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Centre for Actuari al Researc Prescribed Minimum Benefits Package

Prescribed Minimum Benefits Package

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Prescribed Minimum Benefits Package. 450. 450. 400. 400. 350. 350. 300. 300. 250. 250. Incidence. Incidence. 200. 200. 150. 150. 100. 100. 50. 50. 0. 0. 1. 1. 4. 4. 9. 9. 14. 14. 24. 24. 29. 29. 34. 34. 39. 39. 44. 44. 49. 49. 54. 54. 59. 59. 64. 64. - PowerPoint PPT Presentation

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Page 1: Prescribed Minimum Benefits Package

Centre forActuarial Research

Prescribed Minimum Benefits Package

Page 2: Prescribed Minimum Benefits Package

Centre forActuarial Research

Incidence All Ages

Incidence of PMB Admissions by Age

97.6850

0

50

100

150

200

250

300

350

400

450

0-1

1-4

5 -9

10-

14

15-

19

20-

24

25-

29

30-

34

35-

39

40-

44

45-

49

50-

54

55-

59

60-

64

65-

69

70-

74

75

+

All

ag

es

Inc

ide

nc

e

0

50

100

150

200

250

300

350

400

450

0-1

1-4

5 -9

10-

14

15-

19

20-

24

25-

29

30-

34

35-

39

40-

44

45-

49

50-

54

55-

59

60-

64

65-

69

70-

74

75

+

All

ag

es

Inc

ide

nc

e

Page 3: Prescribed Minimum Benefits Package

Centre forActuarial Research

Incidence of PMB Admissions by Age

0

50

100

150

200

250

300

350

400

450

0-1

1-4

5-9

10-1

4

15-1

9

20-2

4

25-2

9

30-3

4

35-3

9

40-4

4

45-4

9

50-5

4

55-5

9

60-6

4

65-6

9

70-7

4

75+

Inci

den

ce

TotalHighMedium-olderMedium-youngerLow

Page 4: Prescribed Minimum Benefits Package

Centre forActuarial Research

Average Cost of PMBs by Age

Centre forActuarial Research

0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

16,000

18,000

0-1

1-4

5-9

10

-14

15

-19

20

-24

25

-29

30

-34

35

-39

40

-44

45

-49

50

-54

55

-59

60

-64

65

-69

70

-74

75

+

All

ag

es

Av

era

ge

Co

st

R9 127

Average Cost for All

Ages

Page 5: Prescribed Minimum Benefits Package

Centre forActuarial Research

Raw PMB Price by Age (pbpa)

