NY/CRE - 2006 Actual Outstandings to Budget End of Month Balances January 2006

NY/CRE - 2006NY/CRE - 2006Actual Outstandings to BudgetActual Outstandings to Budget

End of Month BalancesEnd of Month Balances

$300,000,000

$320,000,000

$340,000,000

$360,000,000

$380,000,000

$400,000,000

$420,000,000

$440,000,000

$460,000,000

$480,000,000

$500,000,000

$520,000,000

$540,000,000

$560,000,000

$580,000,000

$600,000,000

Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec

Actual

Budget

January 2006


Average Monthly BalancesAverage Monthly Balances

$300,000,000

$325,000,000

$350,000,000

$375,000,000

$400,000,000

$425,000,000

$450,000,000

$475,000,000

$500,000,000

$525,000,000

$550,000,000

$575,000,000

$600,000,000


Actual

Budget


Total New Loan ClosingsTotal New Loan Closings

$0

$25,000,000

$50,000,000

$75,000,000

$100,000,000

$125,000,000

$150,000,000

$175,000,000

$200,000,000

$225,000,000

$250,000,000

$275,000,000


0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

110%

120%

130%

140%

150%

Actual

Budget

% of Budget

January 2006


Total New Loan ClosingsTotal New Loan Closings

($598,788)

($100,747,000)

($120,000,000)

($100,000,000)

($80,000,000)

($60,000,000)

($40,000,000)

($20,000,000)

$0

Actual Paydowns

Budgeted Paydowns

January 2006


Derivatives IncomeDerivatives Income

$0

$100,000

$200,000

$300,000

$400,000

$500,000

$600,000

$700,000

$800,000

$900,000

$1,000,000

$1,100,000

$1,200,000

$1,300,000

$1,400,000

$1,500,000


0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

110%

120%

130%

140%

150%

Actual

Budget

% of Budget

January 2006


Cash Management IncomeCash Management Income

$0

$2,500

$5,000

$7,500

$10,000

$12,500

$15,000

$17,500

$20,000

$22,500

$25,000

$27,500

$30,000


0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

110%

120%

130%

140%

150%

Actual

Budget

% of Budget

January 2006


International IncomeInternational Income

$0

$10,000

$20,000

$30,000

$40,000

$50,000

$60,000

$70,000


0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

110%

120%

130%

140%

150%

Actual

Budget

% of Budget

January 2006


Loan Fee IncomeLoan Fee Income

$0

$100,000

$200,000

$300,000

$400,000

$500,000

$600,000

$700,000

$800,000

$900,000

$1,000,000


0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

110%

120%

130%

140%

150%

Actual

Budget

% of Budget

January 2006


Total Fee IncomeTotal Fee Income

$0

$200,000

$400,000

$600,000

$800,000

$1,000,000

$1,200,000

$1,400,000

$1,600,000

$1,800,000

$2,000,000


0%

10%

20%

30%

40%

50%

60%

70%

80%

90%

100%

110%

120%

130%

140%

150%

Actual

Budget

% of Budget

January 2006


DDA BalancesDDA Balances

$2,500

$3,000

$3,500

$4,000

$4,500

$5,000

$5,500

$6,000

$6,500

$7,000

$7,500

$8,000

$8,500

$9,000

$9,500

$10,000


Thousands

Actual

Budget


Interest Bearing Account BalancesInterest Bearing Account Balances

$0

$5,000

$10,000

$15,000

$20,000

$25,000

$30,000

$35,000

$40,000

$45,000


Thousands

Actual

Budget

NY/CRE - 2006NY/CRE - 2006Actual to BudgetActual to Budget

RM’sRM’s

0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150%

Ckg Balances

MMA Balances

Int'l Income

Insurance Income

Cash Mgt Income

Swap Fees

Loan Fee Inc.

Total Fee Inc.

Loan Fundings

Loan Closings

SZCZEPANIAK

BERRY

HART

KVAM

January 2006

NY/CRE - 2006NY/CRE - 2006Actual to BudgetActual to Budget

NY-CRENY-CRE

3.02%

0.80%

19.51%

4.36%

32.55%

0.00%

0.00%

0.00%

5.71%

0.00%

0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 110% 120% 130% 140% 150%

Loan Closings

Loan Fundings

Total Fee Inc.

Loan Fee Inc.

Swap Fees

Cash Mgt Income

Insurance Income

Int'l Income

MMA Balances

Ckg Balances

NY-CRE

January 2006

Documents

NY/CRE - 2006 Actual Outstandings to Budget End of Month Balances January 2006