ kl;LNk Kjph;Tf;fhf itj;jpUf;fg;gLtjw;fhd kPs; tifg;gLj;jy; mDkjpaspf;fg;gLfpd;wJ.

tpw;gidf;fhf fpilf;ff;$ba tFjpapy; kPs; tifg;gLj;jg;gLk; epjpr; nrhj;njhd;whf> chpik Kjypy; ,dq;fhzg;gl;Ls;s ,r; nrhj;jpd; kPjhd VNjDk; Kd;ida ,yhgk; my;yJ el;lkhdJ gaDWjp tha;e;j tl;b tPjj;jpid (EIR) gad;gLj;jp nrhj;jpd; vQ;rpa MAl; fhyj;jpw;F fldopT nra;ag;gLfpd;wJ. mr; nrhj;jhdJ gpd;dh; Fiwthf ,Uf;Fnkd tiuaWf;fg;gbd; mjd; gpd;dh; chpik Kjypy; gjpT nra;ag;gl;l njhifahdJ tUkhdf; $w;wpy; kPs tifg;gLj;jg;gLk;.

fld;fSk; tUkjpfSk;

nraY}f;fkpf;f re;ijapy; tpiy$wg;glhj epiyahd my;yJ tiuaWf;ff;$ba nfhLg;gdTfSldhd ngw;Wf;nfhs;s Kbahj epjpr; nrhj;Jf;fshf fld;fSk; tUkjpfSk; fhzg;gLk;. njhFjpf; fld; Mtzq;fSf;F> mj;jifa Mtzq;fs; gl;baw;gLj;jg;gl;bUe;j NghjpYk; nraY}f;fkpf;f re;ijnahd;W fhzg;glhj fhuzj;jpdhy; ,t; tFjpapd; fPo; ,t; Mtzq;fis tifg;gLj;jtjw;Fk; rigahdJ jPh;khdpj;jJ.

,k; KjyPLfshdit KjyPl;Lf; nfhs;sYf;fhf nrYj;jg;gl;l fUj;jpw;nfhz;l cz;ikg; ngWkjpahf ,Uf;Fk; fpuaj;jpy; Muk;gj;jpy; ,dq;fhzg;gLfpd;wd. ,f; nfhs;sYf;F Neubf; fhuzkhapUe;j rfy nfhLf;fy; thq;fy; fpuaq;fSk; KjyPl;Lf; fpuaj;jpy; cs;slf;fg;gLfpd;wd. Muk;g mstPl;bd; gpd;dh;> FiwjYf;fhd gbapidf; fopj;J gaDWjp tha;e;j tl;b tPjj;jpid (EIR) gad;gLj;jp fldopT nra;ag;gl;l fpuaj;jpy; fld;fSk; tUkjpfSk; mstplg;gLfpd;wd.

gaDWjp tha;e;j tl;b tPjj;jpd; (EIR) ,ize;j gFjpahf ,Uf;Fk; nfhs;sy; kw;Wk; fl;lzk; my;yJ fpuaq;fs; njhlh;gpy; VNjDk; fopT my;yJ cgfhu toq;fy; VNjDk; ,Ug;gpd; mjidf; ftdj;jpw; nfhz;L fldopTf; fpuak; fzpg;gplg;gLfpd;wJ. gaDWjp tha;e;j tl;b tPj (EIR) fldopthdJ tUkhdf; $w;wpy; ~KjyPl;L tUkhdj;jpy;| cs;slf;fg;gLfpd;wJ. KjyPLfshdit ,dq;fhzypy; ,uj;Jr; nra;ag;gLk; NghJ my;yJ Fiwf;fg;gLk; NghJ mNjNghy fldopTr; nra;Kiwf;$lhf tUkhdf; $w;wpy; ,yhgq;fSk; el;lq;fSk; ,dq;fhzg;gLk;.

epYitapYs;s fld;fspd; ngWkjpahdJ mbg;gilahdjhf fUjg;glhjjdhy; xj;j fld;fs; njhlh;gpy; jw;NghJ toq;fg;gl;L tUk; tl;b tPjq;fisg; gad;gLj;jp vjph;fhyf; fhRg; gha;r;rypidf; foptpLtjd; %yk; ,lh; fld;fspd; cz;ikg; ngWkjpahdJ kjpg;gplg;gLtjpy;iy.

Kjph;Tf;fhf itj;jpUf;fg;gLk; epjpr; nrhj;Jf;fs; (HTM)

epiyahd my;yJ tiuaWf;ff;$ba nfhLg;gdTfSldhd ngw;Wf;nfhs;s Kbahj epjpr; nrhj;Jf;fs; kw;Wk; epiyahd Kjph;r;rpf; fhyj;Jila epjpr; nrhj;Jf;fs; vd;gd rigahdJ Kjph;Tf; fhyk; tiu itj;jpUg;gjw;fhd cj;Njrk; kw;Wk; Mw;wypidf; nfhz;Ls;s NghJ Kjph;Tf;fhf itj;jpUf;fg;gLtjhf tifg;gLj;jg;gLfpd;wd. Muk;g mstPl;bd; gpd;dh;> Fiwtpidf; fopj;J gaDWjp tha;e;j tl;b tPjj;jpid (EIR) gad;gLj;jp fldopT nra;ag;gl;l fpuaj;jpy; Kjph;Tf;fhf itj;jpUf;fg;gLk; epjpr; nrhj;Jf;fs; mstplg;gLfpd;wd.

gaDWjp tha;e;j tl;b tPj (EIR) fldopthdJ tUkhdf; $w;wpy; ~KjyPl;L tUkhdj;jpy;| cs;slf;fg;gLfpd;wJ.

KjyPLfshdit ,dq;fhzypy; ,uj;Jr; nra;ag;gLk; NghJ my;yJ Fiwf;fg;gLk; NghJ mNjNghy fldopTr; nra;Kiwf;$lhf tUkhdf; $w;wpy; ,yhgq;fSk; el;lq;fSk; ,dq;fhzg;gLfpd;wd.

(,) epjpr; nrhj;Jf;fspd; kPs;milahsk; fhzy;

gpd;tUk; re;jh;g;gq;fspy; epjpr; nrhj;njhd;W (my;yJ Vw;GilajhFk; NghJ> epjpr; nrhj;njhd;wpd; xU gFjp my;yJ xj;j epjpr; nrhj;Jf;fspd; FO xd;wpd; gFjp) ,dq;fhzypypUe;J ,uj;Jr; nra;ag;gLfpd;wJ.

- mr; nrhj;jpypUe;J fhRg; gha;r;rypidg; ngw;Wf;nfhs;tjw;fhd chpikfs; fhyhtjp ahfpAs;s NghJ

- fhRg; gha;r;rypidg; ngw;wf;nfhs;tjw;fhd xg;ge;j chpikia khw;Wk; NghJ

my;yJ

- rigahdJ ,r; nrhj;jpypUe;jhd fhRg; gha;r;rypidg; ngw;Wf;nfhs;tjw;fhd chpikapidj; jf;f itj;jpUf;Fk; NghJ my;yJ ~tpiyapid mjpfhpf;Fk; <lhf;Fk; nra;Kiw| (pass-through) xOq;fpd; fPo; %d;whk; egh; xUtUf;F mbg;gilahd jhkjkpd;wp ngw;Wf;nfhz;l fhRg; gha;r;rypid KOikahfr; nrYj;jtjw;fhd flikg;ghL xd;wpid vLNfhshff; nfhz;bUf;Fk; NghJ

mj;Jld; xd;wpy;

(m) nrhj;jpd; rfy Mgj;Jf;fs; kw;Wk; ed;ikfisAk; fzprkhdsT rigahdJ khw;wpapUf;Fk; NghJ my;yJ

(M) rigahdJ nrhj;Jf;fspd; rfy Mgj;Jf;fs; kw;Wk; ed;ikfisAk; fzprkhsT khw;whkNyh my;yJ jf;f itj;jpuhkNyhtpUe;J Mdhy; nrhj;jpd; fl;Lg;ghl;bid khw;wpapUf;Fk; NghJ

rigahdJ nrhj;njhd;wpypUe;jhd fhRg; gh;rypidg; ngw;Wf;nfhs;tjw;fhd mjd; chpikapid khw;wpAs;s NghJ my;yJ ~tpiyapid mjpfhpf;Fk; <lhf;Fk; nra;Kiw| (pass-through) xOq;F xd;wpy; gq;Fgw;wpAs;s NghJ mj;jld; nrhj;jpd; rfy Mgj;Jf;fs; kw;Wk; ed;ikfisAk; fzprkhdsT khw;whkNyh my;yJ jf;f itj;jpuhkNyhtpUe;J nrhj;jpd; fl;Lg;ghl;bid khw;whkNyhtpUf;Fk; NghJ rigapd; njhlh;r;rpahd nrhj;J cs;thq;fy; ePl;bg;Gf;F nrhj;jhdJ ,dq;fhzg;gLfpd;wJ.

khw;wg;gl;l nrhj;jpd; kPjhd cj;juthjk; xd;wpd; tbtj;jpid vLf;fpd;w njhlh;r;rpahd cs;thq;fyhdJ




nrhj;jpd; Fiwe;j Muk;g nfhz;L nry;yy; njhifapYk; kPsr; nrYj;JkhW rigapidf; Nfhuf; $ba fUj;jpw;nfhs;sg;gLk; Mff;$ba njhifapYk; mstplg;gLfpd;wJ. mr; re;jh;g;gj;jpy; rigAk; xd;wpize;j nghWg;nghd;wpid ,dq;fhz;fpd;wJ. rig jf;fitj;Js;s chpikfisSk; flg;ghLfisAk; gpujpgypf;Fk; mbg;gil xd;wpy;> khw;wg;gl;l nrhj;J kw;Wk; xd;wpize;j nghWg;G vd;gd mstplg;gLfpd;wd.

(<) epjpr; nrhj;Jf;fs; Fiwtiljy;

xU epjpr; nrhj;jhdJ my;yJ epjpr; nrhj;Jf;$l;lk; xd;whdJ Fiwtilfpd;wJ. vd;gjhd VNjDk; ajhh;j;jkhd rhd;W cs;sjhntd xt;nthU mwpf;ifaply; jpfjpapYk; ,r; rigahdJ kjpg;gpLfpd;wJ. nrhj;jpd; Muk;g ,dq;fhzypd; gpd;dh; Vw;gl;Ls;s xd;W my;yJ $Ljyhd epfo;Tfspd; (Nehpl;l ',og;G epfo;T" xd;W) tpisthf Fiwtpd; ajhh;j;jkhd rhd;W ,Ug;gpd; mj;Jld; ek;gfukhd kjpg;gplf;$ba epjpr; nrhj;jpd; my;yJ epjpr; nrhj;Jf; $l;lj;jpd; kjpg;gplg;gl;l vjph;fhyf; fhRg; gha;r;ry;fspd; kPJ xU jhf;fj;jpid me;j ,og;G epfo;T nfhz;bUe;jhy; khj;jpuNk xU epjpr; nrhj;J my;yJ epjpr; nrhj;Jf; $l;lk; xd;W Fiwtile;jpUg;gjhff; fUjg;gLk;. Fwpg;gplj;jf;f epjpg; gpur;rpid> tl;b my;yJ Kf;fpakhd nfhLg;gdTfisr; nra;ahJtply; my;yJ nra;aj; jtWjy; vd;gdtw;iwf; fld;gLeh; my;yJ fld;gLeh; FOnthd;W mDgtpj;JtUk; Fwpfhl;bfs;> mth;fs; tifaw;wth;fshf khWk; rhj;jpag;ghL my;yJ nfhLg;gdTfisr; nra;ahjpUg;gJld; njhlh;GWk; epYit khw;wq;fs; my;yJ nghUshjhu epiyikfs; Nghd;w kjpg;gplg;gl;l vjph;fhyf; fhRg; gha;r;rypy; Xh; mstplf;$ba Fiwnthd;W cs;sJ vd;gij mtjhdpf;ff;$ba juT Rl;bf;fhl;Lk; Vida epjp kPs;xOq;fikg;G Mfpatw;iw FiwTr; rhd;W cs;slf;fyhk;.

