Press CTRL+T and you will see this on top of your workspace

Press this & reduce the percentage to 32% with your DOWN key

Use this button to create the grey boxes

Click this button to create a semi transparent shape by choosing Blending Options

You will see this dialog box to control the opacity of the shape

Remember to use the opacity

slider

Use the eyedropper to select the color of the background

Use this tool… Use the

eyedropper over here

Make the background grey with this tool….

Use this tool… Paint this whole

area grey

This is how I arranged my layers

I used this to type a text layer

Use this tool…

I clicked here to make the text look embossed

I clicked here…

I manipulated the settings here to get the look I want with my text…

I clicked here…