Pay. Your Way. · • Bank • Cryptocurrency Load Funds Internal Transfers Withdraw Funds • Cryptocurrency • Flexepin • Bank • Instant payments USER E-WALLET

NetCents TechnologyPay. Your Way.

About NetCents TechnologyNetCents is a financial blockchain company with its own cryptocurrency.

• Process cryptocurrency transactions

• Ability for merchant and consumer (user) to transact anywhere (in store, online) with NCCO, BTC, ETH

• Coin launched in November 2017

• NC Exchange established

• Asset-backed

• Objective to have NCCO adopted as a daily transaction currency

Payment Processor NCCO Cryptocurrency

REVOLUTIONIZING THE PAYMENT PROCESSING INDUSTRY

© 2018 NetCents Technology Inc, all rights reserved.

• Bank • Cryptocurrency

Load Funds

Internal Transfers

Withdraw Funds

• Cryptocurrency • Flexepin • Bank

• Instant payments

USER E-WALLET

MERCHANT GATEWAY

NetCents Ecosystem

• Cryptocurrency • Bank

Accept Payment

Withdraw Funds

• Any cryptocurrency

• Cryptocurrency • Fiat

Instant Settlement

BI Reporting

NCCO

1:1 asset-backed reserve

E-WALLET GATEWAY

NC EXCHANGE

• Fiat - USD, CAD, Euro

Instant Settlements

Paym

ents to

Users Payments to Merchant

The NetCents Difference

Issue Traditional NetCents

Software • Legacy • Antiquated

• Blockchain/Multichain

Fraud and Chargebacks

• Reactive • Fraud, chargebacks after the

fact a billion dollar issue for merchants

• Proactive • Eliminates the billion dollar

chargeback issue for merchants

Cost • High cost • Low cost

Speed • Slow for settlement • Impact on merchant cash flow

• Quick settlement • Settlement days earlier than

traditional payment methods

Significantly reduced processing fees, faster settlement of funds in a more secure environment.


Merchant Savings with NetCents

Merchant Fee3.5% to 5.5%

5.0% to 10.0%

Low Risk Merchant

Merchant Fee

High Risk Merchant

Traditional

NetCents

Traditional

NetCentsMerchant Fee1.99%*

Merchant Fee1.99%*

Benefit: 1.5% to 3.5% 3.0% to 7.0%Benefit:

*Based on NetCents Ecosystem © 2018 NetCents Technology Inc, all rights reserved.

Present Cryptocurrency Payment Processing

• Merchant fee based on size and complexity of transaction

• Settlement not instantaneous

Example: Customer buying $100 product with BTC

Transaction fee to user = 28%

Cryptocurrency Processor

Transaction cost to merchant = 2.25%*

• Transfer cost of BTC between user and merchant is high

• Not suitable for small payment processing

Benefit: 25.75% savings

NetCents

*Based on NetCents Ecosystem © 2018 NetCents Technology Inc, all rights reserved.

Market SizePayment Processing will be a $2-trillion-dollar-industry by 2020, according to McKinsey’s latest Global Payments Map data


APAC

EMEALatin America

North America

2010 2011 2012 2013 2014 2015 2020F

1.2

1.41.5 1.5

1.71.8

2.2

0.4

0.3

0.1

0.4

0.5

0.4

0.1

0.4

0.6

0.4

0.1

0.4

0.7

0.3

0.1

0.4

0.8

0.4

0.1

0.4

0.8

0.4

0.2

0.4

1.0

0.4

0.3

0.5

+9%

+3%+5%

Market Opportunity

Worldwide mobile payment revenue is expected to surpass 1 trillion U.S. dollars in 2019.

Mobile Payment Processing Revenue (in billions)

US$-

US$275

US$550

US$825

US$1 100

2015 2017 2018 2019

eWallet is expected to transact almost 50% of all worldwide payments by 2021.