(<) epahag; ngWkjp mstPL

xt;nthU mwpf;ifapLk; ehspYk; epahakhd kjpg;gpy; tpw;gid kw;Wk; epahakhd kjpg;G ,yhgk; kw;Wk; el;lk; Mfpatw;wpd; %yk; fpilf;ff;$ba epjpf; fUtpfis rig Vw;Wf;nfhs;fpd;wJ.

epahakhd kjpg;G mstplf;$bakhf my;yJ mwpf;iffspy; ntspg;gLj;jg;gLk; midj;J nrhj;Jf;fSk; nghWg;GfSk; epahakhd kjpg;G mstPl;Lf;Fs;shf Fiwe;jgl;l mstpshd cs;sPl;il mbg;gilahff; nfhz;bUf;Fk; epahakhd kjpg;G thpir Kiwf;Fs; tifg;gLj;jg;gLfpd;wd

• epiy 1 - xj;j nrhj;Jf;fs; my;yJ nghWg;Gfs; nraw;ghl;L re;ijfspy; cs;s (rPuhf;fk; nra;ahj) re;ij tpiy.

• epiy 2 - Neubahf my;yJ kiwKfkhf fz;fhzpf;ff;$ba epaha ngWkjp mstPl;Lf;fhd Fiwe;j kl;l cs;sPL kjpg;gPl;L njhopy;El;gk;.

• epiy 3 - fz;fhzpf;f Kbahj mstPl;L epaha ngWkjp mstPl;Lf;fhd Fiwe;j kl;l cs;sPL

kjpg;gPl;L njhopy;El;gk;.

fUtp tif epahag; ngWkjp mbg;gil epahag; ngWkjp thpir kl;lk;

mgptpUj;jpg; gpizaq;fs; gaDWjp tPjj;ijg; gad;gLj;Jk; ngWkjp kl;lk; 2

jpiwNrhp gpizaq;fs; re;ij tUthia gad;gLj;Jk; ngWkjp kl;lk; 1

jpiwNrhp cz;bay;fs; re;ij tUthia gad;gLj;Jk; ngWkjp kl;lk; 1

epjpg; nghWg;Gfs;

(m) Muk;g ,dq;fhzYk; mstPLk;

rfy epjpg; nghWg;Gf;fSk; Muk;gj;jpy; cz;ikg; ngWkjpapy; ,dq;fhzg;gLfpd;wd> mj;Jld; fld;fs; kw;Wk; fld;gLiffs; vd;Dk; gl;rj;jpy; Neubf; fhuzkhd nfhLf;fy; thq;fy; nryTfs; fopf;fg;gLfpd;wd

rigapdJ epjpg; nghWg;Gfshdit tpahghuk; kw;Wk; Vida nrd;kjpfs;> fhg;GWjp nrd;kjpfs; kw;Wk; tq;fp Nkyjpfg; gw;Wf;fs; vd;gtw;iw cs;slf;Ffpd;wd

(M) mLj;jgbahd mstPL

epjpg; nghWg;Gfspd; mLj;jgbahd mstPlhdJ gpd;tUkhW mtw;wpd; tifg;gLj;jypy; jq;fpAs;sJ.

fld;fSk; fld;gLiffSk;

Muk;g ,dq;fhzypd; gpd;dH> tl;bapidj; jhq;Fk; fld;fs; kw;Wk; fld;gLiffs; vd;gd gaDWjptha;e;j tl;b tPj Kiwapidg; gad;gLj;jp fldopTf; fpuaj;jpy; mLj;jgbahf mstplg;gLfpd;wd. nghWg;Gfs; ,dq;fhdypy; ,uj;J nra;ag;gLk; NghJk;> mNjNghy gaDWjptha;e;j tl;b tPj Kiw fldopTr; nrad;Kiwf;F ClhfTk; tUkhdf; $w;wpy; ,yhgq;fSk; el;lq;fSk; ,dq;fhzg;gLfpd;wd.

gaDWjp tha;e;j tl;b tPjj;jpd; ,ize;j gFjpahfTk; ,Uf;Fk; nfhs;sy; kw;Wk; fl;lzk; my;yJ fpuaq;fs; njhlHgpyhd VNjDk; fopT my;yJ cgfuz toq;fy; vd;gtw;iwf; ftdj;jpy; nfhz;L fldopTf; fpuak; fzpg;gplg;gLfpd;wJ. gaDWjp tha;e;j tl;b tPj fldopthdJ tUkhdr;; Rw;wpy; epjpf; fpuaj;jpy; cs;slf;fg;gLfpd;wJ.

(,) ,dq;fhzypy; ,uj;Jr;nra;jy;

nghWg;gpd; fPohd flg;ghlhdJ tpLtpf;fg;gLk; NghJ> ,uj;Jr;nra;ag;gLk; NghJ my;yJ fyhtjpahFk; NghJ epjpg; nghWg;nghd;W ,dq;fhzypypUe;J ,uj;Jr;nra;ag;gLfpd;wJ.

(<) fhg;GWjpr; nrd;kjpfs; fhg;GWjpr; nrd;kjpfhshdit> epYitfshftpUf;Fk;

NghJk; mj;Jld; Neubf;fhyhz;lhd nfhLf;fy; thq;fy; nryTfs; fopj;Jg; ngw;Wf;nfhs;sg;gl;l fUj;jpw;nfhs;sg;gLk; cz;ikg; ngWkjpapy; Muk;g ,dq;fhzy; njhlHgpy; mstplg;gLk; NghJk; ,dq;fhzg;gLfpd;wd. Muk;g ,dq;fhzypd; gpd;dH> mit gaDWjptha;e;j tl;b tPj Kiwapidg; gad;gLj;jp fldopTf; fpuaj;jpy; mstplg;gLfpd;wd.

nghWg;gpd; fPohd flg;glhdJ ePf;fg;gLk; NghJ> ,uj;Jr; nra;ag;gLk; NghJ my;yJ fhyhtjpahFk; NghJ fhg;GWjp nrd;kjpfs; ,dq;fhdypypUe;J ,uj;Jr; nra;ag;gLfpd;wd.

2.6.4 epjp Mtzq;fis <lhf;Fjy;

epjpr; nrhj;Jf;fSk; epjpg; nghWg;GfSk; <lhf;fg;gl;L mj;Jld; ,dq;fhzg;gl;l njhifapid <lhf;Ftjw;F jw;NghJ tYtpYs;s rl;l chpik cs;sjhapd; mj;Jld; Njwpa mbg;gil xd;wpy; jPHgjw;fhd




my;yJ nrhj;Jf;fis gzkhf;fp xNu Neuj;jpy; nghWg;Gf;fisj; jPHgjw;fhd cs;Nehf;fk; xd;Wk; fhzg;gl;lhy; khj;jpuNk epjp epyikf; $w;wpy; Njwpa njhif mwpf;ifaplg;gLk;. rigapd; fzf;fPl;Lf; nfhs;iffspy; Fwpg;gplf;$bajhf ,dq;fhzg;gl;lthW VNjDk; fzf;fPl;L epakj;jpdhy; my;yJ nghUs;Nfhly; %yk; Njitg;gLj;jg;gl;lhnyhopa my;yJ mDkjpf;fg;gl;lhnyhopa tUkhdKk; nrytpdKk; tUkhdf; $w;Wpy; <lhf;fg;glkhl;lh.

2.6.5 epjprhuhr; nrhj;Jf;fs; Fiwtiljy;

nrhj;njhd;W Fiwtilayhk; vd;Dk; Fwpfhl;bnahd;W cs;sjh vd;gij xt;nthU mwpf;ifaply; jpfjpapYk; rigahdJ kjpg;gPLfpd;wJ. mj;jifa VNjDk; Fwpfhl;b fhzg;gbd; my;yJ nrhj;njhd;Wf;fhd tUlhe;j Fiwtiljy; ghpNrhjpg;G Njitg;gLj;jg;gLk; NghJ rigahdJ nrhj;jpd; kPsg;ngwf;$ba njhifapid kjpg;gpLfpd;wJ. nrhj;njhd;wpd; kPsg;ngwf;$ba njhifahdJ tpw;gjw;fhd fpuaq;fs; kw;Wk; mjd; ghtidg; ngWkjp vd;gtw;iwf; fopj;J nrhj;njhd;wpd; my;yJ fhRg; gpwg;ghf;fy; myFfspd; cz;ikg; ngWkjpapYk; mjpfkhFk; jdpg;gl;l nrhj;njhd;Wf;fhd kPsg;ngwf;$ba njhifahdJ> Vida nrhj;Jf;fs; my;yJ nrhj;Jf; $l;lq;fspypUe;jhdtw;wpypUe;J ngUksT RahjPdkhd fhR cl;ghr;ry;fis mr; nrhj;J gpwg;gpf;fhjpUe;jhnyhopa tiuaWf;fg;gLk;. nrhj;njhd;wpd; nfhz;L nry;yy; ngWkjpahdJ my;yJ fhRg; gpwg;ghf;fy; myFfs; mjd; kPsg;ngwf;$ba njhifapYk; mjpfkhtpUf;Fkplj;J mr; nrhj;jhdJ Fiwtilfpd;wJ vdf; fUjg;gl;L mjd; kPsg; ngwf;$ba njhiff;F Fiwj;J tplg;gLk;> ghtidg; ngWkjp kjpg;gPl;by;> kjpg;gplg;gl;l vjpHfhyf; fhRg; ghr;ry;fshdit Fwpj;jhd Mgj;JfisAk; gpujpgypf;Fk; Kd;-thp fopT tPjk; xd;wpidg; gad;gLj;jp mtw;wpd; epfo;fhyg; ngWkjpf;F foptplg;gLfpd;wd. tpw;gjw;fhd fpuaq;fisf; fopj;j cz;ikg; ngWkjpapid tiuaWg;gjpy; mz;ika re;ij nfhLf;fy; thq;fy;fs; fpilf;ff;$bajhftpUg;gpd; mit ftdj;jpw; nfhs;sg;gLk;. mj;jifa nfhLf;fy; thq;fy;fs; vitAk; ,dq;fhzg;gl;l KbahjpUg;gpd; nghUj;jkhd tpiykjpg;G Kiw xd;W gad;gLj;jg;gLk;.

