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THE PINECONE
Monthly newsletter for area insurance professionalsTo inform
members and associates of industry news, educational
opportunities
And association activities of the
RALEIGH ASSOCIATION OF INSURANCE PROFESSIONALS
Officers
PresidentKelly Bryant, [email protected]
919-716-9831
President Elect & MembershipBeth Blackwell, AAI,
[email protected]
Vice-President & ProgramsKaty Willett, CIC,
[email protected]
SecretaryJennifer Taylor CIC, CPIW, CISR,
[email protected] 919-719-9575
TreasurerJanet Davis, CISR, CPIW,
[email protected]
919-359-9439
ParliamentarianWanda Manning, CPCU, CPIW, CIC,
[email protected]
Committee Chairmen:BylawsCrystal Sanderson, CIC,
AAI919-716-9714,[email protected]
EmploymentShirley Hudson, ARM, AAI, CISR, CPIW,
[email protected] 919 863-6531
Public RelationsJennifer Taylor CIC, CPIW, CISR,
[email protected] 919-719-9575
EducationEllen Samuels, AIC, [email protected] or 919
274-2452
SafetyJeanne Hess, CISR, CPIW, DAE, AAI919-863-6524 -
[email protected]
LegislativeBarbara [email protected]
Inside thisNewsletter
1. February Meeting Jointmeeting with DurhamAssn. NCAIW
President,Beth Wilkerson will bespeaker.
2. BRING CLOTHING forDress for Success andInteract - See
attached!
3. Class/CE Credit @ MarchMeeting! See below.
The best part about Februaryis that Spring is right around
the corner!
Thanks for making NAIW YOURAssociation of Choice
Represented by Diversified Professionals
NEW WEBSITE: www.raip.org
www.naiw.org www.ncaiw.org
www.inssfa.org - SCHOLARSHIPS!
Pinecone Editor
Jeanne Hess, CISR, CPIW, DAE, AA863-6524 - [email protected]
February 2009
The February Meeting of the RaleighAssociation of Insurance
Professionawill be held on Tuesday, February 9th
the IIANC Office, 101 Weston OaksCourt, Cary. Social time is at
5:30 wdinner & meeting beginning at 6:00.We have a special
joint meeting withthe Durham Association and specialguest speaker,
NCAIW President BeWilkerson and accompanied bySecretary Carla
Moore. Dinner iscatered with a nominal charge of $10each. Come and
enjoy fellowship angreat meeting. Hope to see you therand bring a
guest!
Remember to RSVP to Katy Willet
Member Concerns!
Please remember Pam Grimes ashe is going through treatmentsfor
Breast Cancer. Were allpraying for you! God Bless youPam!
mailto:[email protected]:[email protected]:[email protected]:[email protected]:[email protected]:[email protected]:[email protected]:[email protected]:[email protected]:[email protected]:[email protected]:[email protected]:[email protected]:[email protected]:[email protected]:[email protected]:[email protected]://www.raip.org/http://www.naiw.org/http://www.naiw.org/http://www.ncaiw.org/http://www.inssfa.org/http://www.inssfa.org/mailto:[email protected]:[email protected]:[email protected]:[email protected]:[email protected]:[email protected]:[email protected]:[email protected]:[email protected]:[email protected]:[email protected]:[email protected]:[email protected]://www.raip.org/http://www.naiw.org/http://www.ncaiw.org/http://www.inssfa.org/mailto:[email protected]
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Visit the site below daily, click to helpwomen in need get a
freemammogram!
http://www.thebreastcancersite.com
Your click counts - see the resultsof clicking daily!
GET YOURMAMMOGRAM!!!!!
PRESIDENTS MESSAGE
Dear Members,
In February we think of hearts and love- with that we are going
to give from ourhearts and show some love to women in need in our
area by purging our closets.This is a great time to make yourself
stick to those New Year's resolutions- if youhave lost a size, get
rid of the clothing in the old size and you will be less likely
toallow yourself to go back to those old habits because it will not
only hit you in thewaistline, it will hit you in your wallet! In
this way you are actually not onlyshowing love to others by giving
them things they need, you are showing love toyourself by taking
care of yourself. This is not just limited to your closet- tellyour
friends and family too.
I look forward to a great meeting with our friends at the Durham
Association aswe welcome our State President and Secretary. See you
all on Tuesday! Don'tforget to RSVP to Katy if you have not already
done so.
Respectfully,Kelly Bryant, CISRPresident
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~EMPLOYMENT
OPPORTUNITIES:
1 - Commercial Insurance Professional looking for a position
with a multi-lines insurance agency asan outside sales person.
