Bolletta is an integrated payments platform. It is “cloud based” meaning no payment software or hardware is required

The Bolletta product suite includes the following payment channels:

Bolletta Web provides an easy, convenient and secure way to take payments on a website.

Bolletta Cashier turns any internet-enabled computer or tablet into a point-of-sale system, allowing

payments to easily taken when and where needed.

Bolletta Phone quickly and easily allows payments over the phone, using live service representatives or

an IVR system.

Bolletta Mobile allows payments securely from anywhere, anytime by Smartphone or tablet.

Bolletta Virtual Terminal securely accepts payments without needing installed hardware or software.

The Bolletta Product Suite is a fully integrated solution set that gives business and the public sector the ability to offer a wide variety of convenient payment options . With Bolletta, you get:

Convenience fee pricing, absorbed and/or blended pricing plans

The ability to save money by reducing the cost of processing paper bills

Reduced late and delinquent payments and call center costs

Comprehensive and flexible reporting for more efficient management

A fault-tolerant processing platform that is 100% insourced

A platform that is Level 1 PCI certified, to help reduce PCI scope

Bolletta Payments Platform

Looking for more margin in 2015? Want to add “low churn” accounts to your portfolio? Heartland’s Bolletta Billing Solutions platform provides you an opportunity to get both! Understanding these

marketplaces will increase your earnings potential. Let’s outline some of the target opportunities:

Local & State Governmental payments

Taxes

Court Fines and Fees

Registrations, Library, Motor Vehicle Registrations, Licenses, Permits Public & Private Utility Payments

Electric, Gas Water, Sewer

Garbage and other utility services Commercial Payments

Insurance

Loans (Small local banks & credit unions)

Rent or HOA/COA Fees (Property Management), Other Fees, Permits, Parking and miscellaneous payments

These opportunities are in every market! The selling cycle is much longer than a typical merchant. There are multiple touch points requiring integration with existing customer databas es, accounts receivable systems and client web sites.

Heartland Advantages Processor Direct Solution adds customer value:

Single Point of Contact for Service

Real-time access and control to customize reporting Easy for third party software systems to integrate

Processor Direct Solution is more secure:

There is no financial data transfer between service providers

Web interface, software integration and telephone payments are a ll “in house” Bolletta supports covering payment costs to meet the client’s needs:

Absorbed (merchant pays fees)

Convenience fee (payer pays)

Hybrid model (merchant partially subsidizes)

Geary Lyons

Senior Products Advisor Heartland Billing Solutions

925.322.3364 Geary.Lyons@e-hps.com