Fiwtile;j nrhj;jpd; njhopw;ghl;Lld; xj;jpirAk; mr;nrytpd; tFjpfspy; tUkhdf;$w;wpy; njhlHr;rpahd eltbf;iffspd; Fiwtiljy; el;lq;fs; ,dq;fhzg;gLk;.

2.6.6 nghJf; fhg;GWjp xg;ge;jg; nghWg;Gfs;

nghJf; fhg;GWjp xg;ge;jg; nghWg;Gfshdit nrYj;j Ntz;ba chpikf; Nfhhpf;if Vw;ghl;ilAk;> <l;lg;glhj jtizf; fl;lj;jpw;fhd Vw;ghl;ilAk; mj;Jld; jtizf; fl;lz gw;whf;Fiwf;fhd Vw;ghl;ilAk; cs;slf;Ffpd;wd. cs;shfpa Mdhy; njhlHGgl;l chpikf; Nfhhpf;if ifahsy; fpuaq;fs; kw;Wk; vjpHghHf;fg;gl;l vQ;rpa ngWkjp kw;Wk; Vida mstPLfSf;fhd FiwT Mfpatw;Wld; xd;W NrHe;J mwpf;ifaply; jpfjpapy; nrYj;jg;glhj rfy chpikf; Nfhhpf;iffspdJk; kjpg;gplg;gl;l ,Wjpf; fpuaj;jpid nrYj;j Ntz;ba chpikf; Nfhhpf;if Vw;ghl;bid mbg;gilahff; nfhz;lJ.

rpy chpikf;Nfhhpik tiffspd; mwptpj;jYk; jPHg;gdtpYk; jhkjq;fs; Vw;gl KbAk; Mjyhy; ,tw;wpd; ,Wjpf; fpuaj;jpid> mwpf;ifapLk; jpfjpapy; cWjpahf mwpa KbahJ. gzj;jpd; Neug; ngWkjpf;fhf nghWg;ghdJ foptplg;gLtjpy;iy. rkk;ghl;Lf;fhf my;yJ NguopT xJf;fq;fSf;fhf

vt;tpj Vw;ghLk; ,dq;fhzg;gLtjpy;iy. chpikf; Nfhhpf;if xd;iwr; nrYj;Jtjw;fhd flg;glhdJ fhyhtjpahFk; NghJ my;yJ tpLtpf;fg;gLk; NghJ my;yJ ,uj;Jr; nra;ag;gLk; NghJ nghWg;Gfshdit ,dq;fhzypypUe;J ,uj;Jr; nra;ag;gLfpd;wd.

Njwpa <l;lg;glhj jtizf; fl;lzj;jpw;fhd xJf;F> gpw;Nghlg;gl;l nfhs;sy; fpuaj;Jf;fhd (Njwpa) xJf;F> nkhj;j nrYj;j Ntz;ba chpikf; Nfhhpf;iff;fhd xJf;F vd;gtw;iw ,t; Vw;ghL cs;slf;Ffpd;wJ. njhopy; kw;Wk; rpwe;j eilKiwfSf;fpzq;f <l;lg;glhj jtizf; fl;lzk;> gpw;Nghlg;gl;l nfhs;sy; fpuak; kw;Wk; nkhj;j nrYj;j Ntz;ba chpikf; Nfhhpf;iff;fhd xJf;F vd;gd vLj;Jiuf;fg;gl;Ls;sd.

xt;nthU mwpf;ifaply; jpfjpapYk; rigahdJ mjd; fhyq;flf;fhj Mgj;jpid kPsha;T nra;fpd;wJ mj;Jld; <l;lg;glhj jtizf; fl;lq;fspd; kPJ vjpHghHf;fg;gl;l chpikf; Nfhhpf;iffs; kw;Wk; gpw;Nghlg;gl;l nfhs;sy; fpuaq;fspd; VNjDk; xl;Lnkhj;j kpifahdJ cs;sjh vd;gij tiuaWf;Fk; nghUl;L SLFRS 4 ,d; fPo; vLj;Jf;fhl;lg;gl;Ls;sthW nghWg;Gg; NghJkhdjd;ikr; Nrhjid xd;W Mw;wg;gLfpd;wJ. chpa nghJf; fhg;GWjp njhopy;El;g Vw;ghLfSld; njhlHGw;w nrhj;Jf;fspd; kPJ vOtjw;F vjpHghHf;fg;gl;l KjyPl;L tUthia fzf;fpy; vLj;Jf; nfhz;l gpd;dH vjpHfhy xg;ge;jf; fhRg; ghr;ry;fspd; jw;Nghija kjpg;gPLfis ,f; fzpg;gPL gad;gLj;jg;gLfpd;wJ. <l;lg;glhj jtizf; fl;lq;fspd; nfhz;L nry;yy; njhifahdJ (njhlHGgl;l gpw;Nghlg;gl;l nfhs;sy; fpuaq;fisf; fopj;J) gw;whf;Fiwahf cs;sJ vd;gij ,k; kjpg;gPLfs; fl;bdhy; jtizf; fl;lzg; gw;whf;Fiwf;fhd Vw;ghL xd;wpid cUthf;Ftjd; %yk; tUkhdf; $w;wpy; gw;whf;FiwahdJ ,dq;fhzg;gLk;.

2.6.7 kPs;fhg;GWjp

rigahdJ mjd; rfy tpahghuj;jpw;Fkhd rhjhuz tpahghu eltbf;ifapy; fhg;GWjp Mgj;jpid xg;gspg;Gr; nra;fpd;wJ. kPs;fhg;GWjp nrhj;jf;fshdit kPs;fhg;GWjpf; fk;gdpfsplkpUe;J tu Ntz;ba kPjpfisg; gpujpepjpj;Jtg;gLj;Jfpd;wJ. kPs;fhg;GWjp nra;gtHfsplkpUe;J kPsg;ngwf;$ba njhiffshdit kPs;fhg;GWjp nra;gthpd; nfhs;iffSld; ,ize;j epYitapYs;s chpikf;Nfhhpf;if Vw;ghl;Lf;F my;yJ jPHf;fg;gl;l chpikf; Nfhhpf;iffSf;F xj;jpirthd tpjj;jpy; kjpg;gplg;gLtJld; njhlHGgl;l kPs;fhg;GWjp xg;ge;jj;Jf;F ,zf;fkhfTk; cs;sd.

mwpf;ifapLk; tUlj;jpd; NghJ FiwTf; Fwpfhl;b xd;W vOk; NghJ xt;nthU mwpf;ifaply; jpfjpapYk; my;yJ $Ljyhf mNef jlitfspy; kPs;fhg;GWjpr; nrhj;Jf;fshdit FiwTf;fhf kPsha;T nra;ag;gLfpd;wd. rigahdJ xg;ge;j epajpfspd; fPo; tuNtz;ba rfy epYitapYs;s njhiffisAk; ngw;Wf;nfhs;shJ vd;Dk; kPs;fhg;GWjpr; nrhj;jpd; Muk;g ,dq;fhzypd; gpd; epfo;e;j epfo;T xd;wpdJk;> rigahdJ kPs;fhg;GWjp nra;gthplkpUe;J ngw;Wf;nfhs;Sk; njhiffs; kPJ ek;gfukhf mstplf;$ba jhf;fk; xd;wpidf; nfhz;Ls;s epfo;tpdJk; tpisthf mbg;gilahd rhd;W ,Uf;Fk; NghJ FiwT epfo;fpd;wJ.

xg;gspg;Gr; nra;ag;gl;l kPs;fhg;GWjp xOq;Ffshdit rigapid MtzjhhpfSf;fhd mjd; flg;ghl;bypUe;J tpLtpg;gjpy;iy.




kPs;fhg;GWjpg; nghWg;Gfshdit kPs;fhg;GWjpf; fk;gdpfSf;F nrYj;j Ntz;ba kPjpfisg; gpujpepjpj;Jtg;gLj;Jfpd;wJ. njhlHGgl;l kPs;fhg;GWjp xg;ge;jj;Jf;F xj;jpirthd tpjj;jpy; nrYj;j Ntz;ba njhiffs; kjpg;gplg;gLfpd;wd.

jtizf; fl;lzq;fSk; chpikf; Nfhhpf;iffSk; xg;gspg;G nra;ag;gl;l kw;Wk; nghWg;Ngw;f;fg;gl;l kPs;fhg;GWjp ,uz;bw;fhfTk; nkhj;j mbg;gil xd;wpy; Kd;dspf;fg;gLfpd;wd.

xg;ge;j chpikfshdit fhyhtjpahfp nry;Ygbaw;wjhf;fg;gLk; NghJ my;yJ xg;ge;jkhdJ ,d;ndhU jug;Gf;F khw;wg;gLk; NghJ kPs;fhg;GWjp nrhj;Jf;fs; my;yJ nghWg;Gf;fs; ,dq;fhzypypUe;J ,uj;Jr; nra;ag;gLfpd;wd.

rigahdJ kPsha;tpd; fPohd Mz;bd; NghJk; 2012Mk; Mz;bypUe;J Muk;gpf;Fk; Kd;ida Mz;bd; NghJk; mjd; rfy tpahghuj;jpw;Fkhd fhg;GWjp cs;Kf fhg;GWjp Mgj;Jf;fis xg;gspf;ftpy;iy.

2.6.8 fhg;GWjp tUkjpfs;

fhg;GWjp tUkjpfshdit epYitahftpUe;J mj;Jld; ngw;Wf;nfhs;sg;gl;l my;yJ ngw;Wf;nfhs;sg;glf;$ba fUj;jpw;nfhs;sg;gLk; cz;ikg; ngWkjpapy; Muk;g ,dq;fhzy; njhlHgpy; mstplg;gLk; NghJ ,dq;fhzg;gLfpd;wd. Muk;g ,dq;fhzypd; gpd;dH> fhg;GWjp tUkjpfshdit gaDWjp tha;e;j tl;b tPj Kiwapidg; gad;gLj;jp fldopTf; fpuaj;jpy; mstplg;gLfpd;wd. tUkhdf; $w;wpy; gjpTnra;ag;gl;l FiwT el;lj;Jld; nfhz;Lnry;yy; njhifahdJ kPsg;ngwKbahJ Nghfyhk; vd;W epfo;Tfs; kw;Wk; #o;epiyfis Rl;bf;fhl;Lk; Nghnjy;yhk; fhg;GWjp tUkjpfspd; nfhz;L nry;yy; ngWkjpahdJ FiwTf;fhf kPsha;T nra;ag;gLfpd;wJ.

,yq;if fhg;GWjpr; rig ntspapl;Ls;s jtizf; fl;lzf; nfhLg;gDT cj;juthj gzpg;Giuapd; gb> midj;Jg; nghJf; fhg;GWjpf; nfhs;iffSk; jtizf; fl;lzf; nfhLg;gdT cj;juthjj;jpw;F cl;gl;lit kw;Wk; 60 ehl;fspy; fhyhtjp Kbe;jhy; Kbf;fg;glhtpl;lNyh ,uj;J nra;ag;gLk;.