Qualifications consist of one year of commercial insurance in
outside sales.
2 - Experienced Insurance Professional looking for a position
with a multi-lines insurance agency asa Customer Service Rep.
Qualifications consist of working in the insurance industry with a
numberof agencies since 1987. Proficient with the computer, all
lines of coverage, proposals, and excellentcustomer service. Reply
to 919-414-0271.
3 - Experienced Insurance Professional with over 8 years
experience in Commercial Surety Bondsand Commercial Insurance
looking for a position with a multi-lines insurance agency as an
AccountManager. Proficient with the computer and excellent customer
service. Reply to 919-414-0271.
4 - Insurance Company looking for a full time Administrative
Assistant in the Raleigh Cary area.Employer located in Cary, NC.
Employee needs to work 8:30 5:00 and must be familiar withinsurance
but not required to be a licensed agent. Also need to have
excellent computer skills.
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Reply to 919-414-0271.
Please contact Shirley Hudson [email protected] or 919-863-6531,
if you would like more information.
~~~~~~~~~~~~~~~
Raleigh Association of Insurance Professionals can help
employers find valuable employees andhelp those seeking employment
opportunities find those employers!
We would encourage our members to pass my contact information
along to their employers and HRManagers so that they can notify me
when a position opens up. We need our members to helppromote the
use of our service for connecting employees & employers. I
would be happy to send arequest directly to their employers if they
can provide me with the contact name and email address.These are
tough times for everyone so we need everyone at RAIP to do what we
can to bringpeople together.
EMPLOYMENT CHAIRMAN Shirley Hudson [email protected] or
919-863-6531
Please Join
Raleigh Association of Insurance Professionals
On
March 9, 2010 at 6:00 p.m.
for
Continuing Education Seminar
on
Age and Ergonomics (1 hour): Learn about modifications needed
for the agingworkforce. Vision, hearing and other physical demands
change as we age.Modifications to the work station may not only
prevent injuries in the workplace, but
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will also allow our workers to stay in the workplace longer
without long-termconsequences.
This class provides 1 CE credit for your license.
Speaker: Debra Lord - President of Job Ready Services
Who Should Attend: All Employers, Workers Compensation
Administrators, HRManagers, Risk/Safety Managers, Adjusters,
Agents, Occupational Health
professionals, and Others in the Insurance Industry
Where: IIANC office, 101 Weston Oaks Court, Cary.
Cost: $10.00 per person, includes dinner.
RSVP: Ellen Samuels at [email protected] or 919-274-2452
by March 1.
(National Association of Insurance Women / Raleigh Association
of Insurance Professionals)
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mailto:[email protected]:[email protected]
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Top Online Scams of 2009
Last year, one group of people carried on business with their
usual dedicationand ingenuity: scammers.Thanks to their diligent
efforts, millions of innocentconsumers were harassed, defrauded,
and robbed of valuable personal information thatcould do serious
damage to their credit and privacy for years to come. Here, in
noparticular order, were some of the most memorable scams of
2009and ones to watchfor in the year ahead.
1. Spoofing attacks: Whether they're pretending to be your bank
or the Centers forDisease Control and Prevention, the scammer will
send you an email asking you to goto a very official-looking web
site... and divulge all the personal information your bankor the
CDC either already has or would never ask for.2. Economy related
scams:These preyed on people's natural concerns about theeconomy
and offered bogus offers for loan consolidation, debt relief,
andunemployment insurance.3. Work at home scams:These have always
been popular, but they took on newsignificance due to the poor
economy. The most notable feature of these scams: theylure people
in by promising them easy moneybut they always require an upfront
fee.4. Social networking scams:The continued popularity of
Facebook, Twitter, and
other social networking sites offered a big fat target to
scammers and malwaremakers looking to spread viruses, hack into
people's personal accounts, or con peopleout of money.5. Classified
ad and auction scams: Sites like Craigslist and eBay are great
placesto find everything from a roommate to concert tickets.
Unfortunately, fraudsters canalso use it as a vehicle to find
victims for check overpayment cons, counterfeit ticketsales, and
other scams.
Tax Season Alert: Avoid Fake IRS Scams
It may feel early, but it's time to start cracking on your 2009
taxes. By January 31,you should have received W-2s and 1099 forms
for the 2009 tax yearwhich means you
can file any time. Be advised, though, that law-abiding citizens
aren't the only people
keeping a close eye on the IRS's yearly schedule. Identity
thieves will take full advantage of
the tax-filing season to prey on the unwary.
