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OUR OFFERINGS: KRISTAL ACCOUNT Client Category Retail non-Retail / Private Wealth / Accredited Investor (as per SGP definitions) Client Jurisdiction Residency: India ONLY Nationality: ALL except USA Tax: ALL except USA Onboarding Entity KRISTAL Advisors SG Pte Ltd Broker & Custodian Saxo Capital Markets Pte Ltd. Singapore and their global custodians Trustee Bank DBS Bank Singapore Markets Global, Markets with restricted currencies not available (e.g. INR) Product ETFs ETF KRISTALs Services Investment Goal aligned AI & Advisory self-serve Algorithm to construct, monitor and rebalance portfolio iOS / Android App Minimum Investment No minimum required (USD 5,000 recommended) Fees & Charges USD 1$ per Kristal per transaction (buy or sell) if A/C value > USD 5,000/- USD 1$ per SIP initiation NO additional brokerage or commissions Money transfer and FX conversion charges applicable per Money Movement Fee Schedule

OUR OFFERINGS: KRISTAL ACCOUNT...Services • Investment Goal aligned AI & Advisory self-serve Algorithm to construct, monitor and rebalance portfolio • iOS / Android App Minimum

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Page 1: OUR OFFERINGS: KRISTAL ACCOUNT...Services • Investment Goal aligned AI & Advisory self-serve Algorithm to construct, monitor and rebalance portfolio • iOS / Android App Minimum

OUR OFFERINGS: KRISTAL ACCOUNT

Client Category • Retail

• non-Retail / Private Wealth / Accredited Investor (as per SGP definitions)

Client Jurisdiction • Residency: India ONLY • Nationality: ALL except USA • Tax: ALL except USA

Onboarding Entity • KRISTAL Advisors SG Pte Ltd

Broker & Custodian • Saxo Capital Markets Pte Ltd. Singapore and their global custodians

Trustee Bank • DBS Bank Singapore

Markets • Global, Markets with restricted currencies not available (e.g. INR)

Product • ETFs

• ETF KRISTALs

Services • Investment Goal aligned AI & Advisory self-serve Algorithm to construct, monitor and rebalance portfolio

• iOS / Android App

Minimum

Investment

• No minimum required (USD 5,000 recommended)

Fees & Charges • USD 1$ per Kristal per transaction (buy or sell) if A/C value > USD 5,000/-

• USD 1$ per SIP initiation

• NO additional brokerage or commissions

• Money transfer and FX conversion charges applicable per Money Movement Fee Schedule