2.6.9 fhRk; fhRf;Fr; rkkhd tplaq;fSk;

fhRg; ghr;ry; Nehf;fj;jpw;fhf> tq;fpapYs;s fhRk; ifapYs;s fhRk;> Njwpa nrYj;j Ntz;ba tq;fp Nkyjpfg; gw;Wf;fs; vd;gtw;iw fhRk; fhRf;Fr; rkkhd tplaq;fSk; cs;slf;Ffpd;wJ.

2.6.10 tpw;gid thpfs; kw;Wk; jtizf; fl;lz thpfs;

gpd;tUtd ePq;fshf tpw;gid thpfs; kw;Wk; jtizf; fl;lz thpfspd; Njwpa njhifahf tUkhdq;fs;> nrytpdq;fs; kw;Wk; nrhj;Jf;fs; ,dq;fhzg;gLfpd;wd.

nrhj;Jf;fs; my;yJ Nritfspd; nfhs;tdtpd; Nghpy; Vw;gLk; tpw;gid my;yJ jtizf; fl;lz thpahdJ thptpjpg;G mjpfhu gPlj;;jplkpUe;J kPsg;ngwf;$bakhf ,y;yhjpUf;Fkplj;J mr; re;jHg;gj;jpy; tpw;gid

- thpahdJ Vw;Gilajhf nrhj;Jf;nfhs;sy; fpuaj;jpd; gFjpahf my;yJ nryT tplag; gFjpahf ,dq;fhzg;gLk;.

- chpa nfhLf;fy; thq;fypy; cs;sf;fg;gl;l tpw;gid my;yJ jtizf; fl;lz thpj; njhifAld; tUkjpfSk; nrd;kjpfSk; Fwpg;gplg;gLfpd;wd.

thp tpjpg;G mjpfhugPlj;jplkpUe;J kPsg; ngw;Wf; nfhs;sf;$ba my;yJ mjw;F nrYj;j Ntz;ba tpw;gid my;yJ jtizf; fl;lz thpapd;

epYitahfTs;s Njwpa njhiffshdit epjp epyikf; $w;wpy; tUkjpfs; my;yJ nrd;kjpfspd; gFjpahf cs;slf;fg;gLk;.

2.6.11 me;epar; nryhtzp khw;wk; - nfhLf;fy; thq;fy;fs; kw;Wk; epYitfs;

me;epar; nrythzpfspyhd khw;wq;fshdit nfhLf;fy; thq;fy; jpfjpapy; epyTk; njhopw;ghl;Lr; nryhtzp tPjj;jpy; Muk;gj;jpy; gjpT nra;ag;gLfpd;wd.

me;jpar; nryhtzpfspy; ntspg;gLj;jg;gLk; ehzar; nrhj;Jf;fs; kw;Wk; nghWg;Gf;fs; vd;gd mwpf;ifaply; jpfjpapy; epyTk; njhopw;ghl;Lr; nryhtzpg; ghpkhw;w tPjj;jpy; kPs;khw;wg;gLfpd;wd.

2.6.12 xa;t+jpa ed;ikf; flg;glhLfs

(m) tiuaWj;j ed;ikj; jpl;lk; - gzpf;nfhil

gzpf;nfhil vd;gJ xU tiuaWj;j ed;ikj; jpl;lkhFk;. 1983Mk; Mz;bd; 12Mk; ,yf;f gzpf;nfhilf; nfhLg;gdTr; rl;lj;jpw;Nfw;g rigahdJ gzpf;nfhilapidr; nrYj;Jk; nghWg;gpw;F Mshfpd;wJ. mjw;fpzq;f gzpf;nfhilapidr; nrYj;Jtjw;fhd nghWg;ghdJ njhlHr;rpahd 5 tUl Nritg; g+Hj;jpapd; Nghpy; khj;jpuNk vOfpd;wJ. ,g;nghWg;gpidg; g+Hj;jpnra;Ak; nghUl;L Vw;ghL xd;W epjpf; $w;Wfspy; Kd;nfhz;L nry;yg;gLfpd;wJ. Gs;sptpgu fhg;GWjpf; fzpg;G kjpg;gPl;L Kiwapidg; gad;gLj;jp ,yq;if fzf;fPl;L epakk; 19 CopaH ed;ikfs; vd;gjw;fika gzpf;nfhilg; nghWg;G fzpg;gplg;gLtjpy;iy.

(M) tiuaWj;j gq;fspg;Gj; jpl;lq;fs; - CopaH Nrkyhg epjpak; kw;Wk; CopaH ek;gpf;if nghWg;G epjpak;

chpa epajpr; rl;lq;fs; kw;Wk; xOq;F tpjpfSf;F xj;jpirthf CopaH Nrkyhg epjpag; gq;fspg;Gf;Fk; CopaH ek;gpf;ifg; nghWg;G epjpa gq;fspg;Gf;Fk; CopaHfs; jFjpAilatHfs;. rigahdJ Copah;fspd; nkhj;j Cjpaj;jpd; xU tiuaWj;j tPjj;jpid KiwNa CopaH Nrkyhg epjpaj;jpw;Fk; CopaH ek;gpf;if nghWg;G epjpaj;Jf;Fk; gq;fspg;G nra;fpd;wJ.

2.6.13 Vw;ghLfs; kw;Wk; vjpHghuj nghWg;Gf;fs;

fle;jfhy epfo;nthd;wpd; tpisthf jw;fhy flg;ghL xd;wpid (rl;l my;yJ cl;fpilahd) rigahdJ nfhz;bUf;Fk; NghJ Vw;ghLfs; ,dq;fhzg;gLfpd;wd. mj;Jld;> nghUshjhu eyd;fs; ,ize;j tsq;fspd; ntspg;ghr;ryhdJ ,f; flg;ghl;bidj; jPHg;gjw;F Njitg;gLj;jg;gLk; vd;gJ rhj;jpag;glf;$bajhf ,Uf;fpd;wJ. mj;Jld;> xU ek;gfukhd kjpg;gPlhdJ flg;ghl;Lj; njhifapy; Nkw;nfhs;sg;gl KbAk;. rigahdJ Vw;ghnlhd;wpd; rpytw;iw my;yJ rfyijAk; kPsspf;fg;gl vjpHghHf;Fkplj;J kPsspg;ghdJ nks;epfuhf epr;rakhf ,Uf;Fk; NghJ kl;LNk jdpahd nrhj;njhd;whf kPsspg;G ,dq;fhzg;gLk;. VNjDk; Vw;ghl;Lld; njhlHGgl;l nrytpdkhdJ VNjDk; Njwpa kPsspg;G tUkhdf; $w;wpy; Kd;dspf;fg;gLk;. gzj;jpd; Neug; ngWkjpapd; tpisthdJ mbg;gilahdjhftpUg;gpd; nghUj;jkhdtplj;J> nghWg;Gf; Fwpj;jhd Mgj;Jf;fisg; gpujpgypf;Fk; epfo;fhy Kd; thp tPjk; xd;wpidg; gad;gLj;jp Vw;ghLfs; foptplg;gLfpdwd. foptply; gad;gLj;jg;gLkplj;J fhyk; Kd;Nehf;fpr; nry;tjd; fhuzkhf Vw;ghl;by; mjpfhpg;ghdJ epjpf; fpuak; xd;whf ,dq;fhzg;gLfpd;wJ.

tsq;fspd; ntspg;ghr;ryhdJ FiwthfNt epfOk; re;jHg;gk; ,Ue;jhnyhopa rfy vjpHghuhj nghWg;Gf;fSk; epjpf; $w;Wfspy; xU Fwpg;ghf ntspg;gLj;jg;gLk;.




2.7 tUkhd ,dq;fhzy; 2.7.1 nkhj;j jtizf; fl;lzk;;

fzf;fPl;Lf; fhyg;gFjpapy; ifr;rhj;jplg;gl;l xg;ge;jq;fs; %yk; Vw;gLj;jg;gl;l KOf; fhg;gPl;Lf; fhyg;gFjpf;Fk; tUkjpahfTs;s nkhj;j jtizf; fl;lzq;fis nkhj;j fhg;GWjp ciog;Gj; jtizf; fl;lzq;fs; cs;slf;Ffpd;wd. mit xg;ge;j Mtzk; mDkjpf;fg;gl;l jpfjpapy; ,zq;fhzg;gLfpd;wd. Kd;ida fzf;fPl;Lf; fhyg;gFjpapy; elhj;jg;gl;l tpahghuk; njhlHgpy; tUkjpahfTs;s jtizf; fl;lzq;fSf;fhf ,f; fzf;fPl;Lf; fhyg;gFjpapy; vOfpd;w VNjDk; rPuhf;fq;fis jtizf; fl;lzq;fs; cs;slf;Fk;.

mwpf;ifaply; jpfjpapd; gpd;duhd Mgj;Jf; fhyg;gFjpfSld; njhlHGWk; tUlk; xd;wpy; ciof;fg;gl;l jtizf; fl;lz tpfpjhrhukhf <l;lg;glhj jtizf; fl;lzq;fs; cs;sd. nghJthf Vw;Wf;nfhs;sg;gl;l fhg;GWjp kw;Wk; kPs;fhg;GWjp eilKiwfSf;F xj;jpirthf 365 Mk; mbg;gil 1/24 Mk; mbg;gil my;yJ nkhj;j jtizf; fl;lzq;fs; kPjhd 35% mbg;gil Mfpatw;wpy; <l;lg;glhj jtizf; fl;lzq;fs; fzpg;gPL nra;ag;gLfpd;wd. mLj;JtUk; fhyg;gFjpfSf;F chpj;jhd tpfpjhrhukhdJ <l;lg;glhj jtizf; fl;lzq;fspw;fhd Vw;ghnlhd;whf gpw;Nghlg;gLk;.

2.7.2 fl;lzq;fSk; Vida tUkhdKk;

xg;ge;j Mtz epHthf Nritfs;> xg;ge;j Mtzf; fl;lzq;fs; kw;Wk; Vida xg;ge;jf; fl;lzq;fs; Mfpatw;Wf;fhf fhg;GWjp xg;ge;j MtzjhhpfsplkpUe;J mwtPL nra;ag;gLfpd;wJ. ,f;fl;lzq;fshdit ciof;fg;gl;l mbg;gilapy; tUkhdkhf (Vida tUkhdk;) ,dq;fhzg;gLfpd;wd.

2.7.3 tl;b tUkhdk;

tl;b tUkhdkhdJ ml;LWtjhy; tUkhdf; $w;wpy; ,dq;fhzg;gl;L gadWjp tha;ej; tl;b tPj Kiwapidg; gad;gLj;jp fzpg;gPL nra;ag;gLfpd;wJ.