One clever new scheme they've developed is an email, purporting
to be from the IRS,
accusing the recipient of having underreported their income. The
victim is asked to
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download an attachment that the sender claims is the relevant
part of the victim's most
recent tax return. Of course, the attachment is actually a
virus.
A similar scam relies on people's fear of an audit to get them
to download a bogus
information form. If the victim doesn't complete and return the
form, the emailer, posing as
an IRS representative, threatens to levy penalties and
interest.
In both these casesand in any other situation in which you get
an email
purporting to be from the IRSremember that the IRS does not
contact
taxpayers over the Internet for any reason. Here's the word
straight from the horse'smouth. All official communication is
conducted the old-fashioned wayby the US Postal
Service. If you do receive an email that appears to be from the
IRS, don't open it. Junk it.
And pay your taxes.
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The Daily Telegraph
Facebook users are sitting ducks for identity
theft
By Nick Tabakoff From: The Daily Telegraph December 05, 2009
12:00AM
USERS of networking site Facebook are sitting ducks for
internetcriminals looking to steal their identities.
In research commissioned by The Daily Telegraph, which has
shocked even top fraudsquad police, almost half of users in their
20s agreed to a request from a rubber duck tobe Facebook
"friends".
A similar result occurred with a group of internet users in
their 50s, with many agreeingto be Facebook friends with a photo of
two cats.
Many of the Facebook users in both age groups volunteered some
of their mostintimate details to both the rubber duck and the cats,
including their full date of birth,workplace, email address and
location. Some even volunteered full addresses andphone numbers
without prompting.
The study was conducted by leading internet security firm
Sophos.
It has raised serious questions about the wisdom of average
internet users, given thefriend requests were sent without any
introduction.
One of the world's top experts on cyber-crime, Superintendent
Brian Hay of theQueensland Fraud Squad, said the results were
"frightening".
"Some people have surrendered almost all the information a
criminal needs as thefoundation to represent those people and take
out financial instruments in their name,"he said."It shows scammers
don't have to work very hard to find their victims."
The rubber duck posed under the bogus name Daisy Feletin, an
anagram of "FalseIdentity". Sophos asked 100 Facebook users in
their 20s to be the duck's friend.
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More than 46 per cent who were sent requests agreed to be
friends with Daisy within
two weeks.
Of those who accepted Daisy as a friend, 98 per cent gave either
a full or partial date ofbirth to the duck. All provided a full
email address.
Most alarmingly, 4 per cent even gave their full address and 7
per cent gave phonenumbers. Other details given included
photographs, the names ofspouses/siblings/relatives/friends, job
and education histories and social interests.
Even those in their 50s gave out far too much information to the
cats dubbed DinetteStonily (anagram of Stolen Identity). Of the 41
per cent who accepted "friend" requestsin the Sophos study, 92 per
cent gave a full or partial date of birth, 88 per cent gave anemail
address and 22 per cent gave a place of work or study.
Older people were also more willing than younger people to give
out their full addressand phone information -22 per cent provided a
personal phone number.
Sophos boss Paul Ducklin said Facebook users were also
compromising family andfriends: "People should assume that you can
never permanently remove details."
Mr Ducklin said he was surprised people were so ready to
volunteer such informationwith so little prompting from an
anonymous toy.
"It's clearly not a person. Why would you trust a toy from a $2
shop?" he said.
Supt Hay said protecting identity was more imperative than ever,
with the harvesting ofpersonal information the starting point for
serious crimes such as mortgage fraud.
"We know criminals are out there targeting Facebook. Throw into
the mix that peopleare giving away too much about themselves and
you've got a real problem," he said.
"The risk that people are prepared to endure for social
interaction could potentially spoil
lives.
"If your identity is stolen, you have to continually prove
yourself. The stress can break upmarriages and lead to serious
health problems."
http://www.dailytelegraph.corn.au/news/facebook-users-sitting-ducks-for-identity-theft/sto...1/25/2010
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~Editor
note:
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The above two articles were sent to me by my home computer
security service. I thought it wasworth sharing since I know some
of us are on Facebook and other social networking sites.
Becareful!! Jeanne
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Dress for Success & Interact: See the attached flyer for
more information. Bring your slightlyworn business clothing to
donate to this organization to help women prepare for interviewsand
employment.
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
MINUTES OF THERALEIGH ASSOCIATION OF INSURANCE PROFESSIONALS
January 11, 2010
The Raleigh Association met at the IIANC building in Cary, NC.
President KellyBryant welcomed everyone including new attendees
Windy Lebbad and DebbieHudson. Katy Willett, Vice President,
introduced our speaker, Matt Bivens, fromthe SBIs Arson
Investigation unit. Mr. Bivens provided us with a lot ofinformation
regarding fire investigations and introduced us to his dog
Kaufmanthat has been specially trained to find accelerants during
an investigation. We
were all treated to a sample run outside of Kaufman in
action.