Centre forActuarial Research

R 891.56 pbpa

Average Price for All

Ages

R 0

R 500

R 1,000

R 1,500

R 2,000

R 2,500

R 3,000

R 3,500

R 4,000

R 4,500

R 5,0000

-1

1-4

5-9

10

-14

15

-19

20

-24

25

-29

30

-34

35

-39

40

-44

45

-49

50

-54

55

-59

60

-64

65

-69

70

-74

75

+

All

ag

es

Page 6: Prescribed Minimum Benefits Package

Centre forActuarial Research

Age Profile of Study

0.00%

5.00%

10.00%

15.00%

0-1

1-5

5-10

10-1

5

15-2

0

20-2

5

25-3

0

30-3

5

35-4

0

40-4

5

45-5

0

50-5

5

55-6

0

60-6

5

65-7

0

70-7

5

75+

TotalHighMedium-olderMedium-youngerLow

Page 7: Prescribed Minimum Benefits Package

Centre forActuarial Research

Age Profile Beneficiaries Admitted for PMBs

0.00%

5.00%

10.00%

15.00%

20.00%

0-1

1-4

5-9

10-1

4

15-1

9

20-2

4

25-2

9

30-3

4

35-3

9

40-4

4

45-4

9

50-5

4

55-5

9

60-6

4

65-6

9

70-7

4

75+

TotalHighMedium-olderMedium-youngerLow

Page 8: Prescribed Minimum Benefits Package

Centre forActuarial Research

Incidence of PMB Admissions by Age

0

50

100

150

200

250

300

350

400

450

0-1

1-4

5-9

10-1

4

15-1

9

20-2

4

25-2

9

30-3

4

35-3

9

40-4

4

45-4

9

50-5

4

55-5

9

60-6

4

65-6

9

70-7

4

75+

Inci

den

ce

TotalHighMedium-olderMedium-youngerLow

Page 9: Prescribed Minimum Benefits Package

Centre forActuarial Research

R 0

R 2,000

R 4,000

R 6,000

R 8,000

R 10,000

R 12,000

R 14,000

R 16,000

R 18,000

0-1

1-4

5-9

10-1

4

15-1

9

20-2

4

25-2

9

30-3

4

35-3

9

40-4

4

45-4

9

50-5

4

55-5

9

60-6

4

65-6

9

70-7

4

75+

Aera

ge C

ost

in R

an

ds

TotalHighMedium-olderMedium-youngerLow

Average Cost of PMBs by Age

Centre forActuarial Research

Page 10: Prescribed Minimum Benefits Package

Centre forActuarial Research

R 0

R 1,000

R 2,000

R 3,000

R 4,000

R 5,000

R 6,000

0-1

1-4

5-9

10-1

4

15-1

9

20-2

4

25-2

9

30-3

4

35-3

9

40-4

4

45-4

9

50-5

4

55-5

9

60-6

4

65-6

9

70-7

4

75+

TotalHighMedium-olderMedium-youngerLow

Raw PMB Price by Age and Cluster (pbpa)