2.8 ed;ikfs;> chpikf; Nfhhpf;iffs; kw;Wk; nrytpd ,dq;fhzy;

2.8.1 nkhj;j ed;ikfSk; chpikf; Nfhhpf;iffSk;

Mz;Lf; fhyg;gFjpapy; mwpf;ifaplg;gl;l rfy chpikf; Nfhhpf;iffisAk;> chpikf; Nfhhpf;iffisr; nra;Kiwg;gLj;jp jPHg;gJld; Neubahfj; njhlHGw;w njhlHGgLk; cs;sf kw;Wk; ntspaf chpikf; Nfhhpf;if ifahsy; nryTfisAk;> vQ;rpa ngWkjpf;fhd FiwT xd;iwAk; kw;Wk; Vida mwtPLfs;> kw;Wk; Kd;ida tUlq;fspypyUe;J tuNtz;ba chpikf; Nfhhpf;iffSf;fhd VNjDk; rPuhf;fq;fisAk; fhg;GWjp chpikf; Nfhhpf;iffs; cs;slf;Ffpd;wd.

2.8.2 nrytpd ,dq;fhzy;

rigapid elhj;Jjy; kw;Wk; tpidj;jpwdhd epiyapy; Mjdk;> nghwpj;njhFjp kw;Wk; cgufzq;fis guhkhpj;jy; Mfpatw;wpy; cs;shFk; rfy nrytpdKk; Njwpa kpifapid milAk; tUkhdj;jpw;F rhl;Ljy; nra;ag;gl;ls;sJ.

2.9 xg;gPl;Lj; juTfs;

SLFRS / LKAS Mfpad nrd;w fhyj;ijAk; cs;spl;lthW gpuNahfpf;fpfg;gl;Ls;sd Mjyhy; ,e; epjpf; $w;Wfspy; nfhLf;fg;gl;Ls;s xg;gPl;L epjpj; jfty;fshdit epfo; tUlf; fzf;fPl;Lf; nfhs;iffs; kw;Wk; Kd;dspg;GfSld; xj;jpirthf ,Uf;FkhW kPs vLj;Jiuf;fg;gl;Ls;sd.

2.10 %yjd <LghL

Ie;njhif jpfjpYs;sthW vt;tpj %yjd <LghLk; ,y;iy.

2.11 fhRg; ghr;ry; $w;W

'kiwKf Kiwapid" ghtpj;J fhRg; ghr;rw; $w;W jahhpf;fg;gLfpd;wJ.

2.12 njhlHGgl;l jug;gpdhpd; nfhLf;fy; thq;fy;fs;

epjpf; $w;Wfspd; Fwpg;Gfspy; ntspg;gLj;jg;gl;Ls;s jpizf;fsq;fSf;fpilapyhd nfhLf;fy; thq;fy;fs; jtpu njhlHGgl;l jug;gpdhpd; nfhLf;fy; thq;fy;fs; vitAkpy;iy.

2.13 Ie;njhiff;F gpd;duhd epfo;Tfs; rfy mbg;gilahd Ie;njhiff;Fg; gpd;duhd epfo;TfSk;

fUj;jpw; nfhs;sg;gl;lJld; epjpf; $w;WfSf;fhd chpa Fwpg;Gf;fspy; nghUj;jkhd rPuhf;fq;fs; my;yJ ntspg;gLj;jy;fs; nra;ag;gl;Ls;sd.

2.14 vjpHghuhj epfo;Tfs

rigapd; mgpg;gpuhaj;jpy;> rhjhuz tpahghu njhlH nraw;ghl;by; Njrpa fhg;GWjp ek;gpf;if nghWg;G epjpaj;jpw;F vjpuhf jw;NghJs;s tof;fhdJ mwpf;ifaplg;gl;l epjpg; NgWNgWfspNyh my;yJ epjpaj;jpd; vjpHfhyr; nraw;ghl;bNyh Kf;fpakhd jhf;fk; xd;wpidf; nfhz;bUf;fhJ.

2.15 ntspaplg;gl;l Mdhy; ,d;dKk; nray;tYTf;F tuhj epakq;fs;

gpd;tUk; epakq;fs; 2015 brk;gH 31k; jpfjpapy; KbtilAk; Mz;Lf;fhf ,d;dKk; nray;tYTf;F tuhjJld;> rigapd; ,e; epjpf; $w;Wf;fisj; jahhpg;gjpy; gpuNahfpf;fg;gl;bUf;fg;gltpy;iy. ,e; epakq;fs; mtw;wpd; nry;tYj; jpfjpfspypUe;J epjpf; $w;Wfspy; epjpj; jhf;fk; xd;wpidf; nfhz;bUf;f Kbak;.

SLFRS 9-epjp Mtzq;fs;. tifg;gLj;jYk; mstPLk;

ntspaplg;gl;lthW SLFRS 9 MdJ LKAS 39 ,d; gjpyPkhf KjyhtJ gzpf; fl;lj;jpidg; gpujpgypg;gJld; epjpr; nrhj;Jf;fs; kw;Wk; nghWg;Gfspd; tifg;gLj;jy; kw;Wk; mstPl;Lf;F Vw;Gilajhfpd;wJ.

,e; epakkhdJ 2018 [dthp 01k; jpfjpad;Nwh my;yJ mjw;F gpd;dNuh Muk;gpf;Fk; tUlhe;jf; fhyg;gFjpf;F gaDWjpngWk;.

,yq;if epjpapay; epakq;fs; 9 ,d; ,zq;fy; rigapd; epjpr; nrhj;Jf;fspd; tifg;ghL kw;Wk; mstPLfspy; tpisitf; nfhz;bUf;Fk;> Mdhy; rigapd; epjpaf; fld;fspd; tifg;ghL kw;Wk; mstPLfspy; ve;j jhf;fj;ijAk; Vw;gLj;jhJ.

SLFRS 15 - thbf;ifahsHfSldhd xg;ge;jj;jpy; ,Ue;jhd tUkhdk;.

SLFRS 15 MdJ tUkhdk; mq;fhPf;fg;gLtJ vt;tsT> vg;NghJ vd;gij jPHkhdpf;f xU tphpthd fl;likg;ig epWTfpd;wJ.

,e; epakkhdJ 2018 [dthp 01k; jpfjpad;Nwh my;yJ mjw;F gpd;dNuh Muk;gpf;Fk; tUlhe;jf; fhyg;gFjpf;F gaDWjpngWk;.

SLFRS 4 ,Ue;J - fhg;GWjp xg;ge;jq;fs; ,e;j epakj;jpypUe;J mfw;wg;gl;Ls;sd> fhg;GWjp nfhLf;fy; thq;fy;fs; ,e;j epakj;jpypUe;J ve;jnthU Fwpg;gplj;jf;f jhf;fj;ijAk; nfhz;bUf;ftpy;iy.




1. Njwpa jtizf; fl;lzq;fs;

1.1 nkhj;j vOjg;gl;l jtizf;fl;lzq;fs;

tUlj;jpw;fhd jtizf; fl;lz tUkhdk; gpujhd tpahghu tiffshf fPNo nfhLf;fg;gl;Ls;sJ.

2015 2014

&gh &gh

cs;Kf kPs;fhg;GWjp 1,737,839,949 2,041,207,710

SRCC & Tr jtizf; fl;lzk; 3,018,417,937 2,835,199,980

nghJf; fhg;GWjp - Nkhl;lhH my;yhjit 242,090,517 142,690,974

nghJf; fhg;GWjp - Nkhl;lhH my;yhjit 36,599,503 22,595,787

gapH fhg;GWjp - tptrhapfsplkpUe;jhd jtizf; fl;lzk; - 787,372,981

ghuhSkd;w mq;fj;jtHfSf;fhd kUj;Jtj; jpl;lk; 27,737,796 13,000,000

5,062,685,701 5,842,067,431

1.2 mf;u`huh kUj;Jtf; fhg;GWjpj; jpl;lj;jpw;fhd gq;fspg;G Nrfhpf;fg;gl;lJ 2015 2014

&gh &gh

mq;fj;jtHfsplkpUe;jhd gq;fspg;G 1,236,567,419 1,094,899,976

jpiwNrhpaplkpUe;jhd gq;fspg;G 400,000,000 400,000,000

1,636,567,419 1,494,899,976

2. fl;lzq;fs; kw;Wk; juF tUkhdk; 2015 2014

&gh &gh

fhg;GWjpg; g+l;if EioTf; fl;lzk; 6,596,760 1,405,900

nkhj;j fl;lzq;fs; kw;Wk; juF tUkhdk; 6,596,760 1,405,900

3. KjyPl;L kw;Wk; Vida tUkhdk; 2015 2014

&gh &gh

3.1 fld;fs; kw;Wk; ngWtdTfs; tl;b tUkhdk;

kPs;nfhs;tdT xg;ge;jq;fspy; ,Ue;jhd tl;b tUkhdk; 230,199,663 137,565,147

njhFjpf; fld;fspy; ,Ue;jhd tl;b tUkhdk; 88,394,975 113,941,967

318,594,638 251,507,1133.2 tpw;gid tl;b tUkhdj;jpw;fhf fpilf;fg;ngWgit

jpiwNrhp cz;bay;fspy; ,Ue;jhd tl;b tUkhdk; 215,631,288 136,852,638

jpiwNrhp gpizaq;fspy; ,Ue;jhd tl;b tUkhdk; 264,371,922 235,715,518

480,003,210 372,568,1553.3 KjpHr;rp tl;b tUkhdj;jpw;fhf epWj;jpitf;fg;gl;lit

SLBD apy; ,Ue;jhd tl;b tUkhdk; 3,010,646 - -

3,010,646 -

nkhj;j KjyPl;L tUkhdk; 801,608,493 624,075,269

3.4 Vida tUkhdk;

nkd; fld;fspy; kPjhd tl;b 3,110,618 11,937,931

CopaH ,lH fld;fs; kPjhd tl;b 730,037 713,358

Vidait 44,337,661 1,783,326

48,178,316 14,434,616

nkhj;j tUkhdk; 849,786,808 638,509,884

epjpf; $w;WfSf;fhd Fwpg;Gfs; 31 brk;gH Kbtile;j Mz;Lf;fhdJ



4. Njwpa ed;ikfs; kw;Wk; Nfhhpf;iffs; 2015 2014

&gh &gh

(m) nkhj;j nfhLg;gdT nra;ag;gl;l ed;ikfs; kw;Wk; Nfhhpf;iffs;

kPs;fhg;GWjp (715,790,744) (612,666,566)

SRCC & Tr TR (2,967,351) (80,993,389)

nghJf; fhg;GWjp - Nkhl;lhH (111,147,284) (83,453,649)

nghJf; fhg;GWjp - kUj;Jtk; kw;Wk; Vidait (30,195,877) (75,560,574)

gapH fhg;GWjp (685,994,044) (369,304,694)

ghuhSkd;w mq;fj;jtHfSf;fhd kUj;Jtj; jpl;lk; (19,087,311) (15,161,878)

mf;u`huh kUj;Jtf; fhg;GWjpj; jpl;lk; (1,661,957,508) (1,136,128,636)

(3,227,140,119) (2,373,269,385)

(M) xg;ge;jg; nghWg;Gfspy; nkhj;j khw;wk;

kPs;fhg;GWjp (527,238,148) (161,154,770)

