Presented By : Sreedhar V

An end to end integrated solution with an ERP platform of Microsoft Dynamics NAVISION

o A single platform that provides overall visibility across different financial products a client has subscribed for

o Volume and financial implications of  trade transactions including rejections and shortfall

o Facility to perform parameter based risk analysis on specific clients including portfolio liquidation

o Various MIS reports and analysis patterns for making effective decisions

Finance Trade

Credit Appraisal

Credit Disbursement

Trade Settlement

Accounting

Risk Management

Loan Application KitCentral Data

Repository

BrokerBack OfficeDepositoryParticipantThird Party

Vendor

Banks

StockExchange

KYC & Income dtlsTrading

ID

Trade Details

Stock Collateral

Corporate Action

InfoBank

Statement

Price & Volume feeds

SanctionedCredit

Accept/RejectClient Trades

Stock HoldingMovement

Interest CalcBooks of Account

Portfolio LiquidationRisk and RBI repots

Data Interface Channel

Input Layer Process Layer

Output Layer

To cover the back office process starting from capturing customer portfolio information to setting up of customer KYC and approval of limits towards trade processing and management of risk and liquidation

Effectively manage, and control the risk on portfolios towards various types of transactions done by its customers

Detailed KYC and Client approval process

Funding of poor quality of Trades

Honoring un-qualified Fund/Security withdrawal.

Delay in client’s net worth monitoring.

Delay in corrective action/ recovery.

Non detection of client’s abnormal operational behavior

Multi level Credit Approval

Sanction/Welcome Letter GenerationAuto Mail Alerts

Trade AcceptanceTrade Rejection

Securities Payin/PayoutFunds Payin/Payout

DP ReconciliationShortage/Auction Marking

DP Slip (Physical/Soft copy)

Task Assignment to RMs

Corporate Action Handling

Credit Appraisal

Credit Disbursement

Trade Settlement

Portfolio Liquidation

Scrip CategorizationHouse/Client Level Restrictions

Margin Receipt

Tax Deducted At SourceProfit and Loss Statement

Client Categorization

Funds Withdrawal (Normal/FnO)Accounting

Risk Management

Loan Request entry

Loan approval with help of multilevel approval hierarchy

After approval, customer creation for on-going transaction

Mailers to customer at various stage of loan activation

Sanction letter Welcome letter Rejection letter Closure letter

Interest rate reduction letter

Interest rate increase letter

Daily EOD status mailers to customers and respective braches

Client KYC

DSA Master

DSA Referral Pay out

Document attachments

PoA DP and Bank Mapping

Scrip master update

Customer DP account maintenance

POA/ Pledge status update

Daily reconciliation of POA/pledge account

Trade process acceptance as per customer exposure

Slip generation at various stages in POA and pledge Pay-in slip Off-market transfer slip Pledge confirmation slip Pledge closure slip Pledge invocation slip

Scrip withdrawal request creation and approval process

Auction Handling

Corporate Action upload

Daily NAV upload

Customer bank account maintenance

In case of trade transfer letters for bank as per bank format Pay-in letter Pay-out letter

Amount withdrawal request and approval process

Interest calculation on daily basis

Interest posting as per agreement (Monthly/quarterly/half-yearly/yearly)

Interest on interest or interest only on net loan choose facility per client wise

Various bank letters as per transaction type RTGS letter NEFT letter Transfer letter Cheque printing

Category differentiation for scrip

Scrip valuation on basis of scrip category

Client category to decide max benefit

Liquidation process

Liquidation of client in case of shortfall: Liquidation trade in pro-client’s account Transfer of scrip/ pledge invocation as per liquidation quantity Distribution of liquidated amount as per client liquidation after

trade acceptance Allow special privileges for specific clients to help discounting

features

House level restriction to restrict all client to more excess quantity

Client level restriction effective, which will decide quantity to be part of net value calculation

Scrip & Cash release approval mechanism

Shortfall reports and mailers

Risk categorization and auto mailers on status.