Centre forActuarial Research

Page 11: Prescribed Minimum Benefits Package

Centre forActuarial Research

Chronic Disease List Package

Page 12: Prescribed Minimum Benefits Package

Centre forActuarial Research

Age of Exposed Beneficiaries

0%

2%

4%

6%

8%

10%

12%

14%

0

1-4

5-9

10-1

4

15-1

9

20-2

4

25-2

9

30-3

4

35-3

9

40-4

4

45-4

9

50-5

4

55-5

9

60-6

4

65-6

9

70-7

4

75-7

9

80-8

4

85+

Pro

po

rtio

n o

f b

en

efi

cia

rie

s

Centre forActuarial Research

Page 13: Prescribed Minimum Benefits Package

Centre forActuarial Research

Age of Claiming Beneficiaries

0%

2%

4%

6%

8%

10%

12%

14%

0-1

1-4

5-9

10-1

4

15-1

9

20-2

4

25-2

9

30-3

4

35-3

9

40-4

4

45-4

9

50-5

4

55-5

9

60-6

4

65-6

9

70-7

4

75-7

9

80-8

4

85+

Pro

po

rtio

n o

f C

laim

ing

Ben

efic

iari

es

Page 14: Prescribed Minimum Benefits Package

Centre forActuarial Research

CDL Prevalence by Age

0

100

200

300

400

500

6000-

1

1-4

5-9

10-1

4

15-1

9

20-2

4

25-2

9

30-3

4

35-3

9

40-4

4

45-4

9

50-5

4

55-5

9

60-6

4

65-6

9

70-7

4

75-7

9

80-8

4

85+

All

age

s

Pre

vale

nce

pe

r 10

00

ben

efic

iari

es

Page 15: Prescribed Minimum Benefits Package

Centre forActuarial Research

Average Cost of CDL by Age

0

500

1,000

1,500

2,000

2,500

3,000

3,500

4,000

4,500

5,0000

1-4

5-9

10-1

4

15-1

9

20-2

4

25-2

9

30-3

4

35-3

9

40-4

4

45-4

9

50-5

4

55-5

9

60-6

4

65-6

9

70-7

4

75-7

9

80-8

4

85+

All

Age

s

Ave

rag

e C

os

t p

er c

ase

pa

Page 16: Prescribed Minimum Benefits Package

Centre forActuarial Research

Raw Price of CDL by Age

0

250

500

750

1,000

1,250

1,500

1,750

2,000

2,250

2,500

0

1-4

5-9

10-1

4

15-1

9

20-2

4

25-2

9

30-3

4

35-3

9

40-4

4

45-4

9

50-5

4

55-5

9

60-6

4

65-6

9

70-7

4

75-7

9

80-8

4

85+

All

Age

s

Pri

ce

pe

r b

en

efi

cia

ry p

a

Page 17: Prescribed Minimum Benefits Package

Centre forActuarial Research

Age Profile by Cluster

0%

2%

4%

6%

8%

10%

12%

14%

0

1-4

5-9

10-1

4

15-1

9

20-2

4

25-2

9

30-3

4

35-3

9

40-4

4

45-4

9

50-5

4

55-5

9

60-6

4

65-6

9

70-7

4

75-7

9

80-8

4

85+

Pro

po

rtio

n o

f b

enef

icia

ries

Total High Additional

Low Medium-older Medium-younger

Centre forActuarial Research

Page 18: Prescribed Minimum Benefits Package

Centre forActuarial Research

Prevalence by Cluster

0

100

200

300

400

500

600

700

0

1-4

5-9

10-1

4

15-1

9

20-2

4

25-2

9

30-3

4

35-3

9

40-4

4

45-4

9

50-5

4

55-5

9

60-6

4

65-6

9

70-7

4

75-7

9

80-8

4

85+

Pre

va

len

ce

pe

r 1

00

0 b

en

efi

cia

rie

s

High and Medium High Medium-older Medium-younger

Page 19: Prescribed Minimum Benefits Package

Centre forActuarial Research

Prevalence by Cluster

Centre forActuarial Research

0

100

200

300

400

500

600

700

0

1-4

5-9

10-1

4

15-1

9

20-2

4

25-2

9

30-3

4

35-3

9

40-4

4

45-4

9

50-5

4

55-5

9

60-6

4

65-6

9

70-7

4

75-7

9

80-8

4

85+

Pre

va

len

ce

pe

r 1

00

0 b

en

efi

cia

rie

s

Total High and Medium Additional Low

Page 20: Prescribed Minimum Benefits Package

Centre forActuarial Research

Average Cost by Cluster

Centre forActuarial Research

0

1,000

2,000

3,000

4,000

5,000

6,000

0

1-4

5-9

10-1

4

15-1

9

20-2

4

25-2

9

30-3

4

35-3

9

40-4

4

45-4

9

50-5

4

55-5

9

60-6

4

65-6

9

70-7

4

75-7

9

80-8

4

85+

Av

era

ge

Co

st

pe

r c

as

e p

a

Total High Medium-older

Medium-younger Additional Low

Page 21: Prescribed Minimum Benefits Package

Centre forActuarial Research

Raw Price by Age and Cluster

0

500

1,000

1,500

2,000

2,500

3,000

0

1-4

5-9

10-1

4

15-1

9

20-2

4

25-2

9

30-3

4

35-3

9

40-4

4

45-4

9

50-5

4

55-5

9

60-6

4

65-6

9

70-7

4

75-7

9

80-8

4

85+

Pri

ce

pe

r b

en

efi

cia

ry p

a

Total High Medium-older

Medium-younger Additional Low

Page 22: Prescribed Minimum Benefits Package

Centre forActuarial Research

Raw Price High vs. Low Cluster

Centre forActuarial Research

0

500

1,000

1,500

2,000

2,500

3,000

0

1-4

5-9

10-1

4

15-1

9

20-2

4

25-2

9

30-3

4

35-3

9

40-4

4

45-4

9

50-5

4

55-5

9

60-6

4

65-6

9

70-7

4

75-7

9

80-8

4

85+

Pri

ce

pe

r b

en

efi

cia

ry p

a

Total High Low

Page 23: Prescribed Minimum Benefits Package

Centre forActuarial Research

Complete PMB Package

Page 24: Prescribed Minimum Benefits Package

Centre forActuarial Research

Price of PMB Package by Age

0

2,000

4,000

6,000

8,000

10,000

12,000

0

1-4

5-9

10-1

4

15-1

9

20-2

4

25-2

9

30-3

4

35-3

9

40-4

4

45-4

9

50-5

4

55-5

9

60-6

4

65-6

9

70-7

4

75-7

9

80-8

4

85+

Mis

sing

All

ages

Pri

ce p

bp

a

Total CDL package

Total Outpatient package

Total Inpatient package

Complete PMB packagePublic sector