SRCC & TR 2,187,114 24,096,208

nghJf; fhg;GWjp - Nkhl;lhH (59,771,021) (55,715,081)

nghJf; fhg;GWjp - kUj;Jtk; kw;Wk; Vidait (3,084,534) 2,236,590

gapH fhg;GWjp 489,137,093 (549,398,194)

ghuhSkd;w mq;fj;jtHfSf;fhd kUj;Jtj; jpl;lk;

mf;u`huh kUj;Jtf; fhg;GWjpj; jpl;lk; 100,332,409 (91,995,080)

1,562,913 (831,930,326)

Njwpa ed;ikfs; kw;Wk; Nfhhpf;iffs; (3,225,577,206) (3,205,199,711)

5. nghWg;Ngw;wy; kw;Wk; iff;nfhs;sy; fpuak; 2015 2014

&gh &gh

iff;nfhs;sy; fpuak; (1,001,143,846) (862,218,789)

<l;lg;glhj juF xJf;fpy; khw;wk - SRCC 10,769,720 25,211,540

<l;lg;glhj juF xJf;fpy; khw;wk; - kPs; fhg;GWjp 43,741,532 142,236,991

(946,632,594) (694,770,258)

6. Vida njhopw;ghl;L kw;Wk; epHthfr; nrytpdq;fs; 2015 2014

&gh &gh

fzf;fha;thshfspd; Cjpak; 180,000 430,000

CopaH eyr; nryTfs; 132,494,516 84,790,542

epHthf kw;Wk; jhgdr; nryTfs; 83,592,545 77,133,156

tpw;gidr; nrytpdq;fs; 1,609,680 791,355

Mjdk;> nghwpj;njhFjp kw;Wk; cgfuzj; Nja;T 6,579,710 8,552,653

rl;lf; fl;lzq;fs; 346,864 361,826

ed;nfhilfs; 709,600 859,044

nkhj;j Vida njhopw;ghl;L kw;Wk; epHthfr; nrytpdq;fs; 225,512,915 172,918,575




7. mUtr; nrhj;Jf;fs; 2015 2014

&gh &gh

fpuak;

2015 [dthp 1k; jpfjpapYs;sthW 6,542,073 6,542,073

NrHg;gdTfs; -

2015 brk;gH 31k; jpfjpapYs;sthW 6,542,073 6,542,073

jpuz;l fldopTk; FiwTk;

2015 [dthp 1k; jpfjpapYs;sthW 6,542,073 6,524,886

fldopT - 17,188

2015 brk;gH 31k; jpfjpapYs;sthW 6,542,073 6,542,073

nfhz;L nry;yy; njhif

2014 brk;gH 31k; jpfjpapYs;sthW -

2015 brk;gH 31k; jpfjpapYs;sthW -

mwpf;ifaply; jpfjpapYs;sthW ,d;dKk; ghtidapYs;s KOikahf fldopT nra;ag;gl;l mUtr; nrhj;Jf;fspd; Muk;gf; fpuak; gpd;tUkhW

2014 brk;gH 31k; jpfjpapYs;sthW 2015 2014

nkd;nghUs; 6,542,073 6,542,073

8. Mjdk;> nghwpj;njhFjp kw;Wk; cgfuzk; fk;gdp Nkhl;lhH mYtyf jsghlKk; ngh. ehdhtpj

thfdk; cgfuzk; nghUj;jpfSk; nrhj;Jf;fs; nkhj;jk;

&gh &gh &gh &gh &gh

fpuak;

2015 [dthp 1k; jpfjpapYs;sthW 34,470,255 35,434,098 7,604,146 23,338 77,531,837 NrHg;gdTfs; 157,990 3,492,342 855,627 - 4,505,960 khw;wy;fs; - - - - mfw;wy;fs; - (2,490,403) (208,473) - (2,698,876) 2015 brk;gH 31k; jpfjpapYs;sthW 34,628,245 36,436,037 8,251,301 23,338 79,338,921

jpuz;l Nja;T

2015 [dthp 1k; jpfjpapYs;sthW 21,948,956 24,529,436 4,778,226 23,338 51,279,956 Nja;T 3,453,608 2,507,348 618,753 6,579,710 mfw;wy;fs; - (1,468,410) (118,291) - (1,586,701) Kd;ida Mz;Lf;fhd rPuhf;fk; 45,966 (9,385,270) (1,720,537) - (11,059,841) 2015 brk;gH 31k; jpfjpapYs;sthW 25,448,530 16,183,106 3,558,150 23,338 45,213,124

nfhz;L nry;yy; njhif

2014 brk;gH 31k; jpfjpapYs;sthW 12,521,299 10,904,662 2,825,920 - 26,251,880

2015 brk;gH 31k; jpfjpapYs;sthW 9,179,714 20,252,932 4,693,151 - 34,125,797

ghtidapYs;s KOikahd Nja;tplg;gl;l Mjdk;> nghwpj;njhFjp kw;Wk; cgfuzk;

mwpf;ifaply; jpfjpapYs;sthW ,d;dKk; ghtidapYs;s KOikahf Nja;tplg;gl;l Mjdk;> nghwpj;njhFjp kw;Wk;

cgfuzj;jpd; Muk;gr; nryT gpd;tUkhW

2015 2014

&gh &gh

ehdhtpj nrhj;Jf;fs; 23,338 23,338




9. epjpr; nrhj;Jf;fs; Fwpg;Gfs; 2015 2014

&gh &gh

fld;fSk; tUkjpfSk; 9.1 4,268,076,752 3,588,917,799

tpw;gidf;Ff; fpilf;ff;$bajhd epjpr; nrhj;Jf;fs; 9.2 5,890,404,632 5,516,656,080

epWj;jp itf;fg;gl;l KjpHr;rp epjpr; nrhj;Jf;fs; 9.3 230,491,342

10,388,972,726 9,105,573,879

9.1 fld;fSk; tUkjpfSk; 2015 2014

&gh &gh

fld;fSk; tUkjpfSk; 4,268,076,752 3,588,917,799

nkhj;j epjp Mtzq;fs; 4,268,076,752 3,588,917,799

fld;fSk; tUkjpfSk;

murhq;f Mtzq;fs; - kPs;nfhs;tdT (REPO) KjyPL 4,268,076,752 2,516,496,974

njhFjpf; fld;fs; - tpiy$wg;glhjit - 1,072,420,825

fldopT nra;ag;gl;l fpuaj;jpy; nkhj;jf; fld;fSk; tUkjpfSk; 4,268,076,752 3,588,917,799

9.2 tpw;gidf;Ff; fpilf;ff;$bajhd epjpr; nrhj;Jf;fs; 2015 2014

&gh &gh

murhq;f Mtzq;fs; - jpiwNrhp Kwpfs; 2,898,681,590 3,073,152,738

murhq;f Mtzq;fs; - jpiwNrhp cz;bay;fs; 2,991,723,042 2,443,503,342

5,890,404,632 5,516,656,080

9.3 epWj;jpitf;fg;gl;l KjpHr;rp epjpr; nrhj;Jf;fs

murhq;f mgptpUj;jpg; Kwpfs; 230,491,342 -

230,491,342 -

10. jtizf;fl;lz tUkjpfs; 2015 2014

&gh &gh

jtizf; fl;lzk; tUkjpfshf cs;sit :

Neub thbf;ifahsHfs; 507,851,102 725,145,901

VidatHfs; - 3,462,112

,ilj;jufHfs; 553,046,924 415,651,021

1,060,898,025 1,144,259,034

10.1Neub thbf;ifahsHfsplkpUe;J tUkjpahfTs;s jtizf; fl;lzq;fs;

nghJf; fhg;GWjp - Nkhl;lhH thfdk; 39,682,591 6,773,856

nghJf; fhg;GWjp - Nkhl;lhH thfdk; rhujit 5,033,772 2,278,260

cs;Kf kPs;fhg;GWjp 446,043,246 716,093,785

ghuhSkd;w mq;fj;jtHfspd; fhg;GWjp 17,091,493 -

507,851,102 725,145,901

11. nkd;fld;fs; 129,244,611 188,220,907




12. Vida epjp rhuhr; nrhj;Jf;fs; 2015 2014

&gh &gh

Kw;gzq;fSk; Kd;nfhLg;gdTfSk; 4,725,187 944,129

epWj;jpitj;jy; tUkjpfs; - 46,121,820

kPsspf;ff;$ba itg;Gf;fs; 6,780,250 8,995,104

mYtyf CopaH ,lH fld;fs; 17,418,397 15,417,086

Kw;nfhLg;gdT nrytpdq;fs; - -

nghUshjhu Nritf; fl;lzk; 2,554,923 12,092,199

tUkjpahfTs;s fhNrhiy jpUk;gy;fs; 828,681 757,982

,Ug;Gfs; - 23,060

32,307,438 84,351,380

13. gpw;Nghlg;gl;l juF 2015 2014

&gh &gh

[dthp 1k; jpfjpapYs;sthW 366,621,700 199,173,169

Mz;by; Nkw;nfhs;sg;gl;l / (tpLtpf;fg;gl;l) Vw;ghL 54,511,252 167,448,531

brk;gH 31 Mk; jpfjpapYs;sthW 421,132,952 366,621,700

14. fhRk; fhRf;Fr; rkkhd tplaq;fSk 2015 2014

&gh &gh

rpy;yiwf; fhR 159,002 130,270

tq;fpapYs;s fhR 166,626,330 277,966,643

ifapYs;s fhRk; tq;fpapYs;s fhRk; 166,785,332 278,096,913

tq;fp Nkyjpfg; gw;W - (21,303,927)

nkhj;j fhRk; fhRf;Fr; rkkhd tplaq;fSk; 166,785,332 256,792,986

15. Vida nghWg;Gf;fs; 2015 2014

Fwpg;Gfs; &gh &gh

Vida epjpg; nghWg;Gf;fs; 15.1 193,756,079 118,675,128

Vida epjp rhuhg; nghWg;Gf;fs; 15.2 109,826,918 78,738,047

303,582,998 197,413,174

15.1 Vida epjpg; nghWg;Gf;fs;

chpikf; Nfhhpf;iff; fhNrhiyfs; / SLIPS jpUg;gpa nrd;kjpfs; 5,369,830 3,261,680

Nrfhpf;fg;gl;l Nkhl;lhH thfdj; jtizf; fl;lz Kw;gzk; 29,328,516 45,260,626

nfhLg;gdT nra;a Ntz;ba juF - kPs; fhg;GWjp 56,796,368 -

nrYj;j Ntz;ba tUlhe;jf; fl;lzk; kw;Wk; nr]; 28,431,933

jtizf; fl;lz kPsspg;G nrd;kjpfs; 53,670,950 61,928,872

ml;LW nrytpdq;fs; 7,838,761 5,284,964

Vida nrd;kjpfs; 12,319,721 2,938,985

193,756,079 118,675,128

2015 2014

15.2 Vida epjp rhuhg; nghWg;Gf;fs; &gh &gh

murhq;f tpjpg;gdTfs; 109,826,918 78,738,047

109,826,918 78,738,047




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cz;ikahd chpikf; Nfhhpf;iffs; kw;Wk; ed;ikf; nfhLg;gdTfs; my;yJ mjpYs;s fhy msT vd;gd

vjpHghHf;iffspypUe;J NtWgLk; vd;gNj fhg;GWjp xg;ge;jq;fspd; fPo; rig Kfq;nfhLf;Fk; gpujhd Mgj;jhFk;. chpikf;