Credit Card

eWallet

Bank Transfer

Debit Card

Cash on Delivery

Charge & Deferred Debit Card

Pre-Paid

PostPay

PrePay

Other

2016 2021

29% 15%

18% 46%

17% 16%

13% 8%

9% 7%

6% 3%

3% 3%

2% 1%

2% 1%

1% 0%

PAYMENT METHODS TREND


Where We Are

1. Platform 2. Merchants 3. Users 4. Currency

Four Cornerstones for Success

Ease of use, stable, secure, support for

merchants and users

Contracted and accepting

cryptocurrency

Active users transacting

regularly

NCCO liquidity and acceptance

Platform ready Contract for access to over 14.000 merchants in US

Over 60,000 users with NetCents e-wallet

Progress to Date


NCCO is in final stages of formation

• Continual upgrades

• Merchant onboarding training program

• User support training programs

• Marketing plan for current merchants – onboarding and education

• Ongoing sales to merchants outside of our network and/or other white-label merchant programs

• Plan for working with merchants to convert customers to NetCents Platform

• Incentive programs – user and merchant

• Support for NCCO through float of NCCO and fiat cash to settle merchants wanting fiat on transaction

• System set up to allow select cryptocurrency transactions

Platform Merchants Users Currency

Where We Are Going


Current Sources of Revenue

5-year exclusive revenue-sharing agreement where Aliant will white-labell the NetCents solution for all of their cryptocurrency processing. Giving us access to over 7,000 US-based merchants and 15.5B transactions with a value of $550B.

The NetCents Coin to be available through the Flexepin distribution network of 7,000 retail locations.

NetCents users will be able to use their NetCents Coins, Bitcoin, and Ethereum in their NetCents e-Wallet to seamlessly settle their bill using the mobile app and smart terminals at enabled retail locations.

ACCESS TO: • Over 14,000 Merchants through

Aliant and Flexepin

Over 37 million downloads WooCommerce powers over 28% of all eCommerce sites.

• 28% of all online stores through WooCommerce plugin


DISCLAIMER

The statements contained in this presentation that are not purely historical are forward-looking statements within the meaning of applicable securities laws. Forward-looking statements include statements regarding our “expectations,” “intentions,” “beliefs,” or “strategies” regarding the future, whether or not those words are used. Forward-looking statements also include statements regarding the future size of the crypto-currency economy and our anticipated customers. Forward-looking statements in this presentation are based upon a number of assumptions, some of which may not materialize, and unanticipated events may occur which could affect the actual results achieved by the Company during the periods covered by the forward-looking statements. All forward-looking statements included in this presentation are based on information available to us as of the date of the presentation, and we assume no obligation to update any such forward-looking statements other then as required by applicable laws. Our actual results could differ materially from the forward-looking statements.

During the course of discussions, and/or during the normal course of business between the parties, (the “Purposes”) either party may disclose to or learn from the other certain information which it deems proprietary or confidential, and may include, but is not limited to, discoveries, ideas, concepts, know-how, techniques, designs, specifications, drawings, blueprints, diagrams, flow charts, data, costs, prices, customer lists, marketing plans, goals, sales figures, revenue, profits, and other technical, financial or business information respecting existing or planned product offering, including products and services, including software, to be developed manufactured, or marketed by either party (the “information”). The information shall be deemed confidential and proprietary and subject to restricted use and limited distribution as provided herein. Information provided orally shall also be deemed confidential and at the time of disclosure by the disclosing party (Discloser) to the receiving party (Recipient) at the time of disclosure. Nothing contained in this Agreement shall be construed as, and there is no granting or conferring to Recipient, whether by sale, license or otherwise, any right, title or interest in any Information, nor in any patents, trademarks, or copyrights of Discloser.


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Pay. Your Way. · • Bank • Cryptocurrency Load Funds Internal Transfers Withdraw Funds • Cryptocurrency • Flexepin • Bank • Instant payments USER E-WALLET