Members & guests present included: Kelly Bryant, Jennifer
Taylor, JenniferThomas, Debbie Hudson, Windy Lebbad, Joetta
MacMiller, Janet Davis, BarbHutchinson, Crystal Sanderson, Susan
Anderson, Ellen Samuels, Beth Blackwell,Wanda Manning, and Debbie
Pass-Soles, Jeanne Hess, Robb Crosswhite, KatyWillett.
Committee Reports:
No minutes were presented as December was out Christmas Dinner
and we didnot have a formal meeting.
Bylaws- No report.
Employment- No report.
Public Relations- Jennifer Taylor requested that we finalize
some detailsregarding donating clothing to Dress for Success so
that everyone could bringtheir items with them to the February
meeting. This would also involved DurhamAssociation and hopefully
they would participate as well donating clothing and
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other misc. items for women. It was decided that information
would begathered, finalized & put into the Pinecone notifying
everyone of the details forthe February meeting.
Education- Ellen Samuels discussed the March 9, 2010 ergonomics
class that wewill have during our meeting. Ellen will be gathering
more information on thecost of the seminar per person and RAIP may
decide to charge more so that it isa fundraiser as well. We may
also include dinner to attract more attendance.Ellen will finalize
details for the meeting and class and let us know prior to theMarch
meeting.
Safety- No report.
Legislative- No Report.
Programs- Katy Willett discussed the February dinner meeting to
be held at theIIANC building in Cary along with the Durham
Association welcoming the StatePresident and Secretary. The cost of
the dinner is $10 and information will beincluded in the Pinecone.
The March meeting will be finalized soon and details tofollow. It
was also discussed that we may have a loss control/risk
managementclass sometime in the coming months but details need to
be finalized.
Treasurers Report- Janet Davis submitted the Treasurers report
to PresidentBryant and the membership. An open discussion was help
with questions on thetotal profit made on the pecan sales and flood
& ethics classes. The report wassubmitted and filed for
audit.
Old Business:
Wanda Manning has ordered the catalog to gather more information
on possiblydoing a fundraiser selling knives.
Jeanne Hess stated that we still have some more pecans to sell.
Once they areall sold a total of $2,676 will be collected and our
total profit will be $916. Letskeep selling!
New Business: No new business.
With no further discussion needed, President Bryant adjourned
the meeting at7:45 PM.
Respectfully submitted,
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Jennifer J. Taylor, CIC, CISR, CPSR, CPIWRAIP Secretary
The Donkey
One day a farmer's donkey fell down into a well. The animal
cried piteously for hours as thefarmer tried to figure out what to
do.
Finally, he decided the animal was old, and the well needed to
be covered up anyway; it justwasn't worth it to retrieve the
donkey.
He invited all his neighbors to come over and help him. They all
grabbed a shovel and beganto shovel dirt into the well. At first,
the donkey realized what was happening and criedhorribly. Then, to
everyone's amazement he quieted down.
A few shovel loads later, the farmer finally looked down the
well. He was astonished at whathe saw. With each shovel of dirt
that hit his back, the donkey was doing something amazing..He would
shake it off and take a step up.
As the farmer's neighbors continued to shovel dirt on top of the
animal, he would shake it offand take a step up.
Pretty soon, everyone was amazed as the donkey stepped up over
the edge of the well andhappily trotted off!
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*****
Life is going to shovel dirt on you, all kinds of dirt. The
trick to getting out of the well is toshake it off and take a step
up. Each of our troubles is a steppingstone. We can get out ofthe
deepest wells just by not stopping, never giving up! Shake it off
and take a step up.
Remember the five simple rules to be happy:
Free your heart from hatred - learn to forgive.
Free your mind from worries - most never happen or aren't all
that bad.
Live simply and appreciate what you have.Give more.
Expect lessNOW .......Enough of that crap. The donkey later came
back,and bit the farmer who had tried to buryhim. The gash from the
bite got infected andthe farmer eventually died in agony from
septicshock.
MORAL FROM TODAY'S LESSON:
When you do something wrong, and try to cover your ass, it
always comes back to bite you.
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
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Never regret a day in your life!
Good days give you happiness!
Bad days give you experience!
Happiness keeps you sweet!
Trials keep you strong!
Sorrow keeps you human!
Failures keep you humble!
Success keeps you glowing!
Don't ever stop loving.
Don't ever stop believing.
Don't ever stop dreaming your dreams.
Happy Valentines Day