Nfhhpf;iffs; epfOk; jlitfs;> chpikf; Nfhhpf;iffspd; jPtpuj;jd;ik> nrYj;jg;gLk; cz;ikahd ed;ikfs; vd;gd

,jpy; nry;thf;Fr; nrYj;Jfpd;wd. Mjypdhy; ,g; nghWg;Gfis fhg;gPL nra;Jnfhs;tjw;F NghJkhd xJf;Ffs;

fpilf;ff;$bajhfTs;sd vd;gij cWjp nra;tNj rigapd; Nehf;fkhFk;.

fhg;GWjp xg;ge;jq;fspd; ngUksT gl;bay; xd;wpd; topNa gd;Kfg;gLj;jtjd; %yk; Mgj;J ntspg;ghL Fiwf;fg;gLfpd;wJ.

fhg;GWjp nghWg;Ngw;wy; je;jpNuhgha topfhl;ly;fisf; ftdkhf njhpTnra;J mKy;gLj;Jtjd; %yk; Mgj;Jf;fspd;

khWgLjd;ikAk; Nkk;gLj;jg;gLk;.

rigahdJ gpd;tUk; nghJf; fhg;GWjp xg;ge;j tiffis gpujhdkhf toq;Ffpd;wJ: Nkhl;lhH thfdk;> flyghak;> jPaghak;>

nghwpapy;> ehdhtpjk; vd;gdthFk;. Rfhjhug; ghJfhg;G xg;ge;jq;fshdit xg;ge;j MtzjhhpfSf;F kUj;Jtr; nryTf;

fhg;gPl;bid toq;Ffpd;wd. fhg;GWjp xg;ge;j Mtzq;fspd; fPo; Mgj;Jf;fs; tof;fkhf gd;dpuz;L khj fhyg;gFjpapid

cs;slf;Ffpd;wd.

cs;Kf kPs;fhg;GWjp cs;slq;fyhd nghJf; fhg;GWjp xg;ge;jq;fSf;fhf> $Ljy; Kf;fpaj;Jtkhd Mgj;Jf;fshdit

fhyepiy khw;wq;fs;> ,aw;if NghplHfs; kw;Wk; gaq;futhjr; nraw;ghLfs; Mfpatw;wpypUe;J vOfpd;wd. jPHg;gdT

nra;tjw;F rpy Mz;Lfs; vLf;Fk; ePz;lfhy chpikf; Nfhhpf;iffSf;fhf gztPf;f Mgj;Jk; cs;sJ. Rfhjhug; ghJfhg;G

xg;ge;jq;fSf;fhf> tho;f;ifg; ghq;F khw;wq;fs;> njhw;WNeha;fs; kw;Wk; kUj;Jt tpQ;Qhdk; kw;Wk; njhopy;El;g Nkk;ghLfs;

Mfpatw;wpypUe;J $Ljy; Kf;fpaj;Jtkhd Mgj;Jf;fs; vOfpd;wd.

rigapdhy; fhg;GWjp nra;ag;gLk; Mgj;jpd; miktplk;> fhg;GWjp nra;ag;gLtJk; njhopy; %ykhdJkhd Mgj;J tif

Mfpait njhlHgpy; ,t; Mgj;Jf;fs; Fwpg;gplj;jf;fstpy; NtWgLtjpy;iy.

fhg;GWjp xg;ge;jg; gphpTfspd; ngUksT gl;bay; xd;wpd; topNa gd;Kfg;gLj;jtjd; %yk; Nkw;Nghe;j Mgj;J ntspg;ghL

Fiwf;fg;gLfpd;wJ. Mgj;J tif kw;Wk; fhg;GWjp nra;ag;gl;l ed;ik kl;lk; Mfpatw;Wf;Nfw;g Mgj;Jf;fshdit

gd;Kfg;gLj;jg;gLfpd;wd vd;gij cWjpg;gLj;Jtjw;F tbtikf;fg;gl;Ls;s fhg;GWjpg; nghWg;Ngw;wy; je;jpNuhgha

topfhl;ly;fisf; ftdkhf njhpTnra;J mKy;gLj;Jtjd; %yk; Mgj;Jf;fspd; khWgLjd;ik Nkk;gLj;jg;gLk;.

njhopy;Jiwfspd; topNa gd;Kfg;gLj;Jtjd; %yk; ,J ngUksT va;jg;gLfpd;wJ. NkYk; rfy Gjpa kw;Wk; njhlHe;J

nry;Yk; chpikf; Nfhhpf;iffis kjpg;gpLtjw;fhd fLikahd chpikf; Nfhhpf;if kPsha;Tf; nfhs;iffs;> chpikf;

Nfhhpf;if ifahsy; eilKiwfspd; xOq;fhd tphpthd kPsha;T kw;Wk; rhj;jpakhd Nkhrbahd chpikf; Nfhhpf;iffspd;

njhlH Gydha;T vd;gd rigapd; Mgj;J ntspg;ghl;bidf; Fiwf;Fk; nghUl;L jhgpf;fg;gl;Ls;s rfy nfhs;iffSk;

eilKiwfSkhFk;. tpahghuj;jpid vjpHkiwahfg; ghjpf;ff;$ba vjpHT$w Kbahj vjpHfhy mgptpUj;jpf;fhd mjd;

ntspg;ghl;bidf; Fiwf;Fk; nghUl;L nraYhf;fkpf;f tpjj;jpy; Kfhik nra;tJk; cldbahf chpikf; Nfhhpf;iffis

Kd;ndLg;gJkhd nfhs;if xd;wpid rigahdJ NkYk; tYTf;F nfhz;L tUfpd;wJ. fhg;GWjp xg;ge;jg; nghWg;Gfis

kjpg;gPL nra;Ak; NghJ vjpHghHf;fg;gl;l gztPf;fj;jpidf; ftdj;jpw; nfhs;tjd; %yk; gztPf;f Mgj;Jf; Fiwf;fg;gLfpd;wJ.

Kfhikapdhy; jPHkhdpf;fg;gl;lthW rigapdJ Mgj;J el;lj;jpid mbg;gilahff; nfhz;L NguopTfSf;fhd ntspg;ghl;bid

kl;Lg;gLj;jtNj ,f; fhg;GWjpg; nghWg;Ngw;wy; kw;Wk; kPs;fhg;GWjpj; je;jpNuhghaq;fspd; Nehf;fhf cs;sJ.




chpikf; Nfhhpf;iffspd; epfo; jlitfSk; jPtpuj; jd;ikAk;

chpikf; Nfhhpf;iffspd; epfo; jlitfSk; jPtpuj; jd;ikAk; rpy fhuzpfspdhy; ghjpf;fg;gl KbAk;. rigahdJ gpujhdkhf

Mjdk;> nghwpapay;> Nkhl;lhH thfdk;> ehdhtpj tpgj;J> flyghak;> kUj;Jtk; kw;Wk; jdpg;gl;l tpgj;J tFg;G;fis

nghWg;Ngw;fpd;wJ. chpikf; Nfhhpf;iffshdit rhjhuzkhf FWq;fhyk; xd;Wf;Fs; neUf;fkhf cs;thq;fg;gl;L

jPHkhdpf;fg;gLkplj;J ,f; fhg;GWjp tiffshdit nghJthf FWq;fhy fhg;GWjp xg;ge;jq;fshff; fUjg;gLk;. fhg;GWjp

Mgj;jpidf; Fiwg;gjw;F ,J cjTfpd;wJ.

Mjdk;

Mjdf; fhg;GWjp xg;ge;jq;fSf;fhf> gpujhd Mgj;Jf;fshf jPapdhy; cz;lhFk; Nrjk; kw;Wk; Vida rhHe;j Mgj;Jf;fs;

mj;Jld; mtw;wpypUe;J tpidAk; ,ila+W vd;gd cs;sd.

xd;wpy; kPspLifg; ngWkjpapy; my;yJ fhg;GWjp nra;ag;gl;l tl;bf;fhd nghWj;jkhd ngWkjpfSldhd <l;LWjp

mbg;gilapy; ,t; xg;ge;jq;fs; nghWg;Ngw;f;fg;gLfpd;wd. Nrjkile;j Mjdq;fis kPs; cUthf;Ftjw;fhd my;yJ

jpUj;Jtjw;fhd nryT> tpahghuk; ,ilA+Wf;F cs;shFk; gl;rj;jpy; mjd; ,og;Gf;F Kd;djhd epyikf;fhd

eltbf;iffis kPsikg;gjw;fhd fhyk; kw;Wk; fhg;GWjp mbg;gil vd;gd chpikf; Nfhhpf;if kl;lj;jpy; nry;thf;F

nrYj;Jk; gpujhd fhuzpfshFk;.

nghwpapay;

nghwpapay; fhg;GWjp xg;ge;jq;fSf;fhf> fhg;GWjp nra;ag;gl;l fUj;jpl;l NtiyfSf;fhd el;lk; my;yJ Nrjk; mj;Jld;

mjd; tpisthd %d;whk; jug;Gg; nghWg;Gf;fs;> fhg;GWjp nra;ag;gl;l nghwpj;njhFjp> ,ae;jpuk; kw;Wk; cgfuzk;

Mfpatw;Wf;fhd el;lk; my;yJ Nrjk; mj;Jld; mjd; tpisthd tpahghuj; jlq;fy; el;lq;fs; Mfpad gpujhd Mgj;Jf;

$WfshFk;. el;lk; my;yJ Nrj msNt chpikf; Nfhhpf;if kl;lj;jpy; nry;thf;Fr; nrYj;Jk; gpujhd fhuzpahFk;.

