NOSDA: Northern Ontario Service Deliverers Association

Integrated Risk Management & Insurance Services

June 13, 2018

Timmins AGM

NOSDA

Management of Risk

Our goal is to introduce an efficient, integrated Risk

Management and Insurance program designed to reflect

NOSDA’s unique exposures and capitalize on the mutually

supportive nature of this organization.

Who is NOSDA?

• NOSDA = Northern Ontario Service

Deliverers Association

• Represents collective interest of 11

municipal organizations

• NOSDA members focus exclusively on:

✓ Housing

✓ Social Services

✓ Emergency medical services

(ambulance & paramedic)

✓ Children’s services

NOSDA Members

Algoma District Services Administration Board

Cochrane District Social Services Administration Board

Kenora District Services Board

Manitoulin-Sudbury District Services Board

District of Nipissing Social Services Administration Board

District of Parry Sound Social Services Administration Board

Rainy River District Social Services Administration Board

District of Sault Ste. Marie Social Services Administration

Board

District of Thunder Bay Social Services Administration

Board

District of Timiskaming Social Services Administration

Board

City of Greater Sudbury

NOSDA’s Role

Northern Ontario - 88% of Ontario’s land mass, 6% of

the population

NOSDA Role:

• Facilitate co-operation between local government

organizations

• Political forum for developing policies and program

delivery that work for Northern Ontario

• Enable joint action to support effective and efficient

delivery of services

Population by Member Area

Region 2016 Population 2011 Population

Algoma 40,726 40,729

Cochrane 79,682 81,122

Greater Sudbury 161,647 160,376

Kenora 65,533 57,607

Manitoulin-Sudbury 34,801 34,244

Nipissing 83,150 84,736

Parry Sound 42,824 42,162

Rainy River 20,110 20,370

Sault Ste Marie 73,368 75,141

Thunder Bay District 146,048 146,057

Timiskaming 32,251 32,634

All Northern Ontario 780,140 775,178

Ontario 13,448,494 12,851,821

Key Facts

NOSDA members…

• Serve ~780,000 people spread over ~310,000 mi2

• Combined annual operating budget of $500M (£280M), 1,200 full-time staff

Housing Social AssistanceChildren’s Services

EmergencyMedical Services

Staffing

complement:210 400 100; 116 operators 339

Sites:12,000 housing

units35 delivery sites

249 licenced

centres

44 ambulance

stations

Other Attributes

+$1B in housing

assets

→ 16,000 Ontario

Works cases

→ 30,000 Ontario

Disability Supports

cases

→ 20,000 child

care spaces

→ 114

ambulances

→ +82,000/year

emergency

medical service

calls

Meeting NOSDA Insurance Needs

**Underwriting Required**

Social Services

Children’s Services

Emergency Medical Services

Housing

Already covered by existing HSC

Program

Coverages

Deductible

$5,000

$10,000

Umbrella Liability $20,000,000 per occurrence

annual aggregate

SIR = $10,000

Commercial

General Liability

$5,000,000

per occurrence

Automobile

All Perils &

Third Party Liability

$5,000,000

per occurrence

Directors & Officers Liability

$5,000,000 per

occurrence

annual aggregate

Equipment Breakdown

$25,000,000

All Risks Property

Blanket POED

Employee Dishonesty

$1,000,000

Counterfeit

$50,000

Depositors’ Forgery

$50,000

Loss In/Out of Premises

$50,000

Errors &

Omissions Liability

$5,000,000

peroccurrence

Deductible $5,000$10,000

Deductible$5,000

$10,000

Deductible

$2,500$5,000

Deductible

$2,500$5,000 Deductible $NIL

Deductible

$5,000

$10,000

Deductible$Nil

Medical

Malpractice

Liability

$5,000,000

per

claim

Excess

Medical

Malpractice

$20,000,000

per claim and

annual

aggregate

SIR = $10,000

Proposed Approach

Supports for NOSDA members

Program Management

Underwriting for Group

You? HSC & Marsh

NOSDA Risk Management Committee

Member communications

Claims Management & Tracking

Ongoing risk finance analysis

Property inspections

Thank you

© 2014 Housing Services Corporation

Brian Laur

Director, Insurance Services