Nkhl;lhH thfdk;

Nkhl;lhH thfd fhg;GWjp xg;ge;jq;fSf;fhf> ,wg;G kw;Wk; cly; hPjpahd fhak; kw;Wk; %d;whk; jug;G Mjdq;fSf;fhd

mNjNghy; fhg;GWjp nra;ag;gl;l thfdq;fSf;fhd Nrjk; Mfpatw;wpypUe;J vOk; chpikf; Nfhhpf;iffNs gpujhd

Mgj;Jf; $WfshFk;. ,wg;Gfs; kw;Wk; cly; hPjpahd fhaq;fSf;fhd rhj;jpakhd ePjpkd;wf; fl;lisfs; kw;Wk;

Mjdq;fSf;fhd Nrjj;jpd; msT vd;gd chpikf; Nfhhpf;if kl;lj;jpy; nry;thf;F nrYj;jk; gpujhd fhuzpfshFk;.

ehdhtpj tpgj;J

ehdhtpj tpgj;J fhg;GWjp tFg;Gf;fSf;fhf gz ,og;G> CopaHfspd; JNuhfk;> jdpg;gl;l tpgj;J> gzpahsH el;l<L>

gpuahzk;> nghJthd %d;whk; jug;Gg; nghWg;G kw;Wk; njhopy;rhH <l;LWjp Nghd;wd nghWg;Ngw;f;fg;gLk;.

el;lk; my;yJ Nrjj;jpd; msT kw;Wk; nghWg;G tFg;GfSf;fhd rhj;jpakhd ePjpkd;wf; fl;lisfs; vd;gd chpikf;

Nfhhpf;if kl;lj;jpy; nry;thf;F nrYj;jk; gpujhd fhuzpfshFk;.

flyghak;

flyghaf; fhg;GWjpapy;> nkhj;j my;yJ gFjpasT el;l chpikf; Nfhhpf;iffis tpistpf;Fk; gy;NtWgl;l

mrk;ghtpjq;fs; fhuzkhd fhg;GWjp nra;ag;gl;l ruf;Ff; fg;gy; kw;Wk; mjd; ntspg;Gwj;Jf;fhd Nrjk; my;yJ el;lNk

gpujhd Mgj;Jf; $WfshFk;. el;lk; my;yJ Nrjj;jpd; msthdJ chpikf; Nfhhpf;if kl;lj;jpy; nry;thf;F nrYj;Jk;

gpujhd fhuzpahFk;.

kUj;Jtk; kw;Wk; jdpg;gl;l tpgj;J

kUj;Jtf; fhg;GWjpapy;> Neha; kw;Wk; tpgj;Jf;fs; mj;Jld; njhlHGgl;l Rfhjhug; ghJfhg;Gr; nryTfs; vd;gd gpujhd

Mgj;Jf; $WfshFk;. jdpg;gl;l tpgj;Jf;fhf> ,wg;G kw;Wk; my;yJ epue;ju my;yJ gFjpasT mq;ftPdk; vd;gtw;Wf;fhd

Nfhhpf;if kl;lj;jpy; nry;thf;F nrYj;Jk; gpujhd fhuzpfshFk;.

Gtpapay; hPjpahd Mgj;J Ftpjy;

fhg;GWjp xg;ge;jq;fspypUe;J vOk; ,f; fhg;GWjp Mgj;jhdJ mbg;gilapy; ,yq;ifapy; Ftpf;fg;gLfpd;wJ.

(M) epjp Mgj;J

i. fld; Mgj;J

flg;ghL xd;wpid Mw;Wtjd; %yk; epjp Mtzk; xd;Wf;fhd xU jug;gpdH kw;wa jug;Gf;F epjp ,ig;G xd;wpid

tpistpf;Fk; Mgj;Nj fld; Mgj;jhFk;.

epjp Mtzq;fspd; fld; Mgj;jpid gpd;tUk; nrad;Kiwfs; / nraw;ghLfs; Fiwf;fpd;wd.

- epjp mikr;rpdhy; ntspaplg;gLk; Rw;wwpf;iffs; kw;Wk; topfhl;ly;fspd; mbg;gilapy; fld; Mgj;Jf; nfhs;if jq;fpAs;sJ.

ntspg;ghLfshdit murhq;f Mtzq;fSf;F khj;jpuNk kl;Lg;gLj;jg;gl;Ls;sd.

- rigapdhy; njhlHr;rpahf Nkw;nfhs;sg;gLk; kPsha;TfSk; fld; ,lHfisf; Fiwf;Fk;.




19. fhg;GWjp kw;Wk; epjp Mgj;J (njhlh;r;rp)

fpilf;f Ntz;ba jtizf; fl;lzq;fs

njhopw;ghl;L gphpTfSld; njhlHr;rpahd mbg;gilapd; kPJ midj;J tHj;jf fld;fSk; fz;fhzpf;fg;gLfpd;wJ

mwpf;ifapLk; jpfjpapy; fld; ,lUf;fhd cr;rsthd ntspg;ghL

2015 2014

Fwpg;Gfs; &gh &gh

fld;fs; kw;Wk; fpilf;f Ntz;bitfs; 9.1 4,268,076,752 3,588,917,799

fpilf;fg;ngWk; tpw;gid epjp nrhj;Jf;fs; 9.2 5,890,404,632 5,516,656,080

fpilf;f Ntz;ba jtizf; fl;lzq;fs; 10 1,060,898,025 1,144,259,034

nkd; fld;fs; 11 129,244,611 188,220,907

ifapYs;s kw;Wk; tq;fpAs;s fhR 14 166,785,332 256,792,986

11,515,409,353 10,694,846,806

ii. jputj;jd;ik Mgj;J

fhrpid my;yJ kw;WnkhU epjpr; nrhj;Jf;fis thq;Ftjd; %yk; jPHf;fg;gLk; mjd; epjpg; nghWg;GfisAk; mj;Jld; epjp

Mtzq;fSld; ,ize;j flg;ghLfisAk; g+Hj;jpnra;ifapy; fk;gdpahdJ gpur;rpidf;F Kfq;nfhLf;Fk; Mgj;Nj jputj;jd;ik

Mgj;jhFk;. ,jd;NghJ> nkhj;jf; fhR ntspg;ghr;ry;fSf;Fk; vjpHghHf;fg;gl;l kPs;fhg;GWjp mwtPLfSf;Fk; ,ilapyhd fhy

NtWghLfSld; ,ize;j jputj;jd;ik Mgj;Jk; fhzg;gLfpd;wJ.

jputj;jd;ik Njitg;ghLfshdit khjhe;j mbg;gil xd;wpd; fz;fhzpf;fg;gLtJld; VNjDk; thf;FWjpfs; vOk; NghJ

mtw;iwg; g+Hj;jpnra;tjw;F NghJkhd jputj;jd;ik epjpaq;fs; fpilf;ff;$bajhfTs;sd vd;gij Kfhikj;Jtk; cWjp

nra;fpd;wJ.

jputj;jd;ik Mgj;Jf;fhd fk;gdpapy; ntspg;ghl;bidf; Fiwf;Fk; nghUl;L gpd;tUk; nfhs;iffSk; eilKiwfSk;

Vw;gLj;jg;gl;Ls;sd.

* jputj;jd;ik Njitg;ghLfshdit khjhe;j mbg;gil xd;wpy; fz;fhzpf;fg;gLtJld; VNjDk; thf;FWjpfs;

vOk; NghJ mtw;iwg; g+Hj;jp nra;tjw;F NghJkhd jputj;jd;ik epjpaq;fs; fpilf;ff;$bajhfTs;sd vd;gij

Kfhikj;Jtk; cWjpnra;fpd;wJ.

* epjpaq;fspd; mtrukhd Nfhhpf;ifapidg; g+Hj;jpnra;tjw;F vjpHghuhj nrytpd epjpaj;jpl;lq;fs; Vw;gLj;jg;gl;Ls;sd

iii. re;ij Mgj;J

me;epar; nryhtzp khw;W tPjq;fs; kw;Wk; tl;b tPjq;fs; vd;gd rigapdJ tUkhdj;ij my;yJ mjd; epjp Mtzq;fspd;

ngWkjpapid ghjpg;gJ Nghd;w re;ij tpiyfis khw;Wk; Mgj;Nj re;ij Mgj;jhFk;. tUthia cr;rg;gLj;Jk; mNjNtis

Vw;Wf;nfhs;sf;$ba msTfSf;Fs; re;ij Mgj;J ntspg;ghLfis Kfhik nra;J fl;Lg;gLj;jpf; nfhs;tjNj re;ij Mgj;J

Kfhikapd; Nehf;fkhFk;. .

(m) tl;b tPj Mgj;J

re;ij tl;b tPjq;fspyhd khw;wq;fs; fhuzkhf epjp Mtzk; xd;wpd; ngWkjp my;yJ vjpHfhy fhRg; ghr;ry; jsk;gy;

milAk; Mgj;Nj tl;b tPj Mgj;jhFk;. jsk;gy; tPj Mtzq;fshdit fhRg; ghr;ry; tl;b Mgj;jpid ntspf;fhl;Lk;

khwhf epiyahd tl;b tPj Mtzq;fshdit cz;ikg; ngWkjp tl;b Mgj;jpid ntspf;fhl;Lk;. rigahdJ epiyahd

tl;b tPjq;fSldhd murhq;f Mtzq;fspy; KjyPL nra;Js;sJ. Mjyhy; re;ij tl;b tPjj;jpyhd khw;wj;jpypUe;J

Fwpg;gplj;jf;f tl;b tPj Mgj;J vitAk; ,y;iy.

(M) me;epar; nrythzp Mgj;J

me;epar; nrythzp ghpkhw;w tPjq;fspyhd khw;wq;fs; fhuzkhf epjp Mtzk; xd;wpd; ngWkjpahdJ jsk;gy; milAk;

Mgj;Nj me;epar; nrythzp Mgj;jhFk;. cs;Kf kPs;fhg;GWjp tpahghuj;jpw;fhf Vida fhg;GWjp nra;gtHfSld; me;epar;

nrythzpapyhd nfhLf;fy; thq;fy;fs; njhlHgpyhd nrythzpf;F Mgj;Jf;F rigahdJ ntspf;fhl;lg;gLfpd;wJ.

me;epar; nrythzp ghpkhw;w tPj jsk;gy;fs; fhuzkhd Fwpg;gplj;jf;f el;lq;fspd; kpff; Fiwe;j Mgj;Nj fhzg;gLk; vd Kfhik

ek;gpf;if nfhs;tJld; mjd; tpisthf rigahdJ mjd; me;epar; nrythzp ntspf;fhl;lypid ghJfhg;gjpy;iy.




jrhg;gjk; xNu ghHitapy;

2015

2014

2013

2012

2011

2010

2009

2008

2007

2006

tUkhdk;

Njwpa jtizf; fl;lzk;

tUkhd

k;

7,93

1,48

5,67

9 8

,015

,628

,345

5,

452,

318,

662

3,88

6,18

3,34

13,

606,

365,

031

3,92

6,46

9,85

64,

019,

486,

220

3,42

7,95

0,66

22,

654,

902,

681

318,

902,

642

ed;ikfs;> el;lq;fs;>

nrytpd

q;fs;

fhg;GWjp chpikf;

NfhhpiffSk; ed;ikfSk;

(4,1

72,2

09,8

00)

(3,8

99,9

69,9

69)

(1,7

63,4

76,6

89)

(2,2

81,4

70,7

51)

(1,8

79,4

86,6

96)

(2,2

92,0

72,9

83)

(2,0

75,9

36,8

06)

(1,7

36,3

55,7

32)

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44,0

38)

(242

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)

3,75

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5,87

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3,

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841,

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4,71

2,59

01,

726,

878,

335

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415

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1,59

4,93

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858,

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76,4

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49

Vida tUkhdk;

KjyPl;L tUkhd

k;

801,

608,

493

624,

075,

269

691,

492,

020

615,

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544

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412,

241

798,

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463,

441

528,

264,

787

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nkd; fld;kPjhd

tl;b

3,11

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5,95

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Vida tUkhd

k;

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64,4

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584

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nrytpd

k;

mYtyH Fohj;Jld;

njhlHGgl;l nrytpdq;fs;

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494,

516

84,

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epHthfr; nrytpdq;fs;

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epjp kw;Wk; Vida

nrytpdq;fs;

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k;

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